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Reliance Federal Credit Union Rates & Review April 2026

Reliance Federal Credit Union's 60 CD of Deposit rates are at 3.20%, 48 CD of Deposit rates are at 3.10%, 36 CD of Deposit rates are at 2.90%, 24 CD of Deposit rates are at 2.70%, 12 CD of Deposit rates are at 2.50%. Reliance Federal Credit Union's savings rates are at 0.15%. Reliance Federal Credit Union's money market rates are at 2.00%. Reliance Federal Credit Union's Personal Loan Rates are at 10.75%. MonitorBankRates evaluates the financial stability of Reliance Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.80%. Rates were last updated on 04/17/2026.

Reliance Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Reliance Federal Credit Union? Share your experience about Reliance Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Reliance Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.80%
Excellent Higher than avg
Reliance Federal Credit Union
King of Prussia
20102 Valley Forge Cir
King of Prussia, PA 19406 1179
https://www.reliancefcu.com
Member NCUA

Reliance Federal Credit Union CD Rates

Product Rate APY Term View More
60 Certificate of Deposit 3.20% 3.20% 60
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
48 Certificate of Deposit 3.10% 3.10% 48
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
36 Certificate of Deposit 2.90% 2.90% 36
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
24 Certificate of Deposit 2.70% 2.70% 24
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
12 Certificate of Deposit 2.50% 2.50% 12
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
6 Certificate of Deposit 2.40% 2.40% 6
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
3 Certificate of Deposit 2.25% 2.25% 3
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%

Reliance Federal Credit Union Savings Rates

Product Rate APY View More
Savings and Club Accounts 0.15% 0.15%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%

Reliance Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market-Platinum 2.60% 2.60%
Min Balance $15,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
Money Market-Gold 2.25% 2.25%
Min Balance $5,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
Money Market-Silver 2.00% 2.00%
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%

Reliance Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit Loans 6.75% - 6.75%
Details variable 0% over Wall St Prime
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%

Reliance Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loans 24 Months A+ - - 4.70% 24
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
New Auto Loans 24 Months A - - 4.75% 24
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
New Auto Loans 36 Months A+ - - 4.80% 36
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
New Auto Loans 36 Months A - - 4.85% 36
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
New Auto Loans 24 Months B - - 4.90% 24
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
New Auto Loans 48 Months A+ - - 4.90% 48
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
New Auto Loans 48 Months A - - 4.95% 48
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
New Auto Loans 63 Months A+ - - 4.95% 63
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
Used Auto Loans - - 4.95% 24
Details Credit Rating: A+
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
New Auto Loans 36 Months B - - 5.00% 36
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
New Auto Loans 63 Months A - - 5.00% 63
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
Used Auto Loans - - 5.05% 24
Details Credit Rating: A
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
New Auto Loans 48 Months B - - 5.15% 48
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
Used Auto Loans - - 5.15% 36
Details Credit Rating: A
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
New Auto Loans 75 Months A+ - - 5.20% 75
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
Used Auto Loans - - 5.20% 24
Details Credit Rating: B
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
Used Auto Loans - - 5.25% 48
Details Credit Rating: A
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
New Auto Loans 63 Months B - - 5.30% 63
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
New Auto Loans 75 Months A - - 5.30% 75
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
Used Auto Loans - - 5.30% 36
Details Credit Rating: B
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
Used Auto Loans - - 5.45% 48
Details Credit Rating: B
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
Used Auto Loans - - 5.50% 75
Details Credit Rating: A+
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
Used Auto Loans - - 5.60% 63
Details Credit Rating: B
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
New Auto Loans 24 Months C - - 5.70% 24
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
New Auto Loans 84 Months A+ - - 5.75% 84
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
New Auto Loans 75 Months B - - 5.80% 75
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
New Auto Loans 84 Months A - - 5.85% 84
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
Used Auto Loans - - 6.00% 24
Details Credit Rating: C
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
New Auto Loans 36 Months C - - 6.05% 36
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
Used Auto Loans - - 6.10% 75
Details Credit Rating: B
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
Used Auto Loans - - 6.15% 84
Details Credit Rating: A
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
New Auto Loans 84 Months B - - 6.35% 84
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
Used Auto Loans - - 6.35% 36
Details Credit Rating: C
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
Used Auto Loans - - 6.65% 84
Details Credit Rating: B
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
New Auto Loans 48 Months C - - 7.15% 48
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
Used Auto Loans - - 7.45% 48
Details Credit Rating: C
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
New Auto Loans 63 Months C - - 7.55% 63
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
Used Auto Loans - - 7.85% 63
Details Credit Rating: C
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
New Auto Loans 75 Months C - - 8.70% 75
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
Used Auto Loans - - 9.00% 75
Details Credit Rating: C
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
New Auto Loans 84 Months C - - 9.50% 84
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
Used Auto Loans - - 9.80% 84
Details Credit Rating: C
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%

Reliance Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum 10.99% 10.99%
Details Credit Limits $5,000 and Up
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%
Visa Classic 12.99% 12.99%
Details Credit Limits $300-$4,999
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%

Reliance Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Line of Credit Loans 10.75% 10.75%
Details variable 4% over Wall St Prime
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.80%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Reliance Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Reliance Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Reliance Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Reliance Federal Credit Union
Address 20102 Valley Forge Cir, King of Prussia, PA 19406 1179
Phone 610-783-5229
Fax 610-783-6921
President Susan Chally
CEO Douglas Rumbaugh
Full-Time Employees 7
Part-Time Employees 1
Branch Locations 2
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.80%
Return on Assets (ROA)
0.6651%
Return on Equity (ROE)
5.3174%
Non-Performing Loans Ratio (NPL)
1.55%
Total Assets
33,992,548
Total Amount of Shares and Deposits
29,651,834
Total Shares and Deposits < 1 Year
28,927,746
Total Shares and Deposits 1 3 Years
724,088
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,728,310
Total Uninsured Shares and Deposits > $250K (F+J)
1,728,310
Total Insured Shares and Deposits > $250K (item 17 less item K)
27,923,524
Total Interest Expense (Sum of items 6 8)
187,177
Share Certificates
125
Number of Accounts for Share Drafts
1,056
IRA KEOGH Accounts
100
Number of Accounts for Regular Shares
2,373
Non Member Deposits
1
Money Market Shares
218
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,739,512
Total Liabilities
29,999,210
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Reliance Federal Credit Union

Is Reliance Federal Credit Union a safe place to deposit money?

Yes, Reliance Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 6.8033661923036%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Reliance Federal Credit Union operate?

Reliance Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Reliance Federal Credit Union?

Yes, to access services at Reliance Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Reliance Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Reliance Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Reliance Federal Credit Union offer online and mobile banking?

Most modern institutions like Reliance Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.reliancefcu.com.

Current Reliance Federal Credit Union Rates

  • Savings0.15%
  • MMA2.00%
Retrieved from our database of financial products. Rates subject to change.