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UFCW Local 1776 Federal Credit Union Rates & Review September 2026

UFCW Local 1776 Federal Credit Union's 24 Month Jumbo CDs rates are at 0.45%, 24 Month CDs / IRA CDs rates are at 0.45%, 12 Month Jumbo CDs rates are at 0.25%, 12 Month CDs / IRA CDs rates are at 0.25%, 18 Month Jumbo CDs rates are at 0.25%. UFCW Local 1776 Federal Credit Union's savings rates are at 0.25%. UFCW Local 1776 Federal Credit Union's Personal Loan Rates are as low as 10.49%. UFCW Local 1776 Federal Credit Union's Credit Card Rates are at 15.99%. MonitorBankRates evaluates the financial stability of UFCW Local 1776 Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.27%. Rates last updated and verified on 09/14/2026.

UFCW Local 1776 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at UFCW Local 1776 Federal Credit Union? Share your experience about UFCW Local 1776 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use UFCW Local 1776 Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.27%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
UFCW Local 1776 Federal Credit Union
Corporate Office
3031A Walton Rd Ste 310
Plymouth Meeting, PA 19462-2369
https://www.1776creditunion.org
Member NCUA

UFCW Local 1776 Federal Credit Union CD Rates

Product Rate APY Term View More
24 Month Jumbo Share Certificates - 0.45% 24 months
Min Balance $25,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
24 Month Share Certificates / IRA Certificates - 0.45% 24 months
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
12 Month Jumbo Share Certificates - 0.25% 12 months
Min Balance $25,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
12 Month Share Certificates / IRA Certificates - 0.25% 12 months
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
18 Month Jumbo Share Certificates - 0.25% 18 months
Min Balance $25,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
18 Month Share Certificates / IRA Certificates - 0.25% 18 months
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
6 Month Jumbo Share Certificates - 0.15% 6 months
Min Balance $25,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
6 Month Share Certificates / IRA Certificates - 0.15% 6 months
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%

UFCW Local 1776 Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club - 0.25%
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
Regular Savings - 0.25%
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
Vacation Club/Special - 0.25%
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%

UFCW Local 1776 Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - - 4.25% Up to 3 Years
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
Home Equity Loans - - 4.99% 3 to 5 Years
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
Home Equity Loans - - 5.99% 5 to 10 Years
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
Home Equity Loans - - 6.99% 10 to 15 Years
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
Home Equity Loans - - 7.69% 15 to 20 Years
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%

UFCW Local 1776 Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Vehicles Loan - - 3.99% 5 Years
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
New Vehicles Loan - - 4.99% 6 Years
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
Used Vehicles Loan - - 4.99% 5 Years
Details Term: 5 Years (2023 - 2026); As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
Used Vehicles Loan - - 5.49% 4 Years
Details Term: 4 Years (2019 - 2022); As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
New Vehicles Loan - - 5.99% 7 Years
Details Term: 7 Years (if more than $20k); As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
Used Vehicles Loan - 3 Years - - 5.99% 3 Years
Details Term: 3 Years (2016 - 2018); As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
Used Vehicles Loan - 6 Years - - 5.99% 6 Years
Details Term: 6 Years (2023 - 2026); As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%

UFCW Local 1776 Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Recreational Vehicles Loan - 5.99% 5 Years
Details Term: 5 Years (Up to $15,000); As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
Recreational Vehicles Loan - 6.49% 10 Years
Details Term: 10 Years ($15,001 to $40,000); As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
Recreational Vehicles Loan - 6.99% 15 Years
Details Term: 15 Years ($40,001 to $150,000); As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%

UFCW Local 1776 Federal Credit Union Credit Card Rates

Product Rate APR View More
Mastercard Revolving - 15.99%
Details fixed
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%

UFCW Local 1776 Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loans 10.49% 0 to 60 months
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
Debt Consolidation Loan 12.49% 0 to 84 months
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%

UFCW Local 1776 Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Better Choice Loans - - 28.00% up to 6 month term
Details Better Choice - $500 or $800; Restrictions Apply
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
Credit Builder (Secured) Loan - - 11.99% 3 Year Max Term
Details $2,000 Loan limit
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
Share Certificates / IRA Certificates 2.00% - 2.00%
Min Balance $1,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
Share Certificates / IRA Certificates 2.50% - 2.50%
Min Balance $5,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
Share Certificates / IRA Certificates 3.00% - 3.00%
Min Balance $10,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
Share Certificates / IRA Certificates 3.50% - 3.50%
Min Balance $25,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%

Financial Health History

UFCW Local 1776 Federal Credit Union’s Texas Ratio stayed near 0.71% in Q2 2023 to 0.27% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.5% 2.0★ 3% 3.0★ 4.6% 4.0★ 6.1% 5.0★ Healthy zone – entire history below the 15% limit 0.71% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.27% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$9M0.27%5.0A+
December 31, 2025$8M4.50%5.0A+
September 30, 2025$8M1.30%5.0A+
June 30, 2025$8M0.56%5.0A+
March 31, 2025$8M0.72%5.0A+
December 31, 2024$8M1.42%5.0A+
September 30, 2024$9M4.16%5.0A+
June 30, 2024$8M1.21%5.0A+
March 31, 2024$9M0.12%5.0A+
December 31, 2023$9M0.91%5.0A+
September 30, 2023$9M1.09%5.0A+
June 30, 2023$10M0.71%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for UFCW Local 1776 Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather UFCW Local 1776 Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with UFCW Local 1776 Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name UFCW Local 1776 Federal Credit Union
Address 3031A Walton Rd Ste 310, Plymouth Meeting, PA 19462-2369
Phone 610-941-2604
Fax 610-941-2608
President William Fahringer
CEO Tina Wellington
Full-Time Employees 3
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.27%
Return on Assets (ROA)
-0.1053%
Return on Equity (ROE)
-0.8059%
Non-Performing Loans Ratio (NPL)
0.06%
Total Assets
8,734,164
Total Amount of Shares and Deposits
7,468,192
Total Shares and Deposits < 1 Year
7,460,490
Total Shares and Deposits 1 3 Years
7,702
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,468,192
Total Interest Expense (Sum of items 6 8)
8,080
Share Certificates
15
Number of Accounts for Share Drafts
560
IRA KEOGH Accounts
13
Number of Accounts for Regular Shares
2,168
All other shares
513
Money Market Shares
37
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,011,224
Total Liabilities
7,592,615
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

UFCW Local 1776 Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About UFCW Local 1776 Federal Credit Union

How many branches does UFCW Local 1776 Federal Credit Union operate?

UFCW Local 1776 Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join UFCW Local 1776 Federal Credit Union?

Yes, to access services at UFCW Local 1776 Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, UFCW Local 1776 Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, UFCW Local 1776 Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does UFCW Local 1776 Federal Credit Union offer online and mobile banking?

Most modern institutions like UFCW Local 1776 Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.1776creditunion.org.

Current UFCW Local 1776 Federal Credit Union Rates

  • 12-Month CD0.25%
  • 18-Month CD0.25%
  • 24-Month CD0.45%
  • Savings0.25%
Retrieved from our database of financial products. Rates subject to change.