MonitorBankRates
☰
  1. Home
  2. ›
  3. Auto Loans
  4. ›
  5. Pennsylvania
  6. ›
  7. Allentown
  8. iAdvertiser Disclosure
    Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.
  9. Auto Loan Rate Trends

Allentown, Pennsylvania Best Auto Loan Rates - October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Allentown, Pennsylvania. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates · Last Updated and Verified: October 13, 2026

Allentown, Pennsylvania auto loan rates range from 2.99% to 10.99% APR, verified by MonitorBankRates as of October 13, 2026. Current auto loan rates in Allentown, Pennsylvania include United Federal Credit UnionUnited Federal Credit Union4703 Hamilton Blvd, Allentown, PA, 18103A+5.0 ★Texas Ratio: 4.11% offering Fixed Rate New & Used Auto Loans at 2.99%, Lehigh County Employees Federal Credit UnionLehigh County Employees Federal Credit Union501 Hamilton St, Allentown, PA, 18101A+5.0 ★Texas Ratio: 0.00% offering New Autos at 4.00%, Lehigh Valley Educators Credit UnionLehigh Valley Educators Credit Union3720 Hamilton Blvd, Allentown, PA, 18103A+5.0 ★Texas Ratio: 1.73% offering New Auto Loan at 4.69%, Allentown Federal Credit UnionAllentown Federal Credit Union1325 Oxford Dr, Allentown, PA, 18103A+5.0 ★Texas Ratio: 2.60% offering Car Loans at 4.99%, UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union740 W Hamilton St, Allentown, PA, 18101A-5.0 ★Texas Ratio: 14.54% offering Auto Loan at 5.24%. Auto loan rates as of October 13, 2026 according to verified data from MonitorBankRates.

Allentown has 12 local institutions in our database, with auto loan rates as low as 2.99% APR from United Federal Credit Union at 4703 Hamilton Blvd, Allentown, PA, 18103. Use the tabs below to compare new and used auto loan rates. Rates are continually updated, so we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Allentown, Pennsylvania. Auto Loan Rates Last Updated and Verified: October 13, 2026

Compare Auto Loan Rates Today in Allentown, Pennsylvania & Surrounding Area

Jump to: All Auto Loans · New Auto · Used Auto

Allentown Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
View
▼
APR2.99%
TermUp to 36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 6 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 14, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.00%
Up to 36 months
View
▼
APR4.00%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.00 - 6.00%.

Rate History
No change since Sep 14, 2026 · 4.00% APR · checked 7 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APRSep 14, 2026Oct 14, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.25%
Up to 36 months
View
▼
APR4.25%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.25 - 6.25%. 80-90% NADA retail

Rate History
No change since Sep 14, 2026 · 4.25% APR · checked 7 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APRSep 14, 2026Oct 14, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.50%
Up to 60 months
View
▼
APR4.50%
TermUp to 60 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.50 - 6.50%. 100% MSRP

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 14, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.50%
48 - 60 months
View
▼
APR4.50%
Term48 - 60 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.50 - 6.50%. 80-90% NADA retail

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
New Auto Loan
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Loan amount up to $125,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 22, 2026 · 4.69% APR · checked 4 times
4.19%4.69%5.19%Sep 22, 2026: 4.69% APRSep 22, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
New Auto Loan
4.69%
48 Months
View
▼
APR4.69%
Term48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Loan amount up to $125,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 22, 2026 · 4.69% APR · checked 4 times
4.19%4.69%5.19%Sep 22, 2026: 4.69% APRSep 22, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
New Auto Loan
4.69%
60 Months
View
▼
APR4.69%
Term60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Loan amount up to $125,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 22, 2026 · 4.69% APR · checked 4 times
4.19%4.69%5.19%Sep 22, 2026: 4.69% APRSep 22, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
Used Auto Loan
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Up to $125,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 18, 2026 · 4.69% APR · checked 3 times
4.19%4.69%5.19%Sep 18, 2026: 4.69% APRSep 18, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
Used Auto Loan
4.69%
48 Months
View
▼
APR4.69%
Term48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Up to $125,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 18, 2026 · 4.69% APR · checked 3 times
4.19%4.69%5.19%Sep 18, 2026: 4.69% APRSep 18, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
Used Auto Loan
4.69%
60 Months
View
▼
APR4.69%
Term60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Up to $125,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 18, 2026 · 4.69% APR · checked 3 times
4.19%4.69%5.19%Sep 18, 2026: 4.69% APRSep 18, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.85%
Up to 48 Months
View
▼
APR4.85%
TermUp to 48 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
1 change since Sep 17, 2026 · 3.80% → 4.85% ▲ 1.05 pts · high 4.85% / low 3.80%
2.75%4.32%5.90%Sep 17, 2026: 3.80% APROct 2, 2026: 4.85% APRSep 17, 2026Oct 14, 2026
  • Oct 2, 20264.85%▲ from 3.80%
  • Sep 17, 20263.80%first recorded
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.99%
Up to 72 months
View
▼
APR4.99%
TermUp to 72 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.99 - 6.99%. 100% MSRP

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 14, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.99%
Up to 72 months
View
▼
APR4.99%
TermUp to 72 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.99 - 6.99%. 80-90% NADA retail

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
New Auto Loan
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedOct 13, 2026
Details

As Low As; Loan amount up to $125,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 5 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
Used Auto Loan
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedOct 13, 2026
Details

As Low As; Up to $125,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 4 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 14, 2026
Allentown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1325 Oxford Dr, Allentown, PA, 18103
Car Loans
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 14, 2026
Allentown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1325 Oxford Dr, Allentown, PA, 18103
New/Used vehicle purchase Loan
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
5.00%
Up to 60 Months
View
▼
APR5.00%
TermUp to 60 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
1 change since Sep 17, 2026 · 4.05% → 5.00% ▲ 0.95 pts · high 5.00% / low 4.05%
3.10%4.53%5.95%Sep 17, 2026: 4.05% APROct 2, 2026: 5.00% APRSep 17, 2026Oct 14, 2026
  • Oct 2, 20265.00%▲ from 4.05%
  • Sep 17, 20264.05%first recorded
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
New Auto Loan
5.19%
84 Months
View
▼
APR5.19%
Term84 Months
Last UpdatedOct 13, 2026
Details

As Low As; Loan amount up to $125,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 14, 2026 · 5.19% APR · checked 5 times
4.69%5.19%5.69%Sep 14, 2026: 5.19% APRSep 14, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
Used Auto Loan
5.19%
84 Months
View
▼
APR5.19%
Term84 Months
Last UpdatedOct 13, 2026
Details

As Low As; Up to $125,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 14, 2026 · 5.19% APR · checked 4 times
4.69%5.19%5.69%Sep 14, 2026: 5.19% APRSep 14, 2026Oct 14, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.54%
740 W Hamilton St, Allentown, PA, 18101
Auto Loan
5.24%
2022 - 2026
View
▼
APR5.24%
Term2022 - 2026
Last UpdatedSep 29, 2026
Details

As Low As

Rate History
No change since Sep 29, 2026 · 5.24% APR
4.74%5.24%5.74%Sep 29, 2026: 5.24% APRSep 29, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
5.25%
Up to 72 Months
View
▼
APR5.25%
TermUp to 72 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: 2020 or Newer**

Rate History
2 changes since Sep 17, 2026 · 4.55% → 5.25% ▲ 0.70 pts · high 5.50% / low 4.55%
3.60%5.03%6.45%Sep 17, 2026: 4.55% APROct 2, 2026: 5.50% APROct 4, 2026: 5.25% APRSep 17, 2026Oct 14, 2026
  • Oct 4, 20265.25%▼ from 5.50%
  • Oct 2, 20265.50%▲ from 4.55%
  • Sep 17, 20264.55%first recorded
Allentown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1325 Oxford Dr, Allentown, PA, 18103
Car Loans
5.25%
48 months
View
▼
APR5.25%
Term48 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 18, 2026 · 5.25% APR · checked 6 times
4.75%5.25%5.75%Sep 18, 2026: 5.25% APRSep 18, 2026Oct 14, 2026
Allentown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1325 Oxford Dr, Allentown, PA, 18103
Car Loans
5.25%
60 months
View
▼
APR5.25%
Term60 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 18, 2026 · 5.25% APR · checked 6 times
4.75%5.25%5.75%Sep 18, 2026: 5.25% APRSep 18, 2026Oct 14, 2026
Allentown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1325 Oxford Dr, Allentown, PA, 18103
New/Used vehicle purchase Loan
5.25%
48 months
View
▼
APR5.25%
Term48 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 18, 2026 · 5.25% APR · checked 6 times
4.75%5.25%5.75%Sep 18, 2026: 5.25% APRSep 18, 2026Oct 14, 2026
Allentown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1325 Oxford Dr, Allentown, PA, 18103
New/Used vehicle purchase Loan
5.25%
60 months
View
▼
APR5.25%
Term60 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 18, 2026 · 5.25% APR · checked 6 times
4.75%5.25%5.75%Sep 18, 2026: 5.25% APRSep 18, 2026Oct 14, 2026
Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
3300 Lehigh St, Allentown, PA, 18103
New car (dealer) Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedOct 7, 2026
Details

As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.

Rate History
1 change since Sep 18, 2026 · 5.39% → 5.49% ▲ 0.10 pts · high 5.49% / low 5.39%
4.89%5.44%5.99%Sep 18, 2026: 5.39% APRSep 27, 2026: 5.49% APRSep 18, 2026Oct 14, 2026
  • Sep 27, 20265.49%▲ from 5.39%
  • Sep 18, 20265.39%first recorded
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
New Auto Loan
5.49%
3 - 36 months
View
▼
APR5.49%
Term3 - 36 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2025 - 2027

Rate History
1 change since Sep 17, 2026 · 4.99% → 5.49% ▲ 0.50 pts · high 5.49% / low 4.99%
4.49%5.24%5.99%Sep 17, 2026: 4.99% APROct 5, 2026: 5.49% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20265.49%▲ from 4.99%
  • Sep 17, 20264.99%first recorded
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
New Auto Loan
5.49%
37 - 48 months
View
▼
APR5.49%
Term37 - 48 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2025 - 2027

Rate History
1 change since Sep 17, 2026 · 4.99% → 5.49% ▲ 0.50 pts · high 5.49% / low 4.99%
4.49%5.24%5.99%Sep 17, 2026: 4.99% APROct 5, 2026: 5.49% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20265.49%▲ from 4.99%
  • Sep 17, 20264.99%first recorded
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
New Auto Loan
5.49%
49 - 60 months
View
▼
APR5.49%
Term49 - 60 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2025 - 2027

Rate History
1 change since Sep 17, 2026 · 4.99% → 5.49% ▲ 0.50 pts · high 5.49% / low 4.99%
4.49%5.24%5.99%Sep 17, 2026: 4.99% APROct 5, 2026: 5.49% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20265.49%▲ from 4.99%
  • Sep 17, 20264.99%first recorded
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
5.49%
67 - 75 months
View
▼
APR5.49%
Term67 - 75 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2022 - 2027

Rate History
No change since Sep 17, 2026 · 5.49% APR · checked 8 times
4.99%5.49%5.99%Sep 17, 2026: 5.49% APRSep 17, 2026Oct 14, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.54%
740 W Hamilton St, Allentown, PA, 18101
Business Auto Loan
5.49%
2021 - 2025
View
▼
APR5.49%
Term2021 - 2025
Last UpdatedSep 29, 2026
Details

As Low As

Rate History
No change since Sep 29, 2026 · 5.49% APR
4.99%5.49%5.99%Sep 29, 2026: 5.49% APRSep 29, 2026Oct 14, 2026
Allentown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1325 Oxford Dr, Allentown, PA, 18103
Car Loans
5.50%
72 months
View
▼
APR5.50%
Term72 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 7 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Oct 14, 2026
Allentown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1325 Oxford Dr, Allentown, PA, 18103
New/Used vehicle purchase Loan
5.50%
72 months
View
▼
APR5.50%
Term72 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 7 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Oct 14, 2026
Allentown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1325 Oxford Dr, Allentown, PA, 18103
Used Car Loan
5.50%
36 months
View
▼
APR5.50%
Term36 months
Last UpdatedOct 10, 2026
Details

Model Year: 2017 - 2020

Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 3 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
5.64%
12 Months
View
▼
APR5.64%
Term12 Months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective October 12, 2026

Rate History
No change since Oct 8, 2026 · 5.64% APR · checked 2 times
5.14%5.64%6.14%Oct 8, 2026: 5.64% APROct 8, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
5.64%
24 Months
View
▼
APR5.64%
Term24 Months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective October 12, 2026

Rate History
No change since Oct 8, 2026 · 5.64% APR · checked 2 times
5.14%5.64%6.14%Oct 8, 2026: 5.64% APROct 8, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
5.64%
36 Months
View
▼
APR5.64%
Term36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective October 12, 2026

Rate History
No change since Oct 8, 2026 · 5.64% APR · checked 2 times
5.14%5.64%6.14%Oct 8, 2026: 5.64% APROct 8, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
5.64%
48 Months
View
▼
APR5.64%
Term48 Months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective October 12, 2026

Rate History
No change since Oct 8, 2026 · 5.64% APR · checked 2 times
5.14%5.64%6.14%Oct 8, 2026: 5.64% APROct 8, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
5.64%
60 Months
View
▼
APR5.64%
Term60 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2024 - 2026 Vehicles

Rate History
No change since Sep 17, 2026 · 5.64% APR · checked 2 times
5.14%5.64%6.14%Sep 17, 2026: 5.64% APRSep 17, 2026Oct 14, 2026
Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
3300 Lehigh St, Allentown, PA, 18103
Used car (dealer) Loan
5.69%
60 months
View
▼
APR5.69%
Term60 months
Last UpdatedOct 7, 2026
Details

As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.

Rate History
1 change since Sep 18, 2026 · 5.59% → 5.69% ▲ 0.10 pts · high 5.69% / low 5.59%
5.09%5.64%6.19%Sep 18, 2026: 5.59% APRSep 27, 2026: 5.69% APRSep 18, 2026Oct 14, 2026
  • Sep 27, 20265.69%▲ from 5.59%
  • Sep 18, 20265.59%first recorded
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
New Auto Loan
5.69%
120 Months
View
▼
APR5.69%
Term120 Months
Last UpdatedOct 13, 2026
Details

As Low As; Loan amount up to $125,000; 120 month term only for auto loans over $75,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 14, 2026 · 5.69% APR · checked 5 times
5.19%5.69%6.19%Sep 14, 2026: 5.69% APRSep 14, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
Used Auto Loan
5.69%
120 Months
View
▼
APR5.69%
Term120 Months
Last UpdatedOct 13, 2026
Details

As Low As; Up to $125,000; 120 Month term only for auto loans over $75,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 14, 2026 · 5.69% APR · checked 4 times
5.19%5.69%6.19%Sep 14, 2026: 5.69% APRSep 14, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
5.74%
Up to 66 months
View
▼
APR5.74%
TermUp to 66 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026 - 2023

Rate History
No change since Oct 12, 2026 · 5.74% APR
5.24%5.74%6.24%Oct 12, 2026: 5.74% APROct 12, 2026Oct 14, 2026
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
New Auto Loan
5.74%
61 - 66 months
View
▼
APR5.74%
Term61 - 66 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2025 - 2027

Rate History
1 change since Sep 17, 2026 · 5.24% → 5.74% ▲ 0.50 pts · high 5.74% / low 5.24%
4.74%5.49%6.24%Sep 17, 2026: 5.24% APROct 5, 2026: 5.74% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20265.74%▲ from 5.24%
  • Sep 17, 20265.24%first recorded
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
5.74%
3 - 36 months
View
▼
APR5.74%
Term3 - 36 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2022 - 2027

Rate History
No change since Sep 17, 2026 · 5.74% APR · checked 8 times
5.24%5.74%6.24%Sep 17, 2026: 5.74% APRSep 17, 2026Oct 14, 2026
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
5.74%
37 - 48 months
View
▼
APR5.74%
Term37 - 48 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2022 - 2027

Rate History
No change since Sep 17, 2026 · 5.74% APR · checked 8 times
5.24%5.74%6.24%Sep 17, 2026: 5.74% APRSep 17, 2026Oct 14, 2026
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
5.74%
49 - 60 months
View
▼
APR5.74%
Term49 - 60 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2022 - 2027

Rate History
1 change since Sep 14, 2026 · 7.99% → 5.74% ▼ 2.25 pts · high 7.99% / low 5.74%
3.49%6.87%10.24%Sep 14, 2026: 7.99% APRSep 17, 2026: 5.74% APRSep 14, 2026Oct 14, 2026
  • Sep 17, 20265.74%▼ from 7.99%
  • Sep 14, 20267.99%first recorded
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.54%
740 W Hamilton St, Allentown, PA, 18101
Auto Loan
5.74%
2018 - 2021
View
▼
APR5.74%
Term2018 - 2021
Last UpdatedSep 29, 2026
Details

As Low As

Rate History
No change since Sep 29, 2026 · 5.74% APR
5.24%5.74%6.24%Sep 29, 2026: 5.74% APRSep 29, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
5.89%
12 Months
View
▼
APR5.89%
Term12 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2021 - 2023 Vehicles

Rate History
1 change since Oct 8, 2026 · 5.64% → 5.89% ▲ 0.25 pts · high 5.89% / low 5.64%
5.14%5.77%6.39%Oct 8, 2026: 5.64% APROct 12, 2026: 5.89% APROct 8, 2026Oct 14, 2026
  • Oct 12, 20265.89%▲ from 5.64%
  • Oct 8, 20265.64%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
5.89%
24 Months
View
▼
APR5.89%
Term24 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2021 - 2023 Vehicles

Rate History
1 change since Oct 8, 2026 · 5.64% → 5.89% ▲ 0.25 pts · high 5.89% / low 5.64%
5.14%5.77%6.39%Oct 8, 2026: 5.64% APROct 12, 2026: 5.89% APROct 8, 2026Oct 14, 2026
  • Oct 12, 20265.89%▲ from 5.64%
  • Oct 8, 20265.64%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
5.89%
36 Months
View
▼
APR5.89%
Term36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2021 - 2023 Vehicles

Rate History
1 change since Oct 8, 2026 · 5.64% → 5.89% ▲ 0.25 pts · high 5.89% / low 5.64%
5.14%5.77%6.39%Oct 8, 2026: 5.64% APROct 12, 2026: 5.89% APROct 8, 2026Oct 14, 2026
  • Oct 12, 20265.89%▲ from 5.64%
  • Oct 8, 20265.64%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
5.89%
48 Months
View
▼
APR5.89%
Term48 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2021 - 2023 Vehicles

Rate History
1 change since Oct 8, 2026 · 5.64% → 5.89% ▲ 0.25 pts · high 5.89% / low 5.64%
5.14%5.77%6.39%Oct 8, 2026: 5.64% APROct 12, 2026: 5.89% APROct 8, 2026Oct 14, 2026
  • Oct 12, 20265.89%▲ from 5.64%
  • Oct 8, 20265.64%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
5.89%
60 Months
View
▼
APR5.89%
Term60 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2021 - 2023 Vehicles

Rate History
1 change since Sep 17, 2026 · 5.64% → 5.89% ▲ 0.25 pts · high 5.89% / low 5.64%
5.14%5.77%6.39%Sep 17, 2026: 5.64% APROct 12, 2026: 5.89% APRSep 17, 2026Oct 14, 2026
  • Oct 12, 20265.89%▲ from 5.64%
  • Sep 17, 20265.64%first recorded
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
New Auto Loan
5.99%
67 - 75 months
View
▼
APR5.99%
Term67 - 75 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2025 - 2027

Rate History
1 change since Sep 17, 2026 · 5.24% → 5.99% ▲ 0.75 pts · high 5.99% / low 5.24%
4.49%5.62%6.74%Sep 17, 2026: 5.24% APROct 5, 2026: 5.99% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20265.99%▲ from 5.24%
  • Sep 17, 20265.24%first recorded
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
5.99%
61 - 66 months
View
▼
APR5.99%
Term61 - 66 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2022 - 2027

Rate History
No change since Sep 17, 2026 · 5.99% APR · checked 8 times
5.49%5.99%6.49%Sep 17, 2026: 5.99% APRSep 17, 2026Oct 14, 2026
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
5.99%
67 - 75 months
View
▼
APR5.99%
Term67 - 75 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2018 - 2021

Rate History
No change since Sep 17, 2026 · 5.99% APR · checked 8 times
5.49%5.99%6.49%Sep 17, 2026: 5.99% APRSep 17, 2026Oct 14, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.54%
740 W Hamilton St, Allentown, PA, 18101
Business Auto Loan
5.99%
2017 - 2020
View
▼
APR5.99%
Term2017 - 2020
Last UpdatedSep 29, 2026
Details

As Low As

Rate History
No change since Sep 29, 2026 · 5.99% APR
5.49%5.99%6.49%Sep 29, 2026: 5.99% APRSep 29, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
6.00%
Up to 84 Months
View
▼
APR6.00%
TermUp to 84 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: 2022 or Newer

Rate History
1 change since Sep 17, 2026 · 5.05% → 6.00% ▲ 0.95 pts · high 6.00% / low 5.05%
4.10%5.53%6.95%Sep 17, 2026: 5.05% APROct 2, 2026: 6.00% APRSep 17, 2026Oct 14, 2026
  • Oct 2, 20266.00%▲ from 5.05%
  • Sep 17, 20265.05%first recorded
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
6.00%
Up to 66 months
View
▼
APR6.00%
TermUp to 66 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2022 - 2020

Rate History
No change since Oct 12, 2026 · 6.00% APR
5.50%6.00%6.50%Oct 12, 2026: 6.00% APROct 12, 2026Oct 14, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2018 - 2021
6.00%
Up to 48 months
View
▼
APR6.00%
TermUp to 48 months
Last UpdatedOct 13, 2026
Details

Published APR range: 6.00 - 8.00%. 75% NADA retail

Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 7 times
5.50%6.00%6.50%Sep 14, 2026: 6.00% APRSep 14, 2026Oct 14, 2026
Allentown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1325 Oxford Dr, Allentown, PA, 18103
Used Car Loan
6.00%
48 months
View
▼
APR6.00%
Term48 months
Last UpdatedOct 10, 2026
Details

Model Year: 2017 - 2020

Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 3 times
5.50%6.00%6.50%Sep 14, 2026: 6.00% APRSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA, 18104
New Car Loans - Model Year 2026-2025
6.04%
Up to 63 Months
View
▼
APR6.04%
Interest Rate5.84%
TermUp to 63 Months
Last UpdatedOct 7, 2026
Details

Model Year 2026-2025

Rate History
No change since Oct 7, 2026 · 6.04% APR · checked 2 times
5.54%6.04%6.54%Oct 7, 2026: 6.04% APROct 7, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA, 18104
Used Car Loan
6.04%
Up to 63 Months
View
▼
APR6.04%
Interest Rate5.84%
TermUp to 63 Months
Last UpdatedOct 7, 2026
Details

Model Year 2025-2024

Rate History
1 change since Sep 14, 2026 · 6.19% → 6.04% ▼ 0.15 pts · high 6.19% / low 6.04%
5.54%6.11%6.69%Sep 14, 2026: 6.19% APROct 7, 2026: 6.04% APRSep 14, 2026Oct 14, 2026
  • Oct 7, 20266.04%▼ from 6.19%
  • Sep 14, 20266.19%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
6.04%
72 Months
View
▼
APR6.04%
Term72 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2024 - 2026 Vehicles

Rate History
No change since Sep 17, 2026 · 6.04% APR · checked 2 times
5.54%6.04%6.54%Sep 17, 2026: 6.04% APRSep 17, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA, 18104
Used Car Loan
6.14%
Up to 63 Months
View
▼
APR6.14%
Interest Rate5.94%
TermUp to 63 Months
Last UpdatedOct 7, 2026
Details

Model Year 2023

Rate History
1 change since Sep 14, 2026 · 6.29% → 6.14% ▼ 0.15 pts · high 6.29% / low 6.14%
5.64%6.21%6.79%Sep 14, 2026: 6.29% APROct 7, 2026: 6.14% APRSep 14, 2026Oct 14, 2026
  • Oct 7, 20266.14%▼ from 6.29%
  • Sep 14, 20266.29%first recorded
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
6.14%
67-75 months
View
▼
APR6.14%
Term67-75 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026 - 2023

Rate History
No change since Oct 12, 2026 · 6.14% APR
5.64%6.14%6.64%Oct 12, 2026: 6.14% APROct 12, 2026Oct 14, 2026
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
107 N 7th Street, Allentown, PA, 18101
New car purchase Loan
6.24%
60 months
View
▼
APR6.24%
Term60 months
Last UpdatedOct 7, 2026
Details

Rate History
3 changes since Sep 14, 2026 · 5.94% → 6.24% ▲ 0.30 pts · high 6.24% / low 5.94%
5.44%6.09%6.74%Sep 14, 2026: 5.94% APRSep 18, 2026: 6.04% APRSep 27, 2026: 6.14% APROct 2, 2026: 6.24% APRSep 14, 2026Oct 14, 2026
  • Oct 2, 20266.24%▲ from 6.14%
  • Sep 27, 20266.14%▲ from 6.04%
  • Sep 18, 20266.04%▲ from 5.94%
  • Sep 14, 20265.94%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
107 N 7th Street, Allentown, PA, 18101
New car rate Loan
6.24%
60 months
View
▼
APR6.24%
Term60 months
Last UpdatedOct 7, 2026
Details

For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Purchase of a new car would have a 6.24% APR for 60 months, monthly payment of $875.01 for $45,000 financing, down payment of $0

Rate History
3 changes since Sep 14, 2026 · 5.94% → 6.24% ▲ 0.30 pts · high 6.24% / low 5.94%
5.44%6.09%6.74%Sep 14, 2026: 5.94% APRSep 18, 2026: 6.04% APRSep 27, 2026: 6.14% APROct 2, 2026: 6.24% APRSep 14, 2026Oct 14, 2026
  • Oct 2, 20266.24%▲ from 6.14%
  • Sep 27, 20266.14%▲ from 6.04%
  • Sep 18, 20266.04%▲ from 5.94%
  • Sep 14, 20265.94%first recorded
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
6.24%
67-75 months
View
▼
APR6.24%
Term67-75 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2022 - 2020

Rate History
No change since Oct 12, 2026 · 6.24% APR
5.74%6.24%6.74%Oct 12, 2026: 6.24% APROct 12, 2026Oct 14, 2026
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
New Auto Loan
6.24%
76 - 84 months
View
▼
APR6.24%
Term76 - 84 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2025 - 2027

Rate History
1 change since Sep 14, 2026 · 5.74% → 6.24% ▲ 0.50 pts · high 6.24% / low 5.74%
5.24%5.99%6.74%Sep 14, 2026: 5.74% APROct 5, 2026: 6.24% APRSep 14, 2026Oct 14, 2026
  • Oct 5, 20266.24%▲ from 5.74%
  • Sep 14, 20265.74%first recorded
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
6.24%
3 - 36 months
View
▼
APR6.24%
Term3 - 36 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2018 - 2021

Rate History
1 change since Sep 17, 2026 · 5.74% → 6.24% ▲ 0.50 pts · high 6.24% / low 5.74%
5.24%5.99%6.74%Sep 17, 2026: 5.74% APROct 5, 2026: 6.24% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20266.24%▲ from 5.74%
  • Sep 17, 20265.74%first recorded
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
6.24%
37 - 48 months
View
▼
APR6.24%
Term37 - 48 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2018 - 2021

Rate History
1 change since Sep 17, 2026 · 5.74% → 6.24% ▲ 0.50 pts · high 6.24% / low 5.74%
5.24%5.99%6.74%Sep 17, 2026: 5.74% APROct 5, 2026: 6.24% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20266.24%▲ from 5.74%
  • Sep 17, 20265.74%first recorded
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
6.24%
49 - 60 months
View
▼
APR6.24%
Term49 - 60 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2018 - 2021

Rate History
2 changes since Sep 14, 2026 · 7.99% → 6.24% ▼ 1.75 pts · high 7.99% / low 5.74%
3.49%6.87%10.24%Sep 14, 2026: 7.99% APRSep 17, 2026: 5.74% APROct 5, 2026: 6.24% APRSep 14, 2026Oct 14, 2026
  • Oct 5, 20266.24%▲ from 5.74%
  • Sep 17, 20265.74%▼ from 7.99%
  • Sep 14, 20267.99%first recorded
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA, 18104
New Car Loans - Model Year 2026-2025
6.26%
64-75 Months
View
▼
APR6.26%
Interest Rate6.09%
Term64-75 Months
Last UpdatedOct 7, 2026
Details

Model Year 2026-2025

Rate History
No change since Oct 7, 2026 · 6.26% APR · checked 2 times
5.76%6.26%6.76%Oct 7, 2026: 6.26% APROct 7, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA, 18104
Used Car Loan
6.26%
64-75 Months
View
▼
APR6.26%
Interest Rate6.09%
Term64-75 Months
Last UpdatedOct 7, 2026
Details

Model Year 2025-2024

Rate History
1 change since Sep 14, 2026 · 6.41% → 6.26% ▼ 0.15 pts · high 6.41% / low 6.26%
5.76%6.33%6.91%Sep 14, 2026: 6.41% APROct 7, 2026: 6.26% APRSep 14, 2026Oct 14, 2026
  • Oct 7, 20266.26%▼ from 6.41%
  • Sep 14, 20266.41%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
107 N 7th Street, Allentown, PA, 18101
Used car purchase Loan
6.29%
60 months
View
▼
APR6.29%
Term60 months
Last UpdatedOct 7, 2026
Details

Rate History
3 changes since Sep 14, 2026 · 5.99% → 6.29% ▲ 0.30 pts · high 6.29% / low 5.99%
5.49%6.14%6.79%Sep 14, 2026: 5.99% APRSep 18, 2026: 6.09% APRSep 27, 2026: 6.19% APROct 2, 2026: 6.29% APRSep 14, 2026Oct 14, 2026
  • Oct 2, 20266.29%▲ from 6.19%
  • Sep 27, 20266.19%▲ from 6.09%
  • Sep 18, 20266.09%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
107 N 7th Street, Allentown, PA, 18101
Used car rate Loan
6.29%
60 months
View
▼
APR6.29%
Term60 months
Last UpdatedOct 7, 2026
Details

For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Purchase of a used 2022 year car would have a 6.29% APR for 60 months, monthly payment of $584.04 for $30,000 financing, down payment of $0

Rate History
3 changes since Sep 14, 2026 · 5.99% → 6.29% ▲ 0.30 pts · high 6.29% / low 5.99%
5.49%6.14%6.79%Sep 14, 2026: 5.99% APRSep 18, 2026: 6.09% APRSep 27, 2026: 6.19% APROct 2, 2026: 6.29% APRSep 14, 2026Oct 14, 2026
  • Oct 2, 20266.29%▲ from 6.19%
  • Sep 27, 20266.19%▲ from 6.09%
  • Sep 18, 20266.09%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
6.29%
72 Months
View
▼
APR6.29%
Term72 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2021 - 2023 Vehicles

Rate History
1 change since Sep 17, 2026 · 6.04% → 6.29% ▲ 0.25 pts · high 6.29% / low 6.04%
5.54%6.17%6.79%Sep 17, 2026: 6.04% APROct 12, 2026: 6.29% APRSep 17, 2026Oct 14, 2026
  • Oct 12, 20266.29%▲ from 6.04%
  • Sep 17, 20266.04%first recorded
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA, 18104
Used Car Loan
6.34%
Up to 63 Months
View
▼
APR6.34%
Interest Rate6.14%
TermUp to 63 Months
Last UpdatedOct 7, 2026
Details

Model Year 2022

Rate History
1 change since Sep 14, 2026 · 6.49% → 6.34% ▼ 0.15 pts · high 6.49% / low 6.34%
5.84%6.41%6.99%Sep 14, 2026: 6.49% APROct 7, 2026: 6.34% APRSep 14, 2026Oct 14, 2026
  • Oct 7, 20266.34%▼ from 6.49%
  • Sep 14, 20266.49%first recorded
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA, 18104
Used Car Loan
6.36%
64-75 Months
View
▼
APR6.36%
Interest Rate6.19%
Term64-75 Months
Last UpdatedOct 7, 2026
Details

Model Year 2023

Rate History
1 change since Sep 14, 2026 · 6.51% → 6.36% ▼ 0.15 pts · high 6.51% / low 6.36%
5.86%6.43%7.01%Sep 14, 2026: 6.51% APROct 7, 2026: 6.36% APRSep 14, 2026Oct 14, 2026
  • Oct 7, 20266.36%▼ from 6.51%
  • Sep 14, 20266.51%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
6.39%
12 Months
View
▼
APR6.39%
Term12 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2018 - 2020 Vehicles

Rate History
1 change since Oct 8, 2026 · 5.64% → 6.39% ▲ 0.75 pts · high 6.39% / low 5.64%
4.89%6.02%7.14%Oct 8, 2026: 5.64% APROct 12, 2026: 6.39% APROct 8, 2026Oct 14, 2026
  • Oct 12, 20266.39%▲ from 5.64%
  • Oct 8, 20265.64%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
6.39%
24 Months
View
▼
APR6.39%
Term24 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2018 - 2020 Vehicles

Rate History
1 change since Oct 8, 2026 · 5.64% → 6.39% ▲ 0.75 pts · high 6.39% / low 5.64%
4.89%6.02%7.14%Oct 8, 2026: 5.64% APROct 12, 2026: 6.39% APROct 8, 2026Oct 14, 2026
  • Oct 12, 20266.39%▲ from 5.64%
  • Oct 8, 20265.64%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
6.39%
36 Months
View
▼
APR6.39%
Term36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2018 - 2020 Vehicles

Rate History
1 change since Oct 8, 2026 · 5.64% → 6.39% ▲ 0.75 pts · high 6.39% / low 5.64%
4.89%6.02%7.14%Oct 8, 2026: 5.64% APROct 12, 2026: 6.39% APROct 8, 2026Oct 14, 2026
  • Oct 12, 20266.39%▲ from 5.64%
  • Oct 8, 20265.64%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
6.39%
48 Months
View
▼
APR6.39%
Term48 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2018 - 2020 Vehicles

Rate History
1 change since Oct 8, 2026 · 5.64% → 6.39% ▲ 0.75 pts · high 6.39% / low 5.64%
4.89%6.02%7.14%Oct 8, 2026: 5.64% APROct 12, 2026: 6.39% APROct 8, 2026Oct 14, 2026
  • Oct 12, 20266.39%▲ from 5.64%
  • Oct 8, 20265.64%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
6.39%
60 Months
View
▼
APR6.39%
Term60 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2018 - 2020 Vehicles

Rate History
1 change since Sep 17, 2026 · 6.14% → 6.39% ▲ 0.25 pts · high 6.39% / low 6.14%
5.64%6.27%6.89%Sep 17, 2026: 6.14% APROct 12, 2026: 6.39% APRSep 17, 2026Oct 14, 2026
  • Oct 12, 20266.39%▲ from 6.14%
  • Sep 17, 20266.14%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
6.44%
84 Months
View
▼
APR6.44%
Term84 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2024 - 2026 Vehicles

Rate History
No change since Sep 17, 2026 · 6.44% APR · checked 2 times
5.94%6.44%6.94%Sep 17, 2026: 6.44% APRSep 17, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
6.44%
Up to 66 months
View
▼
APR6.44%
TermUp to 66 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2019 - 2017

Rate History
No change since Oct 12, 2026 · 6.44% APR
5.94%6.44%6.94%Oct 12, 2026: 6.44% APROct 12, 2026Oct 14, 2026
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
6.49%
61 - 66 months
View
▼
APR6.49%
Term61 - 66 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2018 - 2021

Rate History
1 change since Sep 17, 2026 · 5.99% → 6.49% ▲ 0.50 pts · high 6.49% / low 5.99%
5.49%6.24%6.99%Sep 17, 2026: 5.99% APROct 5, 2026: 6.49% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20266.49%▲ from 5.99%
  • Sep 17, 20265.99%first recorded
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
6.49%
76 - 84 months
View
▼
APR6.49%
Term76 - 84 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2022 - 2027

Rate History
1 change since Sep 17, 2026 · 5.99% → 6.49% ▲ 0.50 pts · high 6.49% / low 5.99%
5.49%6.24%6.99%Sep 17, 2026: 5.99% APROct 5, 2026: 6.49% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20266.49%▲ from 5.99%
  • Sep 17, 20265.99%first recorded
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2018 - 2021
6.50%
Up to 60 months
View
▼
APR6.50%
TermUp to 60 months
Last UpdatedOct 13, 2026
Details

Published APR range: 6.50 - 8.50%. 75% NADA retail

Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 7 times
6.00%6.50%7.00%Sep 14, 2026: 6.50% APRSep 14, 2026Oct 14, 2026
Allentown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1325 Oxford Dr, Allentown, PA, 18103
Used Car Loan
6.50%
60 months
View
▼
APR6.50%
Term60 months
Last UpdatedOct 10, 2026
Details

Model Year: 2017 - 2020

Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 3 times
6.00%6.50%7.00%Sep 14, 2026: 6.50% APRSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA, 18104
Used Car Loan
6.61%
64-75 Months
View
▼
APR6.61%
Interest Rate6.44%
Term64-75 Months
Last UpdatedOct 7, 2026
Details

Model Year 2022

Rate History
1 change since Sep 14, 2026 · 6.76% → 6.61% ▼ 0.15 pts · high 6.76% / low 6.61%
6.11%6.68%7.26%Sep 14, 2026: 6.76% APROct 7, 2026: 6.61% APRSep 14, 2026Oct 14, 2026
  • Oct 7, 20266.61%▼ from 6.76%
  • Sep 14, 20266.76%first recorded
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
6.64%
76-84 months
View
▼
APR6.64%
Term76-84 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026 - 2023

Rate History
No change since Oct 12, 2026 · 6.64% APR
6.14%6.64%7.14%Oct 12, 2026: 6.64% APROct 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
6.69%
84 Months
View
▼
APR6.69%
Term84 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2021 - 2023 Vehicles

Rate History
1 change since Sep 17, 2026 · 6.44% → 6.69% ▲ 0.25 pts · high 6.69% / low 6.44%
5.94%6.57%7.19%Sep 17, 2026: 6.44% APROct 12, 2026: 6.69% APRSep 17, 2026Oct 14, 2026
  • Oct 12, 20266.69%▲ from 6.44%
  • Sep 17, 20266.44%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
6.69%
72 Months
View
▼
APR6.69%
Term72 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2018 - 2020 Vehicles

Rate History
1 change since Sep 17, 2026 · 6.54% → 6.69% ▲ 0.15 pts · high 6.69% / low 6.54%
6.04%6.62%7.19%Sep 17, 2026: 6.54% APROct 12, 2026: 6.69% APRSep 17, 2026Oct 14, 2026
  • Oct 12, 20266.69%▲ from 6.54%
  • Sep 17, 20266.54%first recorded
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
6.74%
76-84 months
View
▼
APR6.74%
Term76-84 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2022 - 2020

Rate History
No change since Oct 12, 2026 · 6.74% APR
6.24%6.74%7.24%Oct 12, 2026: 6.74% APROct 12, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA, 18104
New Car Loans - Model Year 2026-2025
6.74%
76-84 Months
View
▼
APR6.74%
Interest Rate6.59%
Term76-84 Months
Last UpdatedOct 7, 2026
Details

Model Year 2026-2025

Rate History
No change since Oct 7, 2026 · 6.74% APR · checked 2 times
6.24%6.74%7.24%Oct 7, 2026: 6.74% APROct 7, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA, 18104
Used Car Loan
6.74%
76-84 Months
View
▼
APR6.74%
Interest Rate6.59%
Term76-84 Months
Last UpdatedOct 7, 2026
Details

Model Year 2025-2024

Rate History
1 change since Sep 14, 2026 · 6.89% → 6.74% ▼ 0.15 pts · high 6.89% / low 6.74%
6.24%6.82%7.39%Sep 14, 2026: 6.89% APROct 7, 2026: 6.74% APRSep 14, 2026Oct 14, 2026
  • Oct 7, 20266.74%▼ from 6.89%
  • Sep 14, 20266.89%first recorded
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
6.84%
67-75 months
View
▼
APR6.84%
Term67-75 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2019 - 2017

Rate History
No change since Oct 12, 2026 · 6.84% APR
6.34%6.84%7.34%Oct 12, 2026: 6.84% APROct 12, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA, 18104
Used Car Loan
6.94%
76-84 Months
View
▼
APR6.94%
Interest Rate6.79%
Term76-84 Months
Last UpdatedOct 7, 2026
Details

Model Year 2023

Rate History
1 change since Sep 14, 2026 · 7.09% → 6.94% ▼ 0.15 pts · high 7.09% / low 6.94%
6.44%7.02%7.59%Sep 14, 2026: 7.09% APROct 7, 2026: 6.94% APRSep 14, 2026Oct 14, 2026
  • Oct 7, 20266.94%▼ from 7.09%
  • Sep 14, 20267.09%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
7.19%
84 Months
View
▼
APR7.19%
Term84 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2018 - 2020 Vehicles

Rate History
1 change since Sep 17, 2026 · 6.94% → 7.19% ▲ 0.25 pts · high 7.19% / low 6.94%
6.44%7.07%7.69%Sep 17, 2026: 6.94% APROct 12, 2026: 7.19% APRSep 17, 2026Oct 14, 2026
  • Oct 12, 20267.19%▲ from 6.94%
  • Sep 17, 20266.94%first recorded
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
7.24%
76-84 months
View
▼
APR7.24%
Term76-84 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2019 - 2017

Rate History
No change since Oct 12, 2026 · 7.24% APR
6.74%7.24%7.74%Oct 12, 2026: 7.24% APROct 12, 2026Oct 14, 2026
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
7.89%
12 Months
View
▼
APR7.89%
Term12 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2017 & Older Vehicles

Rate History
1 change since Oct 8, 2026 · 5.64% → 7.89% ▲ 2.25 pts · high 7.89% / low 5.64%
3.39%6.77%10.14%Oct 8, 2026: 5.64% APROct 12, 2026: 7.89% APROct 8, 2026Oct 14, 2026
  • Oct 12, 20267.89%▲ from 5.64%
  • Oct 8, 20265.64%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
7.89%
24 Months
View
▼
APR7.89%
Term24 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2017 & Older Vehicles

Rate History
1 change since Oct 8, 2026 · 5.64% → 7.89% ▲ 2.25 pts · high 7.89% / low 5.64%
3.39%6.77%10.14%Oct 8, 2026: 5.64% APROct 12, 2026: 7.89% APROct 8, 2026Oct 14, 2026
  • Oct 12, 20267.89%▲ from 5.64%
  • Oct 8, 20265.64%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
7.89%
36 Months
View
▼
APR7.89%
Term36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2017 & Older Vehicles

Rate History
1 change since Oct 8, 2026 · 5.64% → 7.89% ▲ 2.25 pts · high 7.89% / low 5.64%
3.39%6.77%10.14%Oct 8, 2026: 5.64% APROct 12, 2026: 7.89% APROct 8, 2026Oct 14, 2026
  • Oct 12, 20267.89%▲ from 5.64%
  • Oct 8, 20265.64%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
7.89%
48 Months
View
▼
APR7.89%
Term48 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2017 & Older Vehicles

Rate History
1 change since Oct 8, 2026 · 5.64% → 7.89% ▲ 2.25 pts · high 7.89% / low 5.64%
3.39%6.77%10.14%Oct 8, 2026: 5.64% APROct 12, 2026: 7.89% APROct 8, 2026Oct 14, 2026
  • Oct 12, 20267.89%▲ from 5.64%
  • Oct 8, 20265.64%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
7.89%
60 Months
View
▼
APR7.89%
Term60 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2017 & Older Vehicles

Rate History
1 change since Sep 17, 2026 · 7.64% → 7.89% ▲ 0.25 pts · high 7.89% / low 7.64%
7.14%7.77%8.39%Sep 17, 2026: 7.64% APROct 12, 2026: 7.89% APRSep 17, 2026Oct 14, 2026
  • Oct 12, 20267.89%▲ from 7.64%
  • Sep 17, 20267.64%first recorded
Embassy Bank for the Lehigh Valley
Institution Rating:
A+4.9 ★ Texas Ratio: 0.52%
4148 W Tilghman St, Allentown, PA, 18104
New Auto Loan
7.99%
60 Months
View
▼
APR7.99%
Term60 Months
Last UpdatedOct 7, 2026
Details

Rate History
No change since Sep 29, 2026 · 7.99% APR · checked 4 times
7.49%7.99%8.49%Sep 29, 2026: 7.99% APRSep 29, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
8.00%
Up to 66 months
View
▼
APR8.00%
TermUp to 66 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2016 & Older

Rate History
No change since Oct 12, 2026 · 8.00% APR
7.50%8.00%8.50%Oct 12, 2026: 8.00% APROct 12, 2026Oct 14, 2026
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
8.24%
3 - 36 months
View
▼
APR8.24%
Term3 - 36 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2017 & older

Rate History
1 change since Sep 17, 2026 · 7.74% → 8.24% ▲ 0.50 pts · high 8.24% / low 7.74%
7.24%7.99%8.74%Sep 17, 2026: 7.74% APROct 5, 2026: 8.24% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20268.24%▲ from 7.74%
  • Sep 17, 20267.74%first recorded
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
8.24%
37 - 48 months
View
▼
APR8.24%
Term37 - 48 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2017 & older

Rate History
1 change since Sep 17, 2026 · 7.74% → 8.24% ▲ 0.50 pts · high 8.24% / low 7.74%
7.24%7.99%8.74%Sep 17, 2026: 7.74% APROct 5, 2026: 8.24% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20268.24%▲ from 7.74%
  • Sep 17, 20267.74%first recorded
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
5605 Hamilton Blvd, Allentown, PA, 18106 9720
Auto Loan
8.29%
72 Months
View
▼
APR8.29%
Term72 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2017 & Older Vehicles

Rate History
1 change since Sep 17, 2026 · 8.04% → 8.29% ▲ 0.25 pts · high 8.29% / low 8.04%
7.54%8.17%8.79%Sep 17, 2026: 8.04% APROct 12, 2026: 8.29% APRSep 17, 2026Oct 14, 2026
  • Oct 12, 20268.29%▲ from 8.04%
  • Sep 17, 20268.04%first recorded
Embassy Bank for the Lehigh Valley
Institution Rating:
A+4.9 ★ Texas Ratio: 0.52%
4148 W Tilghman St, Allentown, PA, 18104
New Auto Loan
8.49%
72 Months
View
▼
APR8.49%
Term72 Months
Last UpdatedOct 7, 2026
Details

Rate History
No change since Sep 29, 2026 · 8.49% APR · checked 4 times
7.99%8.49%8.99%Sep 29, 2026: 8.49% APRSep 29, 2026Oct 14, 2026
Embassy Bank for the Lehigh Valley
Institution Rating:
A+4.9 ★ Texas Ratio: 0.52%
4148 W Tilghman St, Allentown, PA, 18104
Used Auto Loan
8.49%
60 Months
View
▼
APR8.49%
Term60 Months
Last UpdatedOct 7, 2026
Details

Rate History
No change since Sep 29, 2026 · 8.49% APR · checked 4 times
7.99%8.49%8.99%Sep 29, 2026: 8.49% APRSep 29, 2026Oct 14, 2026
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
8.49%
49 - 60 months
View
▼
APR8.49%
Term49 - 60 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2017 & older

Rate History
1 change since Sep 14, 2026 · 7.99% → 8.49% ▲ 0.50 pts · high 8.49% / low 7.99%
7.49%8.24%8.99%Sep 14, 2026: 7.99% APROct 5, 2026: 8.49% APRSep 14, 2026Oct 14, 2026
  • Oct 5, 20268.49%▲ from 7.99%
  • Sep 14, 20267.99%first recorded
Embassy Bank for the Lehigh Valley
Institution Rating:
A+4.9 ★ Texas Ratio: 0.52%
4148 W Tilghman St, Allentown, PA, 18104
Older Used Auto Loan
9.49%
48 Months
View
▼
APR9.49%
Term48 Months
Last UpdatedOct 7, 2026
Details

Rate History
No change since Sep 29, 2026 · 9.49% APR · checked 4 times
8.99%9.49%9.99%Sep 29, 2026: 9.49% APRSep 29, 2026Oct 14, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.54%
740 W Hamilton St, Allentown, PA, 18101
First-Time Auto Loan
10.49%
2022 - 2026
View
▼
APR10.49%
Term2022 - 2026
Last UpdatedSep 29, 2026
Details

Minimum Loan Amount: $2,500.00 - $20,000.00

Rate History
No change since Sep 29, 2026 · 10.49% APR
9.99%10.49%10.99%Sep 29, 2026: 10.49% APRSep 29, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
10.74%
67-75 months
View
▼
APR10.74%
Term67-75 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2016 & Older

Rate History
No change since Oct 12, 2026 · 10.74% APR
10.24%10.74%11.24%Oct 12, 2026: 10.74% APROct 12, 2026Oct 14, 2026
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.54%
740 W Hamilton St, Allentown, PA, 18101
First-Time Auto Loan
10.99%
2018 - 2021
View
▼
APR10.99%
Term2018 - 2021
Last UpdatedSep 29, 2026
Details

Minimum Loan Amount: $2,500.00 - $20,000.00

Rate History
No change since Sep 29, 2026 · 10.99% APR
10.49%10.99%11.49%Sep 29, 2026: 10.99% APRSep 29, 2026Oct 14, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New Auto Loan
2.99%
4 years
View
▼
APR2.99%
Interest Rate2.99%
Term4 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 14, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New Auto Loan
2.99%
3 years
View
▼
APR2.99%
Interest Rate2.99%
Term3 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 14, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New Auto Loan
2.99%
2 years
View
▼
APR2.99%
Interest Rate2.99%
Term2 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 14, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New Auto Loan
2.99%
1 year
View
▼
APR2.99%
Interest Rate2.99%
Term1 year
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 14, 2026
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
Auto Loan
3.00%
Up to 24 Months
View
▼
APR3.00%
TermUp to 24 Months
Last UpdatedOct 13, 2026
Details

As Low As; Maximum Age of Vehicle: N/A; Maximum Mileage: N/A; Maximum LTV: 100%

Rate History
No change since Oct 9, 2026 · 3.00% APR · checked 2 times
2.50%3.00%3.50%Oct 9, 2026: 3.00% APROct 9, 2026Oct 14, 2026
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
Auto Loan
3.00%
Up to 36 months
View
▼
APR3.00%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

As Low As; Maximum Age of Vehicle: 10 Years; Maximum Mileage: N/A; Maximum LTV: 100%

Rate History
No change since Oct 9, 2026 · 3.00% APR · checked 2 times
2.50%3.00%3.50%Oct 9, 2026: 3.00% APROct 9, 2026Oct 14, 2026
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
Auto Loan
3.00%
Up to 48 months
View
▼
APR3.00%
TermUp to 48 months
Last UpdatedOct 13, 2026
Details

As Low As; Maximum Age of Vehicle: 10 Years; Maximum Mileage: 100,000; Maximum LTV: 125%

Rate History
No change since Oct 9, 2026 · 3.00% APR · checked 2 times
2.50%3.00%3.50%Oct 9, 2026: 3.00% APROct 9, 2026Oct 14, 2026
Bradford Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Vehicle Loan
3.00%
Up to 48 Months
View
▼
APR3.00%
TermUp to 48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Loan Type: Vehicles, Personal, Share Secured; .25% discount for Auto Transfer and .25% discount for Active Checking, Christmas Club, or Vacation Account (not for Share Secured Loans)

Rate History
No change since Oct 13, 2026 · 3.00% APR
2.50%3.00%3.50%Oct 13, 2026: 3.00% APROct 13, 2026Oct 14, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
New Autos - Never Titled
3.24%
Up to 40 months
View
▼
APR3.24%
TermUp to 40 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 01/01/2026

Rate History
No change since Sep 12, 2026 · 3.24% APR · checked 7 times
2.74%3.24%3.74%Sep 12, 2026: 3.24% APRSep 12, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Vehicles Loan
3.25%
12 months
View
▼
APR3.25%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.25% - 8.00%.

Rate History
No change since Sep 16, 2026 · 3.25% APR · checked 5 times
2.75%3.25%3.75%Sep 16, 2026: 3.25% APRSep 16, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Vehicles Loan
3.25%
24 months
View
▼
APR3.25%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.25% -8.25%.

Rate History
No change since Sep 16, 2026 · 3.25% APR · checked 5 times
2.75%3.25%3.75%Sep 16, 2026: 3.25% APRSep 16, 2026Oct 14, 2026
Bradford Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Vehicle Loan
3.25%
Up to 60 Months
View
▼
APR3.25%
TermUp to 60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Loan Type: Vehicles, Personal, Share Secured; .25% discount for Auto Transfer and .25% discount for Active Checking, Christmas Club, or Vacation Account (not for Share Secured Loans)

Rate History
No change since Oct 13, 2026 · 3.25% APR
2.75%3.25%3.75%Oct 13, 2026: 3.25% APROct 13, 2026Oct 14, 2026
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New Auto
3.34%
Up to 36 Months
View
▼
APR3.34%
TermUp to 36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Auto & Recreational Loans

Rate History
No change since Sep 14, 2026 · 3.34% APR · checked 7 times
2.84%3.34%3.84%Sep 14, 2026: 3.34% APRSep 14, 2026Oct 14, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
Used Autos - 2026 - 2024
3.49%
Up to 40 Months
View
▼
APR3.49%
TermUp to 40 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026 - 2024

Rate History
No change since Oct 12, 2026 · 3.49% APR
2.99%3.49%3.99%Oct 12, 2026: 3.49% APROct 12, 2026Oct 14, 2026
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Auto Loan
3.49%
0-36 months
View
▼
APR3.49%
Term0-36 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Year: 2024 & newer; Other terms and rates available. Please contact us for more information.

Rate History
1 change since Sep 14, 2026 · 3.25% → 3.49% ▲ 0.24 pts · high 3.49% / low 3.25%
2.75%3.37%3.99%Sep 14, 2026: 3.25% APRSep 25, 2026: 3.49% APRSep 14, 2026Oct 14, 2026
  • Sep 25, 20263.49%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto (1st Owner) - Evergreen Advantage
3.49%
1-36 Months
View
▼
APR3.49%
Term1-36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.49% APR
2.99%3.49%3.99%Oct 13, 2026: 3.49% APROct 13, 2026Oct 14, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto (1st Owner) - Evergreen Advantage
3.49%
37-48 Months
View
▼
APR3.49%
Term37-48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.49% APR
2.99%3.49%3.99%Oct 13, 2026: 3.49% APROct 13, 2026Oct 14, 2026
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Vehicle Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedOct 10, 2026
Details

Published APR range: 3.490% - 8.990%. Zero Down Payment

Rate History
No change since Sep 18, 2026 · 3.49% APR · checked 6 times
2.99%3.49%3.99%Sep 18, 2026: 3.49% APRSep 18, 2026Oct 14, 2026
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Vehicle Loan
3.49%
48 Months
View
▼
APR3.49%
Term48 Months
Last UpdatedOct 10, 2026
Details

Published APR range: 3.490% - 9.240%. Zero Down Payment

Rate History
No change since Sep 18, 2026 · 3.49% APR · checked 6 times
2.99%3.49%3.99%Sep 18, 2026: 3.49% APRSep 18, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Vehicles Loan
3.50%
36 months
View
▼
APR3.50%
Term36 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%.

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
3.50%
12 months
View
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 90% Financed; JD Power Book Price; vehicles 3-4 years old

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
3.50%
12 months
View
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 85% Financed; JD Power Book Price

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (5 Years & Older) Loan
3.50%
12 months
View
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 85% Financed; JD Power Book Price; Vehicles 5 years & older

Rate History
No change since Oct 12, 2026 · 3.50% APR
3.00%3.50%4.00%Oct 12, 2026: 3.50% APROct 12, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
3.50%
12 months
View
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 100% Financed

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 14, 2026
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
New Vehicle Loan
3.50%
36 months
View
▼
APR3.50%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As

Rate History
No change since Sep 18, 2026 · 3.50% APR · checked 7 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APRSep 18, 2026Oct 14, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New Auto Loan
3.50%
5 years
View
▼
APR3.50%
Interest Rate3.50%
Term5 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 14, 2026 · 3.50% APR · checked 9 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APRSep 14, 2026Oct 14, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto (1st Owner) - Evergreen Advantage
3.64%
49-60 Months
View
▼
APR3.64%
Term49-60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.64% APR
3.14%3.64%4.14%Oct 13, 2026: 3.64% APROct 13, 2026Oct 14, 2026
UFCW COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Vehicle Loan
3.70%
Up to 84 months
View
▼
APR3.70%
TermUp to 84 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 14, 2026 · 3.70% APR · checked 7 times
3.20%3.70%4.20%Sep 14, 2026: 3.70% APRSep 14, 2026Oct 14, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
New Autos - Never Titled
3.74%
41-52 months
View
▼
APR3.74%
Term41-52 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 01/01/2026

Rate History
No change since Sep 12, 2026 · 3.74% APR · checked 7 times
3.24%3.74%4.24%Sep 12, 2026: 3.74% APRSep 12, 2026Oct 14, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto (1st Owner) - Evergreen Advantage
3.74%
61-72 Months
View
▼
APR3.74%
Term61-72 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.74% APR
3.24%3.74%4.24%Oct 13, 2026: 3.74% APROct 13, 2026Oct 14, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
Used Auto 2025 - 2020 - Evergreen Advantage
3.74%
1-36 Months
View
▼
APR3.74%
Term1-36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage

Rate History
No change since Oct 13, 2026 · 3.74% APR
3.24%3.74%4.24%Oct 13, 2026: 3.74% APROct 13, 2026Oct 14, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
Used Auto 2025 - 2020 - Evergreen Advantage
3.74%
37-48 Months
View
▼
APR3.74%
Term37-48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage

Rate History
No change since Oct 13, 2026 · 3.74% APR
3.24%3.74%4.24%Oct 13, 2026: 3.74% APROct 13, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Vehicles Loan
3.75%
48 months
View
▼
APR3.75%
Term48 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.75%.

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
3.75%
24 months
View
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 90% Financed; JD Power Book Price; vehicles 3-4 years old

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
3.75%
24 months
View
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 85% Financed; JD Power Book Price

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (5 Years & Older) Loan
3.75%
24 months
View
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 85% Financed; JD Power Book Price; Vehicles 5 years & older

Rate History
No change since Oct 12, 2026 · 3.75% APR
3.25%3.75%4.25%Oct 12, 2026: 3.75% APROct 12, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
3.75%
24 months
View
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 100% Financed

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 14, 2026
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Auto Loan
3.75%
37-48 months
View
▼
APR3.75%
Term37-48 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Year: 2024 & newer; Other terms and rates available. Please contact us for more information.

Rate History
1 change since Sep 14, 2026 · 3.49% → 3.75% ▲ 0.26 pts · high 3.75% / low 3.49%
2.99%3.62%4.25%Sep 14, 2026: 3.49% APRSep 25, 2026: 3.75% APRSep 14, 2026Oct 14, 2026
  • Sep 25, 20263.75%▲ from 3.49%
  • Sep 14, 20263.49%first recorded
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
Vehicle Loans
3.75%
36 Month
View
▼
APR3.75%
Interest Rate3.75%
Term36 Month
Last UpdatedOct 10, 2026
Details

As low as 3.75% with Relationship Rewards

Rate History
No change since Sep 18, 2026 · 3.75% APR · checked 6 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APRSep 18, 2026Oct 14, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto (1st Owner) - Evergreen Advantage
3.84%
73-84 Months
View
▼
APR3.84%
Term73-84 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.84% APR
3.34%3.84%4.34%Oct 13, 2026: 3.84% APROct 13, 2026Oct 14, 2026
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Used Auto
3.84%
Up to 36 Months
View
▼
APR3.84%
TermUp to 36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Auto & Recreational Loans

Rate History
No change since Sep 14, 2026 · 3.84% APR · checked 7 times
3.34%3.84%4.34%Sep 14, 2026: 3.84% APRSep 14, 2026Oct 14, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Auto Loan
3.89%
12-36 Months
View
▼
APR3.89%
Term12-36 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 3.89% APR · checked 4 times
3.39%3.89%4.39%Sep 30, 2026: 3.89% APRSep 30, 2026Oct 14, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Vehicle Loan
3.89%
up to 36 months
View
▼
APR3.89%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 3.89% APR · checked 4 times
3.39%3.89%4.39%Sep 30, 2026: 3.89% APRSep 30, 2026Oct 14, 2026
UFCW LOCAL 23
Institution Rating:
A5.0 ★ Texas Ratio: 9.94%
New Auto 2025-2024
3.90%
6 years
View
▼
APR3.90%
Interest Rate3.90%
Term6 years
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 14, 2026 · 3.90% APR · checked 7 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APRSep 14, 2026Oct 14, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
Used Auto 2025 - 2020 - Evergreen Advantage
3.94%
49-60 Months
View
▼
APR3.94%
Term49-60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage

Rate History
No change since Oct 13, 2026 · 3.94% APR
3.44%3.94%4.44%Oct 13, 2026: 3.94% APROct 13, 2026Oct 14, 2026
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
Auto Loan
3.95%
Up to 84 months
View
▼
APR3.95%
TermUp to 84 months
Last UpdatedOct 13, 2026
Details

As Low As; APR as low as 3.95% applies to model years 2025 and newer with repayment terms of 12 to 36 months; 84 month repayment term is available for model years 2021 and newer; 100% NADA loan value plus cost of acquisition

Rate History
1 change since Sep 17, 2026 · 4.65% → 3.95% ▼ 0.70 pts · high 4.65% / low 3.95%
3.25%4.30%5.35%Sep 17, 2026: 4.65% APROct 13, 2026: 3.95% APRSep 17, 2026Oct 14, 2026
  • Oct 13, 20263.95%▼ from 4.65%
  • Sep 17, 20264.65%first recorded
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
Autos - Model Years 2025 & Newer
3.95%
12 to 36 months
View
▼
APR3.95%
Term12 to 36 months
Last UpdatedOct 13, 2026
Details

As Low As; Displayed rates available to well-qualified applicants

Rate History
1 change since Sep 17, 2026 · 4.65% → 3.95% ▼ 0.70 pts · high 4.65% / low 3.95%
3.25%4.30%5.35%Sep 17, 2026: 4.65% APROct 5, 2026: 3.95% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20263.95%▼ from 4.65%
  • Sep 17, 20264.65%first recorded
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
Autos - Model Years 2025 & Newer
3.95%
48 months
View
▼
APR3.95%
Term48 months
Last UpdatedOct 13, 2026
Details

As Low As; Displayed rates available to well-qualified applicants

Rate History
1 change since Sep 17, 2026 · 4.65% → 3.95% ▼ 0.70 pts · high 4.65% / low 3.95%
3.25%4.30%5.35%Sep 17, 2026: 4.65% APROct 5, 2026: 3.95% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20263.95%▼ from 4.65%
  • Sep 17, 20264.65%first recorded
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
Autos - Model Years 2025 & Newer
3.95%
60 months
View
▼
APR3.95%
Term60 months
Last UpdatedOct 13, 2026
Details

As Low As; Displayed rates available to well-qualified applicants

Rate History
1 change since Sep 17, 2026 · 4.99% → 3.95% ▼ 1.04 pts · high 4.99% / low 3.95%
2.91%4.47%6.03%Sep 17, 2026: 4.99% APROct 5, 2026: 3.95% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20263.95%▼ from 4.99%
  • Sep 17, 20264.99%first recorded
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.00%
Vehicle Loan
3.99%
Up to 48 months
View
▼
APR3.99%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

As Low As; Rate includes a 0.25% discount with Automatic Payment from a GE Credit Union account; Finance 100% of purchase price

Rate History
No change since Oct 12, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 12, 2026: 3.99% APROct 12, 2026Oct 14, 2026
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.00%
Vehicle Loan
3.99%
Up to 60 months
View
▼
APR3.99%
TermUp to 60 months
Last UpdatedOct 12, 2026
Details

As Low As; Rate includes a 0.25% discount with Automatic Payment from a GE Credit Union account; Finance 100% of purchase price

Rate History
No change since Oct 12, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 12, 2026: 3.99% APROct 12, 2026Oct 14, 2026
Stanwood Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
New Auto
3.99%
36 Months
View
▼
APR3.99%
Interest Rate3.99%
Term36 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 16, 2026 · 3.99% APR · checked 5 times
3.49%3.99%4.49%Sep 16, 2026: 3.99% APRSep 16, 2026Oct 14, 2026
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
New Auto Loans - Model Years 2024-2026
3.99%
up to 60 months
View
▼
APR3.99%
Termup to 60 months
Last UpdatedOct 13, 2026
Details

Model Years 2024-2026; lowest possible APR with qualification

Rate History
No change since Oct 13, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 13, 2026: 3.99% APROct 13, 2026Oct 14, 2026
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicles - 5 Years Loan
3.99%
5 Years
View
▼
APR3.99%
Term5 Years
Last UpdatedOct 13, 2026
Details

As Low As; New Vehicles

Rate History
No change since Sep 14, 2026 · 3.99% APR · checked 9 times
3.49%3.99%4.49%Sep 14, 2026: 3.99% APRSep 14, 2026Oct 14, 2026
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
New Auto Loan
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

As Low As; NEW Auto Loan Rates

Rate History
1 change since Sep 14, 2026 · 4.40% → 3.99% ▼ 0.41 pts · high 4.40% / low 3.99%
3.49%4.20%4.90%Sep 14, 2026: 4.40% APROct 5, 2026: 3.99% APRSep 14, 2026Oct 14, 2026
  • Oct 5, 20263.99%▼ from 4.40%
  • Sep 14, 20264.40%first recorded
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Used Auto Loan
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

As Low As; USED Auto Loan Rates

Rate History
1 change since Sep 14, 2026 · 4.99% → 3.99% ▼ 1.00 pts · high 4.99% / low 3.99%
2.99%4.49%5.99%Sep 14, 2026: 4.99% APROct 5, 2026: 3.99% APRSep 14, 2026Oct 14, 2026
  • Oct 5, 20263.99%▼ from 4.99%
  • Sep 14, 20264.99%first recorded
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
Used Auto Loans
3.99%
4 years
View
▼
APR3.99%
Interest Rate3.99%
Term4 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates 0.25% higher without automatic payment from PSFCU Checking Account

Rate History
No change since Sep 17, 2026 · 3.99% APR · checked 8 times
3.49%3.99%4.49%Sep 17, 2026: 3.99% APRSep 17, 2026Oct 14, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
Used Auto Loans
3.99%
3 years
View
▼
APR3.99%
Interest Rate3.99%
Term3 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates 0.25% higher without automatic payment from PSFCU Checking Account

Rate History
No change since Sep 17, 2026 · 3.99% APR · checked 8 times
3.49%3.99%4.49%Sep 17, 2026: 3.99% APRSep 17, 2026Oct 14, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
Used Auto Loans
3.99%
2 years
View
▼
APR3.99%
Interest Rate3.99%
Term2 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates 0.25% higher without automatic payment from PSFCU Checking Account

Rate History
No change since Sep 17, 2026 · 3.99% APR · checked 8 times
3.49%3.99%4.49%Sep 17, 2026: 3.99% APRSep 17, 2026Oct 14, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
Used Auto Loans
3.99%
1 year
View
▼
APR3.99%
Interest Rate3.99%
Term1 year
Last UpdatedOct 13, 2026
Details

As Low As; Rates 0.25% higher without automatic payment from PSFCU Checking Account

Rate History
No change since Sep 17, 2026 · 3.99% APR · checked 8 times
3.49%3.99%4.49%Sep 17, 2026: 3.99% APRSep 17, 2026Oct 14, 2026
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Auto Loans - PROMO: MORE HOLIDAY JOY. LESS HOLIDAY STRESS. - New Vehicles
3.99%
Up to 72 months
View
▼
APR3.99%
Interest Rate3.99%
TermUp to 72 months
Last UpdatedOct 13, 2026
Details

As Low As; 3.99% for up to 72 months on new vehicles; New Vehicle is defined as 2026-2027 AND never been titled; *APR=Annual Percentage Rate

Rate History
No change since Oct 13, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 13, 2026: 3.99% APROct 13, 2026Oct 14, 2026
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Vehicles Promo
3.99%
Up to 72 months
View
▼
APR3.99%
Interest Rate3.99%
TermUp to 72 months
Last UpdatedOct 13, 2026
Details

As Low As; PROMO: MORE HOLIDAY JOY. LESS HOLIDAY STRESS.; NEW, UP TO 72 MONTHS; *APR=Annual Percentage Rate; 3.99% for up to 72 months on new vehicles (New Vehicle defined as 2026-2027 and never titled)

Rate History
No change since Oct 13, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 13, 2026: 3.99% APROct 13, 2026Oct 14, 2026
Hidden River Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Vehicle Minimum Loan Amount
3.99%
24 months
View
▼
APR3.99%
Term24 months
Last UpdatedOct 13, 2026
Details

$5,000; As Low As; New; Daily Periodic Rate: 0.01093%

Rate History
No change since Oct 13, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 13, 2026: 3.99% APROct 13, 2026Oct 14, 2026
Hidden River Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Vehicle Minimum Loan Amount
3.99%
36 months
View
▼
APR3.99%
Term36 months
Last UpdatedOct 13, 2026
Details

$5,000; As Low As; New; Daily Periodic Rate: 0.01093%

Rate History
No change since Oct 13, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 13, 2026: 3.99% APROct 13, 2026Oct 14, 2026
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
New or Used Vehicles Loan
3.99%
up to 36 months
View
▼
APR3.99%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

As Low As; Auto Pay Discount: 3.89%

Rate History
No change since Sep 14, 2026 · 3.99% APR · checked 7 times
3.49%3.99%4.49%Sep 14, 2026: 3.99% APRSep 14, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Vehicles Loan
4.00%
60 months
View
▼
APR4.00%
Term60 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.00% - 10.75%.

Rate History
No change since Sep 16, 2026 · 4.00% APR · checked 5 times
3.50%4.00%4.50%Sep 16, 2026: 4.00% APRSep 16, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.00% - 10.00%. 90% Financed; JD Power Book Price; vehicles 3-4 years old

Rate History
No change since Sep 16, 2026 · 4.00% APR · checked 5 times
3.50%4.00%4.50%Sep 16, 2026: 4.00% APRSep 16, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.00% - 10.00%. 85% Financed; JD Power Book Price

Rate History
No change since Sep 16, 2026 · 4.00% APR · checked 5 times
3.50%4.00%4.50%Sep 16, 2026: 4.00% APRSep 16, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (5 Years & Older) Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.00% - 10.00%. 85% Financed; JD Power Book Price; Vehicles 5 years & older

Rate History
No change since Oct 12, 2026 · 4.00% APR
3.50%4.00%4.50%Oct 12, 2026: 4.00% APROct 12, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.00% - 10.00%. 100% Financed

Rate History
No change since Sep 16, 2026 · 4.00% APR · checked 5 times
3.50%4.00%4.50%Sep 16, 2026: 4.00% APRSep 16, 2026Oct 14, 2026
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Vehicle (2026, 2025) Loan
4.00%
48 months
View
▼
APR4.00%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026, 2025 New; Lower rate for 48 & 60 month terms only offered for New Vehicles with A+, A, & B scores

Rate History
No change since Sep 25, 2026 · 4.00% APR · checked 3 times
3.50%4.00%4.50%Sep 25, 2026: 4.00% APRSep 25, 2026Oct 14, 2026
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
New Vehicle Loan
4.00%
48 months
View
▼
APR4.00%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 7 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 14, 2026
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
Auto Loan
4.00%
Up to 60 months
View
▼
APR4.00%
TermUp to 60 months
Last UpdatedOct 13, 2026
Details

As Low As; Maximum Age of Vehicle: 10 Years; Maximum Mileage: 150,000; Maximum LTV: 125%

Rate History
No change since Oct 9, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Oct 9, 2026: 4.00% APROct 9, 2026Oct 14, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
New/Used Vehicles Loan
4.00%
24 months
View
▼
APR4.00%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 14, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
New/Used Vehicles Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 14, 2026
Bradford Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Vehicle Loan
4.00%
Up to 72 Months
View
▼
APR4.00%
TermUp to 72 Months
Last UpdatedOct 13, 2026
Details

As Low As; Loan Type: Vehicles, Personal, Share Secured; .25% discount for Auto Transfer and .25% discount for Active Checking, Christmas Club, or Vacation Account (not for Share Secured Loans)

Rate History
No change since Oct 13, 2026 · 4.00% APR
3.50%4.00%4.50%Oct 13, 2026: 4.00% APROct 13, 2026Oct 14, 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
New / Used Vehicles
4.00%
48 months
View
▼
APR4.00%
Interest Rate4.00%
Term48 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-14.05%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 17, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 17, 2026Oct 14, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 17, 20263.75%first recorded
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
New / Used Vehicles
4.00%
36 months
View
▼
APR4.00%
Interest Rate4.00%
Term36 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-13.00%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 17, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 17, 2026Oct 14, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 17, 20263.75%first recorded
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
New Vehicles
4.00%
up to 84 Months
View
▼
APR4.00%
Interest Rate4.00%
Termup to 84 Months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-10.45%. Maximum Amount to Borrow: $150,000.00

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 14, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 14, 20263.75%first recorded

Allentown New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
View
▼
APR2.99%
TermUp to 36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 6 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 14, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.00%
Up to 36 months
View
▼
APR4.00%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.00 - 6.00%.

Rate History
No change since Sep 14, 2026 · 4.00% APR · checked 7 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APRSep 14, 2026Oct 14, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.25%
Up to 36 months
View
▼
APR4.25%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.25 - 6.25%. 80-90% NADA retail

Rate History
No change since Sep 14, 2026 · 4.25% APR · checked 7 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APRSep 14, 2026Oct 14, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.50%
Up to 60 months
View
▼
APR4.50%
TermUp to 60 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.50 - 6.50%. 100% MSRP

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 14, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.50%
48 - 60 months
View
▼
APR4.50%
Term48 - 60 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.50 - 6.50%. 80-90% NADA retail

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
New Auto Loan
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Loan amount up to $125,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 22, 2026 · 4.69% APR · checked 4 times
4.19%4.69%5.19%Sep 22, 2026: 4.69% APRSep 22, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
New Auto Loan
4.69%
48 Months
View
▼
APR4.69%
Term48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Loan amount up to $125,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 22, 2026 · 4.69% APR · checked 4 times
4.19%4.69%5.19%Sep 22, 2026: 4.69% APRSep 22, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
New Auto Loan
4.69%
60 Months
View
▼
APR4.69%
Term60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Loan amount up to $125,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 22, 2026 · 4.69% APR · checked 4 times
4.19%4.69%5.19%Sep 22, 2026: 4.69% APRSep 22, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.85%
Up to 48 Months
View
▼
APR4.85%
TermUp to 48 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
1 change since Sep 17, 2026 · 3.80% → 4.85% ▲ 1.05 pts · high 4.85% / low 3.80%
2.75%4.32%5.90%Sep 17, 2026: 3.80% APROct 2, 2026: 4.85% APRSep 17, 2026Oct 14, 2026
  • Oct 2, 20264.85%▲ from 3.80%
  • Sep 17, 20263.80%first recorded
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.99%
Up to 72 months
View
▼
APR4.99%
TermUp to 72 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.99 - 6.99%. 100% MSRP

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 14, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.99%
Up to 72 months
View
▼
APR4.99%
TermUp to 72 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.99 - 6.99%. 80-90% NADA retail

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
New Auto Loan
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedOct 13, 2026
Details

As Low As; Loan amount up to $125,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 5 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 14, 2026
Allentown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1325 Oxford Dr, Allentown, PA, 18103
New/Used vehicle purchase Loan
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
5.00%
Up to 60 Months
View
▼
APR5.00%
TermUp to 60 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
1 change since Sep 17, 2026 · 4.05% → 5.00% ▲ 0.95 pts · high 5.00% / low 4.05%
3.10%4.53%5.95%Sep 17, 2026: 4.05% APROct 2, 2026: 5.00% APRSep 17, 2026Oct 14, 2026
  • Oct 2, 20265.00%▲ from 4.05%
  • Sep 17, 20264.05%first recorded
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
New Auto Loan
5.19%
84 Months
View
▼
APR5.19%
Term84 Months
Last UpdatedOct 13, 2026
Details

As Low As; Loan amount up to $125,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 14, 2026 · 5.19% APR · checked 5 times
4.69%5.19%5.69%Sep 14, 2026: 5.19% APRSep 14, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
5.25%
Up to 72 Months
View
▼
APR5.25%
TermUp to 72 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: 2020 or Newer**

Rate History
2 changes since Sep 17, 2026 · 4.55% → 5.25% ▲ 0.70 pts · high 5.50% / low 4.55%
3.60%5.03%6.45%Sep 17, 2026: 4.55% APROct 2, 2026: 5.50% APROct 4, 2026: 5.25% APRSep 17, 2026Oct 14, 2026
  • Oct 4, 20265.25%▼ from 5.50%
  • Oct 2, 20265.50%▲ from 4.55%
  • Sep 17, 20264.55%first recorded
Allentown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1325 Oxford Dr, Allentown, PA, 18103
New/Used vehicle purchase Loan
5.25%
48 months
View
▼
APR5.25%
Term48 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 18, 2026 · 5.25% APR · checked 6 times
4.75%5.25%5.75%Sep 18, 2026: 5.25% APRSep 18, 2026Oct 14, 2026
Allentown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1325 Oxford Dr, Allentown, PA, 18103
New/Used vehicle purchase Loan
5.25%
60 months
View
▼
APR5.25%
Term60 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 18, 2026 · 5.25% APR · checked 6 times
4.75%5.25%5.75%Sep 18, 2026: 5.25% APRSep 18, 2026Oct 14, 2026
Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
3300 Lehigh St, Allentown, PA, 18103
New car (dealer) Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedOct 7, 2026
Details

As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.

Rate History
1 change since Sep 18, 2026 · 5.39% → 5.49% ▲ 0.10 pts · high 5.49% / low 5.39%
4.89%5.44%5.99%Sep 18, 2026: 5.39% APRSep 27, 2026: 5.49% APRSep 18, 2026Oct 14, 2026
  • Sep 27, 20265.49%▲ from 5.39%
  • Sep 18, 20265.39%first recorded
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
New Auto Loan
5.49%
3 - 36 months
View
▼
APR5.49%
Term3 - 36 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2025 - 2027

Rate History
1 change since Sep 17, 2026 · 4.99% → 5.49% ▲ 0.50 pts · high 5.49% / low 4.99%
4.49%5.24%5.99%Sep 17, 2026: 4.99% APROct 5, 2026: 5.49% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20265.49%▲ from 4.99%
  • Sep 17, 20264.99%first recorded
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
New Auto Loan
5.49%
37 - 48 months
View
▼
APR5.49%
Term37 - 48 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2025 - 2027

Rate History
1 change since Sep 17, 2026 · 4.99% → 5.49% ▲ 0.50 pts · high 5.49% / low 4.99%
4.49%5.24%5.99%Sep 17, 2026: 4.99% APROct 5, 2026: 5.49% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20265.49%▲ from 4.99%
  • Sep 17, 20264.99%first recorded
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
New Auto Loan
5.49%
49 - 60 months
View
▼
APR5.49%
Term49 - 60 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2025 - 2027

Rate History
1 change since Sep 17, 2026 · 4.99% → 5.49% ▲ 0.50 pts · high 5.49% / low 4.99%
4.49%5.24%5.99%Sep 17, 2026: 4.99% APROct 5, 2026: 5.49% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20265.49%▲ from 4.99%
  • Sep 17, 20264.99%first recorded
Allentown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1325 Oxford Dr, Allentown, PA, 18103
New/Used vehicle purchase Loan
5.50%
72 months
View
▼
APR5.50%
Term72 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 7 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
New Auto Loan
5.69%
120 Months
View
▼
APR5.69%
Term120 Months
Last UpdatedOct 13, 2026
Details

As Low As; Loan amount up to $125,000; 120 month term only for auto loans over $75,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 14, 2026 · 5.69% APR · checked 5 times
5.19%5.69%6.19%Sep 14, 2026: 5.69% APRSep 14, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
5.74%
Up to 66 months
View
▼
APR5.74%
TermUp to 66 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026 - 2023

Rate History
No change since Oct 12, 2026 · 5.74% APR
5.24%5.74%6.24%Oct 12, 2026: 5.74% APROct 12, 2026Oct 14, 2026
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
New Auto Loan
5.74%
61 - 66 months
View
▼
APR5.74%
Term61 - 66 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2025 - 2027

Rate History
1 change since Sep 17, 2026 · 5.24% → 5.74% ▲ 0.50 pts · high 5.74% / low 5.24%
4.74%5.49%6.24%Sep 17, 2026: 5.24% APROct 5, 2026: 5.74% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20265.74%▲ from 5.24%
  • Sep 17, 20265.24%first recorded
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
New Auto Loan
5.99%
67 - 75 months
View
▼
APR5.99%
Term67 - 75 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2025 - 2027

Rate History
1 change since Sep 17, 2026 · 5.24% → 5.99% ▲ 0.75 pts · high 5.99% / low 5.24%
4.49%5.62%6.74%Sep 17, 2026: 5.24% APROct 5, 2026: 5.99% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20265.99%▲ from 5.24%
  • Sep 17, 20265.24%first recorded
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
6.00%
Up to 84 Months
View
▼
APR6.00%
TermUp to 84 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: 2022 or Newer

Rate History
1 change since Sep 17, 2026 · 5.05% → 6.00% ▲ 0.95 pts · high 6.00% / low 5.05%
4.10%5.53%6.95%Sep 17, 2026: 5.05% APROct 2, 2026: 6.00% APRSep 17, 2026Oct 14, 2026
  • Oct 2, 20266.00%▲ from 5.05%
  • Sep 17, 20265.05%first recorded
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
6.00%
Up to 66 months
View
▼
APR6.00%
TermUp to 66 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2022 - 2020

Rate History
No change since Oct 12, 2026 · 6.00% APR
5.50%6.00%6.50%Oct 12, 2026: 6.00% APROct 12, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA, 18104
New Car Loans - Model Year 2026-2025
6.04%
Up to 63 Months
View
▼
APR6.04%
Interest Rate5.84%
TermUp to 63 Months
Last UpdatedOct 7, 2026
Details

Model Year 2026-2025

Rate History
No change since Oct 7, 2026 · 6.04% APR · checked 2 times
5.54%6.04%6.54%Oct 7, 2026: 6.04% APROct 7, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
6.14%
67-75 months
View
▼
APR6.14%
Term67-75 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026 - 2023

Rate History
No change since Oct 12, 2026 · 6.14% APR
5.64%6.14%6.64%Oct 12, 2026: 6.14% APROct 12, 2026Oct 14, 2026
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
107 N 7th Street, Allentown, PA, 18101
New car purchase Loan
6.24%
60 months
View
▼
APR6.24%
Term60 months
Last UpdatedOct 7, 2026
Details

Rate History
3 changes since Sep 14, 2026 · 5.94% → 6.24% ▲ 0.30 pts · high 6.24% / low 5.94%
5.44%6.09%6.74%Sep 14, 2026: 5.94% APRSep 18, 2026: 6.04% APRSep 27, 2026: 6.14% APROct 2, 2026: 6.24% APRSep 14, 2026Oct 14, 2026
  • Oct 2, 20266.24%▲ from 6.14%
  • Sep 27, 20266.14%▲ from 6.04%
  • Sep 18, 20266.04%▲ from 5.94%
  • Sep 14, 20265.94%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
107 N 7th Street, Allentown, PA, 18101
New car rate Loan
6.24%
60 months
View
▼
APR6.24%
Term60 months
Last UpdatedOct 7, 2026
Details

For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Purchase of a new car would have a 6.24% APR for 60 months, monthly payment of $875.01 for $45,000 financing, down payment of $0

Rate History
3 changes since Sep 14, 2026 · 5.94% → 6.24% ▲ 0.30 pts · high 6.24% / low 5.94%
5.44%6.09%6.74%Sep 14, 2026: 5.94% APRSep 18, 2026: 6.04% APRSep 27, 2026: 6.14% APROct 2, 2026: 6.24% APRSep 14, 2026Oct 14, 2026
  • Oct 2, 20266.24%▲ from 6.14%
  • Sep 27, 20266.14%▲ from 6.04%
  • Sep 18, 20266.04%▲ from 5.94%
  • Sep 14, 20265.94%first recorded
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
6.24%
67-75 months
View
▼
APR6.24%
Term67-75 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2022 - 2020

Rate History
No change since Oct 12, 2026 · 6.24% APR
5.74%6.24%6.74%Oct 12, 2026: 6.24% APROct 12, 2026Oct 14, 2026
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
New Auto Loan
6.24%
76 - 84 months
View
▼
APR6.24%
Term76 - 84 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2025 - 2027

Rate History
1 change since Sep 14, 2026 · 5.74% → 6.24% ▲ 0.50 pts · high 6.24% / low 5.74%
5.24%5.99%6.74%Sep 14, 2026: 5.74% APROct 5, 2026: 6.24% APRSep 14, 2026Oct 14, 2026
  • Oct 5, 20266.24%▲ from 5.74%
  • Sep 14, 20265.74%first recorded
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA, 18104
New Car Loans - Model Year 2026-2025
6.26%
64-75 Months
View
▼
APR6.26%
Interest Rate6.09%
Term64-75 Months
Last UpdatedOct 7, 2026
Details

Model Year 2026-2025

Rate History
No change since Oct 7, 2026 · 6.26% APR · checked 2 times
5.76%6.26%6.76%Oct 7, 2026: 6.26% APROct 7, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
6.44%
Up to 66 months
View
▼
APR6.44%
TermUp to 66 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2019 - 2017

Rate History
No change since Oct 12, 2026 · 6.44% APR
5.94%6.44%6.94%Oct 12, 2026: 6.44% APROct 12, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
6.64%
76-84 months
View
▼
APR6.64%
Term76-84 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026 - 2023

Rate History
No change since Oct 12, 2026 · 6.64% APR
6.14%6.64%7.14%Oct 12, 2026: 6.64% APROct 12, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
6.74%
76-84 months
View
▼
APR6.74%
Term76-84 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2022 - 2020

Rate History
No change since Oct 12, 2026 · 6.74% APR
6.24%6.74%7.24%Oct 12, 2026: 6.74% APROct 12, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA, 18104
New Car Loans - Model Year 2026-2025
6.74%
76-84 Months
View
▼
APR6.74%
Interest Rate6.59%
Term76-84 Months
Last UpdatedOct 7, 2026
Details

Model Year 2026-2025

Rate History
No change since Oct 7, 2026 · 6.74% APR · checked 2 times
6.24%6.74%7.24%Oct 7, 2026: 6.74% APROct 7, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
6.84%
67-75 months
View
▼
APR6.84%
Term67-75 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2019 - 2017

Rate History
No change since Oct 12, 2026 · 6.84% APR
6.34%6.84%7.34%Oct 12, 2026: 6.84% APROct 12, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
7.24%
76-84 months
View
▼
APR7.24%
Term76-84 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2019 - 2017

Rate History
No change since Oct 12, 2026 · 7.24% APR
6.74%7.24%7.74%Oct 12, 2026: 7.24% APROct 12, 2026Oct 14, 2026
Embassy Bank for the Lehigh Valley
Institution Rating:
A+4.9 ★ Texas Ratio: 0.52%
4148 W Tilghman St, Allentown, PA, 18104
New Auto Loan
7.99%
60 Months
View
▼
APR7.99%
Term60 Months
Last UpdatedOct 7, 2026
Details

Rate History
No change since Sep 29, 2026 · 7.99% APR · checked 4 times
7.49%7.99%8.49%Sep 29, 2026: 7.99% APRSep 29, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
8.00%
Up to 66 months
View
▼
APR8.00%
TermUp to 66 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2016 & Older

Rate History
No change since Oct 12, 2026 · 8.00% APR
7.50%8.00%8.50%Oct 12, 2026: 8.00% APROct 12, 2026Oct 14, 2026
Embassy Bank for the Lehigh Valley
Institution Rating:
A+4.9 ★ Texas Ratio: 0.52%
4148 W Tilghman St, Allentown, PA, 18104
New Auto Loan
8.49%
72 Months
View
▼
APR8.49%
Term72 Months
Last UpdatedOct 7, 2026
Details

Rate History
No change since Sep 29, 2026 · 8.49% APR · checked 4 times
7.99%8.49%8.99%Sep 29, 2026: 8.49% APRSep 29, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
10.74%
67-75 months
View
▼
APR10.74%
Term67-75 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2016 & Older

Rate History
No change since Oct 12, 2026 · 10.74% APR
10.24%10.74%11.24%Oct 12, 2026: 10.74% APROct 12, 2026Oct 14, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New Auto Loan
2.99%
4 years
View
▼
APR2.99%
Interest Rate2.99%
Term4 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 14, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New Auto Loan
2.99%
3 years
View
▼
APR2.99%
Interest Rate2.99%
Term3 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 14, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New Auto Loan
2.99%
2 years
View
▼
APR2.99%
Interest Rate2.99%
Term2 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 14, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New Auto Loan
2.99%
1 year
View
▼
APR2.99%
Interest Rate2.99%
Term1 year
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 14, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
New Autos - Never Titled
3.24%
Up to 40 months
View
▼
APR3.24%
TermUp to 40 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 01/01/2026

Rate History
No change since Sep 12, 2026 · 3.24% APR · checked 7 times
2.74%3.24%3.74%Sep 12, 2026: 3.24% APRSep 12, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Vehicles Loan
3.25%
12 months
View
▼
APR3.25%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.25% - 8.00%.

Rate History
No change since Sep 16, 2026 · 3.25% APR · checked 5 times
2.75%3.25%3.75%Sep 16, 2026: 3.25% APRSep 16, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Vehicles Loan
3.25%
24 months
View
▼
APR3.25%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.25% -8.25%.

Rate History
No change since Sep 16, 2026 · 3.25% APR · checked 5 times
2.75%3.25%3.75%Sep 16, 2026: 3.25% APRSep 16, 2026Oct 14, 2026
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New Auto
3.34%
Up to 36 Months
View
▼
APR3.34%
TermUp to 36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Auto & Recreational Loans

Rate History
No change since Sep 14, 2026 · 3.34% APR · checked 7 times
2.84%3.34%3.84%Sep 14, 2026: 3.34% APRSep 14, 2026Oct 14, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto (1st Owner) - Evergreen Advantage
3.49%
1-36 Months
View
▼
APR3.49%
Term1-36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.49% APR
2.99%3.49%3.99%Oct 13, 2026: 3.49% APROct 13, 2026Oct 14, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto (1st Owner) - Evergreen Advantage
3.49%
37-48 Months
View
▼
APR3.49%
Term37-48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.49% APR
2.99%3.49%3.99%Oct 13, 2026: 3.49% APROct 13, 2026Oct 14, 2026
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Vehicle Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedOct 10, 2026
Details

Published APR range: 3.490% - 8.990%. Zero Down Payment

Rate History
No change since Sep 18, 2026 · 3.49% APR · checked 6 times
2.99%3.49%3.99%Sep 18, 2026: 3.49% APRSep 18, 2026Oct 14, 2026
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New Vehicle Loan
3.49%
48 Months
View
▼
APR3.49%
Term48 Months
Last UpdatedOct 10, 2026
Details

Published APR range: 3.490% - 9.240%. Zero Down Payment

Rate History
No change since Sep 18, 2026 · 3.49% APR · checked 6 times
2.99%3.49%3.99%Sep 18, 2026: 3.49% APRSep 18, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Vehicles Loan
3.50%
36 months
View
▼
APR3.50%
Term36 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%.

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 14, 2026
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
New Vehicle Loan
3.50%
36 months
View
▼
APR3.50%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As

Rate History
No change since Sep 18, 2026 · 3.50% APR · checked 7 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APRSep 18, 2026Oct 14, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
New Auto Loan
3.50%
5 years
View
▼
APR3.50%
Interest Rate3.50%
Term5 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 14, 2026 · 3.50% APR · checked 9 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APRSep 14, 2026Oct 14, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto (1st Owner) - Evergreen Advantage
3.64%
49-60 Months
View
▼
APR3.64%
Term49-60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.64% APR
3.14%3.64%4.14%Oct 13, 2026: 3.64% APROct 13, 2026Oct 14, 2026
UFCW COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Vehicle Loan
3.70%
Up to 84 months
View
▼
APR3.70%
TermUp to 84 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 14, 2026 · 3.70% APR · checked 7 times
3.20%3.70%4.20%Sep 14, 2026: 3.70% APRSep 14, 2026Oct 14, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
New Autos - Never Titled
3.74%
41-52 months
View
▼
APR3.74%
Term41-52 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 01/01/2026

Rate History
No change since Sep 12, 2026 · 3.74% APR · checked 7 times
3.24%3.74%4.24%Sep 12, 2026: 3.74% APRSep 12, 2026Oct 14, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto (1st Owner) - Evergreen Advantage
3.74%
61-72 Months
View
▼
APR3.74%
Term61-72 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.74% APR
3.24%3.74%4.24%Oct 13, 2026: 3.74% APROct 13, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Vehicles Loan
3.75%
48 months
View
▼
APR3.75%
Term48 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.75%.

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 14, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
New Auto (1st Owner) - Evergreen Advantage
3.84%
73-84 Months
View
▼
APR3.84%
Term73-84 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.84% APR
3.34%3.84%4.34%Oct 13, 2026: 3.84% APROct 13, 2026Oct 14, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Auto Loan
3.89%
12-36 Months
View
▼
APR3.89%
Term12-36 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 3.89% APR · checked 4 times
3.39%3.89%4.39%Sep 30, 2026: 3.89% APRSep 30, 2026Oct 14, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
New Vehicle Loan
3.89%
up to 36 months
View
▼
APR3.89%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 3.89% APR · checked 4 times
3.39%3.89%4.39%Sep 30, 2026: 3.89% APRSep 30, 2026Oct 14, 2026
UFCW LOCAL 23
Institution Rating:
A5.0 ★ Texas Ratio: 9.94%
New Auto 2025-2024
3.90%
6 years
View
▼
APR3.90%
Interest Rate3.90%
Term6 years
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 14, 2026 · 3.90% APR · checked 7 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APRSep 14, 2026Oct 14, 2026
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
Autos - Model Years 2025 & Newer
3.95%
12 to 36 months
View
▼
APR3.95%
Term12 to 36 months
Last UpdatedOct 13, 2026
Details

As Low As; Displayed rates available to well-qualified applicants

Rate History
1 change since Sep 17, 2026 · 4.65% → 3.95% ▼ 0.70 pts · high 4.65% / low 3.95%
3.25%4.30%5.35%Sep 17, 2026: 4.65% APROct 5, 2026: 3.95% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20263.95%▼ from 4.65%
  • Sep 17, 20264.65%first recorded
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
Autos - Model Years 2025 & Newer
3.95%
48 months
View
▼
APR3.95%
Term48 months
Last UpdatedOct 13, 2026
Details

As Low As; Displayed rates available to well-qualified applicants

Rate History
1 change since Sep 17, 2026 · 4.65% → 3.95% ▼ 0.70 pts · high 4.65% / low 3.95%
3.25%4.30%5.35%Sep 17, 2026: 4.65% APROct 5, 2026: 3.95% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20263.95%▼ from 4.65%
  • Sep 17, 20264.65%first recorded
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
Autos - Model Years 2025 & Newer
3.95%
60 months
View
▼
APR3.95%
Term60 months
Last UpdatedOct 13, 2026
Details

As Low As; Displayed rates available to well-qualified applicants

Rate History
1 change since Sep 17, 2026 · 4.99% → 3.95% ▼ 1.04 pts · high 4.99% / low 3.95%
2.91%4.47%6.03%Sep 17, 2026: 4.99% APROct 5, 2026: 3.95% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20263.95%▼ from 4.99%
  • Sep 17, 20264.99%first recorded
Stanwood Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
New Auto
3.99%
36 Months
View
▼
APR3.99%
Interest Rate3.99%
Term36 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 16, 2026 · 3.99% APR · checked 5 times
3.49%3.99%4.49%Sep 16, 2026: 3.99% APRSep 16, 2026Oct 14, 2026
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
New Auto Loans - Model Years 2024-2026
3.99%
up to 60 months
View
▼
APR3.99%
Termup to 60 months
Last UpdatedOct 13, 2026
Details

Model Years 2024-2026; lowest possible APR with qualification

Rate History
No change since Oct 13, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 13, 2026: 3.99% APROct 13, 2026Oct 14, 2026
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicles - 5 Years Loan
3.99%
5 Years
View
▼
APR3.99%
Term5 Years
Last UpdatedOct 13, 2026
Details

As Low As; New Vehicles

Rate History
No change since Sep 14, 2026 · 3.99% APR · checked 9 times
3.49%3.99%4.49%Sep 14, 2026: 3.99% APRSep 14, 2026Oct 14, 2026
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
New Auto Loan
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

As Low As; NEW Auto Loan Rates

Rate History
1 change since Sep 14, 2026 · 4.40% → 3.99% ▼ 0.41 pts · high 4.40% / low 3.99%
3.49%4.20%4.90%Sep 14, 2026: 4.40% APROct 5, 2026: 3.99% APRSep 14, 2026Oct 14, 2026
  • Oct 5, 20263.99%▼ from 4.40%
  • Sep 14, 20264.40%first recorded
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Auto Loans - PROMO: MORE HOLIDAY JOY. LESS HOLIDAY STRESS. - New Vehicles
3.99%
Up to 72 months
View
▼
APR3.99%
Interest Rate3.99%
TermUp to 72 months
Last UpdatedOct 13, 2026
Details

As Low As; 3.99% for up to 72 months on new vehicles; New Vehicle is defined as 2026-2027 AND never been titled; *APR=Annual Percentage Rate

Rate History
No change since Oct 13, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 13, 2026: 3.99% APROct 13, 2026Oct 14, 2026
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Vehicles Promo
3.99%
Up to 72 months
View
▼
APR3.99%
Interest Rate3.99%
TermUp to 72 months
Last UpdatedOct 13, 2026
Details

As Low As; PROMO: MORE HOLIDAY JOY. LESS HOLIDAY STRESS.; NEW, UP TO 72 MONTHS; *APR=Annual Percentage Rate; 3.99% for up to 72 months on new vehicles (New Vehicle defined as 2026-2027 and never titled)

Rate History
No change since Oct 13, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 13, 2026: 3.99% APROct 13, 2026Oct 14, 2026
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
New or Used Vehicles Loan
3.99%
up to 36 months
View
▼
APR3.99%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

As Low As; Auto Pay Discount: 3.89%

Rate History
No change since Sep 14, 2026 · 3.99% APR · checked 7 times
3.49%3.99%4.49%Sep 14, 2026: 3.99% APRSep 14, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
New Vehicles Loan
4.00%
60 months
View
▼
APR4.00%
Term60 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.00% - 10.75%.

Rate History
No change since Sep 16, 2026 · 4.00% APR · checked 5 times
3.50%4.00%4.50%Sep 16, 2026: 4.00% APRSep 16, 2026Oct 14, 2026
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Vehicle (2026, 2025) Loan
4.00%
48 months
View
▼
APR4.00%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026, 2025 New; Lower rate for 48 & 60 month terms only offered for New Vehicles with A+, A, & B scores

Rate History
No change since Sep 25, 2026 · 4.00% APR · checked 3 times
3.50%4.00%4.50%Sep 25, 2026: 4.00% APRSep 25, 2026Oct 14, 2026
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
New Vehicle Loan
4.00%
48 months
View
▼
APR4.00%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 7 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 14, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
New/Used Vehicles Loan
4.00%
24 months
View
▼
APR4.00%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 14, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
New/Used Vehicles Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 14, 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
New / Used Vehicles
4.00%
48 months
View
▼
APR4.00%
Interest Rate4.00%
Term48 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-14.05%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 17, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 17, 2026Oct 14, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 17, 20263.75%first recorded
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
New / Used Vehicles
4.00%
36 months
View
▼
APR4.00%
Interest Rate4.00%
Term36 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-13.00%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 17, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 17, 2026Oct 14, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 17, 20263.75%first recorded
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
New Vehicles
4.00%
up to 84 Months
View
▼
APR4.00%
Interest Rate4.00%
Termup to 84 Months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-10.45%. Maximum Amount to Borrow: $150,000.00

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 14, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 14, 20263.75%first recorded

Allentown Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
View
▼
APR2.99%
TermUp to 36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 6 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 14, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.25%
Up to 36 months
View
▼
APR4.25%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.25 - 6.25%. 80-90% NADA retail

Rate History
No change since Sep 14, 2026 · 4.25% APR · checked 7 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APRSep 14, 2026Oct 14, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.50%
48 - 60 months
View
▼
APR4.50%
Term48 - 60 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.50 - 6.50%. 80-90% NADA retail

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
Used Auto Loan
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Up to $125,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 18, 2026 · 4.69% APR · checked 3 times
4.19%4.69%5.19%Sep 18, 2026: 4.69% APRSep 18, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
Used Auto Loan
4.69%
48 Months
View
▼
APR4.69%
Term48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Up to $125,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 18, 2026 · 4.69% APR · checked 3 times
4.19%4.69%5.19%Sep 18, 2026: 4.69% APRSep 18, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
Used Auto Loan
4.69%
60 Months
View
▼
APR4.69%
Term60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Up to $125,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 18, 2026 · 4.69% APR · checked 3 times
4.19%4.69%5.19%Sep 18, 2026: 4.69% APRSep 18, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.85%
Up to 48 Months
View
▼
APR4.85%
TermUp to 48 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
1 change since Sep 17, 2026 · 3.80% → 4.85% ▲ 1.05 pts · high 4.85% / low 3.80%
2.75%4.32%5.90%Sep 17, 2026: 3.80% APROct 2, 2026: 4.85% APRSep 17, 2026Oct 14, 2026
  • Oct 2, 20264.85%▲ from 3.80%
  • Sep 17, 20263.80%first recorded
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.99%
Up to 72 months
View
▼
APR4.99%
TermUp to 72 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.99 - 6.99%. 80-90% NADA retail

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
Used Auto Loan
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedOct 13, 2026
Details

As Low As; Up to $125,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 4 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 14, 2026
Allentown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1325 Oxford Dr, Allentown, PA, 18103
New/Used vehicle purchase Loan
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
5.00%
Up to 60 Months
View
▼
APR5.00%
TermUp to 60 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
1 change since Sep 17, 2026 · 4.05% → 5.00% ▲ 0.95 pts · high 5.00% / low 4.05%
3.10%4.53%5.95%Sep 17, 2026: 4.05% APROct 2, 2026: 5.00% APRSep 17, 2026Oct 14, 2026
  • Oct 2, 20265.00%▲ from 4.05%
  • Sep 17, 20264.05%first recorded
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
Used Auto Loan
5.19%
84 Months
View
▼
APR5.19%
Term84 Months
Last UpdatedOct 13, 2026
Details

As Low As; Up to $125,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 14, 2026 · 5.19% APR · checked 4 times
4.69%5.19%5.69%Sep 14, 2026: 5.19% APRSep 14, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
5.25%
Up to 72 Months
View
▼
APR5.25%
TermUp to 72 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: 2020 or Newer**

Rate History
2 changes since Sep 17, 2026 · 4.55% → 5.25% ▲ 0.70 pts · high 5.50% / low 4.55%
3.60%5.03%6.45%Sep 17, 2026: 4.55% APROct 2, 2026: 5.50% APROct 4, 2026: 5.25% APRSep 17, 2026Oct 14, 2026
  • Oct 4, 20265.25%▼ from 5.50%
  • Oct 2, 20265.50%▲ from 4.55%
  • Sep 17, 20264.55%first recorded
Allentown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1325 Oxford Dr, Allentown, PA, 18103
New/Used vehicle purchase Loan
5.25%
48 months
View
▼
APR5.25%
Term48 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 18, 2026 · 5.25% APR · checked 6 times
4.75%5.25%5.75%Sep 18, 2026: 5.25% APRSep 18, 2026Oct 14, 2026
Allentown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1325 Oxford Dr, Allentown, PA, 18103
New/Used vehicle purchase Loan
5.25%
60 months
View
▼
APR5.25%
Term60 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 18, 2026 · 5.25% APR · checked 6 times
4.75%5.25%5.75%Sep 18, 2026: 5.25% APRSep 18, 2026Oct 14, 2026
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
5.49%
67 - 75 months
View
▼
APR5.49%
Term67 - 75 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2022 - 2027

Rate History
No change since Sep 17, 2026 · 5.49% APR · checked 8 times
4.99%5.49%5.99%Sep 17, 2026: 5.49% APRSep 17, 2026Oct 14, 2026
Allentown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1325 Oxford Dr, Allentown, PA, 18103
New/Used vehicle purchase Loan
5.50%
72 months
View
▼
APR5.50%
Term72 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 7 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Oct 14, 2026
Allentown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1325 Oxford Dr, Allentown, PA, 18103
Used Car Loan
5.50%
36 months
View
▼
APR5.50%
Term36 months
Last UpdatedOct 10, 2026
Details

Model Year: 2017 - 2020

Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 3 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Oct 14, 2026
Bank of America
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
3300 Lehigh St, Allentown, PA, 18103
Used car (dealer) Loan
5.69%
60 months
View
▼
APR5.69%
Term60 months
Last UpdatedOct 7, 2026
Details

As low as; Rates displayed do not include the additional BofA RewardsTM interest rate discount up to 0.50%.

Rate History
1 change since Sep 18, 2026 · 5.59% → 5.69% ▲ 0.10 pts · high 5.69% / low 5.59%
5.09%5.64%6.19%Sep 18, 2026: 5.59% APRSep 27, 2026: 5.69% APRSep 18, 2026Oct 14, 2026
  • Sep 27, 20265.69%▲ from 5.59%
  • Sep 18, 20265.59%first recorded
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
3720 Hamilton Blvd, Allentown, PA, 18103
Used Auto Loan
5.69%
120 Months
View
▼
APR5.69%
Term120 Months
Last UpdatedOct 13, 2026
Details

As Low As; Up to $125,000; 120 Month term only for auto loans over $75,000; Exceptions: Over 115%-125% LTV +1.00%, Over 125%-150% LTV +2.00%, Recreational Vehicles +5.00%

Rate History
No change since Sep 14, 2026 · 5.69% APR · checked 4 times
5.19%5.69%6.19%Sep 14, 2026: 5.69% APRSep 14, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
5.74%
Up to 66 months
View
▼
APR5.74%
TermUp to 66 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026 - 2023

Rate History
No change since Oct 12, 2026 · 5.74% APR
5.24%5.74%6.24%Oct 12, 2026: 5.74% APROct 12, 2026Oct 14, 2026
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
5.74%
3 - 36 months
View
▼
APR5.74%
Term3 - 36 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2022 - 2027

Rate History
No change since Sep 17, 2026 · 5.74% APR · checked 8 times
5.24%5.74%6.24%Sep 17, 2026: 5.74% APRSep 17, 2026Oct 14, 2026
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
5.74%
37 - 48 months
View
▼
APR5.74%
Term37 - 48 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2022 - 2027

Rate History
No change since Sep 17, 2026 · 5.74% APR · checked 8 times
5.24%5.74%6.24%Sep 17, 2026: 5.74% APRSep 17, 2026Oct 14, 2026
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
5.74%
49 - 60 months
View
▼
APR5.74%
Term49 - 60 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2022 - 2027

Rate History
1 change since Sep 14, 2026 · 7.99% → 5.74% ▼ 2.25 pts · high 7.99% / low 5.74%
3.49%6.87%10.24%Sep 14, 2026: 7.99% APRSep 17, 2026: 5.74% APRSep 14, 2026Oct 14, 2026
  • Sep 17, 20265.74%▼ from 7.99%
  • Sep 14, 20267.99%first recorded
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
5.99%
61 - 66 months
View
▼
APR5.99%
Term61 - 66 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2022 - 2027

Rate History
No change since Sep 17, 2026 · 5.99% APR · checked 8 times
5.49%5.99%6.49%Sep 17, 2026: 5.99% APRSep 17, 2026Oct 14, 2026
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
5.99%
67 - 75 months
View
▼
APR5.99%
Term67 - 75 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2018 - 2021

Rate History
No change since Sep 17, 2026 · 5.99% APR · checked 8 times
5.49%5.99%6.49%Sep 17, 2026: 5.99% APRSep 17, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
6.00%
Up to 84 Months
View
▼
APR6.00%
TermUp to 84 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: 2022 or Newer

Rate History
1 change since Sep 17, 2026 · 5.05% → 6.00% ▲ 0.95 pts · high 6.00% / low 5.05%
4.10%5.53%6.95%Sep 17, 2026: 5.05% APROct 2, 2026: 6.00% APRSep 17, 2026Oct 14, 2026
  • Oct 2, 20266.00%▲ from 5.05%
  • Sep 17, 20265.05%first recorded
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
6.00%
Up to 66 months
View
▼
APR6.00%
TermUp to 66 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2022 - 2020

Rate History
No change since Oct 12, 2026 · 6.00% APR
5.50%6.00%6.50%Oct 12, 2026: 6.00% APROct 12, 2026Oct 14, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2018 - 2021
6.00%
Up to 48 months
View
▼
APR6.00%
TermUp to 48 months
Last UpdatedOct 13, 2026
Details

Published APR range: 6.00 - 8.00%. 75% NADA retail

Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 7 times
5.50%6.00%6.50%Sep 14, 2026: 6.00% APRSep 14, 2026Oct 14, 2026
Allentown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1325 Oxford Dr, Allentown, PA, 18103
Used Car Loan
6.00%
48 months
View
▼
APR6.00%
Term48 months
Last UpdatedOct 10, 2026
Details

Model Year: 2017 - 2020

Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 3 times
5.50%6.00%6.50%Sep 14, 2026: 6.00% APRSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA, 18104
Used Car Loan
6.04%
Up to 63 Months
View
▼
APR6.04%
Interest Rate5.84%
TermUp to 63 Months
Last UpdatedOct 7, 2026
Details

Model Year 2025-2024

Rate History
1 change since Sep 14, 2026 · 6.19% → 6.04% ▼ 0.15 pts · high 6.19% / low 6.04%
5.54%6.11%6.69%Sep 14, 2026: 6.19% APROct 7, 2026: 6.04% APRSep 14, 2026Oct 14, 2026
  • Oct 7, 20266.04%▼ from 6.19%
  • Sep 14, 20266.19%first recorded
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA, 18104
Used Car Loan
6.14%
Up to 63 Months
View
▼
APR6.14%
Interest Rate5.94%
TermUp to 63 Months
Last UpdatedOct 7, 2026
Details

Model Year 2023

Rate History
1 change since Sep 14, 2026 · 6.29% → 6.14% ▼ 0.15 pts · high 6.29% / low 6.14%
5.64%6.21%6.79%Sep 14, 2026: 6.29% APROct 7, 2026: 6.14% APRSep 14, 2026Oct 14, 2026
  • Oct 7, 20266.14%▼ from 6.29%
  • Sep 14, 20266.29%first recorded
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
6.14%
67-75 months
View
▼
APR6.14%
Term67-75 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026 - 2023

Rate History
No change since Oct 12, 2026 · 6.14% APR
5.64%6.14%6.64%Oct 12, 2026: 6.14% APROct 12, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
6.24%
67-75 months
View
▼
APR6.24%
Term67-75 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2022 - 2020

Rate History
No change since Oct 12, 2026 · 6.24% APR
5.74%6.24%6.74%Oct 12, 2026: 6.24% APROct 12, 2026Oct 14, 2026
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
6.24%
3 - 36 months
View
▼
APR6.24%
Term3 - 36 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2018 - 2021

Rate History
1 change since Sep 17, 2026 · 5.74% → 6.24% ▲ 0.50 pts · high 6.24% / low 5.74%
5.24%5.99%6.74%Sep 17, 2026: 5.74% APROct 5, 2026: 6.24% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20266.24%▲ from 5.74%
  • Sep 17, 20265.74%first recorded
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
6.24%
37 - 48 months
View
▼
APR6.24%
Term37 - 48 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2018 - 2021

Rate History
1 change since Sep 17, 2026 · 5.74% → 6.24% ▲ 0.50 pts · high 6.24% / low 5.74%
5.24%5.99%6.74%Sep 17, 2026: 5.74% APROct 5, 2026: 6.24% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20266.24%▲ from 5.74%
  • Sep 17, 20265.74%first recorded
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
6.24%
49 - 60 months
View
▼
APR6.24%
Term49 - 60 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2018 - 2021

Rate History
2 changes since Sep 14, 2026 · 7.99% → 6.24% ▼ 1.75 pts · high 7.99% / low 5.74%
3.49%6.87%10.24%Sep 14, 2026: 7.99% APRSep 17, 2026: 5.74% APROct 5, 2026: 6.24% APRSep 14, 2026Oct 14, 2026
  • Oct 5, 20266.24%▲ from 5.74%
  • Sep 17, 20265.74%▼ from 7.99%
  • Sep 14, 20267.99%first recorded
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA, 18104
Used Car Loan
6.26%
64-75 Months
View
▼
APR6.26%
Interest Rate6.09%
Term64-75 Months
Last UpdatedOct 7, 2026
Details

Model Year 2025-2024

Rate History
1 change since Sep 14, 2026 · 6.41% → 6.26% ▼ 0.15 pts · high 6.41% / low 6.26%
5.76%6.33%6.91%Sep 14, 2026: 6.41% APROct 7, 2026: 6.26% APRSep 14, 2026Oct 14, 2026
  • Oct 7, 20266.26%▼ from 6.41%
  • Sep 14, 20266.41%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
107 N 7th Street, Allentown, PA, 18101
Used car purchase Loan
6.29%
60 months
View
▼
APR6.29%
Term60 months
Last UpdatedOct 7, 2026
Details

Rate History
3 changes since Sep 14, 2026 · 5.99% → 6.29% ▲ 0.30 pts · high 6.29% / low 5.99%
5.49%6.14%6.79%Sep 14, 2026: 5.99% APRSep 18, 2026: 6.09% APRSep 27, 2026: 6.19% APROct 2, 2026: 6.29% APRSep 14, 2026Oct 14, 2026
  • Oct 2, 20266.29%▲ from 6.19%
  • Sep 27, 20266.19%▲ from 6.09%
  • Sep 18, 20266.09%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Chase Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
107 N 7th Street, Allentown, PA, 18101
Used car rate Loan
6.29%
60 months
View
▼
APR6.29%
Term60 months
Last UpdatedOct 7, 2026
Details

For customers with excellent credit who apply online. Your rate may vary based on credit history, vehicle, financing amount and term. Purchase of a used 2022 year car would have a 6.29% APR for 60 months, monthly payment of $584.04 for $30,000 financing, down payment of $0

Rate History
3 changes since Sep 14, 2026 · 5.99% → 6.29% ▲ 0.30 pts · high 6.29% / low 5.99%
5.49%6.14%6.79%Sep 14, 2026: 5.99% APRSep 18, 2026: 6.09% APRSep 27, 2026: 6.19% APROct 2, 2026: 6.29% APRSep 14, 2026Oct 14, 2026
  • Oct 2, 20266.29%▲ from 6.19%
  • Sep 27, 20266.19%▲ from 6.09%
  • Sep 18, 20266.09%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA, 18104
Used Car Loan
6.34%
Up to 63 Months
View
▼
APR6.34%
Interest Rate6.14%
TermUp to 63 Months
Last UpdatedOct 7, 2026
Details

Model Year 2022

Rate History
1 change since Sep 14, 2026 · 6.49% → 6.34% ▼ 0.15 pts · high 6.49% / low 6.34%
5.84%6.41%6.99%Sep 14, 2026: 6.49% APROct 7, 2026: 6.34% APRSep 14, 2026Oct 14, 2026
  • Oct 7, 20266.34%▼ from 6.49%
  • Sep 14, 20266.49%first recorded
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA, 18104
Used Car Loan
6.36%
64-75 Months
View
▼
APR6.36%
Interest Rate6.19%
Term64-75 Months
Last UpdatedOct 7, 2026
Details

Model Year 2023

Rate History
1 change since Sep 14, 2026 · 6.51% → 6.36% ▼ 0.15 pts · high 6.51% / low 6.36%
5.86%6.43%7.01%Sep 14, 2026: 6.51% APROct 7, 2026: 6.36% APRSep 14, 2026Oct 14, 2026
  • Oct 7, 20266.36%▼ from 6.51%
  • Sep 14, 20266.51%first recorded
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
6.44%
Up to 66 months
View
▼
APR6.44%
TermUp to 66 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2019 - 2017

Rate History
No change since Oct 12, 2026 · 6.44% APR
5.94%6.44%6.94%Oct 12, 2026: 6.44% APROct 12, 2026Oct 14, 2026
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
6.49%
61 - 66 months
View
▼
APR6.49%
Term61 - 66 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2018 - 2021

Rate History
1 change since Sep 17, 2026 · 5.99% → 6.49% ▲ 0.50 pts · high 6.49% / low 5.99%
5.49%6.24%6.99%Sep 17, 2026: 5.99% APROct 5, 2026: 6.49% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20266.49%▲ from 5.99%
  • Sep 17, 20265.99%first recorded
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
6.49%
76 - 84 months
View
▼
APR6.49%
Term76 - 84 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2022 - 2027

Rate History
1 change since Sep 17, 2026 · 5.99% → 6.49% ▲ 0.50 pts · high 6.49% / low 5.99%
5.49%6.24%6.99%Sep 17, 2026: 5.99% APROct 5, 2026: 6.49% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20266.49%▲ from 5.99%
  • Sep 17, 20265.99%first recorded
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2018 - 2021
6.50%
Up to 60 months
View
▼
APR6.50%
TermUp to 60 months
Last UpdatedOct 13, 2026
Details

Published APR range: 6.50 - 8.50%. 75% NADA retail

Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 7 times
6.00%6.50%7.00%Sep 14, 2026: 6.50% APRSep 14, 2026Oct 14, 2026
Allentown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1325 Oxford Dr, Allentown, PA, 18103
Used Car Loan
6.50%
60 months
View
▼
APR6.50%
Term60 months
Last UpdatedOct 10, 2026
Details

Model Year: 2017 - 2020

Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 3 times
6.00%6.50%7.00%Sep 14, 2026: 6.50% APRSep 14, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA, 18104
Used Car Loan
6.61%
64-75 Months
View
▼
APR6.61%
Interest Rate6.44%
Term64-75 Months
Last UpdatedOct 7, 2026
Details

Model Year 2022

Rate History
1 change since Sep 14, 2026 · 6.76% → 6.61% ▼ 0.15 pts · high 6.76% / low 6.61%
6.11%6.68%7.26%Sep 14, 2026: 6.76% APROct 7, 2026: 6.61% APRSep 14, 2026Oct 14, 2026
  • Oct 7, 20266.61%▼ from 6.76%
  • Sep 14, 20266.76%first recorded
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
6.64%
76-84 months
View
▼
APR6.64%
Term76-84 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026 - 2023

Rate History
No change since Oct 12, 2026 · 6.64% APR
6.14%6.64%7.14%Oct 12, 2026: 6.64% APROct 12, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
6.74%
76-84 months
View
▼
APR6.74%
Term76-84 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2022 - 2020

Rate History
No change since Oct 12, 2026 · 6.74% APR
6.24%6.74%7.24%Oct 12, 2026: 6.74% APROct 12, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA, 18104
Used Car Loan
6.74%
76-84 Months
View
▼
APR6.74%
Interest Rate6.59%
Term76-84 Months
Last UpdatedOct 7, 2026
Details

Model Year 2025-2024

Rate History
1 change since Sep 14, 2026 · 6.89% → 6.74% ▼ 0.15 pts · high 6.89% / low 6.74%
6.24%6.82%7.39%Sep 14, 2026: 6.89% APROct 7, 2026: 6.74% APRSep 14, 2026Oct 14, 2026
  • Oct 7, 20266.74%▼ from 6.89%
  • Sep 14, 20266.89%first recorded
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
6.84%
67-75 months
View
▼
APR6.84%
Term67-75 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2019 - 2017

Rate History
No change since Oct 12, 2026 · 6.84% APR
6.34%6.84%7.34%Oct 12, 2026: 6.84% APROct 12, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
3920 W Tilghman St, Allentown, PA, 18104
Used Car Loan
6.94%
76-84 Months
View
▼
APR6.94%
Interest Rate6.79%
Term76-84 Months
Last UpdatedOct 7, 2026
Details

Model Year 2023

Rate History
1 change since Sep 14, 2026 · 7.09% → 6.94% ▼ 0.15 pts · high 7.09% / low 6.94%
6.44%7.02%7.59%Sep 14, 2026: 7.09% APROct 7, 2026: 6.94% APRSep 14, 2026Oct 14, 2026
  • Oct 7, 20266.94%▼ from 7.09%
  • Sep 14, 20267.09%first recorded
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
7.24%
76-84 months
View
▼
APR7.24%
Term76-84 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2019 - 2017

Rate History
No change since Oct 12, 2026 · 7.24% APR
6.74%7.24%7.74%Oct 12, 2026: 7.24% APROct 12, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
8.00%
Up to 66 months
View
▼
APR8.00%
TermUp to 66 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2016 & Older

Rate History
No change since Oct 12, 2026 · 8.00% APR
7.50%8.00%8.50%Oct 12, 2026: 8.00% APROct 12, 2026Oct 14, 2026
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
8.24%
3 - 36 months
View
▼
APR8.24%
Term3 - 36 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2017 & older

Rate History
1 change since Sep 17, 2026 · 7.74% → 8.24% ▲ 0.50 pts · high 8.24% / low 7.74%
7.24%7.99%8.74%Sep 17, 2026: 7.74% APROct 5, 2026: 8.24% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20268.24%▲ from 7.74%
  • Sep 17, 20267.74%first recorded
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
8.24%
37 - 48 months
View
▼
APR8.24%
Term37 - 48 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2017 & older

Rate History
1 change since Sep 17, 2026 · 7.74% → 8.24% ▲ 0.50 pts · high 8.24% / low 7.74%
7.24%7.99%8.74%Sep 17, 2026: 7.74% APROct 5, 2026: 8.24% APRSep 17, 2026Oct 14, 2026
  • Oct 5, 20268.24%▲ from 7.74%
  • Sep 17, 20267.74%first recorded
Embassy Bank for the Lehigh Valley
Institution Rating:
A+4.9 ★ Texas Ratio: 0.52%
4148 W Tilghman St, Allentown, PA, 18104
Used Auto Loan
8.49%
60 Months
View
▼
APR8.49%
Term60 Months
Last UpdatedOct 7, 2026
Details

Rate History
No change since Sep 29, 2026 · 8.49% APR · checked 4 times
7.99%8.49%8.99%Sep 29, 2026: 8.49% APRSep 29, 2026Oct 14, 2026
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.25%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan
8.49%
49 - 60 months
View
▼
APR8.49%
Term49 - 60 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Years: 2017 & older

Rate History
1 change since Sep 14, 2026 · 7.99% → 8.49% ▲ 0.50 pts · high 8.49% / low 7.99%
7.49%8.24%8.99%Sep 14, 2026: 7.99% APROct 5, 2026: 8.49% APRSep 14, 2026Oct 14, 2026
  • Oct 5, 20268.49%▲ from 7.99%
  • Sep 14, 20267.99%first recorded
Embassy Bank for the Lehigh Valley
Institution Rating:
A+4.9 ★ Texas Ratio: 0.52%
4148 W Tilghman St, Allentown, PA, 18104
Older Used Auto Loan
9.49%
48 Months
View
▼
APR9.49%
Term48 Months
Last UpdatedOct 7, 2026
Details

Rate History
No change since Sep 29, 2026 · 9.49% APR · checked 4 times
8.99%9.49%9.99%Sep 29, 2026: 9.49% APRSep 29, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
2141 Downyflake Ln, Allentown, PA, 18103 4774
New & Used Auto Loan
10.74%
67-75 months
View
▼
APR10.74%
Term67-75 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2016 & Older

Rate History
No change since Oct 12, 2026 · 10.74% APR
10.24%10.74%11.24%Oct 12, 2026: 10.74% APROct 12, 2026Oct 14, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
Used Autos - 2026 - 2024
3.49%
Up to 40 Months
View
▼
APR3.49%
TermUp to 40 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026 - 2024

Rate History
No change since Oct 12, 2026 · 3.49% APR
2.99%3.49%3.99%Oct 12, 2026: 3.49% APROct 12, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
3.50%
12 months
View
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 90% Financed; JD Power Book Price; vehicles 3-4 years old

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
3.50%
12 months
View
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 85% Financed; JD Power Book Price

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (5 Years & Older) Loan
3.50%
12 months
View
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 85% Financed; JD Power Book Price; Vehicles 5 years & older

Rate History
No change since Oct 12, 2026 · 3.50% APR
3.00%3.50%4.00%Oct 12, 2026: 3.50% APROct 12, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
3.50%
12 months
View
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 100% Financed

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 14, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
Used Auto 2025 - 2020 - Evergreen Advantage
3.74%
1-36 Months
View
▼
APR3.74%
Term1-36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage

Rate History
No change since Oct 13, 2026 · 3.74% APR
3.24%3.74%4.24%Oct 13, 2026: 3.74% APROct 13, 2026Oct 14, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
Used Auto 2025 - 2020 - Evergreen Advantage
3.74%
37-48 Months
View
▼
APR3.74%
Term37-48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage

Rate History
No change since Oct 13, 2026 · 3.74% APR
3.24%3.74%4.24%Oct 13, 2026: 3.74% APROct 13, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
3.75%
24 months
View
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 90% Financed; JD Power Book Price; vehicles 3-4 years old

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
3.75%
24 months
View
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 85% Financed; JD Power Book Price

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (5 Years & Older) Loan
3.75%
24 months
View
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 85% Financed; JD Power Book Price; Vehicles 5 years & older

Rate History
No change since Oct 12, 2026 · 3.75% APR
3.25%3.75%4.25%Oct 12, 2026: 3.75% APROct 12, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
3.75%
24 months
View
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 100% Financed

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 14, 2026
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Used Auto
3.84%
Up to 36 Months
View
▼
APR3.84%
TermUp to 36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Auto & Recreational Loans

Rate History
No change since Sep 14, 2026 · 3.84% APR · checked 7 times
3.34%3.84%4.34%Sep 14, 2026: 3.84% APRSep 14, 2026Oct 14, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
Used Auto 2025 - 2020 - Evergreen Advantage
3.94%
49-60 Months
View
▼
APR3.94%
Term49-60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage

Rate History
No change since Oct 13, 2026 · 3.94% APR
3.44%3.94%4.44%Oct 13, 2026: 3.94% APROct 13, 2026Oct 14, 2026
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Used Auto Loan
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

As Low As; USED Auto Loan Rates

Rate History
1 change since Sep 14, 2026 · 4.99% → 3.99% ▼ 1.00 pts · high 4.99% / low 3.99%
2.99%4.49%5.99%Sep 14, 2026: 4.99% APROct 5, 2026: 3.99% APRSep 14, 2026Oct 14, 2026
  • Oct 5, 20263.99%▼ from 4.99%
  • Sep 14, 20264.99%first recorded
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
Used Auto Loans
3.99%
4 years
View
▼
APR3.99%
Interest Rate3.99%
Term4 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates 0.25% higher without automatic payment from PSFCU Checking Account

Rate History
No change since Sep 17, 2026 · 3.99% APR · checked 8 times
3.49%3.99%4.49%Sep 17, 2026: 3.99% APRSep 17, 2026Oct 14, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
Used Auto Loans
3.99%
3 years
View
▼
APR3.99%
Interest Rate3.99%
Term3 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates 0.25% higher without automatic payment from PSFCU Checking Account

Rate History
No change since Sep 17, 2026 · 3.99% APR · checked 8 times
3.49%3.99%4.49%Sep 17, 2026: 3.99% APRSep 17, 2026Oct 14, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
Used Auto Loans
3.99%
2 years
View
▼
APR3.99%
Interest Rate3.99%
Term2 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates 0.25% higher without automatic payment from PSFCU Checking Account

Rate History
No change since Sep 17, 2026 · 3.99% APR · checked 8 times
3.49%3.99%4.49%Sep 17, 2026: 3.99% APRSep 17, 2026Oct 14, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
Used Auto Loans
3.99%
1 year
View
▼
APR3.99%
Interest Rate3.99%
Term1 year
Last UpdatedOct 13, 2026
Details

As Low As; Rates 0.25% higher without automatic payment from PSFCU Checking Account

Rate History
No change since Sep 17, 2026 · 3.99% APR · checked 8 times
3.49%3.99%4.49%Sep 17, 2026: 3.99% APRSep 17, 2026Oct 14, 2026
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
New or Used Vehicles Loan
3.99%
up to 36 months
View
▼
APR3.99%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

As Low As; Auto Pay Discount: 3.89%

Rate History
No change since Sep 14, 2026 · 3.99% APR · checked 7 times
3.49%3.99%4.49%Sep 14, 2026: 3.99% APRSep 14, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.00% - 10.00%. 90% Financed; JD Power Book Price; vehicles 3-4 years old

Rate History
No change since Sep 16, 2026 · 4.00% APR · checked 5 times
3.50%4.00%4.50%Sep 16, 2026: 4.00% APRSep 16, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.00% - 10.00%. 85% Financed; JD Power Book Price

Rate History
No change since Sep 16, 2026 · 4.00% APR · checked 5 times
3.50%4.00%4.50%Sep 16, 2026: 4.00% APRSep 16, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - (5 Years & Older) Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.00% - 10.00%. 85% Financed; JD Power Book Price; Vehicles 5 years & older

Rate History
No change since Oct 12, 2026 · 4.00% APR
3.50%4.00%4.50%Oct 12, 2026: 4.00% APROct 12, 2026Oct 14, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.00% - 10.00%. 100% Financed

Rate History
No change since Sep 16, 2026 · 4.00% APR · checked 5 times
3.50%4.00%4.50%Sep 16, 2026: 4.00% APRSep 16, 2026Oct 14, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
New/Used Vehicles Loan
4.00%
24 months
View
▼
APR4.00%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 14, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
New/Used Vehicles Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 14, 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
New / Used Vehicles
4.00%
48 months
View
▼
APR4.00%
Interest Rate4.00%
Term48 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-14.05%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 17, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 17, 2026Oct 14, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 17, 20263.75%first recorded
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
New / Used Vehicles
4.00%
36 months
View
▼
APR4.00%
Interest Rate4.00%
Term36 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-13.00%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 17, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 17, 2026Oct 14, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 17, 20263.75%first recorded

Allentown, PA Auto Loan Rate Trends

Compare local Allentown, PA auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Pennsylvania Auto Trends
New Auto Loan PA Avg
5.333%
▲ 0.039 vs 7 days ago

Pennsylvania new auto rates rose 0.039 points over the past 7 days to 5.333% APR.

Used Auto Loan PA Avg
6.221%
▲ 0.082 vs 7 days ago

Pennsylvania used auto rates rose 0.082 points over the past 7 days to 6.221% APR.

As of Oct 14, 2026 • Rate data sourced from 8,500+ monitored institutions

Allentown, PA Auto Loan Rate Forecast, Next 12 Months

Auto loan APRs track lender funding costs, which follow Federal Reserve policy. Our model projects the likely path of new and used auto averages from the current Pennsylvania figures.

Current New Auto Avg
5.33%
APR, as of Oct 14, 2026
6-Month Forecast
5.41%
Fed hold assumed
12-Month Forecast
5.48%
Range: 5.13% to 5.68%
Forecast Methodology & Assumptions

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; auto lenders reprice within one to two policy cycles as funding costs move, and credit union pricing tends to lag banks slightly.

Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.

Powered byMonitorBankRates

What Would Your Monthly Car Payment Be?

Estimated monthly payments on a standard 60-month auto loan at today’s average Pennsylvania APRs. Even a small APR difference adds up over the life of a car loan. Use the calculator below to model your exact loan.

Loan Amount New Auto @ 5.33% APR
PA average		 Used Auto @ 6.22% APR
PA average		 Monthly Difference
$15,000 $285.36/mo $291.54/mo $6.18/mo
$25,000 $475.60/mo $485.90/mo $10.30/mo
$35,000 $665.84/mo $680.26/mo $14.42/mo
$45,000 $856.08/mo $874.61/mo $18.54/mo

Principal and interest only, 60-month term, calculated from current average APRs. Taxes, title, registration, and optional add-ons are not included. Your APR depends on credit score, loan term, vehicle age, and lender underwriting.

Powered byMonitorBankRates

How to Get the Best Auto Loan Rate in Allentown, Pennsylvania

1

Get Preapproved Before You Shop

A preapproval from a bank or credit union serving Allentown, Pennsylvania locks in a real rate before you set foot on a dealer lot. It turns you into a cash buyer, gives you a benchmark to beat, and protects you from dealer financing markups. Dealers can legally add points to the rate a lender actually approved you for.

2

Check Credit Unions First

Credit unions consistently offer some of the lowest auto loan APRs in Pennsylvania. Membership is usually easier to get than people expect. Many local credit unions accept anyone who lives, works, or worships in the area, and some let you join with a small donation to a partner charity.

3

Choose the Shortest Term You Can Afford

Shorter terms almost always carry lower APRs, and you pay interest for fewer months. A 72- or 84-month loan lowers the monthly payment but dramatically raises total interest cost and increases the time you spend “underwater”, owing more than the car is worth. Aim for 60 months or less if the payment fits your budget.

4

Mind the New vs. Used Rate Spread

Used car loans typically run 0.5 to 1.5 percentage points above new car rates. If you’re shopping late-model used vehicles, ask about certified pre-owned programs. CPO vehicles sometimes qualify for new-car financing rates, which can offset part of the price difference between the two.

Building a down payment, or is an auto loan not the right fit?

Allentown, Pennsylvania Financial Snapshot

Local demographics and economic context for car buyers. Source: U.S. Census Bureau

$33,834
Median Individual Earnings
National avg: $47,340
9.0%
Unemployment Rate
National avg: 4.8%
21.0%
Poverty Rate
National avg: 11.1%
$571/mo
Payment on a $30K / 60-mo Loan
At PA new-auto avg 5.33% APR

A $571 monthly car payment works out to roughly 20.2% of the median individual income in Allentown, Pennsylvania. Most budgeting guidelines suggest keeping total vehicle costs (payment, insurance, fuel, and maintenance) under 15 to 20% of take-home pay.

Auto Financing Options Compared

An auto loan isn’t the only way to finance a vehicle in Allentown, Pennsylvania, but for most borrowers it’s the cheapest. Here’s how the main options stack up.

Feature Credit Union Auto Loan Bank Auto Loan Dealer Financing Personal Loan
Typical APR Level ✓ Often lowest ✓ Competitive ● Varies, can be marked up ✗ Highest (unsecured)
Rate Locked Before You Shop ✓ Yes, via preapproval ✓ Yes, via preapproval ✗ Arranged at the dealership ✓ Yes
Membership / Relationship Required ● Membership (usually easy) ✗ No ✗ No ✗ No
Works for Private-Party Sales ✓ Usually ● Sometimes ✗ No ✓ Yes
Convenience at Purchase ● Preapproval step first ● Preapproval step first ✓ One-stop at the dealer ● Funds in 1 to 3 days
Best For Lowest total cost of borrowing Existing bank customers & rate discounts Manufacturer 0% promos on new cars Older vehicles lenders won’t finance

General comparison for educational purposes. Manufacturer promotional financing (0 to 2.9% APR offers) through dealers can beat any bank or credit union rate when you qualify. Always compare the promo against a cash rebate plus outside financing.

Auto Loan Payment Calculator

Estimate your monthly payment on a new or used vehicle in Allentown, Pennsylvania. We’ve prefilled the APR with today’s PA new-auto average, or click any current rate on the right to apply it instantly.

$
$
%
Current Rates: Click to Apply
$0
Estimated Monthly Payment
Loan Amount$0
Total Interest Paid$0
Total of All Payments$0
Total Cost incl. Down Payment$0

Estimates include principal and interest only. Sales tax, title, registration, documentation fees, and optional products (GAP, warranties) are not included and are often financed into the loan. Advertised APRs typically require excellent credit; your rate may differ.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Allentown, Pennsylvania auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Allentown, Pennsylvania directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Allentown, Pennsylvania. We feature a comprehensive mix of lenders, from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in PA.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Bad Credit Auto Loans in Allentown, Pennsylvania

You can get a car loan with bad credit, but your credit score moves the APR more than almost anything else. Lenders sort borrowers into tiers, and the average used car loan for a subprime borrower costs more than twice what a prime borrower pays. On a $25,000 used car loan over 60 months, that gap adds up to about $8,000 in extra interest.

Avg. new car loan we track: 5.98% APR Avg. used car loan we track: 6.74% APR
Credit TierScore RangeNew Car APRUsed Car APR$25,000 Used, 60 Mo.
Super prime781 to 8504.41%6.29%$487/mo
Prime661 to 7806.15%8.81%$517/mo
Near prime601 to 6609.71%13.93%$581/mo
Subprime501 to 60013.52%19.10%$650/mo
Deep subprime300 to 50016.11%21.62%$685/mo

Average APRs from Experian, State of the Automotive Finance Market, Q2 2026 (VantageScore 4.0). Payment is principal and interest only.

Get Preapproved Before the Dealer

A preapproval from a bank or credit union gives you a real rate to compare. Dealers can add a markup to the rate a lender approves, and bad credit car buyers are the easiest to overcharge.

Start With a Credit Union

Federal credit unions cannot charge more than 18% APR on most loans through September 10, 2027, and many will look past your score at your income and history with them.

Put More Money Down

A larger down payment lowers the lender's risk and keeps you from owing more than the car is worth. Even 10% to 20% down can move a borderline application to an approval.

Keep the Term Short

A 72 or 84 month loan lowers the payment but stacks interest on top of an already high APR. Choose a less expensive car before you choose a longer term.

Add a Cosigner

A cosigner with strong credit can get you a prime rate. They are fully responsible for the loan if you miss payments, so only ask someone who understands that.

Be Careful With Buy Here Pay Here

These lots approve almost anyone, but often at the highest legal rates and on older cars. Many do not report on time payments to the credit bureaus, so the loan may not help rebuild your score.

See Bad Credit Car Loans
Powered byMonitorBankRates

Frequently Asked Questions about Auto Loans in Allentown, Pennsylvania

How does my credit score affect my car loan rate in Pennsylvania?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Allentown, Pennsylvania with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Pennsylvania *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Allentown, Pennsylvania typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

Should I get preapproved for an auto loan before visiting a dealer in Allentown, Pennsylvania?

Yes. A preapproval from a bank or credit union serving Allentown, Pennsylvania gives you a real rate to compare against dealer financing and turns you into a cash buyer at the negotiating table. Dealers often mark up the rates they arrange, so walking in with a preapproved offer routinely saves buyers money on the financing side of the deal.

Why are used car loan rates higher than new car rates?

Lenders charge more for used vehicles because they are harder to value, depreciate unpredictably, and carry more repossession risk. The spread between new and used rates is typically 0.5 to 1.5 percentage points. A late-model certified pre-owned vehicle sometimes qualifies for new-car rates, so ask the lender how they classify the vehicle before assuming the used rate applies.

Can I refinance my auto loan if rates drop or my credit improves?

Yes. Auto loan refinancing is usually fast and often fee-free. If your credit score has improved since you bought the vehicle, or you financed at a marked-up dealer rate, refinancing with a bank or credit union serving Allentown, Pennsylvania can lower your monthly payment or shorten your term. It makes the most sense early in the loan, while most of your payments are still going to interest.

Can I get an auto loan with bad credit in Allentown, Pennsylvania?

Yes. Banks, credit unions, and dealer lenders all finance borrowers with subprime credit, but at higher rates. Getting preapproved by a credit union before you visit a dealer, putting more money down, and choosing a shorter term all improve your chances of approval and lower the total cost.

What is the average car loan rate for bad credit?

According to Experian, in the second quarter of 2026 subprime borrowers (scores 501 to 600) paid an average of 13.52% APR on new cars and 19.10% on used cars. Deep subprime borrowers (300 to 500) averaged 16.11% on new and 21.62% on used. Prime borrowers averaged 6.15% and 8.81%.

What are the best Auto Loan rates in Allentown, Pennsylvania?

Based on our current data, some of the lowest auto loan rates available in Allentown, Pennsylvania include:
  • United Federal Credit Union: 2.99% (Fixed Rate New & Used Auto Loans)
  • Lehigh County Employees Federal Credit Union: 4.00% (New Autos)
  • Lehigh Valley Educators Credit Union: 4.69% (New Auto Loan)
  • Allentown Federal Credit Union: 4.99% (Car Loans)
  • UNIFY Financial Federal Credit Union: 5.24% (Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Allentown, Pennsylvania. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: October 13, 2026

Allentown, Pennsylvania Rates & Resources

$
Allentown, Pennsylvania Mortgage Rates
$
Allentown, Pennsylvania Refinance Rates
$
Allentown, Pennsylvania Home Equity Loan Rates
$
Allentown, Pennsylvania CD Rates
$
Allentown, Pennsylvania Savings Rates
$
Allentown, Pennsylvania Money Market Rates
$
Allentown, Pennsylvania Checking Rates
$
Allentown, Pennsylvania Personal Loan Rates
$
Allentown, Pennsylvania Homeowners Insurance
$
Allentown, Pennsylvania Car Insurance
%
Pennsylvania Auto Loan Calculator