Auto Loan Rates in Liberty Lake, Washington (WA) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Liberty Lake, Washington. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Liberty Lake, Washington include Delta Schools Federal Credit UnionDelta Schools Federal Credit Union1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016A+5.0 ★Texas Ratio: 0.35% offering New Vehicles Model Year 2025-2026 at 3.99%, South Bay Credit UnionSouth Bay Credit Union1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613A+5.0 ★Texas Ratio: 4.09% offering New Auto Purchase or Refinance at 4.75%, Rolling F Credit UnionRolling F Credit Union1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613A+5.0 ★Texas Ratio: 2.00% offering NEW AUTO - Max at 5.30%, Idaho Central Credit UnionIdaho Central Credit Union21398 E Country Vista Dr, Liberty Lake, WA, 99019A+5.0 ★Texas Ratio: 4.09% offering Auto Loan at 5.44%, LONGSHOREMENS LOCAL 4LONGSHOREMENS LOCAL 41209 Ingalls St, Vancouver, WA, 98660 2722A+5.0 ★Texas Ratio: 1.72% offering New vehicle at 1.99%. Auto loan rates as of March 27, 2026 according to verified data from MonitorBankRates.
Auto loan rates in Liberty Lake, Washington are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Liberty Lake, Washington. Auto Loan Rates Last Updated and Verified: March 27, 2026
Compare Auto Loan Rates Today in Liberty Lake, Washington & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
New Vehicles Model Year 2025-2026
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Used Vehicles Model Year 2020-2024
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedMar 16, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
New Auto Purchase or Refinance
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As; 60 months or less
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
New Vehicles Model Year 2025-2026
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 16, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
Used Auto Purchase or Refinance
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As; 60 months or less
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
New Auto Purchase or Refinance
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; 61 - 72 months
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Used Vehicles Model Year 2020-2024
5.19%
48 Months
▼
APR5.19%
Term48 Months
Last UpdatedMar 16, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
Used Auto Purchase or Refinance
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; 61 - 72 months
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
New Auto Purchase or Refinance
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As; 73 - 84 months
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
NEW AUTO - Max
5.30%
60 Months
▼
APR5.30%
Term60 Months
Last UpdatedMar 24, 2026
Details
$100,000; As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
New Vehicles Model Year 2025-2026
5.39%
84 Months
▼
APR5.39%
Term84 Months
Last UpdatedMar 16, 2026
Details
min loan $25,000
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
USED AUTO - Max
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedMar 24, 2026
Details
$100,000; As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
NEW AUTO
5.43%
72 Months
▼
APR5.43%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
21398 E Country Vista Dr, Liberty Lake, WA, 99019
Auto Loan
5.44%
48 Months
▼
APR5.44%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on vehicle age, credit history, and underwriting criteria. Rates updated daily.
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Used Vehicles Model Year 2020-2024
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 16, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
Used Auto Purchase or Refinance
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As; 73 - 84 months
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
NEW AUTO
5.53%
84 Months
▼
APR5.53%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
USED AUTO
5.54%
72 Months
▼
APR5.54%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
USED AUTO
5.65%
84 Months
▼
APR5.65%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
21398 E Country Vista Dr, Liberty Lake, WA, 99019
Auto Loan
5.69%
60 Months
▼
APR5.69%
Term60 Months
Last UpdatedMar 27, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on vehicle age, credit history, and underwriting criteria. Rates updated daily.
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Used Vehicles Model Year 2020-2024
5.79%
72 Months
▼
APR5.79%
Term72 Months
Last UpdatedMar 16, 2026
Details
min loan $20,000
Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
21398 E Country Vista Dr, Liberty Lake, WA, 99019
Auto Loan
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 27, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on vehicle age, credit history, and underwriting criteria. Rates updated daily.
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Used Vehicles Model Year 2020-2024
6.09%
84 Months
▼
APR6.09%
Term84 Months
Last UpdatedMar 16, 2026
Details
min loan $25,000
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Classic Used Vehicles Model Year 1972 and Older
6.99%
36 Months
▼
APR6.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Older Used Vehicles Model Year 2015-2019
7.24%
36 Months
▼
APR7.24%
Term36 Months
Last UpdatedMar 16, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
New Vehicles Model Year 2025-2026
7.39%
96 month
▼
APR7.39%
Term96 month
Last UpdatedMar 16, 2026
Details
min loan $45,000 A+ A Credit Tier Only
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
OLDER USED AUTO (2015 or older) - Max
7.40%
60 Months
▼
APR7.40%
Term60 Months
Last UpdatedMar 24, 2026
Details
$25,000; As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Classic Used Vehicles Model Year 1972 and Older
7.54%
48 Months
▼
APR7.54%
Term48 Months
Last UpdatedMar 16, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
OLDER USED AUTO
7.54%
72 Months
▼
APR7.54%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
OLDER USED AUTO
7.65%
84 Months
▼
APR7.65%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Classic Used Vehicles Model Year 1972 and Older
7.79%
72 Months
▼
APR7.79%
Term72 Months
Last UpdatedMar 16, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Older Used Vehicles Model Year 2015-2019
8.24%
48 Months
▼
APR8.24%
Term48 Months
Last UpdatedMar 16, 2026
Details
LONGSHOREMENS LOCAL 4
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
1209 Ingalls St, Vancouver, WA, 98660 2722
New vehicle
1.99%
Up to 84 months
▼
APR1.99%
TermUp to 84 months
Last UpdatedMar 24, 2026
Details
As Low As
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA, 98136
New & Used Autos (2021 & Newer)
3.64%
Up to 84 Months
▼
APR3.64%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
3049 S 36th St, Tacoma, WA, 98409
New Auto
4.00%
24 to 84 months
▼
APR4.00%
Term24 to 84 months
Last UpdatedMar 24, 2026
Details
TRI CITIES Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.36%
3213 W 19th Ave, Kennewick, WA, 99337
New & Used Auto
4.24%
up to 84 months
▼
APR4.24%
Termup to 84 months
Last UpdatedMar 22, 2026
Details
Up to 115% Book Value or purchase price, depending on credit quality.
Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
4550 S 134th Pl, Tukwila, WA, 98168
New Vehicles
4.24%
36-84 months
▼
APR4.24%
Term36-84 months
Last UpdatedMar 24, 2026
Details
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loans
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
New Vehicles (2023 - 2026)
4.25%
0 - 36
▼
APR4.25%
Term0 - 36
Last UpdatedMar 20, 2026
Details
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
1451 15th St, Clarkston, WA, 99403
Autos
4.25%
Up to 96 Months
▼
APR4.25%
TermUp to 96 Months
Last UpdatedMar 27, 2026
Details
As Low As
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 0 - 36 Months
4.46%
36 Months
▼
APR4.46%
Term36 Months
Last UpdatedMar 22, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA, 99207
New Cars
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 24, 2026
Details
0% down OAC
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA, 99207
Used Cars
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 24, 2026
Details
up to 10 years old; 0% down OAC
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loans
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 26, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
New Auto (2021 and Newer)
4.74%
4 years
▼
APR4.74%
Term4 years
Last UpdatedMar 16, 2026
Details
As Low As
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1301 HIGHLAND AVE, CLARKSTON, WA, 99403
Auto Loan
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA, 98136
Used Autos (2020 & Older)
4.74%
Up to 72 Months
▼
APR4.74%
TermUp to 72 Months
Last UpdatedMar 22, 2026
Details
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loans
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
Strait View Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
220 S Lincoln St, Port Angeles, WA, 98362 3003
New & Used Vehicles
4.75%
Up to 96 months
▼
APR4.75%
TermUp to 96 months
Last UpdatedMar 15, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
▼
APR4.75%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As; APR*
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
Used Vehicles (2017 - 2022)
4.85%
0 - 36
▼
APR4.85%
Term0 - 36
Last UpdatedMar 20, 2026
Details
APR Range: 17.35%; Up to 100% LTV/Mileage maximum: 150,000
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1301 HIGHLAND AVE, CLARKSTON, WA, 99403
Auto Loan
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
19802 62nd Ave S, Kent, WA, 98032 4009
New Cars
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 24, 2026
Details
2025-2026 models with less than 7,500 miles.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
New Auto (2021 and Newer)
4.99%
5 years
▼
APR4.99%
Term5 years
Last UpdatedMar 16, 2026
Details
As Low As
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
520 1ST ST, Cheney, WA, 99004 1603
New Auto/Truck Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As; Fixed rate, terms up to 72 months with no more than 12,000 miles.
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
New Vehicles (2023 - 2026)
5.00%
37 - 48
▼
APR5.00%
Term37 - 48
Last UpdatedMar 20, 2026
Details
MountainCrest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
1328 Broadway, Everett, WA, 98201 1718
New Auto
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMar 21, 2026
Details
2024 and newer. Up to 84-month term available. Loan to value based on MSRP or NADA retail.
MountainCrest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
1328 Broadway, Everett, WA, 98201 1718
Used Auto
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 21, 2026
Details
2023 and older. Up to 72-month term available. Loan to value based on NADA retail.
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Auto Loan (vehicle year 2022 - 2026)
5.00%
5 Months
▼
APR5.00%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; APR*
IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
3049 S 36th St, Tacoma, WA, 98409
Used Auto
5.00%
24 to 84 months
▼
APR5.00%
Term24 to 84 months
Last UpdatedMar 24, 2026
Details
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loans
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
5.04%
36 Months
▼
APR5.04%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
New Autos (2025 or Newer)
5.04%
Up to 36 months
▼
APR5.04%
TermUp to 36 months
Last UpdatedMar 22, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
19802 62nd Ave S, Kent, WA, 98032 4009
Used Cars
5.09%
84 Months
▼
APR5.09%
Term84 Months
Last UpdatedMar 24, 2026
Details
2017-2025 models.
North Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
1100 Dupont St, Bellingham, WA, 98225 3113
New / Used Vehicles
5.22%
1 to 84 Months
▼
APR5.22%
Term1 to 84 Months
Last UpdatedMar 15, 2026
Details
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
New Auto (2021 and Newer)
5.24%
6 years
▼
APR5.24%
Term6 years
Last UpdatedMar 16, 2026
Details
As Low As
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
10200 Silverdale Way NW, Silverdale, WA, 98383
New Auto
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 16, 2026
Details
Our Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA, 98584
New or Used Auto
5.24%
up to 84 Months
▼
APR5.24%
Termup to 84 Months
Last UpdatedMar 21, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
New Vehicles: Model Year 2025 or newer
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 21, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
New Autos (2025 or Newer)
5.24%
37-60 months
▼
APR5.24%
Term37-60 months
Last UpdatedMar 22, 2026
Details
Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
4550 S 134th Pl, Tukwila, WA, 98168
Used Vehicles
5.24%
36-84 months
▼
APR5.24%
Term36-84 months
Last UpdatedMar 24, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Auto Loan (vehicle year 2022 - 2026)
5.25%
6 Months
▼
APR5.25%
Term6 Months
Last UpdatedMar 24, 2026
Details
As Low As; APR*
Community Healthcare Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
2531 Wetmore Ave, Everett, WA, 98201
New Auto - 2020 and newer
5.25%
60 - 84 Months
▼
APR5.25%
Term60 - 84 Months
Last UpdatedMar 25, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
5.30%
48 Months
▼
APR5.30%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
New Autos (2025 or Newer)
5.34%
61-66 months
▼
APR5.34%
Term61-66 months
Last UpdatedMar 22, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
New Autos (2025 or Newer)
5.44%
67-75 months
▼
APR5.44%
Term67-75 months
Last UpdatedMar 22, 2026
Details
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
New Auto (2021 and Newer)
5.49%
7 years
▼
APR5.49%
Term7 years
Last UpdatedMar 16, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Used Auto (Models 2017 - 2020)
5.49%
4 years
▼
APR5.49%
Term4 years
Last UpdatedMar 16, 2026
Details
As Low As
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
New Vehicles: Model Year 2025 or newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 21, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
Used Vehicles: Model Year 2024 or older
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 21, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA, 99207
New Cars
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 24, 2026
Details
0% down OAC
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA, 99207
Used Cars
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 24, 2026
Details
up to 10 years old; 0% down OAC
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
New Auto
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMar 27, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
New Vehicles (2023 - 2026)
5.50%
49 - 60
▼
APR5.50%
Term49 - 60
Last UpdatedMar 20, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Auto Loan (vehicle year 2025 - 2026)
5.50%
3 Months
▼
APR5.50%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As; 4.50%
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
5.54%
36 Months
▼
APR5.54%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
New Auto
5.54%
Up to 60 months
▼
APR5.54%
TermUp to 60 months
Last UpdatedMar 21, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
Used Vehicles (2017 - 2022)
5.60%
37 - 48
▼
APR5.60%
Term37 - 48
Last UpdatedMar 20, 2026
Details
APR Range: 17.99%; Up to 100% LTV/Mileage maximum: 150,000
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
5.62%
60 Months
▼
APR5.62%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
New Auto
5.64%
61 - 72 months
▼
APR5.64%
Term61 - 72 months
Last UpdatedMar 21, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
Used Auto
5.69%
Up to 60 months
▼
APR5.69%
TermUp to 60 months
Last UpdatedMar 21, 2026
Details
Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
301 W Wishkah St, Aberdeen, WA, 98520 6130
Auto Loans New or Used
5.69%
Up to 84 Months
▼
APR5.69%
TermUp to 84 Months
Last UpdatedMar 26, 2026
Details
Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Used Auto (Models 2017 - 2020)
5.74%
5 years
▼
APR5.74%
Term5 years
Last UpdatedMar 16, 2026
Details
As Low As
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
520 1ST ST, Cheney, WA, 99004 1603
Used Auto/Truck Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As; Fixed rate, terms up to 72 months on vehicles up to 10 years old.
Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
9706 4th Ave NE Ste 400, Seattle, WA, 98115 2199
New vehicles have never been titled or licensed and used vehicles up to 1 year old.
5.74%
Up to 84 months
▼
APR5.74%
TermUp to 84 months
Last UpdatedMar 21, 2026
Details
Rates increase without automatic payment; Rates decrease for hybrid and EV loans.
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
Used Vehicles: Model Year 2024 or older
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 21, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
New Auto Loan
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loans
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.74%
72 months
▼
APR5.74%
Term72 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
New Auto
5.74%
37 to 48
▼
APR5.74%
Term37 to 48
Last UpdatedMar 27, 2026
Details
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
Used Auto
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMar 27, 2026
Details
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
10200 Silverdale Way NW, Silverdale, WA, 98383
New Auto
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 16, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loan
5.75%
24 - 48
▼
APR5.75%
Term24 - 48
Last UpdatedMar 20, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loans
5.75%
24 - 48
▼
APR5.75%
Term24 - 48
Last UpdatedMar 20, 2026
Details
starting at
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Auto Loan (vehicle year 2025 - 2026)
5.75%
5 Months
▼
APR5.75%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; 4.75%
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 37 - 48 Months
5.77%
48 Months
▼
APR5.77%
Term48 Months
Last UpdatedMar 22, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
Used Auto
5.79%
61 - 72 months
▼
APR5.79%
Term61 - 72 months
Last UpdatedMar 21, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
5.80%
48 Months
▼
APR5.80%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
New Auto
5.84%
73 - 84 months
▼
APR5.84%
Term73 - 84 months
Last UpdatedMar 21, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 49 - 60 Months
5.93%
60 Months
▼
APR5.93%
Term60 Months
Last UpdatedMar 22, 2026
Details
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Used Auto (Models 2017 - 2020)
5.99%
6 years
▼
APR5.99%
Term6 years
Last UpdatedMar 16, 2026
Details
As Low As
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
520 1ST ST, Cheney, WA, 99004 1603
New Auto/Truck Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; Fixed rate, terms up to 84 months with no more than 12,000 miles.
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
520 1ST ST, Cheney, WA, 99004 1603
Used Auto/Truck Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; 84 months available under certain conditions.
Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
9706 4th Ave NE Ste 400, Seattle, WA, 98115 2199
Used vehicles that have been titled or licensed and are 2 years old and older.
5.99%
Up to 84 months
▼
APR5.99%
TermUp to 84 months
Last UpdatedMar 21, 2026
Details
Rates increase without automatic payment; Rates decrease for hybrid and EV loans.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto
5.99%
36-60
▼
APR5.99%
Term36-60
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto (2023 and newer)
5.99%
36-60
▼
APR5.99%
Term36-60
Last UpdatedMar 21, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
Used Auto
5.99%
73 - 84 months
▼
APR5.99%
Term73 - 84 months
Last UpdatedMar 21, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 61 - 72 Months
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 22, 2026
Details
Community Healthcare Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
2531 Wetmore Ave, Everett, WA, 98201
Used Auto - 2019 and older
5.99%
36 - 84 Months
▼
APR5.99%
Term36 - 84 Months
Last UpdatedMar 25, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
New Auto Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Used Auto Loan
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.99%
36 months
▼
APR5.99%
Term36 months
Last UpdatedMar 26, 2026
Details
Standard APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
New Auto
5.99%
49 to 60
▼
APR5.99%
Term49 to 60
Last UpdatedMar 27, 2026
Details
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
Used Auto
5.99%
37 to 48
▼
APR5.99%
Term37 to 48
Last UpdatedMar 27, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
New Vehicles (2023 - 2026)
6.00%
61 - 72
▼
APR6.00%
Term61 - 72
Last UpdatedMar 20, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loan
6.00%
60 - 72
▼
APR6.00%
Term60 - 72
Last UpdatedMar 20, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loans
6.00%
60 - 72
▼
APR6.00%
Term60 - 72
Last UpdatedMar 20, 2026
Details
starting at
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Auto Loan (vehicle year 2025 - 2026)
6.00%
6 Months
▼
APR6.00%
Term6 Months
Last UpdatedMar 24, 2026
Details
As Low As; 5.00%
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
6.04%
72 Months
▼
APR6.04%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
Used Vehicles (2017 - 2022)
6.10%
49 - 60
▼
APR6.10%
Term49 - 60
Last UpdatedMar 20, 2026
Details
APR Range: 17.99%; Up to 100% LTV/Mileage maximum: 150,000
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
6.12%
60 Months
▼
APR6.12%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto
6.14%
36-60
▼
APR6.14%
Term36-60
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto (2016-2022)
6.14%
36-60
▼
APR6.14%
Term36-60
Last UpdatedMar 21, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
6.18%
84 Months
▼
APR6.18%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Used Auto (Models 2017 - 2020)
6.24%
7 years
▼
APR6.24%
Term7 years
Last UpdatedMar 16, 2026
Details
As Low As
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto (2023 and newer)
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 21, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Used Auto Loan
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 26, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
6.24%
48 months
▼
APR6.24%
Term48 months
Last UpdatedMar 26, 2026
Details
Standard APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
New Auto
6.24%
61 to 72
▼
APR6.24%
Term61 to 72
Last UpdatedMar 27, 2026
Details
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
Used Auto
6.24%
49 to 60
▼
APR6.24%
Term49 to 60
Last UpdatedMar 27, 2026
Details
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
10200 Silverdale Way NW, Silverdale, WA, 98383
New Auto
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 16, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Auto Loan (vehicle year 2025 - 2026)
6.25%
7 Months
▼
APR6.25%
Term7 Months
Last UpdatedMar 24, 2026
Details
As Low As; 5.25%
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
18020 80th Ave S, Kent, WA, 98032
Auto Loans
6.25%
up to 36 months
▼
APR6.25%
Termup to 36 months
Last UpdatedMar 25, 2026
Details
As Low As; Model years 2016 - 2026
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
10200 Silverdale Way NW, Silverdale, WA, 98383
Used Auto
6.34%
60 Months
▼
APR6.34%
Term60 Months
Last UpdatedMar 16, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto
6.39%
72 Months
▼
APR6.39%
Term72 Months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto (2016-2022)
6.39%
72 Months
▼
APR6.39%
Term72 Months
Last UpdatedMar 21, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto (2023 and newer)
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 21, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
New Vehicles: Model Year 2025 or newer
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 21, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
6.49%
60 months
▼
APR6.49%
Term60 months
Last UpdatedMar 26, 2026
Details
Standard APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
New Auto
6.49%
73 to 84
▼
APR6.49%
Term73 to 84
Last UpdatedMar 27, 2026
Details
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
Used Auto
6.49%
61 to 72
▼
APR6.49%
Term61 to 72
Last UpdatedMar 27, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
New Vehicles (2023 - 2026)
6.50%
73 - 84
▼
APR6.50%
Term73 - 84
Last UpdatedMar 20, 2026
Details
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
18020 80th Ave S, Kent, WA, 98032
Auto Loans
6.50%
37 to 48 months
▼
APR6.50%
Term37 to 48 months
Last UpdatedMar 25, 2026
Details
As Low As; Model years 2016 - 2026
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
6.54%
72 Months
▼
APR6.54%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
18020 80th Ave S, Kent, WA, 98032
Auto Loans
6.55%
49 to 60 months
▼
APR6.55%
Term49 to 60 months
Last UpdatedMar 25, 2026
Details
As Low As; Model years 2016 - 2026
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA, 98201
Vehicle Loan
6.58%
15 years
▼
APR6.58%
Term15 years
Last UpdatedMar 20, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
Used Vehicles (2017 - 2022)
6.60%
61 - 72
▼
APR6.60%
Term61 - 72
Last UpdatedMar 20, 2026
Details
APR Range: 17.99%; Up to 100% LTV/Mileage maximum: 150,000
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 73 - 84 months
6.61%
84 Months
▼
APR6.61%
Term84 Months
Last UpdatedMar 22, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
6.68%
84 Months
▼
APR6.68%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
18020 80th Ave S, Kent, WA, 98032
Auto Loans
6.70%
61 to 72 months
▼
APR6.70%
Term61 to 72 months
Last UpdatedMar 25, 2026
Details
As Low As; Model years 2016 - 2026
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
6.71%
60 Months
▼
APR6.71%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
6.71%
60 Months
▼
APR6.71%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
6.74%
72 months
▼
APR6.74%
Term72 months
Last UpdatedMar 26, 2026
Details
Standard APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
Used Auto
6.74%
73 to 84
▼
APR6.74%
Term73 to 84
Last UpdatedMar 27, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto (2020-2022)
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedMar 21, 2026
Details
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
18020 80th Ave S, Kent, WA, 98032
Auto Loans
6.95%
73 to 84 months
▼
APR6.95%
Term73 to 84 months
Last UpdatedMar 25, 2026
Details
As Low As; Model years 2016 - 2026, minimum loan amount $15,000
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA, 99207
Older Used Cars
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedMar 24, 2026
Details
11-18 years old; requires 10% down
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loans
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
starting at
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA, 98201
Vehicle Loan
7.13%
30 Years
▼
APR7.13%
Term30 Years
Last UpdatedMar 20, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Auto Loan
7.16%
72 Months
▼
APR7.16%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
7.16%
72 Months
▼
APR7.16%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto
7.24%
96 Months
▼
APR7.24%
Term96 Months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto (2023 and newer)
7.24%
96 Months
▼
APR7.24%
Term96 Months
Last UpdatedMar 21, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Used Auto Loan
7.24%
60 Months
▼
APR7.24%
Term60 Months
Last UpdatedMar 26, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Vehicles 2019-2025
7.25%
4 Months
▼
APR7.25%
Term4 Months
Last UpdatedMar 24, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
New Vehicles Model Year 2025-2026
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
New Auto Purchase or Refinance
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As; 60 months or less
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
New Vehicles Model Year 2025-2026
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 16, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
New Auto Purchase or Refinance
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; 61 - 72 months
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
New Auto Purchase or Refinance
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As; 73 - 84 months
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
NEW AUTO - Max
5.30%
60 Months
▼
APR5.30%
Term60 Months
Last UpdatedMar 24, 2026
Details
$100,000; As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
New Vehicles Model Year 2025-2026
5.39%
84 Months
▼
APR5.39%
Term84 Months
Last UpdatedMar 16, 2026
Details
min loan $25,000
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
NEW AUTO
5.43%
72 Months
▼
APR5.43%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
NEW AUTO
5.53%
84 Months
▼
APR5.53%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
New Vehicles Model Year 2025-2026
7.39%
96 month
▼
APR7.39%
Term96 month
Last UpdatedMar 16, 2026
Details
min loan $45,000 A+ A Credit Tier Only
LONGSHOREMENS LOCAL 4
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
1209 Ingalls St, Vancouver, WA, 98660 2722
New vehicle
1.99%
Up to 84 months
▼
APR1.99%
TermUp to 84 months
Last UpdatedMar 24, 2026
Details
As Low As
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA, 98136
New & Used Autos (2021 & Newer)
3.64%
Up to 84 Months
▼
APR3.64%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
3049 S 36th St, Tacoma, WA, 98409
New Auto
4.00%
24 to 84 months
▼
APR4.00%
Term24 to 84 months
Last UpdatedMar 24, 2026
Details
TRI CITIES Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.36%
3213 W 19th Ave, Kennewick, WA, 99337
New & Used Auto
4.24%
up to 84 months
▼
APR4.24%
Termup to 84 months
Last UpdatedMar 22, 2026
Details
Up to 115% Book Value or purchase price, depending on credit quality.
Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
4550 S 134th Pl, Tukwila, WA, 98168
New Vehicles
4.24%
36-84 months
▼
APR4.24%
Term36-84 months
Last UpdatedMar 24, 2026
Details
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loans
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
New Vehicles (2023 - 2026)
4.25%
0 - 36
▼
APR4.25%
Term0 - 36
Last UpdatedMar 20, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 0 - 36 Months
4.46%
36 Months
▼
APR4.46%
Term36 Months
Last UpdatedMar 22, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA, 99207
New Cars
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 24, 2026
Details
0% down OAC
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loans
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 26, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
New Auto (2021 and Newer)
4.74%
4 years
▼
APR4.74%
Term4 years
Last UpdatedMar 16, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loans
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
Strait View Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
220 S Lincoln St, Port Angeles, WA, 98362 3003
New & Used Vehicles
4.75%
Up to 96 months
▼
APR4.75%
TermUp to 96 months
Last UpdatedMar 15, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
19802 62nd Ave S, Kent, WA, 98032 4009
New Cars
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 24, 2026
Details
2025-2026 models with less than 7,500 miles.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
New Auto (2021 and Newer)
4.99%
5 years
▼
APR4.99%
Term5 years
Last UpdatedMar 16, 2026
Details
As Low As
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
520 1ST ST, Cheney, WA, 99004 1603
New Auto/Truck Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As; Fixed rate, terms up to 72 months with no more than 12,000 miles.
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
New Vehicles (2023 - 2026)
5.00%
37 - 48
▼
APR5.00%
Term37 - 48
Last UpdatedMar 20, 2026
Details
MountainCrest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
1328 Broadway, Everett, WA, 98201 1718
New Auto
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMar 21, 2026
Details
2024 and newer. Up to 84-month term available. Loan to value based on MSRP or NADA retail.
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loans
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
New Autos (2025 or Newer)
5.04%
Up to 36 months
▼
APR5.04%
TermUp to 36 months
Last UpdatedMar 22, 2026
Details
North Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
1100 Dupont St, Bellingham, WA, 98225 3113
New / Used Vehicles
5.22%
1 to 84 Months
▼
APR5.22%
Term1 to 84 Months
Last UpdatedMar 15, 2026
Details
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
New Auto (2021 and Newer)
5.24%
6 years
▼
APR5.24%
Term6 years
Last UpdatedMar 16, 2026
Details
As Low As
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
10200 Silverdale Way NW, Silverdale, WA, 98383
New Auto
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 16, 2026
Details
Our Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA, 98584
New or Used Auto
5.24%
up to 84 Months
▼
APR5.24%
Termup to 84 Months
Last UpdatedMar 21, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
New Vehicles: Model Year 2025 or newer
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 21, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
New Autos (2025 or Newer)
5.24%
37-60 months
▼
APR5.24%
Term37-60 months
Last UpdatedMar 22, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
Community Healthcare Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
2531 Wetmore Ave, Everett, WA, 98201
New Auto - 2020 and newer
5.25%
60 - 84 Months
▼
APR5.25%
Term60 - 84 Months
Last UpdatedMar 25, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
New Autos (2025 or Newer)
5.34%
61-66 months
▼
APR5.34%
Term61-66 months
Last UpdatedMar 22, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA, 98683 9510
New Autos (2025 or Newer)
5.44%
67-75 months
▼
APR5.44%
Term67-75 months
Last UpdatedMar 22, 2026
Details
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
New Auto (2021 and Newer)
5.49%
7 years
▼
APR5.49%
Term7 years
Last UpdatedMar 16, 2026
Details
As Low As
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
New Vehicles: Model Year 2025 or newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 21, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA, 99207
New Cars
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 24, 2026
Details
0% down OAC
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
New Auto
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMar 27, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
New Vehicles (2023 - 2026)
5.50%
49 - 60
▼
APR5.50%
Term49 - 60
Last UpdatedMar 20, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Auto Loan (vehicle year 2025 - 2026)
5.50%
3 Months
▼
APR5.50%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As; 4.50%
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
New Auto
5.54%
Up to 60 months
▼
APR5.54%
TermUp to 60 months
Last UpdatedMar 21, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
New Auto
5.64%
61 - 72 months
▼
APR5.64%
Term61 - 72 months
Last UpdatedMar 21, 2026
Details
Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
301 W Wishkah St, Aberdeen, WA, 98520 6130
Auto Loans New or Used
5.69%
Up to 84 Months
▼
APR5.69%
TermUp to 84 Months
Last UpdatedMar 26, 2026
Details
Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more.
Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
9706 4th Ave NE Ste 400, Seattle, WA, 98115 2199
New vehicles have never been titled or licensed and used vehicles up to 1 year old.
5.74%
Up to 84 months
▼
APR5.74%
TermUp to 84 months
Last UpdatedMar 21, 2026
Details
Rates increase without automatic payment; Rates decrease for hybrid and EV loans.
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
New Auto Loan
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loans
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.74%
72 months
▼
APR5.74%
Term72 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
New Auto
5.74%
37 to 48
▼
APR5.74%
Term37 to 48
Last UpdatedMar 27, 2026
Details
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
10200 Silverdale Way NW, Silverdale, WA, 98383
New Auto
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 16, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loan
5.75%
24 - 48
▼
APR5.75%
Term24 - 48
Last UpdatedMar 20, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loans
5.75%
24 - 48
▼
APR5.75%
Term24 - 48
Last UpdatedMar 20, 2026
Details
starting at
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Auto Loan (vehicle year 2025 - 2026)
5.75%
5 Months
▼
APR5.75%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; 4.75%
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 37 - 48 Months
5.77%
48 Months
▼
APR5.77%
Term48 Months
Last UpdatedMar 22, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
New Auto
5.84%
73 - 84 months
▼
APR5.84%
Term73 - 84 months
Last UpdatedMar 21, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 49 - 60 Months
5.93%
60 Months
▼
APR5.93%
Term60 Months
Last UpdatedMar 22, 2026
Details
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
520 1ST ST, Cheney, WA, 99004 1603
New Auto/Truck Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; Fixed rate, terms up to 84 months with no more than 12,000 miles.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto
5.99%
36-60
▼
APR5.99%
Term36-60
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto (2023 and newer)
5.99%
36-60
▼
APR5.99%
Term36-60
Last UpdatedMar 21, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 61 - 72 Months
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 22, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
New Auto Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.99%
36 months
▼
APR5.99%
Term36 months
Last UpdatedMar 26, 2026
Details
Standard APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
New Auto
5.99%
49 to 60
▼
APR5.99%
Term49 to 60
Last UpdatedMar 27, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
New Vehicles (2023 - 2026)
6.00%
61 - 72
▼
APR6.00%
Term61 - 72
Last UpdatedMar 20, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loan
6.00%
60 - 72
▼
APR6.00%
Term60 - 72
Last UpdatedMar 20, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loans
6.00%
60 - 72
▼
APR6.00%
Term60 - 72
Last UpdatedMar 20, 2026
Details
starting at
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Auto Loan (vehicle year 2025 - 2026)
6.00%
6 Months
▼
APR6.00%
Term6 Months
Last UpdatedMar 24, 2026
Details
As Low As; 5.00%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto (2023 and newer)
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 21, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
6.24%
48 months
▼
APR6.24%
Term48 months
Last UpdatedMar 26, 2026
Details
Standard APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
New Auto
6.24%
61 to 72
▼
APR6.24%
Term61 to 72
Last UpdatedMar 27, 2026
Details
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
10200 Silverdale Way NW, Silverdale, WA, 98383
New Auto
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 16, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
New Auto Loan (vehicle year 2025 - 2026)
6.25%
7 Months
▼
APR6.25%
Term7 Months
Last UpdatedMar 24, 2026
Details
As Low As; 5.25%
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto (2023 and newer)
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 21, 2026
Details
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
New Vehicles: Model Year 2025 or newer
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 21, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
6.49%
60 months
▼
APR6.49%
Term60 months
Last UpdatedMar 26, 2026
Details
Standard APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
New Auto
6.49%
73 to 84
▼
APR6.49%
Term73 to 84
Last UpdatedMar 27, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
New Vehicles (2023 - 2026)
6.50%
73 - 84
▼
APR6.50%
Term73 - 84
Last UpdatedMar 20, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 73 - 84 months
6.61%
84 Months
▼
APR6.61%
Term84 Months
Last UpdatedMar 22, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
6.71%
60 Months
▼
APR6.71%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
6.74%
72 months
▼
APR6.74%
Term72 months
Last UpdatedMar 26, 2026
Details
Standard APR
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loans
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
starting at
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
7.16%
72 Months
▼
APR7.16%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto
7.24%
96 Months
▼
APR7.24%
Term96 Months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
New auto (2023 and newer)
7.24%
96 Months
▼
APR7.24%
Term96 Months
Last UpdatedMar 21, 2026
Details
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MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Used Vehicles Model Year 2020-2024
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedMar 16, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
Used Auto Purchase or Refinance
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As; 60 months or less
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Used Vehicles Model Year 2020-2024
5.19%
48 Months
▼
APR5.19%
Term48 Months
Last UpdatedMar 16, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
Used Auto Purchase or Refinance
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; 61 - 72 months
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
USED AUTO - Max
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedMar 24, 2026
Details
$100,000; As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Used Vehicles Model Year 2020-2024
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 16, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA, 99019 7613
Used Auto Purchase or Refinance
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As; 73 - 84 months
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
USED AUTO
5.54%
72 Months
▼
APR5.54%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
USED AUTO
5.65%
84 Months
▼
APR5.65%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Used Vehicles Model Year 2020-2024
5.79%
72 Months
▼
APR5.79%
Term72 Months
Last UpdatedMar 16, 2026
Details
min loan $20,000
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Used Vehicles Model Year 2020-2024
6.09%
84 Months
▼
APR6.09%
Term84 Months
Last UpdatedMar 16, 2026
Details
min loan $25,000
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Classic Used Vehicles Model Year 1972 and Older
6.99%
36 Months
▼
APR6.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Older Used Vehicles Model Year 2015-2019
7.24%
36 Months
▼
APR7.24%
Term36 Months
Last UpdatedMar 16, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
OLDER USED AUTO (2015 or older) - Max
7.40%
60 Months
▼
APR7.40%
Term60 Months
Last UpdatedMar 24, 2026
Details
$25,000; As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Classic Used Vehicles Model Year 1972 and Older
7.54%
48 Months
▼
APR7.54%
Term48 Months
Last UpdatedMar 16, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
OLDER USED AUTO
7.54%
72 Months
▼
APR7.54%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1421 N Meadowwood Ln, Liberty Lake, WA, 99019 7613
OLDER USED AUTO
7.65%
84 Months
▼
APR7.65%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Classic Used Vehicles Model Year 1972 and Older
7.79%
72 Months
▼
APR7.79%
Term72 Months
Last UpdatedMar 16, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
1421 North Meadowwood Ln Ste 130, Liberty Lake, WA, 99016
Older Used Vehicles Model Year 2015-2019
8.24%
48 Months
▼
APR8.24%
Term48 Months
Last UpdatedMar 16, 2026
Details
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA, 98136
New & Used Autos (2021 & Newer)
3.64%
Up to 84 Months
▼
APR3.64%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
TRI CITIES Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.36%
3213 W 19th Ave, Kennewick, WA, 99337
New & Used Auto
4.24%
up to 84 months
▼
APR4.24%
Termup to 84 months
Last UpdatedMar 22, 2026
Details
Up to 115% Book Value or purchase price, depending on credit quality.
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loans
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 0 - 36 Months
4.46%
36 Months
▼
APR4.46%
Term36 Months
Last UpdatedMar 22, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA, 99207
Used Cars
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 24, 2026
Details
up to 10 years old; 0% down OAC
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loans
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 26, 2026
Details
As Low As
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA, 98136
Used Autos (2020 & Older)
4.74%
Up to 72 Months
▼
APR4.74%
TermUp to 72 Months
Last UpdatedMar 22, 2026
Details
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loans
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
Strait View Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
220 S Lincoln St, Port Angeles, WA, 98362 3003
New & Used Vehicles
4.75%
Up to 96 months
▼
APR4.75%
TermUp to 96 months
Last UpdatedMar 15, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
▼
APR4.75%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As; APR*
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
Used Vehicles (2017 - 2022)
4.85%
0 - 36
▼
APR4.85%
Term0 - 36
Last UpdatedMar 20, 2026
Details
APR Range: 17.35%; Up to 100% LTV/Mileage maximum: 150,000
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
MountainCrest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
1328 Broadway, Everett, WA, 98201 1718
Used Auto
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 21, 2026
Details
2023 and older. Up to 72-month term available. Loan to value based on NADA retail.
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Auto Loan (vehicle year 2022 - 2026)
5.00%
5 Months
▼
APR5.00%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; APR*
IBEW 76 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
3049 S 36th St, Tacoma, WA, 98409
Used Auto
5.00%
24 to 84 months
▼
APR5.00%
Term24 to 84 months
Last UpdatedMar 24, 2026
Details
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loans
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
19802 62nd Ave S, Kent, WA, 98032 4009
Used Cars
5.09%
84 Months
▼
APR5.09%
Term84 Months
Last UpdatedMar 24, 2026
Details
2017-2025 models.
North Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
1100 Dupont St, Bellingham, WA, 98225 3113
New / Used Vehicles
5.22%
1 to 84 Months
▼
APR5.22%
Term1 to 84 Months
Last UpdatedMar 15, 2026
Details
Our Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
526 W Cedar St, Shelton, WA, 98584
New or Used Auto
5.24%
up to 84 Months
▼
APR5.24%
Termup to 84 Months
Last UpdatedMar 21, 2026
Details
Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 24.46%
4550 S 134th Pl, Tukwila, WA, 98168
Used Vehicles
5.24%
36-84 months
▼
APR5.24%
Term36-84 months
Last UpdatedMar 24, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Auto Loan (vehicle year 2022 - 2026)
5.25%
6 Months
▼
APR5.25%
Term6 Months
Last UpdatedMar 24, 2026
Details
As Low As; APR*
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Used Auto (Models 2017 - 2020)
5.49%
4 years
▼
APR5.49%
Term4 years
Last UpdatedMar 16, 2026
Details
As Low As
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
Used Vehicles: Model Year 2024 or older
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 21, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA, 99207
Used Cars
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 24, 2026
Details
up to 10 years old; 0% down OAC
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
Used Vehicles (2017 - 2022)
5.60%
37 - 48
▼
APR5.60%
Term37 - 48
Last UpdatedMar 20, 2026
Details
APR Range: 17.99%; Up to 100% LTV/Mileage maximum: 150,000
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
Used Auto
5.69%
Up to 60 months
▼
APR5.69%
TermUp to 60 months
Last UpdatedMar 21, 2026
Details
Great Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
301 W Wishkah St, Aberdeen, WA, 98520 6130
Auto Loans New or Used
5.69%
Up to 84 Months
▼
APR5.69%
TermUp to 84 Months
Last UpdatedMar 26, 2026
Details
Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Used Auto (Models 2017 - 2020)
5.74%
5 years
▼
APR5.74%
Term5 years
Last UpdatedMar 16, 2026
Details
As Low As
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
520 1ST ST, Cheney, WA, 99004 1603
Used Auto/Truck Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As; Fixed rate, terms up to 72 months on vehicles up to 10 years old.
Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
9706 4th Ave NE Ste 400, Seattle, WA, 98115 2199
New vehicles have never been titled or licensed and used vehicles up to 1 year old.
5.74%
Up to 84 months
▼
APR5.74%
TermUp to 84 months
Last UpdatedMar 21, 2026
Details
Rates increase without automatic payment; Rates decrease for hybrid and EV loans.
Puget Sound Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
11201 SE 8th St, Bellevue, WA, 98004 6420
Used Vehicles: Model Year 2024 or older
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 21, 2026
Details
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loan
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.36%
1018 Union Ave SE, Olympia, WA, 98501 1540
New/Used Auto Loans
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.74%
72 months
▼
APR5.74%
Term72 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
32129 Weyerhaeuser Way S Ste 102, Federal Way, WA, 98001 9801
New & Used Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
Used Auto
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMar 27, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loan
5.75%
24 - 48
▼
APR5.75%
Term24 - 48
Last UpdatedMar 20, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loans
5.75%
24 - 48
▼
APR5.75%
Term24 - 48
Last UpdatedMar 20, 2026
Details
starting at
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 37 - 48 Months
5.77%
48 Months
▼
APR5.77%
Term48 Months
Last UpdatedMar 22, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
Used Auto
5.79%
61 - 72 months
▼
APR5.79%
Term61 - 72 months
Last UpdatedMar 21, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 49 - 60 Months
5.93%
60 Months
▼
APR5.93%
Term60 Months
Last UpdatedMar 22, 2026
Details
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Used Auto (Models 2017 - 2020)
5.99%
6 years
▼
APR5.99%
Term6 years
Last UpdatedMar 16, 2026
Details
As Low As
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
520 1ST ST, Cheney, WA, 99004 1603
Used Auto/Truck Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; 84 months available under certain conditions.
Salal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.12%
9706 4th Ave NE Ste 400, Seattle, WA, 98115 2199
Used vehicles that have been titled or licensed and are 2 years old and older.
5.99%
Up to 84 months
▼
APR5.99%
TermUp to 84 months
Last UpdatedMar 21, 2026
Details
Rates increase without automatic payment; Rates decrease for hybrid and EV loans.
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1650 NE Ross St, Vancouver, WA, 98663
Used Auto
5.99%
73 - 84 months
▼
APR5.99%
Term73 - 84 months
Last UpdatedMar 21, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 61 - 72 Months
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 22, 2026
Details
Community Healthcare Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
2531 Wetmore Ave, Everett, WA, 98201
Used Auto - 2019 and older
5.99%
36 - 84 Months
▼
APR5.99%
Term36 - 84 Months
Last UpdatedMar 25, 2026
Details
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Used Auto Loan
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
5.99%
36 months
▼
APR5.99%
Term36 months
Last UpdatedMar 26, 2026
Details
Standard APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
Used Auto
5.99%
37 to 48
▼
APR5.99%
Term37 to 48
Last UpdatedMar 27, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loan
6.00%
60 - 72
▼
APR6.00%
Term60 - 72
Last UpdatedMar 20, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loans
6.00%
60 - 72
▼
APR6.00%
Term60 - 72
Last UpdatedMar 20, 2026
Details
starting at
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
Used Vehicles (2017 - 2022)
6.10%
49 - 60
▼
APR6.10%
Term49 - 60
Last UpdatedMar 20, 2026
Details
APR Range: 17.99%; Up to 100% LTV/Mileage maximum: 150,000
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto
6.14%
36-60
▼
APR6.14%
Term36-60
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto (2016-2022)
6.14%
36-60
▼
APR6.14%
Term36-60
Last UpdatedMar 21, 2026
Details
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA, 98188 5164
Used Auto (Models 2017 - 2020)
6.24%
7 years
▼
APR6.24%
Term7 years
Last UpdatedMar 16, 2026
Details
As Low As
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Used Auto Loan
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 26, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
6.24%
48 months
▼
APR6.24%
Term48 months
Last UpdatedMar 26, 2026
Details
Standard APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
Used Auto
6.24%
49 to 60
▼
APR6.24%
Term49 to 60
Last UpdatedMar 27, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Connection Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.87%
10200 Silverdale Way NW, Silverdale, WA, 98383
Used Auto
6.34%
60 Months
▼
APR6.34%
Term60 Months
Last UpdatedMar 16, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto
6.39%
72 Months
▼
APR6.39%
Term72 Months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto (2016-2022)
6.39%
72 Months
▼
APR6.39%
Term72 Months
Last UpdatedMar 21, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
6.49%
60 months
▼
APR6.49%
Term60 months
Last UpdatedMar 26, 2026
Details
Standard APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
Used Auto
6.49%
61 to 72
▼
APR6.49%
Term61 to 72
Last UpdatedMar 27, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
303 W Meeker, Puyallup, WA, 98371
Used Vehicles (2017 - 2022)
6.60%
61 - 72
▼
APR6.60%
Term61 - 72
Last UpdatedMar 20, 2026
Details
APR Range: 17.99%; Up to 100% LTV/Mileage maximum: 150,000
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA, 98516
New & Used Auto Loans 73 - 84 months
6.61%
84 Months
▼
APR6.61%
Term84 Months
Last UpdatedMar 22, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
6.71%
60 Months
▼
APR6.71%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
3120 139th Ave SE Ste 180, Bellevue, WA, 98005
Auto Loans (New and used vehicles)
6.74%
72 months
▼
APR6.74%
Term72 months
Last UpdatedMar 26, 2026
Details
Standard APR
Lower Columbia Longshoremen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
629 14th Ave, Longview, WA, 98632 1603
Used Auto
6.74%
73 to 84
▼
APR6.74%
Term73 to 84
Last UpdatedMar 27, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedMar 21, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA, 98661
Used auto (2020-2022)
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedMar 21, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA, 99207
Older Used Cars
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedMar 24, 2026
Details
11-18 years old; requires 10% down
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Mill Town Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.16%
3102 Broadway, Everett, WA, 98201 4421
New & Used Auto Loans
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
starting at
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA, 98467
Used Auto: 2011 and Newer
7.16%
72 Months
▼
APR7.16%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
Gesa Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA, 99352
Used Auto Loan
7.24%
60 Months
▼
APR7.24%
Term60 Months
Last UpdatedMar 26, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA, 98662
Used Vehicles 2019-2025
7.25%
4 Months
▼
APR7.25%
Term4 Months
Last UpdatedMar 24, 2026
Details
As Low As
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MonitorBankRates
National Auto Loan Rate Trends
Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New Auto Loan — National Avg APR
6.042%
▲ 0.246 from last week
New auto loan rates rose 0.246 points this week to 6.042% APR, up from 5.795% last week.
Used Auto Loan — National Avg APR
6.605%
▲ 0.185 from last week
Used auto loan rates rose 0.185 points this week to 6.605% APR, up from 6.420% last week.
National averages as of Mar 27, 2026 • Weekly data from 8,500+ U.S. banks & credit unions
Powered byMonitorBankRates
Frequently Asked Questions about Auto Loans in Liberty Lake, Washington
How does my credit score affect my car loan rate in Washington?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Liberty Lake, Washington with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Washington *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Liberty Lake, Washington typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Liberty Lake, Washington?
Based on our current data, some of the lowest auto loan rates available in Liberty Lake, Washington include:
- Delta Schools Federal Credit Union: 3.99% (New Vehicles Model Year 2025-2026)
- South Bay Credit Union: 4.75% (New Auto Purchase or Refinance)
- Rolling F Credit Union: 5.30% (NEW AUTO - Max)
- Idaho Central Credit Union: 5.44% (Auto Loan)
- LONGSHOREMENS LOCAL 4: 1.99% (New vehicle)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Liberty Lake, Washington. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 27, 2026
