Current Cranston, Rhode Island CD rates include Webster BankWebster Bank1215 Park Ave, Cranston, RI 02910A+5.0 ★Texas Ratio: 2.48% offering Private 6-Month CD at 3.75% APY, Rhode Island Credit UnionRhode Island Credit Union860 Reservoir Ave, Cranston, RI 02910 4414A+5.0 ★Texas Ratio: 2.38% offering 12 Month Certificate of Deposit at 3.50% APY, Bank5 ConnectBank5 Connect175 Sockanosset Cross Rd, Cranston, RI 02920A+5.0 ★Texas Ratio: 1.34% offering 12 Month CD at 3.20% APY, Coastal1 Credit UnionCoastal1 Credit Union96 Independence Way, Cranston, RI 02921 2044A+5.0 ★Texas Ratio: 2.03% offering 6 month Certificate Of Deposit at 3.00% APY, and Centreville BankCentreville Bank193 Comstock Pkwy, Cranston, RI 02921A+5.0 ★Texas Ratio: 4.04% offering 3-Month Certificate of Deposit at 3.00% APY. CD rates as of April 1, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Cranston, Rhode Island, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 1, 2026
Premium APY
Relationship APY
for existing or new Private Checking account holders.
Premium APY
Minimum $1000
$1,000.00 Minimum balance required
Premium APY
Relationship APY
$1,000.00 Minimum balance required
Relationship APY
$1,000.00 Minimum balance required
Premium APY
Relationship APY
$1,000.00 Minimum balance required
Premium APY
Relationship APY
$1,000.00 Minimum balance required
Premium APY
Premium APY
Relationship APY
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Cranston, Rhode Island directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Cranston, Rhode Island. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in RI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.