Auto Loan Rates in Issaquah, Washington (WA) for July 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Issaquah, Washington. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Issaquah, Washington include LONGSHOREMENS LOCAL 4LONGSHOREMENS LOCAL 4A+5.0 ★Texas Ratio: 0.85% offering New vehicle Loan at 1.99%, Waterfront Federal Credit UnionWaterfront Federal Credit UnionA+5.0 ★Texas Ratio: 5.62% offering New & Used Autos (2021 & Newer) at 3.64%, EvergreenDIRECT Credit UnionEvergreenDIRECT Credit UnionA+5.0 ★Texas Ratio: 3.26% offering New/Used Auto Loan at 3.99%, Delta Schools Federal Credit UnionDelta Schools Federal Credit UnionA+5.0 ★Texas Ratio: 0.34% offering Used Vehicles Model Year 2020-2024 Loan at 4.19%, Ironworkers USA Federal Credit UnionIronworkers USA Federal Credit UnionC+4.2 ★Texas Ratio: 23.15% offering New Vehicles Loan at 4.24%. Auto loan rates as of July 7, 2026 according to verified data from MonitorBankRates.
Issaquah borrowers have access to 23 lenders serving the Washington area, with auto loan rates as low as 1.99% APR from LONGSHOREMENS LOCAL 4. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Issaquah, Washington. Auto Loan Rates Last Updated and Verified: July 7, 2026
Compare Auto Loan Rates Today in Issaquah, Washington & Surrounding Area
Issaquah Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
LONGSHOREMENS LOCAL 4
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New vehicle Loan
1.99%
Up to 84 months
▼
APR1.99%
TermUp to 84 months
Last UpdatedJul 7, 2026
Details
As low as 1.99%
LONGSHOREMENS LOCAL 4
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used vehicle (1-2 years old) Loan
1.99%
Up to 84 months
▼
APR1.99%
TermUp to 84 months
Last UpdatedJul 7, 2026
Details
1.99% to 8.75%
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
New & Used Autos (2021 & Newer)
3.64%
Up to 84 Months
▼
APR3.64%
TermUp to 84 Months
Last UpdatedJul 6, 2026
Details
Example: 48 monthly payments of $22.42 for every $1,000 borrowed at 3.64%
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedJun 27, 2026
Details
As Low As; Estimated Monthly Payment Examples: 36 monthly payments of $29.53 per $1,000 borrowed
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Used Vehicles Model Year 2020-2024 Loan
4.19%
36 months
▼
APR4.19%
Term36 months
Last UpdatedJun 26, 2026
Details
Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 23.15%
New Vehicles Loan
4.24%
36-84 months
▼
APR4.24%
Term36-84 months
Last UpdatedJun 16, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.24%
24 Mos.
▼
APR4.24%
Term24 Mos.
Last UpdatedJun 16, 2026
Details
As Low As; Up to 120% Financing on Approved Credit
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedJun 27, 2026
Details
As Low As; Estimated Monthly Payment Examples: 48 monthly payments of $22.69 per $1,000 borrowed
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026) Loan
4.25%
0 - 36 months
▼
APR4.25%
Term0 - 36 months
Last UpdatedJul 6, 2026
Details
Up to 125% LTV/Mileage maximum: 150,000
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.49%
48 Mos.
▼
APR4.49%
Term48 Mos.
Last UpdatedJun 16, 2026
Details
As Low As; Up to 120% Financing on Approved Credit
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
New Cars Loan
4.49%
up to 72 months
▼
APR4.49%
Termup to 72 months
Last UpdatedJun 23, 2026
Details
0% down OAC
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Used Cars Loan
4.49%
up to 72 months
▼
APR4.49%
Termup to 72 months
Last UpdatedJun 23, 2026
Details
up to 10 years old; 0% down OAC
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedJun 27, 2026
Details
As Low As; Estimated Monthly Payment Examples: 60 monthly payments of $18.65 per $1,000 borrowed
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto (2021 and Newer)
4.74%
4 years / 48 months
▼
APR4.74%
Term4 years / 48 months
Last UpdatedJun 23, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Auto Loan
4.74%
60 Month Term
▼
APR4.74%
Term60 Month Term
Last UpdatedJun 27, 2026
Details
As Low As
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
Used Autos (2020 & Older)
4.74%
Up to 72 Months
▼
APR4.74%
TermUp to 72 Months
Last UpdatedJul 6, 2026
Details
Example: 48 monthly payments of $22.92 for every $1,000 borrowed at 4.74%
Numerica Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
Auto loans
4.74%
Up to 84 months
▼
APR4.74%
TermUp to 84 months
Last UpdatedJul 7, 2026
Details
APR
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJun 27, 2026
Details
As Low As; Estimated Monthly Payment Examples: 72 monthly payments of $16.00 per $1,000 borrowed
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022) Loan
4.85%
0 - 36 months
▼
APR4.85%
Term0 - 36 months
Last UpdatedJul 6, 2026
Details
Up to 100% LTV/Mileage maximum: 150,000
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Auto Loan
4.89%
72 Month Term
▼
APR4.89%
Term72 Month Term
Last UpdatedJun 27, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.99%
72 Mos.
▼
APR4.99%
Term72 Mos.
Last UpdatedJun 16, 2026
Details
As Low As; Up to 120% Financing on Approved Credit
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto (2021 and Newer)
4.99%
5 years / 60 months
▼
APR4.99%
Term5 years / 60 months
Last UpdatedJun 23, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026) Loan
5.00%
37 - 48 months
▼
APR5.00%
Term37 - 48 months
Last UpdatedJul 6, 2026
Details
Up to 125% LTV/Mileage maximum: 150,000
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loans
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Used Vehicles Model Year 2020-2024 Loan
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedJun 26, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New Vehicle Loans
5.21%
36 Months
▼
APR5.21%
Term36 Months
Last UpdatedJun 23, 2026
Details
Starting At 5.21 %
North Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New / Used Vehicles Loan
5.22%
1 to 84 Months
▼
APR5.22%
Term1 to 84 Months
Last UpdatedJul 7, 2026
Details
rate will vary based on term
Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 23.15%
Used Vehicles Loan
5.24%
36-84 months
▼
APR5.24%
Term36-84 months
Last UpdatedJun 16, 2026
Details
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto (2021 and Newer)
5.24%
6 years / 72 months
▼
APR5.24%
Term6 years / 72 months
Last UpdatedJun 23, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
New Low-Speed Vehicle Loan
5.24%
60 months or less
▼
APR5.24%
Term60 months or less
Last UpdatedJun 27, 2026
Details
APR as low as
Fibre Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Auto Loans
5.24%
84 months
▼
APR5.24%
Term84 months
Last UpdatedJul 6, 2026
Details
As Low As; Maximum term dependent on purchase price and mileage. Auto loans up to $10,000: maximum term 60 months. Auto loans $20,000 or more: maximum term 84 months. Gas vehicles exceeding 120,000 miles: maximum term 72 months. Add .50% to rate for gas vehicles exceeding 100,000 miles and diesel vehicles exceeding 150,000 miles. Purchase: Front end LTV >100%, add .25%; >110%, add .50%; >120%, add .75%. Maximum LTV 130%. Refinance: Back end LTV >100%, add .25%. Maximum LTV 130%. Add 1% for Drive4Less loans.
Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Vehicle Loan
5.29%
48 months
▼
APR5.29%
Term48 months
Last UpdatedJun 26, 2026
Details
As Low As; Your rate and/or term may vary depending on vehicle age, credit history, and underwriting criteria. Rates updated daily.
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loans
5.30%
48 months
▼
APR5.30%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
NEW AUTO
5.30%
up to 60 months
▼
APR5.30%
Termup to 60 months
Last UpdatedJul 6, 2026
Details
Max $100,000
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
New Auto
5.34%
Up to 60 months
▼
APR5.34%
TermUp to 60 months
Last UpdatedJun 23, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
USED AUTO
5.40%
up to 60 months
▼
APR5.40%
Termup to 60 months
Last UpdatedJul 6, 2026
Details
Max $100,000
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
NEW AUTO
5.43%
61 - 72 months
▼
APR5.43%
Term61 - 72 months
Last UpdatedJul 6, 2026
Details
Max $100,000
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
New Auto
5.44%
61 - 72 months
▼
APR5.44%
Term61 - 72 months
Last UpdatedJun 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
5.49%
84 Mos.
▼
APR5.49%
Term84 Mos.
Last UpdatedJun 16, 2026
Details
As Low As; Up to 120% Financing on Approved Credit
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
Used Auto
5.49%
Up to 60 months
▼
APR5.49%
TermUp to 60 months
Last UpdatedJun 23, 2026
Details
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto (2021 and Newer)
5.49%
7 years / 84 months
▼
APR5.49%
Term7 years / 84 months
Last UpdatedJun 23, 2026
Details
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto (Models 2017 - 2020)
5.49%
4 years / 48 months
▼
APR5.49%
Term4 years / 48 months
Last UpdatedJun 23, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
New Cars Loan
5.49%
up to 73 - 84 months
▼
APR5.49%
Termup to 73 - 84 months
Last UpdatedJun 23, 2026
Details
0% down OAC
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Used Cars Loan
5.49%
up to 73 - 84 months
▼
APR5.49%
Termup to 73 - 84 months
Last UpdatedJun 23, 2026
Details
up to 10 years old; 0% down OAC
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Used Vehicles Model Year 2020-2024 Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedJun 26, 2026
Details
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loan
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedJun 27, 2026
Details
As Low As; Estimated Monthly Payment Examples: 84 monthly payments of $14.37 per $1,000 borrowed
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
New Low-Speed Vehicle Loan
5.49%
61 - 72 months
▼
APR5.49%
Term61 - 72 months
Last UpdatedJun 27, 2026
Details
APR as low as
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026) Loan
5.50%
49 - 60 months
▼
APR5.50%
Term49 - 60 months
Last UpdatedJul 6, 2026
Details
Up to 125% LTV/Mileage maximum: 150,000
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
NEW AUTO
5.53%
*73 - 84 months
▼
APR5.53%
Term*73 - 84 months
Last UpdatedJul 6, 2026
Details
Max $100,000
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
5.54%
36 months
▼
APR5.54%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As
Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Vehicle Loan
5.54%
60 months
▼
APR5.54%
Term60 months
Last UpdatedJun 26, 2026
Details
As Low As; Your rate and/or term may vary depending on vehicle age, credit history, and underwriting criteria. Rates updated daily.
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
USED AUTO
5.54%
61 - 72 months
▼
APR5.54%
Term61 - 72 months
Last UpdatedJul 6, 2026
Details
Max $100,000
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
Used Auto
5.59%
61 - 72 months
▼
APR5.59%
Term61 - 72 months
Last UpdatedJun 23, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Used Vehicles Model Year 2020-2024 min loan
5.59%
84 months
▼
APR5.59%
Term84 months
Last UpdatedJun 26, 2026
Details
$25,000
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022) Loan
5.60%
37 - 48 months
▼
APR5.60%
Term37 - 48 months
Last UpdatedJul 6, 2026
Details
Up to 100% LTV/Mileage maximum: 150,000
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loans
5.62%
60 months
▼
APR5.62%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
New Auto
5.64%
73 - 84 months
▼
APR5.64%
Term73 - 84 months
Last UpdatedJun 23, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
USED AUTO
5.65%
*73 - 84 months
▼
APR5.65%
Term*73 - 84 months
Last UpdatedJul 6, 2026
Details
Max $100,000
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Auto/Truck Loan
5.74%
up to 72 months
▼
APR5.74%
Termup to 72 months
Last UpdatedJun 23, 2026
Details
Fixed rate, with no more than 12,000 miles.
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Auto/Truck Loan
5.74%
up to 72 months
▼
APR5.74%
Termup to 72 months
Last UpdatedJun 23, 2026
Details
Fixed rate, on vehicles up to 10 years old.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto (Models 2017 - 2020)
5.74%
5 years / 60 months
▼
APR5.74%
Term5 years / 60 months
Last UpdatedJun 23, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Used Vehicle Loans
5.77%
48 Months
▼
APR5.77%
Term48 Months
Last UpdatedJun 23, 2026
Details
Starting at 5.77 %
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
Used Auto
5.79%
73 - 84 months
▼
APR5.79%
Term73 - 84 months
Last UpdatedJun 23, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Used Vehicles Model Year 2020-2024 min loan
5.79%
72 months
▼
APR5.79%
Term72 months
Last UpdatedJun 26, 2026
Details
$20,000
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
5.80%
48 months
▼
APR5.80%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As
Idaho Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Vehicle Loan
5.84%
72 months
▼
APR5.84%
Term72 months
Last UpdatedJun 26, 2026
Details
As Low As; Your rate and/or term may vary depending on vehicle age, credit history, and underwriting criteria. Rates updated daily.
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New Vehicle Loans
5.93%
60 Months
▼
APR5.93%
Term60 Months
Last UpdatedJun 23, 2026
Details
Starting At 5.93 %
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Auto/Truck Loan
5.99%
up to 84 months
▼
APR5.99%
Termup to 84 months
Last UpdatedJun 23, 2026
Details
Fixed rate, with no more than 12,000 miles.
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Auto/Truck Loan
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedJun 23, 2026
Details
Fixed rate, available under certain conditions.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto (Models 2017 - 2020)
5.99%
6 years / 72 months
▼
APR5.99%
Term6 years / 72 months
Last UpdatedJun 23, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Used Vehicle Loans
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedJun 23, 2026
Details
Starting at 5.99 %
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026) Loan
6.00%
61 - 72 months
▼
APR6.00%
Term61 - 72 months
Last UpdatedJul 6, 2026
Details
Up to 125% LTV/Mileage maximum: 150,000
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loans
6.04%
72 months
▼
APR6.04%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022) Loan
6.10%
49 - 60 months
▼
APR6.10%
Term49 - 60 months
Last UpdatedJul 6, 2026
Details
Up to 100% LTV/Mileage maximum: 150,000
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
6.12%
60 months
▼
APR6.12%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loans
6.18%
84 months
▼
APR6.18%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto (Models 2017 - 2020)
6.24%
7 years / 84 months
▼
APR6.24%
Term7 years / 84 months
Last UpdatedJun 23, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Low-Speed Vehicle Loan
6.24%
60 months or less
▼
APR6.24%
Term60 months or less
Last UpdatedJun 27, 2026
Details
APR as low as
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.25%
36 months
▼
APR6.25%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Auto Loans
6.25%
up to 36 months
▼
APR6.25%
Termup to 36 months
Last UpdatedJun 23, 2026
Details
Model years 2016 - 2026
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.49%
48 months
▼
APR6.49%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Low-Speed Vehicle Loan
6.49%
61 - 72 months
▼
APR6.49%
Term61 - 72 months
Last UpdatedJun 27, 2026
Details
APR as low as
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Auto Loans
6.50%
37 to 48 months
▼
APR6.50%
Term37 to 48 months
Last UpdatedJun 23, 2026
Details
Model years 2016 - 2026
People\'s Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos (61+ Months)
6.50%
61+ Months
▼
APR6.50%
Term61+ Months
Last UpdatedJun 26, 2026
Details
Model Years 2023 or Newer (Includes Tax and License)
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026) Loan
6.50%
73 - 84 months
▼
APR6.50%
Term73 - 84 months
Last UpdatedJul 6, 2026
Details
Up to 125% LTV/Mileage maximum: 150,000
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
6.54%
72 months
▼
APR6.54%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Auto Loans
6.55%
49 to 60 months
▼
APR6.55%
Term49 to 60 months
Last UpdatedJun 23, 2026
Details
Model years 2016 - 2026
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022) Loan
6.60%
61 - 72 months
▼
APR6.60%
Term61 - 72 months
Last UpdatedJul 6, 2026
Details
Up to 100% LTV/Mileage maximum: 150,000
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
6.68%
84 months
▼
APR6.68%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Auto Loans
6.70%
61 to 72 months
▼
APR6.70%
Term61 to 72 months
Last UpdatedJun 23, 2026
Details
Model years 2016 - 2026
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.71%
60 months
▼
APR6.71%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Auto Loans
6.95%
73 to 84 months
▼
APR6.95%
Term73 to 84 months
Last UpdatedJun 23, 2026
Details
Model years 2016 - 2026, minimum loan amount $15,000
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Older Used Cars Loan
6.99%
up to 72 months
▼
APR6.99%
Termup to 72 months
Last UpdatedJun 23, 2026
Details
11-18 years old; requires 10% down
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Classic Used Vehicles Model Year 1972 and Older Loan
6.99%
36 months
▼
APR6.99%
Term36 months
Last UpdatedJun 26, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Vehicle Loan
6.99%
60 Month Term
▼
APR6.99%
Term60 Month Term
Last UpdatedJun 27, 2026
Details
As Low As
People\'s Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos (61+ Months) And Recreational loans
7.00%
61+ Months
▼
APR7.00%
Term61+ Months
Last UpdatedJun 26, 2026
Details
Model Years 2019 to 2022
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
7.16%
72 months
▼
APR7.16%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Older Used Vehicles Model Year 2015-2019 Loan
7.24%
36 months
▼
APR7.24%
Term36 months
Last UpdatedJun 26, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
7.30%
84 months
▼
APR7.30%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022) Loan
7.35%
73 - 84 months
▼
APR7.35%
Term73 - 84 months
Last UpdatedJul 6, 2026
Details
Up to 100% LTV/Mileage maximum: 150,000
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
OLDER USED AUTO
7.40%
up to 60 months
▼
APR7.40%
Termup to 60 months
Last UpdatedJul 6, 2026
Details
Max $25,000
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New, Used or Classic Vehicle Loan
7.54%
Choose your term to suit your monthly budget
▼
APR7.54%
TermChoose your term to suit your monthly budget
Last UpdatedJul 7, 2026
Details
Your individual financing and the interest rate to which you qualify will be determined by vehicle age and individual credit history. fixed APR
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Classic Used Vehicles Model Year 1972 and Older Loan
7.54%
48 months
▼
APR7.54%
Term48 months
Last UpdatedJun 26, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
OLDER USED AUTO
7.54%
61 - 72 months
▼
APR7.54%
Term61 - 72 months
Last UpdatedJul 6, 2026
Details
Max $25,000
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
OLDER USED AUTO
7.65%
73 - 84 months
▼
APR7.65%
Term73 - 84 months
Last UpdatedJul 6, 2026
Details
Max $25,000
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Classic Used Vehicles Model Year 1972 and Older Loan
7.79%
72 months
▼
APR7.79%
Term72 months
Last UpdatedJun 26, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Older Used Vehicles Model Year 2015-2019 Loan
8.24%
48 months
▼
APR8.24%
Term48 months
Last UpdatedJun 26, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Classic Car Loan
8.99%
0 - 60 months
▼
APR8.99%
Term0 - 60 months
Last UpdatedJul 6, 2026
Details
Powered by
MonitorBankRates
Issaquah New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
LONGSHOREMENS LOCAL 4
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New vehicle Loan
1.99%
Up to 84 months
▼
APR1.99%
TermUp to 84 months
Last UpdatedJul 7, 2026
Details
As low as 1.99%
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
New & Used Autos (2021 & Newer)
3.64%
Up to 84 Months
▼
APR3.64%
TermUp to 84 Months
Last UpdatedJul 6, 2026
Details
Example: 48 monthly payments of $22.42 for every $1,000 borrowed at 3.64%
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedJun 27, 2026
Details
As Low As; Estimated Monthly Payment Examples: 36 monthly payments of $29.53 per $1,000 borrowed
Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 23.15%
New Vehicles Loan
4.24%
36-84 months
▼
APR4.24%
Term36-84 months
Last UpdatedJun 16, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.24%
24 Mos.
▼
APR4.24%
Term24 Mos.
Last UpdatedJun 16, 2026
Details
As Low As; Up to 120% Financing on Approved Credit
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedJun 27, 2026
Details
As Low As; Estimated Monthly Payment Examples: 48 monthly payments of $22.69 per $1,000 borrowed
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026) Loan
4.25%
0 - 36 months
▼
APR4.25%
Term0 - 36 months
Last UpdatedJul 6, 2026
Details
Up to 125% LTV/Mileage maximum: 150,000
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.49%
48 Mos.
▼
APR4.49%
Term48 Mos.
Last UpdatedJun 16, 2026
Details
As Low As; Up to 120% Financing on Approved Credit
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
New Cars Loan
4.49%
up to 72 months
▼
APR4.49%
Termup to 72 months
Last UpdatedJun 23, 2026
Details
0% down OAC
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedJun 27, 2026
Details
As Low As; Estimated Monthly Payment Examples: 60 monthly payments of $18.65 per $1,000 borrowed
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto (2021 and Newer)
4.74%
4 years / 48 months
▼
APR4.74%
Term4 years / 48 months
Last UpdatedJun 23, 2026
Details
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJun 27, 2026
Details
As Low As; Estimated Monthly Payment Examples: 72 monthly payments of $16.00 per $1,000 borrowed
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.99%
72 Mos.
▼
APR4.99%
Term72 Mos.
Last UpdatedJun 16, 2026
Details
As Low As; Up to 120% Financing on Approved Credit
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto (2021 and Newer)
4.99%
5 years / 60 months
▼
APR4.99%
Term5 years / 60 months
Last UpdatedJun 23, 2026
Details
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026) Loan
5.00%
37 - 48 months
▼
APR5.00%
Term37 - 48 months
Last UpdatedJul 6, 2026
Details
Up to 125% LTV/Mileage maximum: 150,000
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New Vehicle Loans
5.21%
36 Months
▼
APR5.21%
Term36 Months
Last UpdatedJun 23, 2026
Details
Starting At 5.21 %
North Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New / Used Vehicles Loan
5.22%
1 to 84 Months
▼
APR5.22%
Term1 to 84 Months
Last UpdatedJul 7, 2026
Details
rate will vary based on term
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto (2021 and Newer)
5.24%
6 years / 72 months
▼
APR5.24%
Term6 years / 72 months
Last UpdatedJun 23, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
New Low-Speed Vehicle Loan
5.24%
60 months or less
▼
APR5.24%
Term60 months or less
Last UpdatedJun 27, 2026
Details
APR as low as
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
NEW AUTO
5.30%
up to 60 months
▼
APR5.30%
Termup to 60 months
Last UpdatedJul 6, 2026
Details
Max $100,000
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
New Auto
5.34%
Up to 60 months
▼
APR5.34%
TermUp to 60 months
Last UpdatedJun 23, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
NEW AUTO
5.43%
61 - 72 months
▼
APR5.43%
Term61 - 72 months
Last UpdatedJul 6, 2026
Details
Max $100,000
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
New Auto
5.44%
61 - 72 months
▼
APR5.44%
Term61 - 72 months
Last UpdatedJun 23, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
5.49%
84 Mos.
▼
APR5.49%
Term84 Mos.
Last UpdatedJun 16, 2026
Details
As Low As; Up to 120% Financing on Approved Credit
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
New Auto (2021 and Newer)
5.49%
7 years / 84 months
▼
APR5.49%
Term7 years / 84 months
Last UpdatedJun 23, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
New Cars Loan
5.49%
up to 73 - 84 months
▼
APR5.49%
Termup to 73 - 84 months
Last UpdatedJun 23, 2026
Details
0% down OAC
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loan
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedJun 27, 2026
Details
As Low As; Estimated Monthly Payment Examples: 84 monthly payments of $14.37 per $1,000 borrowed
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
New Low-Speed Vehicle Loan
5.49%
61 - 72 months
▼
APR5.49%
Term61 - 72 months
Last UpdatedJun 27, 2026
Details
APR as low as
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026) Loan
5.50%
49 - 60 months
▼
APR5.50%
Term49 - 60 months
Last UpdatedJul 6, 2026
Details
Up to 125% LTV/Mileage maximum: 150,000
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
NEW AUTO
5.53%
*73 - 84 months
▼
APR5.53%
Term*73 - 84 months
Last UpdatedJul 6, 2026
Details
Max $100,000
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
5.54%
36 months
▼
APR5.54%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
New Auto
5.64%
73 - 84 months
▼
APR5.64%
Term73 - 84 months
Last UpdatedJun 23, 2026
Details
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Auto/Truck Loan
5.74%
up to 72 months
▼
APR5.74%
Termup to 72 months
Last UpdatedJun 23, 2026
Details
Fixed rate, with no more than 12,000 miles.
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
5.80%
48 months
▼
APR5.80%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New Vehicle Loans
5.93%
60 Months
▼
APR5.93%
Term60 Months
Last UpdatedJun 23, 2026
Details
Starting At 5.93 %
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Auto/Truck Loan
5.99%
up to 84 months
▼
APR5.99%
Termup to 84 months
Last UpdatedJun 23, 2026
Details
Fixed rate, with no more than 12,000 miles.
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026) Loan
6.00%
61 - 72 months
▼
APR6.00%
Term61 - 72 months
Last UpdatedJul 6, 2026
Details
Up to 125% LTV/Mileage maximum: 150,000
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
6.12%
60 months
▼
APR6.12%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.25%
36 months
▼
APR6.25%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.49%
48 months
▼
APR6.49%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As
People\'s Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos (61+ Months)
6.50%
61+ Months
▼
APR6.50%
Term61+ Months
Last UpdatedJun 26, 2026
Details
Model Years 2023 or Newer (Includes Tax and License)
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicles (2023 - 2026) Loan
6.50%
73 - 84 months
▼
APR6.50%
Term73 - 84 months
Last UpdatedJul 6, 2026
Details
Up to 125% LTV/Mileage maximum: 150,000
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
6.54%
72 months
▼
APR6.54%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
New Auto: 2024 and Newer
6.68%
84 months
▼
APR6.68%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.71%
60 months
▼
APR6.71%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
7.16%
72 months
▼
APR7.16%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
7.30%
84 months
▼
APR7.30%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New, Used or Classic Vehicle Loan
7.54%
Choose your term to suit your monthly budget
▼
APR7.54%
TermChoose your term to suit your monthly budget
Last UpdatedJul 7, 2026
Details
Your individual financing and the interest rate to which you qualify will be determined by vehicle age and individual credit history. fixed APR
Powered by
MonitorBankRates
Issaquah Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
LONGSHOREMENS LOCAL 4
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used vehicle (1-2 years old) Loan
1.99%
Up to 84 months
▼
APR1.99%
TermUp to 84 months
Last UpdatedJul 7, 2026
Details
1.99% to 8.75%
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
New & Used Autos (2021 & Newer)
3.64%
Up to 84 Months
▼
APR3.64%
TermUp to 84 Months
Last UpdatedJul 6, 2026
Details
Example: 48 monthly payments of $22.42 for every $1,000 borrowed at 3.64%
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedJun 27, 2026
Details
As Low As; Estimated Monthly Payment Examples: 36 monthly payments of $29.53 per $1,000 borrowed
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Used Vehicles Model Year 2020-2024 Loan
4.19%
36 months
▼
APR4.19%
Term36 months
Last UpdatedJun 26, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.24%
24 Mos.
▼
APR4.24%
Term24 Mos.
Last UpdatedJun 16, 2026
Details
As Low As; Up to 120% Financing on Approved Credit
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedJun 27, 2026
Details
As Low As; Estimated Monthly Payment Examples: 48 monthly payments of $22.69 per $1,000 borrowed
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.49%
48 Mos.
▼
APR4.49%
Term48 Mos.
Last UpdatedJun 16, 2026
Details
As Low As; Up to 120% Financing on Approved Credit
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Used Cars Loan
4.49%
up to 72 months
▼
APR4.49%
Termup to 72 months
Last UpdatedJun 23, 2026
Details
up to 10 years old; 0% down OAC
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedJun 27, 2026
Details
As Low As; Estimated Monthly Payment Examples: 60 monthly payments of $18.65 per $1,000 borrowed
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
Used Autos (2020 & Older)
4.74%
Up to 72 Months
▼
APR4.74%
TermUp to 72 Months
Last UpdatedJul 6, 2026
Details
Example: 48 monthly payments of $22.92 for every $1,000 borrowed at 4.74%
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJun 27, 2026
Details
As Low As; Estimated Monthly Payment Examples: 72 monthly payments of $16.00 per $1,000 borrowed
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022) Loan
4.85%
0 - 36 months
▼
APR4.85%
Term0 - 36 months
Last UpdatedJul 6, 2026
Details
Up to 100% LTV/Mileage maximum: 150,000
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
4.99%
72 Mos.
▼
APR4.99%
Term72 Mos.
Last UpdatedJun 16, 2026
Details
As Low As; Up to 120% Financing on Approved Credit
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Used Vehicles Model Year 2020-2024 Loan
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedJun 26, 2026
Details
North Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
New / Used Vehicles Loan
5.22%
1 to 84 Months
▼
APR5.22%
Term1 to 84 Months
Last UpdatedJul 7, 2026
Details
rate will vary based on term
Ironworkers USA Federal Credit Union
Institution Rating:
C+4.2 ★ Texas Ratio: 23.15%
Used Vehicles Loan
5.24%
36-84 months
▼
APR5.24%
Term36-84 months
Last UpdatedJun 16, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
USED AUTO
5.40%
up to 60 months
▼
APR5.40%
Termup to 60 months
Last UpdatedJul 6, 2026
Details
Max $100,000
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New & Used Autos
5.49%
84 Mos.
▼
APR5.49%
Term84 Mos.
Last UpdatedJun 16, 2026
Details
As Low As; Up to 120% Financing on Approved Credit
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
Used Auto
5.49%
Up to 60 months
▼
APR5.49%
TermUp to 60 months
Last UpdatedJun 23, 2026
Details
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto (Models 2017 - 2020)
5.49%
4 years / 48 months
▼
APR5.49%
Term4 years / 48 months
Last UpdatedJun 23, 2026
Details
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Used Cars Loan
5.49%
up to 73 - 84 months
▼
APR5.49%
Termup to 73 - 84 months
Last UpdatedJun 23, 2026
Details
up to 10 years old; 0% down OAC
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Used Vehicles Model Year 2020-2024 Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedJun 26, 2026
Details
EvergreenDIRECT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New/Used Auto Loan
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedJun 27, 2026
Details
As Low As; Estimated Monthly Payment Examples: 84 monthly payments of $14.37 per $1,000 borrowed
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
USED AUTO
5.54%
61 - 72 months
▼
APR5.54%
Term61 - 72 months
Last UpdatedJul 6, 2026
Details
Max $100,000
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
Used Auto
5.59%
61 - 72 months
▼
APR5.59%
Term61 - 72 months
Last UpdatedJun 23, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Used Vehicles Model Year 2020-2024 min loan
5.59%
84 months
▼
APR5.59%
Term84 months
Last UpdatedJun 26, 2026
Details
$25,000
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022) Loan
5.60%
37 - 48 months
▼
APR5.60%
Term37 - 48 months
Last UpdatedJul 6, 2026
Details
Up to 100% LTV/Mileage maximum: 150,000
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
USED AUTO
5.65%
*73 - 84 months
▼
APR5.65%
Term*73 - 84 months
Last UpdatedJul 6, 2026
Details
Max $100,000
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Auto/Truck Loan
5.74%
up to 72 months
▼
APR5.74%
Termup to 72 months
Last UpdatedJun 23, 2026
Details
Fixed rate, on vehicles up to 10 years old.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto (Models 2017 - 2020)
5.74%
5 years / 60 months
▼
APR5.74%
Term5 years / 60 months
Last UpdatedJun 23, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Used Vehicle Loans
5.77%
48 Months
▼
APR5.77%
Term48 Months
Last UpdatedJun 23, 2026
Details
Starting at 5.77 %
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
Used Auto
5.79%
73 - 84 months
▼
APR5.79%
Term73 - 84 months
Last UpdatedJun 23, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Used Vehicles Model Year 2020-2024 min loan
5.79%
72 months
▼
APR5.79%
Term72 months
Last UpdatedJun 26, 2026
Details
$20,000
Cheney Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Auto/Truck Loan
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedJun 23, 2026
Details
Fixed rate, available under certain conditions.
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto (Models 2017 - 2020)
5.99%
6 years / 72 months
▼
APR5.99%
Term6 years / 72 months
Last UpdatedJun 23, 2026
Details
Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Used Vehicle Loans
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedJun 23, 2026
Details
Starting at 5.99 %
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022) Loan
6.10%
49 - 60 months
▼
APR6.10%
Term49 - 60 months
Last UpdatedJul 6, 2026
Details
Up to 100% LTV/Mileage maximum: 150,000
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.32%
Used Auto (Models 2017 - 2020)
6.24%
7 years / 84 months
▼
APR6.24%
Term7 years / 84 months
Last UpdatedJun 23, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Low-Speed Vehicle Loan
6.24%
60 months or less
▼
APR6.24%
Term60 months or less
Last UpdatedJun 27, 2026
Details
APR as low as
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.25%
36 months
▼
APR6.25%
Term36 months
Last UpdatedJun 16, 2026
Details
As Low As
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.49%
48 months
▼
APR6.49%
Term48 months
Last UpdatedJun 16, 2026
Details
As Low As
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.83%
Used Low-Speed Vehicle Loan
6.49%
61 - 72 months
▼
APR6.49%
Term61 - 72 months
Last UpdatedJun 27, 2026
Details
APR as low as
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022) Loan
6.60%
61 - 72 months
▼
APR6.60%
Term61 - 72 months
Last UpdatedJul 6, 2026
Details
Up to 100% LTV/Mileage maximum: 150,000
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
6.71%
60 months
▼
APR6.71%
Term60 months
Last UpdatedJun 16, 2026
Details
As Low As
Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
Older Used Cars Loan
6.99%
up to 72 months
▼
APR6.99%
Termup to 72 months
Last UpdatedJun 23, 2026
Details
11-18 years old; requires 10% down
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Classic Used Vehicles Model Year 1972 and Older Loan
6.99%
36 months
▼
APR6.99%
Term36 months
Last UpdatedJun 26, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Vehicle Loan
6.99%
60 Month Term
▼
APR6.99%
Term60 Month Term
Last UpdatedJun 27, 2026
Details
As Low As
People\'s Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos (61+ Months) And Recreational loans
7.00%
61+ Months
▼
APR7.00%
Term61+ Months
Last UpdatedJun 26, 2026
Details
Model Years 2019 to 2022
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
7.16%
72 months
▼
APR7.16%
Term72 months
Last UpdatedJun 16, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Older Used Vehicles Model Year 2015-2019 Loan
7.24%
36 months
▼
APR7.24%
Term36 months
Last UpdatedJun 26, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Used Auto: 2011 and Newer
7.30%
84 months
▼
APR7.30%
Term84 months
Last UpdatedJun 16, 2026
Details
As Low As
Mt Rainier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
Used Vehicles (2017 - 2022) Loan
7.35%
73 - 84 months
▼
APR7.35%
Term73 - 84 months
Last UpdatedJul 6, 2026
Details
Up to 100% LTV/Mileage maximum: 150,000
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
OLDER USED AUTO
7.40%
up to 60 months
▼
APR7.40%
Termup to 60 months
Last UpdatedJul 6, 2026
Details
Max $25,000
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
New, Used or Classic Vehicle Loan
7.54%
Choose your term to suit your monthly budget
▼
APR7.54%
TermChoose your term to suit your monthly budget
Last UpdatedJul 7, 2026
Details
Your individual financing and the interest rate to which you qualify will be determined by vehicle age and individual credit history. fixed APR
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Classic Used Vehicles Model Year 1972 and Older Loan
7.54%
48 months
▼
APR7.54%
Term48 months
Last UpdatedJun 26, 2026
Details
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
OLDER USED AUTO
7.54%
61 - 72 months
▼
APR7.54%
Term61 - 72 months
Last UpdatedJul 6, 2026
Details
Max $25,000
Rolling F Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
OLDER USED AUTO
7.65%
73 - 84 months
▼
APR7.65%
Term73 - 84 months
Last UpdatedJul 6, 2026
Details
Max $25,000
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Classic Used Vehicles Model Year 1972 and Older Loan
7.79%
72 months
▼
APR7.79%
Term72 months
Last UpdatedJun 26, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Older Used Vehicles Model Year 2015-2019 Loan
8.24%
48 months
▼
APR8.24%
Term48 months
Last UpdatedJun 26, 2026
Details
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MonitorBankRates
Issaquah, WA Auto Loan Rate Trends
Compare local Issaquah, WA auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — WA Avg
5.831%
▲ 0.006 vs 7 days ago
Washington new auto rates rose 0.006 points over the past 7 days to 5.831% APR.
Used Auto Loan — WA Avg
6.393%
▲ 0.003 vs 7 days ago
Washington used auto rates rose 0.003 points over the past 7 days to 6.393% APR.
As of Jul 7, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Issaquah, Washington auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Issaquah, Washington directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Issaquah, Washington. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in WA.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Issaquah, Washington
How does my credit score affect my car loan rate in Washington?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Issaquah, Washington with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Washington *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Issaquah, Washington typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Issaquah, Washington?
Based on our current data, some of the lowest auto loan rates available in Issaquah, Washington include:
- LONGSHOREMENS LOCAL 4: 1.99% (New vehicle Loan)
- Waterfront Federal Credit Union: 3.64% (New & Used Autos (2021 & Newer))
- EvergreenDIRECT Credit Union: 3.99% (New/Used Auto Loan)
- Delta Schools Federal Credit Union: 4.19% (Used Vehicles Model Year 2020-2024 Loan)
- Ironworkers USA Federal Credit Union: 4.24% (New Vehicles Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Issaquah, Washington. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 7, 2026
Issaquah, Washington Rates & Resources
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