CD Rates Unity, Illinois (IL) for March 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Unity, Illinois CD rates include Merchants Bank of IndianaMerchants Bank of Indiana101 W Main St, Joy, IL 61260A+5.0 ★Texas Ratio: 4.20% offering 12 Month Flex Index CD at 4.86% APY, Gas and Electric Credit UnionGas and Electric Credit Union2300 4TH AVE, ROCK ISLAND, IL 61201A+5.0 ★Texas Ratio: 4.44% offering 6 Month CD at 4.10% APY, ABD Federal Credit UnionABD Federal Credit Union892 BELVIDERE RD, BELVIDERE, IL 61008 9302A+5.0 ★Texas Ratio: 2.11% offering 1 Year Certificate at 4.06% APY, Policemens Federal Credit UnionPolicemens Federal Credit Union4100 W 76TH ST, CHICAGO, IL 60652 5600A+5.0 ★Texas Ratio: 0.46% offering 12 months (1 year) Certificate at 4.00% APY, and Vibrant Credit UnionVibrant Credit Union4400 16th St, Moline, IL 61265A-5.0 ★Texas Ratio: 15.61% offering 6-Month CD Special at 4.00% APY. CD rates as of March 25, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Unity, Illinois, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 25, 2026
Compare Best CD Rates in Unity, Illinois & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
State Bank of Industry
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
101 W Main St, Industry, IL 61440
3 MONTH CERTIFICATE OF DEPOSIT
$1,000
3.70%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
1 N La Salle St Fl 20, Chicago, IL 60602
3-Month CD
$500
3.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
3130 E Mound Rd, Decatur, IL 62526
3-month - Share Certificates
$0
3.53%
▼
Rate3.47%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
2712 E Sangamon Ave, Springfield, IL 62702
3 month Certificate
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$1,000 minimum balance is required. 90 day early withdrawal penalty.
Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
101 W Main St, Joy, IL 61260
3 Month CD
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Illinois State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
1309 S Center St, Normal, IL 61761 3458
3 month CD
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Crossroads Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2000 S Banker St, Effingham, IL 62401
3-Month CD
$2,000
3.25%
▼
Rate3.21%
Min Deposit$2,000
Min Balance—
UpdatedMar 25, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL 60614 6999
3-Month Certificate or IRA-HSA Jumbo
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Clay County State Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
111 N Church St, Louisville, IL 62858
3 MONTH CD
$500
3.00%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
105 W 1st South St, Wenona, IL 61377
CD & IRA 3 Month
$0
2.94%
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
American Metro Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4878 N Broadway St, Chicago, IL 60640
3 Month Certificate
$100,000
2.80%
▼
Rate2.77%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
Longview Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.19%
102 S East Ave, Ogden, IL 61859
3-month CD
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
702 W Illinois St, New Berlin, IL 62670
3 Month CD
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Fisher National Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
109 E Vermilion St, Catlin, IL 61817
3 Month Certificate of Deposit (CDs)
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$500.00 Minimum Balance; Interest Paid at maturity; 3 Month Interest Penalty
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
4387 N Illinois St, Swansea, IL 62226
3-Month CD
$0
2.01%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
301 W Falcon Hwy, Flanagan, IL 61740
3 Month Standard Certificates of Deposit
$5,000
1.84%
▼
Rate1.83%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
First Southern Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.16%
1023 4th St, Eldorado, IL 62930
3 Month Certificate of Deposit
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.76%
4384 N Illinois St, Swansea, IL 62226
3-month Quarterly CD
$500
1.50%
▼
Rate1.49%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Farmington
Institution Rating:
A-5.0 ★Texas Ratio: 15.59%
206 Lions Dr, Williamsfield, IL 61489
3 Month Certificate of Deposit
$1,000
1.46%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
MidAmerica National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
100 W Elm St, Canton, IL 61520
3 month CD
$1,000
1.41%
▼
Rate1.40%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Advia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
650 Northwest Hwy, Cary, IL 60013 2073
Regular CD 3-Month
$0
1.30%
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Petefish, Skiles & Co. Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
300 Washington St, Beardstown, IL 62618
3 Month CD
$1,000
1.26%
▼
Rate1.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
International Bank of Chicago
Institution Rating:
B-4.4 ★Texas Ratio: 22.84%
5069 N Broadway St, Chicago, IL 60640
Certificate of Deposit (CD) 3 Month
$1,000
1.25%
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL 60608 1128
3 month Share Certificate
$100,000
1.12%
▼
Rate1.11%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
Tech Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 18.03%
1011 River Oaks Dr, Calumet City, IL 60409
Regular Certificate IRA 3 Month
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
1725 1200TH AVE, Lincoln, IL 62656
Certificate of Deposit 3 month
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Stronghurst
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
108 E Main St, Stronghurst, IL 61480
3 Month CD
$500
0.70%
▼
Rate0.70%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
3-month term Standard CDs
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Republic Bank of Chicago
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
101 Main St, West Chicago, IL 60185
3 MONTH IRA
$0
0.50%
▼
Rate0.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Penalty may be imposed for early withdrawal. Fees may reduce earnings on account. Minimum deposit to open and earn interest: $1,000.
Municipal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
228 N Dixie Hwy, Momence, IL 60954
90 Day CD
$2,500
0.30%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
$2,500 Minimum Opening Deposit
Bank of Kampsville
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
301 S Main St, Pleasant Hill, IL 62366
3 Month Certificate of Deposit
$2,500
0.25%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
Camp Grove State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
26 Main Street, Camp Grove, IL 61424
Certificate of Deposit 3-Month
$1,000
0.24%
▼
Rate0.24%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
3400 Wabash Ave, Springfield, IL 62711
3 Month CD
$0
0.21%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Pontiac
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
301 S Locust St, Delavan, IL 61734
3 Month Certificates of Deposit
$2,500
0.20%
▼
Rate0.20%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
PeopleFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3100 Theodore St, Joliet, IL 60435
3 Month Certificate
$0
0.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Murphy-Wall State B&T Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
110 S 4th St, Elkville, IL 62932
3 Month Certificate of Deposit
$1,000
0.10%
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
121 W 1st St, Geneseo, IL 61254
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
First FSB of Champaign Urbana
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1311 S Neil St, Champaign, IL 61820
Roth IRAs 90 Day CD
$50,000
0.05%
▼
Rate0.05%
Min Deposit$50,000
Min Balance—
UpdatedMar 25, 2026
Details
Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
108 N Main St, Eureka, IL 61530
3 Month Certificates of Deposit
$2,500
0.03%
▼
Rate0.03%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Gas and Electric Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
2300 4TH AVE, ROCK ISLAND, IL 61201
6 Month CD
$0
4.10%
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
4400 16th St, Moline, IL 61265
6-Month CD Special
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1153 Blue Spring Plz, Shiloh, IL 62269 7397
6 Month Certificate of Deposit (IRA)
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Herrin
Institution Rating:
B+4.8 ★Texas Ratio: 16.91%
101 S Park Ave, Herrin, IL 62948
Special 6 Month CD
$0
3.94%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
De Witt Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
302 W Main St, Clinton, IL 61727
6 Month Certificate of Deposit
$1,000
3.82%
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2332 W Chicago Ave, Chicago, IL 60622
6 Month Certificate and IRA Certificates
$500
3.79%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL 61701 5227
6 Month Share Certificate
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
1035 E Main St, Danville, IL 61832 6037
6 Month Certificate
$0
3.75%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
LIMITED TO FUNDS NOT ALREADY ON DEPOSIT
INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
322 E Capitol Ave, Springfield, IL 62701
CD (6 Month Special)
$1,000
3.73%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Pontiac
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
301 S Locust St, Delavan, IL 61734
6 Month CD Specials
$2,500
3.70%
▼
Rate3.65%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
FNB of Raymond
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
403 E Broad St, Raymond, IL 62560
6 Month Term
$2,500
3.66%
▼
Rate3.60%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
Cathay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
222 W Cermak Rd, Chicago, IL 60616
6-Month Term CD
$50,000
3.65%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMar 25, 2026
Details
Dieterich Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
550 N 2nd St, Breese, IL 62230
Certificates of Deposit (CDs) 6 Month
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
2712 E Sangamon Ave, Springfield, IL 62702
6 month Certificate
$0
3.57%
▼
Rate3.51%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$1,000 minimum balance is required. 90 day early withdrawal penalty.
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3040 W 111th Street, Chicago, IL 60655
Agility 6-month CD
$1,000
3.56%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL 60661
6-Month Special Certificate Account
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
No monthly fee
Illinois State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
1309 S Center St, Normal, IL 61761 3458
6 month CD
$500
3.51%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
3330 N Woodford St, Decatur, IL 62526
6 Month Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
United Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
12330 S Harlem Ave, Palos Heights, IL 60463
6 Month Special Certificate of Deposits & IRA
$3,000
3.45%
▼
Rate3.39%
Min Deposit$3,000
Min Balance—
UpdatedMar 25, 2026
Details
$3,000.00-$149,999.99
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
3130 E Mound Rd, Decatur, IL 62526
6-month - Share Certificates
$0
3.42%
▼
Rate3.37%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
11375 Oldenburg Ln, Galena, IL 61036 8104
6 Month Term Share Certificate
$0
3.40%
▼
Rate3.37%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Peoria Hiway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
1025 W Detweiller Dr, Peoria, IL 61615 2064
Share Certificates of Deposit 6-month
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Vermont State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.49%
106 N Main St, Vermont, IL 61484
6 month CD and over
$100,000
3.28%
▼
Rate3.25%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
$100,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL 60608 1128
6 month Share Certificate
$100,000
3.16%
▼
Rate3.12%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
Clay County State Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
111 N Church St, Louisville, IL 62858
6 MONTH CD
$500
3.10%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
105 W 1st South St, Wenona, IL 61377
CD & IRA 6 Month
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
DuPage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.96%
1515 Bond St, Naperville, IL 60563 0112
Share Savings Certificate 6-month
$0
3.04%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
State Bank of Industry
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
101 W Main St, Industry, IL 61440
6 MONTH CERTIFICATE OF DEPOSIT
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
BankChampaign
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
2101 S Neil St, Champaign, IL 61820
6 Month CD
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
848 N Green Mount Rd, Shiloh, IL 62221 3354
Share Certificate 6 Month
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
702 W Illinois St, New Berlin, IL 62670
6 Month CD
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
1001 Mannheim Rd, Bellwood, IL 60104
6 Month Certificate/IRA Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Fisher National Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
109 E Vermilion St, Catlin, IL 61817
6 Month Certificate of Deposit (CDs)
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$500.00 Minimum Balance; Interest Compounded Quarterly; 3 Month Interest Penalty
Bank of Kampsville
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
301 S Main St, Pleasant Hill, IL 62366
6 Month Certificate of Deposit
$2,500
2.52%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
18207 Burnham Ave, Lansing, IL 60438
IRA 6 Month Certificate
$10
2.50%
▼
Rate2.48%
Min Deposit$10
Min Balance—
UpdatedMar 25, 2026
Details
Quarterly compounding ; $10 minimum additions allowed
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
1725 1200TH AVE, Lincoln, IL 62656
Certificate of Deposit 6 month
$0
2.42%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Peoples Bank of Kankakee County
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
315 Main St Nw, Bourbonnais, IL 60914
6 Month CD & IRA
$5,000
2.35%
▼
Rate2.33%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL 60637
6 month Certificate
$0
2.28%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Petefish, Skiles & Co. Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
300 Washington St, Beardstown, IL 62618
6 Month CD
$1,000
2.26%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
301 W Falcon Hwy, Flanagan, IL 61740
6 Month Standard Certificates of Deposit
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
First Federal S&L of Central Illinois, S.B.
Institution Rating:
A5.0 ★Texas Ratio: 10.33%
800 W Lincoln Ave, Charleston, IL 61920
6 Month CD / IRA
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Southern Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.16%
1023 4th St, Eldorado, IL 62930
6 Month Certificate of Deposit
$2,500
2.01%
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL 61108 7813
6 Month CD/IRA CD
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
American Metro Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4878 N Broadway St, Chicago, IL 60640
6 Month Certificate
$100,000
1.85%
▼
Rate1.84%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Farmington
Institution Rating:
A-5.0 ★Texas Ratio: 15.59%
206 Lions Dr, Williamsfield, IL 61489
6 Month Certificate of Deposit
$1,000
1.61%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Prairie Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
800 W Grant Hwy, Marengo, IL 60152
6 Month Certificates of Deposit
$5,000
1.60%
▼
Rate1.59%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
MidAmerica National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
100 W Elm St, Canton, IL 61520
6 month CD
$1,000
1.51%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Advia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
650 Northwest Hwy, Cary, IL 60013 2073
Regular CD 6-Month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Redbrand Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
820 McKinley Ave, Bartonville, IL 61607
6 Month Share Certificates
$0
1.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Early withdrawal penalty may apply. Annual payout of dividends required.
Fox Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
575 N Broadway, Aurora, IL 60505
IRA Certificates 6 Month
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
101 W Main St, Joy, IL 61260
12 Month Flex Index CD
$1,000
4.86%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
892 BELVIDERE RD, BELVIDERE, IL 61008 9302
1 Year Certificate
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL 60652 5600
12 months (1 year) Certificate
$500
4.00%
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
State Bank of Texas
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
2615 W Devon Ave, Chicago, IL 60659
High-Rate Jumbo 12-Month CD
$100,000
3.90%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
Minimum deposit $100,000 for Certificates of Deposit (CDs) and applies to new money deposits only. This CD is a fixed rate certificate for the full 12-month term. This offer is for a limited time only, so call or visit our website to open your CD today! Fees, withdrawals, and penalties could reduce the earnings on the account. Interest is paid monthly via ACH or added back at maturity. Call for rates and APY on additional minimum balances.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
600 Hicks Rd, Rolling Meadows, IL 60008 1015
IRA Savings 12 Month
$0
3.89%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL 61701 5227
12 Month Share Certificate
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First State Bank of Beecher City
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
101 S Charles St, Beecher City, IL 62414
12 Month Certificate of Deposit
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Kampsville
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
301 S Main St, Pleasant Hill, IL 62366
12 Month Certificate of Deposit
$500
3.80%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
2712 E Sangamon Ave, Springfield, IL 62702
Kid/Teen Club Add-On Certificate of Deposit 12 month*
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
801 Lincoln Hwy, Fairview Heights, IL 62208 2216
12 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Herrin
Institution Rating:
B+4.8 ★Texas Ratio: 16.91%
101 S Park Ave, Herrin, IL 62948
Special 12 Month CD
$0
3.73%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
1725 1200TH AVE, Lincoln, IL 62656
Certificate of Deposit 12 month
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3040 W 111th Street, Chicago, IL 60655
Agility 12-month CD
$1,000
3.66%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
301 W Falcon Hwy, Flanagan, IL 61740
Large Depositor Special 12 Month
$250,000
3.65%
▼
Rate3.60%
Min Deposit$250,000
Min Balance—
UpdatedMar 25, 2026
Details
Old Exchange Bank of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
110 E Walnut St, Okawville, IL 62271
12 Month Certificate
$0
3.63%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3919 N University St, Peoria, IL 61614 6938
12 Month Share Certificates, Traditional, Roth, Educational IRA's
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL 60614 6999
1-Year Add-On Certificate or IRA-HSA Jumbo
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Illinois State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
1309 S Center St, Normal, IL 61761 3458
IRA 12 month CD
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1153 Blue Spring Plz, Shiloh, IL 62269 7397
12 Month Certificate
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FNB of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
203 E Walnut St, Okawville, IL 62271
12 Month Certificate
$0
3.53%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
3330 N Woodford St, Decatur, IL 62526
12 Month Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Raritan State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
106 E Main St, Raritan, IL 61471
12 Month CD (a)
$1,000
3.46%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
3130 E Mound Rd, Decatur, IL 62526
12-month - Share Certificates
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Washington Savings Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
506 Main Street, Lerna, IL 62440
12 Month Certificate of Deposit
$1,000
3.44%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
1 N La Salle St Fl 20, Chicago, IL 60602
12-Month CD
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
The Clay City Banking Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
331 S Main St, Clay City, IL 62824
IRA 12 Month Fixed
$0
3.34%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL 60608 1128
Traditional IRA and Roth IRA Certificate 12 month
$100,000
3.31%
▼
Rate3.27%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL 60637
12 month Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
2222 Wellington Ct, Lisle, IL 60532
Jumbo Certificates of Deposit 12 mo.
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
For "new money" only (Does not apply to funds already on deposit with MEFCU)
Vermont State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.49%
106 N Main St, Vermont, IL 61484
12 month CD and over
$100,000
3.28%
▼
Rate3.25%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
$100,000
Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
105 W 1st South St, Wenona, IL 61377
CD & IRA 12 Month
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
26 Farragut Avenue, Great Lakes, IL 60088
12-Month Certificate of Deposit IRA
$500
3.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Community National Bank in Monmouth
Institution Rating:
A5.0 ★Texas Ratio: 10.97%
311 N Main St, Monmouth, IL 61462
1 Year Certificate of Deposit
$5,000
3.13%
▼
Rate3.09%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
First Community Bank, Xenia-Flora
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
260 Front St, Xenia, IL 62899
1 Year IRA
$500
3.05%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Fisher National Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
109 E Vermilion St, Catlin, IL 61817
12 Month Certificate of Deposit (CDs)
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$500.00 Minimum Balance; Interest Compounded Quarterly; 3 Month Interest Penalty
Mason City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
104 W Pine St, Mason City, IL 62664
12 Month Certificate of Deposit & IRAs
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Minimum Balance Required to open account $500
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
1141 Mount Prospect Plz, Mount Prospect, IL 60056
Term Share Account: 1 year
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$50,000 - $89,999
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
11375 Oldenburg Ln, Galena, IL 61036 8104
12 Month Term Share Certificate
$0
2.90%
▼
Rate2.88%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Hickory Point B&T
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
225 N Water St, Decatur, IL 62523
IRA Certificate of Deposit 1 Year
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
1001 Mannheim Rd, Bellwood, IL 60104
12 Month Certificate/IRA Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL 60004 5802
IRA Share Certificates 12 Month
$0
2.63%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Robinson Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
501 E Main St, Robinson, IL 62454
12 Month CD
$500
2.52%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Peoples Bank of Kankakee County
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
315 Main St Nw, Bourbonnais, IL 60914
12 Month CD & IRA
$5,000
2.41%
▼
Rate2.39%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
Moline Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
2110 53rd St, Moline, IL 61265 3652
12 Month Certificate
$0
2.28%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
New Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
291 Springfield Ave, Joliet, IL 60435 6509
1 Year Certificates of Deposit
$1,000
2.27%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.76%
4384 N Illinois St, Swansea, IL 62226
12-month Quarterly CD
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
First Federal S&L of Central Illinois, S.B.
Institution Rating:
A5.0 ★Texas Ratio: 10.33%
800 W Lincoln Ave, Charleston, IL 61920
12 Month CD / IRA
$0
2.22%
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
American Metro Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4878 N Broadway St, Chicago, IL 60640
12 Month Certificate
$1,000
2.20%
▼
Rate2.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
DuPage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.96%
1515 Bond St, Naperville, IL 60563 0112
Share Savings Certificate 12-month
$0
2.02%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
1035 E Main St, Danville, IL 61832 6037
12 Month Certificate
$0
2.00%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
LIMITED TO FUNDS NOT ALREADY ON DEPOSIT
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3919 N University St, Peoria, IL 61614 6938
18 Month Renewal Share Certificates, Traditional, Roth, Educational IRA's
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
1725 1200TH AVE, Lincoln, IL 62656
Certificate of Deposit 18 month
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
2075 Big Timber Rd, Elgin, IL 60123 1140
18-Month Share Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Save more when you move at least $500 from another financial institution.
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
801 Lincoln Hwy, Fairview Heights, IL 62208 2216
18 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
4387 N Illinois St, Swansea, IL 62226
18-Month Variable Rate IRA
$0
3.62%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3040 W 111th Street, Chicago, IL 60655
Agility 18-month CD
$1,000
3.61%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Moline Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
2110 53rd St, Moline, IL 61265 3652
18 Month Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
18207 Burnham Ave, Lansing, IL 60438
18 Month Variable Rate Certificate
$1,000
3.53%
▼
Rate3.48%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Rate changes quarterly-Quarterly compounding-<br/>$100.00 minimum additions permitted-IRA fund also permitted
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL 60614 6999
18 Month Certificate or IRA-HSA Jumbo
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First State Bank of Beecher City
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
101 S Charles St, Beecher City, IL 62414
18 Month Certificate of Deposit
$0
3.46%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL 60608 1128
Traditional IRA and Roth IRA Certificate 18 month
$100,000
3.41%
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
First National Bank in Olney
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
203 W Main St, Oblong, IL 62449
18 Month Variable IRA
$500
3.39%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
1 N La Salle St Fl 20, Chicago, IL 60602
18-Month Fixed Rate CD
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FNB of Waterloo
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
110 E Main St, Stewardson, IL 62463
18-Month IRA
$0
3.34%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
3130 E Mound Rd, Decatur, IL 62526
18-month - Share Certificates
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Yates City
Institution Rating:
A5.0 ★Texas Ratio: 13.97%
107 E Main St, Yates City, IL 61572
IRA 18 Mo. Fixed
$500
3.29%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
702 W Illinois St, New Berlin, IL 62670
18 Month CD
$0
3.25%
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
The Clay City Banking Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
331 S Main St, Clay City, IL 62824
IRA 18 Month Fixed
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Crossroads Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2000 S Banker St, Effingham, IL 62401
18-Month CD
$2,000
3.20%
▼
Rate3.17%
Min Deposit$2,000
Min Balance—
UpdatedMar 25, 2026
Details
Raritan State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
106 E Main St, Raritan, IL 61471
18 Month CD (a)
$1,000
3.15%
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Fisher National Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
109 E Vermilion St, Catlin, IL 61817
18 Month Certificate of Deposit (CDs)
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$500.00 Minimum Balance; Interest Compounded Quarterly; 6 Month Interest Penalty
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
848 N Green Mount Rd, Shiloh, IL 62221 3354
Share Certificate 18 Month
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Community Bank of Hillsboro
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
807 S Main St, Hillsboro, IL 62049
18 Month CD
$1,000
3.05%
▼
Rate3.01%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Kampsville
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
301 S Main St, Pleasant Hill, IL 62366
18 Month Certificate of Deposit
$1,000
3.03%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
3330 N Woodford St, Decatur, IL 62526
18 Month Certificates
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL 60004 5802
IRA Share Certificates 18 Month
$0
2.84%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Old Exchange Bank of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
110 E Walnut St, Okawville, IL 62271
18 Month Certificate
$0
2.77%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Longview Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.19%
102 S East Ave, Ogden, IL 61859
18-month CD
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
FNB of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
203 E Walnut St, Okawville, IL 62271
18 Month Certificate
$0
2.72%
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
11375 Oldenburg Ln, Galena, IL 61036 8104
18 Month Term Share Certificate
$0
2.70%
▼
Rate2.68%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
101 W Main St, Joy, IL 61260
18 Month CD
$1,000
2.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
F&M Bank of Nashville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
120 W Saint Louis St, Nashville, IL 62263
18 Month IRA
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Peoples Bank of Kankakee County
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
315 Main St Nw, Bourbonnais, IL 60914
18 Month Variable Rate IRA
$250
2.46%
▼
Rate2.44%
Min Deposit$250
Min Balance—
UpdatedMar 25, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
301 W Falcon Hwy, Flanagan, IL 61740
18 Month Standard Certificates of Deposit
$5,000
2.41%
▼
Rate2.39%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
26 Farragut Avenue, Great Lakes, IL 60088
18-Month Certificate of Deposit IRA
$500
2.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
First Federal S&L of Central Illinois, S.B.
Institution Rating:
A5.0 ★Texas Ratio: 10.33%
800 W Lincoln Ave, Charleston, IL 61920
18 Month CD / IRA
$0
2.28%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Southern Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.16%
1023 4th St, Eldorado, IL 62930
18 Month Certificate of Deposit
$1,000
2.27%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Waterman Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
248 W Lincoln Hwy, Waterman, IL 60556
18 Month Certificates of Deposit
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
American Metro Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4878 N Broadway St, Chicago, IL 60640
18 Month Certificate
$1,000
2.20%
▼
Rate2.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Itasca Bank & Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
308 W Irving Park Rd, Itasca, IL 60143
Variable 18 Month IRA/SEP
$0
2.15%
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Camp Grove State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
26 Main Street, Camp Grove, IL 61424
Certificate of Deposit 18-Month
$1,000
2.13%
▼
Rate2.11%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
MidAmerica National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
100 W Elm St, Canton, IL 61520
18 month IRA (Fixed)
$100
2.12%
▼
Rate2.10%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
FNB of Raymond
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
403 E Broad St, Raymond, IL 62560
18 Month Term
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Tech Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 18.03%
1011 River Oaks Dr, Calumet City, IL 60409
Regular Certificate IRA 18 month
$0
2.00%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Petefish, Skiles & Co. Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
300 Washington St, Beardstown, IL 62618
18 Month CD
$1,000
1.96%
▼
Rate1.95%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Farmington
Institution Rating:
A-5.0 ★Texas Ratio: 15.59%
206 Lions Dr, Williamsfield, IL 61489
18 Month Certificate of Deposit
$1,000
1.91%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Midwest Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
101 Wesley Dr, Wood River, IL 62095
18 Month Share Certificate
$1,000
1.81%
▼
Rate1.80%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Redbrand Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
820 McKinley Ave, Bartonville, IL 61607
18 Month Share Certificates
$0
1.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Early withdrawal penalty may apply. Annual payout of dividends required.
Prairie Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
800 W Grant Hwy, Marengo, IL 60152
18 Month Certificates of Deposit
$1,000
1.70%
▼
Rate1.69%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
La Salle State Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
654 1st St, La Salle, IL 61301
IRA Certificates of Deposit 18 Month
$0
1.53%
▼
Rate1.52%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3919 N University St, Peoria, IL 61614 6938
24 Month Renewal Share Certificates, Traditional, Roth, Educational IRA's
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Peoria Hiway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
1025 W Detweiller Dr, Peoria, IL 61615 2064
Share Certificates of Deposit 24-month Jumbo
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Illinois State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
1309 S Center St, Normal, IL 61761 3458
IRA 24 month CD
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
600 Hicks Rd, Rolling Meadows, IL 60008 1015
IRA Savings 24 Month
$0
3.59%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
2712 E Sangamon Ave, Springfield, IL 62702
24 month Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Minimum balance of $1,000 is required. 180 day early withdrawal penalty.
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
801 Lincoln Hwy, Fairview Heights, IL 62208 2216
24 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
702 W Illinois St, New Berlin, IL 62670
24 Month CD
$0
3.53%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3040 W 111th Street, Chicago, IL 60655
Agility 24-month CD
$1,000
3.51%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Crossroads Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2000 S Banker St, Effingham, IL 62401
24-Month CD
$2,000
3.50%
▼
Rate3.47%
Min Deposit$2,000
Min Balance—
UpdatedMar 25, 2026
Details
Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
105 W 1st South St, Wenona, IL 61377
CD & IRA 24 Month
$0
3.46%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL 60608 1128
Traditional IRA and Roth IRA Certificate 24 month
$100,000
3.41%
▼
Rate3.37%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL 60614 6999
2-Year Certificate or IRA-HSA Jumbo
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1153 Blue Spring Plz, Shiloh, IL 62269 7397
24 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Stronghurst
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
108 E Main St, Stronghurst, IL 61480
24 Month CD
$500
3.29%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Vermont State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.49%
106 N Main St, Vermont, IL 61484
24 month CD and over
$100,000
3.28%
▼
Rate3.25%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
$100,000
De Witt Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
302 W Main St, Clinton, IL 61727
2 Year Certificate of Deposit
$1,000
3.26%
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
1 N La Salle St Fl 20, Chicago, IL 60602
24-Month Certificate of Deposit
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Washington Savings Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
506 Main Street, Lerna, IL 62440
24 Month Certificate of Deposit
$1,000
3.24%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Fisher National Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
109 E Vermilion St, Catlin, IL 61817
24 Month Certificate of Deposit (CDs)
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$500.00 Minimum Balance; Interest Compounded Quarterly; 6 Month Interest Penalty
Clay County State Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
111 N Church St, Louisville, IL 62858
24 MONTH CD
$500
3.10%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
3130 E Mound Rd, Decatur, IL 62526
24-month - Share Certificates
$0
3.08%
▼
Rate3.04%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL 60637
24 month Certificate
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Service Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2110 53rd St, Moline, IL 61265
24 month Share/IRA Certificates
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
1725 1200TH AVE, Lincoln, IL 62656
Certificate of Deposit 24 month
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Old Exchange Bank of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
110 E Walnut St, Okawville, IL 62271
24 Month Certificate
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
3330 N Woodford St, Decatur, IL 62526
24 Month Certificates
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL 60004 5802
IRA Share Certificates 24 Month
$0
2.94%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Community National Bank in Monmouth
Institution Rating:
A5.0 ★Texas Ratio: 10.97%
311 N Main St, Monmouth, IL 61462
2 1/2 Year Certificate of Deposit
$20,000
2.88%
▼
Rate2.85%
Min Deposit$20,000
Min Balance—
UpdatedMar 25, 2026
Details
FNB of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
203 E Walnut St, Okawville, IL 62271
24 Month Certificate
$0
2.87%
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL 61108 7813
24 Month CD/IRA CD
$500
2.80%
▼
Rate2.76%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL 62040 4179
IRA Share Certificate 24 Month
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Peoples Bank of Kankakee County
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
315 Main St Nw, Bourbonnais, IL 60914
24 Month CD & IRA
$5,000
2.70%
▼
Rate2.67%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
24-month term Standard CDs
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Federal S&L of Central Illinois, S.B.
Institution Rating:
A5.0 ★Texas Ratio: 10.33%
800 W Lincoln Ave, Charleston, IL 61920
24 Month CD / IRA
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Mason City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
104 W Pine St, Mason City, IL 62664
24 Month Certificate of Deposit & IRAs
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Minimum Balance Required to open account $500
Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
1035 E Main St, Danville, IL 61832 6037
24 Month Certificate
$0
2.50%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
LIMITED TO FUNDS NOT ALREADY ON DEPOSIT
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
301 W Falcon Hwy, Flanagan, IL 61740
24 Month Standard Certificates of Deposit
$1,000
2.44%
▼
Rate2.43%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
First Southern Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.16%
1023 4th St, Eldorado, IL 62930
24 Month Certificate of Deposit
$1,000
2.42%
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
26 Farragut Avenue, Great Lakes, IL 60088
24-Month Certificate of Deposit IRA
$500
2.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
WCB West Central Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
400 E Buchanan St, Ashland, IL 62612
24 Month CD (2 Year)
$0
2.32%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
300 E Main St, Rockton, IL 61072
24 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
MidAmerica National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
100 W Elm St, Canton, IL 61520
24 month IRA (Fixed)
$100
2.27%
▼
Rate2.25%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
American Metro Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4878 N Broadway St, Chicago, IL 60640
24 Month Certificate
$100,000
2.25%
▼
Rate2.25%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
Camp Grove State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
26 Main Street, Camp Grove, IL 61424
Certificate of Deposit 24-Month
$1,000
2.23%
▼
Rate2.21%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Vermilion Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
111 W Hack St, Cullom, IL 60929
24 Month CD
$0
2.22%
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Farmington
Institution Rating:
A-5.0 ★Texas Ratio: 15.59%
206 Lions Dr, Williamsfield, IL 61489
24 Month Certificate of Deposit
$1,000
2.07%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Kampsville
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
301 S Main St, Pleasant Hill, IL 62366
24 Month Certificate of Deposit
$1,000
2.04%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
SBT State Bank of Toulon
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
102 W Main St, Toulon, IL 61483
24 Month Certificate & IRA IRA
$500
2.02%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Hoyne Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
11139 S Harlem Ave, Worth, IL 60482
3 1/2 Year Certificate
$500
2.00%
▼
Rate1.95%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Midwest Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
101 Wesley Dr, Wood River, IL 62095
24 Month Share Certificate
$1,000
1.92%
▼
Rate1.90%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3919 N University St, Peoria, IL 61614 6938
36 Month Renewal Share Certificates, Traditional, Roth, Educational IRA's
$0
3.97%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
600 Hicks Rd, Rolling Meadows, IL 60008 1015
IRA Savings 36 Month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Illinois State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
1309 S Center St, Normal, IL 61761 3458
IRA 36 month CD
$500
3.70%
▼
Rate3.64%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
105 W 1st South St, Wenona, IL 61377
CD & IRA 36 Month
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
2712 E Sangamon Ave, Springfield, IL 62702
36 month Certificate
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Minimum balance of $1,000 is required. 180 day early withdrawal penalty.
Banterra Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
521 Ferry Street, Metropolis, IL 62960
36-month CD Special
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Collinsville Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 Belt Line Rd, Collinsville, IL 62234
36 MONTH CERTIFICATE
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Illinois Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
1311 Shooting Park Rd, Peru, IL 61354
36 month Certificates of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
702 W Illinois St, New Berlin, IL 62670
36 Month CD
$0
3.53%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Crossroads Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2000 S Banker St, Effingham, IL 62401
36-Month CD
$2,000
3.50%
▼
Rate3.47%
Min Deposit$2,000
Min Balance—
UpdatedMar 25, 2026
Details
Raritan State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
106 E Main St, Raritan, IL 61471
36 Month CD (a)
$5,000
3.46%
▼
Rate3.40%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
Planites Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
300 E Randolph ST, Chicago, IL 60601 5014
36 Month IRA Account
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
801 Lincoln Hwy, Fairview Heights, IL 62208 2216
36 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
3960 W 26th St, Chicago, IL 60623
3-Year Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Vermont State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.49%
106 N Main St, Vermont, IL 61484
36 month CD and over
$100,000
3.33%
▼
Rate3.30%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
$100,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL 60608 1128
36 month Share Certificate
$100,000
3.31%
▼
Rate3.27%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL 60614 6999
3-Year Certificate or IRA-HSA
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Select Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
2412 Freeport Rd, Sterling, IL 61081 7626
3 year Certificates of Deposit
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
De Witt Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.19%
302 W Main St, Clinton, IL 61727
3 Year Certificate of Deposit
$1,000
3.21%
▼
Rate3.16%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
1 N La Salle St Fl 20, Chicago, IL 60602
36-Month Certificate of Deposit
$500
3.20%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Washington Savings Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
506 Main Street, Lerna, IL 62440
36 Month Bump Certificate of Deposit
$2,500
3.19%
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
FNB of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
203 E Walnut St, Okawville, IL 62271
36 Month Certificate
$0
3.17%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1153 Blue Spring Plz, Shiloh, IL 62269 7397
36 Month Variable Rate Certificate of Deposit (IRA)
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL 60004 5802
IRA Share Certificates 36 Month
$0
3.14%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Clay County State Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
111 N Church St, Louisville, IL 62858
36 MONTH CD
$5,000
3.10%
▼
Rate3.10%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
1725 1200TH AVE, Lincoln, IL 62656
Certificate of Deposit 36 month
$0
3.08%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Federal S&L of Central Illinois, S.B.
Institution Rating:
A5.0 ★Texas Ratio: 10.33%
800 W Lincoln Ave, Charleston, IL 61920
36 Month CD / IRA
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
3130 E Mound Rd, Decatur, IL 62526
36-month - Share Certificates
$0
3.03%
▼
Rate2.99%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
848 N Green Mount Rd, Shiloh, IL 62221 3354
Health Saving Account 3 Year Certificate
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL 62040 4179
IRA Share Certificate 36 Month
$0
2.80%
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL 60637
36 month Certificate
$0
2.79%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Service Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2110 53rd St, Moline, IL 61265
36 month Share/IRA Certificates
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
3330 N Woodford St, Decatur, IL 62526
36 Month Certificates
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Peoples Bank of Kankakee County
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
315 Main St Nw, Bourbonnais, IL 60914
36 Month CD & IRA
$5,000
2.70%
▼
Rate2.67%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
United Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
12330 S Harlem Ave, Palos Heights, IL 60463
36 Month Special Certificate of Deposits & IRA
$3,000
2.60%
▼
Rate2.57%
Min Deposit$3,000
Min Balance—
UpdatedMar 25, 2026
Details
$3,000.00-$149,999.99
First Southern Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.16%
1023 4th St, Eldorado, IL 62930
36 Month Certificate of Deposit
$1,000
2.53%
▼
Rate2.51%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
MidAmerica National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
100 W Elm St, Canton, IL 61520
36 month IRA (Fixed)
$100
2.52%
▼
Rate2.50%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Advia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
650 Northwest Hwy, Cary, IL 60013 2073
Regular CD 36-Month
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
301 W Falcon Hwy, Flanagan, IL 61740
36 Month Standard Certificates of Deposit
$1,000
2.49%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
WCB West Central Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
400 E Buchanan St, Ashland, IL 62612
36 Month CD (3 Year)
$0
2.42%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Vermilion Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
111 W Hack St, Cullom, IL 60929
36 Month CD
$0
2.33%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
300 E Main St, Rockton, IL 61072
36 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
First Robinson Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
501 E Main St, Robinson, IL 62454
36 Month CD
$500
2.27%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
FNB of Sparta
Institution Rating:
A5.0 ★Texas Ratio: 10.06%
101 W Broadway St, Sparta, IL 62286
36 Month Certificate of Deposit
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
American Metro Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4878 N Broadway St, Chicago, IL 60640
36 Month Certificate
$1,000
2.20%
▼
Rate2.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Farmington
Institution Rating:
A-5.0 ★Texas Ratio: 15.59%
206 Lions Dr, Williamsfield, IL 61489
36 Month Certificate of Deposit
$1,000
2.17%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
11375 Oldenburg Ln, Galena, IL 61036 8104
36 Month Term Share Certificate
$0
2.10%
▼
Rate2.09%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
La Salle State Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
654 1st St, La Salle, IL 61301
IRA Certificates of Deposit 36 Month
$0
2.07%
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FNB of Brownstown
Institution Rating:
A5.0 ★Texas Ratio: 7.14%
108 E Main St, Brownstown, IL 62418
36 Month Certificate of Deposit
$1,000
2.05%
▼
Rate2.04%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Midwest Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
101 Wesley Dr, Wood River, IL 62095
36 Month Share Certificate
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
105 W 1st South St, Wenona, IL 61377
CD & IRA 48 Month
$0
3.77%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
600 Hicks Rd, Rolling Meadows, IL 60008 1015
IRA Savings 48 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
4400 16th St, Moline, IL 61265
48-Month CD
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
702 W Illinois St, New Berlin, IL 62670
48 Month CD
$0
3.58%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Raritan State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
106 E Main St, Raritan, IL 61471
48 Month CD (a)
$5,000
3.56%
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL 60614 6999
4-Year Certificate or IRA-HSA Jumbo
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL 60004 5802
IRA Share Certificates 48 Month
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Vermont State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.49%
106 N Main St, Vermont, IL 61484
48 month CD and over
$100,000
3.43%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
$100,000
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
801 Lincoln Hwy, Fairview Heights, IL 62208 2216
48 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
First State Bank of Beecher City
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
101 S Charles St, Beecher City, IL 62414
48 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Old Exchange Bank of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
110 E Walnut St, Okawville, IL 62271
48 Month Certificate
$0
3.28%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1153 Blue Spring Plz, Shiloh, IL 62269 7397
48 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Washington Savings Bank Effingham, IL
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
506 Main Street, Lerna, IL 62440
48 Month Certificate of Deposit
$1,000
3.24%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL 60608 1128
48 month Share Certificate
$100,000
3.21%
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
1725 1200TH AVE, Lincoln, IL 62656
Certificate of Deposit 48 month
$0
3.18%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Clay County State Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
111 N Church St, Louisville, IL 62858
48 MONTH CD
$500
3.15%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
FNB of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
203 E Walnut St, Okawville, IL 62271
48 Month Certificate
$0
3.12%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL 60652 5600
48 Month Certificate
$20,000
3.07%
▼
Rate3.05%
Min Deposit$20,000
Min Balance—
UpdatedMar 25, 2026
Details
First Federal S&L of Central Illinois, S.B.
Institution Rating:
A5.0 ★Texas Ratio: 10.33%
800 W Lincoln Ave, Charleston, IL 61920
48 Month CD / IRA
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
3130 E Mound Rd, Decatur, IL 62526
48-month - Share Certificates
$0
3.03%
▼
Rate2.99%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
TSB Teutopolis State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
106 E Main St, Teutopolis, IL 62467
48 Month CD
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Tech Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 18.03%
1011 River Oaks Dr, Calumet City, IL 60409
Regular Certificate IRA 48 month bump rate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Community National Bank in Monmouth
Institution Rating:
A5.0 ★Texas Ratio: 10.97%
311 N Main St, Monmouth, IL 61462
4 Year Certificate of Deposit
$20,000
2.98%
▼
Rate2.95%
Min Deposit$20,000
Min Balance—
UpdatedMar 25, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
48-month term Standard CDs
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL 60637
48 month Certificate
$0
2.79%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
MidAmerica National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
100 W Elm St, Canton, IL 61520
48 month IRA (Fixed)
$100
2.78%
▼
Rate2.75%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
3330 N Woodford St, Decatur, IL 62526
48 Month Certificates
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
848 N Green Mount Rd, Shiloh, IL 62221 3354
Share Certificate 4 Year
$0
2.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Peoples Bank of Kankakee County
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
315 Main St Nw, Bourbonnais, IL 60914
48 Month CD & IRA
$5,000
2.55%
▼
Rate2.53%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
First Southern Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.16%
1023 4th St, Eldorado, IL 62930
48 Month Certificate of Deposit
$1,000
2.53%
▼
Rate2.51%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Mason City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
104 W Pine St, Mason City, IL 62664
48 Month Certificate of Deposit & IRAs
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Minimum Balance Required to open account $500
Longview Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.19%
102 S East Ave, Ogden, IL 61859
48-month CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
WCB West Central Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
400 E Buchanan St, Ashland, IL 62612
48 Month CD (4 Year)
$0
2.47%
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FNB of Lacon
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
111 S Broad St, Lacon, IL 61540
48 Month IRA Certificates
$0
2.38%
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Camp Grove State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
26 Main Street, Camp Grove, IL 61424
Certificate of Deposit 48-Month
$1,000
2.33%
▼
Rate2.31%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
300 E Main St, Rockton, IL 61072
48 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
First Robinson Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
501 E Main St, Robinson, IL 62454
48 Month CD
$500
2.27%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
State Bank of Graymont
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
204 Main St, Graymont, IL 61743
48 Month CD
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Farmington
Institution Rating:
A-5.0 ★Texas Ratio: 15.59%
206 Lions Dr, Williamsfield, IL 61489
48 Month Certificate of Deposit
$1,000
2.22%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
FNB Of Nokomis
Institution Rating:
A5.0 ★Texas Ratio: 8.75%
106 N Main St, Moweaqua, IL 62550
48 Month CD
$1,000
2.16%
▼
Rate2.15%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Gas and Electric Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
2300 4TH AVE, ROCK ISLAND, IL 61201
48 Month CD
$0
2.10%
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Midwest Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
101 Wesley Dr, Wood River, IL 62095
48 Month Share Certificate
$1,000
2.07%
▼
Rate2.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
FNB of Raymond
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
403 E Broad St, Raymond, IL 62560
48 Month Term
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
International Bank of Chicago
Institution Rating:
B-4.4 ★Texas Ratio: 22.84%
5069 N Broadway St, Chicago, IL 60640
Certificate of Deposit (CD) 48 Month
$1,000
2.00%
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Prairie Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
800 W Grant Hwy, Marengo, IL 60152
4 Year Certificates of Deposit
$1,000
1.90%
▼
Rate1.89%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
18207 Burnham Ave, Lansing, IL 60438
College Savers 3 or 4 Year Certificate
$50
1.85%
▼
Rate1.79%
Min Deposit$50
Min Balance—
UpdatedMar 25, 2026
Details
Quarterly compounding, $10.00 min. additions
Bank of Kampsville
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
301 S Main St, Pleasant Hill, IL 62366
48 Month Certificate of Deposit
$1,000
1.76%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
North Side Federal S&L of Chicago
Institution Rating:
B-4.3 ★Texas Ratio: 23.91%
5159 N Clark St, Chicago, IL 60640
48 Month Certificate of Deposit
$0
1.75%
▼
Rate1.71%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
322 E Capitol Ave, Springfield, IL 62701
IRA (4 Year)
$0
1.65%
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Bankers Trust Company
Institution Rating:
B4.6 ★Texas Ratio: 19.94%
1395 Buchanan St, Carthage, IL 62321
48 Month CD/IRA
$1,000
1.61%
▼
Rate1.60%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
105 W 1st South St, Wenona, IL 61377
CD & IRA 60 Month
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
600 Hicks Rd, Rolling Meadows, IL 60008 1015
IRA Savings 60 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Warren-Boynton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
702 W Illinois St, New Berlin, IL 62670
60 Month CD
$0
3.63%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL 60614 6999
5-Year Certificate or IRA-HSA Jumbo
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Old Exchange Bank of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
110 E Walnut St, Okawville, IL 62271
60 Month Certificate
$0
3.53%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Bank Chicago
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
1835 1st St, Highland Park, IL 60035
Roth IRA 5 Year Variable
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
801 Lincoln Hwy, Fairview Heights, IL 62208 2216
60 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
FNB of Okawville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
203 E Walnut St, Okawville, IL 62271
60 Month Certificate
$0
3.38%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
2712 E Sangamon Ave, Springfield, IL 62702
60 month Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Minimum balance of $10,000 is required.
Vermont State Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.49%
106 N Main St, Vermont, IL 61484
60 month CD
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
1725 1200TH AVE, Lincoln, IL 62656
Certificate of Deposit 60 month
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Farmers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
114 W 3rd St, Prophetstown, IL 61277
Special IRA 60 Month
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL 60608 1128
60 month Share Certificate
$100,000
3.21%
▼
Rate3.17%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1153 Blue Spring Plz, Shiloh, IL 62269 7397
60 Month Variable Rate Certificate of Deposit (IRA)
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL 60014
60-month term Standard CDs
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Federal S&L of Central Illinois, S.B.
Institution Rating:
A5.0 ★Texas Ratio: 10.33%
800 W Lincoln Ave, Charleston, IL 61920
60 Month CD / IRA
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL 60661
60-Month Special Certificate Account
$0
3.04%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
No monthly fee
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
3130 E Mound Rd, Decatur, IL 62526
60-month - Share Certificates
$0
3.03%
▼
Rate2.99%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
1001 Mannheim Rd, Bellwood, IL 60104
IRA Certificates 60 Month
$0
3.00%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FNB of Sparta
Institution Rating:
A5.0 ★Texas Ratio: 10.06%
101 W Broadway St, Sparta, IL 62286
60 Month Certificate of Deposit
$500
2.85%
▼
Rate2.82%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL 60637
60 month Certificate
$0
2.79%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
State Bank of Industry
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
101 W Main St, Industry, IL 61440
60 MONTH CERTIFICATE OF DEPOSIT
$1,000
2.78%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
3330 N Woodford St, Decatur, IL 62526
60 Month Certificates
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Southern Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.16%
1023 4th St, Eldorado, IL 62930
60 Month Certificate of Deposit
$1,000
2.53%
▼
Rate2.51%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
301 W Falcon Hwy, Flanagan, IL 61740
60 Month Standard Certificates of Deposit
$1,000
2.52%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Longview Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.19%
102 S East Ave, Ogden, IL 61859
60-month CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
FNB of Lacon
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
111 S Broad St, Lacon, IL 61540
60 Month IRA Certificates
$0
2.48%
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
MidAmerica National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
100 W Elm St, Canton, IL 61520
60 month CD
$1,000
2.47%
▼
Rate2.45%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Camp Grove State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
26 Main Street, Camp Grove, IL 61424
Certificate of Deposit 60-Month
$1,000
2.39%
▼
Rate2.36%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Vermilion Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
111 W Hack St, Cullom, IL 60929
60 Month Roth IRA
$0
2.38%
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
La Salle State Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
654 1st St, La Salle, IL 61301
IRA Certificates of Deposit 60 Month
$0
2.37%
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
300 E Main St, Rockton, IL 61072
60 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
First Robinson Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
501 E Main St, Robinson, IL 62454
60 Month CD
$500
2.27%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
American Metro Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4878 N Broadway St, Chicago, IL 60640
60 Month Certificate
$100,000
2.25%
▼
Rate2.25%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
Midwest Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
101 Wesley Dr, Wood River, IL 62095
60 Month Share Certificate
$1,000
2.17%
▼
Rate2.15%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
FNB of Raymond
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
403 E Broad St, Raymond, IL 62560
60 Month Term
$1,000
2.12%
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Kampsville
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
301 S Main St, Pleasant Hill, IL 62366
60 Month Certificate of Deposit
$1,000
2.04%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Nashville Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 E Lebanon St, Nashville, IL 62263
60 MONTH CERTIFICATE
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
International Bank of Chicago
Institution Rating:
B-4.4 ★Texas Ratio: 22.84%
5069 N Broadway St, Chicago, IL 60640
Certificate of Deposit (CD) 60 Month
$1,000
2.00%
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Farmers State Bank Elmwood, IL
Institution Rating:
F1.0 ★Texas Ratio: 195.74%
104 E Main St, Elmwood, IL 61529
60 Month CD
$1,000
1.99%
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
520 S 42nd St, Mount Vernon, IL 62864
IRA 60 Month
$0
1.96%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
INB National Association
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
322 E Capitol Ave, Springfield, IL 62701
CD (5 year)
$0
1.95%
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Fox Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
575 N Broadway, Aurora, IL 60505
IRA Certificates 60 Month
$0
1.87%
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Blackhawk Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
214 Main St, Savanna, IL 61074 1628
60 month Certificate
$0
1.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Bankers Trust Company
Institution Rating:
B4.6 ★Texas Ratio: 19.94%
1395 Buchanan St, Carthage, IL 62321
60 Month CD/IRA
$1,000
1.81%
▼
Rate1.80%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
11375 Oldenburg Ln, Galena, IL 61036 8104
60 Month Term Share Certificate
$0
1.80%
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FNB of Brownstown
Institution Rating:
A5.0 ★Texas Ratio: 7.14%
108 E Main St, Brownstown, IL 62418
60 Month Certificate of Deposit
$1,000
1.76%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
F&M Bank of Nashville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
120 W Saint Louis St, Nashville, IL 62263
60 Month CD
$1,000
1.70%
▼
Rate1.69%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Bank of Stronghurst
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
108 E Main St, Stronghurst, IL 61480
60 Month CD
$500
1.66%
▼
Rate1.65%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details
Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
2195 Baseline Rd, Oswego, IL 60543 6006
60 Month IRA
$0
1.65%
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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Unity, IL CD Rate Trends
Compare local Unity, IL CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — IL Avg
2.129%
▼ 0.509 from last week
Illinois 12-month CD rates fell 0.509 points this week to 2.129% APY, down from 2.638% last week.
6-Month CD — IL Avg
1.772%
▼ 0.677 from last week
Illinois 6-month CD rates fell 0.677 points this week to 1.772% APY, down from 2.450% last week.
As of Mar 25, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about CD Rates in Unity, Illinois
Are CD rates in Unity, Illinois FDIC insured?
Yes, most established banks in Unity, Illinois are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Unity, Illinois?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Unity, Illinois.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Unity, Illinois may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Unity, Illinois?
Here are recent top rates found for this area:
- Merchants Bank of Indiana: 4.86% APY (12 Month Flex Index CD)
- Gas and Electric Credit Union: 4.10% APY (6 Month CD)
- ABD Federal Credit Union: 4.06% APY (1 Year Certificate)
- Policemens Federal Credit Union: 4.00% APY (12 months (1 year) Certificate)
- Vibrant Credit Union: 4.00% APY (6-Month CD Special)
- Cooperative Choice Network Credit Union: 3.97% APY (36 Month Renewal Share Certificates, Traditional, Roth, Educational IRA's)
- Together Credit Union: 3.95% APY (6 Month Certificate of Deposit (IRA))
- Bank of Herrin: 3.94% APY (Special 6 Month CD)
- State Bank of Texas: 3.90% APY (High-Rate Jumbo 12-Month CD)
- Northrop Grumman Federal Credit Union: 3.89% APY (IRA Savings 12 Month)
Rates reflect recent verified offers available in Unity, Illinois. Last Updated: March 25, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Unity, Illinois directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Unity, Illinois. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in IL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 25, 2026
