Everett, Washington (WA) Savings Rates - March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Everett, Washington and the surrounding area include Peoples Bank (WA)Peoples Bank (WA)2702 Colby Ave, Everett, WA 98201A+5.0 ★Texas Ratio: 0.39% Youth Savings at 5.50% APY, Nordstrom Federal Credit UnionNordstrom Federal Credit Union2701 Hoyt Ave, Everett, WA 98201A+5.0 ★Texas Ratio: 2.29% Youth Savings Accounts at 5.00% APY, Cascade Federal Credit UnionCascade Federal Credit Union12916 4th Ave W, Everett, WA 98204A+5.0 ★Texas Ratio: 3.26% Youth Savings at 4.06% APY, Sound Credit UnionSound Credit Union33 SE Everett Mall Way, Everett, WA 98208A5.0 ★Texas Ratio: 10.49% High-Yield Business Savings at 3.04% APY, and Banner BankBanner Bank2531 Colby Ave, Everett, WA 98201A+5.0 ★Texas Ratio: 1.69% High Yield Relationship Savings at 2.63% APY.
To see how these savings rates in Everett, Washington, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Everett, Washington (WA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Everett, Washington and the surrounding area. Last Updated and Verified: March 20, 2026
Everett, WA Savings Rate Trends
Compare local Everett, WA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — WA Avg
0.955%
Washington high-yield savings rates currently average 0.955% APY based on data from institutions in our monitoring network.
Standard Savings — WA Avg
0.430%
▼ 0.020 from last week
Washington standard savings rates fell 0.020 points this week to 0.430% APY, down from 0.450% last week.
As of Mar 20, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Savings Rates in Everett, Washington & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Peoples Bank (WA)
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
2702 Colby Ave, Everett, WA 98201
Youth Savings
5.50%
$0
▼
Rate5.35%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $1,000.00
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
2701 Hoyt Ave, Everett, WA 98201
Youth Savings Accounts
5.00%
$0
▼
Rate4.91%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
12916 4th Ave W, Everett, WA 98204
Youth Savings
4.06%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
2701 Hoyt Ave, Everett, WA 98201
Savings Account
3.50%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
3.50% above Share Rate
Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
33 SE Everett Mall Way, Everett, WA 98208
High-Yield Business Savings
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
33 SE Everett Mall Way, Everett, WA 98208
High Yield Business Savings
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
2531 Colby Ave, Everett, WA 98201
High Yield Relationship Savings
2.63%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.
Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
2531 Colby Ave, Everett, WA 98201
High Yield Relationship Savings
2.58%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
2531 Colby Ave, Everett, WA 98201
High Yield Relationship Savings
2.53%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
2531 Colby Ave, Everett, WA 98201
High Yield Relationship Savings
2.28%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
2531 Colby Ave, Everett, WA 98201
High Yield Relationship Savings
2.02%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
2531 Colby Ave, Everett, WA 98201
High Yield Relationship Savings
1.51%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.16%
3102 Broadway, Everett, WA 98201 4421
Share Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.16%
3102 Broadway, Everett, WA 98201 4421
Sub-Share Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA 98201
Regular Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$5.00 to earn interest
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
2701 Hoyt Ave, Everett, WA 98201
Youth Savings Accounts Variable
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Northwest Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA 98201
Regular Business Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
2531 Colby Ave, Everett, WA 98201
Banner's Best Savings
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Monthly service charge of $10 is waived when you meet one of the following criteria during that monthly statement cycle: $5,000 minimum daily balance or $10,000 average daily combined balance for checking and savings deposit relationship. If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.25%. Public fund accounts not eligible. Additional restrictions may apply.
Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
2531 Colby Ave, Everett, WA 98201
High Yield Relationship Savings
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
MountainCrest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1328 Broadway, Everett, WA 98201 1718
Teen Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
404 128TH ST SW, Everett, WA 98204
Classic Savings Account
0.15%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 17, 2026
Details
Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
404 128TH ST SW, Everett, WA 98204
JustU Savings Account
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Washington State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
404 128TH ST SW, Everett, WA 98204
Minor Savings Account
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
12916 4th Ave W, Everett, WA 98204
Share Savings
0.15%
$5
▼
Rate0.15%
Min Deposit$5
Min Balance—
UpdatedMar 18, 2026
Details
to earn interest
Cascade Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
12916 4th Ave W, Everett, WA 98204
Sub Savings
0.15%
$10
▼
Rate0.15%
Min Deposit$10
Min Balance—
UpdatedMar 18, 2026
Details
to earn interest
Peoples Bank (WA)
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
2702 Colby Ave, Everett, WA 98201
Youth Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
MountainCrest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1328 Broadway, Everett, WA 98201 1718
Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
2701 Hoyt Ave, Everett, WA 98201
Youth Savings Accounts
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Peoples Bank (WA)
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
2702 Colby Ave, Everett, WA 98201
Business Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Coastal Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.51%
5415 Evergreen Way, Everett, WA 98203
Regular Savings
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
33 SE Everett Mall Way, Everett, WA 98208
Business Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Coastal Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.51%
5415 Evergreen Way, Everett, WA 98203
Business Savings
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
33 SE Everett Mall Way, Everett, WA 98208
High Yield Business Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
33 SE Everett Mall Way, Everett, WA 98208
High-Yield Business Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sound Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.49%
33 SE Everett Mall Way, Everett, WA 98208
Secondary Business Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Mill Town Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.16%
3102 Broadway, Everett, WA 98201 4421
Share Draft Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2801 Wetmore Ave, Everett, WA 98201
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2801 Wetmore Ave, Everett, WA 98201
Way2Save® Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
How to avoid the $5 monthly service fee
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2801 Wetmore Ave, Everett, WA 98201
Way2Save Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2801 Wetmore Ave, Everett, WA 98201
Platinum Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
924 W Sinto Ave, Spokane, WA 99201 2531
Savings Account
12.00%
$0
▼
Rate11.39%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Maximum Balance $1,200
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
600 E Holly St, Bellingham, WA 98225
First Step (Youth) Savings
7.00%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $500
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
600 E Holly St, Bellingham, WA 98225
First Step Savings
7.00%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $500.00
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
2800 S 192nd St Ste 106, SEATAC, WA 98188 5164
Youth Savings
6.14%
$0
▼
Rate6.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
Round Up Savings
6.00%
$0
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Qualifying balance up to $1,000.00
Whatcom Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
600 E Holly St, Bellingham, WA 98225
Stash (Emergency) Savings
6.00%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $2500
Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
1620 N Signal Dr, Liberty Lake, WA 99019
First5 savings
5.10%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Qualifying balance up to $500.01
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
734 Water St, Port Townsend, WA 98368
Business Optimum Savings
5.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $5,000.00
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
734 Water St, Port Townsend, WA 98368
Optimum Savings
5.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $5,000.00
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
734 Water St, Port Townsend, WA 98368
Optimum Student Savings
5.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Must be opened at a branch; Qualifying balance up to $5,000.00
First Fed Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
105 W 8th St, Port Angeles, WA 98362
Rewards Savings
3.35%
$25
▼
Rate3.35%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balances** less than $50,000
Cornerstone Capital Bank, SSB
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
26830 Maple Valley Black Diamond Rd Se, Maple Valley, WA 98038
Digital High-Yield Savings
3.30%
$50
▼
Rate3.25%
Min Deposit$50
Min Balance—
UpdatedMar 18, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
734 Water St, Port Townsend, WA 98368
Nonprofit Savings
3.25%
$2,500
▼
Rate0.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
$100,000 and greater
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
920 5th Ave, Seattle, WA 98104
Premier Relationship Savings
3.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
33410 Se Redmond Fall City Rd, Fall City, WA 98024
Gateway High Yield Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Any balance below $250,000.01
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
Companion Savings*
2.57%
$100
▼
Rate2.50%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
Companion Savings
2.57%
$100
▼
Rate2.50%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
Companion Savings***
2.57%
$100
▼
Rate2.50%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Everett, Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Everett, Washington. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Everett, Washington
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Washington, help your money grow faster through a higher APY.
Are savings accounts in Everett, Washington safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Washington up to $250,000 per depositor, per institution.
How often do savings rates change in Everett, Washington?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Washington rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Everett, Washington may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Everett, Washington?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Everett, Washington offer in-person customer service, which some customers prefer.
How do I open a savings account in Everett, Washington?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Everett, Washington
Here are recent savings rates observed in Everett, Washington and the surrounding area:
- Peoples Bank (WA)
Youth Savings — 5.50% APY - Nordstrom Federal Credit Union
Youth Savings Accounts — 5.00% APY - Cascade Federal Credit Union
Youth Savings — 4.06% APY - Sound Credit Union
High-Yield Business Savings — 3.04% APY - Banner Bank
High Yield Relationship Savings — 2.63% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Everett, Washington. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
