Best Personal Loan Rates in Cranston, Rhode Island (RI) - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Cranston, Rhode Island include: Citizens BankCitizens Bank5 Garden City Dr, Cranston, RI, 02920A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, Rhode Island Credit UnionRhode Island Credit Union860 Reservoir Ave, Cranston, RI, 02910 4414A+5.0 ★Texas Ratio: 2.38% offering Personal Loan at 6.65% APR, Coastal1 Credit UnionCoastal1 Credit Union96 Independence Way, Cranston, RI, 02921 2044A+5.0 ★Texas Ratio: 2.03% offering Balloon Land Loans (Buildable Lot) 1/1 at 6.71% APR, Washington Trust Company, of WesterlyWashington Trust Company, of Westerly645 Reservoir Ave, Cranston, RI, 02910A5.0 ★Texas Ratio: 7.68% offering Land Loans (Buildable Land) at 8.24% APR, and Navigant Credit UnionNavigant Credit Union200 Phenix Ave, Cranston, RI, 02920A+5.0 ★Texas Ratio: 4.27% offering Personal Loans at 9.24% APR. Personal loan rates as of March 25, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Cranston, Rhode Island can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Cranston, Rhode Island.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Cranston, Rhode Island. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 25, 2026
Fixed rates
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
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As Low As; Low Fixed Rates
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Up to 65% LTV
Up to 65% LTV
Up to 65% LTV
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As Low As
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Fixed rates
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Variable rates
Loan amounts up to $10,000
As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
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Loan amounts $10,001 - $15,000
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As Low As
As Low As
As Low As
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As Low As
As Low As
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depending on credit score
depending on credit score
depending on credit score
depending on credit score
depending on credit score
Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
depending on credit score
depending on credit score
As Low As
As Low As
depending on credit score
No additional details available.
No additional details available.
No additional details available.
As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
depending on credit score
Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
depending on credit score
depending on credit score
As Low As
depending on credit score
Frequently Asked Questions
What credit score do I need for a personal loan in Rhode Island?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Rhode Island?
Are credit unions or banks better for personal loans in Cranston, Rhode Island?
What are the best personal loan rates in Cranston, Rhode Island?
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- Rhode Island Credit Union: 6.65% (Personal Loan)
- Coastal1 Credit Union: 6.71% (Balloon Land Loans (Buildable Lot) 1/1)
- Washington Trust Company, of Westerly: 8.24% (Land Loans (Buildable Land))
- Navigant Credit Union: 9.24% (Personal Loans)
Personal Loan Calculators
