Current Westerly, Rhode Island CD rates include Westerly Community Credit UnionWesterly Community Credit Union122 Granite St, Westerly, RI 02891A+5.0 ★Texas Ratio: 1.26% offering Premier 3 Month CD Special at 3.20% APY, Shoreham BankShoreham Bank1 Shoreham Way, Warwick, RI 02886A5.0 ★Texas Ratio: 10.45% offering 3 Month CD Accounts4 at 3.90% APY, Webster BankWebster Bank265 Newport Ave, Pawtucket, RI 02861A+5.0 ★Texas Ratio: 2.48% offering Private 6-Month CD at 3.75% APY, Greenwood Credit UnionGreenwood Credit Union2669 Post Rd, Warwick, RI 02886 3039A+5.0 ★Texas Ratio: 3.56% offering 1 Year Certificate of Deposit at 3.65% APY, and Rhode Island Credit UnionRhode Island Credit Union160 Francis St, Providence, RI 02903 1118A+5.0 ★Texas Ratio: 2.38% offering 6 Month Certificate of Deposit at 3.50% APY. CD rates as of March 28, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Westerly, Rhode Island, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 28, 2026
Premium APY
Minimum $1000
$1,000.00 Minimum balance required
Premium APY
$1,000.00 Minimum balance required
Premium APY
Relationship APY
$1,000.00 Minimum balance required
Relationship APY
$1,000.00 Minimum balance required
Relationship APY
$1,000.00 Minimum balance required
Premium APY
Relationship APY
Premium APY
Premium APY
Compare local Westerly, RI CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Rhode Island 12-month CD rates fell 0.982 points this week to 2.502% APY, down from 3.483% last week.
Rhode Island 6-month CD rates fell 0.512 points this week to 2.738% APY, down from 3.250% last week.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Westerly, Rhode Island directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Westerly, Rhode Island. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in RI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.