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Vermont CD Rate Trends

CD Rates Beebe Plain, Vermont (VT) for March 2026

Current Beebe Plain, Vermont CD rates include Central Vermont Medical Centerinc CUCentral Vermont Medical Centerinc CU130 Fisher Rd, Berlin, VT 05602A5.0 ★Texas Ratio: 8.83% offering New 6 month CD Special at 5.00% APY, Heritage Family Federal Credit UnionHeritage Family Federal Credit Union30 Allen St, Rutland, VT 05701A+5.0 ★Texas Ratio: 3.44% offering Premier Term Share Certificate 12 Month at 4.00% APY, Passumpsic Savings BankPassumpsic Savings Bank53 Route 2 W, Danville, VT 05828A5.0 ★Texas Ratio: 12.48% offering 6-Month CD at 3.70% APY, Peoples Trust Co. of St. AlbansPeoples Trust Co. of St. Albans25 Kingman St, Saint Albans, VT 05478A+5.0 ★Texas Ratio: 3.62% offering 3 Month Certificate of Deposit at 3.50% APY, and Vermont Federal Credit UnionVermont Federal Credit Union84 Pine St, Burlington, VT 05401 4441A+5.0 ★Texas Ratio: 3.42% offering 60 Month Certificate at 3.50% APY. CD rates as of March 28, 2026 according to verified data from MonitorBankRates.

To help you find the best CD rates in Beebe Plain, Vermont, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 28, 2026

Compare Best CD Rates in Beebe Plain, Vermont & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
25 Kingman St, Saint Albans, VT 05478
3 Month Certificate of Deposit
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Business Term Share Certificate 3 Month
$0
2.75%
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
53 Route 2 W, Danville, VT 05828
3-Month CD
$0
0.15%
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
130 Fisher Rd, Berlin, VT 05602
New 6 month CD Special
$0
5.00%
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Must be funded by new money not currently on deposit

Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
53 Route 2 W, Danville, VT 05828
6-Month CD
$0
3.70%
Rate3.63%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
25 Kingman St, Saint Albans, VT 05478
6 Month Certificate of Deposit
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
6 Month Certificates of Deposit and IRAs
$1,000
3.35%
Rate3.30%
Min Deposit$1,000
Min Balance
UpdatedMar 28, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Business Term Share Certificate 6 Month
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
84 Pine St, Burlington, VT 05401 4441
6 Month Certificate
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
6 Month CD
$1,000
1.30%
Rate1.29%
Min Deposit$1,000
Min Balance
UpdatedMar 28, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Premier Term Share Certificate 12 Month
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
53 Route 2 W, Danville, VT 05828
12-Month CD
$0
3.55%
Rate3.49%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
1 year Certificates of Deposit and IRAs
$500
3.20%
Rate3.15%
Min Deposit$500
Min Balance
UpdatedMar 28, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
12-Month CD/IRA Special
$500
3.10%
Rate3.05%
Min Deposit$500
Min Balance
UpdatedMar 28, 2026
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
84 Pine St, Burlington, VT 05401 4441
12 Month Certificate
$0
2.65%
Rate2.62%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
25 Kingman St, Saint Albans, VT 05478
12 Month Certificate of Deposit
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
12 Month Flex CD
$1,000
2.00%
Rate1.98%
Min Deposit$1,000
Min Balance
UpdatedMar 28, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.91%
614 N Hartland Rd, White River Junction, VT 05001 4720
Smart Savers 1 Year Term CD
$0
1.70%
Rate1.69%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
111 Main St, Burlington, VT 05401
12 Month IRA Certificates
$250
1.00%
Rate
Min Deposit$250
Min Balance
UpdatedMar 28, 2026
Details

Relationship APY

Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
130 Fisher Rd, Berlin, VT 05602
IRA TRADITIONAL & ROTH 12 month
$0
0.60%
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Premier Term Share Certificate 18 Month
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
18-Month CD/IRA Special
$500
3.00%
Rate2.96%
Min Deposit$500
Min Balance
UpdatedMar 28, 2026
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
84 Pine St, Burlington, VT 05401 4441
18 Month Certificate
$0
2.75%
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
25 Kingman St, Saint Albans, VT 05478
18 Month Certificate of Deposit
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
111 Main St, Burlington, VT 05401
18 Month IRA Certificates
$250
1.00%
Rate
Min Deposit$250
Min Balance
UpdatedMar 28, 2026
Details

Relationship APY

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
2 year Certificates of Deposit and IRAs
$500
3.20%
Rate3.15%
Min Deposit$500
Min Balance
UpdatedMar 28, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
24 Month CD
$1,000
3.15%
Rate3.10%
Min Deposit$1,000
Min Balance
UpdatedMar 28, 2026
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
84 Pine St, Burlington, VT 05401 4441
24 Month Certificate
$0
2.95%
Rate2.91%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Business Term Share Certificate 24 Month
$0
2.70%
Rate2.67%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
25 Kingman St, Saint Albans, VT 05478
24 Month Certificate of Deposit
$0
2.25%
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
130 Fisher Rd, Berlin, VT 05602
IRA TRADITIONAL & ROTH 24 month
$0
1.00%
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Claremont Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
85 Main St, Springfield, VT 05156
3 Year CD Special
$500
3.40%
Rate3.35%
Min Deposit$500
Min Balance
UpdatedMar 28, 2026
Details

New Money Required

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
3 year Certificates of Deposit and IRAs
$500
3.20%
Rate3.15%
Min Deposit$500
Min Balance
UpdatedMar 28, 2026
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
84 Pine St, Burlington, VT 05401 4441
36 Month Certificate
$0
3.15%
Rate3.11%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Premier Term Share Certificate 36 Month
$0
3.10%
Rate3.06%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
25 Kingman St, Saint Albans, VT 05478
36 Month Certificate of Deposit
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
36 Month CD
$1,000
1.60%
Rate1.59%
Min Deposit$1,000
Min Balance
UpdatedMar 28, 2026
Details

Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
130 Fisher Rd, Berlin, VT 05602
IRA TRADITIONAL & ROTH 36 month
$0
1.20%
Rate1.19%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
111 Main St, Burlington, VT 05401
3 Year Certificate
$250
1.00%
Rate
Min Deposit$250
Min Balance
UpdatedMar 28, 2026
Details

Relationship APY

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Claremont Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
85 Main St, Springfield, VT 05156
4 Year CD Special
$500
3.40%
Rate3.35%
Min Deposit$500
Min Balance
UpdatedMar 28, 2026
Details

New Money Required

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
4 year Certificates of Deposit and IRAs
$500
3.35%
Rate3.30%
Min Deposit$500
Min Balance
UpdatedMar 28, 2026
Details

Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
84 Pine St, Burlington, VT 05401 4441
48 Month Certificate
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
25 Kingman St, Saint Albans, VT 05478
48 Month Certificate of Deposit
$0
2.75%
Rate2.71%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
48 Month CD
$1,000
1.75%
Rate1.73%
Min Deposit$1,000
Min Balance
UpdatedMar 28, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
84 Pine St, Burlington, VT 05401 4441
60 Month Certificate
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
5 year Certificates of Deposit and IRAs
$500
3.41%
Rate3.35%
Min Deposit$500
Min Balance
UpdatedMar 28, 2026
Details

Claremont Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
85 Main St, Springfield, VT 05156
5 Year CD Special
$500
3.40%
Rate3.35%
Min Deposit$500
Min Balance
UpdatedMar 28, 2026
Details

New Money Required

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
25 Kingman St, Saint Albans, VT 05478
60 Month Certificate of Deposit
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.91%
614 N Hartland Rd, White River Junction, VT 05001 4720
Youth Savers 5 Year Term CD
$0
2.00%
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Beebe Plain, VT CD Rate Trends

Compare local Beebe Plain, VT CD rate quotes against the statewide average

Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Vermont CD Trends →
12-Month CD — VT Avg
2.720%
▲ 1.750 from last week

Vermont 12-month CD rates rose 1.750 points this week to 2.720% APY, up from 0.970% last week.

6-Month CD — VT Avg
2.851%
▲ 0.726 from last week

Vermont 6-month CD rates rose 0.726 points this week to 2.851% APY, up from 2.125% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in Beebe Plain, Vermont

Are CD rates in Beebe Plain, Vermont FDIC insured?

Yes, most established banks in Beebe Plain, Vermont are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Beebe Plain, Vermont?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Beebe Plain, Vermont.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Beebe Plain, Vermont may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Beebe Plain, Vermont?

Here are recent top rates found for this area:
  • Central Vermont Medical Centerinc CU: 5.00% APY (New 6 month CD Special)
  • Heritage Family Federal Credit Union: 4.00% APY (Premier Term Share Certificate 12 Month)
  • Passumpsic Savings Bank: 3.70% APY (6-Month CD)
  • Peoples Trust Co. of St. Albans: 3.50% APY (3 Month Certificate of Deposit)
  • Vermont Federal Credit Union: 3.50% APY (60 Month Certificate)
  • Union Bank Morrisville, VT: 3.41% APY (5 year Certificates of Deposit and IRAs)
  • Claremont Savings Bank: 3.40% APY (3 Year CD Special)
  • Northfield Savings Bank: 3.15% APY (24 Month CD)
  • Mascoma Bank: 3.10% APY (12-Month CD/IRA Special)
  • 802 Credit Union: 2.00% APY (Youth Savers 5 Year Term CD)
Rates reflect recent verified offers available in Beebe Plain, Vermont. Last Updated: March 28, 2026

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Beebe Plain, Vermont directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Beebe Plain, Vermont. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in VT.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 28, 2026