The best savings rates for Cedar Park, Texas and the surrounding area include Amplify Credit UnionAmplify Credit Union5001 183A Toll Rd Ste 500, Cedar Park, TX 78613 7903A+5.0 ★Texas Ratio: 2.63% Business High-Yield Savings Account at 4.00% APY, Austin Telco Federal Credit UnionAustin Telco Federal Credit Union511 N Bell Blvd, Cedar Park, TX 78613 2217A+5.0 ★Texas Ratio: 2.16% Share Account at 3.65% APY, Citizens National Bank Cameron, TXCitizens National Bank Cameron, TX14300 Ronald Reagan Blvd, Cedar Park, TX 78641A+5.0 ★Texas Ratio: 1.72% Advantage Plus Savings Account at 3.50% APY, PNC BankPNC Bank1455 E Whitestone Blvd, Cedar Park, TX 78613A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, and Capital One BankCapital One Bank2910 S Lakeline Blvd, Cedar Park, TX 78613A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY.
To see how these savings rates in Cedar Park, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Cedar Park, Texas (TX) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Cedar Park, Texas and the surrounding area. Last Updated and Verified: March 22, 2026
Compare local Cedar Park, TX savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield savings rates fell 1.343 points this week to 0.738% APY, down from 2.081% last week.
Texas standard savings rates rose 0.228 points this week to 0.571% APY, up from 0.343% last week.
Calculated daily; paid monthly on balances of $100 or more. Rate is variable and subject to change after account is opened. Fees could reduce earnings on account.
Qualifying balance up to $14,999.99
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $5,000.00
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Cedar Park, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Cedar Park, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.