Best Personal Loan Rates in Westerly, Rhode Island (RI) - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Westerly, Rhode Island include: Citizens BankCitizens Bank112 Franklin St, Westerly, RI, 02891A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan - Fixed at 5.45% APR, Navigant Credit UnionNavigant Credit Union48 Franklin st, Westerly, RI, 02891 3123A+5.0 ★Texas Ratio: 4.27% offering Personal Loans at 9.24% APR, Westerly Community Credit UnionWesterly Community Credit Union122 Granite St, Westerly, RI, 02891A+5.0 ★Texas Ratio: 1.26% offering Personal Loan at 9.99% APR, Dime BankDime Bank131 Franklin St, Westerly, RI, 02891A+5.0 ★Texas Ratio: 1.01% offering Personal Loan at 10.25% APR, and Coastal1 Credit UnionCoastal1 Credit Union540 Broadway, Pawtucket, RI, 02860 1227A+5.0 ★Texas Ratio: 2.03% offering Balloon Land Loans (Buildable Lot) 1/1 at 6.60% APR.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Westerly, Rhode Island can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Westerly, Rhode Island.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Westerly, Rhode Island. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 21, 2026
As Low As; 9.99%
As Low As; 10.31%APR
Your interest rate and monthly payments can fluctuate during the repayment period.
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As Low As
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Dime Deposit Account Holder
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Non Dime Deposit Account Holder
No additional details available.
As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
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As Low As; Low Fixed Rates
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As Low As
As Low As; Borrow up to $15,000; Terms up to 60 months; Easy online application; Quick turnaround and local decision-making
As Low As
As Low As
As Low As
Loan amounts up to $10,000
As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
Loan amounts $10,001 - $15,000
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Regular APR: 12.49%- 15.49% depending on credit score
Regular APR: 12.74% - 15.74% depending on credit score
Regular APR: 12.99% - 16.24% depending on credit score
Regular APR: 13.24% - 16.24% depending on credit score
depending on credit score
Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
depending on credit score
depending on credit score
depending on credit score
As Low As
As Low As
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As Low As
No additional details available.
Dime Deposit Account Holder
No additional details available.
No additional details available.
Non Dime Deposit Account Holder
As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
As Low As
As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
No additional details available.
depending on credit score
Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
depending on credit score
depending on credit score
depending on credit score
As Low As
Frequently Asked Questions
What credit score do I need for a personal loan in Rhode Island?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Rhode Island?
Are credit unions or banks better for personal loans in Westerly, Rhode Island?
What are the best personal loan rates in Westerly, Rhode Island?
- Citizens Bank: 5.45% (Medical Residency Refinance Loan - Fixed)
- Navigant Credit Union: 9.24% (Personal Loans)
- Westerly Community Credit Union: 9.99% (Personal Loan)
- Dime Bank: 10.25% (Personal Loan)
- Coastal1 Credit Union: 6.60% (Balloon Land Loans (Buildable Lot) 1/1)
Personal Loan Calculators
