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Overland Park, Kansas Best CD Rates September 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current CD rates in Overland Park, Kansas range from 4.00% to 4.15% APY across the five banks and credit unions featured below, verified by MonitorBankRates as of September 28, 2026. Current Overland Park, Kansas CD rates include Argentine Federal SavingsArgentine Federal Savings12501 Antioch Rd, Overland Park, KS 66213A5.0 ★Texas Ratio: 12.38%Real return: +1.35%APY minus CPI (February 2026) offering 6 Month CD at 4.15% APY, First Federal Bank of Kansas CityFirst Federal Bank of Kansas City8629 Metcalf Ave, Overland Park, KS 66212A+5.0 ★Texas Ratio: 3.90%Real return: +1.35%APY minus CPI (February 2026) offering 36-Month CD at 4.15% APY, Midwest Heritage BankMidwest Heritage Bank8900 W 135th St, Overland Park, KS 66221A5.0 ★Texas Ratio: 10.15%Real return: +1.24%APY minus CPI (February 2026) offering 6 Month CD Options at 4.04% APY, Brilliant BankBrilliant Bank8880 W 151st St, Overland Park, KS 66221A5.0 ★Texas Ratio: 7.53%Real return: +1.20%APY minus CPI (February 2026) offering 3-Month CD at 4.00% APY, and CIT BankCIT Bank7850 College Blvd, Overland Park, KS 66210A5.0 ★Texas Ratio: 7.85%Real return: +1.20%APY minus CPI (February 2026) offering 1-Year CD at 4.00% APY. CD rates as of September 28, 2026 according to verified data from MonitorBankRates.
Overland Park has 228 local institutions in our database, with CD rates as high as 4.15% APY from Argentine Federal Savings at 12501 Antioch Rd, Overland Park, KS 66213. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Kansas area. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: September 28, 2026
Compare Best CD Rates in Overland Park, Kansas & the Surrounding Area
Overland Park 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Brilliant Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.53%
8880 W 151st St, Overland Park, KS 66221
3-Month CD
$1,000
4.00%
▲ 1.92% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.92% above avg
Details
Interest credited At Maturity; Rates and Annual Percentage Yields are effective as of 12/19/25 and subject to change without notice. No brokered or institutional deposits. Rates and Annual Percentage Yields displayed are unavailable in Nebraska, Kansas, Missouri, Oklahoma and Arkansas.; Brilliant Bank's CD is a certificate of deposit with initial Annual Percentage Yield available for new depositors only. Rate is accurate as of website publication and subject to change. Minimum balance required to obtain the annual percentage yield is $1,000. Fees may reduce earnings. Early withdrawal penalties may apply.
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 4 times
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
11935 Riley St, Overland Park, KS 66213
3-MONTH TIME DEPOSIT ACCOUNT
$500
3.85%
▲ 1.77% above national avg
▼
Rate3.80%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.77% above avg
Details
Special Offer. For balances under $100k. Apply now.
Rate History
1 change since Sep 24, 2026 · 3.80% → 3.85% ▲ 0.05 pts · high 3.85% / low 3.80%
- Sep 27, 20263.85%▲ from 3.80%
- Sep 24, 20263.80%first recorded
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
3 Month CD
$1,000
3.60%
▲ 1.52% above national avg
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.52% above avg
Details
Rate History
No change since Sep 19, 2026 · 3.60% APY · checked 3 times
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
3 Month IRA CD
$1,000
3.60%
▲ 1.52% above national avg
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.52% above avg
Details
Rate History
No change since Sep 19, 2026 · 3.60% APY · checked 3 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
3 Month Business Certificate
$0
3.60%
▲ 1.52% above national avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.52% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 3 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
3 Month IRA Certificate
$0
3.60%
▲ 1.52% above national avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.52% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 4 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
3 Month Share Certificates
$0
3.60%
▲ 1.52% above national avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.52% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 4 times
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
11050 Roe Ave Ste 100, Overland Park, KS 66211
3-Month CD
$1,000
3.40%
▲ 1.32% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.32% above avg
Details
Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.
Rate History
No change since Sep 18, 2026 · 3.40% APY · checked 3 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
3 Month Classic CD
$0
2.90%
▲ 0.82% above national avg
▼
Rate2.86%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.08%▲ 0.82% above avg
Details
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 3 times
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
6201 College Blvd, Overland Park, KS 66211
3-Month CD
$0
2.00%
▼ 0.08% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 0.08% below avg
Details
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 3 times
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
8629 Metcalf Ave, Overland Park, KS 66212
3-Month CD
$0
1.50%
▼ 0.58% below national avg
▼
Rate1.49%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 0.58% below avg
Details
Rate History
No change since Sep 11, 2026 · 1.50% APY · checked 4 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
3-month term
$0
0.60%
▼ 1.48% below national avg
▼
Rate0.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▼ 1.48% below avg
Details
Rate History
No change since Sep 14, 2026 · 0.60% APY · checked 4 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
3-month term Standard CD
$0
0.50%
▼ 1.58% below national avg
▼
Rate0.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▼ 1.58% below avg
Details
Regular APY
Rate History
No change since Sep 27, 2026 · 0.50% APY · checked 2 times
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
90 Day Certificate of Deposit
$500
0.20%
▼ 1.88% below national avg
▼
Rate0.20%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 1.88% below avg
Details
Rate History
No change since Sep 18, 2026 · 0.20% APY · checked 3 times
Cornerstone Bank (KS)
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
9120 W 135th St, Overland Park, KS 66221
31 - 90 Day CD
$0
0.10%
▼ 1.98% below national avg
▼
Rate0.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 1.98% below avg
Details
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 2 times
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
5301 W 95th St, Overland Park, KS 66207
3 month Standard Fixed Rate CD - Relationship
$2,500
0.06%
▼ 2.02% below national avg
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 2.02% below avg
Details
Balance: $0 - $4,999.99. Additional terms are available at a branch.
Rate History
No change since Sep 27, 2026 · 0.06% APY
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
12112 Metcalf Ave, Overland Park, KS 66213
90 Day Standard CD Products
$0
0.06%
▼ 2.02% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 2.02% below avg
Details
Balance: Under $100,000
Rate History
No change since Sep 18, 2026 · 0.06% APY · checked 3 times
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
5301 W 95th St, Overland Park, KS 66207
3 month Standard Fixed Rate CD
$2,500
0.05%
▼ 2.03% below national avg
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 2.03% below avg
Details
Balance: $0 - $4,999.99. Additional terms are available at a branch.
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 2 times
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
3 Month Certificates of Deposit
$0
4.06%
▲ 1.98% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.98% above avg
Details
Rate History
No change since Sep 24, 2026 · 4.06% APY · checked 2 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
3 Month Share Certificate
$1,000
4.00%
▲ 1.92% above national avg
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.92% above avg
Details
Limited Time 3 Month and 6 Month Share Certificates available on new Certificates. The following terms are available as follows: 3 months, and 6 months. This is a promotional yield of 4.00% APY; Annual Percentage Yield (APY) is calculated on a 3.93% base rate. Yields are subject to change without notice. "Limited Time 3-Month and 6-Month" Bonus Dividend may not be combined with any other dividend increase/bonus, i.e., "Direct Deposit Bonus" and "Jumbo Certificate" increased rates. $1,000.00 minimum balance, regular Share Certificate requirement on a 365-day basis compounding monthly or at account closure. IRA share certificates do not qualify for this promotion. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of Certificate funds. Fees and other conditions may reduce earnings. The 3-Month promotional Certificate will automatically roll over to a 3-Month Certificate at the available rates of Certificates at maturity. The 6-Month promotional Certificate will automatically roll over to a 6-Month Certificate at the available rates of Certificates at maturity. Federal regulations require dividends to be paid from available earnings; dividends are contingent upon this regulation. Refer to our TISA Disclosure for terms and conditions. *APY = Annual Percentage Yield. Yields are subject to change at any time. Early withdrawal penalty and fees could reduce the earnings on an account.
Rate History
1 change since Sep 18, 2026 · 2.00% → 4.00% ▲ 2.00 pts · high 4.00% / low 2.00%
- Sep 24, 20264.00%▲ from 2.00%
- Sep 18, 20262.00%first recorded
Bank of the Flint Hills
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3 Month Certificates of Deposit
$0
3.91%
▲ 1.83% above national avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▲ 1.83% above avg
Details
Rate History
No change since Sep 24, 2026 · 3.91% APY · checked 2 times
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
3 Month Certificates of Deposit (CDs)
$100
3.84%
▲ 1.76% above national avg
▼
Rate3.79%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▲ 1.76% above avg
Details
Balance: $100,000+
Rate History
1 change since Sep 14, 2026 · 3.79% → 3.84% ▲ 0.05 pts · high 3.84% / low 3.79%
- Sep 24, 20263.84%▲ from 3.79%
- Sep 14, 20263.79%first recorded
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 9.50%
3 Month CD
$1,000
3.80%
▲ 1.72% above national avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.72% above avg
Details
Rate History
No change since Sep 7, 2026 · 3.80% APY · checked 4 times
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
3 Month Certificates of Deposit (CDs)
$100
3.74%
▲ 1.66% above national avg
▼
Rate3.69%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▲ 1.66% above avg
Details
Balance: $0 - $99,999.99
Rate History
1 change since Sep 14, 2026 · 3.69% → 3.74% ▲ 0.05 pts · high 3.74% / low 3.69%
- Sep 24, 20263.74%▲ from 3.69%
- Sep 14, 20263.69%first recorded
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate
$1,000
3.45%
▲ 1.37% above national avg
▼
Rate3.41%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.37% above avg
Details
Rate History
No change since Sep 7, 2026 · 3.45% APY · checked 4 times
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
3 Month Share Certificate
$0
3.29%
▲ 1.21% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.08%▲ 1.21% above avg
Details
($2,500.00 minimum)
Rate History
No change since Sep 18, 2026 · 3.29% APY · checked 2 times
Kansas Teachers Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
3 Month Certificate of Deposit
$500
3.25%
▲ 1.17% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.17% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 4 times
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.58%
3 Month Regular Certificate
$0
3.15%
▲ 1.07% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.08%▲ 1.07% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.15% APY · checked 3 times
Andover State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
90-day CD
$0
3.00%
▲ 0.92% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.92% above avg
Details
Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 3 times
Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
90 Day Share Certificate of Deposit
$0
3.00%
▲ 0.92% above national avg
▼
Rate2.97%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▲ 0.92% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 4 times
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
3 Month CD
$0
2.75%
▲ 0.67% above national avg
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▲ 0.67% above avg
Details
Interest Compounding Frequency:; Interest Availability: Maturity
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 3 times
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
3 Months CD
$1,000
2.50%
▲ 0.42% above national avg
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.42% above avg
Details
CD Only*
Rate History
No change since Sep 18, 2026 · 2.50% APY · checked 3 times
First FarmBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
3 Month Certificate of Deposit
$1,000
2.50%
▲ 0.42% above national avg
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.42% above avg
Details
Rate History
No change since Sep 19, 2026 · 2.50% APY · checked 3 times
Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
3 Month Share Certificate
$0
2.50%
▲ 0.42% above national avg
▼
Rate2.48%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▲ 0.42% above avg
Details
Dividend Period: Quarterly; Early W/D Penalty: 90 Days Interest
Rate History
No change since Sep 25, 2026 · 2.50% APY
Johnson State Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.70%
3 Month CD's
$0
2.43%
▲ 0.35% above national avg
▼
Rate2.41%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.35% above avg
Details
$100,000; Frequency of Compounding: Quarterly
Rate History
No change since Sep 24, 2026 · 2.43% APY · checked 2 times
Johnson State Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.70%
3 Month CD's equal to to $99,999
$0
2.38%
▲ 0.30% above national avg
▼
Rate2.36%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.30% above avg
Details
$50,000; Frequency of Compounding: Quarterly
Rate History
No change since Sep 19, 2026 · 2.38% APY · checked 3 times
CNB Hugoton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Regular Certificate of Deposit - 3 Months
$500
2.37%
▲ 0.29% above national avg
▼
Rate2.35%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.29% above avg
Details
Rate History
No change since Sep 19, 2026 · 2.37% APY · checked 3 times
Johnson State Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.70%
3 Month CD's equal to to $49,999
$0
2.33%
▲ 0.25% above national avg
▼
Rate2.31%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.25% above avg
Details
$25,000; Frequency of Compounding: Quarterly; **
Rate History
No change since Sep 24, 2026 · 2.33% APY · checked 2 times
Johnson State Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.70%
3 Month CD's equal to to $24,999
$0
2.28%
▲ 0.20% above national avg
▼
Rate2.26%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.20% above avg
Details
Rate History
No change since Sep 19, 2026 · 2.28% APY · checked 3 times
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
3 Month Certificate of Deposit
$5,000
2.02%
▼ 0.06% below national avg
▼
Rate—
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.08%▼ 0.06% below avg
Details
Rate History
No change since Sep 18, 2026 · 2.02% APY · checked 2 times
Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
3 Month Share Certificate
$0
2.00%
▼ 0.08% below national avg
▼
Rate1.99%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 0.08% below avg
Details
Rate History
No change since Sep 22, 2026 · 2.00% APY · checked 2 times
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
90 Day CD
$75,000
1.81%
▼ 0.27% below national avg
▼
Rate—
Min Deposit$75,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▼ 0.27% below avg
Details
Balance: > $75,000
Rate History
No change since Sep 21, 2026 · 1.81% APY · checked 2 times
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
3 Month Certificates of Deposit
$1,000
1.65%
▼ 0.43% below national avg
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 0.43% below avg
Details
Rate History
No change since Sep 24, 2026 · 1.65% APY · checked 2 times
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
3 Month IRA Certificates of Deposit
$1,000
1.65%
▼ 0.43% below national avg
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 0.43% below avg
Details
Rate History
No change since Sep 24, 2026 · 1.65% APY · checked 2 times
KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
3 Month Certificate of Deposit
$1,000
1.56%
▼ 0.52% below national avg
▼
Rate1.55%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▼ 0.52% below avg
Details
Rate History
No change since Sep 14, 2026 · 1.56% APY · checked 3 times
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
3 Month CD
$1,000
1.51%
▼ 0.57% below national avg
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 0.57% below avg
Details
Compounding Frequency: Quarterly
Rate History
No change since Sep 19, 2026 · 1.51% APY · checked 2 times
FSB Mcpherson, KS
Institution Rating:
A+4.9 ★Texas Ratio: 0.04%
3 month CD
$1,000
1.51%
▼ 0.57% below national avg
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▼ 0.57% below avg
Details
Rate History
No change since Sep 14, 2026 · 1.51% APY · checked 3 times
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
90 Day CD
$25,000
1.51%
▼ 0.57% below national avg
▼
Rate—
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▼ 0.57% below avg
Details
Balance: $25,000 - $75,000
Rate History
No change since Sep 21, 2026 · 1.51% APY · checked 2 times
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
90 Day CD
$250
1.31%
▼ 0.77% below national avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▼ 0.77% below avg
Details
Balance: $250 - $25,000
Rate History
No change since Sep 21, 2026 · 1.31% APY · checked 2 times
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
3 Month Certificate
$500
1.00%
▼ 1.08% below national avg
▼
Rate0.99%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.08%▼ 1.08% below avg
Details
Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 3 times
Overland Park 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
6 Month CD
$1,000
4.15%
▲ 1.38% above national avg
▼
Rate4.07%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.38% above avg
Details
Rate History
No change since Sep 19, 2026 · 4.15% APY · checked 3 times
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
6 Month IRA CD
$1,000
4.15%
▲ 1.38% above national avg
▼
Rate4.07%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.38% above avg
Details
Rate History
No change since Sep 19, 2026 · 4.15% APY · checked 3 times
Midwest Heritage Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
8900 W 135th St, Overland Park, KS 66221
6 Month CD Options
$0
4.04%
▲ 1.27% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.27% above avg
Details
Rate History
No change since Sep 19, 2026 · 4.04% APY · checked 3 times
NBKC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
4040 Indian Creek Parkway, Overland Park, KS 66207
6 month Personal CD
$1,000
3.85%
▲ 1.08% above national avg
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.08% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.85% APY · checked 2 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
7850 College Blvd, Overland Park, KS 66210
6-Month CD
$0
3.75%
▲ 0.98% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.98% above avg
Details
Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 2 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
7850 College Blvd, Overland Park, KS 66210
6-Month Term
$1,000
3.75%
▲ 0.98% above national avg
▼
Rate3.68%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.98% above avg
Details
Rate History
No change since Sep 27, 2026 · 3.75% APY
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
8629 Metcalf Ave, Overland Park, KS 66212
6-Month CD
$0
3.50%
▲ 0.73% above national avg
▼
Rate3.47%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.73% above avg
Details
Rate History
No change since Sep 11, 2026 · 3.50% APY · checked 4 times
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
7721 W 123rd St, Overland Park, KS 66213 1303
6 Month Share Certificate
$500
3.50%
▲ 0.73% above national avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 0.73% above avg
Details
Rates shown include all available bonuses.
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
6 Month Classic CD
$0
3.50%
▲ 0.73% above national avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 0.73% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
6 Month Business Certificate
$0
3.45%
▲ 0.68% above national avg
▼
Rate3.39%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.68% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 3 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
6 Month IRA Certificate
$0
3.45%
▲ 0.68% above national avg
▼
Rate3.39%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.68% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 4 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
6 Month Share Certificates
$0
3.45%
▲ 0.68% above national avg
▼
Rate3.39%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.68% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 4 times
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
11050 Roe Ave Ste 100, Overland Park, KS 66211
6-Month CD
$1,000
3.40%
▲ 0.63% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.63% above avg
Details
Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.
Rate History
No change since Sep 18, 2026 · 3.40% APY · checked 3 times
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
6 Month Certificate of Deposit
$500
3.03%
▲ 0.26% above national avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.26% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 3 times
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
11401 Lamar Ave, Overland Park, KS 66211 1508
6 month Share Certificate
$0
3.00%
▲ 0.23% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 0.23% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 2 times
NBKC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
4040 Indian Creek Parkway, Overland Park, KS 66207
6 month Personal IRA CD
$1,000
2.00%
▼ 0.77% below national avg
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▼ 0.77% below avg
Details
Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 2 times
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
12112 Metcalf Ave, Overland Park, KS 66213
180 Day Standard CD Products
$0
1.50%
▼ 1.27% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▼ 1.27% below avg
Details
Balance: Under $100,000
Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 3 times
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
12112 Metcalf Ave, Overland Park, KS 66213
6 Month IRA CDs
$0
1.50%
▼ 1.27% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▼ 1.27% below avg
Details
Rate History
No change since Sep 24, 2026 · 1.50% APY · checked 2 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
6-month term
$0
1.35%
▼ 1.42% below national avg
▼
Rate1.34%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.77%▼ 1.42% below avg
Details
Rate History
No change since Sep 14, 2026 · 1.35% APY · checked 4 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
6-month term Standard CD
$0
1.25%
▼ 1.52% below national avg
▼
Rate1.24%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.77%▼ 1.52% below avg
Details
Regular APY
Rate History
No change since Sep 27, 2026 · 1.25% APY · checked 2 times
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
6201 College Blvd, Overland Park, KS 66211
Business 6-Month
$0
1.00%
▼ 1.77% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▼ 1.77% below avg
Details
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 2 times
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
9201 W 87th St, Overland Park, KS 66212
Pay Day Certificate - 6 Month
$0
0.30%
▼ 2.47% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▼ 2.47% below avg
Details
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 3 times
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
5301 W 95th St, Overland Park, KS 66207
6 month Standard Fixed Rate CD - Relationship
$2,500
0.06%
▼ 2.71% below national avg
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▼ 2.71% below avg
Details
Balance: $0 - $4,999.99. Additional terms are available at a branch.
Rate History
No change since Sep 27, 2026 · 0.06% APY
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
5301 W 95th St, Overland Park, KS 66207
6 month Standard Fixed Rate CD
$2,500
0.05%
▼ 2.72% below national avg
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▼ 2.72% below avg
Details
Balance: $0 - $4,999.99. Additional terms are available at a branch.
Rate History
No change since Sep 27, 2026 · 0.05% APY
Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Kid's Certificates - 6 Month
$0
5.00%
▲ 2.23% above national avg
▼
Rate4.91%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 2.23% above avg
Details
Rate History
No change since Sep 22, 2026 · 5.00% APY · checked 2 times
Campus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6 Month Share Certificates
$0
4.25%
▲ 1.48% above national avg
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.77%▲ 1.48% above avg
Details
Rate History
1 change since Sep 14, 2026 · 1.00% → 4.25% ▲ 3.25 pts · high 4.25% / low 1.00%
- Sep 21, 20264.25%▲ from 1.00%
- Sep 14, 20261.00%first recorded
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
6 Month Certificate
$500
4.10%
▲ 1.33% above national avg
▼
Rate4.03%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.77%▲ 1.33% above avg
Details
Rate History
No change since Sep 18, 2026 · 4.10% APY · checked 3 times
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
6 Month Certificates of Deposit
$0
4.06%
▲ 1.29% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.29% above avg
Details
Rate History
No change since Sep 24, 2026 · 4.06% APY · checked 2 times
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
180 Day Business Certificate of Deposit - SPECIAL
$1,500
4.06%
▲ 1.29% above national avg
▼
Rate4.00%
Min Deposit$1,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.29% above avg
Details
Rate History
No change since Sep 24, 2026 · 4.06% APY · checked 2 times
SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Share Certificate - 6 months
$0
4.06%
▲ 1.29% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 1.29% above avg
Details
Rate History
No change since Sep 14, 2026 · 4.06% APY · checked 3 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
6 Month Share Certificate
$1,000
4.00%
▲ 1.23% above national avg
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.23% above avg
Details
Limited Time 3 Month and 6 Month Share Certificates available on new Certificates. The following terms are available as follows: 3 months, and 6 months. This is a promotional yield of 4.00% APY; Annual Percentage Yield (APY) is calculated on a 3.93% base rate. Yields are subject to change without notice. "Limited Time 3-Month and 6-Month" Bonus Dividend may not be combined with any other dividend increase/bonus, i.e., "Direct Deposit Bonus" and "Jumbo Certificate" increased rates. $1,000.00 minimum balance, regular Share Certificate requirement on a 365-day basis compounding monthly or at account closure. IRA share certificates do not qualify for this promotion. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of Certificate funds. Fees and other conditions may reduce earnings. The 3-Month promotional Certificate will automatically roll over to a 3-Month Certificate at the available rates of Certificates at maturity. The 6-Month promotional Certificate will automatically roll over to a 6-Month Certificate at the available rates of Certificates at maturity. Federal regulations require dividends to be paid from available earnings; dividends are contingent upon this regulation. Refer to our TISA Disclosure for terms and conditions. *APY = Annual Percentage Yield. Yields are subject to change at any time. Early withdrawal penalty and fees could reduce the earnings on an account.
Rate History
1 change since Sep 18, 2026 · 2.75% → 4.00% ▲ 1.25 pts · high 4.00% / low 2.75%
- Sep 24, 20264.00%▲ from 2.75%
- Sep 18, 20262.75%first recorded
Kansas Teachers Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
6 Month Certificate of Deposit
$500
4.00%
▲ 1.23% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.23% above avg
Details
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
Bank of the Flint Hills
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
6 Month Certificates of Deposit
$0
3.99%
▲ 1.22% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.77%▲ 1.22% above avg
Details
Rate History
No change since Sep 24, 2026 · 3.99% APY · checked 2 times
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
6 Month Certificates of Deposit (CDs)
$100
3.94%
▲ 1.17% above national avg
▼
Rate3.90%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.77%▲ 1.17% above avg
Details
Balance: $100,000+
Rate History
1 change since Sep 14, 2026 · 3.85% → 3.94% ▲ 0.09 pts · high 3.94% / low 3.85%
- Sep 24, 20263.94%▲ from 3.85%
- Sep 14, 20263.85%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
6 Month Certificates of Deposit (CDs)
$100
3.84%
▲ 1.07% above national avg
▼
Rate3.80%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.77%▲ 1.07% above avg
Details
Balance: $0 - $99,999.99
Rate History
1 change since Sep 14, 2026 · 3.75% → 3.84% ▲ 0.09 pts · high 3.84% / low 3.75%
- Sep 24, 20263.84%▲ from 3.75%
- Sep 14, 20263.75%first recorded
Sunflower Community Federal Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 25.86%
6 Month Share Certificates
$500
3.80%
▲ 1.03% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 1.03% above avg
Details
Rate History
No change since Sep 12, 2026 · 3.80% APY · checked 3 times
Adams Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 10.34%
6-MONTH CD
$500
3.80%
▲ 1.03% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.03% above avg
Details
Balance: $10,000.00 and up
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 4 times
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 9.50%
6 Month CD
$1,000
3.80%
▲ 1.03% above national avg
▼
Rate3.76%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.03% above avg
Details
Rate History
No change since Sep 7, 2026 · 3.80% APY · checked 4 times
White Eagle Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
Term Share : 6 Months
$0
3.80%
▲ 1.03% above national avg
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.03% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 3 times
FSB Holton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
6 Month Certificate
$0
3.79%
▲ 1.02% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.02% above avg
Details
Interest Paid: Semi-Annually
Rate History
1 change since Sep 7, 2026 · 3.28% → 3.79% ▲ 0.51 pts · high 3.79% / low 3.28%
- Sep 19, 20263.79%▲ from 3.28%
- Sep 7, 20263.28%first recorded
Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
6 Month Special Share Certificate
$0
3.75%
▲ 0.98% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.98% above avg
Details
Balance: $100,000+
Rate History
No change since Sep 22, 2026 · 3.75% APY · checked 2 times
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
6 Month Premium Certificates of Deposit (CD)
$0
3.70%
▲ 0.93% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.93% above avg
Details
Balance: $75,000+
Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 4 times
FSB Holton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
6 Month Certificate
$0
3.68%
▲ 0.91% above national avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.91% above avg
Details
Interest Paid: Semi-Annually
Rate History
1 change since Sep 7, 2026 · 3.17% → 3.68% ▲ 0.51 pts · high 3.68% / low 3.17%
- Sep 19, 20263.68%▲ from 3.17%
- Sep 7, 20263.17%first recorded
Simmons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.47%
6-month CD
$50,000
3.65%
▲ 0.88% above national avg
▼
Rate—
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.88% above avg
Details
New Money
Rate History
No change since Sep 24, 2026 · 3.65% APY · checked 2 times
First FarmBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
6 Month Certificate of Deposit
$1,000
3.65%
▲ 0.88% above national avg
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.88% above avg
Details
Rate History
No change since Sep 19, 2026 · 3.65% APY · checked 3 times
KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
6 Month Certificate of Deposit
$1,000
3.65%
▲ 0.88% above national avg
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.77%▲ 0.88% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 3 times
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
6 Month Certificate of Deposit (Jumbo)
$0
3.65%
▲ 0.88% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.88% above avg
Details
Balance: $50,000 and over
Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 3 times
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
6 Month IRA Certificate of Deposit
$0
3.65%
▲ 0.88% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.88% above avg
Details
Balance: $1,000 and over
Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 3 times
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
6 Month Share Certificate
$0
3.63%
▲ 0.86% above national avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 0.86% above avg
Details
($2,500.00 minimum)
Rate History
No change since Sep 18, 2026 · 3.63% APY · checked 2 times
Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
CDs and IRAs (personal) - 6 month
$500
3.60%
▲ 0.83% above national avg
▼
Rate3.55%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.83% above avg
Details
Interest Compounded: Quarterly
Rate History
No change since Sep 19, 2026 · 3.60% APY · checked 3 times
Overland Park 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Midwest Heritage Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
8900 W 135th St, Overland Park, KS 66221
12 Month CD Options
$0
4.00%
▲ 1.06% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.06% above avg
Details
Rate History
No change since Sep 19, 2026 · 4.00% APY · checked 3 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
7850 College Blvd, Overland Park, KS 66210
1-Year CD
$0
4.00%
▲ 1.06% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.06% above avg
Details
Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 2 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
7850 College Blvd, Overland Park, KS 66210
1-Year Term
$1,000
4.00%
▲ 1.06% above national avg
▼
Rate3.92%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.06% above avg
Details
Rate History
No change since Sep 27, 2026 · 4.00% APY
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
12 Month CD
$1,000
3.95%
▲ 1.01% above national avg
▼
Rate3.87%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.01% above avg
Details
Rate History
No change since Sep 19, 2026 · 3.95% APY · checked 3 times
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
12 Month IRA CD
$1,000
3.95%
▲ 1.01% above national avg
▼
Rate3.87%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.01% above avg
Details
Rate History
No change since Sep 19, 2026 · 3.95% APY · checked 3 times
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
7721 W 123rd St, Overland Park, KS 66213 1303
1 Year Share Certificate
$500
3.90%
▲ 0.96% above national avg
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.94%▲ 0.96% above avg
Details
Rates shown include all available bonuses.
Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 3 times
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
8629 Metcalf Ave, Overland Park, KS 66212
12-Month CD
$0
3.80%
▲ 0.86% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.86% above avg
Details
Rate History
No change since Sep 11, 2026 · 3.80% APY · checked 4 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
Premier CD - 1 Year
$0
3.80%
▲ 0.86% above national avg
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.94%▲ 0.86% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 2 times
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.56%
10000 College Blvd, Overland Park, KS 66210
12 Month Certificate of Deposit
$500
3.75%
▲ 0.81% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.81% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 3 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
1 Year Signature CD
$0
3.70%
▲ 0.76% above national avg
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.94%▲ 0.76% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.70% APY · checked 2 times
NBKC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
4040 Indian Creek Parkway, Overland Park, KS 66207
1 year Personal CD
$1,000
3.66%
▲ 0.72% above national avg
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.72% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.66% APY · checked 2 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
1 Year Classic CD
$0
3.60%
▲ 0.66% above national avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.94%▲ 0.66% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 3 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
1 Year Wealth Builder CD
$0
3.60%
▲ 0.66% above national avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.94%▲ 0.66% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 3 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
12 Month Business Certificate
$0
3.40%
▲ 0.46% above national avg
▼
Rate3.34%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.46% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 3 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
12 Month IRA Certificate
$0
3.40%
▲ 0.46% above national avg
▼
Rate3.34%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.46% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 4 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
12 Month Share Certificates
$0
3.40%
▲ 0.46% above national avg
▼
Rate3.34%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.46% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 4 times
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
12 Month Certificate of Deposit
$500
3.03%
▲ 0.09% above national avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.09% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 3 times
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
12 Month IRA Certificate
$500
3.03%
▲ 0.09% above national avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.09% above avg
Details
Rate History
No change since Sep 24, 2026 · 3.03% APY · checked 2 times
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
11401 Lamar Ave, Overland Park, KS 66211 1508
12 month Share Certificate
$0
3.00%
▲ 0.06% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.94%▲ 0.06% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 2 times
NBKC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
4040 Indian Creek Parkway, Overland Park, KS 66207
1 year Personal IRA CD
$1,000
2.76%
▼ 0.18% below national avg
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 0.18% below avg
Details
Rate History
No change since Sep 18, 2026 · 2.76% APY · checked 2 times
Intrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
8682 W 133rd St, Overland Park, KS 66213
12-month CD
$500
2.70%
▼ 0.24% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 0.24% below avg
Details
FDIC insured up to maximum amount allowed.
Rate History
No change since Sep 9, 2026 · 2.70% APY · checked 4 times
Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
9500 Nall Ave, Overland Park, KS 66207
12 Month Blue Bucks Kids' Certificate of Deposit
$100
2.25%
▼ 0.69% below national avg
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 0.69% below avg
Details
Teach your child the benefits of long-term savings. With a low minimum deposit of $100 and the flexibility to add a minimum of $25 per deposit anytime, this account is perfect for setting up your young saver for future success. Not available to open online. Open in Any CapFed Branch.
Rate History
No change since Sep 27, 2026 · 2.25% APY
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
7850 College Blvd, Overland Park, KS 66210
12 Month Certificate of Deposit
$500
2.00%
▼ 0.94% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 0.94% below avg
Details
Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 3 times
Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
7206 College Boulevard, Overland Park, KS 66210
12 Month Certificate of Deposit
$0
1.90%
▼ 1.04% below national avg
▼
Rate1.89%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 1.04% below avg
Details
Rate History
No change since Sep 24, 2026 · 1.90% APY · checked 2 times
Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
7206 College Boulevard, Overland Park, KS 66210
12 Month 'Add-to'
$0
1.71%
▼ 1.23% below national avg
▼
Rate1.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 1.23% below avg
Details
Rate History
No change since Sep 24, 2026 · 1.71% APY · checked 2 times
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
5301 W 95th St, Overland Park, KS 66207
1 year Standard Fixed Rate CD - Relationship
$2,500
1.51%
▼ 1.43% below national avg
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 1.43% below avg
Details
Balance: $0 - $4,999.99. Additional terms are available at a branch.
Rate History
No change since Sep 27, 2026 · 1.51% APY
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
5301 W 95th St, Overland Park, KS 66207
1 year Standard Fixed Rate CD
$2,500
1.50%
▼ 1.44% below national avg
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 1.44% below avg
Details
Balance: $0 - $4,999.99. Additional terms are available at a branch.
Rate History
No change since Sep 27, 2026 · 1.50% APY
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
12112 Metcalf Ave, Overland Park, KS 66213
1 Year IRA CDs
$0
1.50%
▼ 1.44% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 1.44% below avg
Details
Rate History
No change since Sep 24, 2026 · 1.50% APY · checked 2 times
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
12112 Metcalf Ave, Overland Park, KS 66213
1 Year Standard CD Products
$0
1.50%
▼ 1.44% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 1.44% below avg
Details
Balance: Under $100,000
Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 3 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
12-month term
$0
1.40%
▼ 1.54% below national avg
▼
Rate1.39%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▼ 1.54% below avg
Details
Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 4 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
Standard IRA CDs - 12-month term
$0
1.40%
▼ 1.54% below national avg
▼
Rate1.39%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▼ 1.54% below avg
Details
Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 5 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
12-month term Standard CD
$0
1.30%
▼ 1.64% below national avg
▼
Rate1.29%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▼ 1.64% below avg
Details
Regular APY
Rate History
No change since Sep 27, 2026 · 1.30% APY · checked 2 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
12-month term Standard IRA CD
$0
1.30%
▼ 1.64% below national avg
▼
Rate1.29%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▼ 1.64% below avg
Details
Regular APY
Rate History
No change since Sep 27, 2026 · 1.30% APY · checked 2 times
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
6201 College Blvd, Overland Park, KS 66211
Business 12-Month
$0
1.00%
▼ 1.94% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 1.94% below avg
Details
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 2 times
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
9201 W 87th St, Overland Park, KS 66212
Pay Day Certificate - 1 Year
$0
0.40%
▼ 2.54% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.94%▼ 2.54% below avg
Details
Rate History
No change since Sep 14, 2026 · 0.40% APY · checked 3 times
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
9201 W 87th St, Overland Park, KS 66212
Pay Day Certificate - 12 Month Youth
$50
0.40%
▼ 2.54% below national avg
▼
Rate—
Min Deposit$50
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.94%▼ 2.54% below avg
Details
Balance: $100 - Minimum Opening Balance; Additions allowed to Youth Certificate
Rate History
No change since Sep 14, 2026 · 0.40% APY · checked 3 times
Cornerstone Bank (KS)
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
9120 W 135th St, Overland Park, KS 66221
12 Month CD
$0
0.28%
▼ 2.66% below national avg
▼
Rate0.28%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 2.66% below avg
Details
Rate History
No change since Sep 24, 2026 · 0.28% APY · checked 2 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
7850 College Blvd, Overland Park, KS 66210
1-Year RampUp Plus
$25,000
0.25%
▼ 2.69% below national avg
▼
Rate0.25%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 2.69% below avg
Details
Rate History
No change since Sep 27, 2026 · 0.25% APY
Cornerstone Bank (KS)
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
9120 W 135th St, Overland Park, KS 66221
06 - 12 Month CD
$0
0.20%
▼ 2.74% below national avg
▼
Rate0.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 2.74% below avg
Details
Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 2 times
Topeka Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
1 Year Share Certificates
$0
4.55%
▲ 1.61% above national avg
▼
Rate4.47%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.94%▲ 1.61% above avg
Details
Rate History
No change since Sep 14, 2026 · 4.55% APY · checked 3 times
Campus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
12 Month IRA Certificates
$0
4.20%
▲ 1.26% above national avg
▼
Rate4.14%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.94%▲ 1.26% above avg
Details
Rate History
1 change since Sep 14, 2026 · 1.90% → 4.20% ▲ 2.30 pts · high 4.20% / low 1.90%
- Sep 21, 20264.20%▲ from 1.90%
- Sep 14, 20261.90%first recorded
Campus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
12 Month Share Certificates
$0
4.20%
▲ 1.26% above national avg
▼
Rate4.14%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.94%▲ 1.26% above avg
Details
Rate History
1 change since Sep 14, 2026 · 1.90% → 4.20% ▲ 2.30 pts · high 4.20% / low 1.90%
- Sep 21, 20264.20%▲ from 1.90%
- Sep 14, 20261.90%first recorded
Bank of the Flint Hills
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
1 Year Certificates of Deposit
$0
4.18%
▲ 1.24% above national avg
▼
Rate4.12%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.24% above avg
Details
Rate History
No change since Sep 24, 2026 · 4.18% APY · checked 2 times
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
1 Year Certificates of Deposit (CDs)
$100
4.17%
▲ 1.23% above national avg
▼
Rate4.13%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.23% above avg
Details
Balance: $100,000+
Rate History
1 change since Sep 14, 2026 · 3.97% → 4.17% ▲ 0.20 pts · high 4.17% / low 3.97%
- Sep 24, 20264.17%▲ from 3.97%
- Sep 14, 20263.97%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
1 Year IRA Certificates
$100
4.17%
▲ 1.23% above national avg
▼
Rate4.13%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.23% above avg
Details
Balance: $100,000+
Rate History
No change since Sep 24, 2026 · 4.17% APY · checked 2 times
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
1 Year Variable Rate
$100
4.17%
▲ 1.23% above national avg
▼
Rate4.13%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.23% above avg
Details
Balance: $100,000+
Rate History
No change since Sep 24, 2026 · 4.17% APY · checked 2 times
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
12 Month Certificates of Deposit
$0
4.16%
▲ 1.22% above national avg
▼
Rate4.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.22% above avg
Details
Rate History
No change since Sep 24, 2026 · 4.16% APY · checked 2 times
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
1 Year Certificates of Deposit (CDs)
$100
4.07%
▲ 1.13% above national avg
▼
Rate4.03%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.13% above avg
Details
Balance: $0 - $99,999.99
Rate History
1 change since Sep 14, 2026 · 3.87% → 4.07% ▲ 0.20 pts · high 4.07% / low 3.87%
- Sep 24, 20264.07%▲ from 3.87%
- Sep 14, 20263.87%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
1 Year IRA Certificates
$100
4.07%
▲ 1.13% above national avg
▼
Rate4.03%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.13% above avg
Details
Balance: $0 - $99,999.99
Rate History
No change since Sep 24, 2026 · 4.07% APY · checked 2 times
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
1 Year Variable Rate
$100
4.07%
▲ 1.13% above national avg
▼
Rate4.03%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.13% above avg
Details
Balance: $0 - $99,999.99
Rate History
No change since Sep 24, 2026 · 4.07% APY · checked 2 times
Overland Park 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Midwest Heritage Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
8900 W 135th St, Overland Park, KS 66221
18 Month CD Options
$0
4.01%
▲ 1.19% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.19% above avg
Details
Rate History
No change since Sep 19, 2026 · 4.01% APY · checked 3 times
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
6201 College Blvd, Overland Park, KS 66211
18-Month Variable Rate IRA
$0
3.79%
▲ 0.97% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.97% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.79% APY · checked 3 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
18-month term
$0
3.65%
▲ 0.83% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 0.83% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 5 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
CD Specials 18-month term
$0
3.65%
▲ 0.83% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 0.83% above avg
Details
Rewards APY
Rate History
No change since Sep 27, 2026 · 3.65% APY · checked 2 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
IRA CD Specials - 18-month term
$0
3.65%
▲ 0.83% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 0.83% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 5 times
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
7721 W 123rd St, Overland Park, KS 66213 1303
1.5 Year Share Certificate
$500
3.60%
▲ 0.78% above national avg
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.78% above avg
Details
Rates shown include all available bonuses.
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 3 times
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
11401 Lamar Ave, Overland Park, KS 66211 1508
18 month Share Certificate
$0
3.50%
▲ 0.68% above national avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.68% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 2 times
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
8629 Metcalf Ave, Overland Park, KS 66212
18-Month CD
$0
3.45%
▲ 0.63% above national avg
▼
Rate3.41%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.63% above avg
Details
Rate History
No change since Sep 11, 2026 · 3.45% APY · checked 4 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
Premier CD - 18 Months
$0
3.45%
▲ 0.63% above national avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.63% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 2 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
18 Month Signature CD
$0
3.35%
▲ 0.53% above national avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.53% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.35% APY · checked 2 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
18 Month Business Certificate
$0
3.35%
▲ 0.53% above national avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.53% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 3 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
18 Month IRA Certificate
$0
3.35%
▲ 0.53% above national avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.53% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 4 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
18 Month Share Certificates
$0
3.35%
▲ 0.53% above national avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.53% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 4 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
18 Month Classic CD
$0
3.25%
▲ 0.43% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.43% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 3 times
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.56%
10000 College Blvd, Overland Park, KS 66210
18 Month Certificate of Deposit
$500
3.10%
▲ 0.28% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.28% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.10% APY · checked 3 times
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
18 Month Certificate of Deposit
$500
3.03%
▲ 0.21% above national avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.21% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 3 times
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
18 Month IRA Certificate
$500
3.03%
▲ 0.21% above national avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.21% above avg
Details
Rate History
No change since Sep 24, 2026 · 3.03% APY · checked 2 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
7850 College Blvd, Overland Park, KS 66210
18-Month CD
$0
2.75%
▼ 0.07% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 0.07% below avg
Details
Rate History
No change since Sep 24, 2026 · 2.75% APY · checked 2 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
7850 College Blvd, Overland Park, KS 66210
18-Month Term
$1,000
2.75%
▼ 0.07% below national avg
▼
Rate2.71%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 0.07% below avg
Details
Upon maturity, will be automatically renewed as a 2-Year Term CD at the then-published APY.
Rate History
No change since Sep 27, 2026 · 2.75% APY
Intrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
8682 W 133rd St, Overland Park, KS 66213
18-month CD
$500
2.30%
▼ 0.52% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 0.52% below avg
Details
FDIC insured up to maximum amount allowed.
Rate History
No change since Sep 9, 2026 · 2.30% APY · checked 4 times
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
12112 Metcalf Ave, Overland Park, KS 66213
18 Month IRA CDs
$0
1.50%
▼ 1.32% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 1.32% below avg
Details
Rate History
No change since Sep 24, 2026 · 1.50% APY · checked 2 times
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
12112 Metcalf Ave, Overland Park, KS 66213
18 Month Standard CD Products
$0
1.50%
▼ 1.32% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 1.32% below avg
Details
Balance: Under $100,000
Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 3 times
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
18 Month CD
$1,000
0.95%
▼ 1.87% below national avg
▼
Rate0.95%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 1.87% below avg
Details
Rate History
No change since Sep 19, 2026 · 0.95% APY · checked 3 times
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
18 Month IRA CD
$1,000
0.95%
▼ 1.87% below national avg
▼
Rate0.95%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 1.87% below avg
Details
Rate History
No change since Sep 19, 2026 · 0.95% APY · checked 3 times
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
9201 W 87th St, Overland Park, KS 66212
Pay Day Certificate - 18 Month
$0
0.45%
▼ 2.37% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▼ 2.37% below avg
Details
Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 3 times
Cornerstone Bank (KS)
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
9120 W 135th St, Overland Park, KS 66221
18 Month CD
$0
0.30%
▼ 2.52% below national avg
▼
Rate0.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 2.52% below avg
Details
Rate History
No change since Sep 24, 2026 · 0.30% APY · checked 2 times
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
6201 College Blvd, Overland Park, KS 66211
Business 18-Month
$0
0.15%
▼ 2.67% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 2.67% below avg
Details
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 2 times
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
7850 College Blvd, Overland Park, KS 66210
18 Month Certificate of Deposit
$500
0.02%
▼ 2.80% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 2.80% below avg
Details
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 3 times
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
18 Month Certificates of Deposit (CDs)
$100
4.33%
▲ 1.51% above national avg
▼
Rate4.29%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 1.51% above avg
Details
Balance: $100,000+
Rate History
1 change since Sep 14, 2026 · 4.07% → 4.33% ▲ 0.26 pts · high 4.33% / low 4.07%
- Sep 24, 20264.33%▲ from 4.07%
- Sep 14, 20264.07%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
18 Month IRA Certificates
$100
4.33%
▲ 1.51% above national avg
▼
Rate4.29%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 1.51% above avg
Details
Balance: $100,000+
Rate History
No change since Sep 24, 2026 · 4.33% APY · checked 2 times
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Jumbo 18 Months Special Certificate
$0
4.25%
▲ 1.43% above national avg
▼
Rate4.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 1.43% above avg
Details
Rate History
No change since Sep 16, 2026 · 4.25% APY · checked 2 times
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
18 Month Certificates of Deposit (CDs)
$100
4.23%
▲ 1.41% above national avg
▼
Rate4.19%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 1.41% above avg
Details
Balance: $0 - $99,999.99
Rate History
1 change since Sep 14, 2026 · 3.97% → 4.23% ▲ 0.26 pts · high 4.23% / low 3.97%
- Sep 24, 20264.23%▲ from 3.97%
- Sep 14, 20263.97%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
18 Month IRA Certificates
$100
4.23%
▲ 1.41% above national avg
▼
Rate4.19%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 1.41% above avg
Details
Balance: $0 - $99,999.99
Rate History
No change since Sep 24, 2026 · 4.23% APY · checked 2 times
Bank of the Flint Hills
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
18 Month Certificates of Deposit
$0
4.18%
▲ 1.36% above national avg
▼
Rate4.12%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 1.36% above avg
Details
Rate History
No change since Sep 24, 2026 · 4.18% APY · checked 2 times
Campus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
18 Month IRA Certificates
$0
4.10%
▲ 1.28% above national avg
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.82%▲ 1.28% above avg
Details
Rate History
1 change since Sep 14, 2026 · 1.97% → 4.10% ▲ 2.13 pts · high 4.10% / low 1.97%
- Sep 21, 20264.10%▲ from 1.97%
- Sep 14, 20261.97%first recorded
Campus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
18 Month Share Certificates
$0
4.10%
▲ 1.28% above national avg
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.82%▲ 1.28% above avg
Details
Rate History
1 change since Sep 14, 2026 · 1.97% → 4.10% ▲ 2.13 pts · high 4.10% / low 1.97%
- Sep 21, 20264.10%▲ from 1.97%
- Sep 14, 20261.97%first recorded
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.26%
18 Month Certificate of Deposit
$1,000
4.05%
▲ 1.23% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.23% above avg
Details
Rate History
1 change since Sep 18, 2026 · 3.90% → 4.05% ▲ 0.15 pts · high 4.05% / low 3.90%
- Sep 24, 20264.05%▲ from 3.90%
- Sep 18, 20263.90%first recorded
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
18 Month CD or IRA - Jumbo
$500
4.04%
▲ 1.22% above national avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.22% above avg
Details
Jumbo
Rate History
No change since Sep 24, 2026 · 4.04% APY · checked 2 times
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Business 18 Month CD or IRA
$500
4.04%
▲ 1.22% above national avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.22% above avg
Details
Jumbo1: 4.00% Interest Rate / 4.04% APY**
Rate History
1 change since Sep 19, 2026 · 3.79% → 4.04% ▲ 0.25 pts · high 4.04% / low 3.79%
- Sep 24, 20264.04%▲ from 3.79%
- Sep 19, 20263.79%first recorded
Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
18 Months Special Certificate
$0
4.00%
▲ 1.18% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 1.18% above avg
Details
Rate History
No change since Sep 16, 2026 · 4.00% APY · checked 2 times
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
18 Month Premium Certificates of Deposit (CD)
$0
4.00%
▲ 1.18% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.18% above avg
Details
Balance: $75,000+
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
18 Month IRA/Share Certificate
$0
3.90%
▲ 1.08% above national avg
▼
Rate3.83%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 1.08% above avg
Details
Rate History
No change since Sep 25, 2026 · 3.90% APY
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
18 Month Business Certificates of Deposit (CDs)
$0
3.85%
▲ 1.03% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 1.03% above avg
Details
Rate History
1 change since Sep 14, 2026 · 3.46% → 3.85% ▲ 0.39 pts · high 3.85% / low 3.46%
- Sep 20, 20263.85%▲ from 3.46%
- Sep 14, 20263.46%first recorded
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
18 Month Certificates of Deposit (CDs)
$0
3.85%
▲ 1.03% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 1.03% above avg
Details
Rate History
1 change since Sep 14, 2026 · 3.46% → 3.85% ▲ 0.39 pts · high 3.85% / low 3.46%
- Sep 20, 20263.85%▲ from 3.46%
- Sep 14, 20263.46%first recorded
Citizens Bank of Kansas
Institution Rating:
A-4.2 ★Texas Ratio: 0.66%
18 Month Certificate
$0
3.80%
▲ 0.98% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.98% above avg
Details
Balance: $5,000.00 - $5,000.00
Rate History
No change since Sep 27, 2026 · 3.80% APY
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
18 Month CD or IRA
$500
3.79%
▲ 0.97% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.97% above avg
Details
Rate History
No change since Sep 24, 2026 · 3.79% APY · checked 2 times
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Business 18 Month CD or IRA
$500
3.79%
▲ 0.97% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.97% above avg
Details
Jumbo1: 4.00% Interest Rate / 4.04% APY**
Rate History
No change since Sep 19, 2026 · 3.79% APY · checked 3 times
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate
$1,000
3.79%
▲ 0.97% above national avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.97% above avg
Details
Rate History
No change since Sep 7, 2026 · 3.79% APY · checked 4 times
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Variable IRA
$1,000
3.79%
▲ 0.97% above national avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.97% above avg
Details
Rate History
No change since Sep 7, 2026 · 3.79% APY · checked 4 times
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
18 Month Preferred Certificates of Deposit (CD)
$0
3.70%
▲ 0.88% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.88% above avg
Details
Balance: $25,000.00-$74,999.99
Rate History
No change since Sep 18, 2026 · 3.70% APY · checked 3 times
Overland Park 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
8629 Metcalf Ave, Overland Park, KS 66212
24-Month CD
$0
4.01%
▲ 1.17% above national avg
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.17% above avg
Details
Rate History
No change since Sep 11, 2026 · 4.01% APY · checked 4 times
Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
9500 Nall Ave, Overland Park, KS 66207
24-Month CD
$1,000
3.90%
▲ 1.06% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.06% above avg
Details
Interest compounded daily and paid quarterly for all terms except 91 Days and 182 days. Certain restrictions apply when opening an account online.
Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 3 times
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
11401 Lamar Ave, Overland Park, KS 66211 1508
24 month Share Certificate
$0
3.75%
▲ 0.91% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.91% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 2 times
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
7721 W 123rd St, Overland Park, KS 66213 1303
2 Year Share Certificate
$500
3.50%
▲ 0.66% above national avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.66% above avg
Details
Rates shown include all available bonuses.
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
24 Month Business Certificate
$0
3.45%
▲ 0.61% above national avg
▼
Rate3.39%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.61% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 3 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
24 Month IRA Certificate
$0
3.45%
▲ 0.61% above national avg
▼
Rate3.39%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.61% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 4 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
24 Month Share Certificates
$0
3.45%
▲ 0.61% above national avg
▼
Rate3.39%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.61% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 4 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
Premier CD - 2 Years
$0
3.40%
▲ 0.56% above national avg
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.56% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 2 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
2 Year Signature CD
$0
3.30%
▲ 0.46% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.46% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.30% APY · checked 2 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
2 Year Certificate of Deposit
$0
3.20%
▲ 0.36% above national avg
▼
Rate3.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.36% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.20% APY · checked 2 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
2 Year Classic CD
$0
3.20%
▲ 0.36% above national avg
▼
Rate3.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.36% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 3 times
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.56%
10000 College Blvd, Overland Park, KS 66210
24 Month Certificate of Deposit
$500
3.10%
▲ 0.26% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.26% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.10% APY · checked 3 times
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
24 Month Certificate of Deposit
$500
3.03%
▲ 0.19% above national avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.19% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 3 times
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
24 Month IRA Certificate
$500
3.03%
▲ 0.19% above national avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.19% above avg
Details
Rate History
No change since Sep 24, 2026 · 3.03% APY · checked 2 times
NBKC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
4040 Indian Creek Parkway, Overland Park, KS 66207
2 year Personal CD
$1,000
3.00%
▲ 0.16% above national avg
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.16% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 2 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
24-month term
$0
2.60%
▼ 0.24% below national avg
▼
Rate2.57%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▼ 0.24% below avg
Details
Rate History
No change since Sep 14, 2026 · 2.60% APY · checked 4 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
Standard IRA CDs - 24-month term
$0
2.60%
▼ 0.24% below national avg
▼
Rate2.57%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▼ 0.24% below avg
Details
Rate History
No change since Sep 14, 2026 · 2.60% APY · checked 5 times
NBKC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
4040 Indian Creek Parkway, Overland Park, KS 66207
2 year Personal IRA CD
$1,000
2.50%
▼ 0.34% below national avg
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 0.34% below avg
Details
Rate History
No change since Sep 18, 2026 · 2.50% APY · checked 2 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
24-month term Standard CD
$0
2.34%
▼ 0.50% below national avg
▼
Rate2.32%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▼ 0.50% below avg
Details
Regular APY
Rate History
No change since Sep 27, 2026 · 2.34% APY · checked 2 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
24-month term Standard IRA CD
$0
2.34%
▼ 0.50% below national avg
▼
Rate2.32%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▼ 0.50% below avg
Details
Regular APY
Rate History
No change since Sep 27, 2026 · 2.34% APY · checked 2 times
Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
7206 College Boulevard, Overland Park, KS 66210
24 Month Jump
$0
2.02%
▼ 0.82% below national avg
▼
Rate2.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 0.82% below avg
Details
Rate History
No change since Sep 24, 2026 · 2.02% APY · checked 2 times
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
12112 Metcalf Ave, Overland Park, KS 66213
2 Year IRA CDs
$0
1.50%
▼ 1.34% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 1.34% below avg
Details
Rate History
No change since Sep 24, 2026 · 1.50% APY · checked 2 times
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
12112 Metcalf Ave, Overland Park, KS 66213
2 Year Standard CD Products
$0
1.50%
▼ 1.34% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 1.34% below avg
Details
Balance: Under $100,000
Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 3 times
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
24 Month CD
$1,000
0.95%
▼ 1.89% below national avg
▼
Rate0.95%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 1.89% below avg
Details
Rate History
No change since Sep 19, 2026 · 0.95% APY · checked 3 times
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
24 Month IRA CD
$250
0.95%
▼ 1.89% below national avg
▼
Rate0.95%
Min Deposit$250
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 1.89% below avg
Details
Rate History
No change since Sep 19, 2026 · 0.95% APY · checked 3 times
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
9201 W 87th St, Overland Park, KS 66212
Pay Day Certificate - 2 Year
$0
0.50%
▼ 2.34% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▼ 2.34% below avg
Details
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 3 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
7850 College Blvd, Overland Park, KS 66210
2-Year CD
$0
0.40%
▼ 2.44% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 2.44% below avg
Details
Rate History
No change since Sep 24, 2026 · 0.40% APY · checked 2 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
7850 College Blvd, Overland Park, KS 66210
2-Year Term
$1,000
0.40%
▼ 2.44% below national avg
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 2.44% below avg
Details
Rate History
No change since Sep 27, 2026 · 0.40% APY
Cornerstone Bank (KS)
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
9120 W 135th St, Overland Park, KS 66221
24 Month CD
$0
0.32%
▼ 2.52% below national avg
▼
Rate0.32%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 2.52% below avg
Details
Rate History
No change since Sep 24, 2026 · 0.32% APY · checked 2 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
7850 College Blvd, Overland Park, KS 66210
2-Year RampUp Plus
$25,000
0.25%
▼ 2.59% below national avg
▼
Rate0.25%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 2.59% below avg
Details
Rate History
No change since Sep 27, 2026 · 0.25% APY
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
6201 College Blvd, Overland Park, KS 66211
Business 24-Month
$0
0.20%
▼ 2.64% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 2.64% below avg
Details
Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 2 times
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
7850 College Blvd, Overland Park, KS 66210
2 Year Certificate of Deposit
$500
0.05%
▼ 2.79% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 2.79% below avg
Details
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 3 times
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
2 Year Certificates of Deposit (CDs)
$100
4.49%
▲ 1.65% above national avg
▼
Rate4.44%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.65% above avg
Details
Balance: $100,000+
Rate History
1 change since Sep 14, 2026 · 4.18% → 4.49% ▲ 0.31 pts · high 4.49% / low 4.18%
- Sep 24, 20264.49%▲ from 4.18%
- Sep 14, 20264.18%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
2 Year IRA Certificates
$100
4.49%
▲ 1.65% above national avg
▼
Rate4.44%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.65% above avg
Details
Balance: $100,000+
Rate History
No change since Sep 24, 2026 · 4.49% APY · checked 2 times
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
2 Year Variable Rate Certificate of Deposit
$100
4.49%
▲ 1.65% above national avg
▼
Rate4.44%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.65% above avg
Details
Balance: $100,000+
Rate History
No change since Sep 28, 2026 · 4.49% APY
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
2 Year Certificates of Deposit (CDs)
$100
4.39%
▲ 1.55% above national avg
▼
Rate4.34%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.55% above avg
Details
Balance: $0 - $99,999.99
Rate History
1 change since Sep 14, 2026 · 4.08% → 4.39% ▲ 0.31 pts · high 4.39% / low 4.08%
- Sep 24, 20264.39%▲ from 4.08%
- Sep 14, 20264.08%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
2 Year IRA Certificates
$100
4.39%
▲ 1.55% above national avg
▼
Rate4.34%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.55% above avg
Details
Balance: $0 - $99,999.99
Rate History
No change since Sep 24, 2026 · 4.39% APY · checked 2 times
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
2 Year Variable Rate Certificate of Deposit
$100
4.39%
▲ 1.55% above national avg
▼
Rate4.34%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.55% above avg
Details
Balance: $0 - $99,999.99
Rate History
No change since Sep 28, 2026 · 4.39% APY
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
24 Month Certificates of Deposit
$0
4.27%
▲ 1.43% above national avg
▼
Rate4.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.43% above avg
Details
Rate History
No change since Sep 24, 2026 · 4.27% APY · checked 2 times
Bank of the Flint Hills
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
2 Year Certificates of Deposit
$0
4.27%
▲ 1.43% above national avg
▼
Rate4.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.43% above avg
Details
Rate History
No change since Sep 24, 2026 · 4.27% APY · checked 2 times
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
24 Month Premium Certificates of Deposit (CD)
$0
4.20%
▲ 1.36% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.36% above avg
Details
Balance: $75,000+
Rate History
No change since Sep 14, 2026 · 4.20% APY · checked 4 times
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
24 Month Preferred Certificates of Deposit (CD)
$0
4.11%
▲ 1.27% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.27% above avg
Details
Balance: $25,000.00-$74,999.99
Rate History
No change since Sep 18, 2026 · 4.11% APY · checked 3 times
Union State Bank of Everest
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
2 year Certificate of Deposit
$0
4.10%
▲ 1.26% above national avg
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.26% above avg
Details
Rate History
No change since Sep 27, 2026 · 4.10% APY
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
24 Month CD or IRA - Jumbo
$500
4.04%
▲ 1.20% above national avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.20% above avg
Details
Jumbo
Rate History
No change since Sep 24, 2026 · 4.04% APY · checked 2 times
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Business 24 Month CD or IRA
$500
4.04%
▲ 1.20% above national avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.20% above avg
Details
Jumbo1: 4.00% Interest Rate / 4.04% APY**
Rate History
1 change since Sep 19, 2026 · 3.79% → 4.04% ▲ 0.25 pts · high 4.04% / low 3.79%
- Sep 24, 20264.04%▲ from 3.79%
- Sep 19, 20263.79%first recorded
Central National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
24 Month CD Special
$5,000
4.00%
▲ 1.16% above national avg
▼
Rate—
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.16% above avg
Details
Rate History
No change since Sep 8, 2026 · 4.00% APY · checked 4 times
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
24 Month Certificate
$500
4.00%
▲ 1.16% above national avg
▼
Rate3.94%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.84%▲ 1.16% above avg
Details
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 3 times
Campus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
24 Month IRA Certificates
$0
4.00%
▲ 1.16% above national avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 1.16% above avg
Details
Rate History
1 change since Sep 14, 2026 · 2.20% → 4.00% ▲ 1.80 pts · high 4.00% / low 2.20%
- Sep 21, 20264.00%▲ from 2.20%
- Sep 14, 20262.20%first recorded
Campus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
24 Month Share Certificates
$0
4.00%
▲ 1.16% above national avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 1.16% above avg
Details
Rate History
1 change since Sep 14, 2026 · 2.20% → 4.00% ▲ 1.80 pts · high 4.00% / low 2.20%
- Sep 21, 20264.00%▲ from 2.20%
- Sep 14, 20262.20%first recorded
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
24 Month Certificates of Deposit (CD)
$0
4.00%
▲ 1.16% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.16% above avg
Details
Balance: $500.00-$24,999.99
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 3 times
Overland Park 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
8629 Metcalf Ave, Overland Park, KS 66212
36-Month CD
$0
4.15%
▲ 1.39% above national avg
▼
Rate4.09%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.39% above avg
Details
Rate History
No change since Sep 11, 2026 · 4.15% APY · checked 4 times
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
11401 Lamar Ave, Overland Park, KS 66211 1508
36 month Share Certificate
$0
3.70%
▲ 0.94% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.94% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 2 times
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
7721 W 123rd St, Overland Park, KS 66213 1303
3 Year Share Certificate
$500
3.50%
▲ 0.74% above national avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.74% above avg
Details
Rates shown include all available bonuses.
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
36 Month Business Certificate
$0
3.50%
▲ 0.74% above national avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.74% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
36 Month IRA Certificate
$0
3.50%
▲ 0.74% above national avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.74% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
36 Month Share Certificates
$0
3.50%
▲ 0.74% above national avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.74% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
Premier CD - 3 Years
$0
3.30%
▲ 0.54% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.54% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 2 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
3 Year Signature CD
$0
3.20%
▲ 0.44% above national avg
▼
Rate3.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.44% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.20% APY · checked 2 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
3 Year Certificate of Deposit
$0
3.10%
▲ 0.34% above national avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.34% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.10% APY · checked 2 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
3 Year Classic CD
$0
3.10%
▲ 0.34% above national avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.34% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 3 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
3 Year Young Investors CD
$0
3.10%
▲ 0.34% above national avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.34% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.10% APY · checked 2 times
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.56%
10000 College Blvd, Overland Park, KS 66210
36 Month Certificate of Deposit
$500
3.03%
▲ 0.27% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.27% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 3 times
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
36 Month Certificate of Deposit
$500
3.03%
▲ 0.27% above national avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.27% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 3 times
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
36 Month IRA Certificate
$500
3.03%
▲ 0.27% above national avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.27% above avg
Details
Rate History
No change since Sep 24, 2026 · 3.03% APY · checked 2 times
NBKC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
4040 Indian Creek Parkway, Overland Park, KS 66207
3 year Personal CD
$1,000
2.75%
▼ 0.01% below national avg
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 0.01% below avg
Details
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 2 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
36-month term
$0
2.75%
▼ 0.01% below national avg
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▼ 0.01% below avg
Details
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 4 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
Standard IRA CDs - 36-month term
$0
2.75%
▼ 0.01% below national avg
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▼ 0.01% below avg
Details
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 5 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
36-month term Standard CD
$0
2.49%
▼ 0.27% below national avg
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▼ 0.27% below avg
Details
Regular APY
Rate History
No change since Sep 27, 2026 · 2.49% APY · checked 2 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
36-month term Standard IRA CD
$0
2.49%
▼ 0.27% below national avg
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▼ 0.27% below avg
Details
Regular APY
Rate History
No change since Sep 27, 2026 · 2.49% APY · checked 2 times
NBKC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
4040 Indian Creek Parkway, Overland Park, KS 66207
3 year Personal IRA CD
$1,000
2.25%
▼ 0.51% below national avg
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 0.51% below avg
Details
Rate History
No change since Sep 18, 2026 · 2.25% APY · checked 2 times
Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
7206 College Boulevard, Overland Park, KS 66210
36 Month Certificate of Deposit
$0
2.02%
▼ 0.74% below national avg
▼
Rate2.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 0.74% below avg
Details
Rate History
No change since Sep 24, 2026 · 2.02% APY · checked 2 times
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
12112 Metcalf Ave, Overland Park, KS 66213
3 Year IRA CDs
$0
1.50%
▼ 1.26% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 1.26% below avg
Details
Rate History
No change since Sep 24, 2026 · 1.50% APY · checked 2 times
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
12112 Metcalf Ave, Overland Park, KS 66213
3 Year Standard CD Products
$0
1.50%
▼ 1.26% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 1.26% below avg
Details
Balance: Under $100,000
Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 3 times
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
36 Month CD
$1,000
0.96%
▼ 1.80% below national avg
▼
Rate0.95%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 1.80% below avg
Details
Rate History
No change since Sep 19, 2026 · 0.96% APY · checked 3 times
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
36 Month IRA CD
$250
0.96%
▼ 1.80% below national avg
▼
Rate0.95%
Min Deposit$250
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 1.80% below avg
Details
Rate History
No change since Sep 19, 2026 · 0.96% APY · checked 3 times
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
9201 W 87th St, Overland Park, KS 66212
Pay Day Certificate - 3 Year
$0
0.60%
▼ 2.16% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 2.16% below avg
Details
Rate History
No change since Sep 14, 2026 · 0.60% APY · checked 3 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
7850 College Blvd, Overland Park, KS 66210
3-Year CD
$0
0.40%
▼ 2.36% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 2.36% below avg
Details
Rate History
No change since Sep 24, 2026 · 0.40% APY · checked 2 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
7850 College Blvd, Overland Park, KS 66210
3-Year Term
$1,000
0.40%
▼ 2.36% below national avg
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 2.36% below avg
Details
Rate History
No change since Sep 27, 2026 · 0.40% APY
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
6201 College Blvd, Overland Park, KS 66211
Business 36-Month
$0
0.35%
▼ 2.41% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 2.41% below avg
Details
Rate History
No change since Sep 24, 2026 · 0.35% APY · checked 2 times
Cornerstone Bank (KS)
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
9120 W 135th St, Overland Park, KS 66221
36 Month CD
$0
0.33%
▼ 2.43% below national avg
▼
Rate0.33%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 2.43% below avg
Details
Rate History
No change since Sep 24, 2026 · 0.33% APY · checked 2 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
7850 College Blvd, Overland Park, KS 66210
3-Year RampUp
$25,000
0.25%
▼ 2.51% below national avg
▼
Rate0.25%
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 2.51% below avg
Details
Rate History
No change since Sep 27, 2026 · 0.25% APY
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
7850 College Blvd, Overland Park, KS 66210
3 Year Certificate of Deposit
$500
0.05%
▼ 2.71% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 2.71% below avg
Details
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 3 times
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
3 Year Certificates of Deposit (CDs)
$100
4.73%
▲ 1.97% above national avg
▼
Rate4.68%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▲ 1.97% above avg
Details
Balance: $100,000+
Rate History
1 change since Sep 14, 2026 · 4.37% → 4.73% ▲ 0.36 pts · high 4.73% / low 4.37%
- Sep 24, 20264.73%▲ from 4.37%
- Sep 14, 20264.37%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
3 Year IRA Certificates
$100
4.73%
▲ 1.97% above national avg
▼
Rate4.68%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▲ 1.97% above avg
Details
Balance: $100,000+
Rate History
No change since Sep 24, 2026 · 4.73% APY · checked 2 times
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
3 Year Certificates of Deposit (CDs)
$100
4.63%
▲ 1.87% above national avg
▼
Rate4.58%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▲ 1.87% above avg
Details
Balance: $0 - $99,999.99
Rate History
1 change since Sep 14, 2026 · 4.27% → 4.63% ▲ 0.36 pts · high 4.63% / low 4.27%
- Sep 24, 20264.63%▲ from 4.27%
- Sep 14, 20264.27%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
3 Year IRA Certificates
$100
4.63%
▲ 1.87% above national avg
▼
Rate4.58%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▲ 1.87% above avg
Details
Balance: $0 - $99,999.99
Rate History
No change since Sep 24, 2026 · 4.63% APY · checked 2 times
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
36 Month Certificates of Deposit
$0
4.37%
▲ 1.61% above national avg
▼
Rate4.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.61% above avg
Details
Rate History
No change since Sep 24, 2026 · 4.37% APY · checked 2 times
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
36 Month Certificate
$500
4.25%
▲ 1.49% above national avg
▼
Rate4.18%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.76%▲ 1.49% above avg
Details
Rate History
No change since Sep 18, 2026 · 4.25% APY · checked 3 times
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
36 Month Premium Certificates of Deposit (CD)
$0
4.20%
▲ 1.44% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.44% above avg
Details
Balance: $75,000+
Rate History
No change since Sep 14, 2026 · 4.20% APY · checked 4 times
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
36 Month Preferred Certificates of Deposit (CD)
$0
4.11%
▲ 1.35% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.35% above avg
Details
Balance: $25,000.00-$74,999.99
Rate History
No change since Sep 18, 2026 · 4.11% APY · checked 3 times
Bank of the Flint Hills
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3 Year Certificates of Deposit
$0
4.06%
▲ 1.30% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▲ 1.30% above avg
Details
Rate History
No change since Sep 24, 2026 · 4.06% APY · checked 2 times
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
36 Month CD or IRA - Jumbo
$500
4.04%
▲ 1.28% above national avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.28% above avg
Details
Jumbo
Rate History
No change since Sep 24, 2026 · 4.04% APY · checked 2 times
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Business 36 Month CD or IRA
$500
4.04%
▲ 1.28% above national avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.28% above avg
Details
Jumbo1: 4.00% Interest Rate / 4.04% APY**
Rate History
1 change since Sep 19, 2026 · 3.79% → 4.04% ▲ 0.25 pts · high 4.04% / low 3.79%
- Sep 24, 20264.04%▲ from 3.79%
- Sep 19, 20263.79%first recorded
The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
3 Year Certificate of Deposit
$500
4.04%
▲ 1.28% above national avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.28% above avg
Details
Rate History
1 change since Sep 7, 2026 · 2.62% → 4.04% ▲ 1.42 pts · high 4.04% / low 2.62%
- Sep 27, 20264.04%▲ from 2.62%
- Sep 7, 20262.62%first recorded
The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
3 Year IRA
$500
4.04%
▲ 1.28% above national avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.28% above avg
Details
Rate History
1 change since Sep 7, 2026 · 2.62% → 4.04% ▲ 1.42 pts · high 4.04% / low 2.62%
- Sep 27, 20264.04%▲ from 2.62%
- Sep 7, 20262.62%first recorded
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
3 Year Certificate
$2,000
4.00%
▲ 1.24% above national avg
▼
Rate3.94%
Min Deposit$2,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▲ 1.24% above avg
Details
Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 2 times
Topeka Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
3 Year Share Certificates
$0
4.00%
▲ 1.24% above national avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 3 times
Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
3 Year Certificate Special
$0
4.00%
▲ 1.24% above national avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.24% above avg
Details
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
3-Year CD Special
$500
4.00%
▲ 1.24% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.24% above avg
Details
Unlimited Additional Deposits; New Money Only; Early withdrawal penalties may apply. Contact TPCU for complete terms and conditions.
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 3 times
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
36 Month Certificates of Deposit (CD)
$0
4.00%
▲ 1.24% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.24% above avg
Details
Balance: $500.00-$24,999.99
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 3 times
Overland Park 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
8629 Metcalf Ave, Overland Park, KS 66212
48-Month CD
$0
3.60%
▲ 0.85% above national avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.85% above avg
Details
Rate History
No change since Sep 11, 2026 · 3.60% APY · checked 4 times
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
7721 W 123rd St, Overland Park, KS 66213 1303
4 Year Share Certificate
$500
3.50%
▲ 0.75% above national avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.75% above avg
Details
Rates shown include all available bonuses.
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
11401 Lamar Ave, Overland Park, KS 66211 1508
48 month Share Certificate
$0
3.50%
▲ 0.75% above national avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.75% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 2 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
48 Month Business Certificate
$0
3.50%
▲ 0.75% above national avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.75% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
48 Month IRA Certificate
$0
3.50%
▲ 0.75% above national avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.75% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
48 Month Share Certificates
$0
3.50%
▲ 0.75% above national avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.75% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
Premier CD - 4 Years
$0
3.25%
▲ 0.50% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.50% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 2 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
4 Year Signature CD
$0
3.15%
▲ 0.40% above national avg
▼
Rate3.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.40% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.15% APY · checked 2 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
4 Year Classic CD
$0
3.05%
▲ 0.30% above national avg
▼
Rate3.01%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.30% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 3 times
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.56%
10000 College Blvd, Overland Park, KS 66210
48 Month Certificate of Deposit
$500
3.03%
▲ 0.28% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.28% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 3 times
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
48 Month Certificate of Deposit
$500
3.03%
▲ 0.28% above national avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.28% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 3 times
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
48 Month IRA Certificate
$500
3.03%
▲ 0.28% above national avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.28% above avg
Details
Rate History
No change since Sep 24, 2026 · 3.03% APY · checked 2 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
48-month term
$0
2.90%
▲ 0.15% above national avg
▼
Rate2.86%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▲ 0.15% above avg
Details
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 4 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
Standard IRA CDs - 48-month term
$0
2.90%
▲ 0.15% above national avg
▼
Rate2.86%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▲ 0.15% above avg
Details
Rate History
No change since Sep 14, 2026 · 2.90% APY · checked 5 times
NBKC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
4040 Indian Creek Parkway, Overland Park, KS 66207
4 year Personal CD
$1,000
2.75%
At national avg
▼
Rate2.71%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%At the average
Details
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 2 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
48-month term Standard CD
$0
2.64%
▼ 0.11% below national avg
▼
Rate2.61%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▼ 0.11% below avg
Details
Regular APY
Rate History
No change since Sep 27, 2026 · 2.64% APY · checked 2 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
48-month term Standard IRA CD
$0
2.64%
▼ 0.11% below national avg
▼
Rate2.61%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▼ 0.11% below avg
Details
Regular APY
Rate History
No change since Sep 27, 2026 · 2.64% APY · checked 2 times
NBKC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
4040 Indian Creek Parkway, Overland Park, KS 66207
4 year Personal IRA CD
$1,000
2.25%
▼ 0.50% below national avg
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▼ 0.50% below avg
Details
Rate History
No change since Sep 18, 2026 · 2.25% APY · checked 2 times
Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
7206 College Boulevard, Overland Park, KS 66210
48 Month Certificate of Deposit
$0
2.02%
▼ 0.73% below national avg
▼
Rate2.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▼ 0.73% below avg
Details
Rate History
No change since Sep 24, 2026 · 2.02% APY · checked 2 times
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
12112 Metcalf Ave, Overland Park, KS 66213
4 Year IRA CDs
$0
1.50%
▼ 1.25% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▼ 1.25% below avg
Details
Rate History
No change since Sep 24, 2026 · 1.50% APY · checked 2 times
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
12112 Metcalf Ave, Overland Park, KS 66213
4 Year Standard CD Products
$0
1.50%
▼ 1.25% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▼ 1.25% below avg
Details
Balance: Under $100,000
Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 3 times
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
48 Month CD
$1,000
0.96%
▼ 1.79% below national avg
▼
Rate0.95%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▼ 1.79% below avg
Details
Rate History
No change since Sep 19, 2026 · 0.96% APY · checked 3 times
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
12501 Antioch Rd, Overland Park, KS 66213
48 Month IRA CD
$250
0.96%
▼ 1.79% below national avg
▼
Rate0.95%
Min Deposit$250
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▼ 1.79% below avg
Details
Rate History
No change since Sep 19, 2026 · 0.96% APY · checked 3 times
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
9201 W 87th St, Overland Park, KS 66212
Pay Day Certificate - 4 year
$0
0.60%
▼ 2.15% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▼ 2.15% below avg
Details
Rate History
No change since Sep 14, 2026 · 0.60% APY · checked 3 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
7850 College Blvd, Overland Park, KS 66210
4-Year CD
$0
0.50%
▼ 2.25% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▼ 2.25% below avg
Details
Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 2 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
7850 College Blvd, Overland Park, KS 66210
4-Year Term
$1,000
0.50%
▼ 2.25% below national avg
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▼ 2.25% below avg
Details
Rate History
No change since Sep 27, 2026 · 0.50% APY
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
6201 College Blvd, Overland Park, KS 66211
Business 48-Month
$0
0.45%
▼ 2.30% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▼ 2.30% below avg
Details
Rate History
No change since Sep 24, 2026 · 0.45% APY · checked 2 times
Cornerstone Bank (KS)
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
9120 W 135th St, Overland Park, KS 66221
48 Month CD
$0
0.34%
▼ 2.41% below national avg
▼
Rate0.34%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▼ 2.41% below avg
Details
Rate History
No change since Sep 24, 2026 · 0.34% APY · checked 2 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
7850 College Blvd, Overland Park, KS 66210
4-Year RampUp
$50,000
0.25%
▼ 2.50% below national avg
▼
Rate0.25%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▼ 2.50% below avg
Details
Rate History
No change since Sep 27, 2026 · 0.25% APY
First Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
7850 College Blvd, Overland Park, KS 66210
4 Year Certificate of Deposit
$500
0.15%
▼ 2.60% below national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▼ 2.60% below avg
Details
Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 3 times
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
4 Year Certificates of Deposit (CDs)
$100
4.74%
▲ 1.99% above national avg
▼
Rate4.69%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▲ 1.99% above avg
Details
Balance: $100,000+
Rate History
1 change since Sep 14, 2026 · 4.42% → 4.74% ▲ 0.32 pts · high 4.74% / low 4.42%
- Sep 24, 20264.74%▲ from 4.42%
- Sep 14, 20264.42%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
4 Year IRA Certificates
$100
4.74%
▲ 1.99% above national avg
▼
Rate4.69%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▲ 1.99% above avg
Details
Balance: $100,000+
Rate History
No change since Sep 24, 2026 · 4.74% APY · checked 2 times
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
4 Year Certificates of Deposit (CDs)
$100
4.64%
▲ 1.89% above national avg
▼
Rate4.59%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▲ 1.89% above avg
Details
Balance: $0 - $99,999.99
Rate History
1 change since Sep 14, 2026 · 4.32% → 4.64% ▲ 0.32 pts · high 4.64% / low 4.32%
- Sep 24, 20264.64%▲ from 4.32%
- Sep 14, 20264.32%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
4 Year IRA Certificates
$100
4.64%
▲ 1.89% above national avg
▼
Rate4.59%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▲ 1.89% above avg
Details
Balance: $0 - $99,999.99
Rate History
No change since Sep 24, 2026 · 4.64% APY · checked 2 times
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
48 Month Certificates of Deposit
$0
4.37%
▲ 1.62% above national avg
▼
Rate4.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.62% above avg
Details
Rate History
No change since Sep 24, 2026 · 4.37% APY · checked 2 times
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
48 Month Certificate
$500
4.25%
▲ 1.50% above national avg
▼
Rate4.18%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.75%▲ 1.50% above avg
Details
Rate History
No change since Sep 18, 2026 · 4.25% APY · checked 3 times
Bank of the Flint Hills
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
4 Year Certificates of Deposit
$0
4.06%
▲ 1.31% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▲ 1.31% above avg
Details
Rate History
No change since Sep 24, 2026 · 4.06% APY · checked 2 times
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
48 Month CD or IRA - Jumbo
$500
4.04%
▲ 1.29% above national avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.29% above avg
Details
Jumbo
Rate History
No change since Sep 24, 2026 · 4.04% APY · checked 2 times
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Business 48 Month CD or IRA
$500
4.04%
▲ 1.29% above national avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.29% above avg
Details
Jumbo1: 4.00% Interest Rate / 4.04% APY**
Rate History
1 change since Sep 19, 2026 · 3.79% → 4.04% ▲ 0.25 pts · high 4.04% / low 3.79%
- Sep 24, 20264.04%▲ from 3.79%
- Sep 19, 20263.79%first recorded
Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
4 Year Share Certificate
$0
4.00%
▲ 1.25% above national avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▲ 1.25% above avg
Details
Dividend Period: Quarterly; Early W/D Penalty: 180 Days Interest
Rate History
No change since Sep 25, 2026 · 4.00% APY
Campus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
48 Month IRA Certificates
$0
4.00%
▲ 1.25% above national avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.25% above avg
Details
Rate History
1 change since Sep 14, 2026 · 2.35% → 4.00% ▲ 1.65 pts · high 4.00% / low 2.35%
- Sep 21, 20264.00%▲ from 2.35%
- Sep 14, 20262.35%first recorded
Campus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
48 Month Share Certificates
$0
4.00%
▲ 1.25% above national avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.25% above avg
Details
Rate History
1 change since Sep 14, 2026 · 2.35% → 4.00% ▲ 1.65 pts · high 4.00% / low 2.35%
- Sep 21, 20264.00%▲ from 2.35%
- Sep 14, 20262.35%first recorded
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
48 Month IRA Certificate
$100,000
3.90%
▲ 1.15% above national avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.15% above avg
Details
Rate History
No change since Sep 27, 2026 · 3.90% APY
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
48 Month Share Certificate
$100,000
3.90%
▲ 1.15% above national avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.15% above avg
Details
Rate History
1 change since Sep 18, 2026 · 3.65% → 3.90% ▲ 0.25 pts · high 3.90% / low 3.65%
- Sep 24, 20263.90%▲ from 3.65%
- Sep 18, 20263.65%first recorded
United Consumers Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
48 Month Premium Certificates of Deposit (CD)
$0
3.90%
▲ 1.15% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.15% above avg
Details
Balance: $75,000+
Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 4 times
Empower Blue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
48 Month Share Certificates
$0
3.82%
▲ 1.07% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.07% above avg
Details
Avg Daily Balance Required to Earn Dividends: $50,000+ Jumbo rate
Rate History
No change since Sep 14, 2026 · 3.82% APY · checked 3 times
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
48 Month CD or IRA
$500
3.79%
▲ 1.04% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.04% above avg
Details
Rate History
No change since Sep 24, 2026 · 3.79% APY · checked 2 times
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Business 48 Month CD or IRA
$500
3.79%
▲ 1.04% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.04% above avg
Details
Jumbo1: 4.00% Interest Rate / 4.04% APY**
Rate History
No change since Sep 19, 2026 · 3.79% APY · checked 3 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
48 Month IRA Certificate
$1,000
3.75%
▲ 1.00% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.00% above avg
Details
Rate History
No change since Sep 27, 2026 · 3.75% APY
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
48 Month Share Certificate
$1,000
3.75%
▲ 1.00% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.00% above avg
Details
Rate History
1 change since Sep 18, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50%
- Sep 24, 20263.75%▲ from 3.50%
- Sep 18, 20263.50%first recorded
Overland Park 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
8629 Metcalf Ave, Overland Park, KS 66212
60-Month CD
$0
3.60%
▲ 0.76% above national avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.76% above avg
Details
Rate History
No change since Sep 11, 2026 · 3.60% APY · checked 4 times
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
7721 W 123rd St, Overland Park, KS 66213 1303
5 Year Share Certificate
$500
3.50%
▲ 0.66% above national avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.66% above avg
Details
Rates shown include all available bonuses.
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
60 Month Business Certificate
$0
3.50%
▲ 0.66% above national avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.66% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
60 Month IRA Certificate
$0
3.50%
▲ 0.66% above national avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.66% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
CommunityAmerica Credit Union
6280 W 135th St, Overland Park, KS 66223
60 Month Share Certificates
$0
3.50%
▲ 0.66% above national avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.66% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
11401 Lamar Ave, Overland Park, KS 66211 1508
60 month Share Certificate
$0
3.25%
▲ 0.41% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.41% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 2 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
Premier CD - 5 Years
$0
3.20%
▲ 0.36% above national avg
▼
Rate3.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.36% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 2 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
5 Year Signature CD
$0
3.10%
▲ 0.26% above national avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.26% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.10% APY · checked 2 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
60-month term
$0
3.10%
▲ 0.26% above national avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 0.26% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 4 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
Standard IRA CDs - 60-month term
$0
3.10%
▲ 0.26% above national avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 0.26% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 5 times
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.56%
10000 College Blvd, Overland Park, KS 66210
60 Month Certificate of Deposit
$500
3.03%
▲ 0.19% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.19% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 3 times
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
60 Month Certificate of Deposit
$500
3.03%
▲ 0.19% above national avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.19% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.03% APY · checked 3 times
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
7500 W 95th St, Overland Park, KS 66212
60 Month IRA Certificate
$500
3.03%
▲ 0.19% above national avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.19% above avg
Details
Rate History
No change since Sep 24, 2026 · 3.03% APY · checked 2 times
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
7260 W 135th St, Overland Park, KS 66223
5 Year Classic CD
$0
3.00%
▲ 0.16% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.16% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 3 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
60-month term Standard CD
$0
2.84%
At national avg
▼
Rate2.81%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%At the average
Details
Regular APY
Rate History
No change since Sep 27, 2026 · 2.84% APY · checked 2 times
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
6860 W 115th St, Overland Park, KS 66211 2457
60-month term Standard IRA CD
$0
2.84%
At national avg
▼
Rate2.81%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%At the average
Details
Regular APY
Rate History
No change since Sep 27, 2026 · 2.84% APY · checked 2 times
NBKC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
4040 Indian Creek Parkway, Overland Park, KS 66207
5 year Personal CD
$1,000
2.75%
▼ 0.09% below national avg
▼
Rate2.71%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 0.09% below avg
Details
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 2 times
NBKC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
4040 Indian Creek Parkway, Overland Park, KS 66207
5 year Personal IRA CD
$1,000
2.25%
▼ 0.59% below national avg
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 0.59% below avg
Details
Rate History
No change since Sep 18, 2026 · 2.25% APY · checked 2 times
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
12112 Metcalf Ave, Overland Park, KS 66213
5 Year IRA CDs
$0
1.50%
▼ 1.34% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 1.34% below avg
Details
Rate History
No change since Sep 24, 2026 · 1.50% APY · checked 2 times
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
12112 Metcalf Ave, Overland Park, KS 66213
5 Year Standard CD Products
$0
1.50%
▼ 1.34% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 1.34% below avg
Details
Balance: Under $100,000
Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 3 times
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
9201 W 87th St, Overland Park, KS 66212
Pay Day Certificate - 5 Year
$0
0.60%
▼ 2.24% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▼ 2.24% below avg
Details
Rate History
No change since Sep 14, 2026 · 0.60% APY · checked 3 times
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
6201 College Blvd, Overland Park, KS 66211
Business 60-Month
$0
0.50%
▼ 2.34% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 2.34% below avg
Details
Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 2 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
7850 College Blvd, Overland Park, KS 66210
5-Year CD
$0
0.50%
▼ 2.34% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 2.34% below avg
Details
Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 2 times
CIT Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
7850 College Blvd, Overland Park, KS 66210
5-Year Term
$1,000
0.50%
▼ 2.34% below national avg
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 2.34% below avg
Details
Rate History
No change since Sep 27, 2026 · 0.50% APY
Cornerstone Bank (KS)
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
9120 W 135th St, Overland Park, KS 66221
60 Month CD
$0
0.35%
▼ 2.49% below national avg
▼
Rate0.35%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 2.49% below avg
Details
Rate History
No change since Sep 24, 2026 · 0.35% APY · checked 2 times
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
5 Year Certificates of Deposit (CDs)
$1,000
4.79%
▲ 1.95% above national avg
▼
Rate4.74%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.95% above avg
Details
Balance: $100,000+
Rate History
1 change since Sep 14, 2026 · 4.48% → 4.79% ▲ 0.31 pts · high 4.79% / low 4.48%
- Sep 24, 20264.79%▲ from 4.48%
- Sep 14, 20264.48%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
5 Year IRA Certificates
$1,000
4.79%
▲ 1.95% above national avg
▼
Rate4.74%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.95% above avg
Details
Balance: $100,000+
Rate History
No change since Sep 24, 2026 · 4.79% APY · checked 2 times
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
5 Year Certificates of Deposit (CDs)
$1,000
4.69%
▲ 1.85% above national avg
▼
Rate4.64%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.85% above avg
Details
Balance: $0 - $99,999.99
Rate History
1 change since Sep 14, 2026 · 4.38% → 4.69% ▲ 0.31 pts · high 4.69% / low 4.38%
- Sep 24, 20264.69%▲ from 4.38%
- Sep 14, 20264.38%first recorded
Grant County Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.01%
5 Year IRA Certificates
$1,000
4.69%
▲ 1.85% above national avg
▼
Rate4.64%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.85% above avg
Details
Balance: $0 - $99,999.99
Rate History
No change since Sep 24, 2026 · 4.69% APY · checked 2 times
TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate
$1,000
4.50%
▲ 1.66% above national avg
▼
Rate4.43%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.66% above avg
Details
Compounded: Quarterly
Rate History
1 change since Sep 14, 2026 · 3.50% → 4.50% ▲ 1.00 pts · high 4.50% / low 3.50%
- Sep 24, 20264.50%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
60 Month Certificates of Deposit
$0
4.37%
▲ 1.53% above national avg
▼
Rate4.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.53% above avg
Details
Rate History
No change since Sep 24, 2026 · 4.37% APY · checked 2 times
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
60 Month CD
$500
4.22%
▲ 1.38% above national avg
▼
Rate4.15%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.38% above avg
Details
Rate History
No change since Sep 19, 2026 · 4.22% APY · checked 3 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month IRA Certificate
$100,000
4.15%
▲ 1.31% above national avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.31% above avg
Details
Rate History
No change since Sep 27, 2026 · 4.15% APY
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month Share Certificate
$100,000
4.15%
▲ 1.31% above national avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.31% above avg
Details
Rate History
1 change since Sep 18, 2026 · 3.90% → 4.15% ▲ 0.25 pts · high 4.15% / low 3.90%
- Sep 24, 20264.15%▲ from 3.90%
- Sep 18, 20263.90%first recorded
Bank of the Flint Hills
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
5 Year Certificates of Deposit
$0
4.06%
▲ 1.22% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.22% above avg
Details
Rate History
No change since Sep 24, 2026 · 4.06% APY · checked 2 times
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
60 Month CD or IRA - Jumbo
$500
4.04%
▲ 1.20% above national avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.20% above avg
Details
Jumbo
Rate History
No change since Sep 24, 2026 · 4.04% APY · checked 2 times
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Business 60 Month CD or IRA
$500
4.04%
▲ 1.20% above national avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.20% above avg
Details
Jumbo1: 4.00% Interest Rate / 4.04% APY**
Rate History
1 change since Sep 19, 2026 · 3.79% → 4.04% ▲ 0.25 pts · high 4.04% / low 3.79%
- Sep 24, 20264.04%▲ from 3.79%
- Sep 19, 20263.79%first recorded
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month IRA Certificate
$1,000
4.00%
▲ 1.16% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.16% above avg
Details
Rate History
No change since Sep 27, 2026 · 4.00% APY
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month Share Certificate
$1,000
4.00%
▲ 1.16% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.16% above avg
Details
Rate History
1 change since Sep 18, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
- Sep 24, 20264.00%▲ from 3.75%
- Sep 18, 20263.75%first recorded
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month IRA Certificate
$100,000
3.90%
▲ 1.06% above national avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.06% above avg
Details
Rate History
No change since Sep 27, 2026 · 3.90% APY
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month Share Certificate
$100,000
3.90%
▲ 1.06% above national avg
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.06% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.90% APY · checked 3 times
Empower Blue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
60 Month Share Certificates
$0
3.87%
▲ 1.03% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 1.03% above avg
Details
Avg Daily Balance Required to Earn Dividends: $50,000+ Jumbo rate
Rate History
No change since Sep 14, 2026 · 3.87% APY · checked 3 times
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
60 Month CD
$0
3.85%
▲ 1.01% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.01% above avg
Details
Interest Compounding Frequency: Quarterly; Interest Availability: Quarterly
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 3 times
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
60 Month CD or IRA
$500
3.79%
▲ 0.95% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.95% above avg
Details
Rate History
No change since Sep 24, 2026 · 3.79% APY · checked 2 times
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Business 60 Month CD or IRA
$500
3.79%
▲ 0.95% above national avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.95% above avg
Details
Jumbo1: 4.00% Interest Rate / 4.04% APY**
Rate History
No change since Sep 19, 2026 · 3.79% APY · checked 3 times
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month IRA Certificate
$1,000
3.75%
▲ 0.91% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.91% above avg
Details
Rate History
No change since Sep 27, 2026 · 3.75% APY
Farmers Insurance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.30%
60 Month Share Certificate
$1,000
3.75%
▲ 0.91% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.91% above avg
Details
Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 3 times
Community Bank of Wichita
Institution Rating:
A5.0 ★Texas Ratio: 7.38%
60 Month Certificate
$0
3.75%
▲ 0.91% above national avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 0.91% above avg
Details
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 3 times
ESB Financial
Institution Rating:
A5.0 ★Texas Ratio: 13.44%
60 Month Certificates of Deposit (CDs)
$0
3.75%
▲ 0.91% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 0.91% above avg
Details
Interest Compounded: Quarterly
Rate History
No change since Sep 20, 2026 · 3.75% APY · checked 3 times
ESB Financial
Institution Rating:
A5.0 ★Texas Ratio: 13.44%
60 Month Companion CD Accounts
$0
3.70%
▲ 0.86% above national avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 0.86% above avg
Details
Interest Compounded: Quarterly
Rate History
No change since Sep 20, 2026 · 3.70% APY · checked 3 times
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Overland Park, KS CD Rate Trends
Compare local Overland Park, KS CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD KS Avg
2.942%
▼ 0.010 vs 7 days ago
Kansas 12-month CD rates fell 0.010 points over the past 7 days to 2.942% APY.
6-Month CD KS Avg
2.768%
▲ 0.001 vs 7 days ago
Kansas 6-month CD rates rose 0.001 points over the past 7 days to 2.768% APY.
As of Sep 28, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
KS CD Rate Forecast, Next 12 Months
Where are Kansas CD rates headed through September 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
KS 12-Month Avg APY
2.942%
6-Month Forecast
2.942%
Range: 2.74% – 3.09%
12-Month Forecast
3.192%
Range: 2.99% – 3.34%
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What Your Savings Earn at KS CD Rates Today
Annual interest earnings at today’s Kansas average APYs. State average used where available; national average as fallback.
| CD Term | KS Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.076% | $103.80 | $207.59 | $518.98 | $1,037.95 |
| 6-Month CD | 2.768% | $138.39 | $276.78 | $691.95 | $1,383.90 |
| 12-Month CD | 2.942% | $147.08 | $294.15 | $735.38 | $1,470.75 |
| 18-Month CD | 2.817% | $140.84 | $281.67 | $704.18 | $1,408.35 |
| 24-Month CD | 2.836% | $141.82 | $283.64 | $709.10 | $1,418.20 |
| 36-Month CD | 2.757% | $137.86 | $275.71 | $689.28 | $1,378.55 |
| 48-Month CD | 2.751% | $137.54 | $275.08 | $687.70 | $1,375.40 |
| 60-Month CD | 2.843% | $142.17 | $284.33 | $710.83 | $1,421.65 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of September 28, 2026. | |||||
Sample CD Ladder for Overland Park, Kansas Savers
$25,000 split equally across 5 terms using today’s Kansas average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | KS Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.076% | $103.80 |
| 2 | 6-Month CD | $5,000 | 2.768% | $138.39 |
| 3 | 12-Month CD | $5,000 | 2.942% | $147.08 |
| 4 | 24-Month CD | $5,000 | 2.836% | $141.82 |
| 5 | 36-Month CD | $5,000 | 2.757% | $137.86 |
| Total ($25,000 invested) | $25,000 | 2.676% blended | $668.95/yr | |
Ladder example uses equal $5,000 rungs and Kansas average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
1,063
CD Rates
Tracked in Overland Park, Kansas
Tracked in Overland Park, Kansas
73 Banks
41 Credit Unions
About Our Overland Park, Kansas CD Rate Database
MonitorBankRates tracks 1,063 CD rates from 73 banks and 41 credit unions with locations in Overland Park, Kansas, plus national online institutions available to Kansas residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: Argentine Federal Savings offers a CD at 4.15% APY with a minimum deposit of $1,000. Use the rate table above to compare all current offers in Overland Park, Kansas.
How to Find the Best CD Rates in Overland Park, Kansas
What to compare when shopping for a CD in Overland Park, Kansas
To find the best APYs in Overland Park, Kansas, start with credit unions and online-only banks: Overland Park, Kansas has 41 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Overland Park, Kansas
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Overland Park, Kansas: 114 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare Overland Park, Kansas savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare Overland Park, Kansas money market rates
Overland Park, Kansas Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024
Population 65+
16.5%
National avg: 17.3%
Median Individual Earnings
$59,595
National avg: $47,340
Poverty Rate
5.6%
National avg: 11.1%
Unemployment Rate
3.6%
National avg: 4.8%
CD Earnings on 10% of Salary
$175/yr
At KS 12-mo avg 2.942% APY
16.5% of residents are 65 or older, below the national average of 17.3%; a low unemployment rate of 3.6% reflects a strong local economy. At today’s KS 12-month CD average of 2.942%, saving 10% of the local median salary ($5,959/year) and putting it in a CD would earn an additional $175 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Overland Park, Kansas
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Overland Park, Kansas
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Overland Park, Kansas typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Overland Park, Kansas as everywhere in the U.S.
Choosing a CD Term in Overland Park, Kansas
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Overland Park, Kansas savers easier access to their funds. For example, Argentine Federal Savings is offering its 6 Month CD at 4.15% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, First Federal Bank of Kansas City is offering its 60-Month CD at 3.60% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Overland Park, Kansas Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Overland Park, Kansas saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Overland Park, Kansas
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Overland Park, Kansas CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Overland Park, Kansas
Most CDs carry a fixed rate that is locked for the entire term, protecting a Overland Park, Kansas depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Overland Park, Kansas
Are CD rates in Overland Park, Kansas FDIC insured?
Yes, most established banks in Overland Park, Kansas are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Overland Park, Kansas?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Overland Park, Kansas.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Overland Park, Kansas may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Overland Park, Kansas?
Here are recent top rates found for this area:
- Argentine Federal Savings: 4.15% APY (6 Month CD)
- First Federal Bank of Kansas City: 4.15% APY (36-Month CD)
- Midwest Heritage Bank: 4.04% APY (6 Month CD Options)
- Brilliant Bank: 4.00% APY (3-Month CD)
- CIT Bank: 4.00% APY (1-Year CD)
- Capitol Federal Savings Bank: 3.90% APY (24-Month CD)
- Public Safety Credit Union: 3.90% APY (1 Year Share Certificate)
- NBKC Bank: 3.85% APY (6 month Personal CD)
- UMB Bank: 3.85% APY (3-MONTH TIME DEPOSIT ACCOUNT)
- Mazuma Credit Union: 3.80% APY (Premier CD - 1 Year)
Rates reflect recent verified offers available in Overland Park, Kansas. Last Updated: September 28, 2026
Overland Park, Kansas CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Overland Park, Kansas rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
—
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.
CD Calculators for Overland Park, Kansas
Overland Park, Kansas CD Calculator
At today’s KS top rate of 4.15% APY, a $10,000 deposit earns $415 in the first year. Enter your amount to see your exact return.
Overland Park, Kansas CD LadderKS CD rates currently range from 2.076% (3-month) to 2.757% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Overland Park, Kansas CD at 4.15% APY, know your exit cost. Most institutions charge 90–180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsKansas’s average 12-month CD is 2.942% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Overland Park, Kansas CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Overland Park, Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Overland Park, Kansas. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in KS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: September 28, 2026
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