MonitorBankRates
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Greensboro, Vermont Best CD Rates August 2026

Current Greensboro, Vermont CD rates include Central Vermont Medical Centerinc CUCentral Vermont Medical Centerinc CUA5.0 ★Texas Ratio: 8.58%Real return: +2.20%APY minus CPI (February 2026) offering New 6 month CD Special at 5.00% APY, M&T BankM&T BankA5.0 ★Texas Ratio: 11.17%Real return: +1.05%APY minus CPI (February 2026) offering 18-Month M&T Select CD at 3.85% APY, Mascoma BankMascoma BankA+5.0 ★Texas Ratio: 0.52%Real return: +1.05%APY minus CPI (February 2026) offering 18-Month CD/IRA Special at 3.85% APY, The Bank of BenningtonThe Bank of BenningtonA+5.0 ★Texas Ratio: 2.81%Real return: +0.95%APY minus CPI (February 2026) offering 5-Year at 3.75% APY, and North Country Federal Credit UnionNorth Country Federal Credit UnionA5.0 ★Texas Ratio: 6.89%Real return: +0.95%APY minus CPI (February 2026) offering HSA Certificates 6 months at 3.75% APY. CD rates as of August 28, 2026 according to verified data from MonitorBankRates.

Greensboro is a smaller community with no bank or credit union branches currently in our database. 214 institutions serving the Vermont area are available to Greensboro residents, with CD rates as high as 5.00% APY from Central Vermont Medical Centerinc CU. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: August 28, 2026

Compare Best CD Rates in Greensboro, Vermont & the Surrounding Area

Greensboro 3 Month CD Rates

Vermont 3 Month CD Average1.39% APYNational 1.96%▼ 0.78% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
3 Months CD
$0
3.50% ▲ 2.11% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average1.39%▲ 2.11% above avgNationally 1.96%
Details

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
IRA (Individual Retirement Account) Traditional & Roth 3 Month
$0
3.50% ▲ 2.11% above Vermont avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average1.39%▲ 2.11% above avgNationally 1.96%
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
3-Month Fixed
$100
3.00% ▲ 1.61% above Vermont avg
Rate2.96%
Min Deposit$100
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average1.39%▲ 1.61% above avgNationally 1.96%
Details

Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
CD - 3 Months
$500
2.50% ▲ 1.11% above Vermont avg
Rate2.47%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average1.39%▲ 1.11% above avgNationally 1.96%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3 Month
$0
1.00% ▼ 0.39% below Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average1.39%▼ 0.39% below avgNationally 1.96%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3 Month TD Choice CD
$250
1.00% ▼ 0.39% below Vermont avg
Rate
Min Deposit$250
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average1.39%▼ 0.39% below avgNationally 1.96%
Details

Relationship APY

EastRise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
Business Certificates - 3-Month
$0
0.75% ▼ 0.64% below Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average1.39%▼ 0.64% below avgNationally 1.96%
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
3-Month CD
$0
0.15% ▼ 1.24% below Vermont avg
Rate0.15%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average1.39%▼ 1.24% below avgNationally 1.96%
Details

Greensboro 6 Month CD Rates

Vermont 6 Month CD Average2.84% APYNational 2.67%▼ 0.26% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★Texas Ratio: 8.58%
New 6 month CD Special
$0
5.00% ▲ 2.16% above Vermont avg
Rate5.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▲ 2.16% above avgNationally 2.67%
Details

Must be funded by new money not currently on deposit

North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.89%
HSA Certificates 6 months
$0
3.75% ▲ 0.91% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▲ 0.91% above avgNationally 2.67%
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
6-Month CD
$0
3.70% ▲ 0.86% above Vermont avg
Rate3.63%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▲ 0.86% above avgNationally 2.67%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
6 Month Certificate
$0
3.70% ▲ 0.86% above Vermont avg
Rate3.64%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▲ 0.86% above avgNationally 2.67%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
6 Month IRA Certificate
$0
3.70% ▲ 0.86% above Vermont avg
Rate3.64%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▲ 0.86% above avgNationally 2.67%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
IRA Share Account 6 mo
$0
3.70% ▲ 0.86% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▲ 0.86% above avgNationally 2.67%
Details

Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.46%
6 Months
$0
3.60% ▲ 0.76% above Vermont avg
Rate3.54%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▲ 0.76% above avgNationally 2.67%
Details

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
IRA (Individual Retirement Account) Traditional & Roth 6 Month
$0
3.50% ▲ 0.66% above Vermont avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▲ 0.66% above avgNationally 2.67%
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
6-month
$500
3.50% ▲ 0.66% above Vermont avg
Rate3.44%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▲ 0.66% above avgNationally 2.67%
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
6-Month Fixed
$100
3.50% ▲ 0.66% above Vermont avg
Rate3.44%
Min Deposit$100
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▲ 0.66% above avgNationally 2.67%
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
6 Month CD
$1,000
3.35% ▲ 0.51% above Vermont avg
Rate3.30%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▲ 0.51% above avgNationally 2.67%
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
6 Month IRA CD
$500
3.35% ▲ 0.51% above Vermont avg
Rate3.30%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▲ 0.51% above avgNationally 2.67%
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Jumbo Certificates of Deposit and IRAs 6 Month
$100,000
3.35% ▲ 0.51% above Vermont avg
Rate3.30%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▲ 0.51% above avgNationally 2.67%
Details

Brattleboro S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6 Month
$500
3.00% ▲ 0.16% above Vermont avg
Rate2.96%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▲ 0.16% above avgNationally 2.67%
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
6-month
$0
3.00% ▲ 0.16% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▲ 0.16% above avgNationally 2.67%
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
Business Certificates - 6-Month
$0
3.00% ▲ 0.16% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▲ 0.16% above avgNationally 2.67%
Details

National Bank of Middlebury
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
6-Month Fixed Rate
$0
2.84% At Vermont avg
Rate2.80%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%At the averageNationally 2.67%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
6 Month CD
$1,000
2.50% ▼ 0.34% below Vermont avg
Rate2.47%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▼ 0.34% below avgNationally 2.67%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
6 Month IRA CD
$50
2.50% ▼ 0.34% below Vermont avg
Rate2.47%
Min Deposit$50
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▼ 0.34% below avgNationally 2.67%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Business 6 Month CD
$1,000
2.50% ▼ 0.34% below Vermont avg
Rate2.47%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▼ 0.34% below avgNationally 2.67%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Business 6 Month IRA CD
$50
2.50% ▼ 0.34% below Vermont avg
Rate2.47%
Min Deposit$50
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▼ 0.34% below avgNationally 2.67%
Details

Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
CD - 6 Months
$500
2.40% ▼ 0.44% below Vermont avg
Rate2.37%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▼ 0.44% below avgNationally 2.67%
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Youth 6-Month CD
$0
2.00% ▼ 0.84% below Vermont avg
Rate1.98%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▼ 0.84% below avgNationally 2.67%
Details

802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
IRA Certificate 6 months
$0
1.85% ▼ 0.99% below Vermont avg
Rate1.83%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▼ 0.99% below avgNationally 2.67%
Details

802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
6 months
$0
1.80% ▼ 1.04% below Vermont avg
Rate1.78%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▼ 1.04% below avgNationally 2.67%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
6 Month TD Choice CD
$250
1.00% ▼ 1.84% below Vermont avg
Rate
Min Deposit$250
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▼ 1.84% below avgNationally 2.67%
Details

Relationship APY

Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★Texas Ratio: 8.58%
IRA TRADITIONAL & ROTH 6 month
$0
0.50% ▼ 2.34% below Vermont avg
Rate0.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▼ 2.34% below avgNationally 2.67%
Details

Claremont Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
6 Months CD
$500
0.15% ▼ 2.69% below Vermont avg
Rate0.15%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▼ 2.69% below avgNationally 2.67%
Details

To qualify for this promotional rate, at least 50% of the opening deposit must consist of new funds not currently on deposit with Claremont Savings Bank. To renew an existing certificate into this promotional account, you must add new funds not currently on deposit with Claremont Savings Bank equal to at least 50% of the principal balance of the maturing certificate. A minimum daily balance of $0.01 is required to earn the disclosed APY. At maturity, the certificate will automatically renew as a 12-month certificate at the rate and APY then in effect. A penalty may be imposed for early withdrawal. Withdrawal of interest will reduce earnings. Fees may reduce earnings.

Claremont Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Business 6 Months CD
$500
0.15% ▼ 2.69% below Vermont avg
Rate0.15%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.84%▼ 2.69% below avgNationally 2.67%
Details

To qualify for this promotional rate, at least 50% of the opening deposit must consist of new funds not currently on deposit with Claremont Savings Bank. To renew an existing certificate into this promotional account, you must add new funds not currently on deposit with Claremont Savings Bank equal to at least 50% of the principal balance of the maturing certificate.

Greensboro 12 Month CD Rates

Vermont 12 Month CD Average2.74% APYNational 2.83%▼ 0.20% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
12-Month CD/IRA Special
$500
3.75% ▲ 1.01% above Vermont avg
Rate3.68%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 1.01% above avgNationally 2.83%
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.89%
HSA Certificates 12 months
$0
3.60% ▲ 0.86% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.86% above avgNationally 2.83%
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
12-Month CD
$0
3.55% ▲ 0.81% above Vermont avg
Rate3.49%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.81% above avgNationally 2.83%
Details

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
12 Months CD
$0
3.55% ▲ 0.81% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.81% above avgNationally 2.83%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
12 Month Certificate
$0
3.55% ▲ 0.81% above Vermont avg
Rate3.49%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.81% above avgNationally 2.83%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
12 Month IRA Certificate
$0
3.55% ▲ 0.81% above Vermont avg
Rate3.49%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.81% above avgNationally 2.83%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
IRA Share Account 12 mo
$0
3.55% ▲ 0.81% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.81% above avgNationally 2.83%
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
1 year CD
$500
3.51% ▲ 0.77% above Vermont avg
Rate3.45%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.77% above avgNationally 2.83%
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
1 year IRA CD
$500
3.51% ▲ 0.77% above Vermont avg
Rate3.45%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.77% above avgNationally 2.83%
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Jumbo Certificates of Deposit and IRAs 1 year
$100,000
3.51% ▲ 0.77% above Vermont avg
Rate3.45%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.77% above avgNationally 2.83%
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
1-Year
$500
3.50% ▲ 0.76% above Vermont avg
Rate3.44%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.76% above avgNationally 2.83%
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
1-Year Fixed
$100
3.50% ▲ 0.76% above Vermont avg
Rate3.44%
Min Deposit$100
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.76% above avgNationally 2.83%
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
1-year
$0
3.40% ▲ 0.66% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.66% above avgNationally 2.83%
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
Business Certificates - 1-Year
$0
3.40% ▲ 0.66% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.66% above avgNationally 2.83%
Details

Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.46%
12 Months
$0
3.40% ▲ 0.66% above Vermont avg
Rate3.35%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.66% above avgNationally 2.83%
Details

Brattleboro S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
12 Month
$500
3.25% ▲ 0.51% above Vermont avg
Rate3.20%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.51% above avgNationally 2.83%
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.89%
Seedling (12 months)
$0
3.10% ▲ 0.36% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.36% above avgNationally 2.83%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
12 Month Flex CD
$1,000
3.00% ▲ 0.26% above Vermont avg
Rate2.96%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.26% above avgNationally 2.83%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Business 12 Month Flex CD
$1,000
3.00% ▲ 0.26% above Vermont avg
Rate2.96%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.26% above avgNationally 2.83%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
12 Month CD
$1,000
2.75% ▲ 0.01% above Vermont avg
Rate2.71%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.01% above avgNationally 2.83%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
12 Month IRA CD
$50
2.75% ▲ 0.01% above Vermont avg
Rate2.71%
Min Deposit$50
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.01% above avgNationally 2.83%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
12 Month Rollover CD
$1,000
2.75% ▲ 0.01% above Vermont avg
Rate2.71%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.01% above avgNationally 2.83%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
12 Month Rollover IRA CD
$50
2.75% ▲ 0.01% above Vermont avg
Rate2.71%
Min Deposit$50
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.01% above avgNationally 2.83%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Business 12 Month CD
$1,000
2.75% ▲ 0.01% above Vermont avg
Rate2.71%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.01% above avgNationally 2.83%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Business 12 Month IRA CD
$50
2.75% ▲ 0.01% above Vermont avg
Rate2.71%
Min Deposit$50
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.01% above avgNationally 2.83%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Business 12 Month Rollover CD
$1,000
2.75% ▲ 0.01% above Vermont avg
Rate2.71%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.01% above avgNationally 2.83%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Business 12 Month Rollover IRA CD
$50
2.75% ▲ 0.01% above Vermont avg
Rate2.71%
Min Deposit$50
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▲ 0.01% above avgNationally 2.83%
Details

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
IRA (Individual Retirement Account) Traditional & Roth 12 Month
$0
2.50% ▼ 0.24% below Vermont avg
Rate2.47%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▼ 0.24% below avgNationally 2.83%
Details

Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
CD/IRA - 1 Year
$500
2.15% ▼ 0.59% below Vermont avg
Rate2.13%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▼ 0.59% below avgNationally 2.83%
Details

802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
IRA Certificate 12 months
$0
2.10% ▼ 0.64% below Vermont avg
Rate2.08%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▼ 0.64% below avgNationally 2.83%
Details

802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
12 months
$0
2.00% ▼ 0.74% below Vermont avg
Rate1.98%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▼ 0.74% below avgNationally 2.83%
Details

802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Smart Savers 1 Year Term
$0
1.70% ▼ 1.04% below Vermont avg
Rate1.69%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▼ 1.04% below avgNationally 2.83%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
12 Month - Relationship
$0
1.00% ▼ 1.74% below Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▼ 1.74% below avgNationally 2.83%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
12 Month TD Choice CD
$250
1.00% ▼ 1.74% below Vermont avg
Rate
Min Deposit$250
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▼ 1.74% below avgNationally 2.83%
Details

Relationship APY

National Bank of Middlebury
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
1-Year Fixed Rate
$0
1.00% ▼ 1.74% below Vermont avg
Rate0.99%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▼ 1.74% below avgNationally 2.83%
Details

Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★Texas Ratio: 8.58%
IRA TRADITIONAL & ROTH 12 month
$0
0.60% ▼ 2.14% below Vermont avg
Rate0.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▼ 2.14% below avgNationally 2.83%
Details

Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★Texas Ratio: 8.58%
IRA TRADITIONAL & ROTH 12 month
$0
0.50% ▼ 2.24% below Vermont avg
Rate0.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▼ 2.24% below avgNationally 2.83%
Details

Claremont Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
12 Months CD
$500
0.25% ▼ 2.49% below Vermont avg
Rate0.25%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▼ 2.49% below avgNationally 2.83%
Details

A penalty may be imposed for early withdrawal. Withdrawal of interest will reduce earnings. Fees may reduce earnings.

Claremont Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Business 12 Months CD
$500
0.25% ▼ 2.49% below Vermont avg
Rate0.25%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▼ 2.49% below avgNationally 2.83%
Details

Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.46%
Social Share Certificates 12 Months
$0
0.10% ▼ 2.64% below Vermont avg
Rate0.10%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.74%▼ 2.64% below avgNationally 2.83%
Details

Greensboro 18 Month CD Rates

Vermont 18 Month CD Average2.79% APYNational 2.67%▼ 0.30% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
M&T Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
18-Month M&T Select CD
$0
3.85% ▲ 1.06% above Vermont avg
Rate3.78%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.79%▲ 1.06% above avgNationally 2.67%
Details

Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
18-Month CD/IRA Special
$500
3.85% ▲ 1.06% above Vermont avg
Rate3.78%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.79%▲ 1.06% above avgNationally 2.67%
Details

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
18 Months CD
$0
3.70% ▲ 0.91% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.79%▲ 0.91% above avgNationally 2.67%
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
18-Month CD
$0
3.60% ▲ 0.81% above Vermont avg
Rate3.54%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.79%▲ 0.81% above avgNationally 2.67%
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.89%
HSA Certificates 18 months
$0
3.55% ▲ 0.76% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.79%▲ 0.76% above avgNationally 2.67%
Details

Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.46%
18 Months
$0
3.20% ▲ 0.41% above Vermont avg
Rate3.15%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.79%▲ 0.41% above avgNationally 2.67%
Details

Brattleboro S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
18 Month
$500
3.00% ▲ 0.21% above Vermont avg
Rate2.96%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.79%▲ 0.21% above avgNationally 2.67%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
18 Month Certificate
$0
2.75% ▼ 0.04% below Vermont avg
Rate2.72%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.79%▼ 0.04% below avgNationally 2.67%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
18 Month IRA Certificate
$0
2.75% ▼ 0.04% below Vermont avg
Rate2.72%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.79%▼ 0.04% below avgNationally 2.67%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
IRA Share Account 18 mo
$0
2.75% ▼ 0.04% below Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.79%▼ 0.04% below avgNationally 2.67%
Details

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
IRA (Individual Retirement Account) Traditional & Roth 18 Month
$0
2.50% ▼ 0.29% below Vermont avg
Rate2.47%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.79%▼ 0.29% below avgNationally 2.67%
Details

802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
IRA Certificate 18 months
$0
2.10% ▼ 0.69% below Vermont avg
Rate2.08%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.79%▼ 0.69% below avgNationally 2.67%
Details

802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
18 months no-penalty
$0
1.80% ▼ 0.99% below Vermont avg
Rate1.78%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.79%▼ 0.99% below avgNationally 2.67%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
18 Month
$0
1.00% ▼ 1.79% below Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.79%▼ 1.79% below avgNationally 2.67%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
18 Month TD Choice CD
$250
1.00% ▼ 1.79% below Vermont avg
Rate
Min Deposit$250
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.79%▼ 1.79% below avgNationally 2.67%
Details

Relationship APY

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
IRA, Roth IRA Certificates 18 mos
$0
0.55% ▼ 2.24% below Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.79%▼ 2.24% below avgNationally 2.67%
Details

Enhanced Loyalty Rewards: up to 2.65%

Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
CD/IRA - 1.5 Years
$500
0.25% ▼ 2.54% below Vermont avg
Rate0.25%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.79%▼ 2.54% below avgNationally 2.67%
Details

Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
IRA 1.5 Years Variable Rate
$25
0.25% ▼ 2.54% below Vermont avg
Rate0.25%
Min Deposit$25
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.79%▼ 2.54% below avgNationally 2.67%
Details

Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.46%
Social Share Certificates 18 Months
$0
0.20% ▼ 2.59% below Vermont avg
Rate0.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.79%▼ 2.59% below avgNationally 2.67%
Details

Greensboro 24 Month CD Rates

Vermont 24 Month CD Average2.68% APYNational 2.71%▼ 0.12% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
2 year CD
$500
3.56% ▲ 0.88% above Vermont avg
Rate3.50%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▲ 0.88% above avgNationally 2.71%
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
2 year IRA CD
$500
3.56% ▲ 0.88% above Vermont avg
Rate3.50%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▲ 0.88% above avgNationally 2.71%
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Jumbo Certificates of Deposit and IRAs 2 year
$100,000
3.56% ▲ 0.88% above Vermont avg
Rate3.50%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▲ 0.88% above avgNationally 2.71%
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.89%
HSA Certificates 24 months
$0
3.55% ▲ 0.87% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▲ 0.87% above avgNationally 2.71%
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.89%
HSA Certificates Sapling (24 months)
$0
3.55% ▲ 0.87% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▲ 0.87% above avgNationally 2.71%
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.89%
Sapling (24 months)
$0
3.55% ▲ 0.87% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▲ 0.87% above avgNationally 2.71%
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
CD 104 week (~2 year)
$250,000
3.41% ▲ 0.73% above Vermont avg
Rate3.35%
Min Deposit$250,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▲ 0.73% above avgNationally 2.71%
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
2-year
$0
3.40% ▲ 0.72% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▲ 0.72% above avgNationally 2.71%
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
Business Certificates - 2-Year
$0
3.40% ▲ 0.72% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▲ 0.72% above avgNationally 2.71%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
24 Month CD
$1,000
3.25% ▲ 0.57% above Vermont avg
Rate3.20%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▲ 0.57% above avgNationally 2.71%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
24 Month IRA CD
$50
3.25% ▲ 0.57% above Vermont avg
Rate3.20%
Min Deposit$50
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▲ 0.57% above avgNationally 2.71%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Business 24 Month CD
$1,000
3.25% ▲ 0.57% above Vermont avg
Rate3.20%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▲ 0.57% above avgNationally 2.71%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Business 24 Month IRA CD
$50
3.25% ▲ 0.57% above Vermont avg
Rate3.20%
Min Deposit$50
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▲ 0.57% above avgNationally 2.71%
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
2-Year
$500
3.00% ▲ 0.32% above Vermont avg
Rate2.96%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▲ 0.32% above avgNationally 2.71%
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
2-Year Fixed
$100
3.00% ▲ 0.32% above Vermont avg
Rate2.96%
Min Deposit$100
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▲ 0.32% above avgNationally 2.71%
Details

Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.46%
24 Months
$0
3.00% ▲ 0.32% above Vermont avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▲ 0.32% above avgNationally 2.71%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
24 Month Certificate
$0
2.95% ▲ 0.27% above Vermont avg
Rate2.91%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▲ 0.27% above avgNationally 2.71%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
24 Month IRA Certificate
$0
2.95% ▲ 0.27% above Vermont avg
Rate2.91%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▲ 0.27% above avgNationally 2.71%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
IRA Share Account 24 mo
$0
2.95% ▲ 0.27% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▲ 0.27% above avgNationally 2.71%
Details

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
IRA (Individual Retirement Account) Traditional & Roth 24 Month
$0
2.25% ▼ 0.43% below Vermont avg
Rate2.23%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▼ 0.43% below avgNationally 2.71%
Details

802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
IRA Certificate 24 months
$0
2.15% ▼ 0.53% below Vermont avg
Rate2.13%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▼ 0.53% below avgNationally 2.71%
Details

802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
24 months
$0
2.05% ▼ 0.63% below Vermont avg
Rate2.03%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▼ 0.63% below avgNationally 2.71%
Details

Brattleboro S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
2 Year
$500
1.50% ▼ 1.18% below Vermont avg
Rate1.49%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▼ 1.18% below avgNationally 2.71%
Details

National Bank of Middlebury
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
2-Year Fixed Rate
$0
1.20% ▼ 1.48% below Vermont avg
Rate1.19%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▼ 1.48% below avgNationally 2.71%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
24 Month
$0
1.00% ▼ 1.68% below Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▼ 1.68% below avgNationally 2.71%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
24 Month TD Choice CD
$250
1.00% ▼ 1.68% below Vermont avg
Rate
Min Deposit$250
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▼ 1.68% below avgNationally 2.71%
Details

Relationship APY

Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★Texas Ratio: 8.58%
IRA TRADITIONAL & ROTH 24 month
$0
1.00% ▼ 1.68% below Vermont avg
Rate1.00%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▼ 1.68% below avgNationally 2.71%
Details

Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★Texas Ratio: 8.58%
IRA TRADITIONAL & ROTH 24 month
$0
0.90% ▼ 1.78% below Vermont avg
Rate0.90%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▼ 1.78% below avgNationally 2.71%
Details

Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
CD/IRA - 2 Years
$500
0.35% ▼ 2.33% below Vermont avg
Rate0.35%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▼ 2.33% below avgNationally 2.71%
Details

Claremont Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
24 Months CD
$500
0.35% ▼ 2.33% below Vermont avg
Rate0.35%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▼ 2.33% below avgNationally 2.71%
Details

A penalty may be imposed for early withdrawal. Withdrawal of interest will reduce earnings. Fees may reduce earnings.

Claremont Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Business 24 Months CD
$500
0.35% ▼ 2.33% below Vermont avg
Rate0.35%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▼ 2.33% below avgNationally 2.71%
Details

Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.46%
Social Share Certificates 24 Months
$0
0.30% ▼ 2.38% below Vermont avg
Rate0.30%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.68%▼ 2.38% below avgNationally 2.71%
Details

Greensboro 36 Month CD Rates

Vermont 36 Month CD Average2.41% APYNational 2.66%▼ 0.14% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
3 year CD
$500
3.61% ▲ 1.20% above Vermont avg
Rate3.55%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▲ 1.20% above avgNationally 2.66%
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
3 year IRA CD
$500
3.61% ▲ 1.20% above Vermont avg
Rate3.55%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▲ 1.20% above avgNationally 2.66%
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Jumbo Certificates of Deposit and IRAs 3 year
$100,000
3.61% ▲ 1.20% above Vermont avg
Rate3.55%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▲ 1.20% above avgNationally 2.66%
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.89%
HSA Certificates 36 months
$0
3.55% ▲ 1.14% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▲ 1.14% above avgNationally 2.66%
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
3-year
$0
3.50% ▲ 1.09% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▲ 1.09% above avgNationally 2.66%
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
Business Certificates - 3-Year
$0
3.50% ▲ 1.09% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▲ 1.09% above avgNationally 2.66%
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
CD 156 week (~3 year)
$250,000
3.46% ▲ 1.05% above Vermont avg
Rate3.40%
Min Deposit$250,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▲ 1.05% above avgNationally 2.66%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
36 Month Certificate
$0
3.15% ▲ 0.74% above Vermont avg
Rate3.11%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▲ 0.74% above avgNationally 2.66%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
36 Month IRA Certificate
$0
3.15% ▲ 0.74% above Vermont avg
Rate3.11%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▲ 0.74% above avgNationally 2.66%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
IRA Share Account 36 mo
$0
3.15% ▲ 0.74% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▲ 0.74% above avgNationally 2.66%
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
3-Year
$500
3.00% ▲ 0.59% above Vermont avg
Rate2.96%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▲ 0.59% above avgNationally 2.66%
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
3-Year Fixed
$100
3.00% ▲ 0.59% above Vermont avg
Rate2.96%
Min Deposit$100
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▲ 0.59% above avgNationally 2.66%
Details

802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
IRA Certificate 36 months
$0
3.00% ▲ 0.59% above Vermont avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▲ 0.59% above avgNationally 2.66%
Details

Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.46%
36 Months
$0
3.00% ▲ 0.59% above Vermont avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▲ 0.59% above avgNationally 2.66%
Details

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
IRA (Individual Retirement Account) Traditional & Roth 36 Month
$0
2.50% ▲ 0.09% above Vermont avg
Rate2.47%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▲ 0.09% above avgNationally 2.66%
Details

802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
36 months
$0
2.05% ▼ 0.36% below Vermont avg
Rate2.03%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▼ 0.36% below avgNationally 2.66%
Details

Brattleboro S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
3 Year
$500
2.00% ▼ 0.41% below Vermont avg
Rate1.98%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▼ 0.41% below avgNationally 2.66%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
36 Month CD
$1,000
1.60% ▼ 0.81% below Vermont avg
Rate1.59%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▼ 0.81% below avgNationally 2.66%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
36 Month IRA CD
$50
1.60% ▼ 0.81% below Vermont avg
Rate1.59%
Min Deposit$50
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▼ 0.81% below avgNationally 2.66%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Business 36 Month CD
$1,000
1.60% ▼ 0.81% below Vermont avg
Rate1.59%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▼ 0.81% below avgNationally 2.66%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Business 36 Month IRA CD
$50
1.60% ▼ 0.81% below Vermont avg
Rate1.59%
Min Deposit$50
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▼ 0.81% below avgNationally 2.66%
Details

National Bank of Middlebury
Institution Rating:
A+5.0 ★Texas Ratio: 5.84%
3-Year Fixed Rate
$0
1.25% ▼ 1.16% below Vermont avg
Rate1.24%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▼ 1.16% below avgNationally 2.66%
Details

Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★Texas Ratio: 8.58%
IRA TRADITIONAL & ROTH 36 month
$0
1.20% ▼ 1.21% below Vermont avg
Rate1.19%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▼ 1.21% below avgNationally 2.66%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3 Year
$0
1.00% ▼ 1.41% below Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▼ 1.41% below avgNationally 2.66%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3 Year TD Choice CD
$250
1.00% ▼ 1.41% below Vermont avg
Rate
Min Deposit$250
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▼ 1.41% below avgNationally 2.66%
Details

Relationship APY

Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
CD/IRA - 3 Years
$500
0.40% ▼ 2.01% below Vermont avg
Rate0.40%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▼ 2.01% below avgNationally 2.66%
Details

Claremont Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
36 Months CD
$500
0.40% ▼ 2.01% below Vermont avg
Rate0.40%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▼ 2.01% below avgNationally 2.66%
Details

A penalty may be imposed for early withdrawal. Withdrawal of interest will reduce earnings. Fees may reduce earnings.

Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.46%
Social Share Certificates 36 Months
$0
0.40% ▼ 2.01% below Vermont avg
Rate0.40%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.41%▼ 2.01% below avgNationally 2.66%
Details

Greensboro 48 Month CD Rates

Vermont 48 Month CD Average2.67% APYNational 2.65%▲ 0.05% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
4 year CD
$500
3.66% ▲ 0.99% above Vermont avg
Rate3.60%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.67%▲ 0.99% above avgNationally 2.65%
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
4 year IRA CD
$500
3.66% ▲ 0.99% above Vermont avg
Rate3.60%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.67%▲ 0.99% above avgNationally 2.65%
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Jumbo Certificates of Deposit and IRAs 4 year
$100,000
3.66% ▲ 0.99% above Vermont avg
Rate3.60%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.67%▲ 0.99% above avgNationally 2.65%
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.89%
HSA Certificates 48 months
$0
3.55% ▲ 0.88% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.67%▲ 0.88% above avgNationally 2.65%
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
4-year
$0
3.50% ▲ 0.83% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.67%▲ 0.83% above avgNationally 2.65%
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
Business Certificates - 4-Year
$0
3.50% ▲ 0.83% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.67%▲ 0.83% above avgNationally 2.65%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
48 Month Certificate
$0
3.25% ▲ 0.58% above Vermont avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.67%▲ 0.58% above avgNationally 2.65%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
48 Month IRA Certificate
$0
3.25% ▲ 0.58% above Vermont avg
Rate3.20%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.67%▲ 0.58% above avgNationally 2.65%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
IRA Share Account 48 mo
$0
3.25% ▲ 0.58% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.67%▲ 0.58% above avgNationally 2.65%
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
4-Year
$500
3.00% ▲ 0.33% above Vermont avg
Rate2.96%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.67%▲ 0.33% above avgNationally 2.65%
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
4-Year Fixed
$100
3.00% ▲ 0.33% above Vermont avg
Rate2.96%
Min Deposit$100
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.67%▲ 0.33% above avgNationally 2.65%
Details

Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.46%
48 Months
$0
3.00% ▲ 0.33% above Vermont avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.67%▲ 0.33% above avgNationally 2.65%
Details

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
IRA (Individual Retirement Account) Traditional & Roth 48 Month
$0
2.75% ▲ 0.08% above Vermont avg
Rate2.71%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.67%▲ 0.08% above avgNationally 2.65%
Details

802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
IRA Certificate 48 months
$0
2.20% ▼ 0.47% below Vermont avg
Rate2.18%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.67%▼ 0.47% below avgNationally 2.65%
Details

Brattleboro S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
4 Year
$500
2.15% ▼ 0.52% below Vermont avg
Rate2.13%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.67%▼ 0.52% below avgNationally 2.65%
Details

802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
48 months
$0
2.10% ▼ 0.57% below Vermont avg
Rate2.08%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.67%▼ 0.57% below avgNationally 2.65%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
48 Month CD
$1,000
1.75% ▼ 0.92% below Vermont avg
Rate1.73%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.67%▼ 0.92% below avgNationally 2.65%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
48 Month IRA CD
$50
1.75% ▼ 0.92% below Vermont avg
Rate1.73%
Min Deposit$50
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.67%▼ 0.92% below avgNationally 2.65%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Business 48 Month CD
$1,000
1.75% ▼ 0.92% below Vermont avg
Rate1.73%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.67%▼ 0.92% below avgNationally 2.65%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Business 48 Month IRA CD
$50
1.75% ▼ 0.92% below Vermont avg
Rate1.73%
Min Deposit$50
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.67%▼ 0.92% below avgNationally 2.65%
Details

Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.46%
Social Share Certificates 48 Months
$0
0.50% ▼ 2.17% below Vermont avg
Rate0.50%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.67%▼ 2.17% below avgNationally 2.65%
Details

Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
CD/IRA - 4 Years
$500
0.45% ▼ 2.22% below Vermont avg
Rate0.45%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.67%▼ 2.22% below avgNationally 2.65%
Details

Claremont Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
48 Months CD
$500
0.45% ▼ 2.22% below Vermont avg
Rate0.45%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.67%▼ 2.22% below avgNationally 2.65%
Details

A penalty may be imposed for early withdrawal. Withdrawal of interest will reduce earnings. Fees may reduce earnings.

Greensboro 60 Month CD Rates

Vermont 60 Month CD Average2.47% APYNational 2.76%▼ 0.26% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
The Bank of Bennington
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
5-Year
$500
3.75% ▲ 1.28% above Vermont avg
Rate3.68%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▲ 1.28% above avgNationally 2.76%
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
5-Year Fixed
$100
3.75% ▲ 1.28% above Vermont avg
Rate3.68%
Min Deposit$100
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▲ 1.28% above avgNationally 2.76%
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
5 year CD
$500
3.71% ▲ 1.24% above Vermont avg
Rate3.65%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▲ 1.24% above avgNationally 2.76%
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
5 year IRA CD
$500
3.71% ▲ 1.24% above Vermont avg
Rate3.65%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▲ 1.24% above avgNationally 2.76%
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Jumbo Certificates of Deposit and IRAs 5 year
$100,000
3.71% ▲ 1.24% above Vermont avg
Rate3.65%
Min Deposit$100,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▲ 1.24% above avgNationally 2.76%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
Youth Advantage 60 Month Certificate
$0
3.70% ▲ 1.23% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▲ 1.23% above avgNationally 2.76%
Details

Fixed Rate - competitive yield $5 minimum balance Available for ages 0-18 Allows for unlimited additional deposits throughout the term

North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.89%
HSA Certificates 60 months
$0
3.55% ▲ 1.08% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▲ 1.08% above avgNationally 2.76%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
Youth Advantage 60 Month Certificate
$0
3.55% ▲ 1.08% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▲ 1.08% above avgNationally 2.76%
Details

Fixed Rate - competitive yield $5 minimum balance Available for ages 0-18 Allows for unlimited additional deposits throughout the term

EastRise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
5-year
$0
3.50% ▲ 1.03% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▲ 1.03% above avgNationally 2.76%
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
Business Certificates - 5-Year
$0
3.50% ▲ 1.03% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▲ 1.03% above avgNationally 2.76%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
60 Month Certificate
$0
3.50% ▲ 1.03% above Vermont avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▲ 1.03% above avgNationally 2.76%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
60 Month IRA Certificate
$0
3.50% ▲ 1.03% above Vermont avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▲ 1.03% above avgNationally 2.76%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
IRA Share Account 60 mo
$0
3.50% ▲ 1.03% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▲ 1.03% above avgNationally 2.76%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
Youth Advantage 60 Month Certificate
$0
3.50% ▲ 1.03% above Vermont avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▲ 1.03% above avgNationally 2.76%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
Youth Advantage 60 Month Certificate
$0
3.25% ▲ 0.78% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▲ 0.78% above avgNationally 2.76%
Details

Fixed Rate - competitive yield $5 minimum balance Available for ages 0-18 Allows for unlimited additional deposits throughout the term

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
Youth Advantage 60 Month Certificate
$0
3.15% ▲ 0.68% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▲ 0.68% above avgNationally 2.76%
Details

Fixed Rate - competitive yield $5 minimum balance Available for ages 0-18 Allows for unlimited additional deposits throughout the term

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
IRA (Individual Retirement Account) Traditional & Roth 60 Month
$0
3.00% ▲ 0.53% above Vermont avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▲ 0.53% above avgNationally 2.76%
Details

Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.46%
60 Months
$0
3.00% ▲ 0.53% above Vermont avg
Rate2.96%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▲ 0.53% above avgNationally 2.76%
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
Youth Advantage 60 Month Certificate
$0
2.95% ▲ 0.48% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▲ 0.48% above avgNationally 2.76%
Details

Fixed Rate - competitive yield $5 minimum balance Available for ages 0-18 Allows for unlimited additional deposits throughout the term

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
Youth Advantage 60 Month Certificate
$0
2.75% ▲ 0.28% above Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▲ 0.28% above avgNationally 2.76%
Details

Fixed Rate - competitive yield $5 minimum balance Available for ages 0-18 Allows for unlimited additional deposits throughout the term

Brattleboro S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
5 Year
$500
2.25% ▼ 0.22% below Vermont avg
Rate2.23%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▼ 0.22% below avgNationally 2.76%
Details

802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
IRA Certificate 60 months
$0
2.20% ▼ 0.27% below Vermont avg
Rate2.18%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▼ 0.27% below avgNationally 2.76%
Details

802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
60 months
$0
2.10% ▼ 0.37% below Vermont avg
Rate2.08%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▼ 0.37% below avgNationally 2.76%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
60 Month CD
$1,000
2.00% ▼ 0.47% below Vermont avg
Rate1.98%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▼ 0.47% below avgNationally 2.76%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
60 Month IRA CD
$50
2.00% ▼ 0.47% below Vermont avg
Rate1.98%
Min Deposit$50
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▼ 0.47% below avgNationally 2.76%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Business 60 Month CD
$1,000
2.00% ▼ 0.47% below Vermont avg
Rate1.98%
Min Deposit$1,000
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▼ 0.47% below avgNationally 2.76%
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Business 60 Month IRA CD
$50
2.00% ▼ 0.47% below Vermont avg
Rate1.98%
Min Deposit$50
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▼ 0.47% below avgNationally 2.76%
Details

802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Youth Savers 5 Year Term
$0
2.00% ▼ 0.47% below Vermont avg
Rate1.98%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▼ 0.47% below avgNationally 2.76%
Details

TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
5 Years +
$0
1.25% ▼ 1.22% below Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▼ 1.22% below avgNationally 2.76%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
5 Year
$0
1.00% ▼ 1.47% below Vermont avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▼ 1.47% below avgNationally 2.76%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
5 Year TD Choice CD
$250
1.00% ▼ 1.47% below Vermont avg
Rate
Min Deposit$250
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▼ 1.47% below avgNationally 2.76%
Details

Relationship APY

Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.46%
Social Share Certificates 60 Months
$0
0.60% ▼ 1.87% below Vermont avg
Rate0.60%
Min Deposit$0
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▼ 1.87% below avgNationally 2.76%
Details

Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
CD/IRA - 5 Years
$500
0.55% ▼ 1.92% below Vermont avg
Rate0.55%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▼ 1.92% below avgNationally 2.76%
Details

Claremont Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
60 Months CD
$500
0.50% ▼ 1.97% below Vermont avg
Rate0.50%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▼ 1.97% below avgNationally 2.76%
Details

A penalty may be imposed for early withdrawal. Withdrawal of interest will reduce earnings. Fees may reduce earnings.

Claremont Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Business 60 Months CD
$500
0.50% ▼ 1.97% below Vermont avg
Rate0.50%
Min Deposit$500
Min Balance
Verified and UpdatedAug 28, 2026
Vermont Average2.47%▼ 1.97% below avgNationally 2.76%
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Greensboro, Vermont Institutions

Highest verified APYs available today — updated August 28, 2026

B Top 5 Bank Rates
Central Vermont Medical Centerinc CU
New 6 month CD Special
A 5.0 ★ TX: 8.58%
Min: $0
5.00%
M&T Bank
18-Month M&T Select CD
A 5.0 ★ TX: 11.17%
Min: $0
3.85%
Mascoma Bank
18-Month CD/IRA Special
A+ 5.0 ★ TX: 0.52%
Min: $500
3.85%
The Bank of Bennington
5-Year
A+ 5.0 ★ TX: 2.81%
Min: $500
3.75%
Union Bank Morrisville, VT
5 year CD
A+ 5.0 ★ TX: 3.26%
Min: $500
3.71%
CU Top 5 Credit Union Rates
North Country Federal Credit Union
HSA Certificates 6 months
A 5.0 ★ TX: 6.89%
Min: $0
3.75%
Vermont Federal Credit Union
6 Month Certificate
A+ 5.0 ★ TX: 3.31%
Min: $0
3.70%
Green Mountain Credit Union
6 Months
C 4.0 ★ TX: 26.46%
Min: $0
3.60%
EastRise Credit Union
3-year
A+ 5.0 ★ TX: 4.41%
Min: $0
3.50%
802 Credit Union
IRA Certificate 36 months
A+ 5.0 ★ TX: 5.65%
Min: $0
3.00%
Rates verified August 28, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Greensboro, VT CD Rate Trends

Compare local Greensboro, VT CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Vermont CD Trends
12-Month CD — VT Avg
2.745%
▼ 0.204 vs 7 days ago

Vermont 12-month CD rates fell 0.204 points over the past 7 days to 2.745% APY.

6-Month CD — VT Avg
2.839%
▼ 0.263 vs 7 days ago

Vermont 6-month CD rates fell 0.263 points over the past 7 days to 2.839% APY.

As of Aug 30, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

VT CD Rate Forecast — Next 12 Months

Where are Vermont CD rates headed through August 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

VT 12-Month Avg APY
2.745%
6-Month Forecast
2.745%
Range: 2.55% – 2.90%
12-Month Forecast
2.495%
Range: 2.30% – 2.65%

Data inputs: The central forecast uses CME FedWatch implied fed funds path and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Vermont average 12-month CD APY in our database.

Spread model: The Vermont 12-month CD average currently trades 1.63% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (Fed holds longer, deposit competition remains high). Lower bound subtracts 0.20% (earlier or deeper rate cuts compress yields faster).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at VT CD Rates Today

Annual interest earnings at today’s Vermont average APYs. State average used where available; national average as fallback.

CD Term VT Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 1.385% $69.26 $138.51 $346.28 $692.55
6-Month CD 2.839% $141.97 $283.93 $709.83 $1,419.65
12-Month CD 2.745% $137.24 $274.49 $686.22 $1,372.45
18-Month CD 2.792% $139.61 $279.21 $698.03 $1,396.05
24-Month CD 2.682% $134.08 $268.16 $670.40 $1,340.80
36-Month CD 2.407% $120.35 $240.71 $601.78 $1,203.55
48-Month CD 2.674% $133.72 $267.44 $668.60 $1,337.20
60-Month CD 2.467% $123.36 $246.72 $616.80 $1,233.60
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of August 28, 2026.

Sample CD Ladder for Greensboro, Vermont Savers

$25,000 split equally across 5 terms using today’s Vermont average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit VT Avg APY Annual Earnings
1 3-Month CD $5,000 1.385% $69.26
2 6-Month CD $5,000 2.839% $141.97
3 12-Month CD $5,000 2.745% $137.24
4 24-Month CD $5,000 2.682% $134.08
5 36-Month CD $5,000 2.407% $120.35
Total ($25,000 invested) $25,000 2.412% blended $602.90/yr

Ladder example uses equal $5,000 rungs and Vermont average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

186
CD Rates
Tracked in Greensboro, Vermont
13 Banks 6 Credit Unions

About Our Greensboro, Vermont CD Rate Database

MonitorBankRates tracks 186 CD rates from 13 banks and 6 credit unions with locations in Greensboro, Vermont, plus national online institutions available to Vermont residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: Central Vermont Medical Centerinc CU offers a CD at 5.00% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Greensboro, Vermont.

How to Find the Best CD Rates in Greensboro, Vermont

What to compare when shopping for a CD in Greensboro, Vermont

To find the best APYs in Greensboro, Vermont, start with credit unions and online-only banks — Greensboro, Vermont has 6 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Greensboro, Vermont

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Greensboro, Vermont — 19 institutions here report CD rates

Consider an Alternative If…

Vermont Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024 (state-level data shown — city data not available)

Population 65+
21.4%
National avg: 17.3%
Median Individual Earnings
$45,940
National avg: $47,340
Poverty Rate
10.1%
National avg: 11.1%
Unemployment Rate
3.5%
National avg: 4.8%
CD Earnings on 10% of Salary
$126/yr
At VT 12-mo avg 2.745% APY

21.4% of residents are 65 or older — above the national average of 17.3% — making fixed-rate CDs a particularly relevant savings vehicle in this market; a low unemployment rate of 3.5% reflects a strong local economy. At today’s VT 12-month CD average of 2.745%, saving 10% of the local median salary ($4,594/year) and putting it in a CD would earn an additional $126 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Greensboro, Vermont

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Greensboro, Vermont

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Greensboro, Vermont typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Greensboro, Vermont as everywhere in the U.S.

Choosing a CD Term in Greensboro, Vermont

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Greensboro, Vermont savers easier access to their funds. For example, Central Vermont Medical Centerinc CU is offering its New 6 month CD Special at 5.00% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, The Bank of Bennington is offering its 5-Year at 3.75% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Greensboro, Vermont Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Greensboro, Vermont saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Greensboro, Vermont

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Greensboro, Vermont CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Greensboro, Vermont

Most CDs carry a fixed rate that is locked for the entire term, protecting a Greensboro, Vermont depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Greensboro, Vermont

Are CD rates in Greensboro, Vermont FDIC insured?

Yes, most established banks in Greensboro, Vermont are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Greensboro, Vermont?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Greensboro, Vermont.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Greensboro, Vermont may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Greensboro, Vermont?

Here are recent top rates found for this area:
  • Central Vermont Medical Centerinc CU: 5.00% APY (New 6 month CD Special)
  • M&T Bank: 3.85% APY (18-Month M&T Select CD)
  • Mascoma Bank: 3.85% APY (18-Month CD/IRA Special)
  • The Bank of Bennington: 3.75% APY (5-Year)
  • North Country Federal Credit Union: 3.75% APY (HSA Certificates 6 months)
  • Union Bank Morrisville, VT: 3.71% APY (5 year CD)
  • Passumpsic Savings Bank: 3.70% APY (6-Month CD)
  • TrustCo Bank: 3.70% APY (18 Months CD)
  • Vermont Federal Credit Union: 3.70% APY (6 Month Certificate)
  • Green Mountain Credit Union: 3.60% APY (6 Months)
Rates reflect recent verified offers available in Greensboro, Vermont. Last Updated: August 28, 2026

Greensboro, Vermont CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY — or click any current Greensboro, Vermont rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.

Top Greensboro, Vermont CD Rates by Term

Verified August 28, 2026 — click a rate to use its term and APY
Highest verified APY per term available in Greensboro, Vermont. Averages shown use the Vermont state average where available, national otherwise. See the full rate tables above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Greensboro, Vermont CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Greensboro, Vermont directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Greensboro, Vermont. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in VT.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: August 28, 2026

Greensboro, Vermont Rates & Resources