Plano, Texas (TX) Savings Rates - March 2026
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Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Plano, Texas and the surrounding area include First Foundation BankFirst Foundation Bank1601 Preston Rd, Plano, TX 75093A+5.0 ★Texas Ratio: 1.45% Online Savings at 3.75% APY, Texas Capital BankTexas Capital Bank5800 Granite Pkwy, Plano, TX 75024A+5.0 ★Texas Ratio: 2.17% Star Elite Savings at 3.65% APY, PNC BankPNC Bank2900 Legacy Dr, Plano, TX 75023A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Capital One BankCapital One Bank1221 E Spring Creek Pkwy, Plano, TX 75074A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, and EECU Credit UnionEECU Credit Union6001 Preston Road, Plano, TX 75093A+5.0 ★Texas Ratio: 2.75% High Yield Savings at 3.00% APY.
To see how these savings rates in Plano, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Plano, Texas (TX) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Plano, Texas and the surrounding area. Last Updated and Verified: March 20, 2026
Plano, TX Savings Rate Trends
Compare local Plano, TX savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — TX Avg
1.177%
Texas high-yield savings rates currently average 1.177% APY based on data from institutions in our monitoring network.
Standard Savings — TX Avg
0.539%
▲ 0.089 from last week
Texas standard savings rates rose 0.089 points this week to 0.539% APY, up from 0.450% last week.
As of Mar 20, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Savings Rates in Plano, Texas & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
First Foundation Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1601 Preston Rd, Plano, TX 75093
Online Savings
3.75%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
5800 Granite Pkwy, Plano, TX 75024
Star Elite Savings
3.65%
$0
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
5800 Granite Pkwy, Plano, TX 75024
Star High Yield Savings Account
3.65%
$0
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Only available in Texas
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
5800 Granite Pkwy, Plano, TX 75024
Star High-Yield Savings Account
3.65%
$0
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Only available in Texas
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2900 Legacy Dr, Plano, TX 75023
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
1221 E Spring Creek Pkwy, Plano, TX 75074
360 Performance Savings
3.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6001 Preston Road, Plano, TX 75093
High Yield Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
All funds used to open, and subsequently fund, the savings account must be new funds, not currently on deposit with EECU. Fees could reduce the earnings on the account. Interest will be accrued and credited to your account quarterly. This limited-time offer is subject to change at any time without notice. Additional terms and conditions apply.
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6001 Preston Road, Plano, TX 75093
Business High Yield Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
New Money Required To Fund.
American First National Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
1912 Avenue K, Plano, TX 75074
VIP savings account
3.00%
$10,000
▼
Rate0.00%
Min Deposit$10,000
Min Balance—
UpdatedMar 17, 2026
Details
guaranteed through June 30, 2026
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
5049 W Park Blvd, Plano, TX 75093
High-Yield Savings
2.98%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 20, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6001 Preston Road, Plano, TX 75093
Money Market Savings
2.78%
$2,500
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedMar 16, 2026
Details
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6001 Preston Road, Plano, TX 75093
Business Money Market Savings
2.78%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 16, 2026
Details
As High As; Min balance of $100K
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
5728 121 State Hwy, Plano, TX 75024
Freestyle Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hanmi Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
280 Legacy Dr, Plano, TX 75023
Simple Savings
2.70%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6001 Preston Road, Plano, TX 75093
Money Market Savings
2.63%
$2,500
▼
Rate2.60%
Min Deposit$2,500
Min Balance—
UpdatedMar 16, 2026
Details
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6001 Preston Road, Plano, TX 75093
Money Market Index IRA Savings
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$15,000 minimum to open
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
5728 121 State Hwy, Plano, TX 75024
Freestyle Savings Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1801 Dallas Pkwy, Plano, TX 75093
Share
2.43%
$0
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6001 Preston Road, Plano, TX 75093
Money Market Savings
2.38%
$2,500
▼
Rate2.35%
Min Deposit$2,500
Min Balance—
UpdatedMar 16, 2026
Details
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6001 Preston Road, Plano, TX 75093
Money Market Index IRA Savings
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$15,000 minimum to open
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
5728 121 State Hwy, Plano, TX 75024
Freestyle Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1801 Dallas Pkwy, Plano, TX 75093
Share
2.22%
$0
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Hanmi Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
280 Legacy Dr, Plano, TX 75023
Simple Savings
2.20%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6001 Preston Road, Plano, TX 75093
Money Market Savings
2.17%
$2,500
▼
Rate2.15%
Min Deposit$2,500
Min Balance—
UpdatedMar 16, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
5800 Granite Pkwy, Plano, TX 75024
Star High Yield Savings Account
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Only available in Texas
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
5800 Granite Pkwy, Plano, TX 75024
Star Savings
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
5800 Granite Pkwy, Plano, TX 75024
Shooting Star Savings
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
5800 Granite Pkwy, Plano, TX 75024
Star High-Yield Savings Account
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Only available in Texas
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
5800 Granite Pkwy, Plano, TX 75024
Star Savings Account
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Available in all states.
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6001 Preston Road, Plano, TX 75093
Money Market Index IRA Savings
2.07%
$0
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
$15,000 minimum to open
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6001 Preston Road, Plano, TX 75093
Money Market Savings
1.87%
$2,500
▼
Rate1.85%
Min Deposit$2,500
Min Balance—
UpdatedMar 16, 2026
Details
Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1801 Dallas Pkwy, Plano, TX 75093
Share
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5021 W Park Blvd, Plano, TX 75093
Savings Money Market
1.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5021 W Park Blvd, Plano, TX 75093
Savings Money Market
1.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5021 W Park Blvd, Plano, TX 75093
Savings Money Market
1.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5021 W Park Blvd, Plano, TX 75093
Savings Money Market
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
5800 Granite Pkwy, Plano, TX 75024
Edge Business Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5021 W Park Blvd, Plano, TX 75093
Savings Money Market
0.90%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
2500 Dallas Pkwy, Plano, TX 75093
TotalView Money Market Savings
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5021 W Park Blvd, Plano, TX 75093
Savings Money Market
0.70%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
2500 Dallas Pkwy, Plano, TX 75093
TotalView Money Market Savings
0.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6001 Preston Road, Plano, TX 75093
Regular Savings
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6001 Preston Road, Plano, TX 75093
Business Savings
0.55%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 16, 2026
Details
As High As; Min balance of $100K
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
2500 Dallas Pkwy, Plano, TX 75093
TotalView Money Market Savings
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6001 Preston Road, Plano, TX 75093
IRA Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6001 Preston Road, Plano, TX 75093
Regular Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
EECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6001 Preston Road, Plano, TX 75093
Regular Savings
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6565 Headquarters Dr, Plano, TX 75024 5965
IRA Savings Account (Traditional, Roth and Coverdell)
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
5640 Democracy Dr, Plano, TX 75024
Holiday Club Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $9,999.99
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
5640 Democracy Dr, Plano, TX 75024
HSA Checking (Health Savings Accounts)
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Liberty National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
5550 Granite Pkwy, Plano, TX 75024
Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
5640 Democracy Dr, Plano, TX 75024
Health Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
6105 W Park Blvd, Plano, TX 75093
Youth Savings
0.25%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 18, 2026
Details
$5 opening deposit required
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6565 Headquarters Dr, Plano, TX 75024 5965
eSavings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
2,4
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6565 Headquarters Dr, Plano, TX 75024 5965
Regular Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
2,4
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6565 Headquarters Dr, Plano, TX 75024 5965
Regular Savings Account
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
5640 Democracy Dr, Plano, TX 75024
Business Savings Nonprofit
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
5640 Democracy Dr, Plano, TX 75024
Business Savings Regular
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
5640 Democracy Dr, Plano, TX 75024
IRA Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
5640 Democracy Dr, Plano, TX 75024
Regular Savings / Additional Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Plano, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Plano, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Plano, Texas
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Texas, help your money grow faster through a higher APY.
Are savings accounts in Plano, Texas safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Texas up to $250,000 per depositor, per institution.
How often do savings rates change in Plano, Texas?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Texas rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Plano, Texas may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Plano, Texas?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Plano, Texas offer in-person customer service, which some customers prefer.
How do I open a savings account in Plano, Texas?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Plano, Texas
Here are recent savings rates observed in Plano, Texas and the surrounding area:
- First Foundation Bank
Online Savings — 3.75% APY - Texas Capital Bank
Star Elite Savings — 3.65% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Capital One Bank
360 Performance Savings — 3.20% APY - EECU Credit Union
High Yield Savings — 3.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Plano, Texas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
