iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Delaware Rate Trends

Mortgage Rates Bridgeville, Delaware (DE) for March 2026

Current 30-year fixed mortgage rates in Bridgeville, Delaware as of March 20, 2026 are as follows, according to verified data from MonitorBankRates: Sun East Federal Credit UnionSun East Federal Credit UnionConcord Gallery Shopping Center, Wilmington, DE, 19803A5.0 ★Texas Ratio: 9.14% at 5.88%, Tidemark Federal Credit UnionTidemark Federal Credit Union140 Aerenson Dr, Lewes, DE, 19958 4781A+5.0 ★Texas Ratio: 1.45% at 6.00%, Franklin Mint Federal Credit UnionFranklin Mint Federal Credit Union1102 Quintilio Dr, Bear, DE, 19701A5.0 ★Texas Ratio: 7.37% at 6.12%, Citizens BankCitizens Bank1 University Plz, Bear, DE, 19701A5.0 ★Texas Ratio: 8.28% at 6.25%, and Wells FargoWells Fargo100 N Dupont Hwy, Bear, DE, 19701A5.0 ★Texas Ratio: 7.44% at 6.25%.

Mortgage rates in Bridgeville, Delaware (DE) are continually updated to reflect market conditions. Whether you are purchasing a home or refinancing, comparing current loan options across top-rated local lenders and national banks is critical. We empower borrowers with transparent financial health metrics — including A-F Safety Grades, verified Star Ratings, and Texas Ratios — so you can confidently choose a stable, highly-rated institution.

Mortgage Rates reflect actual verified offers from lenders actively lending to Delaware borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 20, 2026

Bridgeville, DE Mortgage Rate Trends

Compare local Bridgeville, DE mortgage rate quotes against the statewide average

Weekly mortgage rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Delaware Trends →
30-Year Fixed — DE Avg
6.257%
▲ 0.172 from last week

For buyers in Bridgeville, DE, the broader Delaware 30-year fixed average mortgage rate rose 0.172 points this week to 6.257%, according to MonitorBankRates trend data.

15-Year Fixed — DE Avg
5.752%
▼ 2.019 from last week

For buyers in Bridgeville, DE, the broader Delaware 15-year fixed average mortgage rate fell 2.019 points this week to 5.752%, according to MonitorBankRates trend data.

As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare Mortgage Rates Today in Bridgeville, Delaware & the Surrounding Area

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE, 19803
Conforming Mortgage Loan Amounts from to $806,500 30 Year Fixed
30
5.88%
5.94%
Rate5.88%
APR5.94%
Points0.000
UpdatedMar 17, 2026
Details

$50,000; As Low As

Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
140 Aerenson Dr, Lewes, DE, 19958 4781
30-year fixed rate
6.00%
6.05%
Rate6.00%
APR6.05%
Points0.000
UpdatedMar 15, 2026
Details

As Low As

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
1102 Quintilio Dr, Bear, DE, 19701
30-Year Fixed Rate
6.12%
6.19%
Rate6.12%
APR6.19%
Points0.000
UpdatedMar 20, 2026
Details

No additional details available.

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1 University Plz, Bear, DE, 19701
30-Year Fixed Rate
6.25%
6.35%
Rate6.25%
APR6.35%
Points0.500
UpdatedMar 18, 2026
Details

No additional details available.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 N Dupont Hwy, Bear, DE, 19701
30-Year Fixed Rate
6.25%
6.40%
Rate6.25%
APR6.40%
Points0.000
UpdatedMar 15, 2026
Details

No additional details available.

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE, 19801
30 Year Fixed Rate
6.38%
6.44%
Rate6.38%
APR6.44%
Points0.000
UpdatedMar 15, 2026
Details

No additional details available.

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1 University Plz, Bear, DE, 19701
30-Year Fixed Rate
6.38%
6.46%
Rate6.38%
APR6.46%
Points0.375
UpdatedMar 18, 2026
Details

Rates shown include 0.125% autopay and paperless discount.

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE, 19801
30 Year Fixed Rate
6.38%
6.52%
Rate6.38%
APR6.52%
Points0.000
UpdatedMar 15, 2026
Details

No additional details available.

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE, 19801
30 Year Fixed Rate
6.54%
6.59%
Rate6.54%
APR6.59%
Points0.000
UpdatedMar 15, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE, 19803
Conforming Mortgage Loan Amounts from to $806,500 15 Year Fixed
15
5.38%
5.49%
Rate5.38%
APR5.49%
Points0.000
UpdatedMar 17, 2026
Details

$50,000; As Low As

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
1102 Quintilio Dr, Bear, DE, 19701
15-Year Fixed Rate
5.50%
5.61%
Rate5.50%
APR5.61%
Points0.000
UpdatedMar 20, 2026
Details

No additional details available.

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE, 19801
15 Year Fixed Rate
5.62%
5.72%
Rate5.62%
APR5.72%
Points0.000
UpdatedMar 15, 2026
Details

No additional details available.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 N Dupont Hwy, Bear, DE, 19701
15-Year Fixed Rate
5.50%
5.73%
Rate5.50%
APR5.73%
Points0.000
UpdatedMar 15, 2026
Details

No additional details available.

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1 University Plz, Bear, DE, 19701
15-Year Fixed Rate
5.62%
5.76%
Rate5.62%
APR5.76%
Points0.375
UpdatedMar 18, 2026
Details

Rates shown include 0.125% autopay and paperless discount.

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1 University Plz, Bear, DE, 19701
15-Year Fixed Rate
5.62%
5.77%
Rate5.62%
APR5.77%
Points0.375
UpdatedMar 18, 2026
Details

No additional details available.

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE, 19801
15 Year Fixed Rate
5.75%
5.88%
Rate5.75%
APR5.88%
Points0.000
UpdatedMar 15, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
220 S Washington St, Millsboro, DE, 19966
5/1 Yr. ARM
30
5.25%
6.10%
Rate5.25%
APR6.10%
Points0.000
UpdatedMar 20, 2026
Details

No additional details available.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 N Dupont Hwy, Bear, DE, 19701
7/6-Month ARM
5.88%
6.27%
Rate5.88%
APR6.27%
Points0.000
UpdatedMar 15, 2026
Details

No additional details available.

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE, 19801
5/6 ARM
5.64%
6.28%
Rate5.64%
APR6.28%
Points0.000
UpdatedMar 15, 2026
Details

No additional details available.

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE, 19801
7/6 ARM
5.88%
6.29%
Rate5.88%
APR6.29%
Points0.000
UpdatedMar 15, 2026
Details

No additional details available.

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE, 19803
15-Year Fixed FHA / VA
5.62%
6.50%
Rate5.62%
APR6.50%
Points0.000
UpdatedMar 17, 2026
Details

As Low As

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE, 19803
30 Year Fixed FHA / VA
5.75%
6.59%
Rate5.75%
APR6.59%
Points0.000
UpdatedMar 17, 2026
Details

As Low As

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE, 19803
Conforming Mortgage Loan Amounts from to $806,500 5/5 ARM
5/5
6.75%
6.67%
Rate6.75%
APR6.67%
Points0.000
UpdatedMar 17, 2026
Details

$50,000; As Low As

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE, 19803
Conforming Mortgage Loan Amounts from to $806,500 5/1 ARM
5/1
6.62%
6.92%
Rate6.62%
APR6.92%
Points0.000
UpdatedMar 17, 2026
Details

$50,000; As Low As

First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
220 S Washington St, Millsboro, DE, 19966
Unimproved Lots 5/1 Yr. ARM
20 Yrs.
7.75%
7.80%
Rate7.75%
APR7.80%
Points0.000
UpdatedMar 20, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE, 19803
Jumbo Mortgage Loan Amounts Greater Than 15 Year Fixed
6.12%
6.16%
Rate6.12%
APR6.16%
Points0.000
UpdatedMar 17, 2026
Details

$806,500; As Low As

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE, 19803
Jumbo Mortgage Loan Amounts Greater Than 30 Year Fixed
6.62%
6.65%
Rate6.62%
APR6.65%
Points0.000
UpdatedMar 17, 2026
Details

$806,500; As Low As

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE, 19803
30 Year Fixed 203K (FHA Only)
5.75%
6.59%
Rate5.75%
APR6.59%
Points0.000
UpdatedMar 17, 2026
Details

As Low As

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 N Dupont Hwy, Bear, DE, 19701
30-Year Fixed-Rate VA
5.62%
5.82%
Rate5.62%
APR5.82%
Points0.000
UpdatedMar 15, 2026
Details

No additional details available.

The mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Your final approved rate will depend on your specific credit history, credit score, loan amount, and down payment.

Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Bridgeville, Delaware directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Bridgeville, Delaware. We feature a comprehensive mix of licensed NMLS financial institutions — from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in DE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.

Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you compare rates from secure, reliable lenders.

Frequently Asked Questions about Mortgage Rates in Bridgeville, Delaware

How does my credit score affect my rate in Delaware?

Your credit score is a major factor. Generally, borrowers in Bridgeville, Delaware with higher credit scores (760+) receive the lowest interest rates.

What is a 30-Year Fixed Mortgage?

A 30-year fixed-rate mortgage is a home loan where the interest rate remains the same for the entire 30-year term. It is the most popular type of mortgage in Delaware because it offers lower monthly payments compared to shorter-term loans.

What are closing costs in Delaware?

Closing costs are fees paid at the end of a real estate transaction, typically ranging from 2% to 5% of the loan amount. In Delaware, these may include appraisal fees, title insurance, and recording fees.

Should I lock my mortgage rate?

If you are satisfied with the current rate and worried rates might rise before closing on your home in Bridgeville, Delaware, locking your rate is a good idea. It guarantees your rate for a specific period.

What is an Adjustable-Rate Mortgage (ARM)?

An ARM has an interest rate that can change over time. It usually starts with a lower fixed rate for a period (e.g., 5 years) before adjusting annually based on market indices.

What is a Jumbo Loan in Bridgeville, Delaware?

A Jumbo Loan exceeds the conforming loan limits set by the FHFA. In high-cost areas of Delaware, these limits are higher. These loans typically require stronger credit and larger down payments.

Do I need 20% down to buy a house in Delaware?

No. While 20% avoids Private Mortgage Insurance (PMI), many lenders in Bridgeville, Delaware offer loans with as little as 3% or 3.5% down (FHA). VA loans may require no down payment.

What is the difference between Interest Rate and APR?

The interest rate is the cost of borrowing the principal. The APR (Annual Percentage Rate) includes the interest rate plus other costs like points and fees, giving a truer cost of the loan.

How do I find the best lender in Bridgeville, Delaware?

Compare rates from multiple sources including local banks, credit unions, and online lenders using the tables on this page to find the best offer for your situation.

What are the best Mortgage rates in Bridgeville, Delaware?

  • Sun East Federal Credit Union: 5.88% (Conforming Mortgage Loan Amounts from to $806,500 30 Year Fixed)
  • Tidemark Federal Credit Union: 6.00% (30-year fixed rate)
  • Franklin Mint Federal Credit Union: 6.12% (30-Year Fixed Rate)
  • Citizens Bank: 6.25% (30-Year Fixed Rate)
  • Wells Fargo: 6.25% (30-Year Fixed Rate)
Mortgage Rates reflect actual verified offers from lenders actively lending to Delaware borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 20, 2026