Auto Loan Rates in Saint Peters, Missouri (MO) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Saint Peters, Missouri. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Saint Peters, Missouri include West Community Credit UnionWest Community Credit Union7900 Mexico Rd, Saint Peters, MO, 63376A5.0 ★Texas Ratio: 11.50% offering Auto Loan at 4.49%, Gateway Metro Federal Credit UnionGateway Metro Federal Credit Union1421 Jungermann Rd, Saint Peters, MO, 63376 7376A5.0 ★Texas Ratio: 10.30% offering New And Used Vehicle Loans Up to 36 months at 4.49%, Together Credit UnionTogether Credit Union1770 Woodstone Dr, Saint Peters, MO, 63376A+5.0 ★Texas Ratio: 5.65% offering New Auto at 4.64%, Neighbors Credit UnionNeighbors Credit Union4745 Mexico Rd, Saint Peters, MO, 63376 2461A5.0 ★Texas Ratio: 8.62% offering Auto Loans - Purchase & Refinance 2024-2027 Models up to 48 mos at 4.74%, First Community Credit UnionFirst Community Credit Union1661 Jungermann Rd, Saint Peters, MO, 63304 2821A+5.0 ★Texas Ratio: 3.72% offering New Auto Loans at 4.75%. Auto loan rates as of March 25, 2026 according to verified data from MonitorBankRates.
Auto loan rates in Saint Peters, Missouri are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Saint Peters, Missouri. Auto Loan Rates Last Updated and Verified: March 25, 2026
Compare Auto Loan Rates Today in Saint Peters, Missouri & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
7900 Mexico Rd, Saint Peters, MO, 63376
Auto Loan
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedMar 22, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1421 Jungermann Rd, Saint Peters, MO, 63376 7376
New And Used Vehicle Loans Up to 36 months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 23, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1770 Woodstone Dr, Saint Peters, MO, 63376
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
4745 Mexico Rd, Saint Peters, MO, 63376 2461
Auto Loans - Purchase & Refinance 2024-2027 Models up to 48 mos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
APR w/ Auto Payments^: 4.49%; APR w/ Auto Pay, Checking & Direct Deposit^: 4.24%
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
7900 Mexico Rd, Saint Peters, MO, 63376
Auto Loan
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMar 22, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
1661 Jungermann Rd, Saint Peters, MO, 63304 2821
New Auto Loans
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As; min. $500
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
1661 Jungermann Rd, Saint Peters, MO, 63304 2821
Used Auto Loans
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
4599 Executive Centre Pkwy, Saint Peters, MO, 63376 1686
New Auto
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Rates may vary based on creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.
Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
4599 Executive Centre Pkwy, Saint Peters, MO, 63376 1686
Used Auto
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; 2024-2026 model years; rates determined by creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
7900 Mexico Rd, Saint Peters, MO, 63376
Auto Loan
4.89%
48 months
▼
APR4.89%
Term48 months
Last UpdatedMar 22, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1421 Jungermann Rd, Saint Peters, MO, 63376 7376
New And Used Vehicle Loans 37 to 48 months
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 23, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
1661 Jungermann Rd, Saint Peters, MO, 63304 2821
New Auto Loans
4.99%
48-60
▼
APR4.99%
Term48-60
Last UpdatedMar 18, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
1661 Jungermann Rd, Saint Peters, MO, 63304 2821
Used Auto Loans
4.99%
48-60
▼
APR4.99%
Term48-60
Last UpdatedMar 18, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1770 Woodstone Dr, Saint Peters, MO, 63376
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
7900 Mexico Rd, Saint Peters, MO, 63376
Auto Loan
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedMar 22, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1421 Jungermann Rd, Saint Peters, MO, 63376 7376
New And Used Vehicle Loans 49 to 60 months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 23, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1770 Woodstone Dr, Saint Peters, MO, 63376
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
4745 Mexico Rd, Saint Peters, MO, 63376 2461
Auto Loans - Purchase & Refinance 2024-2027 Models up to 63 mos
5.24%
63 Months
▼
APR5.24%
Term63 Months
Last UpdatedMar 20, 2026
Details
APR w/ Auto Payments^: 4.99%; APR w/ Auto Pay, Checking & Direct Deposit^: 4.74%
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
7900 Mexico Rd, Saint Peters, MO, 63376
Auto Loan
5.24%
72 months
▼
APR5.24%
Term72 months
Last UpdatedMar 22, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1421 Jungermann Rd, Saint Peters, MO, 63376 7376
New And Used Vehicle Loans 61 to 72 months
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 23, 2026
Details
As Low As
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
4745 Mexico Rd, Saint Peters, MO, 63376 2461
Auto Loans - Purchase & Refinance 2018-2023 Models up to 48 mos
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
APR w/ Auto Payments^: 5.24%; APR w/ Auto Pay, Checking & Direct Deposit^: 4.99%
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
4745 Mexico Rd, Saint Peters, MO, 63376 2461
Auto Loans - Purchase & Refinance 2018-2023 Models up to 63 mos
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedMar 20, 2026
Details
APR w/ Auto Payments^: 5.24%; APR w/ Auto Pay, Checking & Direct Deposit^: 4.99%
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1770 Woodstone Dr, Saint Peters, MO, 63376
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
1040 Cave Springs Blvd, Saint Peters, MO, 63376
Auto Loan
5.49%
12 Months
▼
APR5.49%
Term12 Months
Last UpdatedMar 22, 2026
Details
As Low As; 2017 - 2021; 12 - 48 ($5,000 min.)
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
1661 Jungermann Rd, Saint Peters, MO, 63304 2821
New Auto Loans
5.50%
61-72
▼
APR5.50%
Term61-72
Last UpdatedMar 18, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
1661 Jungermann Rd, Saint Peters, MO, 63304 2821
Used Auto Loans
5.50%
61-72
▼
APR5.50%
Term61-72
Last UpdatedMar 18, 2026
Details
As Low As
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
4745 Mexico Rd, Saint Peters, MO, 63376 2461
Auto Loans - Purchase & Refinance 2024-2027 Models up to 72 mos
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 20, 2026
Details
APR w/ Auto Payments^: 5.49%; APR w/ Auto Pay, Checking & Direct Deposit^: 5.24%
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
7900 Mexico Rd, Saint Peters, MO, 63376
Auto Loan
5.74%
84 months
▼
APR5.74%
Term84 months
Last UpdatedMar 22, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1421 Jungermann Rd, Saint Peters, MO, 63376 7376
New And Used Vehicle Loans 73 to 84 months
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 23, 2026
Details
As Low As
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
4745 Mexico Rd, Saint Peters, MO, 63376 2461
Auto Loans - Purchase & Refinance 2018-2023 Models up to 72 mos
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 20, 2026
Details
APR w/ Auto Payments^: 5.74%; APR w/ Auto Pay, Checking & Direct Deposit^: 5.49%
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1770 Woodstone Dr, Saint Peters, MO, 63376
Used Auto (2018 or older)
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedMar 22, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1770 Woodstone Dr, Saint Peters, MO, 63376
New Auto
6.14%
Up to 84 Months
▼
APR6.14%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
4599 Executive Centre Pkwy, Saint Peters, MO, 63376 1686
Used Auto > 7 Years
6.49%
36 Months
▼
APR6.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Rates determined by creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
4745 Mexico Rd, Saint Peters, MO, 63376 2461
Auto Loans - Purchase & Refinance 2024-2027 Models up to 84 mos**
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
APR w/ Auto Payments^: 6.24%; APR w/ Auto Pay, Checking & Direct Deposit^: 5.99%
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1770 Woodstone Dr, Saint Peters, MO, 63376
Used Auto1
6.49%
Up to 84 Months
▼
APR6.49%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
7900 Mexico Rd, Saint Peters, MO, 63376
Auto Loan
6.49%
84 months
▼
APR6.49%
Term84 months
Last UpdatedMar 22, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
1661 Jungermann Rd, Saint Peters, MO, 63304 2821
New Auto Loans
6.50%
73-84
▼
APR6.50%
Term73-84
Last UpdatedMar 18, 2026
Details
As Low As; min. $25,000
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
1661 Jungermann Rd, Saint Peters, MO, 63304 2821
Used Auto Loans
6.50%
73-84
▼
APR6.50%
Term73-84
Last UpdatedMar 18, 2026
Details
As Low As
Neighbors Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.62%
4745 Mexico Rd, Saint Peters, MO, 63376 2461
Auto Loans - Purchase & Refinance 2018-2023 Models up to 84 mos**
7.24%
84 Months
▼
APR7.24%
Term84 Months
Last UpdatedMar 20, 2026
Details
APR w/ Auto Payments^: 6.99%; APR w/ Auto Pay, Checking & Direct Deposit^: 6.74%
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
7900 Mexico Rd, Saint Peters, MO, 63376
Auto Loan
7.24%
24 months
▼
APR7.24%
Term24 months
Last UpdatedMar 22, 2026
Details
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
7900 Mexico Rd, Saint Peters, MO, 63376
Auto Loan
7.49%
60 months
▼
APR7.49%
Term60 months
Last UpdatedMar 22, 2026
Details
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
1040 Cave Springs Blvd, Saint Peters, MO, 63376
Auto Loan
7.74%
12 Months
▼
APR7.74%
Term12 Months
Last UpdatedMar 22, 2026
Details
As Low As; 2012 - 2016; 12 - 48 ($5,000 min.)
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
1040 Cave Springs Blvd, Saint Peters, MO, 63376
Auto Loan
7.99%
12-48
▼
APR7.99%
Term12-48
Last UpdatedMar 22, 2026
Details
As Low As; 2022 - New
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
7900 Mexico Rd, Saint Peters, MO, 63376
Auto Loan
8.49%
72 months
▼
APR8.49%
Term72 months
Last UpdatedMar 22, 2026
Details
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
1040 Cave Springs Blvd, Saint Peters, MO, 63376
Auto Loan
8.99%
12-60
▼
APR8.99%
Term12-60
Last UpdatedMar 22, 2026
Details
As Low As; 2022 - New
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
7900 Mexico Rd, Saint Peters, MO, 63376
Auto Loan
8.99%
84 months
▼
APR8.99%
Term84 months
Last UpdatedMar 22, 2026
Details
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
1040 Cave Springs Blvd, Saint Peters, MO, 63376
Auto Loan
9.24%
Up to 84
▼
APR9.24%
TermUp to 84
Last UpdatedMar 22, 2026
Details
As Low As; 2022 - New
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
1040 Cave Springs Blvd, Saint Peters, MO, 63376
Auto Loan
9.49%
Up to 120
▼
APR9.49%
TermUp to 120
Last UpdatedMar 22, 2026
Details
As Low As; 2022 - New
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
1040 Cave Springs Blvd, Saint Peters, MO, 63376
Auto Loan
9.74%
Up to 144
▼
APR9.74%
TermUp to 144
Last UpdatedMar 22, 2026
Details
As Low As; 2022 - New
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
1040 Cave Springs Blvd, Saint Peters, MO, 63376
Auto Loan
9.99%
Up to 180
▼
APR9.99%
TermUp to 180
Last UpdatedMar 22, 2026
Details
As Low As; 2022 - New
West Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
7900 Mexico Rd, Saint Peters, MO, 63376
Auto Loan
9.99%
36 months
▼
APR9.99%
Term36 months
Last UpdatedMar 22, 2026
Details
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
1040 Cave Springs Blvd, Saint Peters, MO, 63376
Auto Loan
10.24%
Up to 180
▼
APR10.24%
TermUp to 180
Last UpdatedMar 22, 2026
Details
As Low As; 2017 - 2021
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
1040 Cave Springs Blvd, Saint Peters, MO, 63376
Auto Loan
10.49%
Up to 84
▼
APR10.49%
TermUp to 84
Last UpdatedMar 22, 2026
Details
As Low As; 2012 - 2016
Vantage Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
1040 Cave Springs Blvd, Saint Peters, MO, 63376
Auto Loan
10.74%
Up to 120
▼
APR10.74%
TermUp to 120
Last UpdatedMar 22, 2026
Details
As Low As; 2012 - 2016
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO, 63043
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2026 & Newer
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
1444 E Sunshine St, SPRINGFIELD, MO, 65804 1238
New Vehicles 2025-2026
3.74%
Up To 7 Years
▼
APR3.74%
TermUp To 7 Years
Last UpdatedMar 4, 2026
Details
*APR is the Annual Percentage Rate.
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Auto Loan
3.99%
66 Months
▼
APR3.99%
Term66 Months
Last UpdatedMar 16, 2026
Details
Model Year: 2024-2026 (New or Used)
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 23, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO, 63043
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2026 & Newer
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 25, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As; 3 YEAR REPAY
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 25, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
Any Model Year Vehicle Loan
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedMar 18, 2026
Details
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
663 W Highway 60, Monett, MO, 65708
Autos
4.25%
Up to 96 Months
▼
APR4.25%
TermUp to 96 Months
Last UpdatedMar 20, 2026
Details
As Low As
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
New Vehicles
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As; 48 months max term
Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
400 E Miller St, Jefferson City, MO, 65101
Auto Loan
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 23, 2026
Details
As Low As; Model Year: 2023 - 2026
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedMar 24, 2026
Details
As Low As; 4 YEAR REPAY
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
4.29%
48 Months
▼
APR4.29%
Term48 Months
Last UpdatedMar 23, 2026
Details
As Low As
CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO, 64134 1841
Auto Loan
4.30%
36 Month
▼
APR4.30%
Term36 Month
Last UpdatedMar 18, 2026
Details
As Low As
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
1444 E Sunshine St, SPRINGFIELD, MO, 65804 1238
Used Vehicles 2023 and Older
4.49%
Up To 6 Years
▼
APR4.49%
TermUp To 6 Years
Last UpdatedMar 4, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
New Car: 2025-2027 Models
4.49%
2027 Mo
▼
APR4.49%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
4.49%
30 months
▼
APR4.49%
Term30 months
Last UpdatedMar 18, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO, 63043
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 25, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 18, 2026
Details
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2015-2026
4.50%
Up to 42
▼
APR4.50%
TermUp to 42
Last UpdatedMar 24, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO, 64134 1841
Auto Loan
4.55%
48 Month
▼
APR4.55%
Term48 Month
Last UpdatedMar 18, 2026
Details
As Low As
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
4.74%
66 months
▼
APR4.74%
Term66 months
Last UpdatedMar 18, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 25, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2025 or older Max age 15 years
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedMar 25, 2026
Details
Model Year: 2008 or Newer
Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2804 W Ash St, Columbia, MO, 65203 4601
New Auto
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As; Up to 100% NADA Retail
Catholic Family Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.97%
9237 Ward Pkwy Ste 114, Kansas City, MO, 64114 3331
New Auto 36 Month 2025
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 18, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
loan balance $20,000 or more
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loans
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 21, 2026
Details
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
New Vehicles
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As; 60 months max term
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2019-2026
4.75%
43 - 66
▼
APR4.75%
Term43 - 66
Last UpdatedMar 24, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.75%
5 Months
▼
APR4.75%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; 5 YEAR REPAY
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
4.79%
72 Months
▼
APR4.79%
Term72 Months
Last UpdatedMar 23, 2026
Details
As Low As
CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO, 64134 1841
Auto Loan
4.80%
60 Month
▼
APR4.80%
Term60 Month
Last UpdatedMar 18, 2026
Details
As Low As
City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.36%
2550 S State Route 291, Independence, MO, 64057 1226
New & Used Autos
4.84%
72 Months
▼
APR4.84%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As; 2019-2026
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
4.89%
1-36
▼
APR4.89%
Term1-36
Last UpdatedMar 16, 2026
Details
As Low As
Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.86%
9300 Troost Ave, Kansas City, MO, 64131
New and Used Auto Loan
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; terms up to 84 months
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
663 Highway 60, Monett, MO, 65708
New Auto Loan
4.90%
12 Months
▼
APR4.90%
Term12 Months
Last UpdatedMar 24, 2026
Details
As Low As
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
663 Highway 60, Monett, MO, 65708
Used Auto Loan
4.90%
12 Months
▼
APR4.90%
Term12 Months
Last UpdatedMar 24, 2026
Details
As Low As
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
4.99%
37-48
▼
APR4.99%
Term37-48
Last UpdatedMar 16, 2026
Details
As Low As
Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO, 63385 3868
Auto Loan New / Used 2021-Newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Auto Loan
4.99%
78 Months
▼
APR4.99%
Term78 Months
Last UpdatedMar 16, 2026
Details
Model Year: 2024-2026 (New or Used)
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
4.99%
63 Months
▼
APR4.99%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As; 100% Financing with qualified credit
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 23, 2026
Details
As Low As
Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
400 E Miller St, Jefferson City, MO, 65101
Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 23, 2026
Details
As Low As; Model Year: 2023 - 2026
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO, 63043
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2025 or older Max age 15 years
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
Model Year: 2008 or Newer
Catholic Family Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.97%
9237 Ward Pkwy Ste 114, Kansas City, MO, 64114 3331
New Auto 48 Month 2025
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 18, 2026
Details
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
New Vehicles
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As; 72 months max term
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2021 and Newer)
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As; 60 months max term
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2022-2026
5.00%
67 - 72
▼
APR5.00%
Term67 - 72
Last UpdatedMar 24, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO, 64134 1841
Auto Loan
5.05%
72 Month
▼
APR5.05%
Term72 Month
Last UpdatedMar 18, 2026
Details
As Low As
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
5.09%
49-60
▼
APR5.09%
Term49-60
Last UpdatedMar 16, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks 2020-2026
5.15%
36 Months
▼
APR5.15%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO, 63385 3868
Auto Loan New / Used 2021-Newer
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2025 or older Max age 15 years
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 25, 2026
Details
Model Year: 2013 or Newer
Catholic Family Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.97%
9237 Ward Pkwy Ste 114, Kansas City, MO, 64114 3331
New Auto 60 Month 2025
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 18, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
5.25%
84-95 Months
▼
APR5.25%
Term84-95 Months
Last UpdatedMar 18, 2026
Details
loan balance $75,000 or more
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loans
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 21, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
2025 - 2027 New Vehicle Loan
5.25%
1 - 48
▼
APR5.25%
Term1 - 48
Last UpdatedMar 21, 2026
Details
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
New Vehicles
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMar 22, 2026
Details
As Low As; 84 months max term
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2021 and Newer)
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As; 72 months max term
Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
400 E Miller St, Jefferson City, MO, 65101
Auto Loan
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMar 23, 2026
Details
As Low As; Model Year: 2023 - 2026
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
5.25%
6 Months
▼
APR5.25%
Term6 Months
Last UpdatedMar 24, 2026
Details
As Low As; 6 YEAR REPAY
Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1817 W Broadway, Columbia, MO, 65218
Autos & Trucks (new and used)
5.29%
0-12
▼
APR5.29%
Term0-12
Last UpdatedMar 21, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedMar 23, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1710 Ne Douglas St, Lees Summit, MO, 64086
New Auto Loan
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1710 Ne Douglas St, Lees Summit, MO, 64086
Used Auto Loan
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedMar 25, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks
5.30%
66 Months
▼
APR5.30%
Term66 Months
Last UpdatedMar 24, 2026
Details
As Low As
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.35%
36 Months
▼
APR5.35%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As; Loyalty Rate
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
2023 - 2026 Used Vehicle Loan
5.35%
1 - 48
▼
APR5.35%
Term1 - 48
Last UpdatedMar 21, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles 2018-2024
5.35%
6 Months
▼
APR5.35%
Term6 Months
Last UpdatedMar 24, 2026
Details
As Low As; 6 YEAR REPAY
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
5.39%
61-72
▼
APR5.39%
Term61-72
Last UpdatedMar 16, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1710 Ne Douglas St, Lees Summit, MO, 64086
New Auto Loan
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1710 Ne Douglas St, Lees Summit, MO, 64086
Used Auto Loan
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedMar 25, 2026
Details
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Auto Loan
5.40%
42 Months
▼
APR5.40%
Term42 Months
Last UpdatedMar 16, 2026
Details
Model Year: 2024-2026 (New or Used)
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1710 Ne Douglas St, Lees Summit, MO, 64086
New Auto Loan
5.44%
60 Months
▼
APR5.44%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1710 Ne Douglas St, Lees Summit, MO, 64086
Used Auto Loan
5.44%
60 Months
▼
APR5.44%
Term60 Months
Last UpdatedMar 25, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
New Car: 2025-2027 Models
5.49%
2027 Mo
▼
APR5.49%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
5.49%
78 months
▼
APR5.49%
Term78 months
Last UpdatedMar 18, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
663 W Highway 60, Monett, MO, 65708 8215
New Autos
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMar 20, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
663 W Highway 60, Monett, MO, 65708 8215
Used Autos (1-3 Years)
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMar 20, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
663 W Highway 60, Monett, MO, 65708 8215
Used Autos (4-7 Years)
5.49%
Up to 72 Months
▼
APR5.49%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
14506 E 39th St S, Independence, MO, 64055
New Autos, SUVs, Trucks, Vans
5.49%
3-7 year
▼
APR5.49%
Term3-7 year
Last UpdatedMar 24, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks 2020-2026
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details
/ln > $20k
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1710 Ne Douglas St, Lees Summit, MO, 64086
New Auto Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1710 Ne Douglas St, Lees Summit, MO, 64086
Used Auto Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Used Car: 2017-2027 Models
5.50%
2027 Mo
▼
APR5.50%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
5.50%
96-107 Months
▼
APR5.50%
Term96-107 Months
Last UpdatedMar 18, 2026
Details
loan balance $75,000 or more
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
2025 - 2027 New Vehicle Loan
5.50%
49 - 72
▼
APR5.50%
Term49 - 72
Last UpdatedMar 21, 2026
Details
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2021 and Newer)
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 22, 2026
Details
As Low As; 84 months max term
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2023-2026
5.50%
73 - 84
▼
APR5.50%
Term73 - 84
Last UpdatedMar 24, 2026
Details
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.58%
48 Months
▼
APR5.58%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As; Loyalty Rate
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks 2020-2026
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
2023 - 2026 Used Vehicle Loan
5.60%
49 - 72
▼
APR5.60%
Term49 - 72
Last UpdatedMar 21, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
4545 S Noland Rd, Independence, MO, 64055
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 22, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2025 or older Max age 15 years
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMar 25, 2026
Details
Model Year: 2015 or Newer
Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2804 W Ash St, Columbia, MO, 65203 4601
Used Auto
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As; Up to 100% NADA Retail
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Used Car: 2017-2027 Models
5.75%
2027 Mo
▼
APR5.75%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
5.75%
Up to 120 months
▼
APR5.75%
TermUp to 120 months
Last UpdatedMar 18, 2026
Details
loan balance $75,000 or more
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loans
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 21, 2026
Details
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Recreation Vehicle loan
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2020 to 2017)
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As; 60 months max term
Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
400 E Miller St, Jefferson City, MO, 65101
Auto Loan
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 23, 2026
Details
As Low As; Model Year: 2023 - 2026
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
5.75%
7 Months
▼
APR5.75%
Term7 Months
Last UpdatedMar 24, 2026
Details
As Low As; 7 YEAR REPAY
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.81%
60 Months
▼
APR5.81%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As; Loyalty Rate
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Auto Loan
5.95%
52 Months
▼
APR5.95%
Term52 Months
Last UpdatedMar 16, 2026
Details
Model Year: 2024-2026 (New or Used)
Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO, 63385 3868
Auto Loan New / Used 2021-Newer
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
New Car: 2025-2027 Models
5.99%
2027 Mo
▼
APR5.99%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Auto Loan
5.99%
78 Months
▼
APR5.99%
Term78 Months
Last UpdatedMar 16, 2026
Details
Model Year: 2022-2023
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
5.99%
76 Months
▼
APR5.99%
Term76 Months
Last UpdatedMar 20, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle
5.99%
63 Months
▼
APR5.99%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As
Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
400 E Miller St, Jefferson City, MO, 65101
Auto Loan
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMar 23, 2026
Details
As Low As; Model Year: 2017 - 2022
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO, 63043
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Used Car: 2017-2027 Models
6.00%
2027 Mo
▼
APR6.00%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2020 to 2017)
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As; 72 months max term
Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
400 E Miller St, Jefferson City, MO, 65101
Auto Loan
6.00%
36 Months
▼
APR6.00%
Term36 Months
Last UpdatedMar 23, 2026
Details
As Low As; Model Year: 2016 & older
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles 2014-2017
6.00%
5 Months
▼
APR6.00%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; 5 YEAR REPAY
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
6.05%
72 Months
▼
APR6.05%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; Loyalty Rate
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
3651 Forest Park Ave, Saint Louis, MO, 63108
Used Auto (2018-2024)
6.09%
Up to 63
▼
APR6.09%
TermUp to 63
Last UpdatedMar 15, 2026
Details
As Low As; months
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
6.24%
73-84
▼
APR6.24%
Term73-84
Last UpdatedMar 16, 2026
Details
As Low As
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
6.24%
84 months
▼
APR6.24%
Term84 months
Last UpdatedMar 18, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2025 or older Max age 15 years
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 25, 2026
Details
Model Year: 2015 or Newer (/ln > $20k)
County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO, 63105 1913
Auto Loan
6.25%
42 Months
▼
APR6.25%
Term42 Months
Last UpdatedMar 16, 2026
Details
Model Year: 2022-2023
Show Me Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
550 S Muldrow St, Mexico, MO, 65265 2014
Auto Loans
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMar 21, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
2020 - 2022 Used Vehicle Loan
6.25%
1 - 48
▼
APR6.25%
Term1 - 48
Last UpdatedMar 21, 2026
Details
Civic Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
400 E Miller St, Jefferson City, MO, 65101
Auto Loan
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedMar 23, 2026
Details
As Low As; Model Year: 2016 & older
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
6.29%
72 Months
▼
APR6.29%
Term72 Months
Last UpdatedMar 23, 2026
Details
As Low As
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
3651 Forest Park Ave, Saint Louis, MO, 63108
Used Auto (2018-2024)
6.39%
64-72
▼
APR6.39%
Term64-72
Last UpdatedMar 15, 2026
Details
As Low As; months
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New Auto Loan
6.49%
63 Months
▼
APR6.49%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As; 100% financing with qualified credit
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
663 W Highway 60, Monett, MO, 65708 8215
Used Autos (8-10 Years)
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedMar 20, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 25, 2026
Details
/ln > $45k
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
2020 - 2022 Used Vehicle Loan
6.50%
49 - 72
▼
APR6.50%
Term49 - 72
Last UpdatedMar 21, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1421 Jungermann Rd, Saint Peters, MO, 63376 7376
New And Used Vehicle Loans Up to 36 months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 23, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1770 Woodstone Dr, Saint Peters, MO, 63376
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
1661 Jungermann Rd, Saint Peters, MO, 63304 2821
New Auto Loans
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As; min. $500
Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
4599 Executive Centre Pkwy, Saint Peters, MO, 63376 1686
New Auto
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Rates may vary based on creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1421 Jungermann Rd, Saint Peters, MO, 63376 7376
New And Used Vehicle Loans 37 to 48 months
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 23, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
1661 Jungermann Rd, Saint Peters, MO, 63304 2821
New Auto Loans
4.99%
48-60
▼
APR4.99%
Term48-60
Last UpdatedMar 18, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1421 Jungermann Rd, Saint Peters, MO, 63376 7376
New And Used Vehicle Loans 49 to 60 months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 23, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1770 Woodstone Dr, Saint Peters, MO, 63376
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1421 Jungermann Rd, Saint Peters, MO, 63376 7376
New And Used Vehicle Loans 61 to 72 months
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 23, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
1661 Jungermann Rd, Saint Peters, MO, 63304 2821
New Auto Loans
5.50%
61-72
▼
APR5.50%
Term61-72
Last UpdatedMar 18, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1421 Jungermann Rd, Saint Peters, MO, 63376 7376
New And Used Vehicle Loans 73 to 84 months
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 23, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1770 Woodstone Dr, Saint Peters, MO, 63376
New Auto
6.14%
Up to 84 Months
▼
APR6.14%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
1661 Jungermann Rd, Saint Peters, MO, 63304 2821
New Auto Loans
6.50%
73-84
▼
APR6.50%
Term73-84
Last UpdatedMar 18, 2026
Details
As Low As; min. $25,000
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
1444 E Sunshine St, SPRINGFIELD, MO, 65804 1238
New Vehicles 2025-2026
3.74%
Up To 7 Years
▼
APR3.74%
TermUp To 7 Years
Last UpdatedMar 4, 2026
Details
*APR is the Annual Percentage Rate.
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 23, 2026
Details
As Low As
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 25, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As; 3 YEAR REPAY
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 25, 2026
Details
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
New Vehicles
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As; 48 months max term
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedMar 24, 2026
Details
As Low As; 4 YEAR REPAY
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
4.29%
48 Months
▼
APR4.29%
Term48 Months
Last UpdatedMar 23, 2026
Details
As Low As
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
New Car: 2025-2027 Models
4.49%
2027 Mo
▼
APR4.49%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
4.49%
30 months
▼
APR4.49%
Term30 months
Last UpdatedMar 18, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 25, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 18, 2026
Details
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2015-2026
4.50%
Up to 42
▼
APR4.50%
TermUp to 42
Last UpdatedMar 24, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
4.74%
66 months
▼
APR4.74%
Term66 months
Last UpdatedMar 18, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 25, 2026
Details
Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2804 W Ash St, Columbia, MO, 65203 4601
New Auto
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As; Up to 100% NADA Retail
Catholic Family Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.97%
9237 Ward Pkwy Ste 114, Kansas City, MO, 64114 3331
New Auto 36 Month 2025
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 18, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
loan balance $20,000 or more
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
New Vehicles
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As; 60 months max term
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2019-2026
4.75%
43 - 66
▼
APR4.75%
Term43 - 66
Last UpdatedMar 24, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.75%
5 Months
▼
APR4.75%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; 5 YEAR REPAY
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
New Auto
4.79%
72 Months
▼
APR4.79%
Term72 Months
Last UpdatedMar 23, 2026
Details
As Low As
City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.36%
2550 S State Route 291, Independence, MO, 64057 1226
New & Used Autos
4.84%
72 Months
▼
APR4.84%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As; 2019-2026
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
4.89%
1-36
▼
APR4.89%
Term1-36
Last UpdatedMar 16, 2026
Details
As Low As
Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.86%
9300 Troost Ave, Kansas City, MO, 64131
New and Used Auto Loan
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; terms up to 84 months
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
663 Highway 60, Monett, MO, 65708
New Auto Loan
4.90%
12 Months
▼
APR4.90%
Term12 Months
Last UpdatedMar 24, 2026
Details
As Low As
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
4.99%
37-48
▼
APR4.99%
Term37-48
Last UpdatedMar 16, 2026
Details
As Low As
Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO, 63385 3868
Auto Loan New / Used 2021-Newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
4.99%
63 Months
▼
APR4.99%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As; 100% Financing with qualified credit
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Catholic Family Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.97%
9237 Ward Pkwy Ste 114, Kansas City, MO, 64114 3331
New Auto 48 Month 2025
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 18, 2026
Details
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
New Vehicles
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As; 72 months max term
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2021 and Newer)
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As; 60 months max term
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2022-2026
5.00%
67 - 72
▼
APR5.00%
Term67 - 72
Last UpdatedMar 24, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
5.09%
49-60
▼
APR5.09%
Term49-60
Last UpdatedMar 16, 2026
Details
As Low As
Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO, 63385 3868
Auto Loan New / Used 2021-Newer
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Catholic Family Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.97%
9237 Ward Pkwy Ste 114, Kansas City, MO, 64114 3331
New Auto 60 Month 2025
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 18, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
5.25%
84-95 Months
▼
APR5.25%
Term84-95 Months
Last UpdatedMar 18, 2026
Details
loan balance $75,000 or more
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
2025 - 2027 New Vehicle Loan
5.25%
1 - 48
▼
APR5.25%
Term1 - 48
Last UpdatedMar 21, 2026
Details
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
New Vehicles
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMar 22, 2026
Details
As Low As; 84 months max term
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2021 and Newer)
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As; 72 months max term
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
5.25%
6 Months
▼
APR5.25%
Term6 Months
Last UpdatedMar 24, 2026
Details
As Low As; 6 YEAR REPAY
Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1817 W Broadway, Columbia, MO, 65218
Autos & Trucks (new and used)
5.29%
0-12
▼
APR5.29%
Term0-12
Last UpdatedMar 21, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1710 Ne Douglas St, Lees Summit, MO, 64086
New Auto Loan
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
New Cars & Trucks
5.30%
66 Months
▼
APR5.30%
Term66 Months
Last UpdatedMar 24, 2026
Details
As Low As
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.35%
36 Months
▼
APR5.35%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As; Loyalty Rate
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
5.39%
61-72
▼
APR5.39%
Term61-72
Last UpdatedMar 16, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1710 Ne Douglas St, Lees Summit, MO, 64086
New Auto Loan
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1710 Ne Douglas St, Lees Summit, MO, 64086
New Auto Loan
5.44%
60 Months
▼
APR5.44%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
New Car: 2025-2027 Models
5.49%
2027 Mo
▼
APR5.49%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
5.49%
78 months
▼
APR5.49%
Term78 months
Last UpdatedMar 18, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
663 W Highway 60, Monett, MO, 65708 8215
New Autos
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMar 20, 2026
Details
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
14506 E 39th St S, Independence, MO, 64055
New Autos, SUVs, Trucks, Vans
5.49%
3-7 year
▼
APR5.49%
Term3-7 year
Last UpdatedMar 24, 2026
Details
As Low As
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details
/ln > $20k
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1710 Ne Douglas St, Lees Summit, MO, 64086
New Auto Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
5.50%
96-107 Months
▼
APR5.50%
Term96-107 Months
Last UpdatedMar 18, 2026
Details
loan balance $75,000 or more
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
2025 - 2027 New Vehicle Loan
5.50%
49 - 72
▼
APR5.50%
Term49 - 72
Last UpdatedMar 21, 2026
Details
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2021 and Newer)
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 22, 2026
Details
As Low As; 84 months max term
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2023-2026
5.50%
73 - 84
▼
APR5.50%
Term73 - 84
Last UpdatedMar 24, 2026
Details
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.58%
48 Months
▼
APR5.58%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As; Loyalty Rate
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
4545 S Noland Rd, Independence, MO, 64055
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 22, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
5.75%
Up to 120 months
▼
APR5.75%
TermUp to 120 months
Last UpdatedMar 18, 2026
Details
loan balance $75,000 or more
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
5.75%
7 Months
▼
APR5.75%
Term7 Months
Last UpdatedMar 24, 2026
Details
As Low As; 7 YEAR REPAY
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
5.81%
60 Months
▼
APR5.81%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As; Loyalty Rate
Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO, 63385 3868
Auto Loan New / Used 2021-Newer
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
New Car: 2025-2027 Models
5.99%
2027 Mo
▼
APR5.99%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
5.99%
76 Months
▼
APR5.99%
Term76 Months
Last UpdatedMar 20, 2026
Details
As Low As
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO, 63901 2304
New Vehicle Auto Loan
6.05%
72 Months
▼
APR6.05%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; Loyalty Rate
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO, 63026 1913
New Vehicle
6.24%
73-84
▼
APR6.24%
Term73-84
Last UpdatedMar 16, 2026
Details
As Low As
Century Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.83%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
New Auto, Truck, SUV & Van
6.24%
84 months
▼
APR6.24%
Term84 months
Last UpdatedMar 18, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New Auto Loan
6.49%
63 Months
▼
APR6.49%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As; 100% financing with qualified credit
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - New (2025 or Newer)
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 25, 2026
Details
/ln > $45k
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1421 Jungermann Rd, Saint Peters, MO, 63376 7376
New And Used Vehicle Loans Up to 36 months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 23, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
1661 Jungermann Rd, Saint Peters, MO, 63304 2821
Used Auto Loans
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
4599 Executive Centre Pkwy, Saint Peters, MO, 63376 1686
Used Auto
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; 2024-2026 model years; rates determined by creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1421 Jungermann Rd, Saint Peters, MO, 63376 7376
New And Used Vehicle Loans 37 to 48 months
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 23, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
1661 Jungermann Rd, Saint Peters, MO, 63304 2821
Used Auto Loans
4.99%
48-60
▼
APR4.99%
Term48-60
Last UpdatedMar 18, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1770 Woodstone Dr, Saint Peters, MO, 63376
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1421 Jungermann Rd, Saint Peters, MO, 63376 7376
New And Used Vehicle Loans 49 to 60 months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 23, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1421 Jungermann Rd, Saint Peters, MO, 63376 7376
New And Used Vehicle Loans 61 to 72 months
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 23, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1770 Woodstone Dr, Saint Peters, MO, 63376
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
1661 Jungermann Rd, Saint Peters, MO, 63304 2821
Used Auto Loans
5.50%
61-72
▼
APR5.50%
Term61-72
Last UpdatedMar 18, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
1421 Jungermann Rd, Saint Peters, MO, 63376 7376
New And Used Vehicle Loans 73 to 84 months
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 23, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1770 Woodstone Dr, Saint Peters, MO, 63376
Used Auto (2018 or older)
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedMar 22, 2026
Details
Health Care Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
4599 Executive Centre Pkwy, Saint Peters, MO, 63376 1686
Used Auto > 7 Years
6.49%
36 Months
▼
APR6.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Rates determined by creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1770 Woodstone Dr, Saint Peters, MO, 63376
Used Auto1
6.49%
Up to 84 Months
▼
APR6.49%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
1661 Jungermann Rd, Saint Peters, MO, 63304 2821
Used Auto Loans
6.50%
73-84
▼
APR6.50%
Term73-84
Last UpdatedMar 18, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As; 3 YEAR REPAY
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedMar 24, 2026
Details
As Low As; 4 YEAR REPAY
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
1444 E Sunshine St, SPRINGFIELD, MO, 65804 1238
Used Vehicles 2023 and Older
4.49%
Up To 6 Years
▼
APR4.49%
TermUp To 6 Years
Last UpdatedMar 4, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 18, 2026
Details
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2015-2026
4.50%
Up to 42
▼
APR4.50%
TermUp to 42
Last UpdatedMar 24, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2025 or older Max age 15 years
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedMar 25, 2026
Details
Model Year: 2008 or Newer
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
loan balance $20,000 or more
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2019-2026
4.75%
43 - 66
▼
APR4.75%
Term43 - 66
Last UpdatedMar 24, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
4.75%
5 Months
▼
APR4.75%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; 5 YEAR REPAY
City Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.36%
2550 S State Route 291, Independence, MO, 64057 1226
New & Used Autos
4.84%
72 Months
▼
APR4.84%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As; 2019-2026
Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.86%
9300 Troost Ave, Kansas City, MO, 64131
New and Used Auto Loan
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; terms up to 84 months
North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
663 Highway 60, Monett, MO, 65708
Used Auto Loan
4.90%
12 Months
▼
APR4.90%
Term12 Months
Last UpdatedMar 24, 2026
Details
As Low As
Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO, 63385 3868
Auto Loan New / Used 2021-Newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
4.99%
63 Months
▼
APR4.99%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As; 100% Financing with qualified credit
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 23, 2026
Details
As Low As
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2025 or older Max age 15 years
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
Model Year: 2008 or Newer
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2021 and Newer)
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As; 60 months max term
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2022-2026
5.00%
67 - 72
▼
APR5.00%
Term67 - 72
Last UpdatedMar 24, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks 2020-2026
5.15%
36 Months
▼
APR5.15%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO, 63385 3868
Auto Loan New / Used 2021-Newer
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2025 or older Max age 15 years
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 25, 2026
Details
Model Year: 2013 or Newer
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
5.25%
84-95 Months
▼
APR5.25%
Term84-95 Months
Last UpdatedMar 18, 2026
Details
loan balance $75,000 or more
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2021 and Newer)
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As; 72 months max term
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
5.25%
6 Months
▼
APR5.25%
Term6 Months
Last UpdatedMar 24, 2026
Details
As Low As; 6 YEAR REPAY
Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1817 W Broadway, Columbia, MO, 65218
Autos & Trucks (new and used)
5.29%
0-12
▼
APR5.29%
Term0-12
Last UpdatedMar 21, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedMar 23, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1710 Ne Douglas St, Lees Summit, MO, 64086
Used Auto Loan
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedMar 25, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
2023 - 2026 Used Vehicle Loan
5.35%
1 - 48
▼
APR5.35%
Term1 - 48
Last UpdatedMar 21, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles 2018-2024
5.35%
6 Months
▼
APR5.35%
Term6 Months
Last UpdatedMar 24, 2026
Details
As Low As; 6 YEAR REPAY
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1710 Ne Douglas St, Lees Summit, MO, 64086
Used Auto Loan
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedMar 25, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1710 Ne Douglas St, Lees Summit, MO, 64086
Used Auto Loan
5.44%
60 Months
▼
APR5.44%
Term60 Months
Last UpdatedMar 25, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
663 W Highway 60, Monett, MO, 65708 8215
Used Autos (1-3 Years)
5.49%
Up to 84 Months
▼
APR5.49%
TermUp to 84 Months
Last UpdatedMar 20, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
663 W Highway 60, Monett, MO, 65708 8215
Used Autos (4-7 Years)
5.49%
Up to 72 Months
▼
APR5.49%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks 2020-2026
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
1710 Ne Douglas St, Lees Summit, MO, 64086
Used Auto Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Used Car: 2017-2027 Models
5.50%
2027 Mo
▼
APR5.50%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
5.50%
96-107 Months
▼
APR5.50%
Term96-107 Months
Last UpdatedMar 18, 2026
Details
loan balance $75,000 or more
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2021 and Newer)
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 22, 2026
Details
As Low As; 84 months max term
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO, 63128
New & Used Auto 2023-2026
5.50%
73 - 84
▼
APR5.50%
Term73 - 84
Last UpdatedMar 24, 2026
Details
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
3120 Rider Trl S, Earth City, MO, 63045 1518
Used Cars & Trucks 2020-2026
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
2023 - 2026 Used Vehicle Loan
5.60%
49 - 72
▼
APR5.60%
Term49 - 72
Last UpdatedMar 21, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
4545 S Noland Rd, Independence, MO, 64055
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 22, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2025 or older Max age 15 years
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMar 25, 2026
Details
Model Year: 2015 or Newer
Academic Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
2804 W Ash St, Columbia, MO, 65203 4601
Used Auto
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As; Up to 100% NADA Retail
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Used Car: 2017-2027 Models
5.75%
2027 Mo
▼
APR5.75%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO, 65109 0580
New and Used Vehicle Loan
5.75%
Up to 120 months
▼
APR5.75%
TermUp to 120 months
Last UpdatedMar 18, 2026
Details
loan balance $75,000 or more
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2020 to 2017)
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As; 60 months max term
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
New or Used Vehicles 2025 to 2026
5.75%
7 Months
▼
APR5.75%
Term7 Months
Last UpdatedMar 24, 2026
Details
As Low As; 7 YEAR REPAY
Alltru Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO, 63385 3868
Auto Loan New / Used 2021-Newer
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
New & Used Vehicle
5.99%
76 Months
▼
APR5.99%
Term76 Months
Last UpdatedMar 20, 2026
Details
As Low As
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle
5.99%
63 Months
▼
APR5.99%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Used Car: 2017-2027 Models
6.00%
2027 Mo
▼
APR6.00%
Term2027 Mo
Last UpdatedMar 16, 2026
Details
As Low As
Legacy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.90%
3202 Indiana Ave, Joplin, MO, 64804 4037
Used Vehicles (2020 to 2017)
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As; 72 months max term
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
805 W Stadium Blvd, Jefferson City, MO, 65109
Used Vehicles 2014-2017
6.00%
5 Months
▼
APR6.00%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; 5 YEAR REPAY
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
3651 Forest Park Ave, Saint Louis, MO, 63108
Used Auto (2018-2024)
6.09%
Up to 63
▼
APR6.09%
TermUp to 63
Last UpdatedMar 15, 2026
Details
As Low As; months
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO, 64155 2779
Used Vehicle
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO, 64116 4128
Auto Loans - Used 2025 or older Max age 15 years
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 25, 2026
Details
Model Year: 2015 or Newer (/ln > $20k)
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
2020 - 2022 Used Vehicle Loan
6.25%
1 - 48
▼
APR6.25%
Term1 - 48
Last UpdatedMar 21, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO, 63102
Used Auto
6.29%
72 Months
▼
APR6.29%
Term72 Months
Last UpdatedMar 23, 2026
Details
As Low As
St Louis Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.07%
3651 Forest Park Ave, Saint Louis, MO, 63108
Used Auto (2018-2024)
6.39%
64-72
▼
APR6.39%
Term64-72
Last UpdatedMar 15, 2026
Details
As Low As; months
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
663 W Highway 60, Monett, MO, 65708 8215
Used Autos (8-10 Years)
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedMar 20, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO, 64086 6750
2020 - 2022 Used Vehicle Loan
6.50%
49 - 72
▼
APR6.50%
Term49 - 72
Last UpdatedMar 21, 2026
Details
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MonitorBankRates
National Auto Loan Rate Trends
Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New Auto Loan — National Avg APR
5.365%
▼ 0.012 from last week
New auto loan rates fell 0.012 points this week to 5.365% APR, down from 5.377% last week.
Used Auto Loan — National Avg APR
5.673%
▼ 0.027 from last week
Used auto loan rates fell 0.027 points this week to 5.673% APR, down from 5.700% last week.
National averages as of Mar 25, 2026 • Weekly data from 8,500+ U.S. banks & credit unions
Powered byMonitorBankRates
Frequently Asked Questions about Auto Loans in Saint Peters, Missouri
How does my credit score affect my car loan rate in Missouri?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Saint Peters, Missouri with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Missouri *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Saint Peters, Missouri typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Saint Peters, Missouri?
Based on our current data, some of the lowest auto loan rates available in Saint Peters, Missouri include:
- West Community Credit Union: 4.49% (Auto Loan)
- Gateway Metro Federal Credit Union: 4.49% (New And Used Vehicle Loans Up to 36 months)
- Together Credit Union: 4.64% (New Auto)
- Neighbors Credit Union: 4.74% (Auto Loans - Purchase & Refinance 2024-2027 Models up to 48 mos)
- First Community Credit Union: 4.75% (New Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Saint Peters, Missouri. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 25, 2026
