St Albans, Vermont Best CD Rates November 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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St Albans, Vermont CD rates range from 0.05% to 5.00% APY, verified by MonitorBankRates as of November 12, 2026. Current St Albans, Vermont CD rates include TD BankTD Bank351 Swanton Rd Highgate Plaza, St Albans, VT 05478A+5.0 ★Texas Ratio: 3.71%Real return: +0.60%APY minus CPIRate verified Nov 11, 2026 offering 24 Month TD Choice CD at 4.30% APY, EastRise Credit UnionEastRise Credit Union295 Tuckers Way, St Albans, VT 05478A+5.0 ★Texas Ratio: 3.84%Real return: +0.30%APY minus CPIRate verified Nov 7, 2026 offering 12 Month Variable-Rate Certificates - Future Saver Plus at 4.00% APY, Central Vermont Medical Centerinc Credit UnionCentral Vermont Medical Centerinc Credit UnionA+5.0 ★Texas Ratio: 5.27%Real return: +1.30%APY minus CPIRate verified Nov 8, 2026 offering New 6 month CD Special at 5.00% APY, TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 4.14%Real return: +0.55%APY minus CPIRate verified Nov 11, 2026 offering 12 - 18 Month Certificate of Deposit at 4.25% APY, and Mascoma BankMascoma BankA+5.0 ★Texas Ratio: 1.41%Real return: +0.55%APY minus CPIRate verified Nov 6, 2026 offering 12-Month CD/IRA Special at 4.25% APY. CD rates as of November 12, 2026 according to verified data from MonitorBankRates.
St Albans has 39 local institutions in our database, with CD rates as high as 4.30% APY from TD Bank at 351 Swanton Rd Highgate Plaza, St Albans, VT 05478. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Vermont area. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: November 12, 2026
Compare Best CD Rates in St Albans, Vermont & the Surrounding Area
St Albans 3 Month CD Rates
Promotional Rates; Balance: $0.01-$9,999.99
Non-Promotional Rates; Balance: $0.01-$9,999.99
Minimum Balance to Earn APY: $1,000
Interest Payment Frequency: Flexible; Interest Penalty: 90 Days
Interest Payment Frequency: Flexible; Interest Penalty: 90 Days
No minimum balance required to earn the posted APY; subject to penalty for early withdrawal
- Nov 2, 20263.50%▲ from 3.00%
- Sep 20, 20263.00%first recorded
No minimum balance required to earn the posted APY; subject to substantial penalty for early withdrawal
Effective 11-07-2026; minimum starting deposit $1,000 per footnote 5
- Oct 31, 20262.15%▼ from 2.50%
- Sep 11, 20262.50%first recorded
Minimum: $2500
Includes IRA and CDARS Investments
St Albans 6 Month CD Rates
Minimum Balance to Earn APY: $1,000
Minimum balance to earn APY: $500
Early withdrawal penalties may apply to Certificates
Promotional Rates; Balance: $0.01-$9,999.99
Non-Promotional Rates; Balance: $0.01-$9,999.99
6 Month TD No Catch CD
Must be funded by new money not currently on deposit; $2,000 and above; Dividends paid: Monthly
Penalty incurred by early withdrawal of funds may affect your actual APY.
- Nov 3, 20264.10%▲ from 4.00%
- Oct 15, 20264.00%▲ from 3.90%
- Oct 13, 20263.90%first recorded
- Nov 3, 20264.10%▲ from 4.00%
- Oct 15, 20264.00%▲ from 3.90%
- Oct 13, 20263.90%▲ from 3.85%
- Sep 14, 20263.85%first recorded
- Nov 3, 20264.10%▲ from 4.00%
- Oct 15, 20264.00%first recorded
Certificates of Deposit Specials
- Oct 31, 20264.00%▼ from 4.40%
- Oct 20, 20264.40%▲ from 4.15%
- Oct 14, 20264.15%▲ from 3.40%
- Sep 24, 20263.40%first recorded
Includes IRA and CDARS Investments
IRA CD; shares rate table with 11 Month IRA CD Special; early withdrawal penalty may apply in addition to IRS penalties
- Oct 22, 20263.75%▲ from 2.50%
- Sep 28, 20262.50%first recorded
St Albans 12 Month CD Rates
Promotional Rates; Balance: $0.01-$9,999.99
Non-Promotional Rates; Balance: $0.01-$9,999.99
Balance: $25 - $5,000.00
Minimum Balance to Earn APY: $1,000
- Nov 3, 20263.75%▲ from 3.55%
- Oct 15, 20263.55%first recorded
Minimum balance to earn APY: $500
- Oct 29, 20263.75%▲ from 3.55%
- Oct 13, 20263.55%first recorded
Early withdrawal penalties may apply to Certificates
- Oct 29, 20263.75%▲ from 3.55%
- Oct 13, 20263.55%first recorded
12 Month TD IRA Add-Vantage CD; IRA certificate
12 Month TD No Catch CD
Certificates of Deposit Specials
- Oct 31, 20264.25%▲ from 4.00%
- Oct 20, 20264.00%▲ from 3.50%
- Oct 14, 20263.50%▼ from 3.95%
- Sep 24, 20263.95%▲ from 3.45%
- Oct 31, 20264.25%▲ from 4.00%
- Sep 19, 20264.00%▲ from 3.75%
- Sep 11, 20263.75%first recorded
Penalty incurred by early withdrawal of funds may affect your actual APY.
- Nov 3, 20264.10%▲ from 4.00%
- Oct 15, 20264.00%▲ from 3.90%
- Oct 13, 20263.90%first recorded
- Nov 3, 20264.10%▲ from 4.00%
- Oct 15, 20264.00%▲ from 3.90%
- Oct 13, 20263.90%▲ from 3.85%
- Sep 14, 20263.85%first recorded
- Nov 3, 20264.10%▲ from 4.00%
- Oct 15, 20264.00%first recorded
St Albans 18 Month CD Rates
Promotional Rates; Balance: $0.01-$9,999.99
Non-Promotional Rates; Balance: $0.01-$9,999.99
Featured CD rate; APY (Annual Percentage Yield)
Certificates of Deposit Specials
- Oct 31, 20264.25%▲ from 4.00%
- Oct 20, 20264.00%▲ from 3.50%
- Oct 14, 20263.50%▼ from 4.00%
- Sep 24, 20264.00%▲ from 3.60%
Substantial penalty for early withdrawal. Fees may reduce earnings.
Interest Payment Frequency: Flexible; Interest Penalty: 180 Days
Interest Payment Frequency: Flexible; Interest Penalty: 180 Days
- Oct 27, 20264.05%▲ from 2.50%
- Oct 8, 20262.50%first recorded
- Oct 31, 20264.00%▲ from 3.85%
- Sep 11, 20263.85%first recorded
Featured CD rate; Requires a qualifying M&T Bank checking account; Rates may vary by ZIP code
Featured M&T Certificate of Deposit; requires a qualifying M&T Bank checking account to open (M&T Select CD); minimum balance to obtain APY is $1.00 after opening
Terms: 18 months, fixed-rate; $10,000.00 minimum balance to open and to earn APY; Available as an IRA; auto-renewable; paperless (statement only); interest credited monthly to a deposit account or the CD; 90 days interest penalty for early withdrawal; Annual Percentage Yield accurate as of September 2, 2026
Penalty incurred by early withdrawal of funds may affect your actual APY.
- Nov 3, 20263.80%▲ from 3.70%
- Oct 15, 20263.70%▲ from 3.60%
- Oct 13, 20263.60%first recorded
- Nov 3, 20263.80%▲ from 3.70%
- Oct 15, 20263.70%▲ from 3.60%
- Oct 13, 20263.60%▲ from 3.55%
- Sep 14, 20263.55%first recorded
- Nov 3, 20263.80%▲ from 3.70%
- Oct 15, 20263.70%first recorded
St Albans 24 Month CD Rates
Promotional Rates; Balance: $0.01-$9,999.99
Non-Promotional Rates; Balance: $0.01-$9,999.99
Minimum Balance to Earn APY: $1,000
- Nov 3, 20263.75%▲ from 3.55%
- Oct 15, 20263.55%first recorded
Minimum balance to earn APY: $500
- Oct 29, 20263.75%▲ from 3.55%
- Oct 13, 20263.55%first recorded
Early withdrawal penalties may apply to Certificates
- Oct 29, 20263.75%▲ from 3.55%
- Oct 13, 20263.55%first recorded
Variable rate
Variable rate
Variable rate; Penalty incurred by early withdrawal of funds may affect actual APY
Penalty incurred by early withdrawal of funds may affect your actual APY.
- Nov 3, 20263.80%▲ from 3.70%
- Oct 15, 20263.70%▲ from 3.60%
- Oct 13, 20263.60%first recorded
Variable rate; Penalty incurred by early withdrawal of funds may affect your actual APY.
- Nov 3, 20263.80%▲ from 3.70%
- Oct 15, 20263.70%▲ from 3.60%
- Oct 13, 20263.60%▲ from 3.55%
- Sep 14, 20263.55%first recorded
- Nov 3, 20263.80%▲ from 3.70%
- Oct 15, 20263.70%first recorded
Variable rate
St Albans 36 Month CD Rates
Minimum Balance to Earn APY: $1,000
- Nov 3, 20263.75%▲ from 3.65%
- Oct 15, 20263.65%first recorded
Minimum balance to earn APY: $500
- Oct 29, 20263.75%▲ from 3.65%
- Oct 13, 20263.65%first recorded
Early withdrawal penalties may apply to Certificates
- Oct 29, 20263.75%▲ from 3.65%
- Oct 13, 20263.65%first recorded
Promotional Rates; Balance: $0.01-$9,999.99
Non-Promotional Rates; Balance: $0.01-$9,999.99
Penalty incurred by early withdrawal of funds may affect your actual APY.
- Nov 3, 20263.80%▲ from 3.70%
- Oct 15, 20263.70%▲ from 3.60%
- Oct 13, 20263.60%first recorded
- Nov 3, 20263.80%▲ from 3.70%
- Oct 15, 20263.70%▲ from 3.60%
- Oct 13, 20263.60%▲ from 3.55%
- Sep 14, 20263.55%first recorded
- Nov 3, 20263.80%▲ from 3.70%
- Oct 15, 20263.70%first recorded
Rates effective as of 10/14/26
Rates effective as of 10/14/26
Opening Deposit: IRAs 500; Rates effective as of 10/14/26
w/ELR (Enhanced Loyalty Rewards): up to 3.50% APY
Opening Deposit: IRAs 250,000
St Albans 48 Month CD Rates
Minimum Balance to Earn APY: $1,000
- Nov 3, 20263.75%▲ from 3.65%
- Oct 15, 20263.65%first recorded
Minimum balance to earn APY: $500
- Oct 29, 20263.75%▲ from 3.65%
- Oct 13, 20263.65%first recorded
Early withdrawal penalties may apply to Certificates
- Oct 29, 20263.75%▲ from 3.65%
- Oct 13, 20263.65%first recorded
No Longer for Sale
Penalty incurred by early withdrawal of funds may affect your actual APY.
- Nov 3, 20263.80%▲ from 3.70%
- Oct 15, 20263.70%▲ from 3.60%
- Oct 13, 20263.60%first recorded
- Nov 3, 20263.80%▲ from 3.70%
- Oct 15, 20263.70%▲ from 3.60%
- Oct 13, 20263.60%▲ from 3.55%
- Sep 14, 20263.55%first recorded
- Nov 3, 20263.80%▲ from 3.70%
- Oct 15, 20263.70%first recorded
Rates effective as of 10/14/26
Rates effective as of 10/14/26
Opening Deposit: IRAs 500; Rates effective as of 10/14/26
w/ELR (Enhanced Loyalty Rewards): up to 3.65% APY
$5 minimum balance required on certificates
St Albans 60 Month CD Rates
Minimum Balance to Earn APY: $1,000
- Nov 3, 20263.75%▲ from 3.65%
- Oct 15, 20263.65%first recorded
Minimum balance to earn APY: $500
- Oct 29, 20263.75%▲ from 3.65%
- Oct 13, 20263.65%first recorded
Early withdrawal penalties may apply to Certificates
- Oct 29, 20263.75%▲ from 3.65%
- Oct 13, 20263.65%first recorded
Promotional Rates; Balance: $0.01-$9,999.99
Non-Promotional Rates; Balance: $0.01-$9,999.99
w/ELR (Enhanced Loyalty Rewards): up to 3.85% APY
Penalty incurred by early withdrawal of funds may affect your actual APY.
- Nov 3, 20263.80%▲ from 3.70%
- Oct 15, 20263.70%▲ from 3.60%
- Oct 13, 20263.60%first recorded
- Nov 3, 20263.80%▲ from 3.70%
- Oct 15, 20263.70%▲ from 3.60%
- Oct 13, 20263.60%▲ from 3.55%
- Sep 14, 20263.55%first recorded
- Nov 3, 20263.80%▲ from 3.70%
- Oct 15, 20263.70%first recorded
Rates effective as of 10/14/26
Rates effective as of 10/14/26
Opening Deposit: IRAs 500; Rates effective as of 10/14/26
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
St Albans, VT CD Rate Trends
Compare local St Albans, VT CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
Vermont 12-month CD rates rose 0.004 points over the past 7 days to 3.091% APY.
Vermont 6-month CD rates fell 0.002 points over the past 7 days to 2.948% APY.
VT CD Rate Forecast, Next 12 Months
Where are Vermont CD rates headed through November 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
What Your Savings Earn at VT CD Rates Today
Annual interest earnings at today’s Vermont average APYs. State average used where available; national average as fallback.
| CD Term | VT Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.625% | $81.27 | $162.54 | $406.35 | $812.70 |
| 6-Month CD | 2.948% | $147.39 | $294.78 | $736.95 | $1,473.90 |
| 12-Month CD | 3.091% | $154.56 | $309.12 | $772.80 | $1,545.60 |
| 18-Month CD | 3.285% | $164.24 | $328.48 | $821.20 | $1,642.40 |
| 24-Month CD | 2.620% | $130.99 | $261.98 | $654.95 | $1,309.90 |
| 36-Month CD | 2.443% | $122.13 | $244.25 | $610.63 | $1,221.25 |
| 48-Month CD | 2.619% | $130.93 | $261.85 | $654.63 | $1,309.25 |
| 60-Month CD | 2.453% | $122.66 | $245.32 | $613.30 | $1,226.60 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of November 12, 2026. | |||||
Sample CD Ladder for St Albans, Vermont Savers
$25,000 split equally across 5 terms using today’s Vermont average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | VT Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.625% | $81.27 |
| 2 | 6-Month CD | $5,000 | 2.948% | $147.39 |
| 3 | 12-Month CD | $5,000 | 3.091% | $154.56 |
| 4 | 24-Month CD | $5,000 | 2.620% | $130.99 |
| 5 | 36-Month CD | $5,000 | 2.443% | $122.13 |
| Total ($25,000 invested) | $25,000 | 2.545% blended | $636.34/yr | |
Ladder example uses equal $5,000 rungs and Vermont average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
Tracked in St Albans, Vermont
About Our St Albans, Vermont CD Rate Database
MonitorBankRates tracks 322 CD rates from 17 banks and 9 credit unions with locations in St Albans, Vermont, plus national online institutions available to Vermont residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: TD Bank offers a CD at 4.30% APY with a minimum deposit of $250. Use the rate table above to compare all current offers in St Albans, Vermont.
How to Find the Best CD Rates in St Albans, Vermont
What to compare when shopping for a CD in St Albans, Vermont
To find the best APYs in St Albans, Vermont, start with credit unions and online-only banks: St Albans, Vermont has 9 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in St Albans, Vermont
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in St Albans, Vermont: 26 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare St Albans, Vermont savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare St Albans, Vermont money market rates
Vermont Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024 (state-level data shown; city data not available)
21.4% of residents are 65 or older, above the national average of 17.3%, making fixed-rate CDs a particularly relevant savings vehicle in this market; a low unemployment rate of 3.5% reflects a strong local economy. At today’s VT 12-month CD average of 3.091%, saving 10% of the local median salary ($4,594/year) and putting it in a CD would earn an additional $142 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in St Albans, Vermont
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90 to 180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
CD Product Information
How CDs Work
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in St Albans, Vermont typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in St Albans, Vermont as everywhere in the U.S.
CD Terms
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give St Albans, Vermont savers easier access to their funds. For example, EastRise Credit Union is offering its Business Certificate 6-Month at 3.00% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, EastRise Credit Union is offering its Business Certificate 5-Year at 3.75% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a St Albans, Vermont saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the St Albans, Vermont CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates
Most CDs carry a fixed rate that is locked for the entire term, protecting a St Albans, Vermont depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in St Albans, Vermont
What are CD rates in St Albans, Vermont today?
Are CD rates in St Albans, Vermont FDIC insured?
Do I have to pay state taxes on CD interest in St Albans, Vermont?
Can I withdraw my money early from a CD?
What is the difference between a Jumbo CD and a regular CD?
Are fixed-rate CDs better than variable-rate CDs?
What is a CD ladder?
Best CD rates in St Albans, Vermont?
- TD Bank: 4.30% APY (24 Month TD Choice CD)
- EastRise Credit Union: 4.00% APY (12 Month Variable-Rate Certificates - Future Saver Plus)
- Central Vermont Medical Centerinc Credit Union: 5.00% APY (New 6 month CD Special)
- TrustCo Bank: 4.25% APY (12 - 18 Month Certificate of Deposit)
- Mascoma Bank: 4.25% APY (12-Month CD/IRA Special)
- The Bank of Bennington: 4.20% APY (2 Year Certificate of Deposit)
- North Country Federal Credit Union: 4.10% APY (Certificates - 12 months)
- Peoples Trust Co. of St. Albans: 4.05% APY (Certificate of Deposit - 18 Month)
- M&T Bank: 3.85% APY (18 Month Select Certificate of Deposit)
- SeaComm Federal Credit Union: 3.85% APY (5 Year IRA, Roth IRA Certificates - w/ELR)
St Albans, Vermont CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current St Albans, Vermont rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.
CD Calculators for St Albans, Vermont
At today’s VT top rate of 4.30% APY, a $10,000 deposit earns $430 in the first year. Enter your amount to see your exact return.
St Albans, Vermont CD LadderVT CD rates currently range from 1.625% (3-month) to 2.443% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a St Albans, Vermont CD at 4.30% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsVermont’s average 12-month CD is 3.091% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our St Albans, Vermont CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for St Albans, Vermont directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in St Albans, Vermont. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in VT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
St Albans, Vermont Rates & Resources
