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iAdvertiser Disclosure
Advertiser Disclosure
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 Ingersoll Rand Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Ingersoll Rand Federal Credit Union's 18 MTH IRA CD rates are at 3.75%, 9 Month CD rates are at 3.75%, 9 month CD Special rates are at 3.75%, IRA CD 18 Month rates are at 3.75%, 18 MONTH CD rates are at 3.60%. Ingersoll Rand Federal Credit Union's savings rates are at 0.10%. Ingersoll Rand Federal Credit Union's money market rates are at 1.01%. Ingersoll Rand Federal Credit Union's Personal Loan Rates are at 8.74%. MonitorBankRates evaluates the financial stability of Ingersoll Rand Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.14%. Rates were last updated on 04/11/2026. Ingersoll Rand Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ingersoll Rand Federal Credit Union? Share your experience about Ingersoll Rand Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ingersoll Rand Federal Credit Union. Ingersoll Rand Federal Credit Union
Ingersoll Rand FCU 199 N Main St
https://ingersollrandfcu.com Athens, PA 18810 1707 
Ingersoll Rand Federal Credit Union CD Rates
Ingersoll Rand Federal Credit Union Savings Rates
Ingersoll Rand Federal Credit Union Money Market Rates
Ingersoll Rand Federal Credit Union Home Equity & HELOC
Ingersoll Rand Federal Credit Union Credit Card Rates
Ingersoll Rand Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Ingersoll Rand Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Ingersoll Rand Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Ingersoll Rand Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Ingersoll Rand Federal Credit Union
Website
https://ingersollrandfcu.com
Address
199 N Main St,
Athens, PA 18810 1707
Phone
570-888-7121
Fax
570-888-9049
President
Lori Allen Unger
CEO
Thomas Mitchell
Full-Time Employees
27
Part-Time Employees
2
Branch Locations
2
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.14%
Return on Assets (ROA)
0.0788%
Return on Equity (ROE)
0.5578%
Non-Performing Loans Ratio (NPL)
2.80%
Total Assets
120,128,948
Total Amount of Shares and Deposits
102,691,238
Total Shares and Deposits < 1 Year
93,794,389
Total Shares and Deposits 1 3 Years
7,893,149
Total Shares and Deposits > 3 Years
1,003,700
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,833,122
Total Uninsured Shares and Deposits > $250K (F+J)
4,833,122
Total Insured Shares and Deposits > $250K (item 17 less item K)
97,858,116
Total Interest Expense (Sum of items 6 8)
1,631,333
Share Certificates
1,172
Number of Accounts for Share Drafts
4,233
IRA KEOGH Accounts
308
Number of Accounts for Regular Shares
10,236
All other shares
2
Money Market Shares
162
Net Income (unless the amount is already included in Undivided Earnings)
94,683
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,340,796
Total Liabilities
103,277,699
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Ingersoll Rand Federal Credit UnionIs Ingersoll Rand Federal Credit Union a safe place to deposit money?Yes, Ingersoll Rand Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 11.144185758247%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Ingersoll Rand Federal Credit Union operate?Ingersoll Rand Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Ingersoll Rand Federal Credit Union?Yes, to access services at Ingersoll Rand Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Ingersoll Rand Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Ingersoll Rand Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Ingersoll Rand Federal Credit Union offer online and mobile banking?Most modern institutions like Ingersoll Rand Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://ingersollrandfcu.com. Current Ingersoll Rand Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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