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  5. iAdvertiser Disclosure
    Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Auto Loan Rates in Bridgeville, Delaware (DE) for March 2026

Current auto loan rates in Bridgeville, Delaware include edU Federal Credit UnionedU Federal Credit Union113 W 6th St, Historic New Castle, DE, 19720 5070A5.0 ★Texas Ratio: 8.99% offering New Vehicle at 2.75%, Franklin Mint Federal Credit UnionFranklin Mint Federal Credit Union2000 Pennsylvania Ave Unit 101, Wilmington, DE, 19806 2457A5.0 ★Texas Ratio: 7.37% offering Auto Loans - 2023-2026 MODEL YEAR at 4.99%, Union Building Trades Federal Credit UnionUnion Building Trades Federal Credit Union814 W Basin Rd, New Castle, DE, 19720A+5.0 ★Texas Ratio: 4.77% offering NEW AUTOS-2026 36 Months at 4.99%, Eagle One Federal Credit UnionEagle One Federal Credit Union3301 Philadelphia Pike, Claymont, DE, 19703A5.0 ★Texas Ratio: 13.26% offering New/Used Auto at 5.75%, Priority Plus Federal Credit UnionPriority Plus Federal Credit Union6 LYNAM ST, WILMINGTON, DE, 19804A+5.0 ★Texas Ratio: 2.58% offering New Auto at 6.49%.

Auto loan rates in Bridgeville, Delaware are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.

We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Bridgeville, Delaware. Auto Loan Rates Last Updated and Verified: March 20, 2026

Compare Auto Loan Rates Today in Bridgeville, Delaware & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
edU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE, 19720 5070
New Vehicle
2.75%
Varies
APR2.75%
TermVaries
Last UpdatedMar 13, 2026
Details

80% Retail Value

edU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE, 19720 5070
New Vehicle
3.00%
Varies
APR3.00%
TermVaries
Last UpdatedMar 13, 2026
Details

100% Retail Value

edU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE, 19720 5070
Used Vehicle
3.50%
12 Months
APR3.50%
Term12 Months
Last UpdatedMar 13, 2026
Details

100% NADA Retail Value

edU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE, 19720 5070
Used Vehicle
4.00%
24 Months
APR4.00%
Term24 Months
Last UpdatedMar 13, 2026
Details

100% NADA Retail Value

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE, 19806 2457
Auto Loans - 2023-2026 MODEL YEAR
4.99%
2026 Mo
APR4.99%
Term2026 Mo
Last UpdatedMar 20, 2026
Details

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
NEW AUTOS-2026 36 Months
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As; †Special limitations apply on all terms and rates, please contact the credit union for more information.

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
NEW AUTOS-2026 48 Months
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As; †Special limitations apply on all terms and rates, please contact the credit union for more information.

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
NEW AUTOS-2026 60 Months
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As; †Special limitations apply on all terms and rates, please contact the credit union for more information.

edU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE, 19720 5070
Used Vehicle
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedMar 13, 2026
Details

100% NADA Retail Value

edU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE, 19720 5070
Used Vehicle
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedMar 13, 2026
Details

100% NADA Retail Value

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
Used Auto 2025 & 2024
5.49%
36 Months
APR5.49%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE, 19806 2457
Auto Loans - 2023-2026 MODEL YEAR
5.74%
2026 Mo
APR5.74%
Term2026 Mo
Last UpdatedMar 20, 2026
Details

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
NEW AUTOS-2026 72 Months
5.74%
72 Months
APR5.74%
Term72 Months
Last UpdatedMar 17, 2026
Details

†Special limitations apply on all terms and rates, please contact the credit union for more information. (loans over $25,000)

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
Used Auto 2023-2021
5.74%
36 Months
APR5.74%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
Used Auto 2025 & 2024
5.74%
60 Months
APR5.74%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE, 19703
New/Used Auto
5.75%
36 Months
APR5.75%
Term36 Months
Last UpdatedMar 13, 2026
Details

As Low As

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE, 19806 2457
2023 - 2026 Auto Loan
5.99%
1-72
APR5.99%
Term1-72
Last UpdatedMar 20, 2026
Details

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
Used Auto 2023-2021
5.99%
48 Months
APR5.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE, 19806 2457
Auto Loans - 2021-2022 MODEL YEAR
6.24%
2022 Mo
APR6.24%
Term2022 Mo
Last UpdatedMar 20, 2026
Details

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
Used Auto 2023-2021
6.24%
60 Months
APR6.24%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
Used Auto 2025 & 2024
6.24%
72 Months
APR6.24%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE, 19804
New Auto
6.49%
84 Months
APR6.49%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE, 19804
Used Auto
6.49%
72 Months
APR6.49%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE, 19703
New/Used Auto
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedMar 13, 2026
Details

As Low As

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE, 19806 2457
2023 - 2026 Auto Loan
6.74%
73-84
APR6.74%
Term73-84
Last UpdatedMar 20, 2026
Details

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE, 19804
New Auto
6.99%
84 Months
APR6.99%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE, 19804
Used Auto
6.99%
72 Months
APR6.99%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE, 19804
Used Auto (Model years 5 to 6 years back)
7.49%
60 Months
APR7.49%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
Used Auto 2020
7.49%
36 Months
APR7.49%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE, 19703
New/Used Auto
7.75%
72 Months
APR7.75%
Term72 Months
Last UpdatedMar 13, 2026
Details

As Low As

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE, 19804
Used Auto (Model years 5 to 6 years back)
7.99%
60 Months
APR7.99%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE, 19703
New/Used Auto
8.00%
84 Months
APR8.00%
Term84 Months
Last UpdatedMar 13, 2026
Details

As Low As

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE, 19803
Auto Loan
9.99%
36 Months
APR9.99%
Term36 Months
Last UpdatedMar 13, 2026
Details

Up to 36 months

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE, 19803
Auto Loan
10.99%
60 Months
APR10.99%
Term60 Months
Last UpdatedMar 13, 2026
Details

37-60 months

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE, 19803
Auto Loan
12.99%
72 Months
APR12.99%
Term72 Months
Last UpdatedMar 13, 2026
Details

61-72 months

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE, 19803
Auto Loan
13.99%
84 Months
APR13.99%
Term84 Months
Last UpdatedMar 13, 2026
Details

73-84 months

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
edU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE, 19720 5070
New Vehicle
2.75%
Varies
APR2.75%
TermVaries
Last UpdatedMar 13, 2026
Details

80% Retail Value

edU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE, 19720 5070
New Vehicle
3.00%
Varies
APR3.00%
TermVaries
Last UpdatedMar 13, 2026
Details

100% Retail Value

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
NEW AUTOS-2026 36 Months
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As; †Special limitations apply on all terms and rates, please contact the credit union for more information.

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
NEW AUTOS-2026 48 Months
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As; †Special limitations apply on all terms and rates, please contact the credit union for more information.

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
NEW AUTOS-2026 60 Months
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As; †Special limitations apply on all terms and rates, please contact the credit union for more information.

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
NEW AUTOS-2026 72 Months
5.74%
72 Months
APR5.74%
Term72 Months
Last UpdatedMar 17, 2026
Details

†Special limitations apply on all terms and rates, please contact the credit union for more information. (loans over $25,000)

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE, 19703
New/Used Auto
5.75%
36 Months
APR5.75%
Term36 Months
Last UpdatedMar 13, 2026
Details

As Low As

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE, 19804
New Auto
6.49%
84 Months
APR6.49%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE, 19703
New/Used Auto
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedMar 13, 2026
Details

As Low As

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE, 19804
New Auto
6.99%
84 Months
APR6.99%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE, 19703
New/Used Auto
7.75%
72 Months
APR7.75%
Term72 Months
Last UpdatedMar 13, 2026
Details

As Low As

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE, 19703
New/Used Auto
8.00%
84 Months
APR8.00%
Term84 Months
Last UpdatedMar 13, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
edU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE, 19720 5070
Used Vehicle
3.50%
12 Months
APR3.50%
Term12 Months
Last UpdatedMar 13, 2026
Details

100% NADA Retail Value

edU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE, 19720 5070
Used Vehicle
4.00%
24 Months
APR4.00%
Term24 Months
Last UpdatedMar 13, 2026
Details

100% NADA Retail Value

edU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE, 19720 5070
Used Vehicle
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedMar 13, 2026
Details

100% NADA Retail Value

edU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE, 19720 5070
Used Vehicle
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedMar 13, 2026
Details

100% NADA Retail Value

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
Used Auto 2025 & 2024
5.49%
36 Months
APR5.49%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
Used Auto 2023-2021
5.74%
36 Months
APR5.74%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
Used Auto 2025 & 2024
5.74%
60 Months
APR5.74%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE, 19703
New/Used Auto
5.75%
36 Months
APR5.75%
Term36 Months
Last UpdatedMar 13, 2026
Details

As Low As

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
Used Auto 2023-2021
5.99%
48 Months
APR5.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
Used Auto 2023-2021
6.24%
60 Months
APR6.24%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
Used Auto 2025 & 2024
6.24%
72 Months
APR6.24%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE, 19804
Used Auto
6.49%
72 Months
APR6.49%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE, 19703
New/Used Auto
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedMar 13, 2026
Details

As Low As

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE, 19804
Used Auto
6.99%
72 Months
APR6.99%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE, 19804
Used Auto (Model years 5 to 6 years back)
7.49%
60 Months
APR7.49%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
Used Auto 2020
7.49%
36 Months
APR7.49%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE, 19703
New/Used Auto
7.75%
72 Months
APR7.75%
Term72 Months
Last UpdatedMar 13, 2026
Details

As Low As

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE, 19804
Used Auto (Model years 5 to 6 years back)
7.99%
60 Months
APR7.99%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE, 19703
New/Used Auto
8.00%
84 Months
APR8.00%
Term84 Months
Last UpdatedMar 13, 2026
Details

As Low As

Frequently Asked Questions about Auto Loans in Bridgeville, Delaware

How does my credit score affect my car loan rate in Delaware?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Bridgeville, Delaware with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Delaware *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Bridgeville, Delaware typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Bridgeville, Delaware?

Based on our current data, some of the lowest auto loan rates available in Bridgeville, Delaware include:
  • edU Federal Credit Union: 2.75% (New Vehicle)
  • Franklin Mint Federal Credit Union: 4.99% (Auto Loans - 2023-2026 MODEL YEAR)
  • Union Building Trades Federal Credit Union: 4.99% (NEW AUTOS-2026 36 Months)
  • Eagle One Federal Credit Union: 5.75% (New/Used Auto)
  • Priority Plus Federal Credit Union: 6.49% (New Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Bridgeville, Delaware. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026