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Texas Savings Rate Trends

New Caney, Texas (TX) Savings Rates - April 2026

The best savings rates for New Caney, Texas and the surrounding area include Community Resource Credit UnionCommunity Resource Credit Union21856 Market Place Dr, New Caney, TX 77357A+5.0 ★Texas Ratio: 4.53% CoRe Ownership Savings at 8.00% APY, Wells FargoWells Fargo22420 Community Dr, New Caney, TX 77357A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, Bayer Heritage Federal Credit UnionBayer Heritage Federal Credit UnionA5.0 ★Texas Ratio: 11.87% High Yield savings account at 10.00% APY, FsnbFsnbA5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, and Together Credit UnionTogether Credit UnionA+5.0 ★Texas Ratio: 5.65% Accelerate It Savings at 5.00% APY.

New Caney has 15 local institutions in our database, with savings rates as high as 8.00% APY from Community Resource Credit Union at 21856 Market Place Dr, New Caney, TX 77357. Use the table below to compare all available offers, including options from institutions serving the broader Texas area. Rates are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in New Caney, Texas and the surrounding area. Last Updated and Verified: April 9, 2026

Compare the Best Savings Rates in New Caney, Texas & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
21856 Market Place Dr, New Caney, TX 77357
CoRe Ownership Savings
8.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
21856 Market Place Dr, New Caney, TX 77357
Coverdell IRA Savings & over
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

$250,000

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
21856 Market Place Dr, New Caney, TX 77357
Traditional/Roth IRA Savings & over
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

$250,000

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
21856 Market Place Dr, New Caney, TX 77357
Traditional/Roth IRA Savings
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

$100,000 - $249,999.99

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
21856 Market Place Dr, New Caney, TX 77357
Coverdell IRA Savings
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

$100,000 - $249,999.99

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
21856 Market Place Dr, New Caney, TX 77357
Traditional/Roth IRA Savings
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

$50,000 - $99,999.99

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
21856 Market Place Dr, New Caney, TX 77357
Coverdell IRA Savings
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

$50,000 - $99,999.99

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
21856 Market Place Dr, New Caney, TX 77357
Traditional/Roth IRA Savings
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

$0 - $49,999.99

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
21856 Market Place Dr, New Caney, TX 77357
Coverdell IRA Savings
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

$0 - $49,999.99

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
21856 Market Place Dr, New Caney, TX 77357
Sprout Savings
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedApr 8, 2026
Details

$100 average daily to obtain disclosed APY

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
21856 Market Place Dr, New Caney, TX 77357
Regular Savings
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedApr 8, 2026
Details

$100 average daily to obtain disclosed APY

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
21856 Market Place Dr, New Caney, TX 77357
HSA Single Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
21856 Market Place Dr, New Caney, TX 77357
HSA Family Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

$100 average daily to obtain disclosed APY

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
21856 Market Place Dr, New Caney, TX 77357
Christmas Club Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

No minimum to open with an open share product; $100 average daily to obtain disclosed APY

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
22420 Community Dr, New Caney, TX 77357
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
High Yield savings account
10.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $1,000.00

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Cents-able Savings
7.00%
$5
Rate7.00%
Min Deposit$5
Min Balance
UpdatedApr 3, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifying balance up to $5,000.00

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
Easy Save Savings
5.00%
$0
Rate4.91%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $500.00

Extraco Banks National Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
First Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $5,000.00

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Youth Smart Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

As high as

Allied Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Youth Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $499.99

Allied Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
RoundUp Savings Account
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
Smart Steps Savings
4.50%
$0
Rate4.41%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

During the first 6 months after account opening, a promotional APY of 5.00% applies to that portion of the total account balance within the first tier, up to $2,499.99.

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
Savings
4.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
Premier Savings for New Members
4.25%
$0
Rate4.16%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
Premier Savings
4.25%
$0
Rate4.16%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Qualifying balance up to $10,000.00

Diamond Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
Christmas Club Savings
4.06%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifying balance up to $3,000.00

Keystone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
Keystone Rewards Savings*
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Keystone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
Keystone Rewards Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifying balance up to $100,000.00

Amplify Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Share Savings Account
4.00%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
FREEDOM DIRECT SAVINGS
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

when you add Direct Deposit to a new or existing Justice Federal Checking Account.

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Youth Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Qualifying balance up to $500.00

Amplify Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Business High-Yield Savings Account
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Now offering a 4.0% APY to Texas businesses.

OWB One World Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Regular Savings / Business Savings
3.75%
$0
Rate3.70%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

First Foundation Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
Online Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 29, 2026
Details

Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Star Elite Savings
3.65%
$0
Rate3.58%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Star High Yield Savings Account
3.65%
$0
Rate3.58%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Only available in Texas

Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Star High-Yield Savings Account
3.65%
$0
Rate3.58%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Available to applicants with a Texas residential address.

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
High-Yield Savings
3.55%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Citizens National Bank Cameron, TX
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
Advantage Plus Savings
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Citizens National Bank Cameron, TX
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
Advantage Plus Savings Account
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Ciera Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
Money Market Savings Account
3.40%
$2,500
Rate3.35%
Min Deposit$2,500
Min Balance
UpdatedApr 2, 2026
Details

GNB, Gilmer, Texas
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
Savings Account
3.31%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedApr 3, 2026
Details

Additional terms and conditions may apply, contact bank for details.

Cornerstone Capital Bank, SSB
Institution Rating:
B+4.8 ★Texas Ratio: 17.74%
Digital High-Yield Savings
3.30%
$50
Rate3.25%
Min Deposit$50
Min Balance
UpdatedApr 3, 2026
Details

Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
WooriWON Savings
3.25%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 29, 2026
Details

$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Brenham National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Starter Savings - 12 mo
3.20%
$1,000
Rate3.16%
Min Deposit$1,000
Min Balance
UpdatedApr 4, 2026
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
360 Performance Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

The MINT National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
MonuMINT Emerald MMA
3.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

The MINT National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
ManageMINT Emerald MMA
3.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

Coleman County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
IRA Savings
3.04%
$100
Rate3.00%
Min Deposit$100
Min Balance
UpdatedApr 2, 2026
Details

SHELL
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
High Yield eSavings
3.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 29, 2026
Details

Qualifications Required: Have an open eChecking account; Meet all eChecking account qualifications each month; Qualifying balance up to $10,000.00

PCB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
Your major-milestones savings account
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Ciera Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
Money Market Savings Account
3.00%
$2,500
Rate2.96%
Min Deposit$2,500
Min Balance
UpdatedApr 2, 2026
Details

Amarillo National Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.79%
Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

American First National Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
VIP savings account
3.00%
$10,000
Rate0.00%
Min Deposit$10,000
Min Balance
UpdatedMar 24, 2026
Details

guaranteed through June 30, 2026

Extraco Banks National Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Savings Account
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

New Caney, TX Savings Rate Trends

Compare local New Caney, TX savings rate quotes against the statewide average

Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Texas Savings Trends →
High-Yield Savings — TX Avg
1.772%
▲ 0.243 vs 7 days ago

Texas high-yield savings rates rose 0.243 points over the past 7 days to 1.772% APY, up from 1.528%.

Standard Savings — TX Avg
0.711%
▲ 0.227 vs 7 days ago

Texas standard savings rates rose 0.227 points over the past 7 days to 0.711% APY, up from 0.483%.

As of Apr 10, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for New Caney, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in New Caney, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in New Caney, Texas

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Texas, help your money grow faster through a higher APY.

Are savings accounts in New Caney, Texas safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Texas up to $250,000 per depositor, per institution.

How often do savings rates change in New Caney, Texas?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Texas rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in New Caney, Texas may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in New Caney, Texas?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in New Caney, Texas offer in-person customer service, which some customers prefer.

How do I open a savings account in New Caney, Texas?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in New Caney, Texas

Here are recent savings rates observed in New Caney, Texas and the surrounding area:
  • Community Resource Credit Union
    CoRe Ownership Savings — 8.00% APY
  • Wells Fargo
    Retirement High Yield Savings — 0.05% APY
  • Bayer Heritage Federal Credit Union
    High Yield savings account — 10.00% APY
  • Fsnb
    Cents-able Savings — 7.00% APY
  • Together Credit Union
    Accelerate It Savings — 5.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in New Caney, Texas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 9, 2026