Best Personal Loan Rates in Cranston, Rhode Island (RI) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Cranston, Rhode Island include: Rhode Island Credit UnionRhode Island Credit Union860 Reservoir Ave, Cranston, RI, 02910 4414A+5.0 ★Texas Ratio: 2.38% offering Personal Loan at 6.65% APR, Coastal1 Credit UnionCoastal1 Credit Union96 Independence Way, Cranston, RI, 02921 2044A+5.0 ★Texas Ratio: 2.03% offering Balloon Land Loans (Buildable Lot) 1/1 at 6.82% APR, Navigant Credit UnionNavigant Credit Union200 Phenix Ave, Cranston, RI, 02920A+5.0 ★Texas Ratio: 4.27% offering Personal Loans at 9.24% APR, Cranston Municipal Employees Credit UnionCranston Municipal Employees Credit Union1615 Pontiac Ave, Cranston, RI, 02920A+5.0 ★Texas Ratio: 0.59% offering Personal Loans at 9.49% APR, and Westerly Community Credit UnionWesterly Community Credit UnionA+5.0 ★Texas Ratio: 1.26% offering Personal Loans at 8.25% APR. Personal loan rates as of May 10, 2026 according to verified data from MonitorBankRates.
Cranston has 4 local institutions in our database, with personal loan rates as low as 6.65% APR from Rhode Island Credit Union at 860 Reservoir Ave, Cranston, RI, 02910 4414. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Cranston, Rhode Island.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Cranston, Rhode Island. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 10, 2026
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Loan amounts up to $10,000
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Loan amounts $10,001 - $15,000
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As Low As; Maximum 60-Month Term | Borrow Up to $14,000
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Regular APR: 12.49%- 15.49% depending on credit score
Regular APR: 12.74% - 15.74% depending on credit score
Regular APR: 12.99% - 16.24% depending on credit score
Regular APR: 13.24% - 16.24% depending on credit score
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Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
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As Low As; Maximum 60-Month Term | Borrow Up to $14,000
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depending on credit score
Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
depending on credit score
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Cranston, RI Personal Loan Rate Trends
Compare local Cranston, RI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Rhode Island personal loan rates rose 0.022 points over the past 7 days to 10.377% APR.
Rhode Island signature loan rates rose 0.046 points over the past 7 days to 11.053% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Rhode Island?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Rhode Island?
Are credit unions or banks better for personal loans in Cranston, Rhode Island?
What are the best personal loan rates in Cranston, Rhode Island?
- Rhode Island Credit Union: 6.65% (Personal Loan)
- Coastal1 Credit Union: 6.82% (Balloon Land Loans (Buildable Lot) 1/1)
- Navigant Credit Union: 9.24% (Personal Loans)
- Cranston Municipal Employees Credit Union: 9.49% (Personal Loans)
- Westerly Community Credit Union: 8.25% (Personal Loans)
Personal Loan Calculators
