Auto Loan Rates in Berlin, New Hampshire (NH) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Berlin, New Hampshire. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Berlin, New Hampshire include Together Credit UnionTogether Credit Union3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412A+5.0 ★Texas Ratio: 5.65% offering New Auto at 4.64%, Members First Credit Union of NHMembers First Credit Union of NH7 Salmon St, Manchester, NH, 03104 3027A+5.0 ★Texas Ratio: 4.15% offering Automobile - New Vehicle at 4.76%, Granite State Credit UnionGranite State Credit Union1415 Elm St, Manchester, NH, 03101 1325A+5.0 ★Texas Ratio: 5.41% offering New Auto Loan 2026 & Newer at 4.86%, Align Credit UnionAlign Credit Union68 Lafayette Rd, Seabrook, NH, 03874A5.0 ★Texas Ratio: 11.20% offering Auto Loans at 4.99%, Triangle Credit UnionTriangle Credit Union33 Franklin St, Nashua, NH, 03064A+5.0 ★Texas Ratio: 4.10% offering Auto Loan Refinance Special at 4.99%. Auto loan rates as of March 24, 2026 according to verified data from MonitorBankRates.
Auto loan rates in Berlin, New Hampshire are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Berlin, New Hampshire. Auto Loan Rates Last Updated and Verified: March 24, 2026
Compare Auto Loan Rates Today in Berlin, New Hampshire & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - New Vehicle
4.76%
36 Months
▼
APR4.76%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - Used Vehicle
4.76%
36 Months
▼
APR4.76%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
New Auto Loan 2026 & Newer
4.86%
54 Months
▼
APR4.86%
Term54 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
Used Auto Loan 2019 & Newer
4.86%
54 Months
▼
APR4.86%
Term54 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
New Auto Loan 2026 & Newer
4.89%
42 Months
▼
APR4.89%
Term42 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
Used Auto Loan 2019 & Newer
4.89%
42 Months
▼
APR4.89%
Term42 Months
Last UpdatedMar 20, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
Auto Loans
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 17, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
New/Used Auto (Model Years 2024-2026)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 17, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
Used Auto (Model Years < 2024)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 17, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
33 Franklin St, Nashua, NH, 03064
Auto Loan Refinance Special
4.99%
Up to 66 Months
▼
APR4.99%
TermUp to 66 Months
Last UpdatedMar 22, 2026
Details
Model Years 2021 & Newer
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
33 Franklin St, Nashua, NH, 03064
New Automobile Loans
4.99%
Up to 36 Months
▼
APR4.99%
TermUp to 36 Months
Last UpdatedMar 22, 2026
Details
Model Years 2021 & Newer
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
33 Franklin St, Nashua, NH, 03064
Used Automobile Loans
4.99%
Up to 36 Months
▼
APR4.99%
TermUp to 36 Months
Last UpdatedMar 22, 2026
Details
Model Years 2021 & Newer
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH, 03103
Used Auto
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 24, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - New Vehicle
5.15%
60 Months
▼
APR5.15%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - Used Vehicle
5.15%
60 Months
▼
APR5.15%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
254 State St, Portsmouth, NH, 03801
Auto Loan
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 20, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
201 State Route 111, Hampstead, NH, 03841
Auto Loan
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 21, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
New Auto Loan 2026 & Newer
5.34%
66 Months
▼
APR5.34%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
Used Auto Loan 2019 & Newer
5.34%
66 Months
▼
APR5.34%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
Auto Loans
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedMar 17, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
New/Used Auto (Model Years 2024-2026)
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedMar 17, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
Used Auto (Model Years 2021-2023)
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedMar 17, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
254 State St, Portsmouth, NH, 03801
Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
201 State Route 111, Hampstead, NH, 03841
Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 21, 2026
Details
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH, 03103
Used Auto
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 24, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - New Vehicle
5.63%
72 Months
▼
APR5.63%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - Used Vehicle
5.63%
72 Months
▼
APR5.63%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
254 State St, Portsmouth, NH, 03801
Auto Loan
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
201 State Route 111, Hampstead, NH, 03841
Auto Loan
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 21, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
33 Franklin St, Nashua, NH, 03064
New Automobile Loans
5.75%
Up to 75 Months
▼
APR5.75%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
Equal to or greater than $15,000
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
33 Franklin St, Nashua, NH, 03064
Used Automobile Loans
5.75%
Up to 75 Months
▼
APR5.75%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
Model Years 2022 & Newer, Amounts Equal to or Greater Than $15,000, Max Mileage 75,000
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
New Auto Loan 2026 & Newer
5.83%
78 Months
▼
APR5.83%
Term78 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
Used Auto Loan 2019 & Newer
5.83%
78 Months
▼
APR5.83%
Term78 Months
Last UpdatedMar 20, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
Used Auto (2018 or older)
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedMar 22, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
New Auto
6.14%
Up to 84 Months
▼
APR6.14%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
Used Auto1
6.49%
Up to 84 Months
▼
APR6.49%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - New Vehicle
6.61%
84 Months
▼
APR6.61%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - Used Vehicle
6.61%
84 Months
▼
APR6.61%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
New Auto Loan 2026 & Newer
6.82%
90 Months
▼
APR6.82%
Term90 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
Used Auto Loan 2019 & Newer
6.82%
90 Months
▼
APR6.82%
Term90 Months
Last UpdatedMar 20, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
Auto Loans
6.99%
84 months
▼
APR6.99%
Term84 months
Last UpdatedMar 17, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
New/Used Auto (Model Years 2022-2026)
6.99%
84 months
▼
APR6.99%
Term84 months
Last UpdatedMar 17, 2026
Details
As Low As
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
33 Franklin St, Nashua, NH, 03064
New Automobile Loans
6.99%
Up to 84 Months
▼
APR6.99%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
Equal to or greater than $20,000
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
33 Franklin St, Nashua, NH, 03064
Used Automobile Loans
6.99%
Up to 76-84 Months
▼
APR6.99%
TermUp to 76-84 Months
Last UpdatedMar 22, 2026
Details
Model Years 2022 & Newer, Amounts Equal to or Greater Than $20,000, NADA Value Equal to or Greater than $20,000
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
33 Franklin St, Nashua, NH, 03064
Used Automobile Loans
7.49%
Up to 60 Months
▼
APR7.49%
TermUp to 60 Months
Last UpdatedMar 22, 2026
Details
Model Years 2020 and older
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH, 03103
Used Auto Over 10 Years Old
7.75%
48 Months
▼
APR7.75%
Term48 Months
Last UpdatedMar 24, 2026
Details
Lowell Five Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
125 E Dunstable Rd, Nashua, NH, 03062
New Auto Loan
8.50%
36 Months
▼
APR8.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
Annual Percentage Rates with automatic payment. Up to 90% financing of selling price.
Lowell Five Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
125 E Dunstable Rd, Nashua, NH, 03062
Used Auto Loan
8.75%
36 Months
▼
APR8.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
Annual Percentage Rates with automatic payment. 90% of the lesser of sales price or N.A.D.A value. Rates are effective 3/9/2026.
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH, 03103
Used Auto Over 10 Years Old
8.75%
60 Months
▼
APR8.75%
Term60 Months
Last UpdatedMar 24, 2026
Details
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
133 Brock St, Rochester, NH, 03867
Classic Car Loan
8.99%
24 Months
▼
APR8.99%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
Used Auto Loan 2018 & Older
9.09%
66 Months
▼
APR9.09%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
133 Brock St, Rochester, NH, 03867
Classic Car Loan
9.24%
36 Months
▼
APR9.24%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
133 Brock St, Rochester, NH, 03867
Classic Car Loan
9.49%
48 Months
▼
APR9.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
133 Brock St, Rochester, NH, 03867
Classic Car Loan
9.74%
60 Months
▼
APR9.74%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
Used Auto Loan 2018 & Older
9.82%
90 Months
▼
APR9.82%
Term90 Months
Last UpdatedMar 20, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - New Vehicle
4.76%
36 Months
▼
APR4.76%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
New Auto Loan 2026 & Newer
4.86%
54 Months
▼
APR4.86%
Term54 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
Used Auto Loan 2019 & Newer
4.86%
54 Months
▼
APR4.86%
Term54 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
New Auto Loan 2026 & Newer
4.89%
42 Months
▼
APR4.89%
Term42 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
Used Auto Loan 2019 & Newer
4.89%
42 Months
▼
APR4.89%
Term42 Months
Last UpdatedMar 20, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
New/Used Auto (Model Years 2024-2026)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 17, 2026
Details
As Low As
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
33 Franklin St, Nashua, NH, 03064
New Automobile Loans
4.99%
Up to 36 Months
▼
APR4.99%
TermUp to 36 Months
Last UpdatedMar 22, 2026
Details
Model Years 2021 & Newer
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - New Vehicle
5.15%
60 Months
▼
APR5.15%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
New Auto Loan 2026 & Newer
5.34%
66 Months
▼
APR5.34%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
Used Auto Loan 2019 & Newer
5.34%
66 Months
▼
APR5.34%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
New/Used Auto (Model Years 2024-2026)
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedMar 17, 2026
Details
As Low As
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - New Vehicle
5.63%
72 Months
▼
APR5.63%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
33 Franklin St, Nashua, NH, 03064
New Automobile Loans
5.75%
Up to 75 Months
▼
APR5.75%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
Equal to or greater than $15,000
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
New Auto Loan 2026 & Newer
5.83%
78 Months
▼
APR5.83%
Term78 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
Used Auto Loan 2019 & Newer
5.83%
78 Months
▼
APR5.83%
Term78 Months
Last UpdatedMar 20, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
New Auto
6.14%
Up to 84 Months
▼
APR6.14%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - New Vehicle
6.61%
84 Months
▼
APR6.61%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
New Auto Loan 2026 & Newer
6.82%
90 Months
▼
APR6.82%
Term90 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
Used Auto Loan 2019 & Newer
6.82%
90 Months
▼
APR6.82%
Term90 Months
Last UpdatedMar 20, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
New/Used Auto (Model Years 2022-2026)
6.99%
84 months
▼
APR6.99%
Term84 months
Last UpdatedMar 17, 2026
Details
As Low As
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
33 Franklin St, Nashua, NH, 03064
New Automobile Loans
6.99%
Up to 84 Months
▼
APR6.99%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
Equal to or greater than $20,000
Lowell Five Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
125 E Dunstable Rd, Nashua, NH, 03062
New Auto Loan
8.50%
36 Months
▼
APR8.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
Annual Percentage Rates with automatic payment. Up to 90% financing of selling price.
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - Used Vehicle
4.76%
36 Months
▼
APR4.76%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
Used Auto Loan 2019 & Newer
4.86%
54 Months
▼
APR4.86%
Term54 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
Used Auto Loan 2019 & Newer
4.89%
42 Months
▼
APR4.89%
Term42 Months
Last UpdatedMar 20, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
New/Used Auto (Model Years 2024-2026)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 17, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
Used Auto (Model Years < 2024)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 17, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
33 Franklin St, Nashua, NH, 03064
Used Automobile Loans
4.99%
Up to 36 Months
▼
APR4.99%
TermUp to 36 Months
Last UpdatedMar 22, 2026
Details
Model Years 2021 & Newer
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH, 03103
Used Auto
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 24, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - Used Vehicle
5.15%
60 Months
▼
APR5.15%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
Used Auto Loan 2019 & Newer
5.34%
66 Months
▼
APR5.34%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
New/Used Auto (Model Years 2024-2026)
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedMar 17, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
Used Auto (Model Years 2021-2023)
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedMar 17, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH, 03103
Used Auto
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 24, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - Used Vehicle
5.63%
72 Months
▼
APR5.63%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
33 Franklin St, Nashua, NH, 03064
Used Automobile Loans
5.75%
Up to 75 Months
▼
APR5.75%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
Model Years 2022 & Newer, Amounts Equal to or Greater Than $15,000, Max Mileage 75,000
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
Used Auto Loan 2019 & Newer
5.83%
78 Months
▼
APR5.83%
Term78 Months
Last UpdatedMar 20, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
Used Auto (2018 or older)
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedMar 22, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
Used Auto1
6.49%
Up to 84 Months
▼
APR6.49%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - Used Vehicle
6.61%
84 Months
▼
APR6.61%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
Used Auto Loan 2019 & Newer
6.82%
90 Months
▼
APR6.82%
Term90 Months
Last UpdatedMar 20, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
New/Used Auto (Model Years 2022-2026)
6.99%
84 months
▼
APR6.99%
Term84 months
Last UpdatedMar 17, 2026
Details
As Low As
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
33 Franklin St, Nashua, NH, 03064
Used Automobile Loans
6.99%
Up to 76-84 Months
▼
APR6.99%
TermUp to 76-84 Months
Last UpdatedMar 22, 2026
Details
Model Years 2022 & Newer, Amounts Equal to or Greater Than $20,000, NADA Value Equal to or Greater than $20,000
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
33 Franklin St, Nashua, NH, 03064
Used Automobile Loans
7.49%
Up to 60 Months
▼
APR7.49%
TermUp to 60 Months
Last UpdatedMar 22, 2026
Details
Model Years 2020 and older
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH, 03103
Used Auto Over 10 Years Old
7.75%
48 Months
▼
APR7.75%
Term48 Months
Last UpdatedMar 24, 2026
Details
Lowell Five Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
125 E Dunstable Rd, Nashua, NH, 03062
Used Auto Loan
8.75%
36 Months
▼
APR8.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
Annual Percentage Rates with automatic payment. 90% of the lesser of sales price or N.A.D.A value. Rates are effective 3/9/2026.
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH, 03103
Used Auto Over 10 Years Old
8.75%
60 Months
▼
APR8.75%
Term60 Months
Last UpdatedMar 24, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
Used Auto Loan 2018 & Older
9.09%
66 Months
▼
APR9.09%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
1415 Elm St, Manchester, NH, 03101 1325
Used Auto Loan 2018 & Older
9.82%
90 Months
▼
APR9.82%
Term90 Months
Last UpdatedMar 20, 2026
Details
As Low As
Powered by
MonitorBankRates
National Auto Loan Rate Trends
Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New Auto Loan — National Avg APR
5.365%
▼ 0.012 from last week
New auto loan rates fell 0.012 points this week to 5.365% APR, down from 5.377% last week.
Used Auto Loan — National Avg APR
5.673%
▼ 0.027 from last week
Used auto loan rates fell 0.027 points this week to 5.673% APR, down from 5.700% last week.
National averages as of Mar 25, 2026 • Weekly data from 8,500+ U.S. banks & credit unions
Powered byMonitorBankRates
Frequently Asked Questions about Auto Loans in Berlin, New Hampshire
How does my credit score affect my car loan rate in New Hampshire?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Berlin, New Hampshire with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in New Hampshire *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Berlin, New Hampshire typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Berlin, New Hampshire?
Based on our current data, some of the lowest auto loan rates available in Berlin, New Hampshire include:
- Together Credit Union: 4.64% (New Auto)
- Members First Credit Union of NH: 4.76% (Automobile - New Vehicle)
- Granite State Credit Union: 4.86% (New Auto Loan 2026 & Newer)
- Align Credit Union: 4.99% (Auto Loans)
- Triangle Credit Union: 4.99% (Auto Loan Refinance Special)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Berlin, New Hampshire. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 24, 2026
