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Auto Loan Rates in Rochester, New Hampshire (NH) for May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Rochester, New Hampshire. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: May 12, 2026

Current auto loan rates in Rochester, New Hampshire include Granite State Credit UnionGranite State Credit Union7 Two Rod Rd, Rochester, NH, 03867 4328A+5.0 ★Texas Ratio: 5.41% offering New Auto Loans 2026 & Newer at 4.39%, Lighthouse Credit UnionLighthouse Credit Union694 Columbus Ave, Rochester, NH, 03867A+5.0 ★Texas Ratio: 1.66% offering Auto Loans at 5.19%, Together Credit UnionTogether Credit UnionA+5.0 ★Texas Ratio: 5.65% offering New Auto at 4.64%, New Hampshire Postal Credit UnionNew Hampshire Postal Credit UnionA+5.0 ★Texas Ratio: 0.07% offering Auto Loans at 4.75%, Align Credit UnionAlign Credit UnionA5.0 ★Texas Ratio: 11.20% offering Auto Loans at 4.99%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.

Rochester has 2 local institutions in our database, with auto loan rates as low as 4.39% APR from Granite State Credit Union at 7 Two Rod Rd, Rochester, NH, 03867 4328. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Rochester, New Hampshire. Auto Loan Rates Last Updated and Verified: May 12, 2026

Compare Auto Loan Rates Today in Rochester, New Hampshire & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
New Auto Loans 2026 & Newer
4.39%
42 Months
View
▼
APR4.39%
Term42 Months
Last UpdatedMay 10, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
Used Auto Loans 2019 & Newer
4.39%
42 Months
View
▼
APR4.39%
Term42 Months
Last UpdatedMay 10, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
New Auto Loans 2026 & Newer
4.61%
54 Months
View
▼
APR4.61%
Term54 Months
Last UpdatedMay 10, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
Used Auto Loans 2019 & Newer
4.61%
54 Months
View
▼
APR4.61%
Term54 Months
Last UpdatedMay 10, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
New Auto Loans 2026 & Newer
4.84%
66 Months
View
▼
APR4.84%
Term66 Months
Last UpdatedMay 10, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
Used Auto Loans 2019 & Newer
4.84%
66 Months
View
▼
APR4.84%
Term66 Months
Last UpdatedMay 10, 2026
Details

As Low As

Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
694 Columbus Ave, Rochester, NH, 03867
Auto Loans
5.19%
Up to 63 Months
View
▼
APR5.19%
TermUp to 63 Months
Last UpdatedMay 12, 2026
Details

As Low As

Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
694 Columbus Ave, Rochester, NH, 03867
Auto Loans
5.44%
Up to 63 Months
View
▼
APR5.44%
TermUp to 63 Months
Last UpdatedMay 12, 2026
Details

As Low As

Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
694 Columbus Ave, Rochester, NH, 03867
Auto Loans
5.49%
64-75 Months
View
▼
APR5.49%
Term64-75 Months
Last UpdatedMay 12, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
New Auto Loans 2026 & Newer
5.83%
78 Months
View
▼
APR5.83%
Term78 Months
Last UpdatedMay 10, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
Used Auto Loans 2019 & Newer
5.83%
78 Months
View
▼
APR5.83%
Term78 Months
Last UpdatedMay 10, 2026
Details

As Low As

Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
694 Columbus Ave, Rochester, NH, 03867
Auto Loans
5.94%
64-75 Months
View
▼
APR5.94%
Term64-75 Months
Last UpdatedMay 12, 2026
Details

As Low As

Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
694 Columbus Ave, Rochester, NH, 03867
Auto Loans
6.19%
76-84 Months
View
▼
APR6.19%
Term76-84 Months
Last UpdatedMay 12, 2026
Details

As Low As

Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
694 Columbus Ave, Rochester, NH, 03867
Auto Loans
6.49%
76-84 Months
View
▼
APR6.49%
Term76-84 Months
Last UpdatedMay 12, 2026
Details

As Low As

Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
694 Columbus Ave, Rochester, NH, 03867
Auto Loans
6.59%
Up to 63 Months
View
▼
APR6.59%
TermUp to 63 Months
Last UpdatedMay 12, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
New Auto Loans 2026 & Newer
6.82%
90 Months
View
▼
APR6.82%
Term90 Months
Last UpdatedMay 10, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
Used Auto Loans 2019 & Newer
6.82%
90 Months
View
▼
APR6.82%
Term90 Months
Last UpdatedMay 10, 2026
Details

As Low As

Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
694 Columbus Ave, Rochester, NH, 03867
Auto Loans
6.94%
85-96 Months
View
▼
APR6.94%
Term85-96 Months
Last UpdatedMay 12, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
Used Auto Loans 2018 & Older
9.09%
66 Months
View
▼
APR9.09%
Term66 Months
Last UpdatedMay 10, 2026
Details

As Low As

Lighthouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
694 Columbus Ave, Rochester, NH, 03867
Auto Loans
9.59%
Up to 48 Months
View
▼
APR9.59%
TermUp to 48 Months
Last UpdatedMay 12, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
Used Auto Loans 2018 & Older
9.82%
90 Months
View
▼
APR9.82%
Term90 Months
Last UpdatedMay 10, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
View
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMay 10, 2026
Details

New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
Auto Loans
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
Auto Loans
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
New/Used Auto (Model Years 2024-2026)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
Used Auto (Model Years < 2024)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
Auto Loan Refinance Special
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedMay 12, 2026
Details

Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
New Automobile Loans
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMay 12, 2026
Details

Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
Used Automobile Loans
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMay 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
5.14%
Up to 75 Months
View
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMay 10, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
Auto Loan
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedMay 5, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New Vehicles
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedMay 5, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
5.49%
Up to 75 Months
View
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
Auto Loans
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedMay 10, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
New/Used Auto (Model Years 2024-2026)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedMay 10, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
Used Auto (Model Years 2021-2023)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedMay 10, 2026
Details

As Low As

Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMay 5, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New Vehicles
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMay 5, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Used Vehicles
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedMay 5, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
Auto Loan
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMay 5, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New Vehicles
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMay 5, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Used Vehicles
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedMay 5, 2026
Details

Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
New Automobile Loans
5.75%
75 Months
View
▼
APR5.75%
Term75 Months
Last UpdatedMay 12, 2026
Details

Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
Used Automobile Loans
5.75%
75 Months
View
▼
APR5.75%
Term75 Months
Last UpdatedMay 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto (2018 or older)
5.99%
Up to 60 Months
View
▼
APR5.99%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
6.14%
Up to 84 Months
View
▼
APR6.14%
TermUp to 84 Months
Last UpdatedMay 10, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
6.49%
Up to 84 Months
View
▼
APR6.49%
TermUp to 84 Months
Last UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
Auto Loans
6.99%
84 months
View
▼
APR6.99%
Term84 months
Last UpdatedMay 10, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
New/Used Auto (Model Years 2022-2026)
6.99%
84 months
View
▼
APR6.99%
Term84 months
Last UpdatedMay 10, 2026
Details

As Low As

Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
New Automobile Loans
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMay 12, 2026
Details

Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
Used Automobile Loans
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMay 12, 2026
Details

Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
Used Automobile Loans
7.49%
60 Months
View
▼
APR7.49%
Term60 Months
Last UpdatedMay 12, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
New Auto Loans 2026 & Newer
4.39%
42 Months
View
▼
APR4.39%
Term42 Months
Last UpdatedMay 10, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
Used Auto Loans 2019 & Newer
4.39%
42 Months
View
▼
APR4.39%
Term42 Months
Last UpdatedMay 10, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
New Auto Loans 2026 & Newer
4.61%
54 Months
View
▼
APR4.61%
Term54 Months
Last UpdatedMay 10, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
Used Auto Loans 2019 & Newer
4.61%
54 Months
View
▼
APR4.61%
Term54 Months
Last UpdatedMay 10, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
New Auto Loans 2026 & Newer
4.84%
66 Months
View
▼
APR4.84%
Term66 Months
Last UpdatedMay 10, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
Used Auto Loans 2019 & Newer
4.84%
66 Months
View
▼
APR4.84%
Term66 Months
Last UpdatedMay 10, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
New Auto Loans 2026 & Newer
5.83%
78 Months
View
▼
APR5.83%
Term78 Months
Last UpdatedMay 10, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
Used Auto Loans 2019 & Newer
5.83%
78 Months
View
▼
APR5.83%
Term78 Months
Last UpdatedMay 10, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
New Auto Loans 2026 & Newer
6.82%
90 Months
View
▼
APR6.82%
Term90 Months
Last UpdatedMay 10, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
Used Auto Loans 2019 & Newer
6.82%
90 Months
View
▼
APR6.82%
Term90 Months
Last UpdatedMay 10, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
View
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
New/Used Auto (Model Years 2024-2026)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
New Automobile Loans
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMay 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
5.14%
Up to 75 Months
View
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMay 10, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New Vehicles
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedMay 5, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
New/Used Auto (Model Years 2024-2026)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedMay 10, 2026
Details

As Low As

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New Vehicles
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMay 5, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New Vehicles
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMay 5, 2026
Details

Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
New Automobile Loans
5.75%
75 Months
View
▼
APR5.75%
Term75 Months
Last UpdatedMay 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
6.14%
Up to 84 Months
View
▼
APR6.14%
TermUp to 84 Months
Last UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
New/Used Auto (Model Years 2022-2026)
6.99%
84 months
View
▼
APR6.99%
Term84 months
Last UpdatedMay 10, 2026
Details

As Low As

Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
New Automobile Loans
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMay 12, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
Used Auto Loans 2019 & Newer
4.39%
42 Months
View
▼
APR4.39%
Term42 Months
Last UpdatedMay 10, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
Used Auto Loans 2019 & Newer
4.61%
54 Months
View
▼
APR4.61%
Term54 Months
Last UpdatedMay 10, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
Used Auto Loans 2019 & Newer
4.84%
66 Months
View
▼
APR4.84%
Term66 Months
Last UpdatedMay 10, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
Used Auto Loans 2019 & Newer
5.83%
78 Months
View
▼
APR5.83%
Term78 Months
Last UpdatedMay 10, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
Used Auto Loans 2019 & Newer
6.82%
90 Months
View
▼
APR6.82%
Term90 Months
Last UpdatedMay 10, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
Used Auto Loans 2018 & Older
9.09%
66 Months
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▼
APR9.09%
Term66 Months
Last UpdatedMay 10, 2026
Details

As Low As

Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
7 Two Rod Rd, Rochester, NH, 03867 4328
Used Auto Loans 2018 & Older
9.82%
90 Months
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▼
APR9.82%
Term90 Months
Last UpdatedMay 10, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
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APR4.99%
TermUp to 63 Months
Last UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
New/Used Auto (Model Years 2024-2026)
4.99%
36 months
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▼
APR4.99%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
Used Auto (Model Years < 2024)
4.99%
36 months
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▼
APR4.99%
Term36 months
Last UpdatedMay 10, 2026
Details

As Low As

Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
Used Automobile Loans
4.99%
36 Months
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▼
APR4.99%
Term36 Months
Last UpdatedMay 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
5.49%
Up to 75 Months
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▼
APR5.49%
TermUp to 75 Months
Last UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
New/Used Auto (Model Years 2024-2026)
5.49%
72 months
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▼
APR5.49%
Term72 months
Last UpdatedMay 10, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
Used Auto (Model Years 2021-2023)
5.49%
72 months
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▼
APR5.49%
Term72 months
Last UpdatedMay 10, 2026
Details

As Low As

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Used Vehicles
5.50%
48 Months
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▼
APR5.50%
Term48 Months
Last UpdatedMay 5, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Used Vehicles
5.75%
60 Months
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APR5.75%
Term60 Months
Last UpdatedMay 5, 2026
Details

Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
Used Automobile Loans
5.75%
75 Months
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▼
APR5.75%
Term75 Months
Last UpdatedMay 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto (2018 or older)
5.99%
Up to 60 Months
View
▼
APR5.99%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
6.49%
Up to 84 Months
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▼
APR6.49%
TermUp to 84 Months
Last UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
New/Used Auto (Model Years 2022-2026)
6.99%
84 months
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▼
APR6.99%
Term84 months
Last UpdatedMay 10, 2026
Details

As Low As

Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
Used Automobile Loans
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMay 12, 2026
Details

Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
Used Automobile Loans
7.49%
60 Months
View
▼
APR7.49%
Term60 Months
Last UpdatedMay 12, 2026
Details

Rochester, NH Auto Loan Rate Trends

Compare local Rochester, NH auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New Hampshire Auto Trends →
New Auto Loan — NH Avg
5.460%
▼ 0.243 vs 7 days ago

New Hampshire new auto rates fell 0.243 points over the past 7 days to 5.460% APR.

Used Auto Loan — NH Avg
6.294%
▼ 0.128 vs 7 days ago

New Hampshire used auto rates fell 0.128 points over the past 7 days to 6.294% APR.

As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Rochester, New Hampshire

How does my credit score affect my car loan rate in New Hampshire?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Rochester, New Hampshire with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in New Hampshire *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Rochester, New Hampshire typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Rochester, New Hampshire?

Based on our current data, some of the lowest auto loan rates available in Rochester, New Hampshire include:
  • Granite State Credit Union: 4.39% (New Auto Loans 2026 & Newer)
  • Lighthouse Credit Union: 5.19% (Auto Loans)
  • Together Credit Union: 4.64% (New Auto)
  • New Hampshire Postal Credit Union: 4.75% (Auto Loans)
  • Align Credit Union: 4.99% (Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Rochester, New Hampshire. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026

Rochester, New Hampshire Rates & Resources

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