Best Money Market Rates in Cranston, Rhode Island (RI) - March 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Cranston, Rhode Island and the surrounding area money market rates include Citizens BankCitizens Bank5 Garden City Dr, Cranston, RI 02920A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Eastern Bank Boston, MAEastern Bank Boston, MA1155 Reservoir Ave, Cranston, RI 02920A+5.0 ★Texas Ratio: 2.03% Money Market at 3.25% APY, Westerly Community Credit UnionWesterly Community Credit Union122 Granite St, Westerly, RI 02891A+5.0 ★Texas Ratio: 1.26% Advantage Money Market Account at 3.05% APY, Bank5 ConnectBank5 Connect175 Sockanosset Cross Rd, Cranston, RI 02920A+5.0 ★Texas Ratio: 1.34% Connect Money Market at 3.03% APY, and The Peoples Credit UnionThe Peoples Credit Union858 W Main Rd, Middletown, RI 02842A+5.0 ★Texas Ratio: 3.41% Business Selective Reserve Money Market Account at 3.00% APY. Money market rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these money market rates in Cranston, Rhode Island and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Cranston, Rhode Island (RI) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Cranston, Rhode Island and surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Money Market Rates Today in Cranston, Rhode Island & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
5 Garden City Dr, Cranston, RI 02920
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $25,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
5 Garden City Dr, Cranston, RI 02920
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $25,000.00
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
1155 Reservoir Ave, Cranston, RI 02920
Money Market Special
3.25%
$50,000
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedMar 25, 2026
Details
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
1155 Reservoir Ave, Cranston, RI 02920
Money Market
3.25%
$50,000
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedMar 25, 2026
Details
Bank5 Connect
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
175 Sockanosset Cross Rd, Cranston, RI 02920
Connect Money Market
3.03%
$100
▼
Rate2.99%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Cranston Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
1615 Pontiac Ave, Cranston, RI 02920
Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
193 Comstock Pkwy, Cranston, RI 02921
Business Elite Money Market
2.75%
$500,000
▼
Rate2.96%
Min Deposit$500,000
Min Balance—
UpdatedMar 25, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
193 Comstock Pkwy, Cranston, RI 02921
Personal Premium Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
193 Comstock Pkwy, Cranston, RI 02921
Business Elite Money Market
2.50%
$2,500
▼
Rate2.71%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
193 Comstock Pkwy, Cranston, RI 02921
Personal Premium Money Market
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
193 Comstock Pkwy, Cranston, RI 02921
Business Elite Money Market
2.25%
$100,000
▼
Rate2.47%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
1155 Reservoir Ave, Cranston, RI 02920
Money Market Account
2.17%
$250,000
▼
Rate2.15%
Min Deposit$250,000
Min Balance—
UpdatedMar 25, 2026
Details
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
1155 Reservoir Ave, Cranston, RI 02920
Featured Premier Money Market
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
193 Comstock Pkwy, Cranston, RI 02921
Personal Premium Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
193 Comstock Pkwy, Cranston, RI 02921
Business Elite Money Market
1.80%
$50,000
▼
Rate1.78%
Min Deposit$50,000
Min Balance—
UpdatedMar 25, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
193 Comstock Pkwy, Cranston, RI 02921
Personal Premium Money Market
1.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
4000 Chapel View Blvd, Cranston, RI 02920
Business Select Plus Money Market Savings
1.75%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
4000 Chapel View Blvd, Cranston, RI 02920
Premium Money Market
1.75%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
193 Comstock Pkwy, Cranston, RI 02921
Business Elite Money Market
1.60%
$25,000
▼
Rate1.59%
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
193 Comstock Pkwy, Cranston, RI 02921
Personal Premium Money Market
1.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
193 Comstock Pkwy, Cranston, RI 02921
Business Elite Money Market
1.40%
$10,000
▼
Rate1.39%
Min Deposit$10,000
Min Balance—
UpdatedMar 25, 2026
Details
Centreville Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.04%
193 Comstock Pkwy, Cranston, RI 02921
Personal Premium Money Market
1.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Rhode Island Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
860 Reservoir Ave, Cranston, RI 02910 4414
Money Market Savings Account
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
1155 Reservoir Ave, Cranston, RI 02920
Money Market Account
1.21%
$100,000
▼
Rate1.20%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
1155 Reservoir Ave, Cranston, RI 02920
Featured Premier Money Market
1.21%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Rhode Island Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
860 Reservoir Ave, Cranston, RI 02910 4414
Money Market Savings Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Coastal1 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
96 Independence Way, Cranston, RI 02921 2044
Business Money Market
0.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Rhode Island Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
860 Reservoir Ave, Cranston, RI 02910 4414
Money Market Savings Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
4000 Chapel View Blvd, Cranston, RI 02920
Business Select Plus Money Market Savings
0.50%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
4000 Chapel View Blvd, Cranston, RI 02920
Premium Money Market
0.50%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
4000 Chapel View Blvd, Cranston, RI 02920
Business Money Market Savings
0.20%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
4000 Chapel View Blvd, Cranston, RI 02920
Business Select Plus Money Market Savings
0.20%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
4000 Chapel View Blvd, Cranston, RI 02920
Money Market Savings
0.20%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
85 Sockanosset Cross Rd, Cranston, RI 02920
Consumer Money Market Tier 5
0.20%
$1,000
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
85 Sockanosset Cross Rd, Cranston, RI 02920
Consumer Money Market Tier 4
0.20%
$1,000
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
85 Sockanosset Cross Rd, Cranston, RI 02920
Business Money Market Access Tier 5
0.20%
$1,000
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
85 Sockanosset Cross Rd, Cranston, RI 02920
Business Money Market Access Tier 4
0.20%
$1,000
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
85 Sockanosset Cross Rd, Cranston, RI 02920
Consumer Money Market Tier 3
0.15%
$1,000
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
4000 Chapel View Blvd, Cranston, RI 02920
Business Money Market Savings
0.15%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
4000 Chapel View Blvd, Cranston, RI 02920
Money Market Savings
0.15%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
4000 Chapel View Blvd, Cranston, RI 02920
Premium Money Market
0.15%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
85 Sockanosset Cross Rd, Cranston, RI 02920
Business Money Market Access Tier 3
0.15%
$1,000
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
4000 Chapel View Blvd, Cranston, RI 02920
Business Select Plus Money Market Savings
0.15%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
85 Sockanosset Cross Rd, Cranston, RI 02920
Consumer Money Market Tier 1
0.10%
$1,000
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
85 Sockanosset Cross Rd, Cranston, RI 02920
Business Money Market Access Tier 2
0.10%
$1,000
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
1155 Reservoir Ave, Cranston, RI 02920
Money Market Special
0.10%
$10,000,000
▼
Rate0.10%
Min Deposit$10,000,000
Min Balance—
UpdatedMar 25, 2026
Details
BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
85 Sockanosset Cross Rd, Cranston, RI 02920
Consumer Money Market Tier 2
0.10%
$1,000
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
1155 Reservoir Ave, Cranston, RI 02920
Money Market
0.10%
$10,000,000
▼
Rate0.10%
Min Deposit$10,000,000
Min Balance—
UpdatedMar 25, 2026
Details
BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
4000 Chapel View Blvd, Cranston, RI 02920
Money Market Savings
0.10%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
BayCoast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
85 Sockanosset Cross Rd, Cranston, RI 02920
Business Money Market Access Tier 1
0.10%
$1,000
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
4000 Chapel View Blvd, Cranston, RI 02920
Business Select Plus Money Market Savings
0.10%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
4000 Chapel View Blvd, Cranston, RI 02920
Business Money Market Savings
0.10%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
BankNewport
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
4000 Chapel View Blvd, Cranston, RI 02920
Premium Money Market
0.05%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
122 Granite St, Westerly, RI 02891
Advantage Money Market Account
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
858 W Main Rd, Middletown, RI 02842
Business Selective Reserve Money Market Account
3.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
858 W Main Rd, Middletown, RI 02842
Selective Reserve Money Market Account
3.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Premier Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
122 Granite St, Westerly, RI 02891
Advantage Business Money Market Account
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
122 Granite St, Westerly, RI 02891
Advantage Money Market Account
2.80%
$0
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Business Money Market
2.75%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 23, 2026
Details
Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
122 Granite St, Westerly, RI 02891
Advantage Business Money Market Account
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
122 Granite St, Westerly, RI 02891
Advantage Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
858 W Main Rd, Middletown, RI 02842
Business Max Yield Money Market
2.50%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Business Money Market
2.25%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 23, 2026
Details
Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Money Market Savings
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
858 W Main Rd, Middletown, RI 02842
Business Max Yield Money Market
2.25%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
858 W Main Rd, Middletown, RI 02842
Business Max Yield Money Market
2.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Money Market Savings
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
122 Granite St, Westerly, RI 02891
Advantage Business Money Market Account
1.55%
$0
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Business Money Market
1.50%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 23, 2026
Details
Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
122 Granite St, Westerly, RI 02891
Advantage Money Market Account
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Money Market Savings
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
122 Granite St, Westerly, RI 02891
Advantage Business Money Market Account
1.05%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Westerly Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
122 Granite St, Westerly, RI 02891
Advantage Money Market Account
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Business Money Market
0.75%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 23, 2026
Details
Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Money Market Savings
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Premier Money Market
0.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Qualifying balance up to $49,999.99
The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
858 W Main Rd, Middletown, RI 02842
Business Money Market
0.25%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
Community & Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1169 S Broadway, East Providence, RI 02914 4931
Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 12, 2026
Details
Community & Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1169 S Broadway, East Providence, RI 02914 4931
Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 12, 2026
Details
The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
858 W Main Rd, Middletown, RI 02842
Business Money Market
0.15%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
Milford Federal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
2020 Diamond Hill Rd, Woonsocket, RI 02895
Money Market Checking Accounts
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
858 W Main Rd, Middletown, RI 02842
Business Money Market
0.10%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
Blackstone River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.52%
10 Monument Sq, Woonsocket, RI 02895
Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Milford Federal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
2020 Diamond Hill Rd, Woonsocket, RI 02895
Money Market Checking Accounts
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
with monthly service fee of $10 (Minimum to avoid monthly service charge $2,500.00.)
The Peoples Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
858 W Main Rd, Middletown, RI 02842
Business Money Market
0.05%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
Community & Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1169 S Broadway, East Providence, RI 02914 4931
Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 12, 2026
Details
Qualifying balance up to $2,500.00
Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Business Money Market
0.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 23, 2026
Details
Greenwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2669 Post Rd, Warwick, RI 02886 3039
Money Market Savings
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Cranston, Rhode Island and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Cranston, RI Money Market Rate Trends
Compare local Cranston, RI MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — RI Avg
1.399%
▼ 0.045 from last week
Rhode Island high-yield MMA rates fell 0.045 points this week to 1.399% APY, down from 1.445% last week.
Standard MMA — RI Avg
1.376%
▲ 1.243 from last week
Rhode Island standard MMA rates rose 1.243 points this week to 1.376% APY, up from 0.133% last week.
As of Mar 29, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Cranston, Rhode Island directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Cranston, Rhode Island. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in RI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Cranston, Rhode Island
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Rhode Island.
Are Money Market accounts in Cranston, Rhode Island safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Rhode Island up to $250,000 per depositor, per institution.
How often do MMA rates change in Cranston, Rhode Island?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Rhode Island rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Cranston, Rhode Island
Here are some of the highest money market account APYs currently available in Cranston, Rhode Island and the surrounding area:
- Citizens Bank
Citizens Private Client® Money Market — 3.75% APY - Eastern Bank Boston, MA
Money Market — 3.25% APY - Westerly Community Credit Union
Advantage Money Market Account — 3.05% APY - Bank5 Connect
Connect Money Market — 3.03% APY - The Peoples Credit Union
Business Selective Reserve Money Market Account — 3.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Cranston, Rhode Island. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
