Man, West Virginia Savings Rates - October 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Man, West Virginia savings account rates range from 0.05% to 10.00% APY, verified by MonitorBankRates as of October 23, 2026. The best savings rates for Man, West Virginia and the surrounding area include First Community BankFirst Community Bank100 Market St, Man, WV 25635A+5.0 ★Texas Ratio: 3.36%Real return: -2.19%APY minus 3.7% CPIRate verified Oct 20, 2026 Community Savings at 1.51% APY, United BankUnited Bank300 Market St, Man, WV 25635A+5.0 ★Texas Ratio: 2.15%Real return: -3.60%APY minus 3.7% CPIRate verified Oct 22, 2026 United Platinum Savings at 0.10% APY, Lb&tLb&t200 Huffcreek Hwy, Man, WV 25635A+5.0 ★Texas Ratio: 2.60%Real return: -3.60%APY minus 3.7% CPIRate verified Oct 21, 2026 PASSBOOK SAVINGS at 0.10% APY, Bayer Heritage Federal Credit UnionBayer Heritage Federal Credit UnionA5.0 ★Texas Ratio: 11.93%Real return: +6.30%APY minus 3.7% CPIRate verified Oct 23, 2026 High Yield Savings at 10.00% APY, and Fairmont Federal Credit UnionFairmont Federal Credit UnionA+5.0 ★Texas Ratio: 4.42%Real return: +1.30%APY minus 3.7% CPIRate verified Oct 23, 2026 Youth Savings Challenge Club at 5.00% APY.
Man has 7 local institutions in our database, with savings rates as high as 1.51% APY from First Community Bank at 100 Market St, Man, WV 25635. Use the table below to compare all available offers, including options from institutions serving the broader West Virginia area. Rates are continually updated, so we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Man, West Virginia and the surrounding area. Last Updated and Verified: October 23, 2026
Compare the Best Savings Rates in Man, West Virginia & Surrounding Communities
Balance: $50,000.00 - $99,999.99; Interest compounded and credited quarterly; Variable rate
Balance: $25,000.00 - $49,999.99; Interest compounded and credited quarterly; Variable rate
Balance: $10,000.00 - $24,999.99; Interest compounded and credited quarterly; Variable rate
Balance: $0.00 - $9,999.99; Interest compounded and credited quarterly; Variable rate
Balance: $2,500 +
Balance: $0 - $2,499.99
Balance: Up to $1000.00
Balance: $0.00 - $500.00
Ages: 0-18; Balance: $0.00 - $1,000.00; No monthly service fee; 1 free withdrawal per quarter; $25.00 fee for each additional withdrawal
Qualifications Required; Qualifying balance up to $75,000.00; Automatic transfers of Kasasa Cash earnings (dividends and ATM refunds); No monthly maintenance fees; No minimum balance to earn rewards
Qualifications Required; Balance: $0.00 - $25,000.00; Balance up to $25,000.00 earns 4.00% APY when the accountholder has direct deposit(s) of at least $500.00 to a Freedom Direct, Justice National, Beyond the Badge or Student checking account during a month; balances over $25,000 earn 0.150% APY and balances in months when qualifications are not met earn the standard Share Savings APY starting at 0.100% (not extracted as separate rows)
Balance: $5,000 and over
- Oct 14, 20263.75%▲ from 0.25%
- Sep 24, 20260.25%first recorded
Tier 1; Packaged with Business Premier Checking account; both accounts must be opened and maintained
Balance: $500,000 or more
Balance: $250,000 - $500,000
Balance: $5,000.00 to $2,000,000.99; Requires open Huntington Perks Checking account; Rates effective as of Monday, October 19, 2026
Balance: $5,000.00 to $2,000,000.99; Requires open Huntington Platinum Perks Checking account; Rates effective as of Monday, October 19, 2026
Published APY range: 3.21% to 0.50%. Ages: 0-18; Balance: over $2,500.00; APY depends on balance in account; No monthly service fee; 1 free withdrawal per quarter; $25.00 fee for each additional withdrawal
- Oct 19, 20263.21%▼ from 5.00%
- Sep 14, 20265.00%first recorded
Balance: $100,000 to 250,000
Open Account: Open Online
Published APY range: 3.00% to 1.34%. Balance: above $75,000
Alternate club rate: qualifying balance up to $500.00; balances over $500 earn 0.10% APY on the portion over $500; One Club per social security number, ages 17 and under
Cardholder tier: Debit Card; Balance: $0.00 - $500.00
Balance: $250,000.00 and over
Balance: $250,000.01 and up
Balance: $5,000.00 - $2,000,000.99; Huntington Relationship Savings Account; APY range 2.40%-4.00% and rate range 2.38%-3.94% based on zip code; variable rate; minimum $5,000 new money to open
Balance: All Amounts; Monthly fee: listed
Balance: All Amounts; Monthly fee: listed
Balance: $150,000.00 - $249,999.99
Balance: Balances $25,000.00 or more
- Oct 14, 20262.02%▼ from 2.53%
- Sep 14, 20262.53%first recorded
Dividend last paid 09/30/2026
ABL Campus Employees; Must show proof of employment with valid ABL badge.
Balance: $75,000.00 - $149,999.99
Balance: $25,000.00 - $74,999.99
Balance: $50,000.01 to $250,000
Balance: $5,000.00 - $24,999.99
Balance: $200,000.00 and Over; Paid: Monthly
Balance: $100,000.00 to $199,999.99; Paid: Monthly
Balance: $10,000 and above
Balance: $50,000.00 to $99,999.99; Paid: Monthly
Qualifications Required; Qualifying balance up to $100,000.00; Base rate 0.05% APY if qualifications are not met
Balance: $25,000.00 to $49,999.99; Paid: Monthly
Qualifications Required; Balance: 0 - $50,000; Qualifying top tier; base rate applies if qualifications not met
- Oct 14, 20261.00%▲ from 0.40%
- Sep 20, 20260.40%▲ from 0.10%
- Sep 16, 20260.10%first recorded
Published APY range: 1.00% to 0.47%. Balance: above $50,000
Balance: under $25,000; with monthly deposit of $100 or more
Balance: greater than $50,000.00
Balance: $40000.00 and over; Share Balance tier
Balance: $50,000.00 and up
Balance: $5,000.01 to $50,000
Current rate of 1.00% or 1.00% APY; earns dividends on the entire balance; no minimum balance requirement
Balance: $10,000.00 to $24,999.99; Paid: Monthly
Balance: $10,000.01 - $50,000.00
Balance: $250.00 - $10,000.00
Balance: OVER $250,000; Compounding: Quarterly
Balance: Over $250,000; Compounding: Annually; Available to youth 0-13 years old
Balance: $25,000.00 to $49,999.99
Balance: $2,000.00 to $9,999.99; Paid: Monthly
Balance: $250,000.01 and over
Offered with Online Account Opening; Fees may reduce the earnings on this account
Balance: $5,000 or more; Setup fee $10; No monthly fee
APY printed as N/A
- Sep 24, 20260.40%▲ from 0.20%
- Sep 14, 20260.20%first recorded
Balance: $100,000 - $249,999.99; Compounding: Quarterly
Balance: $100,000 - $249,999.99; Compounding: Annually; Available to youth 0-13 years old
Balance: under $25,000
Balance: $10,000.00 and over; a daily collected balance of $10,000 must be maintained to obtain the yield; Monthly minimum balance fee $3.00 if balance falls below $200 any day of the statement period; Interest compounded and credited quarterly
Over $10,000; Transaction limits: Limited
Balance: $2,500 - $4,999.99; Setup fee $10; No monthly fee
Balance: under $50,000
Over $10,000; Balance: $10,000 required to earn APY; Transaction Limits: Limited
- Oct 20, 20260.30%▼ from 0.35%
- Sep 14, 20260.35%first recorded
Balance: greater than $1,000,000; Rates effective as of 10/20/26
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Man, WV Savings Rate Trends
Compare local Man, WV savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
West Virginia high-yield savings rates fell 0.151 points over the past 7 days to 2.872% APY, down from 3.023%.
West Virginia standard savings rates rose 0.005 points over the past 7 days to 0.437% APY, up from 0.432%.
Man, West Virginia Savings Rate Forecast, Next 12 Months
Savings rates move with Federal Reserve policy. Our model uses the current WV high-yield average and a Fed funds spread to project the likely rate trajectory for 2026 to 2027.
Savings account rates are variable and move in close correlation with the Federal Reserve’s federal funds rate target. Our 12-month forecast is derived from the current WV high-yield savings average of 2.872% APY and a Fed funds spread model calibrated to the historical relationship between policy rate changes and deposit rate adjustments at banks and credit unions.
Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit rates at banks and credit unions track policy-rate changes within 60 to 90 days. High-yield online savings rates tend to adjust faster than standard branch-based savings rates.
Important notice: This forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions in Man, West Virginia.
Savings Account Earnings in Man, West Virginia
Annual interest earnings at current WV average APYs, based on the high-yield and standard savings averages tracked in our database. Compounding assumed monthly.
| Balance | HY Savings (2.872% APY) | Monthly Earnings | Standard Savings (0.437% APY) | Monthly Earnings |
|---|---|---|---|---|
| $5,000 | $143.62 / year | $11.97 | $21.83 / year | $1.82 |
| $10,000 | $287.24 / year | $23.94 | $43.65 / year | $3.64 |
| $25,000 | $718.10 / year | $59.84 | $109.13 / year | $9.09 |
| $50,000 | $1,436.20 / year | $119.68 | $218.25 / year | $18.19 |
| Earnings estimates use daily compounding. Actual earnings depend on exact rate, compounding frequency, and daily balance maintained. Rates are variable and subject to change. Source: Man, West Virginia savings rate averages as of October 25, 2026. | ||||
About Our Man, West Virginia Savings Rate Database
MonitorBankRates found 3 institutions with branches in Man, plus 26 additional state-chartered and national online institutions available to Man residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: First Community Bank offers a savings account at 1.51% APY. Use the rate table above to compare all current offers in Man, West Virginia.
How to Find the Best Savings Rates in Man, West Virginia
What to compare when shopping for a savings account in Man, West Virginia
To find the best savings APYs in Man, West Virginia, start with credit unions and online-only banks: Man, West Virginia has 14 credit unions in our database, and they consistently offer some of the highest yields because they are member-owned nonprofits with lower overhead than traditional banks.
Always compare the APY (Annual Percentage Yield), not just the interest rate. APY reflects compounding and is the true measure of what you’ll earn. Savings accounts that compound daily earn slightly more than those compounding monthly at the same stated rate. The current WV high-yield savings average is 2.872% Use the table above to find the best available offer.
Unlike a CD, savings account rates are variable. Your rate can change at any time with Federal Reserve policy. Many institutions offer elevated introductory rates that reset after a promotional period. Review your account periodically to ensure your APY remains competitive.
When a High-Yield Savings Account Makes Sense
- Emergency fund: Financial experts recommend 3 to 6 months of expenses in a liquid, FDIC-insured account. Man, West Virginia high-yield savings rates currently average 2.872% APY, far above a typical checking account.
- Short-term savings goals (6 to 24 months): If you may need the money soon, a savings account gives you immediate access without early withdrawal penalties.
- Parking cash between investments: A high-yield savings account at Man, West Virginia institutions keeps idle cash working harder while remaining fully accessible.
- You prefer banking locally: 29 institutions in Man, West Virginia report savings rates to our database.
- No rate lock-in risk: Unlike a CD, your rate moves up with the market if rates rise further.
Consider an Alternative If…
- You want a locked-in, guaranteed return Man, West Virginia CD rates
- You want check-writing flexibility Man, West Virginia money market rates
- You need daily transaction access Man, West Virginia checking rates
Man, West Virginia Financial Snapshot
Local demographics and economic context for savers. Source: U.S. Census Bureau
15.3% of residents are 65 or older, below the national average of 17.3%; an unemployment rate of 9.7% (vs. 4.8% nationally) underscores the value of keeping liquid emergency savings. At today’s WV high-yield savings average of 2.872%, saving 10% of the local median salary ($4,125/year) would earn an additional $118 annually in interest.
Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.
Savings Accounts vs. Other Man, West Virginia Options
How high-yield savings accounts compare to other deposit products available at banks and credit unions in Man, West Virginia.
| Feature | High-Yield Savings | Standard Savings | Money Market | CD (12-Month) |
|---|---|---|---|---|
| Current WV Avg APY | 2.872% | 0.437% | View MMA Rates | View CD Rates |
| Rate Type | Variable | Variable | Variable | Fixed for term |
| FDIC / NCUA Insured | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K |
| Withdraw Anytime | ✓ Yes | ✓ Yes | ✓ Yes | ✗ Penalty applies |
| Check Writing | ✗ No | ✗ No | ✓ Often yes | ✗ No |
| Debit / ATM Card | Some institutions | ✗ Rarely | ✓ Often yes | ✗ No |
| Typical Min Deposit | $0 to $100 | $25 to $100 | $0 to $2,500 | $500 to $1,000 |
| Rate Risk | Variable, moves with Fed policy | Variable, moves with Fed policy | Variable, moves with Fed policy | None, locked for term |
| Best For | Emergency fund, short-term goals, parking cash | Everyday saving, low-balance accounts | Active savers wanting flexibility + check writing | Locking in a rate for a defined period |
APY data reflects Man, West Virginia averages tracked in our database as of October 25, 2026. Rates are variable and may differ by institution. See individual product pages for full details.
Savings Calculators for Man, West Virginia
At WV’s top rate of 1.51% from First Community Bank, a $10,000 deposit earns $151 annually. Enter your balance to see your exact return.
Savings Goal CalculatorA 3-month emergency fund for the median Man, West Virginia earner is roughly $10,300. At 2.872% APY, saving $860/month gets you there in about 12 months. Set your target and see your exact timeline.
CD vs. High-Yield SavingsWest Virginia’s high-yield savings average is 2.872% APY, variable and always accessible. A local CD may offer a higher fixed yield in exchange for locking in your deposit. Compare both side-by-side to find the better fit for your timeline.
Budget CalculatorBefore you can grow your savings, you need to know how much you can set aside each month. The median Man, West Virginia earner makes $41,250/year. Track your income vs. expenses to find your monthly surplus, then put it to work at 2.872% APY.
Retirement PlannerA $25,000 high-yield savings balance earning 2.872% APY grows to roughly $44,047 over 20 years with compounding. See how your current savings trajectory lines up with your retirement income needs.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Man, West Virginia savings rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Man, West Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Man, West Virginia. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WV.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Man, West Virginia
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Man, West Virginia safe?
How often do savings rates change in Man, West Virginia?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Man, West Virginia?
How do I open a savings account in Man, West Virginia?
Best Savings Rates in Man, West Virginia
- First Community Bank
Community Savings: 1.51% APY - United Bank
United Platinum Savings: 0.10% APY - Lb&t
PASSBOOK SAVINGS: 0.10% APY - Bayer Heritage Federal Credit Union
High Yield Savings: 10.00% APY - Fairmont Federal Credit Union
Youth Savings Challenge Club: 5.00% APY
Man, West Virginia Rates & Resources
