Auto Loan Rates in Lancaster, Pennsylvania (PA) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Lancaster, Pennsylvania. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Lancaster, Pennsylvania include Lancaster Red Rose Credit UnionLancaster Red Rose Credit Union50 N Duke St, Lancaster, PA, 17602 2805A+5.0 ★Texas Ratio: 2.64% offering New & Used Auto Loans (2020 and Newer) at 4.50%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union750 E King St, Lancaster, PA, 17602A+5.0 ★Texas Ratio: 5.69% offering Auto Loan Refinance at 4.69%, Lanco Federal Credit UnionLanco Federal Credit Union349 W Roseville Rd, Lancaster, PA, 17601A5.0 ★Texas Ratio: 12.16% offering Auto Loan Model Years 2020 & Newer at 4.99%, Members 1st Federal Credit Union Enola, PAMembers 1st Federal Credit Union Enola, PA1605 Lititz Pike, Lancaster, PA, 17601A+5.0 ★Texas Ratio: 5.20% offering Auto Loan 12 Months at 5.09%, Eagle One Federal Credit UnionEagle One Federal Credit Union1400 Harrisburg Pike, Lancaster, PA, 17604 1000A5.0 ★Texas Ratio: 13.26% offering New/Used Auto at 5.75%.
Auto loan rates in Lancaster, Pennsylvania are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Lancaster, Pennsylvania. Auto Loan Rates Last Updated and Verified: March 20, 2026
Compare Auto Loan Rates Today in Lancaster, Pennsylvania & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
750+
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
Auto Loan Refinance
4.69%
1 - 63
▼
APR4.69%
Term1 - 63
Last UpdatedMar 15, 2026
Details
As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
FICO Score 750+
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
Auto Loan Refinance
4.89%
64 - 75
▼
APR4.89%
Term64 - 75
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
Auto Loan Refinance
4.94%
1 - 63
▼
APR4.94%
Term1 - 63
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
Auto Refinance
4.94%
1 - 63
▼
APR4.94%
Term1 - 63
Last UpdatedMar 15, 2026
Details
As Low As
Lanco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.16%
349 W Roseville Rd, Lancaster, PA, 17601
Auto Loan Model Years 2020 & Newer
4.99%
Up to 36
▼
APR4.99%
TermUp to 36
Last UpdatedMar 20, 2026
Details
Lanco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.16%
349 W Roseville Rd, Lancaster, PA, 17601
Auto Refinance Vehicle Model Years 2019 & Newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
FICO Score 750+
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.20%
1605 Lititz Pike, Lancaster, PA, 17601
Auto Loan 12 Months
5.09%
12 Months
▼
APR5.09%
Term12 Months
Last UpdatedMar 20, 2026
Details
As Low As
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.20%
1605 Lititz Pike, Lancaster, PA, 17601
Auto Loan 24 Months
5.09%
24 Months
▼
APR5.09%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.20%
1605 Lititz Pike, Lancaster, PA, 17601
Auto Loan 36 Months
5.09%
36 Months
▼
APR5.09%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.20%
1605 Lititz Pike, Lancaster, PA, 17601
Auto Loan 48 Months
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
Auto Loan Refinance
5.14%
64 - 75
▼
APR5.14%
Term64 - 75
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
Auto Refinance
5.14%
64 - 75
▼
APR5.14%
Term64 - 75
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.19%
1 - 63
▼
APR5.19%
Term1 - 63
Last UpdatedMar 15, 2026
Details
As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMar 20, 2026
Details
700 - 749
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
FICO Score 750+
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
Auto Loan Refinance
5.29%
76 - 84
▼
APR5.29%
Term76 - 84
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.39%
64 - 75
▼
APR5.39%
Term64 - 75
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
Auto Loan Refinance
5.44%
1 - 63
▼
APR5.44%
Term1 - 63
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
Auto Refinance
5.44%
1 - 63
▼
APR5.44%
Term1 - 63
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.44%
1 - 63
▼
APR5.44%
Term1 - 63
Last UpdatedMar 15, 2026
Details
As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
FICO Score 700 - 749
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
Auto Loan Refinance
5.54%
76 - 84
▼
APR5.54%
Term76 - 84
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
Auto Refinance
5.54%
76 - 84
▼
APR5.54%
Term76 - 84
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
Auto Loan Refinance
5.64%
64 - 75
▼
APR5.64%
Term64 - 75
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
Auto Refinance
5.64%
64 - 75
▼
APR5.64%
Term64 - 75
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.64%
64 - 75
▼
APR5.64%
Term64 - 75
Last UpdatedMar 15, 2026
Details
As Low As
Lanco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.16%
349 W Roseville Rd, Lancaster, PA, 17601
Auto Loan Model Years 2020 & Newer
5.74%
37-48
▼
APR5.74%
Term37-48
Last UpdatedMar 20, 2026
Details
Lanco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.16%
349 W Roseville Rd, Lancaster, PA, 17601
Auto Refinance Vehicle Model Years 2019 & Newer
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.79%
76 - 84
▼
APR5.79%
Term76 - 84
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.94%
1 - 63
▼
APR5.94%
Term1 - 63
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
Auto Loan Refinance
6.04%
76 - 84
▼
APR6.04%
Term76 - 84
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
Auto Refinance
6.04%
76 - 84
▼
APR6.04%
Term76 - 84
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.04%
76 - 84
▼
APR6.04%
Term76 - 84
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.14%
64 - 75
▼
APR6.14%
Term64 - 75
Last UpdatedMar 15, 2026
Details
As Low As
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2343 Oregon Pike, Lancaster, PA, 17601
New Car Loans
6.19%
Up to 63 Months
▼
APR6.19%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans
6.19%
Up to 63 Months
▼
APR6.19%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
2025-2024
Lanco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.16%
349 W Roseville Rd, Lancaster, PA, 17601
Auto Loan Model Years 2020 & Newer
6.24%
61-72
▼
APR6.24%
Term61-72
Last UpdatedMar 20, 2026
Details
Lanco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.16%
349 W Roseville Rd, Lancaster, PA, 17601
Auto Refinance Vehicle Model Years 2019 & Newer
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans
6.29%
Up to 63 Months
▼
APR6.29%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
2023
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
Auto Loan Refinance
6.29%
85 - 96
▼
APR6.29%
Term85 - 96
Last UpdatedMar 15, 2026
Details
As Low As
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2343 Oregon Pike, Lancaster, PA, 17601
New Car Loans
6.41%
64-75 Months
▼
APR6.41%
Term64-75 Months
Last UpdatedMar 15, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans
6.41%
64-75 Months
▼
APR6.41%
Term64-75 Months
Last UpdatedMar 15, 2026
Details
2025-2024
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans
6.49%
Up to 63 Months
▼
APR6.49%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
2022
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
650 - 699
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans
6.51%
64-75 Months
▼
APR6.51%
Term64-75 Months
Last UpdatedMar 15, 2026
Details
2023
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
Auto Loan Refinance
6.54%
85 - 96
▼
APR6.54%
Term85 - 96
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
Auto Refinance
6.54%
85 - 96
▼
APR6.54%
Term85 - 96
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.54%
76 - 84
▼
APR6.54%
Term76 - 84
Last UpdatedMar 15, 2026
Details
As Low As
Lanco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.16%
349 W Roseville Rd, Lancaster, PA, 17601
Auto Loan Model Years 2020 & Newer
6.74%
73-84
▼
APR6.74%
Term73-84
Last UpdatedMar 20, 2026
Details
Lanco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.16%
349 W Roseville Rd, Lancaster, PA, 17601
Auto Refinance Vehicle Model Years 2019 & Newer
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
650 - 699
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
6.75%
36 Months
▼
APR6.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
FICO Score 650 - 699
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans
6.76%
64-75 Months
▼
APR6.76%
Term64-75 Months
Last UpdatedMar 15, 2026
Details
2022
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.79%
85 - 96
▼
APR6.79%
Term85 - 96
Last UpdatedMar 15, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
1800 Fruitville Pike, Lancaster, PA, 17601
New Vehicles
6.80%
0-60
▼
APR6.80%
Term0-60
Last UpdatedMar 15, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2343 Oregon Pike, Lancaster, PA, 17601
New Car Loans
6.89%
76-84 Months
▼
APR6.89%
Term76-84 Months
Last UpdatedMar 15, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans
6.89%
76-84 Months
▼
APR6.89%
Term76-84 Months
Last UpdatedMar 15, 2026
Details
2025-2024
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
650 - 699
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
7.00%
48 Months
▼
APR7.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
FICO Score 650 - 699
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
Auto Loan Refinance
7.04%
85 - 96
▼
APR7.04%
Term85 - 96
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
Auto Refinance
7.04%
85 - 96
▼
APR7.04%
Term85 - 96
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
7.04%
85 - 96
▼
APR7.04%
Term85 - 96
Last UpdatedMar 15, 2026
Details
As Low As
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans
7.09%
76-84 Months
▼
APR7.09%
Term76-84 Months
Last UpdatedMar 15, 2026
Details
2023
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
FICO Score 650 - 699
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
1800 Fruitville Pike, Lancaster, PA, 17601
New Vehicles
7.30%
61-72
▼
APR7.30%
Term61-72
Last UpdatedMar 15, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.20%
1605 Lititz Pike, Lancaster, PA, 17601
2017 & Older Vehicles
7.34%
12 Months
▼
APR7.34%
Term12 Months
Last UpdatedMar 20, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
7.54%
85 - 96
▼
APR7.54%
Term85 - 96
Last UpdatedMar 15, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
1800 Fruitville Pike, Lancaster, PA, 17601
Used Vehicles
7.70%
0-60 Months
▼
APR7.70%
Term0-60 Months
Last UpdatedMar 15, 2026
Details
Age of Vehicle: 1-4 Years
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.20%
1605 Lititz Pike, Lancaster, PA, 17601
2017 & Older Vehicles
7.74%
72 Months
▼
APR7.74%
Term72 Months
Last UpdatedMar 20, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
1800 Fruitville Pike, Lancaster, PA, 17601
Used Vehicles
7.80%
61-72 Months
▼
APR7.80%
Term61-72 Months
Last UpdatedMar 15, 2026
Details
Age of Vehicle: 1-4 Years
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
1800 Fruitville Pike, Lancaster, PA, 17601
Used Vehicles
7.95%
0-48 Months
▼
APR7.95%
Term0-48 Months
Last UpdatedMar 15, 2026
Details
Age of Vehicle: 5-10 Years
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
1800 Fruitville Pike, Lancaster, PA, 17601
New Vehicles
8.05%
73-84
▼
APR8.05%
Term73-84
Last UpdatedMar 15, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
1800 Fruitville Pike, Lancaster, PA, 17601
Used Vehicles
8.10%
49-60 Months
▼
APR8.10%
Term49-60 Months
Last UpdatedMar 15, 2026
Details
Age of Vehicle: 5-10 Years
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
8.50%
36 Months
▼
APR8.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
8.75%
72 Months
▼
APR8.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
8.75%
36 Months
▼
APR8.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
FICO Score 600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
9.00%
84 Months
▼
APR9.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
9.00%
48 Months
▼
APR9.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
FICO Score 600 - 649
Lanco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.16%
349 W Roseville Rd, Lancaster, PA, 17601
Auto Loan Model Years 2002-2013
9.24%
Up to 36 months
▼
APR9.24%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
9.25%
60 Months
▼
APR9.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
FICO Score 600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
11.50%
36 Months
▼
APR11.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
599 & below
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
11.75%
72 Months
▼
APR11.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
599 & below
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
11.75%
36 Months
▼
APR11.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
FICO Score 599 & below
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
12.00%
84 Months
▼
APR12.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
599 & below
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
12.00%
48 Months
▼
APR12.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
FICO Score 599 & below
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
12.25%
60 Months
▼
APR12.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
FICO Score 599 & below
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
3.24%
Up to 40
▼
APR3.24%
TermUp to 40
Last UpdatedMar 16, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
3.24%
Up to 40
▼
APR3.24%
TermUp to 40
Last UpdatedMar 16, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Used Autos 2026 - 2024
3.49%
Up to 40
▼
APR3.49%
TermUp to 40
Last UpdatedMar 16, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
Zero Down Payment
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
Used Vehicle
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
2016-2019
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loans 36 months
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
334 N 9th St, Stroudsburg, PA, 18360 1804
Auto Loan
3.50%
5 years
▼
APR3.50%
Term5 years
Last UpdatedMar 15, 2026
Details
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
UFCW COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
377 Wyoming Ave, Wyoming, PA, 18644
Auto Loan
3.70%
60 Months
▼
APR3.70%
Term60 Months
Last UpdatedMar 17, 2026
Details
Vehicle must be 2024 or newer with no more than 1,000 miles. Must meet membership requirements and fees may apply. All credit union loan programs, rates, terms and conditions are subject to change without notice. Contact any branch office for full loan details. Rates effective 3/2/2026.
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
3.74%
41-52
▼
APR3.74%
Term41-52
Last UpdatedMar 16, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
3.74%
41-52
▼
APR3.74%
Term41-52
Last UpdatedMar 16, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
3.75%
12 Months
▼
APR3.75%
Term12 Months
Last UpdatedMar 18, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New Vehicles
3.75%
84 Months
▼
APR3.75%
Term84 Months
Last UpdatedMar 16, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
444 Arona Rd, New Stanton, PA, 15672
New Auto
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
1640 High St, Williamsport, PA, 17701
Fixed Rate Auto Loan 2018- 2027 Model Year
3.99%
Up to 60 Months
▼
APR3.99%
TermUp to 60 Months
Last UpdatedMar 15, 2026
Details
APCI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
6126 Hamilton Blvd Ste 102, Allentown, PA, 18106
New Auto
3.99%
3 years
▼
APR3.99%
Term3 years
Last UpdatedMar 17, 2026
Details
APCI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
6126 Hamilton Blvd Ste 102, Allentown, PA, 18106
Used Auto
3.99%
3 years (2018-2026)
▼
APR3.99%
Term3 years (2018-2026)
Last UpdatedMar 17, 2026
Details
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.91%
450 Union Blvd, Allentown, PA, 18109 3228
New Auto Loan Refinance Rate Special
3.99%
3 - 36
▼
APR3.99%
Term3 - 36
Last UpdatedMar 18, 2026
Details
As Low As; Model Years 2025 - 2027
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.91%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan Refinance Rate Special
3.99%
3 - 36
▼
APR3.99%
Term3 - 36
Last UpdatedMar 18, 2026
Details
As Low As
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
40 E Market St, Wilkes Barre, PA, 18711
New Car
3.99%
96 months
▼
APR3.99%
Term96 months
Last UpdatedMar 18, 2026
Details
As Low As; (based on credit score)
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3031A Walton Rd Ste 310, Plymouth Meeting, PA, 19462 2369
New Vehicles
3.99%
5 Months
▼
APR3.99%
Term5 Months
Last UpdatedMar 16, 2026
Details
As Low As; * For Qualified Buyer
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Auto Loans
3.99%
84 Months
▼
APR3.99%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As; PROMO: SWAP YOUR LOAN, DROP YOUR RATE BY UP TO 2%!
HERITAGE VALLEY
Institution Rating:
A-4.9 ★ Texas Ratio: 15.90%
2400 Pleasant Valley Rd, York, PA, 17402 9624
2024 Auto Loan
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
HERITAGE VALLEY
Institution Rating:
A-4.9 ★ Texas Ratio: 15.90%
2400 Pleasant Valley Rd, York, PA, 17402 9624
2025 - 2026 Auto Loan
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
4.00%
12 Months
▼
APR4.00%
Term12 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
4.00%
12 mos.
▼
APR4.00%
Term12 mos.
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed
4.00%
12 Months
▼
APR4.00%
Term12 Months
Last UpdatedMar 18, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA, 15901
New Vehicle (2026, 2025)
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loans 48 months
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 18, 2026
Details
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedMar 15, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 15, 2026
Details
Zero Down Payment
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New or Used Vehicles 2025 to 2026
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As; 3 YEAR REPAY
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
334 N 9th St, Stroudsburg, PA, 18360 1804
Auto Loan
4.15%
4 years
▼
APR4.15%
Term4 years
Last UpdatedMar 15, 2026
Details
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
1253 University Dr Ste 100, Dunbar, PA, 15431 2305
New Vehicle Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Current Year + 2 Years
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
1640 High St, Williamsport, PA, 17701
Fixed Rate Auto Loan 2021 - 2027 Model Year
4.24%
Up to 84 Months
▼
APR4.24%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
4.24%
53-64
▼
APR4.24%
Term53-64
Last UpdatedMar 16, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
4.24%
53-64
▼
APR4.24%
Term53-64
Last UpdatedMar 16, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year
4.24%
24 Months
▼
APR4.24%
Term24 Months
Last UpdatedMar 13, 2026
Details
HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
1035 E Main St, Bradford, PA, 16701
Auto Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; 2025 & newer
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
4.25%
24 mos.
▼
APR4.25%
Term24 mos.
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedMar 18, 2026
Details
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2025 & Newer
4.25%
12 to 36 months
▼
APR4.25%
Term12 to 36 months
Last UpdatedMar 15, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New or Used Vehicles 2025 to 2026
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedMar 17, 2026
Details
As Low As; 4 YEAR REPAY
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.25%
Up to 36 months
▼
APR4.25%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
80-90% NADA retail
MERHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
15 Irene St, Johnstown, PA, 15905 4124
New Car 2025 (or) 2024 (Never Titled)
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Add .5% for 72 months for qualifying vehicles Add 1.00% for 84 months for qualifying vehicles
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
▼
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedMar 15, 2026
Details
Armstrong Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
414 Ford St, Ford City, PA, 16226
NEW Auto Loan
4.29%
60 Months
▼
APR4.29%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; up to 60 Months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Used Autos 2026 - 2024
4.37%
41 - 52
▼
APR4.37%
Term41 - 52
Last UpdatedMar 16, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
PO Box 400, Sidman, PA, 15955 0400
New Vehicles (36 months or less)
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 18, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
1000 Fedex Dr, Moon Township, PA, 15108 9373
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
1035 E Main St, Bradford, PA, 16701
Auto Loan
4.44%
48 Months
▼
APR4.44%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; 2024 & Older
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.45%
Up to 36 Months
▼
APR4.45%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
1253 University Dr Ste 100, Dunbar, PA, 15431 2305
New Vehicle Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Current Year + 2 Years
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
1640 High St, Williamsport, PA, 17701
Fixed Rate Auto Loan 2016 - 2017 Model Year
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedMar 15, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
4.49%
65-76
▼
APR4.49%
Term65-76
Last UpdatedMar 16, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
4.49%
65-76
▼
APR4.49%
Term65-76
Last UpdatedMar 16, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Used Autos
4.49%
Up to 52 months
▼
APR4.49%
TermUp to 52 months
Last UpdatedMar 16, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 13, 2026
Details
Central Keystone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.26%
1000 Market St, Sunbury, PA, 17801 2403
New Autos Up to 48 months Tier 1
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
40 E Market St, Wilkes Barre, PA, 18711
Used Car
4.49%
96 Months
▼
APR4.49%
Term96 Months
Last UpdatedMar 18, 2026
Details
As Low As; (based on credit score)
Timberland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
821 Beaver Dr, DuBois, PA, 15801
Auto Loan
4.49%
0-48
▼
APR4.49%
Term0-48
Last UpdatedMar 17, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles Auto Loans
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 15, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loans
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 15, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 15, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loans
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 15, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Auto Loans
4.49%
up to 36 months
▼
APR4.49%
Termup to 36 months
Last UpdatedMar 17, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 4.39%
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Same rate on NEW or USED vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA, 19104 5002
New Vehicles
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Elliott Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
100 Lewis Ave, Jeannette, PA, 15644
New Vehicle
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedMar 16, 2026
Details
As Low As
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
1286 E 38th St, Erie, PA, 16504 3039
New Vehicles - Autos
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedMar 17, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
4.50%
36 mos.
▼
APR4.50%
Term36 mos.
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA, 15901
New Vehicle (2026, 2025)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
1 CREDIT UNION WAY, GROVE CITY, PA, 16127
New Auto
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loans 60 months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
SRU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
100 Arrowhead Dr, Slippery Rock, PA, 16057 2632
Auto Loan (Car, SUV, or Pickup Truck)
4.50%
0-60 Months
▼
APR4.50%
Term0-60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2025 & Newer
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedMar 15, 2026
Details
As Low As
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.50%
Up to 60 months
▼
APR4.50%
TermUp to 60 months
Last UpdatedMar 20, 2026
Details
100% MSRP
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.50%
48 - 60 months
▼
APR4.50%
Term48 - 60 months
Last UpdatedMar 20, 2026
Details
80-90% NADA retail
Hill District Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.81%
2021 Centre Ave, Pittsburgh, PA, 15219 6301
New Car Loan
4.50%
5 Months
▼
APR4.50%
Term5 Months
Last UpdatedMar 20, 2026
Details
6.5% APR 4.5%
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.50%
48 to 60 months 100% MSRP
▼
APR4.50%
Term48 to 60 months 100% MSRP
Last UpdatedMar 15, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
▼
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedMar 15, 2026
Details
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
3001 Jacks Run Rd Ste 101, White Oak, PA, 15131 2555
New Vehicles 2025 - 2026
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As; Up to 48 Months with an APR*
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
3001 Jacks Run Rd Ste 101, White Oak, PA, 15131 2555
New Vehicles 2025- 2026
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 15, 2026
Details
Zero Down Payment
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
Used Vehicle
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 15, 2026
Details
2022 - NEWER
VASCO
Institution Rating:
A5.0 ★ Texas Ratio: 12.06%
432 Depot St, Latrobe, PA, 15650
New Vehicles
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedMar 16, 2026
Details
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
New Vehicle (2025- 2026)
4.51%
48 Months
▼
APR4.51%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
Used Vehicle (2018 - 2025)
4.51%
48 Months
▼
APR4.51%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
750+
Lanco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.16%
349 W Roseville Rd, Lancaster, PA, 17601
Auto Loan Model Years 2020 & Newer
4.99%
Up to 36
▼
APR4.99%
TermUp to 36
Last UpdatedMar 20, 2026
Details
Lanco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.16%
349 W Roseville Rd, Lancaster, PA, 17601
Auto Refinance Vehicle Model Years 2019 & Newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
750+
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.19%
1 - 63
▼
APR5.19%
Term1 - 63
Last UpdatedMar 15, 2026
Details
As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMar 20, 2026
Details
700 - 749
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.39%
64 - 75
▼
APR5.39%
Term64 - 75
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.44%
1 - 63
▼
APR5.44%
Term1 - 63
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.64%
64 - 75
▼
APR5.64%
Term64 - 75
Last UpdatedMar 15, 2026
Details
As Low As
Lanco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.16%
349 W Roseville Rd, Lancaster, PA, 17601
Auto Loan Model Years 2020 & Newer
5.74%
37-48
▼
APR5.74%
Term37-48
Last UpdatedMar 20, 2026
Details
Lanco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.16%
349 W Roseville Rd, Lancaster, PA, 17601
Auto Refinance Vehicle Model Years 2019 & Newer
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.79%
76 - 84
▼
APR5.79%
Term76 - 84
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.94%
1 - 63
▼
APR5.94%
Term1 - 63
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.04%
76 - 84
▼
APR6.04%
Term76 - 84
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.14%
64 - 75
▼
APR6.14%
Term64 - 75
Last UpdatedMar 15, 2026
Details
As Low As
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2343 Oregon Pike, Lancaster, PA, 17601
New Car Loans
6.19%
Up to 63 Months
▼
APR6.19%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
Lanco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.16%
349 W Roseville Rd, Lancaster, PA, 17601
Auto Loan Model Years 2020 & Newer
6.24%
61-72
▼
APR6.24%
Term61-72
Last UpdatedMar 20, 2026
Details
Lanco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.16%
349 W Roseville Rd, Lancaster, PA, 17601
Auto Refinance Vehicle Model Years 2019 & Newer
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2343 Oregon Pike, Lancaster, PA, 17601
New Car Loans
6.41%
64-75 Months
▼
APR6.41%
Term64-75 Months
Last UpdatedMar 15, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
650 - 699
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.54%
76 - 84
▼
APR6.54%
Term76 - 84
Last UpdatedMar 15, 2026
Details
As Low As
Lanco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.16%
349 W Roseville Rd, Lancaster, PA, 17601
Auto Loan Model Years 2020 & Newer
6.74%
73-84
▼
APR6.74%
Term73-84
Last UpdatedMar 20, 2026
Details
Lanco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.16%
349 W Roseville Rd, Lancaster, PA, 17601
Auto Refinance Vehicle Model Years 2019 & Newer
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
650 - 699
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.79%
85 - 96
▼
APR6.79%
Term85 - 96
Last UpdatedMar 15, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
1800 Fruitville Pike, Lancaster, PA, 17601
New Vehicles
6.80%
0-60
▼
APR6.80%
Term0-60
Last UpdatedMar 15, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2343 Oregon Pike, Lancaster, PA, 17601
New Car Loans
6.89%
76-84 Months
▼
APR6.89%
Term76-84 Months
Last UpdatedMar 15, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
650 - 699
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
7.04%
85 - 96
▼
APR7.04%
Term85 - 96
Last UpdatedMar 15, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
1800 Fruitville Pike, Lancaster, PA, 17601
New Vehicles
7.30%
61-72
▼
APR7.30%
Term61-72
Last UpdatedMar 15, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
7.54%
85 - 96
▼
APR7.54%
Term85 - 96
Last UpdatedMar 15, 2026
Details
As Low As
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
1800 Fruitville Pike, Lancaster, PA, 17601
New Vehicles
8.05%
73-84
▼
APR8.05%
Term73-84
Last UpdatedMar 15, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
8.50%
36 Months
▼
APR8.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
8.75%
72 Months
▼
APR8.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
9.00%
84 Months
▼
APR9.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
11.50%
36 Months
▼
APR11.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
599 & below
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
11.75%
72 Months
▼
APR11.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
599 & below
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
12.00%
84 Months
▼
APR12.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
599 & below
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
3.24%
Up to 40
▼
APR3.24%
TermUp to 40
Last UpdatedMar 16, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
3.24%
Up to 40
▼
APR3.24%
TermUp to 40
Last UpdatedMar 16, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
Zero Down Payment
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loans 36 months
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
3.74%
41-52
▼
APR3.74%
Term41-52
Last UpdatedMar 16, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
3.74%
41-52
▼
APR3.74%
Term41-52
Last UpdatedMar 16, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
3.75%
12 Months
▼
APR3.75%
Term12 Months
Last UpdatedMar 18, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New Vehicles
3.75%
84 Months
▼
APR3.75%
Term84 Months
Last UpdatedMar 16, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
444 Arona Rd, New Stanton, PA, 15672
New Auto
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
APCI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
6126 Hamilton Blvd Ste 102, Allentown, PA, 18106
New Auto
3.99%
3 years
▼
APR3.99%
Term3 years
Last UpdatedMar 17, 2026
Details
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.91%
450 Union Blvd, Allentown, PA, 18109 3228
New Auto Loan Refinance Rate Special
3.99%
3 - 36
▼
APR3.99%
Term3 - 36
Last UpdatedMar 18, 2026
Details
As Low As; Model Years 2025 - 2027
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
40 E Market St, Wilkes Barre, PA, 18711
New Car
3.99%
96 months
▼
APR3.99%
Term96 months
Last UpdatedMar 18, 2026
Details
As Low As; (based on credit score)
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3031A Walton Rd Ste 310, Plymouth Meeting, PA, 19462 2369
New Vehicles
3.99%
5 Months
▼
APR3.99%
Term5 Months
Last UpdatedMar 16, 2026
Details
As Low As; * For Qualified Buyer
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 18, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA, 15901
New Vehicle (2026, 2025)
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loans 48 months
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 18, 2026
Details
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedMar 15, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 15, 2026
Details
Zero Down Payment
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New or Used Vehicles 2025 to 2026
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As; 3 YEAR REPAY
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
1253 University Dr Ste 100, Dunbar, PA, 15431 2305
New Vehicle Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Current Year + 2 Years
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
4.24%
53-64
▼
APR4.24%
Term53-64
Last UpdatedMar 16, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
4.24%
53-64
▼
APR4.24%
Term53-64
Last UpdatedMar 16, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year
4.24%
24 Months
▼
APR4.24%
Term24 Months
Last UpdatedMar 13, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 18, 2026
Details
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2025 & Newer
4.25%
12 to 36 months
▼
APR4.25%
Term12 to 36 months
Last UpdatedMar 15, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New or Used Vehicles 2025 to 2026
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedMar 17, 2026
Details
As Low As; 4 YEAR REPAY
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.25%
Up to 36 months
▼
APR4.25%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
80-90% NADA retail
MERHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
15 Irene St, Johnstown, PA, 15905 4124
New Car 2025 (or) 2024 (Never Titled)
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Add .5% for 72 months for qualifying vehicles Add 1.00% for 84 months for qualifying vehicles
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
▼
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedMar 15, 2026
Details
Armstrong Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
414 Ford St, Ford City, PA, 16226
NEW Auto Loan
4.29%
60 Months
▼
APR4.29%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; up to 60 Months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
PO Box 400, Sidman, PA, 15955 0400
New Vehicles (36 months or less)
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 18, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
1000 Fedex Dr, Moon Township, PA, 15108 9373
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.45%
Up to 36 Months
▼
APR4.45%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
1253 University Dr Ste 100, Dunbar, PA, 15431 2305
New Vehicle Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Current Year + 2 Years
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
4.49%
65-76
▼
APR4.49%
Term65-76
Last UpdatedMar 16, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
4.49%
65-76
▼
APR4.49%
Term65-76
Last UpdatedMar 16, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 13, 2026
Details
Central Keystone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.26%
1000 Market St, Sunbury, PA, 17801 2403
New Autos Up to 48 months Tier 1
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles Auto Loans
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 15, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loans
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 15, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Same rate on NEW or USED vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA, 19104 5002
New Vehicles
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Elliott Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
100 Lewis Ave, Jeannette, PA, 15644
New Vehicle
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedMar 16, 2026
Details
As Low As
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
1286 E 38th St, Erie, PA, 16504 3039
New Vehicles - Autos
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedMar 17, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA, 15901
New Vehicle (2026, 2025)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
1 CREDIT UNION WAY, GROVE CITY, PA, 16127
New Auto
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loans 60 months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2025 & Newer
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedMar 15, 2026
Details
As Low As
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.50%
Up to 60 months
▼
APR4.50%
TermUp to 60 months
Last UpdatedMar 20, 2026
Details
100% MSRP
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.50%
48 - 60 months
▼
APR4.50%
Term48 - 60 months
Last UpdatedMar 20, 2026
Details
80-90% NADA retail
Hill District Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.81%
2021 Centre Ave, Pittsburgh, PA, 15219 6301
New Car Loan
4.50%
5 Months
▼
APR4.50%
Term5 Months
Last UpdatedMar 20, 2026
Details
6.5% APR 4.5%
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.50%
48 to 60 months 100% MSRP
▼
APR4.50%
Term48 to 60 months 100% MSRP
Last UpdatedMar 15, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
▼
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedMar 15, 2026
Details
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
3001 Jacks Run Rd Ste 101, White Oak, PA, 15131 2555
New Vehicles 2025 - 2026
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As; Up to 48 Months with an APR*
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
3001 Jacks Run Rd Ste 101, White Oak, PA, 15131 2555
New Vehicles 2025- 2026
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 15, 2026
Details
Zero Down Payment
VASCO
Institution Rating:
A5.0 ★ Texas Ratio: 12.06%
432 Depot St, Latrobe, PA, 15650
New Vehicles
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedMar 16, 2026
Details
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
New Vehicle (2025- 2026)
4.51%
48 Months
▼
APR4.51%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
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Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
FICO Score 750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
FICO Score 750+
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.19%
1 - 63
▼
APR5.19%
Term1 - 63
Last UpdatedMar 15, 2026
Details
As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMar 20, 2026
Details
700 - 749
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
FICO Score 750+
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.39%
64 - 75
▼
APR5.39%
Term64 - 75
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.44%
1 - 63
▼
APR5.44%
Term1 - 63
Last UpdatedMar 15, 2026
Details
As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
FICO Score 700 - 749
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.64%
64 - 75
▼
APR5.64%
Term64 - 75
Last UpdatedMar 15, 2026
Details
As Low As
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
5.75%
36 Months
▼
APR5.75%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.79%
76 - 84
▼
APR5.79%
Term76 - 84
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.94%
1 - 63
▼
APR5.94%
Term1 - 63
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.04%
76 - 84
▼
APR6.04%
Term76 - 84
Last UpdatedMar 15, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.14%
64 - 75
▼
APR6.14%
Term64 - 75
Last UpdatedMar 15, 2026
Details
As Low As
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans
6.19%
Up to 63 Months
▼
APR6.19%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
2025-2024
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans
6.29%
Up to 63 Months
▼
APR6.29%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
2023
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans
6.41%
64-75 Months
▼
APR6.41%
Term64-75 Months
Last UpdatedMar 15, 2026
Details
2025-2024
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans
6.49%
Up to 63 Months
▼
APR6.49%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
2022
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
650 - 699
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans
6.51%
64-75 Months
▼
APR6.51%
Term64-75 Months
Last UpdatedMar 15, 2026
Details
2023
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.54%
76 - 84
▼
APR6.54%
Term76 - 84
Last UpdatedMar 15, 2026
Details
As Low As
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
650 - 699
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
6.75%
36 Months
▼
APR6.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
FICO Score 650 - 699
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans
6.76%
64-75 Months
▼
APR6.76%
Term64-75 Months
Last UpdatedMar 15, 2026
Details
2022
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.79%
85 - 96
▼
APR6.79%
Term85 - 96
Last UpdatedMar 15, 2026
Details
As Low As
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans
6.89%
76-84 Months
▼
APR6.89%
Term76-84 Months
Last UpdatedMar 15, 2026
Details
2025-2024
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
650 - 699
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
7.00%
48 Months
▼
APR7.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
FICO Score 650 - 699
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
7.04%
85 - 96
▼
APR7.04%
Term85 - 96
Last UpdatedMar 15, 2026
Details
As Low As
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans
7.09%
76-84 Months
▼
APR7.09%
Term76-84 Months
Last UpdatedMar 15, 2026
Details
2023
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
FICO Score 650 - 699
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
7.54%
85 - 96
▼
APR7.54%
Term85 - 96
Last UpdatedMar 15, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
1800 Fruitville Pike, Lancaster, PA, 17601
Used Vehicles
7.70%
0-60 Months
▼
APR7.70%
Term0-60 Months
Last UpdatedMar 15, 2026
Details
Age of Vehicle: 1-4 Years
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
1800 Fruitville Pike, Lancaster, PA, 17601
Used Vehicles
7.80%
61-72 Months
▼
APR7.80%
Term61-72 Months
Last UpdatedMar 15, 2026
Details
Age of Vehicle: 1-4 Years
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
1800 Fruitville Pike, Lancaster, PA, 17601
Used Vehicles
7.95%
0-48 Months
▼
APR7.95%
Term0-48 Months
Last UpdatedMar 15, 2026
Details
Age of Vehicle: 5-10 Years
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
1800 Fruitville Pike, Lancaster, PA, 17601
Used Vehicles
8.10%
49-60 Months
▼
APR8.10%
Term49-60 Months
Last UpdatedMar 15, 2026
Details
Age of Vehicle: 5-10 Years
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
8.50%
36 Months
▼
APR8.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
8.75%
72 Months
▼
APR8.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
8.75%
36 Months
▼
APR8.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
FICO Score 600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
9.00%
84 Months
▼
APR9.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
9.00%
48 Months
▼
APR9.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
FICO Score 600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
9.25%
60 Months
▼
APR9.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
FICO Score 600 - 649
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
11.50%
36 Months
▼
APR11.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
599 & below
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
11.75%
72 Months
▼
APR11.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
599 & below
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
11.75%
36 Months
▼
APR11.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
FICO Score 599 & below
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
12.00%
84 Months
▼
APR12.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
599 & below
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
12.00%
48 Months
▼
APR12.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
FICO Score 599 & below
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older)
12.25%
60 Months
▼
APR12.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
FICO Score 599 & below
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Used Autos 2026 - 2024
3.49%
Up to 40
▼
APR3.49%
TermUp to 40
Last UpdatedMar 16, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
Used Vehicle
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
2016-2019
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
APCI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
6126 Hamilton Blvd Ste 102, Allentown, PA, 18106
Used Auto
3.99%
3 years (2018-2026)
▼
APR3.99%
Term3 years (2018-2026)
Last UpdatedMar 17, 2026
Details
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.91%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan Refinance Rate Special
3.99%
3 - 36
▼
APR3.99%
Term3 - 36
Last UpdatedMar 18, 2026
Details
As Low As
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
4.00%
12 Months
▼
APR4.00%
Term12 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
4.00%
12 mos.
▼
APR4.00%
Term12 mos.
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed
4.00%
12 Months
▼
APR4.00%
Term12 Months
Last UpdatedMar 18, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New or Used Vehicles 2025 to 2026
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As; 3 YEAR REPAY
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year
4.24%
24 Months
▼
APR4.24%
Term24 Months
Last UpdatedMar 13, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
4.25%
24 mos.
▼
APR4.25%
Term24 mos.
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedMar 18, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New or Used Vehicles 2025 to 2026
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedMar 17, 2026
Details
As Low As; 4 YEAR REPAY
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.25%
Up to 36 months
▼
APR4.25%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
80-90% NADA retail
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
▼
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedMar 15, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Used Autos 2026 - 2024
4.37%
41 - 52
▼
APR4.37%
Term41 - 52
Last UpdatedMar 16, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.45%
Up to 36 Months
▼
APR4.45%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Used Autos
4.49%
Up to 52 months
▼
APR4.49%
TermUp to 52 months
Last UpdatedMar 16, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 13, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
40 E Market St, Wilkes Barre, PA, 18711
Used Car
4.49%
96 Months
▼
APR4.49%
Term96 Months
Last UpdatedMar 18, 2026
Details
As Low As; (based on credit score)
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 15, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loans
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 15, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Same rate on NEW or USED vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
4.50%
36 mos.
▼
APR4.50%
Term36 mos.
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.50%
48 - 60 months
▼
APR4.50%
Term48 - 60 months
Last UpdatedMar 20, 2026
Details
80-90% NADA retail
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
▼
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedMar 15, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
Used Vehicle
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 15, 2026
Details
2022 - NEWER
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
Used Vehicle (2018 - 2025)
4.51%
48 Months
▼
APR4.51%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
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Frequently Asked Questions about Auto Loans in Lancaster, Pennsylvania
How does my credit score affect my car loan rate in Pennsylvania?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Lancaster, Pennsylvania with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Pennsylvania *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Lancaster, Pennsylvania typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Lancaster, Pennsylvania?
Based on our current data, some of the lowest auto loan rates available in Lancaster, Pennsylvania include:
- Lancaster Red Rose Credit Union: 4.50% (New & Used Auto Loans (2020 and Newer))
- Pennsylvania State Employees Credit Union: 4.69% (Auto Loan Refinance)
- Lanco Federal Credit Union: 4.99% (Auto Loan Model Years 2020 & Newer)
- Members 1st Federal Credit Union Enola, PA: 5.09% (Auto Loan 12 Months)
- Eagle One Federal Credit Union: 5.75% (New/Used Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Lancaster, Pennsylvania. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026
