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Auto Loan Rates in Rusk, Texas (TX) for March 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Rusk, Texas. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: March 20, 2026

Current auto loan rates in Rusk, Texas include Cherokee County Teachers Federal Credit UnionCherokee County Teachers Federal Credit Union145 FM 2972 W, RUSK, TX, 75785A5.0 ★Texas Ratio: 9.87% offering New Vehicles-W.A.C.- 2026-2024 Up to 72 months at 4.10%, Cherokee County Federal Credit UnionCherokee County Federal Credit Union144 N Henderson St, Rusk, TX, 75785A+5.0 ★Texas Ratio: 1.13% offering New Auto Loan at 5.10%, Mclennan County Employees Federal Credit UnionMclennan County Employees Federal Credit Union215 N 5th St Ste 224, Waco, TX, 76701 1364A+5.0 ★Texas Ratio: 0.00% offering New Vehicles at 2.00%, IBEW Local 66 Federal Credit UnionIBEW Local 66 Federal Credit Union4345 ALLEN GENOA RD, PASADENA, TX, 77504A+5.0 ★Texas Ratio: 1.98% offering New Auto Loan at 2.95%, TEXOMA EDUCATORSTEXOMA EDUCATORS506 W Lamar St, Sherman, TX, 75090 5840A+5.0 ★Texas Ratio: 0.63% offering New vehicles at 2.99%.

Auto loan rates in Rusk, Texas are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.

We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Rusk, Texas. Auto Loan Rates Last Updated and Verified: March 20, 2026

Compare Auto Loan Rates Today in Rusk, Texas & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
New Vehicles-W.A.C.- 2026-2024 Up to 72 months
4.10%
72 Months
View
▼
APR4.10%
Term72 Months
Last UpdatedMar 18, 2026
Details

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
New Car Loan
4.35%
84 Months
View
▼
APR4.35%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
New Vehicles-W.A.C.- 2026-2024 Up to 84 months
4.35%
84 Months
View
▼
APR4.35%
Term84 Months
Last UpdatedMar 18, 2026
Details

($35,000+ loan)

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Used Car Loan
4.60%
72 Months
View
▼
APR4.60%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Used Vehicles--WAC. 2024--2022
4.60%
72 Months
View
▼
APR4.60%
Term72 Months
Last UpdatedMar 18, 2026
Details

Purchase only NADA LOAN VALUE

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Used Vehicles--WAC. 2021-2020
4.85%
60 Months
View
▼
APR4.85%
Term60 Months
Last UpdatedMar 18, 2026
Details

Purchase only NADA LOAN VALUE

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Used Vehicles--WAC. 2019--2018
5.10%
48 Months
View
▼
APR5.10%
Term48 Months
Last UpdatedMar 18, 2026
Details

Purchase only NADA LOAN VALUE

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
5.10%
72 Months
View
▼
APR5.10%
Term72 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 720+; Up to $35,000.00

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
5.10%
72 Months
View
▼
APR5.10%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 720
5.10%
72 Months
View
▼
APR5.10%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Used Vehicles--WAC. 2017-2016
5.35%
36 Months
View
▼
APR5.35%
Term36 Months
Last UpdatedMar 18, 2026
Details

Purchase only NADA LOAN VALUE

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
5.60%
84 Months
View
▼
APR5.60%
Term84 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 720+; Over $35,000.01

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
5.60%
84 Months
View
▼
APR5.60%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 720
5.60%
84 Months
View
▼
APR5.60%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loan
5.90%
72 Months
View
▼
APR5.90%
Term72 Months
Last UpdatedMar 18, 2026
Details

Vehicle Age: 1 Yr. Old; Beacon Score: 720+

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loans
5.90%
72 Months
View
▼
APR5.90%
Term72 Months
Last UpdatedMar 18, 2026
Details

Vehicle Age: 1 Yr. Old; Beacon Score: 720+

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
6.10%
72 Months
View
▼
APR6.10%
Term72 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 680-719; Up to $35,000.00

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
6.10%
72 Months
View
▼
APR6.10%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 680-719)
6.10%
72 Months
View
▼
APR6.10%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
6.60%
84 Months
View
▼
APR6.60%
Term84 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 680-719; Over $35,000.01

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
6.60%
84 Months
View
▼
APR6.60%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 680-719)
6.60%
84 Months
View
▼
APR6.60%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loan
6.90%
72 Months
View
▼
APR6.90%
Term72 Months
Last UpdatedMar 18, 2026
Details

Vehicle Age: 2 Yrs. Old; Beacon Score: 680-719

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loans
6.90%
72 Months
View
▼
APR6.90%
Term72 Months
Last UpdatedMar 18, 2026
Details

Vehicle Age: 2 Yrs. Old; Beacon Score: 680-719

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
7.10%
72 Months
View
▼
APR7.10%
Term72 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 640-679; Up to $35,000.00

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
7.10%
72 Months
View
▼
APR7.10%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 640-679)
7.10%
72 Months
View
▼
APR7.10%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
7.60%
84 Months
View
▼
APR7.60%
Term84 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 640-679; Over $35,000.01

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
7.60%
84 Months
View
▼
APR7.60%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 640-679)
7.60%
84 Months
View
▼
APR7.60%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loan
7.90%
72 Months
View
▼
APR7.90%
Term72 Months
Last UpdatedMar 18, 2026
Details

Vehicle Age: 3 Yrs. Old; Beacon Score: 640-679

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loans
7.90%
72 Months
View
▼
APR7.90%
Term72 Months
Last UpdatedMar 18, 2026
Details

Vehicle Age: 3 Yrs. Old; Beacon Score: 640-679

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
10.35%
72 Months
View
▼
APR10.35%
Term72 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 600-639; Up to $35,000.00

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
10.35%
72 Months
View
▼
APR10.35%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 600-639)
10.35%
72 Months
View
▼
APR10.35%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
10.85%
84 Months
View
▼
APR10.85%
Term84 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 600-639; Over $35,000.01

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
10.85%
84 Months
View
▼
APR10.85%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 600-639)
10.85%
84 Months
View
▼
APR10.85%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loan
11.15%
60 Months
View
▼
APR11.15%
Term60 Months
Last UpdatedMar 18, 2026
Details

Vehicle Age: 4 Yrs. Old; Beacon Score: 600-639

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loans
11.15%
60 Months
View
▼
APR11.15%
Term60 Months
Last UpdatedMar 18, 2026
Details

Vehicle Age: 4 Yrs. Old; Beacon Score: 600-639

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
14.35%
72 Months
View
▼
APR14.35%
Term72 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 555-599; Up to $35,000.00

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
14.35%
72 Months
View
▼
APR14.35%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 555-599)
14.35%
72 Months
View
▼
APR14.35%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
14.85%
84 Months
View
▼
APR14.85%
Term84 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 555-599; Over $35,000.01

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
14.85%
84 Months
View
▼
APR14.85%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 555-599)
14.85%
84 Months
View
▼
APR14.85%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loan
15.15%
60 Months
View
▼
APR15.15%
Term60 Months
Last UpdatedMar 18, 2026
Details

Vehicle Age: 5 Yrs. Old; Beacon Score: 555-599

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loans
15.15%
60 Months
View
▼
APR15.15%
Term60 Months
Last UpdatedMar 18, 2026
Details

Vehicle Age: 5 Yrs. Old; Beacon Score: 555-599

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
16.35%
72 Months
View
▼
APR16.35%
Term72 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 554 & below; Up to $35,000.00

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
16.35%
72 Months
View
▼
APR16.35%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 554 & below)
16.35%
72 Months
View
▼
APR16.35%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
16.85%
84 Months
View
▼
APR16.85%
Term84 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 554 & below; Over $35,000.01

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
16.85%
84 Months
View
▼
APR16.85%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 554 & below)
16.85%
84 Months
View
▼
APR16.85%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loan
17.15%
48-60
View
▼
APR17.15%
Term48-60
Last UpdatedMar 18, 2026
Details

Vehicle Age: 6 Yrs. Old; Beacon Score: 554 & below

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loans
17.15%
48-60
View
▼
APR17.15%
Term48-60
Last UpdatedMar 18, 2026
Details

Vehicle Age: 6 Yrs. Old; Beacon Score: 554 & below

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
New Vehicles
2.00%
60 Months
View
▼
APR2.00%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2016-2017
2.00%
36 Months
View
▼
APR2.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2018-2020
2.00%
48 Months
View
▼
APR2.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
New Vehicles
2.25%
72 Months
View
▼
APR2.25%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2014-2015
2.25%
36 Months
View
▼
APR2.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2016-2017
2.25%
48 Months
View
▼
APR2.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2018-2020
2.25%
60 Months
View
▼
APR2.25%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2013 & Older
2.75%
36 Months
View
▼
APR2.75%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2014-2015
2.75%
48 Months
View
▼
APR2.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2016-2017
2.75%
60 Months
View
▼
APR2.75%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2018-2020
2.75%
72 Months
View
▼
APR2.75%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Auto Loan
2.95%
0-36
View
▼
APR2.95%
Term0-36
Last UpdatedMar 20, 2026
Details

CREDIT SCORE: A+ (800+)

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles
2.99%
0-36 months
View
▼
APR2.99%
Term0-36 months
Last UpdatedMar 15, 2026
Details

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
205 Center St, Deer Park, TX, 77536 2735
New & Used Automobile
3.24%
24 Months
View
▼
APR3.24%
Term24 Months
Last UpdatedMar 20, 2026
Details

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
New and Pre-Owned Autos
3.24%
12-36
View
▼
APR3.24%
Term12-36
Last UpdatedMar 20, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
New Autos
3.24%
12 - 36
View
▼
APR3.24%
Term12 - 36
Last UpdatedMar 20, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Pre-Owned Autos
3.24%
12 - 36
View
▼
APR3.24%
Term12 - 36
Last UpdatedMar 20, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2026 & Newer

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMar 13, 2026
Details

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans
3.31%
0-36
View
▼
APR3.31%
Term0-36
Last UpdatedMar 18, 2026
Details

A+ Credit*

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans A+ Credit
3.31%
0-36
View
▼
APR3.31%
Term0-36
Last UpdatedMar 18, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
3.39%
Up to 36 Months
View
▼
APR3.39%
TermUp to 36 Months
Last UpdatedMar 16, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
400 S Akard St, Dallas, TX, 75202 5324
New & Used Autos
3.49%
72 Months
View
▼
APR3.49%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMar 11, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Used Auto Loan
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As; All model years, Up to 36 months

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMar 13, 2026
Details

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans
3.56%
0-36
View
▼
APR3.56%
Term0-36
Last UpdatedMar 18, 2026
Details

A Credit*

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans A Credit
3.56%
0-36
View
▼
APR3.56%
Term0-36
Last UpdatedMar 18, 2026
Details

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans A+ Credit
3.56%
37-48
View
▼
APR3.56%
Term37-48
Last UpdatedMar 18, 2026
Details

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
New & Used Auto Loans
3.60%
36 to 72 Months
View
▼
APR3.60%
Term36 to 72 Months
Last UpdatedMar 15, 2026
Details

Port of Houston Warehouse Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
1717 East Loop N Ste 160, Houston, TX, 77029 4018
New/Used Auto
3.61%
36 Months
View
▼
APR3.61%
Term36 Months
Last UpdatedMar 15, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2020 & Newer
3.65%
36 Months
View
▼
APR3.65%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2021 & Newer
3.65%
48 Months
View
▼
APR3.65%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2022 & Newer
3.65%
60 Months
View
▼
APR3.65%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2023 & Newer
3.65%
72 Months
View
▼
APR3.65%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2025 & Newer
3.67%
84 Months
View
▼
APR3.67%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
183 E Price Rd, Brownsville, TX, 78521
New Auto Loan
3.70%
75 Months
View
▼
APR3.70%
Term75 Months
Last UpdatedMar 15, 2026
Details

up to 75 Months

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
2900 Decker Dr, Baytown, TX, 77520 2076
New Autos
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; Fewer than 7,500 miles

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
2900 Decker Dr, Baytown, TX, 77520 2076
Used Autos
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; Fewer than 100,000 miles

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMar 11, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Used Auto Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As; All model years, Up to 48 months

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedMar 13, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
3.89%
37-48 Months
View
▼
APR3.89%
Term37-48 Months
Last UpdatedMar 16, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
New Auto Loans - Cars and Light Trucks
3.90%
1 - 84 months
View
▼
APR3.90%
Term1 - 84 months
Last UpdatedMar 17, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2024
3.90%
1 - 84
View
▼
APR3.90%
Term1 - 84
Last UpdatedMar 17, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2025
3.90%
1 - 84
View
▼
APR3.90%
Term1 - 84
Last UpdatedMar 17, 2026
Details

Star Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.08%
10429 Leopard St, Corpus Christi, TX, 78410 1933
Auto Loans
3.90%
18 Months
View
▼
APR3.90%
Term18 Months
Last UpdatedMar 17, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Auto Loan A+
3.95%
0-36
View
▼
APR3.95%
Term0-36
Last UpdatedMar 20, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Auto Loan
3.95%
37-60
View
▼
APR3.95%
Term37-60
Last UpdatedMar 20, 2026
Details

CREDIT SCORE: A+ (800+)

City of Deer Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2005 Center St, Deer Park, TX, 77536
Auto Loan A+
3.99%
0-48 Months
View
▼
APR3.99%
Term0-48 Months
Last UpdatedMar 13, 2026
Details

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1001 E Crosby Rd, Carrollton, TX, 75006 7260
Used Auto/Refinance Auto
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 15, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
New Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Qualifying rate - Conditions apply

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
Used Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

Oak Cliff Christian Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1130 W Camp Wisdom Rd, Dallas, TX, 75232 3404
Auto Loan
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; No payments for 90 days.

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
24909 Kuykendahl Rd, Tomball, TX, 77375 3295
Auto Loans
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As; Additional loyalty discount of .25% with direct deposit of $250 per month and auto pay

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
24909 Kuykendahl Rd, Tomball, TX, 77375 3295
NEW Autos Up to 36 Months
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details

United Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
8790 FM 1960 Bypass Rd W Ste 500A, Humble, TX, 77338 3950
New/Used Auto
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 15, 2026
Details

80% Financing MSRP or NADA Retail (20% down)

Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
New Vehicle Loan
3.99%
24 - 72+ Months
View
▼
APR3.99%
Term24 - 72+ Months
Last UpdatedMar 20, 2026
Details

Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Used Vehicle Loan
3.99%
24 - 72+ Months
View
▼
APR3.99%
Term24 - 72+ Months
Last UpdatedMar 20, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
New Auto Loans
3.99%
54 Months
View
▼
APR3.99%
Term54 Months
Last UpdatedMar 15, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2026 & Newer

United Heritage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.47%
12208 N Mopac Expy, Austin, TX, 78758
New/Used Auto Loan
3.99%
12 to 84 Months
View
▼
APR3.99%
Term12 to 84 Months
Last UpdatedMar 15, 2026
Details

As Low As

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
3923 5th St, Brookshire, TX, 77423
Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
3923 5th St, Brookshire, TX, 77423
Drive Smart Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
3923 5th St, Brookshire, TX, 77423
First Time Auto Buyer Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
New Auto
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles
3.99%
37-48 months
View
▼
APR3.99%
Term37-48 months
Last UpdatedMar 15, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
New Cars and Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 17, 2026
Details

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMar 11, 2026
Details

As Low As; $15,000 minimum Sticker Price

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
Used Cars, Trucks, Vans
4.00%
12 Months
View
▼
APR4.00%
Term12 Months
Last UpdatedMar 11, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Used Auto Loan
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As; 2020 & newer, Up to 60 months

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
5211 E Parkway St, Groves, TX, 77619
New & Used Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
3505 Wildewood Dr, San Angelo, TX, 76904
New Automobiles & Light Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
3505 Wildewood Dr, San Angelo, TX, 76904
Used Automobiles & Light Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1322 E San Benito St, Rio Grande City, TX, 78582
Auto Purchases
4.00%
84 Months
View
▼
APR4.00%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Starr County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
1322 E San Benito St, Rio Grande City, TX, 78582
Auto Refinances
4.00%
84 Months
View
▼
APR4.00%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
18540 Northwest Fwy, Houston, TX, 77065
New Autos
4.00%
60 - 84
View
▼
APR4.00%
Term60 - 84
Last UpdatedMar 13, 2026
Details

As Low As

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
18540 Northwest Fwy, Houston, TX, 77065
Used Autos
4.00%
60 - 84
View
▼
APR4.00%
Term60 - 84
Last UpdatedMar 13, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
16597 Interstate 45 S, Conroe, TX, 77385
Auto Loan - New Vehicles
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedMar 13, 2026
Details

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
1002 S Abe St, San Angelo, TX, 76903 7240
New Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; for 36 months

Service 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
10001 Jack Finney Blvd, Greenville, TX, 75402
New Vehicle
4.00%
94 Months
View
▼
APR4.00%
Term94 Months
Last UpdatedMar 17, 2026
Details

HOUSTON TEXAS FIRE FIGHTERS
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
3030 Cullen Blvd Ste 111, Pearland, TX, 77584
Auto Loan
4.00%
1 - 48
View
▼
APR4.00%
Term1 - 48
Last UpdatedMar 20, 2026
Details

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX, 77090 6716
Auto Loans (New & Used)
4.05%
Up to 36 Months
View
▼
APR4.05%
TermUp to 36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans
4.06%
0-36
View
▼
APR4.06%
Term0-36
Last UpdatedMar 18, 2026
Details

B Credit*

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans A Credit
4.06%
37-48
View
▼
APR4.06%
Term37-48
Last UpdatedMar 18, 2026
Details

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans A+ Credit
4.06%
49-60
View
▼
APR4.06%
Term49-60
Last UpdatedMar 18, 2026
Details

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans B Credit
4.06%
0-36
View
▼
APR4.06%
Term0-36
Last UpdatedMar 18, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
100 N Kimball Ave Ste 103, Southlake, TX, 76092 8024
New Cars
4.09%
Up to 12 months
View
▼
APR4.09%
TermUp to 12 months
Last UpdatedMar 13, 2026
Details

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
1510 N Galloway Ave, Mesquite, TX, 75149
New and Used Vehicles
4.10%
Up to 72 Months
View
▼
APR4.10%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
16597 Interstate 45 S, Conroe, TX, 77385
Auto Loan - New Vehicles
4.12%
36 Months
View
▼
APR4.12%
Term36 Months
Last UpdatedMar 13, 2026
Details

Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
7789 Southwest fwy Ste 175, Houston, TX, 77074 1831
New Autos
4.14%
84 Months
View
▼
APR4.14%
Term84 Months
Last UpdatedMar 20, 2026
Details

1

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2023
4.15%
1 - 78
View
▼
APR4.15%
Term1 - 78
Last UpdatedMar 17, 2026
Details

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
16600 John F Kennedy Blvd, Houston, TX, 77032 6514
2025 & Newer Auto Loans
4.19%
36 Months
View
▼
APR4.19%
Term36 Months
Last UpdatedMar 18, 2026
Details

JSC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1330 Gemini St, Houston, TX, 77058
Auto Refinance 2016-2018
4.19%
48 Months
View
▼
APR4.19%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

JSC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1330 Gemini St, Houston, TX, 77058
Auto Refinance 2019-2023
4.19%
48 Months
View
▼
APR4.19%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

JSC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1330 Gemini St, Houston, TX, 77058
Auto Refinance 2024-2025
4.19%
48 Months
View
▼
APR4.19%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

JSC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1330 Gemini St, Houston, TX, 77058
Auto Refinance 2025-2026 New
4.19%
48 Months
View
▼
APR4.19%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

City Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.82%
901 S LINCOLN ST, AMARILLO, TX, 79101 3637
New and Used Auto Loan
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Rockdale Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
1821 W Cameron Ave, Rockdale, TX, 76567
New Vehicles
4.24%
84 Months
View
▼
APR4.24%
Term84 Months
Last UpdatedMar 11, 2026
Details

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
4411 S Wayside Dr, Houston, TX, 77087 1109
New Auto
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
New Auto
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMar 11, 2026
Details

As Low As; $25,000 minimum Sticker Price

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
Used Cars, Trucks, Vans
4.25%
24 Months
View
▼
APR4.25%
Term24 Months
Last UpdatedMar 11, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2022
4.25%
1 - 72
View
▼
APR4.25%
Term1 - 72
Last UpdatedMar 17, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
16320 Kensington Dr, Sugar Land, TX, 77479 4097
New Automobile Loan
4.25%
Up to 36 Months
View
▼
APR4.25%
TermUp to 36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
16320 Kensington Dr, Sugar Land, TX, 77479 4097
Used Automobile Loan
4.25%
Up to 36
View
▼
APR4.25%
TermUp to 36
Last UpdatedMar 20, 2026
Details

As Low As

Common Cents Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.15%
8109 Smith Rd, Beaumont, TX, 77705 6108
Auto Loan
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
New Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Qualifying rate - Conditions apply

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
Used Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMar 13, 2026
Details

Gulf Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
5140 W Parkway St, Groves, TX, 77619
New and Used Autos
4.25%
36 months
View
▼
APR4.25%
Term36 months
Last UpdatedMar 20, 2026
Details

As Low As

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
Any Model Year Vehicle Loan
4.25%
24 Months
View
▼
APR4.25%
Term24 Months
Last UpdatedMar 18, 2026
Details

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
24909 Kuykendahl Rd, Tomball, TX, 77375 3295
NEW Autos Up to 48 Months
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
24909 Kuykendahl Rd, Tomball, TX, 77375 3295
USED Autos Up to 36 Months
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
16597 Interstate 45 S, Conroe, TX, 77385
Auto Loan - New Vehicles
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 13, 2026
Details

Southern Star Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.41%
16035 W Little York Rd, Houston, TX, 77084
New Auto Loans
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
2736 Nall St, Port Neches, TX, 77651 5204
New Auto Loans
4.25%
0-24
View
▼
APR4.25%
Term0-24
Last UpdatedMar 20, 2026
Details

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
2736 Nall St, Port Neches, TX, 77651 5204
Used Auto Loans
4.25%
0-24
View
▼
APR4.25%
Term0-24
Last UpdatedMar 20, 2026
Details

DUGOOD
Institution Rating:
F2.8 ★ Texas Ratio: 41.67%
7505 Eastex Fwy Ste B, Beaumont, TX, 77708
New & Used Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 13, 2026
Details

Vehicle Age: Up to 2026

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Auto Loan
4.29%
48 Months
View
▼
APR4.29%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Auto Loans
4.29%
48 Months
View
▼
APR4.29%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

First Financial Bank (TX)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
2506 Pine Shadows Dr, Huntsville, TX, 77320
New Car Loan
4.29%
48 Months
View
▼
APR4.29%
Term48 Months
Last UpdatedMar 18, 2026
Details

Rate shown includes .25% discount if you sign up for an auto-draft from a First Financial account

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2021
4.35%
1 - 66
View
▼
APR4.35%
Term1 - 66
Last UpdatedMar 17, 2026
Details

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans
4.36%
0-36
View
▼
APR4.36%
Term0-36
Last UpdatedMar 18, 2026
Details

C Credit*

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans A Credit
4.36%
49-60
View
▼
APR4.36%
Term49-60
Last UpdatedMar 18, 2026
Details

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans A+ Credit
4.36%
61-75
View
▼
APR4.36%
Term61-75
Last UpdatedMar 18, 2026
Details

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans B Credit
4.36%
37-48
View
▼
APR4.36%
Term37-48
Last UpdatedMar 18, 2026
Details

Coastal Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.09%
2302 Church St, Galveston, TX, 77550
Vehicle Loans C Credit
4.36%
0-36
View
▼
APR4.36%
Term0-36
Last UpdatedMar 18, 2026
Details

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
16597 Interstate 45 S, Conroe, TX, 77385
Auto Loan - New Vehicles
4.38%
60 Months
View
▼
APR4.38%
Term60 Months
Last UpdatedMar 13, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
4.39%
49 - 65 Months
View
▼
APR4.39%
Term49 - 65 Months
Last UpdatedMar 16, 2026
Details

JSC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1330 Gemini St, Houston, TX, 77058
Auto Refinance 2016-2018
4.39%
77 Months
View
▼
APR4.39%
Term77 Months
Last UpdatedMar 15, 2026
Details

As Low As

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
1750 Valley View Ln Ste 110, Farmers Branch, TX, 75234 9024
New Auto
4.39%
72 Months
View
▼
APR4.39%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
1750 Valley View Ln Ste 110, Farmers Branch, TX, 75234 9024
Used Auto
4.39%
72 Months
View
▼
APR4.39%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
100 N Kimball Ave Ste 103, Southlake, TX, 76092 8024
Used Cars
4.39%
Up to 12 months
View
▼
APR4.39%
TermUp to 12 months
Last UpdatedMar 13, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2421 Westport Pkwy Ste 1300, Fort Worth, TX, 76177 5311
NEW Auto Loan
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
New Vehicles-W.A.C.- 2026-2024 Up to 72 months
4.10%
72 Months
View
▼
APR4.10%
Term72 Months
Last UpdatedMar 18, 2026
Details

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
New Car Loan
4.35%
84 Months
View
▼
APR4.35%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
New Vehicles-W.A.C.- 2026-2024 Up to 84 months
4.35%
84 Months
View
▼
APR4.35%
Term84 Months
Last UpdatedMar 18, 2026
Details

($35,000+ loan)

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
5.10%
72 Months
View
▼
APR5.10%
Term72 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 720+; Up to $35,000.00

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
5.10%
72 Months
View
▼
APR5.10%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 720
5.10%
72 Months
View
▼
APR5.10%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
5.60%
84 Months
View
▼
APR5.60%
Term84 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 720+; Over $35,000.01

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
5.60%
84 Months
View
▼
APR5.60%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 720
5.60%
84 Months
View
▼
APR5.60%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
6.10%
72 Months
View
▼
APR6.10%
Term72 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 680-719; Up to $35,000.00

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
6.10%
72 Months
View
▼
APR6.10%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 680-719)
6.10%
72 Months
View
▼
APR6.10%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
6.60%
84 Months
View
▼
APR6.60%
Term84 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 680-719; Over $35,000.01

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
6.60%
84 Months
View
▼
APR6.60%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 680-719)
6.60%
84 Months
View
▼
APR6.60%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
7.10%
72 Months
View
▼
APR7.10%
Term72 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 640-679; Up to $35,000.00

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
7.10%
72 Months
View
▼
APR7.10%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 640-679)
7.10%
72 Months
View
▼
APR7.10%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
7.60%
84 Months
View
▼
APR7.60%
Term84 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 640-679; Over $35,000.01

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
7.60%
84 Months
View
▼
APR7.60%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 640-679)
7.60%
84 Months
View
▼
APR7.60%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
10.35%
72 Months
View
▼
APR10.35%
Term72 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 600-639; Up to $35,000.00

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
10.35%
72 Months
View
▼
APR10.35%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 600-639)
10.35%
72 Months
View
▼
APR10.35%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
10.85%
84 Months
View
▼
APR10.85%
Term84 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 600-639; Over $35,000.01

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
10.85%
84 Months
View
▼
APR10.85%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 600-639)
10.85%
84 Months
View
▼
APR10.85%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
14.35%
72 Months
View
▼
APR14.35%
Term72 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 555-599; Up to $35,000.00

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
14.35%
72 Months
View
▼
APR14.35%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 555-599)
14.35%
72 Months
View
▼
APR14.35%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
14.85%
84 Months
View
▼
APR14.85%
Term84 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 555-599; Over $35,000.01

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
14.85%
84 Months
View
▼
APR14.85%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 555-599)
14.85%
84 Months
View
▼
APR14.85%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
16.35%
72 Months
View
▼
APR16.35%
Term72 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 554 & below; Up to $35,000.00

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
16.35%
72 Months
View
▼
APR16.35%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 554 & below)
16.35%
72 Months
View
▼
APR16.35%
Term72 Months
Last UpdatedMar 18, 2026
Details

Up to $35,000.00

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loan
16.85%
84 Months
View
▼
APR16.85%
Term84 Months
Last UpdatedMar 18, 2026
Details

Beacon Score 554 & below; Over $35,000.01

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans
16.85%
84 Months
View
▼
APR16.85%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01; Secured loan

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
New Auto Loans (Beacon Score 554 & below)
16.85%
84 Months
View
▼
APR16.85%
Term84 Months
Last UpdatedMar 18, 2026
Details

Over $35,000.01

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
New Vehicles
2.00%
60 Months
View
▼
APR2.00%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
New Vehicles
2.25%
72 Months
View
▼
APR2.25%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Auto Loan
2.95%
0-36
View
▼
APR2.95%
Term0-36
Last UpdatedMar 20, 2026
Details

CREDIT SCORE: A+ (800+)

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles
2.99%
0-36 months
View
▼
APR2.99%
Term0-36 months
Last UpdatedMar 15, 2026
Details

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
205 Center St, Deer Park, TX, 77536 2735
New & Used Automobile
3.24%
24 Months
View
▼
APR3.24%
Term24 Months
Last UpdatedMar 20, 2026
Details

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
New and Pre-Owned Autos
3.24%
12-36
View
▼
APR3.24%
Term12-36
Last UpdatedMar 20, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
New Autos
3.24%
12 - 36
View
▼
APR3.24%
Term12 - 36
Last UpdatedMar 20, 2026
Details

As Low As

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMar 13, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
3.39%
Up to 36 Months
View
▼
APR3.39%
TermUp to 36 Months
Last UpdatedMar 16, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
400 S Akard St, Dallas, TX, 75202 5324
New & Used Autos
3.49%
72 Months
View
▼
APR3.49%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMar 11, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMar 13, 2026
Details

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
New & Used Auto Loans
3.60%
36 to 72 Months
View
▼
APR3.60%
Term36 to 72 Months
Last UpdatedMar 15, 2026
Details

Port of Houston Warehouse Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
1717 East Loop N Ste 160, Houston, TX, 77029 4018
New/Used Auto
3.61%
36 Months
View
▼
APR3.61%
Term36 Months
Last UpdatedMar 15, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2020 & Newer
3.65%
36 Months
View
▼
APR3.65%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2021 & Newer
3.65%
48 Months
View
▼
APR3.65%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2022 & Newer
3.65%
60 Months
View
▼
APR3.65%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2023 & Newer
3.65%
72 Months
View
▼
APR3.65%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2025 & Newer
3.67%
84 Months
View
▼
APR3.67%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
183 E Price Rd, Brownsville, TX, 78521
New Auto Loan
3.70%
75 Months
View
▼
APR3.70%
Term75 Months
Last UpdatedMar 15, 2026
Details

up to 75 Months

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
2900 Decker Dr, Baytown, TX, 77520 2076
New Autos
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; Fewer than 7,500 miles

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMar 11, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedMar 13, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
3.89%
37-48 Months
View
▼
APR3.89%
Term37-48 Months
Last UpdatedMar 16, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
New Auto Loans - Cars and Light Trucks
3.90%
1 - 84 months
View
▼
APR3.90%
Term1 - 84 months
Last UpdatedMar 17, 2026
Details

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
New Auto Loan
3.95%
37-60
View
▼
APR3.95%
Term37-60
Last UpdatedMar 20, 2026
Details

CREDIT SCORE: A+ (800+)

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
New Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Qualifying rate - Conditions apply

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
24909 Kuykendahl Rd, Tomball, TX, 77375 3295
NEW Autos Up to 36 Months
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

The State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
6160 WARREN PKWY STE 500, FRISCO, TX, 75034 9673
New Automotive
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details

United Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
8790 FM 1960 Bypass Rd W Ste 500A, Humble, TX, 77338 3950
New/Used Auto
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 15, 2026
Details

80% Financing MSRP or NADA Retail (20% down)

Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
New Vehicle Loan
3.99%
24 - 72+ Months
View
▼
APR3.99%
Term24 - 72+ Months
Last UpdatedMar 20, 2026
Details

Neighborhood Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
New Auto Loans
3.99%
54 Months
View
▼
APR3.99%
Term54 Months
Last UpdatedMar 15, 2026
Details

As Low As

United Heritage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.47%
12208 N Mopac Expy, Austin, TX, 78758
New/Used Auto Loan
3.99%
12 to 84 Months
View
▼
APR3.99%
Term12 to 84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
New Auto
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX, 75090 5840
New vehicles
3.99%
37-48 months
View
▼
APR3.99%
Term37-48 months
Last UpdatedMar 15, 2026
Details

Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2610 Network Blvd Ste 600, Frisco, TX, 75034 6009
New Cars and Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 17, 2026
Details

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMar 11, 2026
Details

As Low As; $15,000 minimum Sticker Price

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
New Auto Loan
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
5211 E Parkway St, Groves, TX, 77619
New & Used Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
3505 Wildewood Dr, San Angelo, TX, 76904
New Automobiles & Light Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
18540 Northwest Fwy, Houston, TX, 77065
New Autos
4.00%
60 - 84
View
▼
APR4.00%
Term60 - 84
Last UpdatedMar 13, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
16597 Interstate 45 S, Conroe, TX, 77385
Auto Loan - New Vehicles
4.00%
24 Months
View
▼
APR4.00%
Term24 Months
Last UpdatedMar 13, 2026
Details

Concho Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
1002 S Abe St, San Angelo, TX, 76903 7240
New Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; for 36 months

Service 1st Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
10001 Jack Finney Blvd, Greenville, TX, 75402
New Vehicle
4.00%
94 Months
View
▼
APR4.00%
Term94 Months
Last UpdatedMar 17, 2026
Details

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX, 77090 6716
Auto Loans (New & Used)
4.05%
Up to 36 Months
View
▼
APR4.05%
TermUp to 36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
100 N Kimball Ave Ste 103, Southlake, TX, 76092 8024
New Cars
4.09%
Up to 12 months
View
▼
APR4.09%
TermUp to 12 months
Last UpdatedMar 13, 2026
Details

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
1510 N Galloway Ave, Mesquite, TX, 75149
New and Used Vehicles
4.10%
Up to 72 Months
View
▼
APR4.10%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
16597 Interstate 45 S, Conroe, TX, 77385
Auto Loan - New Vehicles
4.12%
36 Months
View
▼
APR4.12%
Term36 Months
Last UpdatedMar 13, 2026
Details

Memorial Credit Union Houston, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
7789 Southwest fwy Ste 175, Houston, TX, 77074 1831
New Autos
4.14%
84 Months
View
▼
APR4.14%
Term84 Months
Last UpdatedMar 20, 2026
Details

1

FAA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
16600 John F Kennedy Blvd, Houston, TX, 77032 6514
2025 & Newer Auto Loans
4.19%
36 Months
View
▼
APR4.19%
Term36 Months
Last UpdatedMar 18, 2026
Details

JSC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1330 Gemini St, Houston, TX, 77058
Auto Refinance 2025-2026 New
4.19%
48 Months
View
▼
APR4.19%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

City Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.82%
901 S LINCOLN ST, AMARILLO, TX, 79101 3637
New and Used Auto Loan
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Rockdale Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
1821 W Cameron Ave, Rockdale, TX, 76567
New Vehicles
4.24%
84 Months
View
▼
APR4.24%
Term84 Months
Last UpdatedMar 11, 2026
Details

Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
4411 S Wayside Dr, Houston, TX, 77087 1109
New Auto
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
New Auto
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
New Cars, Trucks, Vans
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMar 11, 2026
Details

As Low As; $25,000 minimum Sticker Price

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
16320 Kensington Dr, Sugar Land, TX, 77479 4097
New Automobile Loan
4.25%
Up to 36 Months
View
▼
APR4.25%
TermUp to 36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
New Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Qualifying rate - Conditions apply

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMar 13, 2026
Details

Gulf Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
5140 W Parkway St, Groves, TX, 77619
New and Used Autos
4.25%
36 months
View
▼
APR4.25%
Term36 months
Last UpdatedMar 20, 2026
Details

As Low As

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
24909 Kuykendahl Rd, Tomball, TX, 77375 3295
NEW Autos Up to 48 Months
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
16597 Interstate 45 S, Conroe, TX, 77385
Auto Loan - New Vehicles
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 13, 2026
Details

Southern Star Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.41%
16035 W Little York Rd, Houston, TX, 77084
New Auto Loans
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
2736 Nall St, Port Neches, TX, 77651 5204
New Auto Loans
4.25%
0-24
View
▼
APR4.25%
Term0-24
Last UpdatedMar 20, 2026
Details

DUGOOD
Institution Rating:
F2.8 ★ Texas Ratio: 41.67%
7505 Eastex Fwy Ste B, Beaumont, TX, 77708
New & Used Auto Loan
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 13, 2026
Details

Vehicle Age: Up to 2026

First Financial Bank (TX)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.64%
2506 Pine Shadows Dr, Huntsville, TX, 77320
New Car Loan
4.29%
48 Months
View
▼
APR4.29%
Term48 Months
Last UpdatedMar 18, 2026
Details

Rate shown includes .25% discount if you sign up for an auto-draft from a First Financial account

ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
16597 Interstate 45 S, Conroe, TX, 77385
Auto Loan - New Vehicles
4.38%
60 Months
View
▼
APR4.38%
Term60 Months
Last UpdatedMar 13, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
4.39%
49 - 65 Months
View
▼
APR4.39%
Term49 - 65 Months
Last UpdatedMar 16, 2026
Details

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
1750 Valley View Ln Ste 110, Farmers Branch, TX, 75234 9024
New Auto
4.39%
72 Months
View
▼
APR4.39%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2421 Westport Pkwy Ste 1300, Fort Worth, TX, 76177 5311
NEW Auto Loan
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Used Car Loan
4.60%
72 Months
View
▼
APR4.60%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Used Vehicles--WAC. 2024--2022
4.60%
72 Months
View
▼
APR4.60%
Term72 Months
Last UpdatedMar 18, 2026
Details

Purchase only NADA LOAN VALUE

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Used Vehicles--WAC. 2021-2020
4.85%
60 Months
View
▼
APR4.85%
Term60 Months
Last UpdatedMar 18, 2026
Details

Purchase only NADA LOAN VALUE

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Used Vehicles--WAC. 2019--2018
5.10%
48 Months
View
▼
APR5.10%
Term48 Months
Last UpdatedMar 18, 2026
Details

Purchase only NADA LOAN VALUE

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Used Vehicles--WAC. 2017-2016
5.35%
36 Months
View
▼
APR5.35%
Term36 Months
Last UpdatedMar 18, 2026
Details

Purchase only NADA LOAN VALUE

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loan
5.90%
72 Months
View
▼
APR5.90%
Term72 Months
Last UpdatedMar 18, 2026
Details

Vehicle Age: 1 Yr. Old; Beacon Score: 720+

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loans
5.90%
72 Months
View
▼
APR5.90%
Term72 Months
Last UpdatedMar 18, 2026
Details

Vehicle Age: 1 Yr. Old; Beacon Score: 720+

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loan
6.90%
72 Months
View
▼
APR6.90%
Term72 Months
Last UpdatedMar 18, 2026
Details

Vehicle Age: 2 Yrs. Old; Beacon Score: 680-719

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loans
6.90%
72 Months
View
▼
APR6.90%
Term72 Months
Last UpdatedMar 18, 2026
Details

Vehicle Age: 2 Yrs. Old; Beacon Score: 680-719

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loan
7.90%
72 Months
View
▼
APR7.90%
Term72 Months
Last UpdatedMar 18, 2026
Details

Vehicle Age: 3 Yrs. Old; Beacon Score: 640-679

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loans
7.90%
72 Months
View
▼
APR7.90%
Term72 Months
Last UpdatedMar 18, 2026
Details

Vehicle Age: 3 Yrs. Old; Beacon Score: 640-679

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loan
11.15%
60 Months
View
▼
APR11.15%
Term60 Months
Last UpdatedMar 18, 2026
Details

Vehicle Age: 4 Yrs. Old; Beacon Score: 600-639

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loans
11.15%
60 Months
View
▼
APR11.15%
Term60 Months
Last UpdatedMar 18, 2026
Details

Vehicle Age: 4 Yrs. Old; Beacon Score: 600-639

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loan
15.15%
60 Months
View
▼
APR15.15%
Term60 Months
Last UpdatedMar 18, 2026
Details

Vehicle Age: 5 Yrs. Old; Beacon Score: 555-599

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loans
15.15%
60 Months
View
▼
APR15.15%
Term60 Months
Last UpdatedMar 18, 2026
Details

Vehicle Age: 5 Yrs. Old; Beacon Score: 555-599

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loan
17.15%
48-60
View
▼
APR17.15%
Term48-60
Last UpdatedMar 18, 2026
Details

Vehicle Age: 6 Yrs. Old; Beacon Score: 554 & below

Cherokee County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
144 N Henderson St, Rusk, TX, 75785
Used Auto Loans
17.15%
48-60
View
▼
APR17.15%
Term48-60
Last UpdatedMar 18, 2026
Details

Vehicle Age: 6 Yrs. Old; Beacon Score: 554 & below

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2016-2017
2.00%
36 Months
View
▼
APR2.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2018-2020
2.00%
48 Months
View
▼
APR2.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2014-2015
2.25%
36 Months
View
▼
APR2.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2016-2017
2.25%
48 Months
View
▼
APR2.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2018-2020
2.25%
60 Months
View
▼
APR2.25%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2013 & Older
2.75%
36 Months
View
▼
APR2.75%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2014-2015
2.75%
48 Months
View
▼
APR2.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2016-2017
2.75%
60 Months
View
▼
APR2.75%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Used Vehicles - 2018-2020
2.75%
72 Months
View
▼
APR2.75%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; With Approved Credit

Lubrizol Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
205 Center St, Deer Park, TX, 77536 2735
New & Used Automobile
3.24%
24 Months
View
▼
APR3.24%
Term24 Months
Last UpdatedMar 20, 2026
Details

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
New and Pre-Owned Autos
3.24%
12-36
View
▼
APR3.24%
Term12-36
Last UpdatedMar 20, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
18211 Katy Fwy, Houston, TX, 77094 1395
Pre-Owned Autos
3.24%
12 - 36
View
▼
APR3.24%
Term12 - 36
Last UpdatedMar 20, 2026
Details

As Low As

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMar 13, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
3.39%
Up to 36 Months
View
▼
APR3.39%
TermUp to 36 Months
Last UpdatedMar 16, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
400 S Akard St, Dallas, TX, 75202 5324
New & Used Autos
3.49%
72 Months
View
▼
APR3.49%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Used Auto Loan
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As; All model years, Up to 36 months

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMar 13, 2026
Details

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
New & Used Auto Loans
3.60%
36 to 72 Months
View
▼
APR3.60%
Term36 to 72 Months
Last UpdatedMar 15, 2026
Details

Port of Houston Warehouse Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
1717 East Loop N Ste 160, Houston, TX, 77029 4018
New/Used Auto
3.61%
36 Months
View
▼
APR3.61%
Term36 Months
Last UpdatedMar 15, 2026
Details

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2020 & Newer
3.65%
36 Months
View
▼
APR3.65%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2021 & Newer
3.65%
48 Months
View
▼
APR3.65%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2022 & Newer
3.65%
60 Months
View
▼
APR3.65%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2023 & Newer
3.65%
72 Months
View
▼
APR3.65%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

MemberSource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
New & Used - Automobiles Year Models - 2025 & Newer
3.67%
84 Months
View
▼
APR3.67%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.

Community Resource Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
2900 Decker Dr, Baytown, TX, 77520 2076
Used Autos
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; Fewer than 100,000 miles

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Used Auto Loan
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As; All model years, Up to 48 months

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
3.75%
60 Months
View
▼
APR3.75%
Term60 Months
Last UpdatedMar 13, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
3.89%
37-48 Months
View
▼
APR3.89%
Term37-48 Months
Last UpdatedMar 16, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2024
3.90%
1 - 84
View
▼
APR3.90%
Term1 - 84
Last UpdatedMar 17, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2025
3.90%
1 - 84
View
▼
APR3.90%
Term1 - 84
Last UpdatedMar 17, 2026
Details

Valwood Park Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1001 E Crosby Rd, Carrollton, TX, 75006 7260
Used Auto/Refinance Auto
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 15, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
Used Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

United Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
8790 FM 1960 Bypass Rd W Ste 500A, Humble, TX, 77338 3950
New/Used Auto
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 15, 2026
Details

80% Financing MSRP or NADA Retail (20% down)

Houston Highway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Used Vehicle Loan
3.99%
24 - 72+ Months
View
▼
APR3.99%
Term24 - 72+ Months
Last UpdatedMar 20, 2026
Details

United Heritage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.47%
12208 N Mopac Expy, Austin, TX, 78758
New/Used Auto Loan
3.99%
12 to 84 Months
View
▼
APR3.99%
Term12 to 84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
Used Cars, Trucks, Vans
4.00%
12 Months
View
▼
APR4.00%
Term12 Months
Last UpdatedMar 11, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Used Auto Loan
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As; 2020 & newer, Up to 60 months

Golden Triangle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
5211 E Parkway St, Groves, TX, 77619
New & Used Auto
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.28%
3505 Wildewood Dr, San Angelo, TX, 76904
Used Automobiles & Light Trucks
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Energy Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.68%
18540 Northwest Fwy, Houston, TX, 77065
Used Autos
4.00%
60 - 84
View
▼
APR4.00%
Term60 - 84
Last UpdatedMar 13, 2026
Details

As Low As

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX, 77090 6716
Auto Loans (New & Used)
4.05%
Up to 36 Months
View
▼
APR4.05%
TermUp to 36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Mesquite Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
1510 N Galloway Ave, Mesquite, TX, 75149
New and Used Vehicles
4.10%
Up to 72 Months
View
▼
APR4.10%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2023
4.15%
1 - 78
View
▼
APR4.15%
Term1 - 78
Last UpdatedMar 17, 2026
Details

City Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.82%
901 S LINCOLN ST, AMARILLO, TX, 79101 3637
New and Used Auto Loan
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Seagoville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2209 N Highway 175, Seagoville, TX, 75159 2137
Used Cars, Trucks, Vans
4.25%
24 Months
View
▼
APR4.25%
Term24 Months
Last UpdatedMar 11, 2026
Details

As Low As

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2022
4.25%
1 - 72
View
▼
APR4.25%
Term1 - 72
Last UpdatedMar 17, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
16320 Kensington Dr, Sugar Land, TX, 77479 4097
Used Automobile Loan
4.25%
Up to 36
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APR4.25%
TermUp to 36
Last UpdatedMar 20, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
Used Auto Loan
4.25%
48 Months
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APR4.25%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; (Up to 5 Years old / 2021+)

Education First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
740 Fannin St, Beaumont, TX, 77701
New and Used Vehicle Loan
4.25%
72 Months
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APR4.25%
Term72 Months
Last UpdatedMar 13, 2026
Details

Gulf Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
5140 W Parkway St, Groves, TX, 77619
New and Used Autos
4.25%
36 months
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APR4.25%
Term36 months
Last UpdatedMar 20, 2026
Details

As Low As

US Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
24909 Kuykendahl Rd, Tomball, TX, 77375 3295
USED Autos Up to 36 Months
4.25%
36 Months
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APR4.25%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
2736 Nall St, Port Neches, TX, 77651 5204
Used Auto Loans
4.25%
0-24
View
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APR4.25%
Term0-24
Last UpdatedMar 20, 2026
Details

DUGOOD
Institution Rating:
F2.8 ★ Texas Ratio: 41.67%
7505 Eastex Fwy Ste B, Beaumont, TX, 77708
New & Used Auto Loan
4.25%
48 Months
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APR4.25%
Term48 Months
Last UpdatedMar 13, 2026
Details

Vehicle Age: Up to 2026

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Used Auto Loans - Cars and Light Trucks 2021
4.35%
1 - 66
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APR4.35%
Term1 - 66
Last UpdatedMar 17, 2026
Details

Beacon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
2901 Sens Rd, La Porte, TX, 77571
New & Used Autos
4.39%
49 - 65 Months
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APR4.39%
Term49 - 65 Months
Last UpdatedMar 16, 2026
Details

Southwest Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
1750 Valley View Ln Ste 110, Farmers Branch, TX, 75234 9024
Used Auto
4.39%
72 Months
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APR4.39%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
100 N Kimball Ave Ste 103, Southlake, TX, 76092 8024
Used Cars
4.39%
Up to 12 months
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APR4.39%
TermUp to 12 months
Last UpdatedMar 13, 2026
Details

Frequently Asked Questions about Auto Loans in Rusk, Texas

How does my credit score affect my car loan rate in Texas?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Rusk, Texas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Texas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Rusk, Texas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Rusk, Texas?

Based on our current data, some of the lowest auto loan rates available in Rusk, Texas include:
  • Cherokee County Teachers Federal Credit Union: 4.10% (New Vehicles-W.A.C.- 2026-2024 Up to 72 months)
  • Cherokee County Federal Credit Union: 5.10% (New Auto Loan)
  • Mclennan County Employees Federal Credit Union: 2.00% (New Vehicles)
  • IBEW Local 66 Federal Credit Union: 2.95% (New Auto Loan)
  • TEXOMA EDUCATORS: 2.99% (New vehicles)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Rusk, Texas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026

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