Auto Loan Rates in Vancouver, Washington (WA) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Vancouver, Washington. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Vancouver, Washington include LONGSHOREMENS LOCAL 4LONGSHOREMENS LOCAL 41209 Ingalls St, Vancouver, WA, 98660 2722A+5.0 ★Texas Ratio: 1.72% offering New vehicle at 1.99%, Ukrainian Federal Credit UnionUkrainian Federal Credit Union6115 NE 114th Ave, Vancouver, WA, 98662A5.0 ★Texas Ratio: 10.45% offering Used Auto Loan (vehicle year 2022 - 2026) at 4.75%, Unitus Community Credit UnionUnitus Community Credit Union800 SE 192nd Ave, Vancouver, WA, 98683 9510A+5.0 ★Texas Ratio: 4.22% offering New Autos (2025 or Newer) at 5.29%, Pacific NW Federal Credit UnionPacific NW Federal Credit Union1650 NE Ross St, Vancouver, WA, 98663A+5.0 ★Texas Ratio: 3.79% offering New Auto at 5.54%, OnPoint Community Credit UnionOnPoint Community Credit Union6711 NE 63rd St, Vancouver, WA, 98661A+5.0 ★Texas Ratio: 3.91% offering New auto at 5.99%.
Auto loan rates in Vancouver, Washington are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Vancouver, Washington. Auto Loan Rates Last Updated and Verified: March 21, 2026
Compare Auto Loan Rates Today in Vancouver, Washington & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
LONGSHOREMENS LOCAL 4
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
1209 Ingalls St, Vancouver, WA, 98660 2722
New vehicle
1.99%
Up to 84 months
▼
APR1.99%
TermUp to 84 months
Last UpdatedMar 17, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
▼
APR4.75%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR*
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Auto Loan (vehicle year 2022 - 2026)
5.00%
5 Months
▼
APR5.00%
Term5 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR*
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Auto Loan (vehicle year 2022 - 2026)
5.25%
6 Months
▼
APR5.25%
Term6 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR*
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
New Autos (2025 or Newer)
5.29%
Up to 36 months
▼
APR5.29%
TermUp to 36 months
Last UpdatedMar 15, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
New Autos (2025 or Newer)
5.49%
37-60 months
▼
APR5.49%
Term37-60 months
Last UpdatedMar 15, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Auto Loan (vehicle year 2025 - 2026)
5.50%
3 Months
▼
APR5.50%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As; 4.50%
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
New Auto
5.54%
Up to 60 months
▼
APR5.54%
TermUp to 60 months
Last UpdatedMar 21, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
New Autos (2025 or Newer)
5.59%
61-66 months
▼
APR5.59%
Term61-66 months
Last UpdatedMar 15, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
New Auto
5.64%
61 - 72 months
▼
APR5.64%
Term61 - 72 months
Last UpdatedMar 21, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
New Autos (2025 or Newer)
5.69%
67-75 months
▼
APR5.69%
Term67-75 months
Last UpdatedMar 15, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
Used Auto
5.69%
Up to 60 months
▼
APR5.69%
TermUp to 60 months
Last UpdatedMar 21, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Auto Loan (vehicle year 2025 - 2026)
5.75%
5 Months
▼
APR5.75%
Term5 Months
Last UpdatedMar 17, 2026
Details
As Low As; 4.75%
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
Used Auto
5.79%
61 - 72 months
▼
APR5.79%
Term61 - 72 months
Last UpdatedMar 21, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
New Auto
5.84%
73 - 84 months
▼
APR5.84%
Term73 - 84 months
Last UpdatedMar 21, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
New Autos (2025 or Newer)
5.99%
76-84 months
▼
APR5.99%
Term76-84 months
Last UpdatedMar 15, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto
5.99%
36-60
▼
APR5.99%
Term36-60
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto (2023 and newer)
5.99%
36-60
▼
APR5.99%
Term36-60
Last UpdatedMar 21, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
Used Auto
5.99%
73 - 84 months
▼
APR5.99%
Term73 - 84 months
Last UpdatedMar 21, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Auto Loan (vehicle year 2025 - 2026)
6.00%
6 Months
▼
APR6.00%
Term6 Months
Last UpdatedMar 17, 2026
Details
As Low As; 5.00%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto
6.14%
36-60
▼
APR6.14%
Term36-60
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto (2016-2022)
6.14%
36-60
▼
APR6.14%
Term36-60
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto (2023 and newer)
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 21, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Auto Loan (vehicle year 2025 - 2026)
6.25%
7 Months
▼
APR6.25%
Term7 Months
Last UpdatedMar 17, 2026
Details
As Low As; 5.25%
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
805 NE 98th Cir Ste 106, Vancouver, WA, 98665 9134
Auto Loans
6.25%
up to 36 months
▼
APR6.25%
Termup to 36 months
Last UpdatedMar 18, 2026
Details
As Low As; Model years 2016 - 2026
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto
6.39%
72 Months
▼
APR6.39%
Term72 Months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto (2016-2022)
6.39%
72 Months
▼
APR6.39%
Term72 Months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto (2023 and newer)
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 21, 2026
Details
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
805 NE 98th Cir Ste 106, Vancouver, WA, 98665 9134
Auto Loans
6.50%
37 to 48 months
▼
APR6.50%
Term37 to 48 months
Last UpdatedMar 18, 2026
Details
As Low As; Model years 2016 - 2026
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
805 NE 98th Cir Ste 106, Vancouver, WA, 98665 9134
Auto Loans
6.55%
49 to 60 months
▼
APR6.55%
Term49 to 60 months
Last UpdatedMar 18, 2026
Details
As Low As; Model years 2016 - 2026
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
805 NE 98th Cir Ste 106, Vancouver, WA, 98665 9134
Auto Loans
6.70%
61 to 72 months
▼
APR6.70%
Term61 to 72 months
Last UpdatedMar 18, 2026
Details
As Low As; Model years 2016 - 2026
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto (2020-2022)
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedMar 21, 2026
Details
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
805 NE 98th Cir Ste 106, Vancouver, WA, 98665 9134
Auto Loans
6.95%
73 to 84 months
▼
APR6.95%
Term73 to 84 months
Last UpdatedMar 18, 2026
Details
As Low As; Model years 2016 - 2026, minimum loan amount $15,000
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto
7.24%
96 Months
▼
APR7.24%
Term96 Months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto (2023 and newer)
7.24%
96 Months
▼
APR7.24%
Term96 Months
Last UpdatedMar 21, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Vehicles 2019-2025
7.25%
4 Months
▼
APR7.25%
Term4 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Vehicles
7.50%
2 Months
▼
APR7.50%
Term2 Months
Last UpdatedMar 17, 2026
Details
As Low As; 6.500%
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Vehicles 2017-2018
7.50%
3 Months
▼
APR7.50%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Vehicles
7.75%
4 Months
▼
APR7.75%
Term4 Months
Last UpdatedMar 17, 2026
Details
As Low As; 6.750%
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Vehicles
8.00%
5 Months
▼
APR8.00%
Term5 Months
Last UpdatedMar 17, 2026
Details
As Low As; 7.000%
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Vehicles
8.25%
6 Months
▼
APR8.25%
Term6 Months
Last UpdatedMar 17, 2026
Details
As Low As; 7.250%
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Vehicles
8.25%
3 Months
▼
APR8.25%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Vehicles
8.50%
4 Months
▼
APR8.50%
Term4 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Vehicles
8.75%
5 Months
▼
APR8.75%
Term5 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Vehicles 2015-2016
9.50%
2 Months
▼
APR9.50%
Term2 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Vehicles
10.50%
2 Months
▼
APR10.50%
Term2 Months
Last UpdatedMar 17, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Vehicles
10.75%
3 Months
▼
APR10.75%
Term3 Months
Last UpdatedMar 17, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Vehicles
11.00%
4 Months
▼
APR11.00%
Term4 Months
Last UpdatedMar 17, 2026
Details
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA, 98136
New & Used Autos (2021 & Newer)
3.64%
Up to 84 Months
▼
APR3.64%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
New Vehicles Model Year 2025-2026
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
3049 S 36th St, Tacoma, WA, 98409
New Auto
4.00%
24 to 84 months
▼
APR4.00%
Term24 to 84 months
Last UpdatedMar 16, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Used Vehicles Model Year 2020-2024
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedMar 16, 2026
Details
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
TRI CITIES Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.36%
3213 W 19th Ave, Kennewick, WA, 99337
New & Used Auto
4.24%
up to 84 months
▼
APR4.24%
Termup to 84 months
Last UpdatedMar 15, 2026
Details
Up to 115% Book Value or purchase price, depending on credit quality.
Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
4550 S 134th Pl, Tukwila, WA, 98168
New Vehicles
4.24%
36-84 months
▼
APR4.24%
Term36-84 months
Last UpdatedMar 17, 2026
Details
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
1451 15th St, Clarkston, WA, 99403
Autos
4.25%
Up to 96 Months
▼
APR4.25%
TermUp to 96 Months
Last UpdatedMar 20, 2026
Details
As Low As
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
New Vehicles (2023 - 2026)
4.25%
0 - 36
▼
APR4.25%
Term0 - 36
Last UpdatedMar 20, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 0 - 36 Months
4.46%
36 Months
▼
APR4.46%
Term36 Months
Last UpdatedMar 15, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New Vehicle Loans 36 Months
4.46%
36 Months
▼
APR4.46%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA, 99207
New Cars
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 17, 2026
Details
0% down OAC
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA, 99207
Used Cars
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 17, 2026
Details
up to 10 years old; 0% down OAC
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA, 98136
Used Autos (2020 & Older)
4.74%
Up to 72 Months
▼
APR4.74%
TermUp to 72 Months
Last UpdatedMar 15, 2026
Details
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
New Auto (2021 and Newer)
4.74%
4 years
▼
APR4.74%
Term4 years
Last UpdatedMar 16, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1301 HIGHLAND AVE, CLARKSTON, WA, 99403
Auto Loan
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Strait View Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
220 S Lincoln St, Port Angeles, WA, 98362 3003
New & Used Vehicles
4.75%
Up to 96 months
▼
APR4.75%
TermUp to 96 months
Last UpdatedMar 15, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
New Auto Purchase or Refinance
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As; 60 months or less
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
Used Vehicles (2017 - 2022)
4.85%
0 - 36
▼
APR4.85%
Term0 - 36
Last UpdatedMar 20, 2026
Details
APR Range: 17.35%; Up to 100% LTV/Mileage maximum: 150,000
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1301 HIGHLAND AVE, CLARKSTON, WA, 99403
Auto Loan
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
New Auto (2021 and Newer)
4.99%
5 years
▼
APR4.99%
Term5 years
Last UpdatedMar 16, 2026
Details
As Low As
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
520 1ST ST, Cheney, WA, 99004 1603
New Auto/Truck Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As; Fixed rate, terms up to 72 months with no more than 12,000 miles.
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
New Vehicles Model Year 2025-2026
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 16, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
Used Auto Purchase or Refinance
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As; 60 months or less
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As
IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
3049 S 36th St, Tacoma, WA, 98409
Used Auto
5.00%
24 to 84 months
▼
APR5.00%
Term24 to 84 months
Last UpdatedMar 16, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
New Vehicles (2023 - 2026)
5.00%
37 - 48
▼
APR5.00%
Term37 - 48
Last UpdatedMar 20, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
New Auto Purchase or Refinance
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; 61 - 72 months
MountainCrest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
1328 Broadway, Everett, WA, 98201 1718
New Auto
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMar 21, 2026
Details
2024 and newer. Up to 84-month term available. Loan to value based on MSRP or NADA retail.
MountainCrest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
1328 Broadway, Everett, WA, 98201 1718
Used Auto
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 21, 2026
Details
2023 and older. Up to 72-month term available. Loan to value based on NADA retail.
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
5.04%
36 Months
▼
APR5.04%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
19802 62nd Ave S, Kent, WA, 98032 4009
New Cars
5.14%
84 Months
▼
APR5.14%
Term84 Months
Last UpdatedMar 17, 2026
Details
2025-2026 models with less
than 7,500 miles.
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Used Vehicles Model Year 2020-2024
5.19%
48 Months
▼
APR5.19%
Term48 Months
Last UpdatedMar 16, 2026
Details
North Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
1100 Dupont St, Bellingham, WA, 98225 3113
New / Used Vehicles
5.22%
1 to 84 Months
▼
APR5.22%
Term1 to 84 Months
Last UpdatedMar 15, 2026
Details
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
New Auto (2021 and Newer)
5.24%
6 years
▼
APR5.24%
Term6 years
Last UpdatedMar 16, 2026
Details
As Low As
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
10200 Silverdale Way NW, Silverdale, WA, 98383
New Auto
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 16, 2026
Details
Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
4550 S 134th Pl, Tukwila, WA, 98168
Used Vehicles
5.24%
36-84 months
▼
APR5.24%
Term36-84 months
Last UpdatedMar 17, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
Used Auto Purchase or Refinance
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; 61 - 72 months
Our Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA, 98584
New or Used Auto
5.24%
up to 84 Months
▼
APR5.24%
Termup to 84 Months
Last UpdatedMar 21, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
New Vehicles: Model Year 2025 or newer
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 21, 2026
Details
Community Healthcare Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
2531 Wetmore Ave, Everett, WA, 98201
New Auto - 2020 and newer
5.25%
60 - 84 Months
▼
APR5.25%
Term60 - 84 Months
Last UpdatedMar 18, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
New Auto Purchase or Refinance
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As; 73 - 84 months
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
NEW AUTO - Max
5.30%
60 Months
▼
APR5.30%
Term60 Months
Last UpdatedMar 17, 2026
Details
$100,000; As Low As; *See Below
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
5.30%
48 Months
▼
APR5.30%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
19802 62nd Ave S, Kent, WA, 98032 4009
Used Cars
5.34%
84 Months
▼
APR5.34%
Term84 Months
Last UpdatedMar 17, 2026
Details
2017-2025 models.
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
New Vehicles Model Year 2025-2026
5.39%
84 Months
▼
APR5.39%
Term84 Months
Last UpdatedMar 16, 2026
Details
min loan $25,000
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
USED AUTO - Max
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedMar 17, 2026
Details
$100,000; As Low As; *See Below
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
NEW AUTO - Max
5.43%
72 Months
▼
APR5.43%
Term72 Months
Last UpdatedMar 17, 2026
Details
$100,000; As Low As; *See Below
Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA, 99201
Auto Loan
5.44%
48 Months
▼
APR5.44%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on vehicle age, credit history, and underwriting criteria. Rates updated daily.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
New Auto (2021 and Newer)
5.49%
7 years
▼
APR5.49%
Term7 years
Last UpdatedMar 16, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Used Auto (Models 2017 - 2020)
5.49%
4 years
▼
APR5.49%
Term4 years
Last UpdatedMar 16, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Used Vehicles Model Year 2020-2024
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 16, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA, 99207
New Cars
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 17, 2026
Details
0% down OAC
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA, 99207
Used Cars
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 17, 2026
Details
up to 10 years old; 0% down OAC
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
New Auto
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
Used Auto Purchase or Refinance
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As; 73 - 84 months
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
New Vehicles: Model Year 2025 or newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 21, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
Used Vehicles: Model Year 2024 or older
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 21, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
New Vehicles (2023 - 2026)
5.50%
49 - 60
▼
APR5.50%
Term49 - 60
Last UpdatedMar 20, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
NEW AUTO - Max
5.53%
84 Months
▼
APR5.53%
Term84 Months
Last UpdatedMar 17, 2026
Details
$100,000; As Low As; *See Below
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
USED AUTO - Max
5.54%
72 Months
▼
APR5.54%
Term72 Months
Last UpdatedMar 17, 2026
Details
$100,000; As Low As; *See Below
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
5.54%
36 Months
▼
APR5.54%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
Used Vehicles (2017 - 2022)
5.60%
37 - 48
▼
APR5.60%
Term37 - 48
Last UpdatedMar 20, 2026
Details
APR Range: 17.99%; Up to 100% LTV/Mileage maximum: 150,000
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
5.62%
60 Months
▼
APR5.62%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
USED AUTO - Max
5.65%
84 Months
▼
APR5.65%
Term84 Months
Last UpdatedMar 17, 2026
Details
$100,000; As Low As; *See Below
Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
301 W Wishkah St, Aberdeen, WA, 98520 6130
Auto Loans New or Used
5.69%
Up to 84 Months
▼
APR5.69%
TermUp to 84 Months
Last UpdatedMar 20, 2026
Details
Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more.
Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA, 99201
Auto Loan
5.69%
60 Months
▼
APR5.69%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on vehicle age, credit history, and underwriting criteria. Rates updated daily.
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Used Auto (Models 2017 - 2020)
5.74%
5 years
▼
APR5.74%
Term5 years
Last UpdatedMar 16, 2026
Details
As Low As
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
520 1ST ST, Cheney, WA, 99004 1603
Used Auto/Truck Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As; Fixed rate, terms up to 72 months on vehicles up to 10 years old.
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.74%
72 months
▼
APR5.74%
Term72 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
New Auto Loan
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
New Auto
5.74%
37 to 48
▼
APR5.74%
Term37 to 48
Last UpdatedMar 20, 2026
Details
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
Used Auto
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMar 20, 2026
Details
Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
9706 4th Ave NE Ste 400, Seattle, WA, 98115 2199
New vehicles have never been titled or licensed and used vehicles up to 1 year old.
5.74%
Up to 84 months
▼
APR5.74%
TermUp to 84 months
Last UpdatedMar 21, 2026
Details
Rates increase without automatic payment; Rates decrease for hybrid and EV loans.
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
Used Vehicles: Model Year 2024 or older
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 21, 2026
Details
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
10200 Silverdale Way NW, Silverdale, WA, 98383
New Auto
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 16, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loan
5.75%
24 - 48
▼
APR5.75%
Term24 - 48
Last UpdatedMar 20, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loans
5.75%
24 - 48
▼
APR5.75%
Term24 - 48
Last UpdatedMar 20, 2026
Details
starting at
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 37 - 48 Months
5.77%
48 Months
▼
APR5.77%
Term48 Months
Last UpdatedMar 15, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
Used Vehicle Loans 48 Months
5.77%
48 Months
▼
APR5.77%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Used Vehicles Model Year 2020-2024
5.79%
72 Months
▼
APR5.79%
Term72 Months
Last UpdatedMar 16, 2026
Details
min loan $20,000
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
5.80%
48 Months
▼
APR5.80%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 49 - 60 Months
5.93%
60 Months
▼
APR5.93%
Term60 Months
Last UpdatedMar 15, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New Vehicle Loans 60 Months
5.93%
60 Months
▼
APR5.93%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 61 - 72 Months
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 15, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
Used Vehicle Loans 72 Months
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Used Auto (Models 2017 - 2020)
5.99%
6 years
▼
APR5.99%
Term6 years
Last UpdatedMar 16, 2026
Details
As Low As
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
520 1ST ST, Cheney, WA, 99004 1603
New Auto/Truck Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; Fixed rate, terms up to 84 months with no more than 12,000 miles.
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
520 1ST ST, Cheney, WA, 99004 1603
Used Auto/Truck Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; 84 months available under certain conditions.
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.99%
36 months
▼
APR5.99%
Term36 months
Last UpdatedMar 18, 2026
Details
Standard APR
Community Healthcare Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
2531 Wetmore Ave, Everett, WA, 98201
Used Auto - 2019 and older
5.99%
36 - 84 Months
▼
APR5.99%
Term36 - 84 Months
Last UpdatedMar 18, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
New Auto Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Used Auto Loan
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA, 99201
Auto Loan
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on vehicle age, credit history, and underwriting criteria. Rates updated daily.
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
New Auto
5.99%
49 to 60
▼
APR5.99%
Term49 to 60
Last UpdatedMar 20, 2026
Details
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
Used Auto
5.99%
37 to 48
▼
APR5.99%
Term37 to 48
Last UpdatedMar 20, 2026
Details
Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
9706 4th Ave NE Ste 400, Seattle, WA, 98115 2199
Used vehicles that have been titled or licensed and are 2 years old and older.
5.99%
Up to 84 months
▼
APR5.99%
TermUp to 84 months
Last UpdatedMar 21, 2026
Details
Rates increase without automatic payment; Rates decrease for hybrid and EV loans.
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
New Vehicles (2023 - 2026)
6.00%
61 - 72
▼
APR6.00%
Term61 - 72
Last UpdatedMar 20, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loan
6.00%
60 - 72
▼
APR6.00%
Term60 - 72
Last UpdatedMar 20, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loans
6.00%
60 - 72
▼
APR6.00%
Term60 - 72
Last UpdatedMar 20, 2026
Details
starting at
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
6.04%
72 Months
▼
APR6.04%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Used Vehicles Model Year 2020-2024
6.09%
84 Months
▼
APR6.09%
Term84 Months
Last UpdatedMar 16, 2026
Details
min loan $25,000
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
Used Vehicles (2017 - 2022)
6.10%
49 - 60
▼
APR6.10%
Term49 - 60
Last UpdatedMar 20, 2026
Details
APR Range: 17.99%; Up to 100% LTV/Mileage maximum: 150,000
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
6.12%
60 Months
▼
APR6.12%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
6.18%
84 Months
▼
APR6.18%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Used Auto (Models 2017 - 2020)
6.24%
7 years
▼
APR6.24%
Term7 years
Last UpdatedMar 16, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
6.24%
48 months
▼
APR6.24%
Term48 months
Last UpdatedMar 18, 2026
Details
Standard APR
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Used Auto Loan
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 20, 2026
Details
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
New Auto
6.24%
61 to 72
▼
APR6.24%
Term61 to 72
Last UpdatedMar 20, 2026
Details
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
Used Auto
6.24%
49 to 60
▼
APR6.24%
Term49 to 60
Last UpdatedMar 20, 2026
Details
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
10200 Silverdale Way NW, Silverdale, WA, 98383
New Auto
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 16, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
10200 Silverdale Way NW, Silverdale, WA, 98383
Used Auto
6.34%
60 Months
▼
APR6.34%
Term60 Months
Last UpdatedMar 16, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
6.49%
60 months
▼
APR6.49%
Term60 months
Last UpdatedMar 18, 2026
Details
Standard APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
New Auto
6.49%
73 to 84
▼
APR6.49%
Term73 to 84
Last UpdatedMar 20, 2026
Details
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
Used Auto
6.49%
61 to 72
▼
APR6.49%
Term61 to 72
Last UpdatedMar 20, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
New Vehicles: Model Year 2025 or newer
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 21, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
New Vehicles (2023 - 2026)
6.50%
73 - 84
▼
APR6.50%
Term73 - 84
Last UpdatedMar 20, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
6.54%
72 Months
▼
APR6.54%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA, 98201
Vehicle Loan
6.58%
15 years
▼
APR6.58%
Term15 years
Last UpdatedMar 20, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
Used Vehicles (2017 - 2022)
6.60%
61 - 72
▼
APR6.60%
Term61 - 72
Last UpdatedMar 20, 2026
Details
APR Range: 17.99%; Up to 100% LTV/Mileage maximum: 150,000
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 73 - 84 months
6.61%
84 Months
▼
APR6.61%
Term84 Months
Last UpdatedMar 15, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
6.68%
84 Months
▼
APR6.68%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
6.71%
60 Months
▼
APR6.71%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
6.71%
60 Months
▼
APR6.71%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
6.74%
72 months
▼
APR6.74%
Term72 months
Last UpdatedMar 18, 2026
Details
Standard APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
Used Auto
6.74%
73 to 84
▼
APR6.74%
Term73 to 84
Last UpdatedMar 20, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Classic Used Vehicles Model Year 1972 and Older
6.99%
36 Months
▼
APR6.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA, 99207
Older Used Cars
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedMar 17, 2026
Details
11-18 years old; requires 10% down
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loans
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
starting at
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA, 98201
Vehicle Loan
7.13%
30 Years
▼
APR7.13%
Term30 Years
Last UpdatedMar 20, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
7.16%
72 Months
▼
APR7.16%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
7.16%
72 Months
▼
APR7.16%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Older Used Vehicles Model Year 2015-2019
7.24%
36 Months
▼
APR7.24%
Term36 Months
Last UpdatedMar 16, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Used Auto Loan
7.24%
60 Months
▼
APR7.24%
Term60 Months
Last UpdatedMar 20, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
LONGSHOREMENS LOCAL 4
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
1209 Ingalls St, Vancouver, WA, 98660 2722
New vehicle
1.99%
Up to 84 months
▼
APR1.99%
TermUp to 84 months
Last UpdatedMar 17, 2026
Details
As Low As
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
New Autos (2025 or Newer)
5.29%
Up to 36 months
▼
APR5.29%
TermUp to 36 months
Last UpdatedMar 15, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
New Autos (2025 or Newer)
5.49%
37-60 months
▼
APR5.49%
Term37-60 months
Last UpdatedMar 15, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Auto Loan (vehicle year 2025 - 2026)
5.50%
3 Months
▼
APR5.50%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As; 4.50%
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
New Auto
5.54%
Up to 60 months
▼
APR5.54%
TermUp to 60 months
Last UpdatedMar 21, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
New Autos (2025 or Newer)
5.59%
61-66 months
▼
APR5.59%
Term61-66 months
Last UpdatedMar 15, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
New Auto
5.64%
61 - 72 months
▼
APR5.64%
Term61 - 72 months
Last UpdatedMar 21, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
New Autos (2025 or Newer)
5.69%
67-75 months
▼
APR5.69%
Term67-75 months
Last UpdatedMar 15, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Auto Loan (vehicle year 2025 - 2026)
5.75%
5 Months
▼
APR5.75%
Term5 Months
Last UpdatedMar 17, 2026
Details
As Low As; 4.75%
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
New Auto
5.84%
73 - 84 months
▼
APR5.84%
Term73 - 84 months
Last UpdatedMar 21, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
New Autos (2025 or Newer)
5.99%
76-84 months
▼
APR5.99%
Term76-84 months
Last UpdatedMar 15, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto
5.99%
36-60
▼
APR5.99%
Term36-60
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto (2023 and newer)
5.99%
36-60
▼
APR5.99%
Term36-60
Last UpdatedMar 21, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Auto Loan (vehicle year 2025 - 2026)
6.00%
6 Months
▼
APR6.00%
Term6 Months
Last UpdatedMar 17, 2026
Details
As Low As; 5.00%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto (2023 and newer)
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 21, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Auto Loan (vehicle year 2025 - 2026)
6.25%
7 Months
▼
APR6.25%
Term7 Months
Last UpdatedMar 17, 2026
Details
As Low As; 5.25%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto (2023 and newer)
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto
7.24%
96 Months
▼
APR7.24%
Term96 Months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto (2023 and newer)
7.24%
96 Months
▼
APR7.24%
Term96 Months
Last UpdatedMar 21, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Vehicles
7.50%
2 Months
▼
APR7.50%
Term2 Months
Last UpdatedMar 17, 2026
Details
As Low As; 6.500%
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Vehicles
7.75%
4 Months
▼
APR7.75%
Term4 Months
Last UpdatedMar 17, 2026
Details
As Low As; 6.750%
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Vehicles
8.00%
5 Months
▼
APR8.00%
Term5 Months
Last UpdatedMar 17, 2026
Details
As Low As; 7.000%
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Vehicles
8.25%
6 Months
▼
APR8.25%
Term6 Months
Last UpdatedMar 17, 2026
Details
As Low As; 7.250%
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA, 98136
New & Used Autos (2021 & Newer)
3.64%
Up to 84 Months
▼
APR3.64%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
New Vehicles Model Year 2025-2026
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
3049 S 36th St, Tacoma, WA, 98409
New Auto
4.00%
24 to 84 months
▼
APR4.00%
Term24 to 84 months
Last UpdatedMar 16, 2026
Details
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
TRI CITIES Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.36%
3213 W 19th Ave, Kennewick, WA, 99337
New & Used Auto
4.24%
up to 84 months
▼
APR4.24%
Termup to 84 months
Last UpdatedMar 15, 2026
Details
Up to 115% Book Value or purchase price, depending on credit quality.
Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
4550 S 134th Pl, Tukwila, WA, 98168
New Vehicles
4.24%
36-84 months
▼
APR4.24%
Term36-84 months
Last UpdatedMar 17, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
New Vehicles (2023 - 2026)
4.25%
0 - 36
▼
APR4.25%
Term0 - 36
Last UpdatedMar 20, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 0 - 36 Months
4.46%
36 Months
▼
APR4.46%
Term36 Months
Last UpdatedMar 15, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New Vehicle Loans 36 Months
4.46%
36 Months
▼
APR4.46%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA, 99207
New Cars
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 17, 2026
Details
0% down OAC
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
New Auto (2021 and Newer)
4.74%
4 years
▼
APR4.74%
Term4 years
Last UpdatedMar 16, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Strait View Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
220 S Lincoln St, Port Angeles, WA, 98362 3003
New & Used Vehicles
4.75%
Up to 96 months
▼
APR4.75%
TermUp to 96 months
Last UpdatedMar 15, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
New Auto Purchase or Refinance
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As; 60 months or less
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
New Auto (2021 and Newer)
4.99%
5 years
▼
APR4.99%
Term5 years
Last UpdatedMar 16, 2026
Details
As Low As
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
520 1ST ST, Cheney, WA, 99004 1603
New Auto/Truck Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As; Fixed rate, terms up to 72 months with no more than 12,000 miles.
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
New Vehicles Model Year 2025-2026
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 16, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
New Vehicles (2023 - 2026)
5.00%
37 - 48
▼
APR5.00%
Term37 - 48
Last UpdatedMar 20, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
New Auto Purchase or Refinance
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; 61 - 72 months
MountainCrest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
1328 Broadway, Everett, WA, 98201 1718
New Auto
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMar 21, 2026
Details
2024 and newer. Up to 84-month term available. Loan to value based on MSRP or NADA retail.
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
19802 62nd Ave S, Kent, WA, 98032 4009
New Cars
5.14%
84 Months
▼
APR5.14%
Term84 Months
Last UpdatedMar 17, 2026
Details
2025-2026 models with less
than 7,500 miles.
North Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
1100 Dupont St, Bellingham, WA, 98225 3113
New / Used Vehicles
5.22%
1 to 84 Months
▼
APR5.22%
Term1 to 84 Months
Last UpdatedMar 15, 2026
Details
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
New Auto (2021 and Newer)
5.24%
6 years
▼
APR5.24%
Term6 years
Last UpdatedMar 16, 2026
Details
As Low As
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
10200 Silverdale Way NW, Silverdale, WA, 98383
New Auto
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 16, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Our Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA, 98584
New or Used Auto
5.24%
up to 84 Months
▼
APR5.24%
Termup to 84 Months
Last UpdatedMar 21, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
New Vehicles: Model Year 2025 or newer
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 21, 2026
Details
Community Healthcare Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
2531 Wetmore Ave, Everett, WA, 98201
New Auto - 2020 and newer
5.25%
60 - 84 Months
▼
APR5.25%
Term60 - 84 Months
Last UpdatedMar 18, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
New Auto Purchase or Refinance
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As; 73 - 84 months
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
NEW AUTO - Max
5.30%
60 Months
▼
APR5.30%
Term60 Months
Last UpdatedMar 17, 2026
Details
$100,000; As Low As; *See Below
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
New Vehicles Model Year 2025-2026
5.39%
84 Months
▼
APR5.39%
Term84 Months
Last UpdatedMar 16, 2026
Details
min loan $25,000
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
NEW AUTO - Max
5.43%
72 Months
▼
APR5.43%
Term72 Months
Last UpdatedMar 17, 2026
Details
$100,000; As Low As; *See Below
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
New Auto (2021 and Newer)
5.49%
7 years
▼
APR5.49%
Term7 years
Last UpdatedMar 16, 2026
Details
As Low As
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA, 99207
New Cars
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 17, 2026
Details
0% down OAC
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
New Auto
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
New Vehicles: Model Year 2025 or newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 21, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
New Vehicles (2023 - 2026)
5.50%
49 - 60
▼
APR5.50%
Term49 - 60
Last UpdatedMar 20, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
NEW AUTO - Max
5.53%
84 Months
▼
APR5.53%
Term84 Months
Last UpdatedMar 17, 2026
Details
$100,000; As Low As; *See Below
Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
301 W Wishkah St, Aberdeen, WA, 98520 6130
Auto Loans New or Used
5.69%
Up to 84 Months
▼
APR5.69%
TermUp to 84 Months
Last UpdatedMar 20, 2026
Details
Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more.
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.74%
72 months
▼
APR5.74%
Term72 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
New Auto Loan
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
New Auto
5.74%
37 to 48
▼
APR5.74%
Term37 to 48
Last UpdatedMar 20, 2026
Details
Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
9706 4th Ave NE Ste 400, Seattle, WA, 98115 2199
New vehicles have never been titled or licensed and used vehicles up to 1 year old.
5.74%
Up to 84 months
▼
APR5.74%
TermUp to 84 months
Last UpdatedMar 21, 2026
Details
Rates increase without automatic payment; Rates decrease for hybrid and EV loans.
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
10200 Silverdale Way NW, Silverdale, WA, 98383
New Auto
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 16, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loan
5.75%
24 - 48
▼
APR5.75%
Term24 - 48
Last UpdatedMar 20, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loans
5.75%
24 - 48
▼
APR5.75%
Term24 - 48
Last UpdatedMar 20, 2026
Details
starting at
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 37 - 48 Months
5.77%
48 Months
▼
APR5.77%
Term48 Months
Last UpdatedMar 15, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 49 - 60 Months
5.93%
60 Months
▼
APR5.93%
Term60 Months
Last UpdatedMar 15, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New Vehicle Loans 60 Months
5.93%
60 Months
▼
APR5.93%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 61 - 72 Months
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 15, 2026
Details
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
520 1ST ST, Cheney, WA, 99004 1603
New Auto/Truck Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; Fixed rate, terms up to 84 months with no more than 12,000 miles.
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.99%
36 months
▼
APR5.99%
Term36 months
Last UpdatedMar 18, 2026
Details
Standard APR
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
New Auto Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
New Auto
5.99%
49 to 60
▼
APR5.99%
Term49 to 60
Last UpdatedMar 20, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
New Vehicles (2023 - 2026)
6.00%
61 - 72
▼
APR6.00%
Term61 - 72
Last UpdatedMar 20, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loan
6.00%
60 - 72
▼
APR6.00%
Term60 - 72
Last UpdatedMar 20, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loans
6.00%
60 - 72
▼
APR6.00%
Term60 - 72
Last UpdatedMar 20, 2026
Details
starting at
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
6.24%
48 months
▼
APR6.24%
Term48 months
Last UpdatedMar 18, 2026
Details
Standard APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
New Auto
6.24%
61 to 72
▼
APR6.24%
Term61 to 72
Last UpdatedMar 20, 2026
Details
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
10200 Silverdale Way NW, Silverdale, WA, 98383
New Auto
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 16, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
6.49%
60 months
▼
APR6.49%
Term60 months
Last UpdatedMar 18, 2026
Details
Standard APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
New Auto
6.49%
73 to 84
▼
APR6.49%
Term73 to 84
Last UpdatedMar 20, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
New Vehicles: Model Year 2025 or newer
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 21, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
New Vehicles (2023 - 2026)
6.50%
73 - 84
▼
APR6.50%
Term73 - 84
Last UpdatedMar 20, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 73 - 84 months
6.61%
84 Months
▼
APR6.61%
Term84 Months
Last UpdatedMar 15, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
6.71%
60 Months
▼
APR6.71%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
6.74%
72 months
▼
APR6.74%
Term72 months
Last UpdatedMar 18, 2026
Details
Standard APR
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loans
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
starting at
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
7.16%
72 Months
▼
APR7.16%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
▼
APR4.75%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR*
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Auto Loan (vehicle year 2022 - 2026)
5.00%
5 Months
▼
APR5.00%
Term5 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR*
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Auto Loan (vehicle year 2022 - 2026)
5.25%
6 Months
▼
APR5.25%
Term6 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR*
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
Used Auto
5.69%
Up to 60 months
▼
APR5.69%
TermUp to 60 months
Last UpdatedMar 21, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
Used Auto
5.79%
61 - 72 months
▼
APR5.79%
Term61 - 72 months
Last UpdatedMar 21, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
Used Auto
5.99%
73 - 84 months
▼
APR5.99%
Term73 - 84 months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto
6.14%
36-60
▼
APR6.14%
Term36-60
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto (2016-2022)
6.14%
36-60
▼
APR6.14%
Term36-60
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto
6.39%
72 Months
▼
APR6.39%
Term72 Months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto (2016-2022)
6.39%
72 Months
▼
APR6.39%
Term72 Months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto (2020-2022)
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedMar 21, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Vehicles 2019-2025
7.25%
4 Months
▼
APR7.25%
Term4 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Vehicles 2017-2018
7.50%
3 Months
▼
APR7.50%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Vehicles
8.25%
3 Months
▼
APR8.25%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Vehicles
8.50%
4 Months
▼
APR8.50%
Term4 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Vehicles
8.75%
5 Months
▼
APR8.75%
Term5 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Vehicles 2015-2016
9.50%
2 Months
▼
APR9.50%
Term2 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Vehicles
10.50%
2 Months
▼
APR10.50%
Term2 Months
Last UpdatedMar 17, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Vehicles
10.75%
3 Months
▼
APR10.75%
Term3 Months
Last UpdatedMar 17, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Vehicles
11.00%
4 Months
▼
APR11.00%
Term4 Months
Last UpdatedMar 17, 2026
Details
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA, 98136
New & Used Autos (2021 & Newer)
3.64%
Up to 84 Months
▼
APR3.64%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Used Vehicles Model Year 2020-2024
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedMar 16, 2026
Details
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
TRI CITIES Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.36%
3213 W 19th Ave, Kennewick, WA, 99337
New & Used Auto
4.24%
up to 84 months
▼
APR4.24%
Termup to 84 months
Last UpdatedMar 15, 2026
Details
Up to 115% Book Value or purchase price, depending on credit quality.
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 0 - 36 Months
4.46%
36 Months
▼
APR4.46%
Term36 Months
Last UpdatedMar 15, 2026
Details
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA, 99207
Used Cars
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 17, 2026
Details
up to 10 years old; 0% down OAC
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA, 98136
Used Autos (2020 & Older)
4.74%
Up to 72 Months
▼
APR4.74%
TermUp to 72 Months
Last UpdatedMar 15, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Strait View Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
220 S Lincoln St, Port Angeles, WA, 98362 3003
New & Used Vehicles
4.75%
Up to 96 months
▼
APR4.75%
TermUp to 96 months
Last UpdatedMar 15, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
Used Vehicles (2017 - 2022)
4.85%
0 - 36
▼
APR4.85%
Term0 - 36
Last UpdatedMar 20, 2026
Details
APR Range: 17.35%; Up to 100% LTV/Mileage maximum: 150,000
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
Used Auto Purchase or Refinance
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As; 60 months or less
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As
IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
3049 S 36th St, Tacoma, WA, 98409
Used Auto
5.00%
24 to 84 months
▼
APR5.00%
Term24 to 84 months
Last UpdatedMar 16, 2026
Details
MountainCrest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
1328 Broadway, Everett, WA, 98201 1718
Used Auto
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 21, 2026
Details
2023 and older. Up to 72-month term available. Loan to value based on NADA retail.
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Used Vehicles Model Year 2020-2024
5.19%
48 Months
▼
APR5.19%
Term48 Months
Last UpdatedMar 16, 2026
Details
North Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
1100 Dupont St, Bellingham, WA, 98225 3113
New / Used Vehicles
5.22%
1 to 84 Months
▼
APR5.22%
Term1 to 84 Months
Last UpdatedMar 15, 2026
Details
Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
4550 S 134th Pl, Tukwila, WA, 98168
Used Vehicles
5.24%
36-84 months
▼
APR5.24%
Term36-84 months
Last UpdatedMar 17, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
Used Auto Purchase or Refinance
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; 61 - 72 months
Our Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA, 98584
New or Used Auto
5.24%
up to 84 Months
▼
APR5.24%
Termup to 84 Months
Last UpdatedMar 21, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
19802 62nd Ave S, Kent, WA, 98032 4009
Used Cars
5.34%
84 Months
▼
APR5.34%
Term84 Months
Last UpdatedMar 17, 2026
Details
2017-2025 models.
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
USED AUTO - Max
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedMar 17, 2026
Details
$100,000; As Low As; *See Below
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Used Auto (Models 2017 - 2020)
5.49%
4 years
▼
APR5.49%
Term4 years
Last UpdatedMar 16, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Used Vehicles Model Year 2020-2024
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 16, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA, 99207
Used Cars
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 17, 2026
Details
up to 10 years old; 0% down OAC
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
Used Auto Purchase or Refinance
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As; 73 - 84 months
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
Used Vehicles: Model Year 2024 or older
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 21, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
USED AUTO - Max
5.54%
72 Months
▼
APR5.54%
Term72 Months
Last UpdatedMar 17, 2026
Details
$100,000; As Low As; *See Below
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
Used Vehicles (2017 - 2022)
5.60%
37 - 48
▼
APR5.60%
Term37 - 48
Last UpdatedMar 20, 2026
Details
APR Range: 17.99%; Up to 100% LTV/Mileage maximum: 150,000
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
USED AUTO - Max
5.65%
84 Months
▼
APR5.65%
Term84 Months
Last UpdatedMar 17, 2026
Details
$100,000; As Low As; *See Below
Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
301 W Wishkah St, Aberdeen, WA, 98520 6130
Auto Loans New or Used
5.69%
Up to 84 Months
▼
APR5.69%
TermUp to 84 Months
Last UpdatedMar 20, 2026
Details
Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more.
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Used Auto (Models 2017 - 2020)
5.74%
5 years
▼
APR5.74%
Term5 years
Last UpdatedMar 16, 2026
Details
As Low As
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
520 1ST ST, Cheney, WA, 99004 1603
Used Auto/Truck Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As; Fixed rate, terms up to 72 months on vehicles up to 10 years old.
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.74%
72 months
▼
APR5.74%
Term72 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
Used Auto
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMar 20, 2026
Details
Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
9706 4th Ave NE Ste 400, Seattle, WA, 98115 2199
New vehicles have never been titled or licensed and used vehicles up to 1 year old.
5.74%
Up to 84 months
▼
APR5.74%
TermUp to 84 months
Last UpdatedMar 21, 2026
Details
Rates increase without automatic payment; Rates decrease for hybrid and EV loans.
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
Used Vehicles: Model Year 2024 or older
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 21, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loan
5.75%
24 - 48
▼
APR5.75%
Term24 - 48
Last UpdatedMar 20, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loans
5.75%
24 - 48
▼
APR5.75%
Term24 - 48
Last UpdatedMar 20, 2026
Details
starting at
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 37 - 48 Months
5.77%
48 Months
▼
APR5.77%
Term48 Months
Last UpdatedMar 15, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
Used Vehicle Loans 48 Months
5.77%
48 Months
▼
APR5.77%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Used Vehicles Model Year 2020-2024
5.79%
72 Months
▼
APR5.79%
Term72 Months
Last UpdatedMar 16, 2026
Details
min loan $20,000
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 49 - 60 Months
5.93%
60 Months
▼
APR5.93%
Term60 Months
Last UpdatedMar 15, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 61 - 72 Months
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 15, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
Used Vehicle Loans 72 Months
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Used Auto (Models 2017 - 2020)
5.99%
6 years
▼
APR5.99%
Term6 years
Last UpdatedMar 16, 2026
Details
As Low As
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
520 1ST ST, Cheney, WA, 99004 1603
Used Auto/Truck Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; 84 months available under certain conditions.
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.99%
36 months
▼
APR5.99%
Term36 months
Last UpdatedMar 18, 2026
Details
Standard APR
Community Healthcare Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
2531 Wetmore Ave, Everett, WA, 98201
Used Auto - 2019 and older
5.99%
36 - 84 Months
▼
APR5.99%
Term36 - 84 Months
Last UpdatedMar 18, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Used Auto Loan
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
Used Auto
5.99%
37 to 48
▼
APR5.99%
Term37 to 48
Last UpdatedMar 20, 2026
Details
Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
9706 4th Ave NE Ste 400, Seattle, WA, 98115 2199
Used vehicles that have been titled or licensed and are 2 years old and older.
5.99%
Up to 84 months
▼
APR5.99%
TermUp to 84 months
Last UpdatedMar 21, 2026
Details
Rates increase without automatic payment; Rates decrease for hybrid and EV loans.
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loan
6.00%
60 - 72
▼
APR6.00%
Term60 - 72
Last UpdatedMar 20, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loans
6.00%
60 - 72
▼
APR6.00%
Term60 - 72
Last UpdatedMar 20, 2026
Details
starting at
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Used Vehicles Model Year 2020-2024
6.09%
84 Months
▼
APR6.09%
Term84 Months
Last UpdatedMar 16, 2026
Details
min loan $25,000
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
Used Vehicles (2017 - 2022)
6.10%
49 - 60
▼
APR6.10%
Term49 - 60
Last UpdatedMar 20, 2026
Details
APR Range: 17.99%; Up to 100% LTV/Mileage maximum: 150,000
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Used Auto (Models 2017 - 2020)
6.24%
7 years
▼
APR6.24%
Term7 years
Last UpdatedMar 16, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
6.24%
48 months
▼
APR6.24%
Term48 months
Last UpdatedMar 18, 2026
Details
Standard APR
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Used Auto Loan
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 20, 2026
Details
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
Used Auto
6.24%
49 to 60
▼
APR6.24%
Term49 to 60
Last UpdatedMar 20, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
10200 Silverdale Way NW, Silverdale, WA, 98383
Used Auto
6.34%
60 Months
▼
APR6.34%
Term60 Months
Last UpdatedMar 16, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
6.49%
60 months
▼
APR6.49%
Term60 months
Last UpdatedMar 18, 2026
Details
Standard APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
Used Auto
6.49%
61 to 72
▼
APR6.49%
Term61 to 72
Last UpdatedMar 20, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
Used Vehicles (2017 - 2022)
6.60%
61 - 72
▼
APR6.60%
Term61 - 72
Last UpdatedMar 20, 2026
Details
APR Range: 17.99%; Up to 100% LTV/Mileage maximum: 150,000
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 73 - 84 months
6.61%
84 Months
▼
APR6.61%
Term84 Months
Last UpdatedMar 15, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
6.71%
60 Months
▼
APR6.71%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
6.74%
72 months
▼
APR6.74%
Term72 months
Last UpdatedMar 18, 2026
Details
Standard APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
Used Auto
6.74%
73 to 84
▼
APR6.74%
Term73 to 84
Last UpdatedMar 20, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Classic Used Vehicles Model Year 1972 and Older
6.99%
36 Months
▼
APR6.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA, 99207
Older Used Cars
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedMar 17, 2026
Details
11-18 years old; requires 10% down
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loans
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
starting at
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
7.16%
72 Months
▼
APR7.16%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Older Used Vehicles Model Year 2015-2019
7.24%
36 Months
▼
APR7.24%
Term36 Months
Last UpdatedMar 16, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Used Auto Loan
7.24%
60 Months
▼
APR7.24%
Term60 Months
Last UpdatedMar 20, 2026
Details
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Frequently Asked Questions about Auto Loans in Vancouver, Washington
How does my credit score affect my car loan rate in Washington?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Vancouver, Washington with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Washington *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Vancouver, Washington typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Vancouver, Washington?
Based on our current data, some of the lowest auto loan rates available in Vancouver, Washington include:
- LONGSHOREMENS LOCAL 4: 1.99% (New vehicle)
- Ukrainian Federal Credit Union: 4.75% (Used Auto Loan (vehicle year 2022 - 2026))
- Unitus Community Credit Union: 5.29% (New Autos (2025 or Newer))
- Pacific NW Federal Credit Union: 5.54% (New Auto)
- OnPoint Community Credit Union: 5.99% (New auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Vancouver, Washington. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 21, 2026
