Burlington, Vermont (VT) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Burlington, Vermont and the surrounding area include Vermont Federal Credit UnionVermont Federal Credit Union84 Pine St, Burlington, VT 05401 4441A+5.0 ★Texas Ratio: 3.42% High Yield Savings at 4.00% APY, Mascoma BankMascoma Bank431 Pine St, Burlington, VT 05401A+5.0 ★Texas Ratio: 0.52% Build Savings - Tier 1 at 3.35% APY, Northfield Savings BankNorthfield Savings Bank116 Church Street, Burlington, VT 05401A+5.0 ★Texas Ratio: 4.01% Government Savings at 0.60% APY, NBT BankNBT Bank150 Bank St, Burlington, VT 05401A+5.0 ★Texas Ratio: 1.76% Health Savings Accounts at 0.30% APY, and North Country Federal Credit UnionNorth Country Federal Credit Union1049 North Ave, Burlington, VT 05408A5.0 ★Texas Ratio: 7.37% Savings at 0.15% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Burlington, Vermont, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Burlington, Vermont (VT) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Burlington, Vermont and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Burlington, Vermont & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
84 Pine St, Burlington, VT 05401 4441
High Yield Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $5,000.00
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
84 Pine St, Burlington, VT 05401 4441
High Yield Savings - Limited Time Special Rate **
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
up to $5,000; Qualifying balance up to $5,000.00
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
84 Pine St, Burlington, VT 05401 4441
Special High Yield Savings Account
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Limited time offer. Restrictions apply.
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
431 Pine St, Burlington, VT 05401
Build Savings - Tier 1
3.35%
$5
▼
Rate3.30%
Min Deposit$5
Min Balance—
UpdatedMar 27, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
431 Pine St, Burlington, VT 05401
ELEVATE 1 MMA - Tier 3
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
431 Pine St, Burlington, VT 05401
ELEVATE 1 MMA - Tier 2
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
431 Pine St, Burlington, VT 05401
ELEVATE 1 MMA - Tier 1
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
116 Church Street, Burlington, VT 05401
Government Savings
0.60%
$10
▼
Rate0.60%
Min Deposit$10
Min Balance—
UpdatedMar 28, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
116 Church Street, Burlington, VT 05401
Business Savings Account
0.60%
$10
▼
Rate0.60%
Min Deposit$10
Min Balance—
UpdatedMar 28, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
116 Church Street, Burlington, VT 05401
Money Market Savings
0.60%
$10
▼
Rate0.60%
Min Deposit$10
Min Balance—
UpdatedMar 28, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
116 Church Street, Burlington, VT 05401
Money Market Savings
0.45%
$10
▼
Rate0.45%
Min Deposit$10
Min Balance—
UpdatedMar 28, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
116 Church Street, Burlington, VT 05401
Government Savings
0.45%
$10
▼
Rate0.45%
Min Deposit$10
Min Balance—
UpdatedMar 28, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
116 Church Street, Burlington, VT 05401
Business Savings Account
0.45%
$10
▼
Rate0.45%
Min Deposit$10
Min Balance—
UpdatedMar 28, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
116 Church Street, Burlington, VT 05401
Money Market Savings
0.35%
$10
▼
Rate0.35%
Min Deposit$10
Min Balance—
UpdatedMar 28, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
116 Church Street, Burlington, VT 05401
Health Savings Account (HSA)
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
116 Church Street, Burlington, VT 05401
Business Savings Account
0.35%
$10
▼
Rate0.35%
Min Deposit$10
Min Balance—
UpdatedMar 28, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
116 Church Street, Burlington, VT 05401
Government Savings
0.35%
$10
▼
Rate0.35%
Min Deposit$10
Min Balance—
UpdatedMar 28, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
150 Bank St, Burlington, VT 05401
Health Savings Accounts
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Tier 4 - Average daily balance $50,000 +
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
150 Bank St, Burlington, VT 05401
Health Savings Accounts
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Tier 3 - Average daily balance $25,000 < $50,000
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
116 Church Street, Burlington, VT 05401
Business Savings Account
0.25%
$10
▼
Rate0.25%
Min Deposit$10
Min Balance—
UpdatedMar 28, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
116 Church Street, Burlington, VT 05401
Club Savings
0.25%
$10
▼
Rate0.25%
Min Deposit$10
Min Balance—
UpdatedMar 28, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
116 Church Street, Burlington, VT 05401
Money Market Savings
0.25%
$10
▼
Rate0.25%
Min Deposit$10
Min Balance—
UpdatedMar 28, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
116 Church Street, Burlington, VT 05401
Regular Savings
0.25%
$10
▼
Rate0.25%
Min Deposit$10
Min Balance—
UpdatedMar 28, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
116 Church Street, Burlington, VT 05401
Youth Savings
0.25%
$10
▼
Rate0.25%
Min Deposit$10
Min Balance—
UpdatedMar 28, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
116 Church Street, Burlington, VT 05401
Government Savings
0.25%
$10
▼
Rate0.25%
Min Deposit$10
Min Balance—
UpdatedMar 28, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
1049 North Ave, Burlington, VT 05408
Savings
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
1049 North Ave, Burlington, VT 05408
Health Savings Account
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
1049 North Ave, Burlington, VT 05408
Other Savings Accounts
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
150 Bank St, Burlington, VT 05401
Health Savings Accounts
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Tier 2 - Average daily balance $2,500 < $25,000
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
150 Bank St, Burlington, VT 05401
Health Savings Accounts
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Tier 1 - Average daily balance $0.01 < $2,500
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
431 Pine St, Burlington, VT 05401
Health Savings Account
0.10%
$10
▼
Rate0.10%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
84 Pine St, Burlington, VT 05401 4441
Business Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
84 Pine St, Burlington, VT 05401 4441
Holiday Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
84 Pine St, Burlington, VT 05401 4441
IRA (Accumulator) Share Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
84 Pine St, Burlington, VT 05401 4441
IRA Share Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
84 Pine St, Burlington, VT 05401 4441
Shares
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.55%
92 North Ave, Burlington, VT 05401 2937
Regular Share
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.55%
92 North Ave, Burlington, VT 05401 2937
Special Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
431 Pine St, Burlington, VT 05401
Statement Savings
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
Mascoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
431 Pine St, Burlington, VT 05401
Minor Savings
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
150 Bank St, Burlington, VT 05401
eSavings Account Tier 2
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Average daily balance $2,500 < $10,000
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
150 Bank St, Burlington, VT 05401
eSavings Account Tier 3
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Average daily balance is $10,000 +
NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
150 Bank St, Burlington, VT 05401
eSavings Account Tier 1
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Average daily balance $100 < $2,500
Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.55%
92 North Ave, Burlington, VT 05401 2937
Share Draft
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
84 Pine St, Burlington, VT 05401 4441
Estate Share Draft Checking
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
84 Pine St, Burlington, VT 05401 4441
Share Draft Checking
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
84 Pine St, Burlington, VT 05401 4441
Business Share Draft Checking
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
2 S Main St, Rutland, VT 05701 4262
Savings
2.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$500,000+
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
2 S Main St, Rutland, VT 05701 4262
Savings
2.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$100,000-$499,999
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Business Flex Savings Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Business Money Market Savings Account
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
2 S Main St, Rutland, VT 05701 4262
Savings
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$50,000-$99,999
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Business Money Market Savings Account
1.70%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Business Money Market Savings Account
1.55%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
2 S Main St, Rutland, VT 05701 4262
Savings
1.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$25,000-$49,999
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
2 S Main St, Rutland, VT 05701 4262
Savings
1.45%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$10,000-$24,999
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Business Money Market Savings Account
1.30%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
2 S Main St, Rutland, VT 05701 4262
Savings
1.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$2,000-$9,999
802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.91%
614 N Hartland Rd, White River Junction, VT 05001 4720
IRA Shares
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
802 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.91%
614 N Hartland Rd, White River Junction, VT 05001 4720
Regular Shares
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Burlington, VT Savings Rate Trends
Compare local Burlington, VT savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — VT Avg
4.000%
▲ 2.736 from last week
Vermont high-yield savings rates rose 2.736 points this week to 4.000% APY, up from 1.264% last week.
Standard Savings — VT Avg
0.175%
Unchanged from last week
Vermont standard savings rates currently average 0.175% APY based on data from institutions in our monitoring network.
As of Mar 29, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Burlington, Vermont directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Burlington, Vermont. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in VT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Burlington, Vermont
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Vermont, help your money grow faster through a higher APY.
Are savings accounts in Burlington, Vermont safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Vermont up to $250,000 per depositor, per institution.
How often do savings rates change in Burlington, Vermont?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Vermont rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Burlington, Vermont may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Burlington, Vermont?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Burlington, Vermont offer in-person customer service, which some customers prefer.
How do I open a savings account in Burlington, Vermont?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Burlington, Vermont
Here are recent savings rates observed in Burlington, Vermont and the surrounding area:
- Vermont Federal Credit Union
High Yield Savings — 4.00% APY - Mascoma Bank
Build Savings - Tier 1 — 3.35% APY - Northfield Savings Bank
Government Savings — 0.60% APY - NBT Bank
Health Savings Accounts — 0.30% APY - North Country Federal Credit Union
Savings — 0.15% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Burlington, Vermont. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
