Sequim, Washington (WA) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Sequim, Washington and the surrounding area include 1st Security Bank of Washington1st Security Bank of Washington114 S Sequim Ave, Sequim, WA 98382A+5.0 ★Texas Ratio: 2.12% Business Optimum Savings at 5.00% APY, First Fed BankFirst Fed Bank333 N Sequim Ave, Sequim, WA 98382A+5.0 ★Texas Ratio: 1.40% Rewards Savings at 3.35% APY, Kitsap BankKitsap Bank1320 W Washington St, Sequim, WA 98382A+5.0 ★Texas Ratio: 0.52% Health Savings Accounts (HSA) at 1.65% APY, Sound Community BankSound Community Bank645 W Washington St, Sequim, WA 98382A+5.0 ★Texas Ratio: 2.09% Business Savings at 0.10% APY, and Wells FargoWells Fargo501 W Washington St, Sequim, WA 98382A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY.
To see how these savings rates in Sequim, Washington, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Sequim, Washington (WA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Sequim, Washington and the surrounding area. Last Updated and Verified: March 20, 2026
Sequim, WA Savings Rate Trends
Compare local Sequim, WA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — WA Avg
0.955%
Washington high-yield savings rates currently average 0.955% APY based on data from institutions in our monitoring network.
Standard Savings — WA Avg
0.545%
Washington standard savings rates currently average 0.545% APY based on data from institutions in our monitoring network.
As of Mar 21, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Savings Rates in Sequim, Washington & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
114 S Sequim Ave, Sequim, WA 98382
Business Optimum Savings
5.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $5,000.00
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
114 S Sequim Ave, Sequim, WA 98382
Optimum Savings
5.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $5,000.00
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
114 S Sequim Ave, Sequim, WA 98382
Optimum Student Savings
5.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Must be opened at a branch; Qualifying balance up to $5,000.00
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
333 N Sequim Ave, Sequim, WA 98382
Rewards Savings
3.35%
$25
▼
Rate3.35%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balances** less than $50,000
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
114 S Sequim Ave, Sequim, WA 98382
Nonprofit Savings
3.25%
$2,500
▼
Rate0.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
$100,000 and greater
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
333 N Sequim Ave, Sequim, WA 98382
First Savings
2.25%
$1
▼
Rate2.23%
Min Deposit$1
Min Balance—
UpdatedMar 15, 2026
Details
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
333 N Sequim Ave, Sequim, WA 98382
Premium Business Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
333 N Sequim Ave, Sequim, WA 98382
Alpine Savings
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
333 N Sequim Ave, Sequim, WA 98382
Alpine Savings
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
1320 W Washington St, Sequim, WA 98382
Health Savings Accounts (HSA)
1.65%
$50
▼
Rate1.64%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
114 S Sequim Ave, Sequim, WA 98382
Nonprofit Savings
1.50%
$2,500
▼
Rate0.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
$50,000-$99,999.99
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
1320 W Washington St, Sequim, WA 98382
Health Savings Accounts (HSA)
1.10%
$50
▼
Rate1.09%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
114 S Sequim Ave, Sequim, WA 98382
Nonprofit Savings
1.00%
$2,500
▼
Rate0.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
$0-$49,999.99
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
1320 W Washington St, Sequim, WA 98382
Health Savings Accounts (HSA)
0.70%
$50
▼
Rate0.70%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
1320 W Washington St, Sequim, WA 98382
Health Savings Accounts (HSA)
0.45%
$50
▼
Rate0.45%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
1320 W Washington St, Sequim, WA 98382
Health Savings Accounts (HSA)
0.25%
$50
▼
Rate0.25%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
645 W Washington St, Sequim, WA 98382
Business Savings
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
645 W Washington St, Sequim, WA 98382
Education and IRA Savings Account
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
645 W Washington St, Sequim, WA 98382
HSA (Health Savings Account)
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
645 W Washington St, Sequim, WA 98382
Regular Savings Account
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
645 W Washington St, Sequim, WA 98382
Youth Savings Account
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedMar 15, 2026
Details
Sound Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
645 W Washington St, Sequim, WA 98382
Youth Savings Account (under 18)
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedMar 15, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
114 S Sequim Ave, Sequim, WA 98382
Youth Savings
0.10%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Must be opened at a branch
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
1320 W Washington St, Sequim, WA 98382
Health Savings Accounts (HSA)
0.10%
$50
▼
Rate0.10%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
333 N Sequim Ave, Sequim, WA 98382
Rewards Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
Non-Qualifying balances**
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
501 W Washington St, Sequim, WA 98382
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
114 S Sequim Ave, Sequim, WA 98382
Preferred Savings
0.05%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Kitsap Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
1320 W Washington St, Sequim, WA 98382
Statement Savings
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
333 N Sequim Ave, Sequim, WA 98382
Alpine Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
333 N Sequim Ave, Sequim, WA 98382
Business Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
924 W Sinto Ave, Spokane, WA 99201 2531
Savings Account
12.00%
$0
▼
Rate11.39%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Maximum Balance $1,200
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
600 E Holly St, Bellingham, WA 98225
First Step (Youth) Savings
7.00%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $500
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
600 E Holly St, Bellingham, WA 98225
First Step Savings
7.00%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $500.00
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA 98188 5164
Youth Savings
6.14%
$0
▼
Rate6.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
Round Up Savings
6.00%
$0
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Qualifying balance up to $1,000.00
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
600 E Holly St, Bellingham, WA 98225
Stash (Emergency) Savings
6.00%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $2500
Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
1620 N Signal Dr, Liberty Lake, WA 99019
First5 savings
5.10%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $500.01
Spokane City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
1930 N Monroe St, Spokane, WA 99205 4538
NexGen Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Qualifying balance up to $1,000.00
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA 98683 9510
Rewards Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA 98683 9510
Rewards Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Full Balance
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA 99352
Explorer Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $500.00; Learn More
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
825 Goethals Dr, Richland, WA 99352
SmartPlus Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $500.00
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
1617 6th Ave Fl 5, Seattle, WA 98101
Youth Savings Accounts
5.00%
$0
▼
Rate4.91%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1 Microsoft Way, Redmond, WA 98052
Premier Savings
4.50%
$0
▼
Rate4.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1 Microsoft Way, Redmond, WA 98052
Premier Savings for New Members
4.50%
$0
▼
Rate4.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Waterfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
6419 Fauntleroy Way SW, Seattle, WA 98136
High-Yield Savings Account
4.07%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
18020 80th Ave S, Kent, WA 98032
Youth Savings
4.06%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA 98125
Youth Savings
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Verity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
Max My Savings
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $50,000
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA 98662
High Dividend Share Draft
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $25,000.00
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
6115 NE 114th Ave, Vancouver, WA 98662
Personal Share Draft
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $25,000.00
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA 98661
Member Savings
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
1617 6th Ave Fl 5, Seattle, WA 98101
Savings Account
3.50%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
3.50% above Share Rate
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA 98125
High Yield Savings
3.30%
$1,000
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 11, 2026
Details
$1,000.00 initially and $25,000.00 New Money within 30 days**
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
41 W Riverside Ave, Spokane, WA 99201
High-Yield Online Savings Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
1313 Main St, Vancouver, WA 98660 2918
Share Account
3.25%
$1,000
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
1313 Main St, Vancouver, WA 98660 2918
Share Savings Account
3.25%
$1,000
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Solarity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
110 N 5th Ave, Yakima, WA 98902
Bonus Savings
3.05%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifications Required: Sign up for eStatements; Link Bonus Savings to a Solarity checking account; Make 20 or more debit card purchases each month; Qualifying balance up to $10,000.00
Seattle Metropolitan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
303 NE Thornton PL, Seattle, WA 98125
High Yield Savings
3.04%
$1,000
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 11, 2026
Details
$1,000.00 initially and $25,000.00 New Money within 30 days**
Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
1331 Broadway, Tacoma, WA 98402 3410
High Yield Business Savings
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Sequim, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Sequim, Washington. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Sequim, Washington
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Washington, help your money grow faster through a higher APY.
Are savings accounts in Sequim, Washington safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Washington up to $250,000 per depositor, per institution.
How often do savings rates change in Sequim, Washington?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Washington rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Sequim, Washington may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Sequim, Washington?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Sequim, Washington offer in-person customer service, which some customers prefer.
How do I open a savings account in Sequim, Washington?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Sequim, Washington
Here are recent savings rates observed in Sequim, Washington and the surrounding area:
- 1st Security Bank of Washington
Business Optimum Savings — 5.00% APY - First Fed Bank
Rewards Savings — 3.35% APY - Kitsap Bank
Health Savings Accounts (HSA) — 1.65% APY - Sound Community Bank
Business Savings — 0.10% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Sequim, Washington. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
