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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
VANTAGE TRUST Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 22, 2026
VANTAGE TRUST's savings rates are at 0.01%. VANTAGE TRUST's money market rates are at 0.01%. MonitorBankRates evaluates the financial stability of VANTAGE TRUST with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.91%. Rates were last updated on 03/22/2026. VANTAGE TRUST money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at VANTAGE TRUST? Share your experience about VANTAGE TRUST by leaving a review below, or read customer reviews before you decide to use VANTAGE TRUST. Bank of Ocean City
MAIN OFFICE 247 WILKES BARRE TOWNSHIP BLVD
http://www.vantagetrustfcu.org WILKES BARRE, PA 18702 6705 
VANTAGE TRUST Savings Rates
VANTAGE TRUST Money Market Rates
VANTAGE TRUST Checking Rates
VANTAGE TRUST Home Equity & HELOC
VANTAGE TRUST Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for VANTAGE TRUST is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather VANTAGE TRUST rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with VANTAGE TRUST's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
VANTAGE TRUST
Website
http://www.vantagetrustfcu.org
Address
247 WILKES BARRE TOWNSHIP BLVD,
WILKES BARRE, PA 18702 6705
Phone
570-819-3337
Fax
570-819-3366
President
JEFF HELD
CEO
COLLEEN MADAR
Full-Time Employees
8
Part-Time Employees
1
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.91%
Return on Assets (ROA)
0.0433%
Return on Equity (ROE)
0.5927%
Non-Performing Loans Ratio (NPL)
1.89%
Total Assets
47,695,122
Total Amount of Shares and Deposits
44,643,522
Total Shares and Deposits < 1 Year
44,431,900
Total Shares and Deposits 1 3 Years
211,621
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,582,077
Total Uninsured Shares and Deposits > $250K (F+J)
2,582,077
Total Insured Shares and Deposits > $250K (item 17 less item K)
42,061,445
Total Interest Expense (Sum of items 6 8)
10,396
Share Certificates
40
Number of Accounts for Share Drafts
1,662
IRA KEOGH Accounts
101
Number of Accounts for Regular Shares
3,291
Money Market Shares
103
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,331,465
Total Liabilities
44,662,130
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About VANTAGE TRUSTIs VANTAGE TRUST a safe place to deposit money?Yes, VANTAGE TRUST is considered a safe financial institution. With a Texas Ratio of 8.9098966145245%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does VANTAGE TRUST operate?VANTAGE TRUST currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join VANTAGE TRUST?Yes, to access services at VANTAGE TRUST, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, VANTAGE TRUST does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, VANTAGE TRUST provides members with tools to manage their accounts and build a solid financial history. Does VANTAGE TRUST offer online and mobile banking?Most modern institutions like VANTAGE TRUST provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.vantagetrustfcu.org. Current VANTAGE TRUST Rates
Retrieved from our database of financial products. Rates subject to change.
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