Auto Loan Rates in Burlington, Vermont (VT) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Burlington, Vermont. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Burlington, Vermont include North Country Federal Credit UnionNorth Country Federal Credit Union1049 North Ave, Burlington, VT, 05408A5.0 ★Texas Ratio: 7.37% offering New/Used Vehicles with Titles at 4.83%, Vermont Federal Credit UnionVermont Federal Credit Union84 Pine St, Burlington, VT, 05401 4441A+5.0 ★Texas Ratio: 3.42% offering New Auto at 7.74%, Members 1st Credit Union Brattleboro, VTMembers 1st Credit Union Brattleboro, VT10 Browne Ct, Brattleboro, VT, 05301 4427A+5.0 ★Texas Ratio: 5.44% offering New Vehicles at 2.99%, ORLEX Government Employees Credit UnionORLEX Government Employees Credit Union5043 US Route 5, Newport, VT, 05855 4543A5.0 ★Texas Ratio: 11.17% offering Autos Loans New at 3.50%, TrustCo BankTrustCo Bank215 North St, Bennington, VT, 05201A+5.0 ★Texas Ratio: 3.16% offering Auto Loans: New Vehicle at 4.99%. Auto loan rates as of March 27, 2026 according to verified data from MonitorBankRates.
Auto loan rates in Burlington, Vermont are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Burlington, Vermont. Auto Loan Rates Last Updated and Verified: March 27, 2026
Compare Auto Loan Rates Today in Burlington, Vermont & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
1049 North Ave, Burlington, VT, 05408
New/Used Vehicles with Titles
4.83%
2 years
▼
APR4.83%
Term2 years
Last UpdatedMar 27, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
1049 North Ave, Burlington, VT, 05408
New/Used Vehicles with Titles
5.13%
3 years
▼
APR5.13%
Term3 years
Last UpdatedMar 27, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
1049 North Ave, Burlington, VT, 05408
New/Used Vehicles with Titles
5.18%
5 years
▼
APR5.18%
Term5 years
Last UpdatedMar 27, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
1049 North Ave, Burlington, VT, 05408
New/Used Vehicles with Titles
5.53%
6 years
▼
APR5.53%
Term6 years
Last UpdatedMar 27, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
1049 North Ave, Burlington, VT, 05408
New/Used Vehicles with Titles
6.13%
7 years
▼
APR6.13%
Term7 years
Last UpdatedMar 27, 2026
Details
As Low As
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
84 Pine St, Burlington, VT, 05401 4441
New Auto
7.74%
96 Months
▼
APR7.74%
Term96 Months
Last UpdatedMar 22, 2026
Details
New Only (Minimum $35K)
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
1049 North Ave, Burlington, VT, 05408
New/Used Vehicles with Titles
10.38%
8 years
▼
APR10.38%
Term8 years
Last UpdatedMar 27, 2026
Details
As Low As
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
10 Browne Ct, Brattleboro, VT, 05301 4427
New Vehicles
2.99%
36 Months
▼
APR2.99%
Term36 Months
Last UpdatedMar 12, 2026
Details
UP TO 70% LTV
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans New
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedMar 21, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans New
3.75%
36 Months
▼
APR3.75%
Term36 Months
Last UpdatedMar 21, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans Used
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedMar 21, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans New
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 21, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans Used
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 21, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans Used
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 21, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans New
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 21, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans Used
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 21, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT, 05201
Auto Loans: New Vehicle
4.99%
4 Years
▼
APR4.99%
Term4 Years
Last UpdatedMar 22, 2026
Details
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
10 Browne Ct, Brattleboro, VT, 05301 4427
New Vehicles
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 12, 2026
Details
UP TO 100% LTV IF MPG IS ?25
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT, 05701 4262
New Vehicle
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT, 05701 4262
Used Vehicle
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT, 05201
Auto Loans: New Vehicle
5.25%
5 Years
▼
APR5.25%
Term5 Years
Last UpdatedMar 22, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT, 05701 4262
New Vehicle
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT, 05701 4262
Used Vehicle
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
10 Browne Ct, Brattleboro, VT, 05301 4427
Used Vehicles 2022 & Newer
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 12, 2026
Details
UP TO 90% LTV ADD 1 % TO RATE FOR 91% TO 100% LTV
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
10 Browne Ct, Brattleboro, VT, 05301 4427
Used Vehicles 2022 & Newer Refi Special
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 12, 2026
Details
REFINANCES WITH OTHER LENDERS ONLY - 100% LTV
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT, 05081
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.00%
3 Months
▼
APR6.00%
Term3 Months
Last UpdatedMar 24, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT, 05701 4262
New Vehicle
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT, 05701 4262
Used Vehicle
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT, 05701 4262
Vehicle Loans
6.00%
60 months
▼
APR6.00%
Term60 months
Last UpdatedMar 16, 2026
Details
As Low As
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT, 05201
Auto Loans: Used Vehicle
6.25%
5 Years
▼
APR6.25%
Term5 Years
Last UpdatedMar 22, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT, 05081
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.25%
4 Months
▼
APR6.25%
Term4 Months
Last UpdatedMar 24, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans New
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 21, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT, 05081
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.50%
5 Months
▼
APR6.50%
Term5 Months
Last UpdatedMar 24, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT, 05701 4262
New Vehicle
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT, 05701 4262
Used Vehicle
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT, 05701 4262
Vehicle Loans
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans Used
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 21, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT, 05081
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.75%
6 Months
▼
APR6.75%
Term6 Months
Last UpdatedMar 24, 2026
Details
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
10 Browne Ct, Brattleboro, VT, 05301 4427
Used Vehicles 2019 To 2021
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedMar 12, 2026
Details
UP TO 90% LTV ADD 1 % TO RATE FOR 91% TO 100% LTV
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT, 05081
Used Auto Loans 2022 to 2026
7.00%
6 Years
▼
APR7.00%
Term6 Years
Last UpdatedMar 24, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT, 05081
Used Auto Loans 2013 to 2017
7.25%
4 Years
▼
APR7.25%
Term4 Years
Last UpdatedMar 24, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT, 05081
Used Auto Loans 2018 to 2021
7.25%
6 Years
▼
APR7.25%
Term6 Years
Last UpdatedMar 24, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT, 05701 4262
New Vehicle
8.24%
120 Months
▼
APR8.24%
Term120 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT, 05701 4262
Used Vehicle
8.24%
120 Months
▼
APR8.24%
Term120 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT, 05701 4262
Vehicle Loans
8.24%
120 Months
▼
APR8.24%
Term120 Months
Last UpdatedMar 16, 2026
Details
As Low As
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT, 05081
Used Auto Loans 2012 & Older
9.00%
3 Years
▼
APR9.00%
Term3 Years
Last UpdatedMar 24, 2026
Details
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
10 Browne Ct, Brattleboro, VT, 05301 4427
Used Vehicles 2017 To 2018
9.99%
48 Months
▼
APR9.99%
Term48 Months
Last UpdatedMar 12, 2026
Details
UP TO 90% LTV ADD 1 % TO RATE FOR 91% TO 100% LTV
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
1049 North Ave, Burlington, VT, 05408
New/Used Vehicles with Titles
4.83%
2 years
▼
APR4.83%
Term2 years
Last UpdatedMar 27, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
1049 North Ave, Burlington, VT, 05408
New/Used Vehicles with Titles
5.13%
3 years
▼
APR5.13%
Term3 years
Last UpdatedMar 27, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
1049 North Ave, Burlington, VT, 05408
New/Used Vehicles with Titles
5.18%
5 years
▼
APR5.18%
Term5 years
Last UpdatedMar 27, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
1049 North Ave, Burlington, VT, 05408
New/Used Vehicles with Titles
5.53%
6 years
▼
APR5.53%
Term6 years
Last UpdatedMar 27, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
1049 North Ave, Burlington, VT, 05408
New/Used Vehicles with Titles
6.13%
7 years
▼
APR6.13%
Term7 years
Last UpdatedMar 27, 2026
Details
As Low As
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
84 Pine St, Burlington, VT, 05401 4441
New Auto
7.74%
96 Months
▼
APR7.74%
Term96 Months
Last UpdatedMar 22, 2026
Details
New Only (Minimum $35K)
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
1049 North Ave, Burlington, VT, 05408
New/Used Vehicles with Titles
10.38%
8 years
▼
APR10.38%
Term8 years
Last UpdatedMar 27, 2026
Details
As Low As
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
10 Browne Ct, Brattleboro, VT, 05301 4427
New Vehicles
2.99%
36 Months
▼
APR2.99%
Term36 Months
Last UpdatedMar 12, 2026
Details
UP TO 70% LTV
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans New
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedMar 21, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans New
3.75%
36 Months
▼
APR3.75%
Term36 Months
Last UpdatedMar 21, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans New
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 21, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans New
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 21, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT, 05201
Auto Loans: New Vehicle
4.99%
4 Years
▼
APR4.99%
Term4 Years
Last UpdatedMar 22, 2026
Details
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
10 Browne Ct, Brattleboro, VT, 05301 4427
New Vehicles
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 12, 2026
Details
UP TO 100% LTV IF MPG IS ?25
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT, 05701 4262
New Vehicle
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT, 05201
Auto Loans: New Vehicle
5.25%
5 Years
▼
APR5.25%
Term5 Years
Last UpdatedMar 22, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT, 05701 4262
New Vehicle
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
10 Browne Ct, Brattleboro, VT, 05301 4427
Used Vehicles 2022 & Newer
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 12, 2026
Details
UP TO 90% LTV ADD 1 % TO RATE FOR 91% TO 100% LTV
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
10 Browne Ct, Brattleboro, VT, 05301 4427
Used Vehicles 2022 & Newer Refi Special
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 12, 2026
Details
REFINANCES WITH OTHER LENDERS ONLY - 100% LTV
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT, 05081
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.00%
3 Months
▼
APR6.00%
Term3 Months
Last UpdatedMar 24, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT, 05701 4262
New Vehicle
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT, 05081
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.25%
4 Months
▼
APR6.25%
Term4 Months
Last UpdatedMar 24, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans New
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 21, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT, 05081
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.50%
5 Months
▼
APR6.50%
Term5 Months
Last UpdatedMar 24, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT, 05701 4262
New Vehicle
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT, 05081
2023-2026 New Vehicles or Vehicles with <5000 MILES
6.75%
6 Months
▼
APR6.75%
Term6 Months
Last UpdatedMar 24, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT, 05701 4262
New Vehicle
8.24%
120 Months
▼
APR8.24%
Term120 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2023, 2024, 2025 models with 30,000 miles or less
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
1049 North Ave, Burlington, VT, 05408
New/Used Vehicles with Titles
4.83%
2 years
▼
APR4.83%
Term2 years
Last UpdatedMar 27, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
1049 North Ave, Burlington, VT, 05408
New/Used Vehicles with Titles
5.13%
3 years
▼
APR5.13%
Term3 years
Last UpdatedMar 27, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
1049 North Ave, Burlington, VT, 05408
New/Used Vehicles with Titles
5.18%
5 years
▼
APR5.18%
Term5 years
Last UpdatedMar 27, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
1049 North Ave, Burlington, VT, 05408
New/Used Vehicles with Titles
5.53%
6 years
▼
APR5.53%
Term6 years
Last UpdatedMar 27, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
1049 North Ave, Burlington, VT, 05408
New/Used Vehicles with Titles
6.13%
7 years
▼
APR6.13%
Term7 years
Last UpdatedMar 27, 2026
Details
As Low As
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
1049 North Ave, Burlington, VT, 05408
New/Used Vehicles with Titles
10.38%
8 years
▼
APR10.38%
Term8 years
Last UpdatedMar 27, 2026
Details
As Low As
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans Used
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedMar 21, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans Used
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 21, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans Used
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 21, 2026
Details
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans Used
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 21, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT, 05701 4262
Used Vehicle
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT, 05701 4262
Used Vehicle
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
10 Browne Ct, Brattleboro, VT, 05301 4427
Used Vehicles 2022 & Newer
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 12, 2026
Details
UP TO 90% LTV ADD 1 % TO RATE FOR 91% TO 100% LTV
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
10 Browne Ct, Brattleboro, VT, 05301 4427
Used Vehicles 2022 & Newer Refi Special
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 12, 2026
Details
REFINANCES WITH OTHER LENDERS ONLY - 100% LTV
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT, 05701 4262
Used Vehicle
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT, 05201
Auto Loans: Used Vehicle
6.25%
5 Years
▼
APR6.25%
Term5 Years
Last UpdatedMar 22, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT, 05701 4262
Used Vehicle
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
ORLEX Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.17%
5043 US Route 5, Newport, VT, 05855 4543
Autos Loans Used
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 21, 2026
Details
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
10 Browne Ct, Brattleboro, VT, 05301 4427
Used Vehicles 2019 To 2021
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedMar 12, 2026
Details
UP TO 90% LTV ADD 1 % TO RATE FOR 91% TO 100% LTV
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT, 05081
Used Auto Loans 2022 to 2026
7.00%
6 Years
▼
APR7.00%
Term6 Years
Last UpdatedMar 24, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT, 05081
Used Auto Loans 2013 to 2017
7.25%
4 Years
▼
APR7.25%
Term4 Years
Last UpdatedMar 24, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT, 05081
Used Auto Loans 2018 to 2021
7.25%
6 Years
▼
APR7.25%
Term6 Years
Last UpdatedMar 24, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT, 05701 4262
Used Vehicle
8.24%
120 Months
▼
APR8.24%
Term120 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2022 model or older, or any year with more than 30,000 miles
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT, 05081
Used Auto Loans 2012 & Older
9.00%
3 Years
▼
APR9.00%
Term3 Years
Last UpdatedMar 24, 2026
Details
Members 1st Credit Union Brattleboro, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
10 Browne Ct, Brattleboro, VT, 05301 4427
Used Vehicles 2017 To 2018
9.99%
48 Months
▼
APR9.99%
Term48 Months
Last UpdatedMar 12, 2026
Details
UP TO 90% LTV ADD 1 % TO RATE FOR 91% TO 100% LTV
Powered by
MonitorBankRates
National Auto Loan Rate Trends
Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New Auto Loan — National Avg APR
6.040%
▲ 0.226 from last week
New auto loan rates rose 0.226 points this week to 6.040% APR, up from 5.814% last week.
Used Auto Loan — National Avg APR
6.590%
▲ 0.078 from last week
Used auto loan rates rose 0.078 points this week to 6.590% APR, up from 6.511% last week.
National averages as of Mar 28, 2026 • Weekly data from 8,500+ U.S. banks & credit unions
Powered byMonitorBankRates
Frequently Asked Questions about Auto Loans in Burlington, Vermont
How does my credit score affect my car loan rate in Vermont?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Burlington, Vermont with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Vermont *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Burlington, Vermont typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Burlington, Vermont?
Based on our current data, some of the lowest auto loan rates available in Burlington, Vermont include:
- North Country Federal Credit Union: 4.83% (New/Used Vehicles with Titles)
- Vermont Federal Credit Union: 7.74% (New Auto)
- Members 1st Credit Union Brattleboro, VT: 2.99% (New Vehicles)
- ORLEX Government Employees Credit Union: 3.50% (Autos Loans New)
- TrustCo Bank: 4.99% (Auto Loans: New Vehicle)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Burlington, Vermont. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 27, 2026
