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CD Rate Trends

West Hartford, Connecticut Best CD Rates September 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: September 28, 2026

Current CD rates in West Hartford, Connecticut range from 3.75% to 4.07% APY across the five banks and credit unions featured below, verified by MonitorBankRates as of September 28, 2026. Current West Hartford, Connecticut CD rates include Nutmeg State Financial Credit UnionNutmeg State Financial Credit Union973 Farmington Ave, West Hartford, CT 06107 2101A+5.0 ★Texas Ratio: 4.90%Real return: +1.27%APY minus CPI (February 2026) offering 12 Month Share Certificate at 4.07% APY, Liberty Bank Middletown, CTLiberty Bank Middletown, CT970 Farmington Ave, West Hartford, CT 06107A+5.0 ★Texas Ratio: 1.93%Real return: +1.20%APY minus CPI (February 2026) offering 6-Month CD at 4.00% APY, Zynlo BankZynlo Bank102 Lasalle Rd, West Hartford, CT 06107A+5.0 ★Texas Ratio: 5.27%Real return: +1.15%APY minus CPI (February 2026) offering 6 Month CD at 3.95% APY, M&T BankM&T Bank714 N Main St, West Hartford, CT 06117A5.0 ★Texas Ratio: 6.93%Real return: +1.05%APY minus CPI (February 2026) offering 18 MONTH SELECT Certificate of Deposit at 3.85% APY, and American Eagle Financial Credit UnionAmerican Eagle Financial Credit Union1245 NEW BRITAIN AVE, WEST HARTFORD, CT 06110A+5.0 ★Texas Ratio: 3.67%Real return: +0.95%APY minus CPI (February 2026) offering 6 Month Certificate at 3.75% APY. CD rates as of September 28, 2026 according to verified data from MonitorBankRates.

West Hartford has 86 local institutions in our database, with CD rates as high as 4.07% APY from Nutmeg State Financial Credit Union at 973 Farmington Ave, West Hartford, CT 06107 2101. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Connecticut area. Rates are continually updated, so we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: September 28, 2026

Compare Best CD Rates in West Hartford, Connecticut & the Surrounding Area

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West Hartford 3 Month CD Rates

National 3 Month CD Average2.08% APY▲ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
970 Farmington Ave, West Hartford, CT 06107
3-Month Business CD
$0
3.00% ▲ 0.92% above national avg
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.92% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Sep 28, 2026
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
970 Farmington Ave, West Hartford, CT 06107
3-Month CD
$0
3.00% ▲ 0.92% above national avg
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.92% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Sep 28, 2026
Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
973 Farmington Ave, West Hartford, CT 06107 2101
3 Month Share Certificate
$0
3.00% ▲ 0.92% above national avg
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.92% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Sep 28, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
143 S Main St, West Hartford, CT 06107
3 Month Certificate
$0
1.00% ▼ 1.08% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 1.08% below avg
Details

Balance: $250.00 - $9,999.99

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 3 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Sep 28, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
143 S Main St, West Hartford, CT 06107
3 Month TD Choice CD
$250
1.00% ▼ 1.08% below national avg
View
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 1.08% below avg
Details

Relationship APY

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Sep 28, 2026
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1245 NEW BRITAIN AVE, WEST HARTFORD, CT 06110
3 Month Certificate
$0
0.15% ▼ 1.93% below national avg
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 1.93% below avg
Details

Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 3 times
0.00%0.33%0.65%Sep 18, 2026: 0.15% APYSep 18, 2026Sep 28, 2026
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1245 NEW BRITAIN AVE, WEST HARTFORD, CT 06110
IRA Certificate 3-Month
$0
0.15% ▼ 1.93% below national avg
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 1.93% below avg
Details

Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 2 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Sep 28, 2026
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
102 Lasalle Rd, West Hartford, CT 06107
3 Month Certificate
$1,000
0.05% ▼ 2.03% below national avg
View
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▼ 2.03% below avg
Details

Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 24, 2026: 0.05% APYSep 24, 2026Sep 28, 2026
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1114 New Britain Ave, West Hartford, CT 06110
Private 3 Month
$500
0.02% ▼ 2.06% below national avg
View
▼
Rate0.02%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 2.06% below avg
Details

Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Sep 28, 2026
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1114 New Britain Ave, West Hartford, CT 06110
3 Month CD
$0
0.01% ▼ 2.07% below national avg
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 2.07% below avg
Details

Balance: $500+

Rate History
No change since Sep 24, 2026 · 0.01% APY · checked 2 times
0.00%0.26%0.51%Sep 24, 2026: 0.01% APYSep 24, 2026Sep 28, 2026
DR Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
3 Month Certificate
$500
4.05% ▲ 1.97% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▲ 1.97% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.05% APY · checked 3 times
3.55%4.05%4.55%Sep 14, 2026: 4.05% APYSep 14, 2026Sep 28, 2026
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
3 Month CD
$1,000
4.00% ▲ 1.92% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.92% above avg
Details

New Money Only. Funds not currently on deposit with the Bank. Subject to change without notice. A Penalty may be imposed at the rate paid for withdrawing any of the principal before maturity date and will reduce earnings. Fees could reduce earnings.

Rate History
No change since Sep 19, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 19, 2026: 4.00% APYSep 19, 2026Sep 28, 2026
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
3 Month Certificate
$0
4.00% ▲ 1.92% above national avg
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.92% above avg
Details

Rate History
No change since Sep 19, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 19, 2026: 4.00% APYSep 19, 2026Sep 28, 2026
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
3 Month Jumbo Certificate
$0
4.00% ▲ 1.92% above national avg
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.08%▲ 1.92% above avg
Details

Jumbo Certificate (3, 6, 9 and 12 Months)

Rate History
No change since Sep 21, 2026 · 4.00% APY
3.50%4.00%4.50%Sep 21, 2026: 4.00% APYSep 21, 2026Sep 28, 2026
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
3 Month CD
$1,000
3.79% ▲ 1.71% above national avg
View
▼
Rate3.72%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.71% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.79% APY · checked 3 times
3.29%3.79%4.29%Sep 19, 2026: 3.79% APYSep 19, 2026Sep 28, 2026
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
3 Month Certificate
$0
3.70% ▲ 1.62% above national avg
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▲ 1.62% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Sep 24, 2026: 3.70% APYSep 24, 2026Sep 28, 2026
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
Business 3 Month Certificate
$0
3.70% ▲ 1.62% above national avg
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▲ 1.62% above avg
Details

Rate History
No change since Sep 28, 2026 · 3.70% APY
3.20%3.70%4.20%Sep 28, 2026: 3.70% APYSep 28, 2026Sep 28, 2026
Arrha Credit Union
3 Month Premium Certificate
$50,000
3.65% ▲ 1.57% above national avg
View
▼
Rate3.59%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 24, 2026
National Average2.08%▲ 1.57% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 2 times
3.15%3.65%4.15%Sep 18, 2026: 3.65% APYSep 18, 2026Sep 28, 2026
Arrha Credit Union
3 Month Certificate
$500
3.55% ▲ 1.47% above national avg
View
▼
Rate3.49%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 24, 2026
National Average2.08%▲ 1.47% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 2 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Sep 28, 2026
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
3 Month Star Relationship CD
$500
3.50% ▲ 1.42% above national avg
View
▼
Rate3.39%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.42% above avg
Details

Early Withdrawal Penalties May Apply

Rate History
No change since Sep 19, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 19, 2026: 3.50% APYSep 19, 2026Sep 28, 2026
Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
3 Month Time Deposit & IRA
$500
3.45% ▲ 1.37% above national avg
View
▼
Rate3.40%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.37% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.45% APY · checked 2 times
2.95%3.45%3.95%Sep 24, 2026: 3.45% APYSep 24, 2026Sep 28, 2026
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.06%
3-Month Share Certificate
$1,000
3.35% ▲ 1.27% above national avg
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▲ 1.27% above avg
Details

Penalty for early withdrawal: 3 Months Dividends

Rate History
1 change since Sep 14, 2026 · 3.26% → 3.35% ▲ 0.09 pts · high 3.35% / low 3.26%
2.76%3.30%3.85%Sep 14, 2026: 3.26% APYSep 18, 2026: 3.35% APYSep 14, 2026Sep 28, 2026
  • Sep 18, 20263.35%▲ from 3.26%
  • Sep 14, 20263.26%first recorded
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
3-Month Certificate
$0
3.00% ▲ 0.92% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▲ 0.92% above avg
Details

Premium APY

Rate History
No change since Sep 28, 2026 · 3.00% APY
2.50%3.00%3.50%Sep 28, 2026: 3.00% APYSep 28, 2026Sep 28, 2026
Americas First Network Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
3 Month Standard Share Certificate
$0
3.00% ▲ 0.92% above national avg
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.92% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Sep 28, 2026
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
3 Month Certificate
$500
2.80% ▲ 0.72% above national avg
View
▼
Rate2.76%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.08%▲ 0.72% above avg
Details

Rate History
No change since Sep 14, 2026 · 2.80% APY · checked 3 times
2.30%2.80%3.30%Sep 14, 2026: 2.80% APYSep 14, 2026Sep 28, 2026
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
3-Month Certificate
$0
2.75% ▲ 0.67% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▲ 0.67% above avg
Details

Rate History
No change since Sep 28, 2026 · 2.75% APY
2.25%2.75%3.25%Sep 28, 2026: 2.75% APYSep 28, 2026Sep 28, 2026
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3 Month Certificates of Deposit (Regular and IRAs)
$0
2.00% ▼ 0.08% below national avg
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 0.08% below avg
Details

Rate History
No change since Sep 11, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Sep 11, 2026: 2.00% APYSep 11, 2026Sep 28, 2026
Hometown Bank Oxford, MA
Institution Rating:
B4.5 ★Texas Ratio: 21.49%
3 Month Certificate of Deposit
$1,000
1.50% ▼ 0.58% below national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 0.58% below avg
Details

Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 4 times
1.00%1.50%2.00%Sep 14, 2026: 1.50% APYSep 14, 2026Sep 28, 2026
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
3 Month IRA Share Certificate
$0
1.00% ▼ 1.08% below national avg
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▼ 1.08% below avg
Details

Rate History
No change since Sep 25, 2026 · 1.00% APY
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Sep 28, 2026
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
3 month Certificate
$1,000
1.00% ▼ 1.08% below national avg
View
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▼ 1.08% below avg
Details

Rate History
No change since Sep 12, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 12, 2026: 1.00% APYSep 12, 2026Sep 28, 2026
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
3 Month Certificate
$0
1.00% ▼ 1.08% below national avg
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▼ 1.08% below avg
Details

Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 3 times
0.50%1.00%1.50%Sep 18, 2026: 1.00% APYSep 18, 2026Sep 28, 2026
American Broadcast Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
3 Month Investment Share and IRA Certificates
$0
1.00% ▼ 1.08% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▼ 1.08% below avg
Details

Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 3 times
0.50%1.00%1.50%Sep 18, 2026: 1.00% APYSep 18, 2026Sep 28, 2026
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
3 Month Business Share Certificate
$500
0.90% ▼ 1.18% below national avg
View
▼
Rate0.90%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 1.18% below avg
Details

Rate History
No change since Sep 24, 2026 · 0.90% APY · checked 2 times
0.40%0.90%1.40%Sep 24, 2026: 0.90% APYSep 24, 2026Sep 28, 2026
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
3 Month Share Certificate
$500
0.90% ▼ 1.18% below national avg
View
▼
Rate0.90%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 1.18% below avg
Details

Rate History
No change since Sep 18, 2026 · 0.90% APY · checked 3 times
0.40%0.90%1.40%Sep 18, 2026: 0.90% APYSep 18, 2026Sep 28, 2026
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
3 Month Certificate
$0
0.75% ▼ 1.33% below national avg
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▼ 1.33% below avg
Details

Rate History
No change since Sep 20, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Sep 20, 2026: 0.75% APYSep 20, 2026Sep 28, 2026
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
3 Month IRA Certificate
$0
0.50% ▼ 1.58% below national avg
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.08%▼ 1.58% below avg
Details

Rate History
No change since Sep 18, 2026 · 0.50% APY · checked 2 times
0.00%0.50%1.00%Sep 18, 2026: 0.50% APYSep 18, 2026Sep 28, 2026
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
3 Month Share Certificates
$0
0.50% ▼ 1.58% below national avg
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.08%▼ 1.58% below avg
Details

Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 3 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Sep 28, 2026
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
90 Days Certificate
$0
0.25% ▼ 1.83% below national avg
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▼ 1.83% below avg
Details

Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 3 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Sep 28, 2026
Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
3 Month CD
$0
0.15% ▼ 1.93% below national avg
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▼ 1.93% below avg
Details

Early Withdrawal Penalty: 30 Days Interest

Rate History
No change since Sep 20, 2026 · 0.15% APY · checked 3 times
0.00%0.33%0.65%Sep 20, 2026: 0.15% APYSep 20, 2026Sep 28, 2026
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
3 Month Short-Term Share Certificates
$0
0.15% ▼ 1.93% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▼ 1.93% below avg
Details

Rate History
No change since Sep 25, 2026 · 0.15% APY
0.00%0.33%0.65%Sep 25, 2026: 0.15% APYSep 25, 2026Sep 28, 2026
Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
3 Month Business Certificate of Deposit (CD)
$1,000
0.10% ▼ 1.98% below national avg
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▼ 1.98% below avg
Details

Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Sep 28, 2026
Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
3 Month IRA Certificate
$1,000
0.10% ▼ 1.98% below national avg
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▼ 1.98% below avg
Details

Rate History
No change since Sep 28, 2026 · 0.10% APY
0.00%0.30%0.60%Sep 28, 2026: 0.10% APYSep 28, 2026Sep 28, 2026
Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
Consumer Certificates of Deposit (CDs) - 3 Months
$1,000
0.10% ▼ 1.98% below national avg
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▼ 1.98% below avg
Details

Rate History
No change since Sep 28, 2026 · 0.10% APY
0.00%0.30%0.60%Sep 28, 2026: 0.10% APYSep 28, 2026Sep 28, 2026
The First Bank of Greenwich
Institution Rating:
A5.0 ★Texas Ratio: 12.44%
3 Month CD
$1,000
0.10% ▼ 1.98% below national avg
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▼ 1.98% below avg
Details

Rate History
No change since Sep 20, 2026 · 0.10% APY · checked 3 times
0.00%0.30%0.60%Sep 20, 2026: 0.10% APYSep 20, 2026Sep 28, 2026
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
3 Month Certificate of Deposit
$500
0.10% ▼ 1.98% below national avg
View
▼
Rate0.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▼ 1.98% below avg
Details

Rate History
No change since Sep 20, 2026 · 0.10% APY · checked 3 times
0.00%0.30%0.60%Sep 20, 2026: 0.10% APYSep 20, 2026Sep 28, 2026
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
3 Month Certificate
$500
0.10% ▼ 1.98% below national avg
View
▼
Rate0.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▼ 1.98% below avg
Details

Rate History
No change since Sep 25, 2026 · 0.10% APY
0.00%0.30%0.60%Sep 25, 2026: 0.10% APYSep 25, 2026Sep 28, 2026
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
3 month Standard Fixed Rate CD - Relationship
$2,500
0.06% ▼ 2.02% below national avg
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 2.02% below avg
Details

Balance: $0 - $4,999.99. Additional terms are available at a branch.

Rate History
No change since Sep 27, 2026 · 0.06% APY
0.00%0.28%0.56%Sep 27, 2026: 0.06% APYSep 27, 2026Sep 28, 2026
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
3 month Standard Fixed Rate CD
$2,500
0.05% ▼ 2.03% below national avg
View
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 2.03% below avg
Details

Balance: $0 - $4,999.99. Additional terms are available at a branch.

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 2 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Sep 28, 2026

West Hartford 6 Month CD Rates

National 6 Month CD Average2.77% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
970 Farmington Ave, West Hartford, CT 06107
6-Month CD
$0
4.00% ▲ 1.23% above national avg
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.23% above avg
Details

Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 24, 2026: 4.00% APYSep 24, 2026Sep 28, 2026
Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
973 Farmington Ave, West Hartford, CT 06107 2101
6 Month Share Certificate
$0
4.00% ▲ 1.23% above national avg
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.23% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
Zynlo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
102 Lasalle Rd, West Hartford, CT 06107
6 Month CD
$0
3.95% ▲ 1.18% above national avg
View
▼
Rate3.87%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.18% above avg
Details

Early Withdrawal Penalty: 3 months' interest

Rate History
No change since Sep 24, 2026 · 3.95% APY · checked 2 times
3.45%3.95%4.45%Sep 24, 2026: 3.95% APYSep 24, 2026Sep 28, 2026
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
970 Farmington Ave, West Hartford, CT 06107
6-Month Business CD
$0
3.80% ▲ 1.03% above national avg
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.03% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Sep 24, 2026: 3.80% APYSep 24, 2026Sep 28, 2026
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
970 Farmington Ave, West Hartford, CT 06107
6-Month HSA CD
$0
3.80% ▲ 1.03% above national avg
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.03% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Sep 24, 2026: 3.80% APYSep 24, 2026Sep 28, 2026
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1245 NEW BRITAIN AVE, WEST HARTFORD, CT 06110
6 Month Certificate
$0
3.75% ▲ 0.98% above national avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.98% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Sep 28, 2026
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1245 NEW BRITAIN AVE, WEST HARTFORD, CT 06110
IRA Certificate 6-Month
$0
3.75% ▲ 0.98% above national avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.98% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Sep 24, 2026: 3.75% APYSep 24, 2026Sep 28, 2026
Beacon Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
927 Farmington Ave, West Hartford, CT 06107
6-Month Certificate of Deposit (CD)
$1,000
3.30% ▲ 0.53% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.77%▲ 0.53% above avg
Details

3.30% APY***

Rate History
No change since Sep 28, 2026 · 3.30% APY
2.80%3.30%3.80%Sep 28, 2026: 3.30% APYSep 28, 2026Sep 28, 2026
Beacon Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
927 Farmington Ave, West Hartford, CT 06107
Beacon One 6 Month CD
$1,000
3.30% ▲ 0.53% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.77%▲ 0.53% above avg
Details

APY is subject to change at any time. A penalty may be imposed for early withdrawal. Fees may reduce earnings. The balance of the Beacon One CD account cannot exceed $1,000,000. In order to qualify for the Beacon One 6 Month CD, you must be an OWNER on a Beacon Bank checking account. Transaction limitations are as follows: You may not make any additional deposits into your Beacon One CD account before maturity.

Rate History
No change since Sep 28, 2026 · 3.30% APY
2.80%3.30%3.80%Sep 28, 2026: 3.30% APYSep 28, 2026Sep 28, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
143 S Main St, West Hartford, CT 06107
6 Month Certificate
$0
1.00% ▼ 1.77% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▼ 1.77% below avg
Details

Balance: $250.00 - $9,999.99

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Sep 28, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
143 S Main St, West Hartford, CT 06107
6 Month TD Choice CD
$250
1.00% ▼ 1.77% below national avg
View
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▼ 1.77% below avg
Details

Relationship APY

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Sep 28, 2026
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
102 Lasalle Rd, West Hartford, CT 06107
6 Month Certificate
$1,000
0.05% ▼ 2.72% below national avg
View
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.77%▼ 2.72% below avg
Details

Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 24, 2026: 0.05% APYSep 24, 2026Sep 28, 2026
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1114 New Britain Ave, West Hartford, CT 06110
Private 6 Month
$500
0.02% ▼ 2.75% below national avg
View
▼
Rate0.02%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▼ 2.75% below avg
Details

Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Sep 28, 2026
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1114 New Britain Ave, West Hartford, CT 06110
6 Month CD
$0
0.01% ▼ 2.76% below national avg
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▼ 2.76% below avg
Details

Balance: $500+

Rate History
No change since Sep 24, 2026 · 0.01% APY · checked 2 times
0.00%0.26%0.51%Sep 24, 2026: 0.01% APYSep 24, 2026Sep 28, 2026
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
6 Month 360 CDs
$0
4.30% ▲ 1.53% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.53% above avg
Details

Fixed APY | No minimum balance

Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 2 times
3.80%4.30%4.80%Sep 18, 2026: 4.30% APYSep 18, 2026Sep 28, 2026
DR Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
6 Month Certificate
$500
4.30% ▲ 1.53% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.77%▲ 1.53% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.30% APY · checked 3 times
3.80%4.30%4.80%Sep 14, 2026: 4.30% APYSep 14, 2026Sep 28, 2026
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
6 Month Share Certificate Special
$0
4.25% ▲ 1.48% above national avg
View
▼
Rate4.17%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.48% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Sep 28, 2026
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Term Share Certificate & IRA Certificate - 6 Months Outside Funds
$0
4.07% ▲ 1.30% above national avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 1.30% above avg
Details

Rate History
No change since Sep 25, 2026 · 4.07% APY
3.57%4.07%4.57%Sep 25, 2026: 4.07% APYSep 25, 2026Sep 28, 2026
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
6 Month CD Only
$500
4.00% ▲ 1.23% above national avg
View
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 1.23% above avg
Details

dividends compounded monthly. Early withdrawal penalty = 90 days dividend.

Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 20, 2026: 4.00% APYSep 20, 2026Sep 28, 2026
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.06%
6-Month Share Certificate
$1,000
4.00% ▲ 1.23% above national avg
View
▼
Rate3.92%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 1.23% above avg
Details

Penalty for early withdrawal: 3 Months Dividends

Rate History
1 change since Sep 14, 2026 · 3.87% → 4.00% ▲ 0.13 pts · high 4.00% / low 3.87%
3.37%3.94%4.50%Sep 14, 2026: 3.87% APYSep 18, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
  • Sep 18, 20264.00%▲ from 3.87%
  • Sep 14, 20263.87%first recorded
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
6 Month Jumbo Certificate
$0
4.00% ▲ 1.23% above national avg
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.77%▲ 1.23% above avg
Details

Jumbo Certificate (3, 6, 9 and 12 Months)

Rate History
No change since Sep 21, 2026 · 4.00% APY
3.50%4.00%4.50%Sep 21, 2026: 4.00% APYSep 21, 2026Sep 28, 2026
Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
6 Month Certificate
$0
3.95% ▲ 1.18% above national avg
View
▼
Rate3.91%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 1.18% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 3 times
3.45%3.95%4.45%Sep 14, 2026: 3.95% APYSep 14, 2026Sep 28, 2026
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
6 Month Term Share Certificate
$0
3.76% ▲ 0.99% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 0.99% above avg
Details

Rate History
No change since Sep 25, 2026 · 3.76% APY
3.26%3.76%4.26%Sep 25, 2026: 3.76% APYSep 25, 2026Sep 28, 2026
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
6 month Certificate
$1,000
3.75% ▲ 0.98% above national avg
View
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 0.98% above avg
Details

Rate History
No change since Sep 12, 2026 · 3.75% APY · checked 7 times
3.25%3.75%4.25%Sep 12, 2026: 3.75% APYSep 12, 2026Sep 28, 2026
American Broadcast Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
6 Month Investment Share and IRA Certificates
$0
3.75% ▲ 0.98% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 0.98% above avg
Details

Rate History
1 change since Sep 18, 2026 · 3.25% → 3.75% ▲ 0.50 pts · high 3.75% / low 3.25%
2.75%3.50%4.25%Sep 18, 2026: 3.25% APYSep 25, 2026: 3.75% APYSep 18, 2026Sep 28, 2026
  • Sep 25, 20263.75%▲ from 3.25%
  • Sep 18, 20263.25%first recorded
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
6 Month Certificate
$500
3.75% ▲ 0.98% above national avg
View
▼
Rate3.68%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 0.98% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Sep 28, 2026
Lawrence Memorial Hospital Employees FCU
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 month Share Certificate
$0
3.75% ▲ 0.98% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.98% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 4 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Sep 28, 2026
Bankwell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
6 Month CD
$1,000
3.70% ▲ 0.93% above national avg
View
▼
Rate3.63%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.93% above avg
Details

APY (Annual Percentage Yield) is 3.70% and the Interest Rate is 3.63%. APY effective 12/18/2025 and subject to change. $1,000 minimum opening deposit to open the account and earn APY. Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Fees may reduce earnings. This offer is not available to brokers or financial institutions. Offer may be withdrawn at any time.

Rate History
No change since Sep 18, 2026 · 3.70% APY · checked 3 times
3.20%3.70%4.20%Sep 18, 2026: 3.70% APYSep 18, 2026Sep 28, 2026
Flagstar Bank, National Association
Institution Rating:
D3.1 ★Texas Ratio: 37.37%
6-MONTH CD
$500
3.70% ▲ 0.93% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.93% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 4 times
3.20%3.70%4.20%Sep 14, 2026: 3.70% APYSep 14, 2026Sep 28, 2026
Arrha Credit Union
6 Month Premium Certificate
$50,000
3.65% ▲ 0.88% above national avg
View
▼
Rate3.59%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 24, 2026
National Average2.77%▲ 0.88% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 2 times
3.15%3.65%4.15%Sep 18, 2026: 3.65% APYSep 18, 2026Sep 28, 2026
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Term Share Certificate & IRA Certificate - 6 Months Existing Funds
$0
3.56% ▲ 0.79% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 0.79% above avg
Details

Rate History
No change since Sep 25, 2026 · 3.56% APY
3.06%3.56%4.06%Sep 25, 2026: 3.56% APYSep 25, 2026Sep 28, 2026
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
6 Month Regular/IRA Share Certificate
$0
3.56% ▲ 0.79% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 0.79% above avg
Details

Balance: $500 Minimum Balance Required; Dividends are declared and paid at the end of each month for all share certificates. Dividends are calculated on an average daily balance. All dividends are accurate as of 09/30/2026. There may be a penalty for early withdrawal of the share certificates.

Rate History
No change since Sep 18, 2026 · 3.56% APY · checked 3 times
3.06%3.56%4.06%Sep 18, 2026: 3.56% APYSep 18, 2026Sep 28, 2026
Achieve Financial Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.09%
Share Certificate - 6 Months
$0
3.56% ▲ 0.79% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 0.79% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 3 times
3.06%3.56%4.06%Sep 14, 2026: 3.56% APYSep 14, 2026Sep 28, 2026
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6-Month Relationship CD
$500
3.55% ▲ 0.78% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.78% above avg
Details

Special offer for Washington Trust Freedom Ultra or Freedom Plus checking account customers! Open in branch or over the phone.

Rate History
No change since Sep 27, 2026 · 3.55% APY
3.05%3.55%4.05%Sep 27, 2026: 3.55% APYSep 27, 2026Sep 28, 2026
Arrha Credit Union
6 Month Certificate
$500
3.55% ▲ 0.78% above national avg
View
▼
Rate3.49%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 24, 2026
National Average2.77%▲ 0.78% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 2 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Sep 28, 2026
Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
6 Month Certificate
$1,000
3.55% ▲ 0.78% above national avg
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 0.78% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 3 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Sep 28, 2026
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
6 Month Star Relationship CD
$500
3.50% ▲ 0.73% above national avg
View
▼
Rate3.39%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.73% above avg
Details

Early Withdrawal Penalties May Apply

Rate History
No change since Sep 19, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 19, 2026: 3.50% APYSep 19, 2026Sep 28, 2026
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
6 Month CD
$1,000
3.50% ▲ 0.73% above national avg
View
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.73% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 19, 2026: 3.50% APYSep 19, 2026Sep 28, 2026
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
6 Month Business Certificate of Deposit - Fixed Rate
$1,000
3.50% ▲ 0.73% above national avg
View
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.73% above avg
Details

Interest Rate $1,000 - $249,999.99 Daily balance to earn APY

Rate History
No change since Sep 19, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 19, 2026: 3.50% APYSep 19, 2026Sep 28, 2026
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
6 Month Certificate of Deposit - Fixed Rate
$1,000
3.50% ▲ 0.73% above national avg
View
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.73% above avg
Details

Interest Rate $1,000 - $249,999.99 Daily balance to earn APY

Rate History
No change since Sep 19, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 19, 2026: 3.50% APYSep 19, 2026Sep 28, 2026
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
6 Month Certificate
$0
3.50% ▲ 0.73% above national avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 0.73% above avg
Details

Rate History
No change since Sep 20, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Sep 20, 2026: 3.50% APYSep 20, 2026Sep 28, 2026
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
6 Month CD
$0
3.30% ▲ 0.53% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.53% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.30% APY · checked 3 times
2.80%3.30%3.80%Sep 18, 2026: 3.30% APYSep 18, 2026Sep 28, 2026
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6 Month Certificate
$0
3.30% ▲ 0.53% above national avg
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.53% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.30% APY · checked 3 times
2.80%3.30%3.80%Sep 18, 2026: 3.30% APYSep 18, 2026Sep 28, 2026
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
6 Month Share Certificate
$0
3.30% ▲ 0.53% above national avg
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.53% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.30% APY · checked 3 times
2.80%3.30%3.80%Sep 18, 2026: 3.30% APYSep 18, 2026Sep 28, 2026
Hartford Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Share Certificate Special
$1,000
3.25% ▲ 0.48% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 0.48% above avg
Details

New Money Only. $100,000 Max.

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Sep 28, 2026
American Broadcast Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
6 Month Cert
$0
3.25% ▲ 0.48% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 0.48% above avg
Details

Featured Rate

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Sep 28, 2026
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
6 Month Certificate of Deposit
$500
3.00% ▲ 0.23% above national avg
View
▼
Rate2.92%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.77%▲ 0.23% above avg
Details

Rate History
No change since Sep 20, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 20, 2026: 3.00% APYSep 20, 2026Sep 28, 2026
Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
6 Month CD
$0
3.00% ▲ 0.23% above national avg
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.77%▲ 0.23% above avg
Details

Early Withdrawal Penalty: 90 Days Interest

Rate History
No change since Sep 20, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 20, 2026: 3.00% APYSep 20, 2026Sep 28, 2026
Manchester Municipal Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
6 Month Certificate Accounts
$0
3.00% ▲ 0.23% above national avg
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 0.23% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Sep 28, 2026
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
6 Month Certificate
$0
2.75% ▼ 0.02% below national avg
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▼ 0.02% below avg
Details

Rate History
No change since Sep 19, 2026 · 2.75% APY · checked 3 times
2.25%2.75%3.25%Sep 19, 2026: 2.75% APYSep 19, 2026Sep 28, 2026

West Hartford 12 Month CD Rates

National 12 Month CD Average2.94% APY▼ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
973 Farmington Ave, West Hartford, CT 06107 2101
12 Month Share Certificate
$0
4.07% ▲ 1.13% above national avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.13% above avg
Details

Rate History
2 changes since Sep 18, 2026 · 4.07% → 4.07% ▼ 0.00 pts · high 4.07% / low 4.07%
3.57%4.07%4.57%Sep 18, 2026: 4.07% APYSep 22, 2026: 4.07% APYSep 27, 2026: 4.07% APYSep 18, 2026Sep 28, 2026
  • Sep 27, 20264.07%▼ from 4.07%
  • Sep 22, 20264.07%▼ from 4.07%
  • Sep 18, 20264.07%first recorded
Zynlo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
102 Lasalle Rd, West Hartford, CT 06107
12 Month CD
$0
3.85% ▲ 0.91% above national avg
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.91% above avg
Details

Early Withdrawal Penalty: 3 months' interest

Rate History
No change since Sep 24, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Sep 24, 2026: 3.85% APYSep 24, 2026Sep 28, 2026
Citizens Access
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
15 S Main St, West Hartford, CT 06107
1 Year Online CD
$0
3.25% ▲ 0.31% above national avg
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.31% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Sep 28, 2026
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
970 Farmington Ave, West Hartford, CT 06107
1-Year CD
$0
2.75% ▼ 0.19% below national avg
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 0.19% below avg
Details

Rate History
No change since Sep 24, 2026 · 2.75% APY · checked 2 times
2.25%2.75%3.25%Sep 24, 2026: 2.75% APYSep 24, 2026Sep 28, 2026
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
970 Farmington Ave, West Hartford, CT 06107
1-Year HSA CD
$0
2.75% ▼ 0.19% below national avg
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 0.19% below avg
Details

Rate History
No change since Sep 24, 2026 · 2.75% APY · checked 2 times
2.25%2.75%3.25%Sep 24, 2026: 2.75% APYSep 24, 2026Sep 28, 2026
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1245 NEW BRITAIN AVE, WEST HARTFORD, CT 06110
12 Month Certificate
$0
1.65% ▼ 1.29% below national avg
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 1.29% below avg
Details

Rate History
No change since Sep 18, 2026 · 1.65% APY · checked 3 times
1.15%1.65%2.15%Sep 18, 2026: 1.65% APYSep 18, 2026Sep 28, 2026
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1245 NEW BRITAIN AVE, WEST HARTFORD, CT 06110
IRA Certificate 12-Month
$0
1.65% ▼ 1.29% below national avg
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 1.29% below avg
Details

Rate History
No change since Sep 24, 2026 · 1.65% APY · checked 2 times
1.15%1.65%2.15%Sep 24, 2026: 1.65% APYSep 24, 2026Sep 28, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
143 S Main St, West Hartford, CT 06107
12 Month Certificate
$0
1.00% ▼ 1.94% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 1.94% below avg
Details

Balance: $250.00 - $9,999.99

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Sep 28, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
143 S Main St, West Hartford, CT 06107
12 Month TD Choice CD
$250
1.00% ▼ 1.94% below national avg
View
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 1.94% below avg
Details

Relationship APY

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Sep 28, 2026
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
970 Farmington Ave, West Hartford, CT 06107
1-Year Business CD
$0
1.00% ▼ 1.94% below national avg
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 1.94% below avg
Details

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Sep 28, 2026
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
102 Lasalle Rd, West Hartford, CT 06107
12 Month Certificate
$1,000
0.10% ▼ 2.84% below national avg
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▼ 2.84% below avg
Details

Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 3 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Sep 28, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
143 S Main St, West Hartford, CT 06107
12 Month TD IRA Add-Vantage CD
$0
0.05% ▼ 2.89% below national avg
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 2.89% below avg
Details

IRA Account

Rate History
No change since Sep 27, 2026 · 0.05% APY
0.00%0.28%0.55%Sep 27, 2026: 0.05% APYSep 27, 2026Sep 28, 2026
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1114 New Britain Ave, West Hartford, CT 06110
Private 12 Month
$500
0.02% ▼ 2.92% below national avg
View
▼
Rate0.02%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 2.92% below avg
Details

Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Sep 28, 2026
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1114 New Britain Ave, West Hartford, CT 06110
12 Month CD
$0
0.01% ▼ 2.93% below national avg
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 2.93% below avg
Details

Balance: $500+

Rate History
No change since Sep 24, 2026 · 0.01% APY · checked 2 times
0.00%0.26%0.51%Sep 24, 2026: 0.01% APYSep 24, 2026Sep 28, 2026
USALLIANCE
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
12 Month Certificate
$0
4.36% ▲ 1.42% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.42% above avg
Details

Special Rate

Rate History
No change since Sep 14, 2026 · 4.36% APY · checked 4 times
3.86%4.36%4.86%Sep 14, 2026: 4.36% APYSep 14, 2026Sep 28, 2026
DR Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
12 Month Certificate
$500
4.35% ▲ 1.41% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.41% above avg
Details

Rate History
1 change since Sep 14, 2026 · 4.30% → 4.35% ▲ 0.05 pts · high 4.35% / low 4.30%
3.80%4.32%4.85%Sep 14, 2026: 4.30% APYSep 24, 2026: 4.35% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20264.35%▲ from 4.30%
  • Sep 14, 20264.30%first recorded
Finex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
12-MONTH CD SPECIAL
$1,000
4.33% ▲ 1.39% above national avg
View
▼
Rate4.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.39% above avg
Details

FEATURED; Rates as of September 1, 2026

Rate History
No change since Sep 14, 2026 · 4.33% APY · checked 4 times
3.83%4.33%4.83%Sep 14, 2026: 4.33% APYSep 14, 2026Sep 28, 2026
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
12 Month 360 CDs
$0
4.30% ▲ 1.36% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.36% above avg
Details

Fixed APY | No minimum balance

Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 2 times
3.80%4.30%4.80%Sep 18, 2026: 4.30% APYSep 18, 2026Sep 28, 2026
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.06%
1-Year Share Certificate
$1,000
4.10% ▲ 1.16% above national avg
View
▼
Rate4.02%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.94%▲ 1.16% above avg
Details

Penalty for early withdrawal: 3 Months Dividends

Rate History
1 change since Sep 14, 2026 · 3.93% → 4.10% ▲ 0.17 pts · high 4.10% / low 3.93%
3.43%4.02%4.60%Sep 14, 2026: 3.93% APYSep 18, 2026: 4.10% APYSep 14, 2026Sep 28, 2026
  • Sep 18, 20264.10%▲ from 3.93%
  • Sep 14, 20263.93%first recorded
New Haven County Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.97%
Share Certificate - 1 year
$0
4.08% ▲ 1.14% above national avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.94%▲ 1.14% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.08% APY · checked 3 times
3.58%4.08%4.58%Sep 14, 2026: 4.08% APYSep 14, 2026Sep 28, 2026
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
1-year online CDs
$0
4.00% ▲ 1.06% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.06% above avg
Details

CD rates are fixed upon opening the account. Early withdrawal penalties apply.

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
12 Month CD
$0
4.00% ▲ 1.06% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.06% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
1 Year Certificate
$0
4.00% ▲ 1.06% above national avg
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.94%▲ 1.06% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
12 Month Jumbo Certificate
$0
4.00% ▲ 1.06% above national avg
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.94%▲ 1.06% above avg
Details

Jumbo Certificate (3, 6, 9 and 12 Months)

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
12 Month Jumbo IRA Certificate
$0
4.00% ▲ 1.06% above national avg
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.94%▲ 1.06% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
12 Month IRA & Roth IRA Certificates
$0
4.00% ▲ 1.06% above national avg
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.94%▲ 1.06% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
12 Month Share Certificates
$0
4.00% ▲ 1.06% above national avg
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.94%▲ 1.06% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Share & IRA CDs - 12 Months
$0
3.82% ▲ 0.88% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.94%▲ 0.88% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.82% APY · checked 2 times
3.32%3.82%4.32%Sep 18, 2026: 3.82% APYSep 18, 2026Sep 28, 2026
Bankwell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
12 Month CD
$1,000
3.80% ▲ 0.86% above national avg
View
▼
Rate3.73%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.86% above avg
Details

APY (Annual Percentage Yield) is 3.80% and the Interest Rate is 3.73%. APY effective 12/18/2025 and subject to change. $1,000 minimum opening deposit to open the account and earn APY. Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Fees may reduce earnings. This offer is not available to brokers or financial institutions. Offer may be withdrawn at any time.

Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Sep 28, 2026
Flagstar Bank, National Association
Institution Rating:
D3.1 ★Texas Ratio: 37.37%
12-MONTH CD
$500
3.80% ▲ 0.86% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.86% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 4 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Sep 28, 2026
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
1 Year Term Share Certificate
$0
3.76% ▲ 0.82% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.94%▲ 0.82% above avg
Details

Rate History
No change since Sep 12, 2026 · 3.76% APY · checked 2 times
3.26%3.76%4.26%Sep 12, 2026: 3.76% APYSep 12, 2026Sep 28, 2026
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
12 Month Business Share Certificate Jumbo
$100,000
3.75% ▲ 0.81% above national avg
View
▼
Rate3.69%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.81% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Sep 24, 2026: 3.75% APYSep 24, 2026Sep 28, 2026
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
12 Month Share Certificate Jumbo
$100,000
3.75% ▲ 0.81% above national avg
View
▼
Rate3.69%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.81% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Sep 24, 2026: 3.75% APYSep 24, 2026Sep 28, 2026
Manchester Municipal Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
12 Month Certificate Accounts
$0
3.75% ▲ 0.81% above national avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.94%▲ 0.81% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Sep 28, 2026
American Broadcast Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
12 Month Investment Share and IRA Certificates
$0
3.75% ▲ 0.81% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.94%▲ 0.81% above avg
Details

Rate History
1 change since Sep 18, 2026 · 2.75% → 3.75% ▲ 1.00 pts · high 3.75% / low 2.75%
1.75%3.25%4.75%Sep 18, 2026: 2.75% APYSep 25, 2026: 3.75% APYSep 18, 2026Sep 28, 2026
  • Sep 25, 20263.75%▲ from 2.75%
  • Sep 18, 20262.75%first recorded
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
12 Month Freestyle Certificate
$0
3.75% ▲ 0.81% above national avg
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.94%▲ 0.81% above avg
Details

Freestyle Certificate

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Sep 28, 2026
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
12 Month Regular/IRA Share Certificate
$0
3.71% ▲ 0.77% above national avg
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.94%▲ 0.77% above avg
Details

Balance: $500 Minimum Balance Required; Dividends are declared and paid at the end of each month for all share certificates. Dividends are calculated on an average daily balance. All dividends are accurate as of 09/30/2026. There may be a penalty for early withdrawal of the share certificates.

Rate History
No change since Sep 18, 2026 · 3.71% APY · checked 3 times
3.21%3.71%4.21%Sep 18, 2026: 3.71% APYSep 18, 2026Sep 28, 2026
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
12 Month Certificate
$0
3.65% ▲ 0.71% above national avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.94%▲ 0.71% above avg
Details

Rate History
No change since Sep 20, 2026 · 3.65% APY · checked 2 times
3.15%3.65%4.15%Sep 20, 2026: 3.65% APYSep 20, 2026Sep 28, 2026
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
12 Month Certificate
$500
3.65% ▲ 0.71% above national avg
View
▼
Rate3.59%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.94%▲ 0.71% above avg
Details

dividends compounded monthly. Early withdrawal penalty = 180 days dividend.

Rate History
No change since Sep 20, 2026 · 3.65% APY · checked 2 times
3.15%3.65%4.15%Sep 20, 2026: 3.65% APYSep 20, 2026Sep 28, 2026
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
12 Month Business Share Certificate
$500
3.60% ▲ 0.66% above national avg
View
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.66% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Sep 24, 2026: 3.60% APYSep 24, 2026Sep 28, 2026
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
12 Month Share Certificate
$500
3.60% ▲ 0.66% above national avg
View
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.66% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Sep 28, 2026
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
1 Year Certificate
$0
3.57% ▲ 0.63% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.63% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.57% APY · checked 3 times
3.07%3.57%4.07%Sep 19, 2026: 3.57% APYSep 19, 2026Sep 28, 2026
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
IRA Accounts - 1 Year
$0
3.57% ▲ 0.63% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.63% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.57% APY · checked 3 times
3.07%3.57%4.07%Sep 19, 2026: 3.57% APYSep 19, 2026Sep 28, 2026
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Term Share Certificate & IRA Certificate - 12 Months
$0
3.56% ▲ 0.62% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.94%▲ 0.62% above avg
Details

Rate History
No change since Sep 25, 2026 · 3.56% APY
3.06%3.56%4.06%Sep 25, 2026: 3.56% APYSep 25, 2026Sep 28, 2026
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.48%
12 Month Regular term and IRA Certificates
$2,500
3.56% ▲ 0.62% above national avg
View
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.62% above avg
Details

Rate History
1 change since Sep 18, 2026 · 3.41% → 3.56% ▲ 0.15 pts · high 3.56% / low 3.41%
2.91%3.49%4.06%Sep 18, 2026: 3.41% APYSep 27, 2026: 3.56% APYSep 18, 2026Sep 28, 2026
  • Sep 27, 20263.56%▲ from 3.41%
  • Sep 18, 20263.41%first recorded
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
CD & IRA - 12 Months
$1,000
3.50% ▲ 0.56% above national avg
View
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 0.56% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
1 Year Share Certificate
$0
3.50% ▲ 0.56% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.94%▲ 0.56% above avg
Details

Rate History
No change since Sep 25, 2026 · 3.50% APY
3.00%3.50%4.00%Sep 25, 2026: 3.50% APYSep 25, 2026Sep 28, 2026
Hartford Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Share Certificate Special
$1,000
3.50% ▲ 0.56% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.94%▲ 0.56% above avg
Details

New Money Only. $100,000 Max.

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Sep 28, 2026
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
12 Month Certificate
$500
3.50% ▲ 0.56% above national avg
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.94%▲ 0.56% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
Arrha Credit Union
12 Month Premium Certificate
$50,000
3.45% ▲ 0.51% above national avg
View
▼
Rate3.40%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 24, 2026
National Average2.94%▲ 0.51% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.45% APY · checked 2 times
2.95%3.45%3.95%Sep 18, 2026: 3.45% APYSep 18, 2026Sep 28, 2026

West Hartford 18 Month CD Rates

National 18 Month CD Average2.82% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
M&T Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
714 N Main St, West Hartford, CT 06117
18 MONTH SELECT Certificate of Deposit
$1,000
3.85% ▲ 1.03% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.03% above avg
Details

Requires a qualifying checking account.

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 4 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Sep 28, 2026
M&T Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
714 N Main St, West Hartford, CT 06117
18-Month M&T Select CD
$0
3.85% ▲ 1.03% above national avg
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.03% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 4 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Sep 28, 2026
Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
973 Farmington Ave, West Hartford, CT 06107 2101
18 Month Share Certificate
$0
3.75% ▲ 0.93% above national avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.93% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Sep 28, 2026
Zynlo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
102 Lasalle Rd, West Hartford, CT 06107
18 Month CD
$0
3.75% ▲ 0.93% above national avg
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.93% above avg
Details

Early Withdrawal Penalty: 6 months' interest

Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Sep 24, 2026: 3.75% APYSep 24, 2026Sep 28, 2026
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1245 NEW BRITAIN AVE, WEST HARTFORD, CT 06110
18 Month Certificate
$0
3.25% ▲ 0.43% above national avg
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.43% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 3 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Sep 28, 2026
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1245 NEW BRITAIN AVE, WEST HARTFORD, CT 06110
IRA Certificate 18-Month
$0
3.25% ▲ 0.43% above national avg
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.43% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Sep 24, 2026: 3.25% APYSep 24, 2026Sep 28, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
143 S Main St, West Hartford, CT 06107
18 Month Certificate
$0
1.00% ▼ 1.82% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 1.82% below avg
Details

Balance: $250.00 - $9,999.99

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 3 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Sep 28, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
143 S Main St, West Hartford, CT 06107
18 Month TD Choice CD
$250
1.00% ▼ 1.82% below national avg
View
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 1.82% below avg
Details

Relationship APY

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Sep 28, 2026
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1245 NEW BRITAIN AVE, WEST HARTFORD, CT 06110
18 Month Certificate (Bump Up)
$0
0.20% ▼ 2.62% below national avg
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 2.62% below avg
Details

Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 2 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Sep 28, 2026
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1245 NEW BRITAIN AVE, WEST HARTFORD, CT 06110
IRA Certificate 18-Month (Bump Up)
$0
0.20% ▼ 2.62% below national avg
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 2.62% below avg
Details

Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 2 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Sep 28, 2026
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
102 Lasalle Rd, West Hartford, CT 06107
18 Month Certificate
$1,000
0.15% ▼ 2.67% below national avg
View
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▼ 2.67% below avg
Details

Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 3 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Sep 28, 2026
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1114 New Britain Ave, West Hartford, CT 06110
Private 18 Month
$500
0.02% ▼ 2.80% below national avg
View
▼
Rate0.02%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 2.80% below avg
Details

Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Sep 28, 2026
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1114 New Britain Ave, West Hartford, CT 06110
18 Month CD
$0
0.01% ▼ 2.81% below national avg
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 2.81% below avg
Details

Balance: $500+

Rate History
No change since Sep 24, 2026 · 0.01% APY · checked 2 times
0.00%0.26%0.51%Sep 24, 2026: 0.01% APYSep 24, 2026Sep 28, 2026
DR Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
18 Month Certificate
$500
4.40% ▲ 1.58% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 1.58% above avg
Details

Rate History
No change since Sep 24, 2026 · 4.40% APY · checked 2 times
3.90%4.40%4.90%Sep 24, 2026: 4.40% APYSep 24, 2026Sep 28, 2026
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
18 Month 360 CDs
$0
4.30% ▲ 1.48% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.48% above avg
Details

Fixed APY | No minimum balance

Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 2 times
3.80%4.30%4.80%Sep 18, 2026: 4.30% APYSep 18, 2026Sep 28, 2026
Hometown Bank Oxford, MA
Institution Rating:
B4.5 ★Texas Ratio: 21.49%
18 Month Certificate of Deposit
$1,000
4.00% ▲ 1.18% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.18% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
18 Month Certificate of Deposit
$500
4.00% ▲ 1.18% above national avg
View
▼
Rate3.87%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 1.18% above avg
Details

Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 20, 2026: 4.00% APYSep 20, 2026Sep 28, 2026
Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
18-Month CD
$500
4.00% ▲ 1.18% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 1.18% above avg
Details

Requires having a Newtown Savings Bank checking account (3.75% APY without checking)*. Limited time in-branch offer!

Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 20, 2026: 4.00% APYSep 20, 2026Sep 28, 2026
Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
18 Month Time Deposit & IRA
$500
3.80% ▲ 0.98% above national avg
View
▼
Rate3.74%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.98% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Sep 24, 2026: 3.80% APYSep 24, 2026Sep 28, 2026
Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
18 Month CD
$0
3.75% ▲ 0.93% above national avg
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 0.93% above avg
Details

Early Withdrawal Penalty: 180 Days Interest

Rate History
No change since Sep 20, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 20, 2026: 3.75% APYSep 20, 2026Sep 28, 2026
Hartford Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Share Certificate Special
$5,000
3.75% ▲ 0.93% above national avg
View
▼
Rate—
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 0.93% above avg
Details

New money only. $100,000 max.

Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Sep 28, 2026
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
18 Month No Penalty CD
$1,000
3.65% ▲ 0.83% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.83% above avg
Details

Must be opened in branch. Principal may be withdrawn without penalty during the first six calendar days after the initial deposit. After such period, a withdrawal of the entire balance may be made without penalty. You cannot make a partial withdrawal from this account.

Rate History
No change since Sep 19, 2026 · 3.65% APY · checked 3 times
3.15%3.65%4.15%Sep 19, 2026: 3.65% APYSep 19, 2026Sep 28, 2026
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
18 Month No Penalty Certificate
$0
3.65% ▲ 0.83% above national avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.83% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.65% APY · checked 3 times
3.15%3.65%4.15%Sep 19, 2026: 3.65% APYSep 19, 2026Sep 28, 2026
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
18 Month CD
$0
3.60% ▲ 0.78% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.78% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Sep 28, 2026
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
18 Month Business Share Certificate
$500
3.60% ▲ 0.78% above national avg
View
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.78% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Sep 24, 2026: 3.60% APYSep 24, 2026Sep 28, 2026
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
18 Month Share Certificate
$500
3.60% ▲ 0.78% above national avg
View
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.78% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Sep 28, 2026
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Term Share Certificate & IRA Certificate - 18 Months
$0
3.56% ▲ 0.74% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 0.74% above avg
Details

Rate History
No change since Sep 25, 2026 · 3.56% APY
3.06%3.56%4.06%Sep 25, 2026: 3.56% APYSep 25, 2026Sep 28, 2026
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.48%
18 Month Regular term and IRA Certificates
$2,500
3.56% ▲ 0.74% above national avg
View
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.74% above avg
Details

Rate History
1 change since Sep 18, 2026 · 3.05% → 3.56% ▲ 0.51 pts · high 3.56% / low 3.05%
2.54%3.30%4.07%Sep 18, 2026: 3.05% APYSep 27, 2026: 3.56% APYSep 18, 2026Sep 28, 2026
  • Sep 27, 20263.56%▲ from 3.05%
  • Sep 18, 20263.05%first recorded
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
18 Month Regular/IRA Share Certificate
$0
3.45% ▲ 0.63% above national avg
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 0.63% above avg
Details

Balance: $500 Minimum Balance Required; Dividends are declared and paid at the end of each month for all share certificates. Dividends are calculated on an average daily balance. All dividends are accurate as of 09/30/2026. There may be a penalty for early withdrawal of the share certificates.

Rate History
No change since Sep 18, 2026 · 3.45% APY · checked 3 times
2.95%3.45%3.95%Sep 18, 2026: 3.45% APYSep 18, 2026Sep 28, 2026
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
18 Month CD
$1,000
3.40% ▲ 0.58% above national avg
View
▼
Rate3.34%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.58% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.40% APY · checked 3 times
2.90%3.40%3.90%Sep 19, 2026: 3.40% APYSep 19, 2026Sep 28, 2026
Arrha Credit Union
18 Month Premium Certificate
$50,000
3.35% ▲ 0.53% above national avg
View
▼
Rate3.30%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 24, 2026
National Average2.82%▲ 0.53% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.35% APY · checked 2 times
2.85%3.35%3.85%Sep 18, 2026: 3.35% APYSep 18, 2026Sep 28, 2026
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
18 Month Business Certificate of Deposit - Fixed Rate
$1,000
3.30% ▲ 0.48% above national avg
View
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.48% above avg
Details

Interest Rate $1,000 - $249,999.99 Daily balance to earn APY

Rate History
No change since Sep 19, 2026 · 3.30% APY · checked 3 times
2.80%3.30%3.80%Sep 19, 2026: 3.30% APYSep 19, 2026Sep 28, 2026
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
18 Month Certificate of Deposit - Fixed Rate
$1,000
3.30% ▲ 0.48% above national avg
View
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.48% above avg
Details

Interest Rate $1,000 - $249,999.99 Daily balance to earn APY

Rate History
No change since Sep 19, 2026 · 3.30% APY · checked 3 times
2.80%3.30%3.80%Sep 19, 2026: 3.30% APYSep 19, 2026Sep 28, 2026
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
18 Month IRA
$500
3.30% ▲ 0.48% above national avg
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.48% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 3 times
2.80%3.30%3.80%Sep 14, 2026: 3.30% APYSep 14, 2026Sep 28, 2026
Bankwell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
18 Month CD
$1,000
3.25% ▲ 0.43% above national avg
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.43% above avg
Details

APY (Annual Percentage Yield) is 3.25% and the Interest Rate is 3.20%. APY effective 12/18/2025 and subject to change. $1,000 minimum opening deposit to open the account and earn APY. Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Fees may reduce earnings. This offer is not available to brokers or financial institutions. Offer may be withdrawn at any time.

Rate History
No change since Sep 27, 2026 · 3.25% APY
2.75%3.25%3.75%Sep 27, 2026: 3.25% APYSep 27, 2026Sep 28, 2026
Arrha Credit Union
18 Month Certificate
$500
3.25% ▲ 0.43% above national avg
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 24, 2026
National Average2.82%▲ 0.43% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Sep 28, 2026
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
18 Month Certificate
$500
3.25% ▲ 0.43% above national avg
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.43% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 3 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Sep 28, 2026
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
18 Month IRA Certificate
$0
3.25% ▲ 0.43% above national avg
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 0.43% above avg
Details

Rate History
No change since Sep 20, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Sep 20, 2026: 3.25% APYSep 20, 2026Sep 28, 2026
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
18 Month Regular Certificate
$0
3.25% ▲ 0.43% above national avg
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 0.43% above avg
Details

Rate History
No change since Sep 20, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Sep 20, 2026: 3.25% APYSep 20, 2026Sep 28, 2026
Finex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
18 Month Special-NEW MONEY ONLY
$1,000
3.25% ▲ 0.43% above national avg
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.43% above avg
Details

NEW MONEY ONLY; Rates as of September 1, 2026

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 3 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Sep 28, 2026
Bridgeport Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
18 Month Term Share Certificates
$0
3.04% ▲ 0.22% above national avg
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 0.22% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 3 times
2.54%3.04%3.54%Sep 14, 2026: 3.04% APYSep 14, 2026Sep 28, 2026
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
18 Month Share Certificate
$0
3.04% ▲ 0.22% above national avg
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.22% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.04% APY · checked 3 times
2.54%3.04%3.54%Sep 18, 2026: 3.04% APYSep 18, 2026Sep 28, 2026
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
18 Month Certificates of Deposit (Regular and IRAs)
$0
3.00% ▲ 0.18% above national avg
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.18% above avg
Details

Rate History
No change since Sep 11, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 11, 2026: 3.00% APYSep 11, 2026Sep 28, 2026
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
18 Month IRA CD
$0
3.00% ▲ 0.18% above national avg
View
▼
Rate2.92%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.18% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 19, 2026: 3.00% APYSep 19, 2026Sep 28, 2026
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
18 Month Star Relationship CD
$500
2.76% ▼ 0.06% below national avg
View
▼
Rate2.69%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 0.06% below avg
Details

Early Withdrawal Penalties May Apply

Rate History
No change since Sep 19, 2026 · 2.76% APY · checked 3 times
2.26%2.76%3.26%Sep 19, 2026: 2.76% APYSep 19, 2026Sep 28, 2026
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
18 Month Certificate
$0
2.75% ▼ 0.07% below national avg
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 0.07% below avg
Details

Rate History
No change since Sep 19, 2026 · 2.75% APY · checked 3 times
2.25%2.75%3.25%Sep 19, 2026: 2.75% APYSep 19, 2026Sep 28, 2026
Manchester Municipal Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
18 Month Certificate Accounts
$0
2.75% ▼ 0.07% below national avg
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▼ 0.07% below avg
Details

Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 3 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Sep 28, 2026
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
18 Month Certificate
$0
2.60% ▼ 0.22% below national avg
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▼ 0.22% below avg
Details

Rate History
No change since Sep 20, 2026 · 2.60% APY · checked 2 times
2.10%2.60%3.10%Sep 20, 2026: 2.60% APYSep 20, 2026Sep 28, 2026
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
18 Month Business Certificate of Deposit - Variable Rate
$25
2.50% ▼ 0.32% below national avg
View
▼
Rate2.48%
Min Deposit$25
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 0.32% below avg
Details

Term: 18 Months Variable Rate - deposits allowed during term; You must maintain a minimum balance of $25 in the account each day to obtain the disclosed APY.

Rate History
No change since Sep 19, 2026 · 2.50% APY · checked 3 times
2.00%2.50%3.00%Sep 19, 2026: 2.50% APYSep 19, 2026Sep 28, 2026
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
18 Month Certificate of Deposit - Variable Rate
$25
2.50% ▼ 0.32% below national avg
View
▼
Rate2.48%
Min Deposit$25
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 0.32% below avg
Details

Deposits allowed during the term. You must maintain a minimum balance of $25 in the account each day to obtain the disclosed APY.

Rate History
No change since Sep 19, 2026 · 2.50% APY · checked 3 times
2.00%2.50%3.00%Sep 19, 2026: 2.50% APYSep 19, 2026Sep 28, 2026

West Hartford 24 Month CD Rates

National 24 Month CD Average2.84% APY▼ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
973 Farmington Ave, West Hartford, CT 06107 2101
24 Month Share Certificate
$0
3.75% ▲ 0.91% above national avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.91% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Sep 28, 2026
Zynlo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
102 Lasalle Rd, West Hartford, CT 06107
24 Month CD
$0
3.65% ▲ 0.81% above national avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.81% above avg
Details

Early Withdrawal Penalty: 6 months' interest

Rate History
No change since Sep 24, 2026 · 3.65% APY · checked 2 times
3.15%3.65%4.15%Sep 24, 2026: 3.65% APYSep 24, 2026Sep 28, 2026
Beacon Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
927 Farmington Ave, West Hartford, CT 06107
24-Month Certificate of Deposit (CD)
$1,000
3.30% ▲ 0.46% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 0.46% above avg
Details

3.30% APY****

Rate History
No change since Sep 28, 2026 · 3.30% APY
2.80%3.30%3.80%Sep 28, 2026: 3.30% APYSep 28, 2026Sep 28, 2026
Beacon Bank and Trust
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
927 Farmington Ave, West Hartford, CT 06107
Beacon One 24 Month CD
$1,000
3.30% ▲ 0.46% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 0.46% above avg
Details

APY is subject to change at any time. A penalty may be imposed for early withdrawal. Fees may reduce earnings. The balance of the Beacon One CD account cannot exceed $1,000,000. In order to qualify for the Beacon One 24 Month CD, you must be an OWNER on a Beacon Bank checking account. Transaction limitations are as follows: You may not make any additional deposits into your Beacon One CD account before maturity.

Rate History
No change since Sep 28, 2026 · 3.30% APY
2.80%3.30%3.80%Sep 28, 2026: 3.30% APYSep 28, 2026Sep 28, 2026
Citizens Access
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
15 S Main St, West Hartford, CT 06107
2 Year Online CD
$0
3.00% ▲ 0.16% above national avg
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.16% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Sep 28, 2026
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
970 Farmington Ave, West Hartford, CT 06107
2-Year CD
$0
1.05% ▼ 1.79% below national avg
View
▼
Rate1.04%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 1.79% below avg
Details

Rate History
No change since Sep 24, 2026 · 1.05% APY · checked 2 times
0.55%1.05%1.55%Sep 24, 2026: 1.05% APYSep 24, 2026Sep 28, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
143 S Main St, West Hartford, CT 06107
24 Month Certificate
$0
1.00% ▼ 1.84% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 1.84% below avg
Details

Balance: $250.00 - $9,999.99

Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 3 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Sep 28, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
143 S Main St, West Hartford, CT 06107
24 Month TD Choice CD
$250
1.00% ▼ 1.84% below national avg
View
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 1.84% below avg
Details

Relationship APY

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Sep 28, 2026
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1245 NEW BRITAIN AVE, WEST HARTFORD, CT 06110
24 Month Certificate
$0
0.30% ▼ 2.54% below national avg
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 2.54% below avg
Details

Rate History
No change since Sep 18, 2026 · 0.30% APY · checked 3 times
0.00%0.40%0.80%Sep 18, 2026: 0.30% APYSep 18, 2026Sep 28, 2026
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1245 NEW BRITAIN AVE, WEST HARTFORD, CT 06110
IRA Certificate 24-Month
$0
0.30% ▼ 2.54% below national avg
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 2.54% below avg
Details

Rate History
No change since Sep 24, 2026 · 0.30% APY · checked 2 times
0.00%0.40%0.80%Sep 24, 2026: 0.30% APYSep 24, 2026Sep 28, 2026
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
102 Lasalle Rd, West Hartford, CT 06107
24 Month Certificate
$1,000
0.20% ▼ 2.64% below national avg
View
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▼ 2.64% below avg
Details

Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 3 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Sep 28, 2026
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1114 New Britain Ave, West Hartford, CT 06110
Private 2 Year
$500
0.02% ▼ 2.82% below national avg
View
▼
Rate0.02%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 2.82% below avg
Details

Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Sep 28, 2026
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1114 New Britain Ave, West Hartford, CT 06110
2 Year CD
$0
0.01% ▼ 2.83% below national avg
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 2.83% below avg
Details

Balance: $500+

Rate History
No change since Sep 24, 2026 · 0.01% APY · checked 2 times
0.00%0.26%0.51%Sep 24, 2026: 0.01% APYSep 24, 2026Sep 28, 2026
DR Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
24 Month Certificate
$500
4.45% ▲ 1.61% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.61% above avg
Details

Rate History
No change since Sep 24, 2026 · 4.45% APY · checked 2 times
3.95%4.45%4.95%Sep 24, 2026: 4.45% APYSep 24, 2026Sep 28, 2026
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
24 Month 360 CDs
$0
4.30% ▲ 1.46% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.46% above avg
Details

Fixed APY | No minimum balance

Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 2 times
3.80%4.30%4.80%Sep 18, 2026: 4.30% APYSep 18, 2026Sep 28, 2026
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1 - 2 Year Choose Your Term CD
$500
4.00% ▲ 1.16% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.16% above avg
Details

Looking for a longer term? Choose a term that works for you, from 1-2 years. Washington Trust checking account required. Available to open in branch or over the phone. Maximum deposit amount is $5 million.

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
24 month IRA Certificate
$0
4.00% ▲ 1.16% above national avg
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 20, 2026: 4.00% APYSep 20, 2026Sep 28, 2026
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.06%
2-Year Share Certificate
$1,000
3.93% ▲ 1.09% above national avg
View
▼
Rate3.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.09% above avg
Details

Penalty for early withdrawal: 6 Months Dividends

Rate History
No change since Sep 14, 2026 · 3.93% APY · checked 4 times
3.43%3.93%4.43%Sep 14, 2026: 3.93% APYSep 14, 2026Sep 28, 2026
State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Share & IRA CDs - 24 Months
$0
3.92% ▲ 1.08% above national avg
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 1.08% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.92% APY · checked 2 times
3.42%3.92%4.42%Sep 18, 2026: 3.92% APYSep 18, 2026Sep 28, 2026
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
2 Year Term Share Certificate
$0
3.81% ▲ 0.97% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.97% above avg
Details

Rate History
No change since Sep 25, 2026 · 3.82% APY
3.32%3.81%4.31%Sep 25, 2026: 3.82% APYSep 25, 2026Sep 28, 2026
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Term Share Certificate & IRA Certificate - 2 Years
$0
3.81% ▲ 0.97% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.97% above avg
Details

Rate History
No change since Sep 25, 2026 · 3.81% APY
3.31%3.81%4.31%Sep 25, 2026: 3.81% APYSep 25, 2026Sep 28, 2026
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
24 Month Business Share Certificate
$500
3.75% ▲ 0.91% above national avg
View
▼
Rate3.69%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.91% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Sep 24, 2026: 3.75% APYSep 24, 2026Sep 28, 2026
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
24 Month Share Certificate
$500
3.75% ▲ 0.91% above national avg
View
▼
Rate3.69%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.91% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Sep 28, 2026
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
24 Month IRA & Roth IRA Certificates
$0
3.75% ▲ 0.91% above national avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.91% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Sep 28, 2026
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
24 Month Share Certificates
$0
3.75% ▲ 0.91% above national avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.91% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Sep 28, 2026
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.48%
24 Month Regular term and IRA Certificates
$2,500
3.72% ▲ 0.88% above national avg
View
▼
Rate3.60%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.88% above avg
Details

Rate History
1 change since Sep 18, 2026 · 3.05% → 3.72% ▲ 0.67 pts · high 3.72% / low 3.05%
2.38%3.39%4.39%Sep 18, 2026: 3.05% APYSep 27, 2026: 3.72% APYSep 18, 2026Sep 28, 2026
  • Sep 27, 20263.72%▲ from 3.05%
  • Sep 18, 20263.05%first recorded
Flagstar Bank, National Association
Institution Rating:
D3.1 ★Texas Ratio: 37.37%
24-MONTH CD
$2,500
3.70% ▲ 0.86% above national avg
View
▼
Rate—
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.86% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 3 times
3.20%3.70%4.20%Sep 14, 2026: 3.70% APYSep 14, 2026Sep 28, 2026
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
2 Year Share Certificate
$0
3.65% ▲ 0.81% above national avg
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.81% above avg
Details

Rate History
No change since Sep 25, 2026 · 3.65% APY
3.15%3.65%4.15%Sep 25, 2026: 3.65% APYSep 25, 2026Sep 28, 2026
Bridgeport Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
24 Month Term Share Certificates
$0
3.56% ▲ 0.72% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.72% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 3 times
3.06%3.56%4.06%Sep 14, 2026: 3.56% APYSep 14, 2026Sep 28, 2026
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
24 Month CD
$0
3.50% ▲ 0.66% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.66% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Sep 28, 2026
Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
2 Year Time Deposit & IRA
$500
3.50% ▲ 0.66% above national avg
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.66% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Sep 24, 2026: 3.50% APYSep 24, 2026Sep 28, 2026
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
24 Month CD
$1,000
3.50% ▲ 0.66% above national avg
View
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.66% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 19, 2026: 3.50% APYSep 19, 2026Sep 28, 2026
Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
2 Year Certificate
$0
3.50% ▲ 0.66% above national avg
View
▼
Rate3.46%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.66% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
IRA Certificates 24 months
$0
3.50% ▲ 0.66% above national avg
View
▼
Rate3.46%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.66% above avg
Details

NCUA-insured: Yes

Rate History
No change since Sep 20, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Sep 20, 2026: 3.50% APYSep 20, 2026Sep 28, 2026
American Broadcast Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
24 Month Investment Share and IRA Certificates
$0
3.50% ▲ 0.66% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.66% above avg
Details

Rate History
1 change since Sep 18, 2026 · 2.50% → 3.50% ▲ 1.00 pts · high 3.50% / low 2.50%
1.50%3.00%4.50%Sep 18, 2026: 2.50% APYSep 25, 2026: 3.50% APYSep 18, 2026Sep 28, 2026
  • Sep 25, 20263.50%▲ from 2.50%
  • Sep 18, 20262.50%first recorded
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
24 Month Regular/IRA Share Certificate
$0
3.45% ▲ 0.61% above national avg
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.61% above avg
Details

Balance: $500 Minimum Balance Required; Dividends are declared and paid at the end of each month for all share certificates. Dividends are calculated on an average daily balance. All dividends are accurate as of 09/30/2026. There may be a penalty for early withdrawal of the share certificates.

Rate History
No change since Sep 18, 2026 · 3.45% APY · checked 3 times
2.95%3.45%3.95%Sep 18, 2026: 3.45% APYSep 18, 2026Sep 28, 2026
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
12 & 24 month terms
$25
3.40% ▲ 0.56% above national avg
View
▼
Rate—
Min Deposit$25
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.56% above avg
Details

Rate History
No change since Sep 20, 2026 · 3.40% APY · checked 2 times
2.90%3.40%3.90%Sep 20, 2026: 3.40% APYSep 20, 2026Sep 28, 2026
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
24 Month Business Certificate of Deposit - Fixed Rate
$1,000
3.35% ▲ 0.51% above national avg
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.51% above avg
Details

Interest Rate $1,000 - $249,999.99 Daily balance to earn APY

Rate History
No change since Sep 19, 2026 · 3.35% APY · checked 4 times
2.85%3.35%3.85%Sep 19, 2026: 3.35% APYSep 19, 2026Sep 28, 2026
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
24 Month Certificate of Deposit - Fixed Rate
$1,000
3.35% ▲ 0.51% above national avg
View
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.51% above avg
Details

Interest Rate $1,000 - $249,999.99 Daily balance to earn APY

Rate History
No change since Sep 19, 2026 · 3.35% APY · checked 3 times
2.85%3.35%3.85%Sep 19, 2026: 3.35% APYSep 19, 2026Sep 28, 2026
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
24 Month IRA Certificate
$0
3.35% ▲ 0.51% above national avg
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.51% above avg
Details

Rate History
No change since Sep 20, 2026 · 3.35% APY · checked 2 times
2.85%3.35%3.85%Sep 20, 2026: 3.35% APYSep 20, 2026Sep 28, 2026
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
24 Month Regular Certificate
$0
3.35% ▲ 0.51% above national avg
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.51% above avg
Details

Rate History
No change since Sep 20, 2026 · 3.35% APY · checked 2 times
2.85%3.35%3.85%Sep 20, 2026: 3.35% APYSep 20, 2026Sep 28, 2026
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
12 & 24 month terms
$25
3.30% ▲ 0.46% above national avg
View
▼
Rate—
Min Deposit$25
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.46% above avg
Details

Rate History
No change since Sep 20, 2026 · 3.30% APY · checked 2 times
2.80%3.30%3.80%Sep 20, 2026: 3.30% APYSep 20, 2026Sep 28, 2026
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
24 Month Certificate
$500
3.25% ▲ 0.41% above national avg
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.41% above avg
Details

dividends compounded monthly. Early withdrawal penalty = 180 days dividend.

Rate History
No change since Sep 20, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Sep 20, 2026: 3.25% APYSep 20, 2026Sep 28, 2026
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
24 Month Share Certificate
$0
3.04% ▲ 0.20% above national avg
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.20% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.04% APY · checked 3 times
2.54%3.04%3.54%Sep 18, 2026: 3.04% APYSep 18, 2026Sep 28, 2026
New Haven County Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.97%
Share Certificate - 2 year
$0
3.03% ▲ 0.19% above national avg
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.19% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 3 times
2.53%3.03%3.53%Sep 14, 2026: 3.03% APYSep 14, 2026Sep 28, 2026
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
2 Year Certificates of Deposit (Regular and IRAs)
$0
3.00% ▲ 0.16% above national avg
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.16% above avg
Details

Rate History
No change since Sep 11, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 11, 2026: 3.00% APYSep 11, 2026Sep 28, 2026
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
2 1/2 Year IRA CD
$0
3.00% ▲ 0.16% above national avg
View
▼
Rate2.92%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.16% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 19, 2026: 3.00% APYSep 19, 2026Sep 28, 2026
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
24 Month Certificate
$0
3.00% ▲ 0.16% above national avg
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.16% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 19, 2026: 3.00% APYSep 19, 2026Sep 28, 2026
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
2 Year Certificate of Deposit
$500
3.00% ▲ 0.16% above national avg
View
▼
Rate2.92%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 0.16% above avg
Details

Rate History
No change since Sep 20, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 20, 2026: 3.00% APYSep 20, 2026Sep 28, 2026
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
2 Year IRA Share Certificate
$0
3.00% ▲ 0.16% above national avg
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.16% above avg
Details

Rate History
No change since Sep 25, 2026 · 3.00% APY
2.50%3.00%3.50%Sep 25, 2026: 3.00% APYSep 25, 2026Sep 28, 2026

West Hartford 36 Month CD Rates

National 36 Month CD Average2.76% APY▼ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
973 Farmington Ave, West Hartford, CT 06107 2101
36 Month Share Certificate
$0
3.75% ▲ 0.99% above national avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.99% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Sep 28, 2026
Citizens Access
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
15 S Main St, West Hartford, CT 06107
3 Year Online CD
$0
2.75% ▼ 0.01% below national avg
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 0.01% below avg
Details

Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Sep 28, 2026
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
970 Farmington Ave, West Hartford, CT 06107
3-Year CD
$0
1.25% ▼ 1.51% below national avg
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 1.51% below avg
Details

Rate History
No change since Sep 24, 2026 · 1.25% APY · checked 2 times
0.75%1.25%1.75%Sep 24, 2026: 1.25% APYSep 24, 2026Sep 28, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
143 S Main St, West Hartford, CT 06107
3 Year Certificate
$0
1.00% ▼ 1.76% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 1.76% below avg
Details

Balance: $250.00 - $9,999.99

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Sep 28, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
143 S Main St, West Hartford, CT 06107
3 Year TD Choice CD
$250
1.00% ▼ 1.76% below national avg
View
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 1.76% below avg
Details

Relationship APY

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Sep 28, 2026
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1245 NEW BRITAIN AVE, WEST HARTFORD, CT 06110
36 Month Certificate
$0
0.60% ▼ 2.16% below national avg
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 2.16% below avg
Details

Rate History
No change since Sep 18, 2026 · 0.60% APY · checked 3 times
0.10%0.60%1.10%Sep 18, 2026: 0.60% APYSep 18, 2026Sep 28, 2026
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1245 NEW BRITAIN AVE, WEST HARTFORD, CT 06110
IRA Certificate 36-Month
$0
0.60% ▼ 2.16% below national avg
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 2.16% below avg
Details

Rate History
No change since Sep 24, 2026 · 0.60% APY · checked 2 times
0.10%0.60%1.10%Sep 24, 2026: 0.60% APYSep 24, 2026Sep 28, 2026
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
102 Lasalle Rd, West Hartford, CT 06107
36 Month Certificate
$1,000
0.25% ▼ 2.51% below national avg
View
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▼ 2.51% below avg
Details

Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 3 times
0.00%0.38%0.75%Sep 24, 2026: 0.25% APYSep 24, 2026Sep 28, 2026
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
36 Month 360 CDs
$0
4.30% ▲ 1.54% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.54% above avg
Details

Fixed APY | No minimum balance

Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 2 times
3.80%4.30%4.80%Sep 18, 2026: 4.30% APYSep 18, 2026Sep 28, 2026
State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Share & IRA CDs - 36 Months
$0
4.02% ▲ 1.26% above national avg
View
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.76%▲ 1.26% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.02% APY · checked 2 times
3.52%4.02%4.52%Sep 18, 2026: 4.02% APYSep 18, 2026Sep 28, 2026
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
36 Month Business Share Certificate
$500
4.00% ▲ 1.24% above national avg
View
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.24% above avg
Details

Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 24, 2026: 4.00% APYSep 24, 2026Sep 28, 2026
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
36 Month Share Certificate
$500
4.00% ▲ 1.24% above national avg
View
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.24% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
3-Year CD
$500
4.00% ▲ 1.24% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▲ 1.24% above avg
Details

Requires having a Newtown Savings Bank checking account (3.75% APY without checking)*. Limited time in-branch offer!

Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 20, 2026: 4.00% APYSep 20, 2026Sep 28, 2026
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.06%
3-Year Share Certificate
$1,000
3.98% ▲ 1.22% above national avg
View
▼
Rate3.90%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▲ 1.22% above avg
Details

Penalty for early withdrawal: 9 Months Dividends

Rate History
No change since Sep 14, 2026 · 3.98% APY · checked 4 times
3.48%3.98%4.48%Sep 14, 2026: 3.98% APYSep 14, 2026Sep 28, 2026
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
3 Year Term Share Certificate
$0
3.87% ▲ 1.11% above national avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▲ 1.11% above avg
Details

Rate History
No change since Sep 25, 2026 · 3.87% APY
3.37%3.87%4.37%Sep 25, 2026: 3.87% APYSep 25, 2026Sep 28, 2026
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.48%
36 Month Regular term and IRA Certificates
$2,500
3.82% ▲ 1.06% above national avg
View
▼
Rate3.75%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.06% above avg
Details

Rate History
1 change since Sep 18, 2026 · 3.20% → 3.82% ▲ 0.62 pts · high 3.82% / low 3.20%
2.58%3.51%4.44%Sep 18, 2026: 3.20% APYSep 27, 2026: 3.82% APYSep 18, 2026Sep 28, 2026
  • Sep 27, 20263.82%▲ from 3.20%
  • Sep 18, 20263.20%first recorded
Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
3 Year CD
$0
3.75% ▲ 0.99% above national avg
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▲ 0.99% above avg
Details

Early Withdrawal Penalty: 365 Days Interest

Rate History
No change since Sep 20, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 20, 2026: 3.75% APYSep 20, 2026Sep 28, 2026
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
3 Year Share Certificate
$0
3.75% ▲ 0.99% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▲ 0.99% above avg
Details

Rate History
No change since Sep 25, 2026 · 3.75% APY
3.25%3.75%4.25%Sep 25, 2026: 3.75% APYSep 25, 2026Sep 28, 2026
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
36 Month IRA & Roth IRA Certificates
$0
3.75% ▲ 0.99% above national avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.99% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Sep 28, 2026
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
36 Month Share Certificates
$0
3.75% ▲ 0.99% above national avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.99% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Sep 28, 2026
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
36 Month Regular/IRA Share Certificate
$0
3.56% ▲ 0.80% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▲ 0.80% above avg
Details

Balance: $500 Minimum Balance Required; Dividends are declared and paid at the end of each month for all share certificates. Dividends are calculated on an average daily balance. All dividends are accurate as of 09/30/2026. There may be a penalty for early withdrawal of the share certificates.

Rate History
No change since Sep 18, 2026 · 3.56% APY · checked 3 times
3.06%3.56%4.06%Sep 18, 2026: 3.56% APYSep 18, 2026Sep 28, 2026
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
36 Month CD
$0
3.50% ▲ 0.74% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.74% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Sep 28, 2026
Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
3 Year Time Deposit & IRA
$500
3.50% ▲ 0.74% above national avg
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.74% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Sep 24, 2026: 3.50% APYSep 24, 2026Sep 28, 2026
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
36 Month CD
$1,000
3.50% ▲ 0.74% above national avg
View
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.74% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 19, 2026: 3.50% APYSep 19, 2026Sep 28, 2026
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
36 Month Business Certificate of Deposit - Fixed Rate
$1,000
3.40% ▲ 0.64% above national avg
View
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.64% above avg
Details

Interest Rate $1,000 - $249,999.99 Daily balance to earn APY

Rate History
No change since Sep 19, 2026 · 3.40% APY · checked 3 times
2.90%3.40%3.90%Sep 19, 2026: 3.40% APYSep 19, 2026Sep 28, 2026
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
36 Month Certificate of Deposit - Fixed Rate
$1,000
3.40% ▲ 0.64% above national avg
View
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.64% above avg
Details

Interest Rate $1,000 - $249,999.99 Daily balance to earn APY

Rate History
No change since Sep 19, 2026 · 3.40% APY · checked 3 times
2.90%3.40%3.90%Sep 19, 2026: 3.40% APYSep 19, 2026Sep 28, 2026
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
36 Month IRA Certificate
$0
3.35% ▲ 0.59% above national avg
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▲ 0.59% above avg
Details

Rate History
No change since Sep 20, 2026 · 3.35% APY · checked 2 times
2.85%3.35%3.85%Sep 20, 2026: 3.35% APYSep 20, 2026Sep 28, 2026
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
36 Month Regular Certificate
$0
3.35% ▲ 0.59% above national avg
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▲ 0.59% above avg
Details

Rate History
No change since Sep 20, 2026 · 3.35% APY · checked 2 times
2.85%3.35%3.85%Sep 20, 2026: 3.35% APYSep 20, 2026Sep 28, 2026
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
36 Month Certificate
$0
3.25% ▲ 0.49% above national avg
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.49% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.25% APY · checked 3 times
2.75%3.25%3.75%Sep 19, 2026: 3.25% APYSep 19, 2026Sep 28, 2026
Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
3 Year Certificate
$0
3.25% ▲ 0.49% above national avg
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▲ 0.49% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 3 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Sep 28, 2026
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
36 Month IRA
$500
3.05% ▲ 0.29% above national avg
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.29% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 3 times
2.55%3.05%3.55%Sep 14, 2026: 3.05% APYSep 14, 2026Sep 28, 2026
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3 Year Certificates of Deposit (Regular and IRAs)
$0
3.00% ▲ 0.24% above national avg
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.24% above avg
Details

Rate History
No change since Sep 11, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 11, 2026: 3.00% APYSep 11, 2026Sep 28, 2026
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
3 Year Certificate of Deposit
$500
3.00% ▲ 0.24% above national avg
View
▼
Rate2.92%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▲ 0.24% above avg
Details

Rate History
No change since Sep 20, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 20, 2026: 3.00% APYSep 20, 2026Sep 28, 2026
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
3 Year IRA Share Certificate
$0
3.00% ▲ 0.24% above national avg
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▲ 0.24% above avg
Details

Rate History
No change since Sep 25, 2026 · 3.00% APY
2.50%3.00%3.50%Sep 25, 2026: 3.00% APYSep 25, 2026Sep 28, 2026
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
36 Month Certificate
$500
3.00% ▲ 0.24% above national avg
View
▼
Rate2.96%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 0.24% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Sep 28, 2026
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
36 Month Certificate
$0
2.85% ▲ 0.09% above national avg
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▲ 0.09% above avg
Details

Rate History
No change since Sep 20, 2026 · 2.85% APY · checked 2 times
2.35%2.85%3.35%Sep 20, 2026: 2.85% APYSep 20, 2026Sep 28, 2026
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
3 Year Certificate
$0
2.78% ▲ 0.02% above national avg
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▲ 0.02% above avg
Details

Rate History
No change since Sep 18, 2026 · 2.78% APY · checked 3 times
2.28%2.78%3.28%Sep 18, 2026: 2.78% APYSep 18, 2026Sep 28, 2026
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
3 Year Certificate
$0
2.54% ▼ 0.22% below national avg
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 0.22% below avg
Details

Rate History
No change since Sep 19, 2026 · 2.54% APY · checked 3 times
2.04%2.54%3.04%Sep 19, 2026: 2.54% APYSep 19, 2026Sep 28, 2026
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
IRA Accounts - 3 Year
$0
2.54% ▼ 0.22% below national avg
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 0.22% below avg
Details

Rate History
No change since Sep 19, 2026 · 2.54% APY · checked 3 times
2.04%2.54%3.04%Sep 19, 2026: 2.54% APYSep 19, 2026Sep 28, 2026
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Term Share Certificate & IRA Certificate - 3 Years
$0
2.53% ▼ 0.23% below national avg
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▼ 0.23% below avg
Details

Rate History
No change since Sep 25, 2026 · 2.53% APY
2.03%2.53%3.03%Sep 25, 2026: 2.53% APYSep 25, 2026Sep 28, 2026
Achieve Financial Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.09%
Share Certificate - 36 Months
$0
2.53% ▼ 0.23% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.23% below avg
Details

Rate History
No change since Sep 14, 2026 · 2.53% APY · checked 3 times
2.03%2.53%3.03%Sep 14, 2026: 2.53% APYSep 14, 2026Sep 28, 2026
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
36 Month Share Certificate
$0
2.53% ▼ 0.23% below national avg
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 0.23% below avg
Details

Rate History
No change since Sep 18, 2026 · 2.53% APY · checked 3 times
2.03%2.53%3.03%Sep 18, 2026: 2.53% APYSep 18, 2026Sep 28, 2026
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
3 Year Star Relationship CD
$500
2.50% ▼ 0.26% below national avg
View
▼
Rate2.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 0.26% below avg
Details

Early Withdrawal Penalties May Apply

Rate History
No change since Sep 19, 2026 · 2.50% APY · checked 3 times
2.00%2.50%3.00%Sep 19, 2026: 2.50% APYSep 19, 2026Sep 28, 2026
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
3-Year Certificate
$0
2.50% ▼ 0.26% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▼ 0.26% below avg
Details

Premium APY

Rate History
No change since Sep 28, 2026 · 2.50% APY
2.00%2.50%3.00%Sep 28, 2026: 2.50% APYSep 28, 2026Sep 28, 2026
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
CD & IRA - 36 Months
$1,000
2.50% ▼ 0.26% below national avg
View
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▼ 0.26% below avg
Details

Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 4 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Sep 28, 2026
New Haven County Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.97%
Share Certificate - 3 year
$0
2.43% ▼ 0.33% below national avg
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▼ 0.33% below avg
Details

Rate History
No change since Sep 14, 2026 · 2.43% APY · checked 3 times
1.93%2.43%2.93%Sep 14, 2026: 2.43% APYSep 14, 2026Sep 28, 2026
Hometown Bank Oxford, MA
Institution Rating:
B4.5 ★Texas Ratio: 21.49%
36 Month Certificate of Deposit
$1,000
2.40% ▼ 0.36% below national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 0.36% below avg
Details

Rate History
No change since Sep 14, 2026 · 2.40% APY · checked 4 times
1.90%2.40%2.90%Sep 14, 2026: 2.40% APYSep 14, 2026Sep 28, 2026
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
36 month IRA Certificate
$0
2.30% ▼ 0.46% below national avg
View
▼
Rate2.28%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▼ 0.46% below avg
Details

Rate History
No change since Sep 20, 2026 · 2.30% APY · checked 2 times
1.80%2.30%2.80%Sep 20, 2026: 2.30% APYSep 20, 2026Sep 28, 2026
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
3-Year Certificate
$0
2.25% ▼ 0.51% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▼ 0.51% below avg
Details

Rate History
No change since Sep 28, 2026 · 2.25% APY
1.75%2.25%2.75%Sep 28, 2026: 2.25% APYSep 28, 2026Sep 28, 2026
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
36 Month Certificate
$500
2.25% ▼ 0.51% below national avg
View
▼
Rate2.23%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▼ 0.51% below avg
Details

dividends compounded monthly. Early withdrawal penalty = 180 days dividend.

Rate History
No change since Sep 20, 2026 · 2.25% APY · checked 2 times
1.75%2.25%2.75%Sep 20, 2026: 2.25% APYSep 20, 2026Sep 28, 2026

West Hartford 48 Month CD Rates

National 48 Month CD Average2.75% APY▼ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
973 Farmington Ave, West Hartford, CT 06107 2101
48 Month Share Certificate
$0
3.75% ▲ 1.00% above national avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.00% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Sep 28, 2026
Citizens Access
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
15 S Main St, West Hartford, CT 06107
4 Year Online CD
$0
2.75% At national avg
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%At the average
Details

Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Sep 28, 2026
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
970 Farmington Ave, West Hartford, CT 06107
4-Year CD
$0
1.35% ▼ 1.40% below national avg
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▼ 1.40% below avg
Details

Rate History
No change since Sep 24, 2026 · 1.35% APY · checked 2 times
0.85%1.35%1.85%Sep 24, 2026: 1.35% APYSep 24, 2026Sep 28, 2026
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1245 NEW BRITAIN AVE, WEST HARTFORD, CT 06110
48 Month Certificate
$0
0.60% ▼ 2.15% below national avg
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▼ 2.15% below avg
Details

Rate History
No change since Sep 18, 2026 · 0.60% APY · checked 3 times
0.10%0.60%1.10%Sep 18, 2026: 0.60% APYSep 18, 2026Sep 28, 2026
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1245 NEW BRITAIN AVE, WEST HARTFORD, CT 06110
IRA Certificate 48-Month
$0
0.60% ▼ 2.15% below national avg
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▼ 2.15% below avg
Details

Rate History
No change since Sep 24, 2026 · 0.60% APY · checked 2 times
0.10%0.60%1.10%Sep 24, 2026: 0.60% APYSep 24, 2026Sep 28, 2026
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
102 Lasalle Rd, West Hartford, CT 06107
48 Month Certificate
$1,000
0.30% ▼ 2.45% below national avg
View
▼
Rate0.30%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▼ 2.45% below avg
Details

Rate History
No change since Sep 24, 2026 · 0.30% APY · checked 3 times
0.00%0.40%0.80%Sep 24, 2026: 0.30% APYSep 24, 2026Sep 28, 2026
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
48 Month 360 CDs
$0
4.30% ▲ 1.55% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.55% above avg
Details

Fixed APY | No minimum balance

Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 2 times
3.80%4.30%4.80%Sep 18, 2026: 4.30% APYSep 18, 2026Sep 28, 2026
State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Share & IRA CDs - 48 Months
$0
4.18% ▲ 1.43% above national avg
View
▼
Rate4.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▲ 1.43% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.18% APY · checked 2 times
3.68%4.18%4.68%Sep 18, 2026: 4.18% APYSep 18, 2026Sep 28, 2026
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.06%
4-Year Share Certificate
$1,000
4.03% ▲ 1.28% above national avg
View
▼
Rate3.95%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▲ 1.28% above avg
Details

Penalty for early withdrawal: 9 Months Dividends

Rate History
No change since Sep 14, 2026 · 4.03% APY · checked 4 times
3.53%4.03%4.53%Sep 14, 2026: 4.03% APYSep 14, 2026Sep 28, 2026
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
4 Year Term Share Certificate
$0
3.92% ▲ 1.17% above national avg
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▲ 1.17% above avg
Details

Rate History
No change since Sep 25, 2026 · 3.92% APY
3.42%3.92%4.42%Sep 25, 2026: 3.92% APYSep 25, 2026Sep 28, 2026
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.48%
48 Month Regular term and IRA Certificates
$2,500
3.82% ▲ 1.07% above national avg
View
▼
Rate3.75%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.07% above avg
Details

Rate History
1 change since Sep 18, 2026 · 3.30% → 3.82% ▲ 0.52 pts · high 3.82% / low 3.30%
2.78%3.56%4.34%Sep 18, 2026: 3.30% APYSep 27, 2026: 3.82% APYSep 18, 2026Sep 28, 2026
  • Sep 27, 20263.82%▲ from 3.30%
  • Sep 18, 20263.30%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
48 Month CD
$0
3.50% ▲ 0.75% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.75% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Sep 28, 2026
Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
4 Year Time Deposit & IRA
$500
3.50% ▲ 0.75% above national avg
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.75% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Sep 24, 2026: 3.50% APYSep 24, 2026Sep 28, 2026
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
48 Month CD
$1,000
3.50% ▲ 0.75% above national avg
View
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.75% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 19, 2026: 3.50% APYSep 19, 2026Sep 28, 2026
Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
4 Year CD
$0
3.50% ▲ 0.75% above national avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▲ 0.75% above avg
Details

Early Withdrawal Penalty: 365 Days Interest

Rate History
No change since Sep 20, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 20, 2026: 3.50% APYSep 20, 2026Sep 28, 2026
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
48 Month IRA & Roth IRA Certificates
$0
3.50% ▲ 0.75% above national avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.75% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
48 Month Share Certificates
$0
3.50% ▲ 0.75% above national avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.75% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
48 Month Business Certificate of Deposit - Fixed Rate
$1,000
3.45% ▲ 0.70% above national avg
View
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.70% above avg
Details

Interest Rate $1,000 - $249,999.99 Daily balance to earn APY

Rate History
No change since Sep 19, 2026 · 3.45% APY · checked 3 times
2.95%3.45%3.95%Sep 19, 2026: 3.45% APYSep 19, 2026Sep 28, 2026
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
48 Month Certificate of Deposit - Fixed Rate
$1,000
3.45% ▲ 0.70% above national avg
View
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.70% above avg
Details

Interest Rate $1,000 - $249,999.99 Daily balance to earn APY

Rate History
No change since Sep 19, 2026 · 3.45% APY · checked 3 times
2.95%3.45%3.95%Sep 19, 2026: 3.45% APYSep 19, 2026Sep 28, 2026
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
48 Month IRA Certificate
$0
3.35% ▲ 0.60% above national avg
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▲ 0.60% above avg
Details

Rate History
No change since Sep 20, 2026 · 3.35% APY · checked 2 times
2.85%3.35%3.85%Sep 20, 2026: 3.35% APYSep 20, 2026Sep 28, 2026
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
48 Month Regular Certificate
$0
3.35% ▲ 0.60% above national avg
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▲ 0.60% above avg
Details

Rate History
No change since Sep 20, 2026 · 3.35% APY · checked 2 times
2.85%3.35%3.85%Sep 20, 2026: 3.35% APYSep 20, 2026Sep 28, 2026
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
4 Year Certificates of Deposit (Regular and IRAs)
$0
3.00% ▲ 0.25% above national avg
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.25% above avg
Details

Rate History
No change since Sep 11, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 11, 2026: 3.00% APYSep 11, 2026Sep 28, 2026
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
4 Year IRA Share Certificate
$0
3.00% ▲ 0.25% above national avg
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▲ 0.25% above avg
Details

Rate History
No change since Sep 25, 2026 · 3.00% APY
2.50%3.00%3.50%Sep 25, 2026: 3.00% APYSep 25, 2026Sep 28, 2026
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
48 Month Certificate
$0
2.95% ▲ 0.20% above national avg
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▲ 0.20% above avg
Details

Rate History
No change since Sep 20, 2026 · 2.95% APY · checked 2 times
2.45%2.95%3.45%Sep 20, 2026: 2.95% APYSep 20, 2026Sep 28, 2026
Achieve Financial Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.09%
Share Certificate - 48 Months
$0
2.79% ▲ 0.04% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 0.04% above avg
Details

Rate History
No change since Sep 14, 2026 · 2.79% APY · checked 3 times
2.29%2.79%3.29%Sep 14, 2026: 2.79% APYSep 14, 2026Sep 28, 2026
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
48 Month Share Certificate
$0
2.78% ▲ 0.03% above national avg
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.03% above avg
Details

Rate History
No change since Sep 18, 2026 · 2.78% APY · checked 3 times
2.28%2.78%3.28%Sep 18, 2026: 2.78% APYSep 18, 2026Sep 28, 2026
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
48 Month Certificate
$500
2.75% At national avg
View
▼
Rate2.72%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%At the average
Details

dividends compounded monthly. Early withdrawal penalty = 180 days dividend.

Rate History
No change since Sep 20, 2026 · 2.75% APY · checked 2 times
2.25%2.75%3.25%Sep 20, 2026: 2.75% APYSep 20, 2026Sep 28, 2026
New Haven County Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.97%
Share Certificate - 4 year
$0
2.63% ▼ 0.12% below national avg
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▼ 0.12% below avg
Details

Rate History
No change since Sep 14, 2026 · 2.63% APY · checked 3 times
2.13%2.63%3.13%Sep 14, 2026: 2.63% APYSep 14, 2026Sep 28, 2026
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
CD & IRA - 48 Months
$1,000
2.55% ▼ 0.20% below national avg
View
▼
Rate2.52%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▼ 0.20% below avg
Details

Rate History
No change since Sep 14, 2026 · 2.55% APY · checked 4 times
2.05%2.55%3.05%Sep 14, 2026: 2.55% APYSep 14, 2026Sep 28, 2026
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
48 month IRA Certificate
$0
2.55% ▼ 0.20% below national avg
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▼ 0.20% below avg
Details

Rate History
No change since Sep 20, 2026 · 2.55% APY · checked 2 times
2.05%2.55%3.05%Sep 20, 2026: 2.55% APYSep 20, 2026Sep 28, 2026
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
4 Year Certificate
$0
2.54% ▼ 0.21% below national avg
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▼ 0.21% below avg
Details

Rate History
No change since Sep 19, 2026 · 2.54% APY · checked 3 times
2.04%2.54%3.04%Sep 19, 2026: 2.54% APYSep 19, 2026Sep 28, 2026
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
IRA Accounts - 4 Year
$0
2.54% ▼ 0.21% below national avg
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▼ 0.21% below avg
Details

Rate History
No change since Sep 19, 2026 · 2.54% APY · checked 3 times
2.04%2.54%3.04%Sep 19, 2026: 2.54% APYSep 19, 2026Sep 28, 2026
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Term Share Certificate & IRA Certificate - 4 Years
$0
2.53% ▼ 0.22% below national avg
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▼ 0.22% below avg
Details

Rate History
No change since Sep 25, 2026 · 2.53% APY
2.03%2.53%3.03%Sep 25, 2026: 2.53% APYSep 25, 2026Sep 28, 2026
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
4 Year Star Relationship CD
$500
2.50% ▼ 0.25% below national avg
View
▼
Rate2.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▼ 0.25% below avg
Details

Early Withdrawal Penalties May Apply

Rate History
No change since Sep 19, 2026 · 2.50% APY · checked 3 times
2.00%2.50%3.00%Sep 19, 2026: 2.50% APYSep 19, 2026Sep 28, 2026
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
4-Year Certificate
$0
2.50% ▼ 0.25% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▼ 0.25% below avg
Details

Premium APY

Rate History
No change since Sep 28, 2026 · 2.50% APY
2.00%2.50%3.00%Sep 28, 2026: 2.50% APYSep 28, 2026Sep 28, 2026
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
4 Year Certificate of Deposit
$500
2.50% ▼ 0.25% below national avg
View
▼
Rate2.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▼ 0.25% below avg
Details

Rate History
No change since Sep 20, 2026 · 2.50% APY · checked 3 times
2.00%2.50%3.00%Sep 20, 2026: 2.50% APYSep 20, 2026Sep 28, 2026
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
48 month Certificate
$1,000
2.50% ▼ 0.25% below national avg
View
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▼ 0.25% below avg
Details

Rate History
No change since Sep 12, 2026 · 2.50% APY · checked 7 times
2.00%2.50%3.00%Sep 12, 2026: 2.50% APYSep 12, 2026Sep 28, 2026
Hometown Bank Oxford, MA
Institution Rating:
B4.5 ★Texas Ratio: 21.49%
48 Month Certificate of Deposit
$1,000
2.35% ▼ 0.40% below national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▼ 0.40% below avg
Details

Rate History
No change since Sep 14, 2026 · 2.35% APY · checked 4 times
1.85%2.35%2.85%Sep 14, 2026: 2.35% APYSep 14, 2026Sep 28, 2026
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
4-Year Certificate
$0
2.25% ▼ 0.50% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▼ 0.50% below avg
Details

Rate History
No change since Sep 28, 2026 · 2.25% APY
1.75%2.25%2.75%Sep 28, 2026: 2.25% APYSep 28, 2026Sep 28, 2026
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
4 Year Certificate
$0
2.02% ▼ 0.73% below national avg
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▼ 0.73% below avg
Details

Balance: $100,000.00 and over

Rate History
No change since Sep 24, 2026 · 2.02% APY · checked 2 times
1.52%2.02%2.52%Sep 24, 2026: 2.02% APYSep 24, 2026Sep 28, 2026
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
48 Month Certificate
$1,000
2.02% ▼ 0.73% below national avg
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▼ 0.73% below avg
Details

Rate History
No change since Sep 25, 2026 · 2.02% APY
1.52%2.02%2.52%Sep 25, 2026: 2.02% APYSep 25, 2026Sep 28, 2026
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
4 Year Term Share Certificate
$500
2.00% ▼ 0.75% below national avg
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▼ 0.75% below avg
Details

Rate History
No change since Sep 25, 2026 · 2.00% APY
1.50%2.00%2.50%Sep 25, 2026: 2.00% APYSep 25, 2026Sep 28, 2026
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
48 Month IRA Certificate
$0
2.00% ▼ 0.75% below national avg
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▼ 0.75% below avg
Details

Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Sep 28, 2026
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
48 Month Share Certificates
$0
2.00% ▼ 0.75% below national avg
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.75%▼ 0.75% below avg
Details

Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 3 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Sep 28, 2026
Manchester Municipal Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
48 Month Certificate Accounts
$0
1.90% ▼ 0.85% below national avg
View
▼
Rate1.89%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▼ 0.85% below avg
Details

Rate History
No change since Sep 14, 2026 · 1.90% APY · checked 3 times
1.40%1.90%2.40%Sep 14, 2026: 1.90% APYSep 14, 2026Sep 28, 2026
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
4 Year Certificate
$0
1.76% ▼ 0.99% below national avg
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▼ 0.99% below avg
Details

Balance: $25,000.00-$99,999.99

Rate History
No change since Sep 24, 2026 · 1.76% APY · checked 2 times
1.26%1.76%2.26%Sep 24, 2026: 1.76% APYSep 24, 2026Sep 28, 2026
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
4 Year Certificate
$0
1.65% ▼ 1.10% below national avg
View
▼
Rate1.63%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▼ 1.10% below avg
Details

Rate History
No change since Sep 18, 2026 · 1.65% APY · checked 3 times
1.15%1.65%2.15%Sep 18, 2026: 1.65% APYSep 18, 2026Sep 28, 2026
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
4 Year Certificates of Deposit (CDs)
$1,000
1.50% ▼ 1.25% below national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▼ 1.25% below avg
Details

APY* Annual Percentage Yield (APY) is accurate as of September 9, 2026 and subject to change before account opening. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.

Rate History
No change since Sep 24, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Sep 24, 2026: 1.50% APYSep 24, 2026Sep 28, 2026
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
4 Year Certificate
$0
1.00% ▼ 1.75% below national avg
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▼ 1.75% below avg
Details

Balance: $2,500.00-$24,999.99

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Sep 28, 2026
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
4 Year Certificate
$500
1.00% ▼ 1.75% below national avg
View
▼
Rate0.99%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▼ 1.75% below avg
Details

Rate History
No change since Sep 25, 2026 · 1.00% APY
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Sep 28, 2026

West Hartford 60 Month CD Rates

National 60 Month CD Average2.84% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
973 Farmington Ave, West Hartford, CT 06107 2101
60 Month Share Certificate
$0
3.75% ▲ 0.91% above national avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.91% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Sep 28, 2026
Citizens Access
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
15 S Main St, West Hartford, CT 06107
5 Year Online CD
$0
2.75% ▼ 0.09% below national avg
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 0.09% below avg
Details

Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Sep 28, 2026
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
970 Farmington Ave, West Hartford, CT 06107
5-Year CD
$0
1.45% ▼ 1.39% below national avg
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 1.39% below avg
Details

Rate History
No change since Sep 24, 2026 · 1.45% APY · checked 2 times
0.95%1.45%1.95%Sep 24, 2026: 1.45% APYSep 24, 2026Sep 28, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
143 S Main St, West Hartford, CT 06107
5 Year Certificate
$0
1.00% ▼ 1.84% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 1.84% below avg
Details

Balance: $250.00 - $9,999.99

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Sep 28, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
143 S Main St, West Hartford, CT 06107
5 Year TD Choice CD
$250
1.00% ▼ 1.84% below national avg
View
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 1.84% below avg
Details

Relationship APY

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Sep 28, 2026
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1245 NEW BRITAIN AVE, WEST HARTFORD, CT 06110
60 Month Certificate
$0
0.75% ▼ 2.09% below national avg
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 2.09% below avg
Details

Rate History
No change since Sep 18, 2026 · 0.75% APY · checked 3 times
0.25%0.75%1.25%Sep 18, 2026: 0.75% APYSep 18, 2026Sep 28, 2026
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1245 NEW BRITAIN AVE, WEST HARTFORD, CT 06110
IRA Certificate 60-Month
$0
0.75% ▼ 2.09% below national avg
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 2.09% below avg
Details

Rate History
No change since Sep 24, 2026 · 0.75% APY · checked 2 times
0.25%0.75%1.25%Sep 24, 2026: 0.75% APYSep 24, 2026Sep 28, 2026
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
102 Lasalle Rd, West Hartford, CT 06107
60 Month Certificate
$1,000
0.40% ▼ 2.44% below national avg
View
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▼ 2.44% below avg
Details

Rate History
No change since Sep 24, 2026 · 0.40% APY · checked 3 times
0.00%0.45%0.90%Sep 24, 2026: 0.40% APYSep 24, 2026Sep 28, 2026
State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Share & IRA CDs - 60 Months
$0
4.34% ▲ 1.50% above national avg
View
▼
Rate4.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 1.50% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.34% APY · checked 2 times
3.84%4.34%4.84%Sep 18, 2026: 4.34% APYSep 18, 2026Sep 28, 2026
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
60 Month 360 CDs
$0
4.30% ▲ 1.46% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.46% above avg
Details

Fixed APY | No minimum balance

Rate History
No change since Sep 18, 2026 · 4.30% APY · checked 2 times
3.80%4.30%4.80%Sep 18, 2026: 4.30% APYSep 18, 2026Sep 28, 2026
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.06%
5-Year Share Certificate
$1,000
4.08% ▲ 1.24% above national avg
View
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.24% above avg
Details

Penalty for early withdrawal: 9 Months Dividends

Rate History
No change since Sep 14, 2026 · 4.08% APY · checked 4 times
3.58%4.08%4.58%Sep 14, 2026: 4.08% APYSep 14, 2026Sep 28, 2026
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
60 Month Business Share Certificate
$500
4.00% ▲ 1.16% above national avg
View
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 24, 2026: 4.00% APYSep 24, 2026Sep 28, 2026
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
60 Month Share Certificate
$500
4.00% ▲ 1.16% above national avg
View
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
5 Year Term Share Certificate
$0
3.92% ▲ 1.08% above national avg
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.08% above avg
Details

Rate History
No change since Sep 25, 2026 · 3.92% APY
3.42%3.92%4.42%Sep 25, 2026: 3.92% APYSep 25, 2026Sep 28, 2026
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.48%
60 Month Regular term and IRA Certificates
$2,500
3.82% ▲ 0.98% above national avg
View
▼
Rate3.75%
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.98% above avg
Details

Rate History
1 change since Sep 18, 2026 · 3.30% → 3.82% ▲ 0.52 pts · high 3.82% / low 3.30%
2.78%3.56%4.34%Sep 18, 2026: 3.30% APYSep 27, 2026: 3.82% APYSep 18, 2026Sep 28, 2026
  • Sep 27, 20263.82%▲ from 3.30%
  • Sep 18, 20263.30%first recorded
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
60 Month Regular/IRA Share Certificate
$0
3.61% ▲ 0.77% above national avg
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.77% above avg
Details

Balance: $500 Minimum Balance Required; Dividends are declared and paid at the end of each month for all share certificates. Dividends are calculated on an average daily balance. All dividends are accurate as of 09/30/2026. There may be a penalty for early withdrawal of the share certificates.

Rate History
No change since Sep 18, 2026 · 3.61% APY · checked 3 times
3.11%3.61%4.11%Sep 18, 2026: 3.61% APYSep 18, 2026Sep 28, 2026
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
5-year online CDs
$0
3.60% ▲ 0.76% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.76% above avg
Details

CD rates are fixed upon opening the account. Early withdrawal penalties apply.

Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Sep 28, 2026
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
60 Month CD
$0
3.60% ▲ 0.76% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.76% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Sep 28, 2026
Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
5 Year Time Deposit & IRA
$500
3.50% ▲ 0.66% above national avg
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.66% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Sep 24, 2026: 3.50% APYSep 24, 2026Sep 28, 2026
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
60 Month CD
$1,000
3.50% ▲ 0.66% above national avg
View
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.66% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 19, 2026: 3.50% APYSep 19, 2026Sep 28, 2026
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
60 Month Business Certificate of Deposit - Fixed Rate
$1,000
3.50% ▲ 0.66% above national avg
View
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.66% above avg
Details

Interest Rate $1,000 - $249,999.99 Daily balance to earn APY

Rate History
No change since Sep 19, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 19, 2026: 3.50% APYSep 19, 2026Sep 28, 2026
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
60 Month Certificate of Deposit - Fixed Rate
$1,000
3.50% ▲ 0.66% above national avg
View
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.66% above avg
Details

Interest Rate $1,000 - $249,999.99 Daily balance to earn APY

Rate History
No change since Sep 19, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 19, 2026: 3.50% APYSep 19, 2026Sep 28, 2026
American Broadcast Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
60 Month Investment Share and IRA Certificates
$0
3.50% ▲ 0.66% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.66% above avg
Details

Rate History
1 change since Sep 18, 2026 · 2.50% → 3.50% ▲ 1.00 pts · high 3.50% / low 2.50%
1.50%3.00%4.50%Sep 18, 2026: 2.50% APYSep 25, 2026: 3.50% APYSep 18, 2026Sep 28, 2026
  • Sep 25, 20263.50%▲ from 2.50%
  • Sep 18, 20262.50%first recorded
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
60 Month IRA & Roth IRA Certificates
$0
3.50% ▲ 0.66% above national avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.66% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
60 Month Share Certificates
$0
3.50% ▲ 0.66% above national avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.66% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
60 Month IRA Certificate
$0
3.35% ▲ 0.51% above national avg
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.51% above avg
Details

Rate History
No change since Sep 20, 2026 · 3.35% APY · checked 2 times
2.85%3.35%3.85%Sep 20, 2026: 3.35% APYSep 20, 2026Sep 28, 2026
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
60 Month Regular Certificate
$0
3.35% ▲ 0.51% above national avg
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.51% above avg
Details

Rate History
No change since Sep 20, 2026 · 3.35% APY · checked 2 times
2.85%3.35%3.85%Sep 20, 2026: 3.35% APYSep 20, 2026Sep 28, 2026
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
60 Month Certificate
$0
3.05% ▲ 0.21% above national avg
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.21% above avg
Details

Rate History
No change since Sep 20, 2026 · 3.05% APY · checked 2 times
2.55%3.05%3.55%Sep 20, 2026: 3.05% APYSep 20, 2026Sep 28, 2026
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
60 month IRA Certificate
$0
3.05% ▲ 0.21% above national avg
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.21% above avg
Details

Rate History
No change since Sep 20, 2026 · 3.05% APY · checked 2 times
2.55%3.05%3.55%Sep 20, 2026: 3.05% APYSep 20, 2026Sep 28, 2026
Achieve Financial Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.09%
Share Certificate - 60 Months
$0
3.05% ▲ 0.21% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 0.21% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 3 times
2.55%3.05%3.55%Sep 14, 2026: 3.05% APYSep 14, 2026Sep 28, 2026
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
5 Year Certificates of Deposit (Regular and IRAs)
$0
3.00% ▲ 0.16% above national avg
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.16% above avg
Details

Rate History
No change since Sep 11, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 11, 2026: 3.00% APYSep 11, 2026Sep 28, 2026
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
60 Month Certificate
$500
3.00% ▲ 0.16% above national avg
View
▼
Rate2.96%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.16% above avg
Details

dividends compounded monthly. Early withdrawal penalty = 180 days dividend.

Rate History
No change since Sep 20, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 20, 2026: 3.00% APYSep 20, 2026Sep 28, 2026
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
5 Year IRA Share Certificate
$0
3.00% ▲ 0.16% above national avg
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.16% above avg
Details

Rate History
No change since Sep 25, 2026 · 3.00% APY
2.50%3.00%3.50%Sep 25, 2026: 3.00% APYSep 25, 2026Sep 28, 2026
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
60 month Certificate
$1,000
3.00% ▲ 0.16% above national avg
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.16% above avg
Details

Rate History
No change since Sep 12, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 12, 2026: 3.00% APYSep 12, 2026Sep 28, 2026
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
60 Month IRA Certificate
$0
3.00% ▲ 0.16% above national avg
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 0.16% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Sep 28, 2026
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
60 Month Share Certificates
$0
3.00% ▲ 0.16% above national avg
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 21, 2026
National Average2.84%▲ 0.16% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Sep 28, 2026
New Haven County Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.97%
Share Certificate - 5 year
$0
2.84% At national avg
View
▼
Rate2.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%At the average
Details

Rate History
No change since Sep 14, 2026 · 2.84% APY · checked 3 times
2.34%2.84%3.34%Sep 14, 2026: 2.84% APYSep 14, 2026Sep 28, 2026
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
2.5 Year Certificate
$0
2.78% ▼ 0.06% below national avg
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▼ 0.06% below avg
Details

Rate History
No change since Sep 18, 2026 · 2.78% APY · checked 3 times
2.28%2.78%3.28%Sep 18, 2026: 2.78% APYSep 18, 2026Sep 28, 2026
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
60 Month Share Certificate
$0
2.78% ▼ 0.06% below national avg
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 0.06% below avg
Details

Rate History
No change since Sep 18, 2026 · 2.78% APY · checked 3 times
2.28%2.78%3.28%Sep 18, 2026: 2.78% APYSep 18, 2026Sep 28, 2026
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
5 Year Certificate
$0
2.75% ▼ 0.09% below national avg
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 0.09% below avg
Details

Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 3 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Sep 28, 2026
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
5 Year Certificate
$0
2.54% ▼ 0.30% below national avg
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 0.30% below avg
Details

Rate History
No change since Sep 19, 2026 · 2.54% APY · checked 3 times
2.04%2.54%3.04%Sep 19, 2026: 2.54% APYSep 19, 2026Sep 28, 2026
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
IRA Accounts - 5 Year
$0
2.54% ▼ 0.30% below national avg
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 0.30% below avg
Details

Rate History
No change since Sep 19, 2026 · 2.54% APY · checked 3 times
2.04%2.54%3.04%Sep 19, 2026: 2.54% APYSep 19, 2026Sep 28, 2026
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Term Share Certificate & IRA Certificate - 5 Years
$0
2.53% ▼ 0.31% below national avg
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▼ 0.31% below avg
Details

Rate History
No change since Sep 25, 2026 · 2.53% APY
2.03%2.53%3.03%Sep 25, 2026: 2.53% APYSep 25, 2026Sep 28, 2026
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
5 Year Certificate
$0
2.53% ▼ 0.31% below national avg
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▼ 0.31% below avg
Details

Rate History
No change since Sep 18, 2026 · 2.53% APY · checked 3 times
2.03%2.53%3.03%Sep 18, 2026: 2.53% APYSep 18, 2026Sep 28, 2026
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
5 Year Star Relationship CD
$500
2.50% ▼ 0.34% below national avg
View
▼
Rate2.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 0.34% below avg
Details

Early Withdrawal Penalties May Apply

Rate History
No change since Sep 19, 2026 · 2.50% APY · checked 3 times
2.00%2.50%3.00%Sep 19, 2026: 2.50% APYSep 19, 2026Sep 28, 2026
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
5-Year Certificate
$0
2.50% ▼ 0.34% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▼ 0.34% below avg
Details

Premium APY

Rate History
No change since Sep 28, 2026 · 2.50% APY
2.00%2.50%3.00%Sep 28, 2026: 2.50% APYSep 28, 2026Sep 28, 2026
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
5 Year Certificate of Deposit
$500
2.50% ▼ 0.34% below national avg
View
▼
Rate2.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▼ 0.34% below avg
Details

Rate History
No change since Sep 20, 2026 · 2.50% APY · checked 3 times
2.00%2.50%3.00%Sep 20, 2026: 2.50% APYSep 20, 2026Sep 28, 2026
Hometown Bank Oxford, MA
Institution Rating:
B4.5 ★Texas Ratio: 21.49%
60 Month Certificate of Deposit
$1,000
2.25% ▼ 0.59% below national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 0.59% below avg
Details

Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 4 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Sep 28, 2026
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
5-Year Certificate
$0
2.25% ▼ 0.59% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▼ 0.59% below avg
Details

Rate History
No change since Sep 28, 2026 · 2.25% APY
1.75%2.25%2.75%Sep 28, 2026: 2.25% APYSep 28, 2026Sep 28, 2026
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
5 Year Certificate
$0
2.02% ▼ 0.82% below national avg
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▼ 0.82% below avg
Details

Balance: $100,000.00 and over

Rate History
No change since Sep 24, 2026 · 2.02% APY · checked 2 times
1.52%2.02%2.52%Sep 24, 2026: 2.02% APYSep 24, 2026Sep 28, 2026
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from West Hartford, Connecticut Institutions

Highest verified APYs available today, updated September 28, 2026

B Top 5 Bank Rates
Liberty Bank Middletown, CT
6-Month CD
A+ 5.0 ★ TX: 1.93%
Min: $0
4.00%
Zynlo Bank
6 Month CD
A+ 5.0 ★ TX: 5.27%
Min: $0
3.95%
M&T Bank
18 MONTH SELECT Certificate of Deposit
A 5.0 ★ TX: 6.93%
Min: $1,000
3.85%
Beacon Bank and Trust
24-Month Certificate of Deposit (CD)
A 5.0 ★ TX: 6.32%
Min: $1,000
3.30%
Citizens Access
1 Year Online CD
A 5.0 ★ TX: 7.72%
Min: $0
3.25%
CU Top 5 Credit Union Rates
Nutmeg State Financial Credit Union
12 Month Share Certificate
A+ 5.0 ★ TX: 4.90%
Min: $0
4.07%
American Eagle Financial Credit Union
6 Month Certificate
A+ 5.0 ★ TX: 3.67%
Min: $0
3.75%
State Police Credit Union
Share & IRA CDs - 60 Months
A+ 5.0 ★ TX: 0.09%
Min: $0
4.34%
Finex Credit Union
12-MONTH CD SPECIAL
A+ 5.0 ★ TX: 5.15%
Min: $1,000
4.33%
Northwest Hills Credit Union
6 Month Share Certificate Special
A+ 5.0 ★ TX: 1.38%
Min: $0
4.25%
Rates verified September 28, 2026 . Click an institution name to view its full profile, safety ratings, and all CD terms.

West Hartford, CT CD Rate Trends

Compare local West Hartford, CT CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Connecticut CD Trends
12-Month CD CT Avg
2.942%
▼ 0.010 vs 7 days ago

Connecticut 12-month CD rates fell 0.010 points over the past 7 days to 2.942% APY.

6-Month CD CT Avg
2.768%
▲ 0.001 vs 7 days ago

Connecticut 6-month CD rates rose 0.001 points over the past 7 days to 2.768% APY.

As of Sep 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

CT CD Rate Forecast, Next 12 Months

Where are Connecticut CD rates headed through September 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

CT 12-Month Avg APY
2.942%
6-Month Forecast
2.942%
Range: 2.74% – 3.09%
12-Month Forecast
3.192%
Range: 2.99% – 3.34%

Data inputs: The central forecast assumes the Federal Reserve holds the federal funds rate at its current level, with one 25 basis point increase priced into the later months, consistent with CME FedWatch and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Connecticut average 12-month CD APY in our database.

Spread model: The Connecticut 12-month CD average currently trades 1.43% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (an additional Fed increase, deposit competition stays high). Lower bound subtracts 0.20% (the Fed stays on hold and competition eases).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at CT CD Rates Today

Annual interest earnings at today’s Connecticut average APYs. State average used where available; national average as fallback.

CD Term CT Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 2.076% $103.80 $207.59 $518.98 $1,037.95
6-Month CD 2.768% $138.39 $276.78 $691.95 $1,383.90
12-Month CD 2.942% $147.08 $294.15 $735.38 $1,470.75
18-Month CD 2.817% $140.84 $281.67 $704.18 $1,408.35
24-Month CD 2.836% $141.82 $283.64 $709.10 $1,418.20
36-Month CD 2.757% $137.86 $275.71 $689.28 $1,378.55
48-Month CD 2.751% $137.54 $275.08 $687.70 $1,375.40
60-Month CD 2.843% $142.17 $284.33 $710.83 $1,421.65
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of September 28, 2026.

Sample CD Ladder for West Hartford, Connecticut Savers

$25,000 split equally across 5 terms using today’s Connecticut average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit CT Avg APY Annual Earnings
1 3-Month CD $5,000 2.076% $103.80
2 6-Month CD $5,000 2.768% $138.39
3 12-Month CD $5,000 2.942% $147.08
4 24-Month CD $5,000 2.836% $141.82
5 36-Month CD $5,000 2.757% $137.86
Total ($25,000 invested) $25,000 2.676% blended $668.95/yr

Ladder example uses equal $5,000 rungs and Connecticut average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

664
CD Rates
Tracked in West Hartford, Connecticut
36 Banks 44 Credit Unions

About Our West Hartford, Connecticut CD Rate Database

MonitorBankRates tracks 664 CD rates from 36 banks and 44 credit unions with locations in West Hartford, Connecticut, plus national online institutions available to Connecticut residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Nutmeg State Financial Credit Union offers a CD at 4.07% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in West Hartford, Connecticut.

How to Find the Best CD Rates in West Hartford, Connecticut

What to compare when shopping for a CD in West Hartford, Connecticut

To find the best APYs in West Hartford, Connecticut, start with credit unions and online-only banks: West Hartford, Connecticut has 44 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in West Hartford, Connecticut

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in West Hartford, Connecticut: 80 institutions here report CD rates

Consider an Alternative If…

West Hartford, Connecticut Financial Snapshot

Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024

Population 65+
19.7%
National avg: 17.3%
Median Individual Earnings
$71,304
National avg: $47,340
Poverty Rate
6.3%
National avg: 11.1%
Unemployment Rate
4.1%
National avg: 4.8%
CD Earnings on 10% of Salary
$210/yr
At CT 12-mo avg 2.942% APY

19.7% of residents are 65 or older, in line with the national average of 17.3%. At today’s CT 12-month CD average of 2.942%, saving 10% of the local median salary ($7,130/year) and putting it in a CD would earn an additional $210 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in West Hartford, Connecticut

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in West Hartford, Connecticut

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in West Hartford, Connecticut typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in West Hartford, Connecticut as everywhere in the U.S.

Choosing a CD Term in West Hartford, Connecticut

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give West Hartford, Connecticut savers easier access to their funds. For example, Liberty Bank Middletown, CT is offering its 6-Month CD at 4.00% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Nutmeg State Financial Credit Union is offering its 60 Month Share Certificate at 3.75% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for West Hartford, Connecticut Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a West Hartford, Connecticut saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in West Hartford, Connecticut

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the West Hartford, Connecticut CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in West Hartford, Connecticut

Most CDs carry a fixed rate that is locked for the entire term, protecting a West Hartford, Connecticut depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in West Hartford, Connecticut

Are CD rates in West Hartford, Connecticut FDIC insured?

Yes, most established banks in West Hartford, Connecticut are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in West Hartford, Connecticut?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in West Hartford, Connecticut.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in West Hartford, Connecticut may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in West Hartford, Connecticut?

Here are recent top rates found for this area:
  • Nutmeg State Financial Credit Union: 4.07% APY (12 Month Share Certificate)
  • Liberty Bank Middletown, CT: 4.00% APY (6-Month CD)
  • Zynlo Bank: 3.95% APY (6 Month CD)
  • M&T Bank: 3.85% APY (18 MONTH SELECT Certificate of Deposit)
  • American Eagle Financial Credit Union: 3.75% APY (6 Month Certificate)
  • Beacon Bank and Trust: 3.30% APY (24-Month Certificate of Deposit (CD))
  • Citizens Access: 3.25% APY (1 Year Online CD)
  • TD Bank: 1.00% APY (12 Month Certificate)
  • PeoplesBank: 0.40% APY (60 Month Certificate)
  • Webster Bank: 0.02% APY (Private 12 Month)
Rates reflect recent verified offers available in West Hartford, Connecticut. Last Updated: September 28, 2026

West Hartford, Connecticut CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current West Hartford, Connecticut rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures
—

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.

Top West Hartford, Connecticut CD Rates by Term

Verified September 28, 2026 · click a rate to use its term and APY
Highest verified APY per term available in West Hartford, Connecticut. Averages shown use the Connecticut state average where available, national otherwise. See the full rate tables above for all offers.

CD Calculators for West Hartford, Connecticut

West Hartford, Connecticut CD Calculator

At today’s CT top rate of 4.07% APY, a $10,000 deposit earns $407 in the first year. Enter your amount to see your exact return.

West Hartford, Connecticut CD Ladder

CT CD rates currently range from 2.076% (3-month) to 2.757% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a West Hartford, Connecticut CD at 4.07% APY, know your exit cost. Most institutions charge 90–180 days of interest. Calculate your real net return if you need early access.

CD vs. High-Yield Savings

Connecticut’s average 12-month CD is 2.942% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our West Hartford, Connecticut CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for West Hartford, Connecticut directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in West Hartford, Connecticut. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in CT.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: September 28, 2026

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