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Best Money Market Rates in Cedar Park, Texas (TX) - May 2026

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Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Cedar Park, Texas and the surrounding area money market deposit account rates include Texell Credit UnionTexell Credit Union875 W Whitestone Blvd, Cedar Park, TX 78613A+5.0 ★Texas Ratio: 3.58% Money Market at 3.25% APY, Randolph Brooks FCURandolph Brooks FCU1110 N Bell Blvd, Cedar Park, TX 78613A+5.0 ★ RBFCU Classic Money Market at 2.43% APY, Austin Telco Federal Credit UnionAustin Telco Federal Credit Union511 N Bell Blvd, Cedar Park, TX 78613 2217A+5.0 ★Texas Ratio: 2.16% Money Market Account - Anticipated Dividends at 0.95% APY, Velocity Credit UnionVelocity Credit Union1230 E New Hope Dr, Cedar Park, TX 78613A+5.0 ★Texas Ratio: 3.01% Money Market Account at 0.70% APY, and GREATER TEXASGREATER TEXAS1600 N Bell Blvd, Cedar Park, TX 78613 7082A5.0 ★Texas Ratio: 11.76% Money Market Accounts Daily Balance Method at 0.50% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Cedar Park has 7 local institutions in our database, with money market rates as high as 3.25% APY from Texell Credit Union at 875 W Whitestone Blvd, Cedar Park, TX 78613. Use the table below to compare all available offers, including options from institutions serving the broader Texas area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Cedar Park, Texas and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Cedar Park, Texas & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
875 W Whitestone Blvd, Cedar Park, TX 78613
Money Market
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
875 W Whitestone Blvd, Cedar Park, TX 78613
Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1110 N Bell Blvd, Cedar Park, TX 78613
RBFCU Classic Money Market
2.43%
$0
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
875 W Whitestone Blvd, Cedar Park, TX 78613
Money Market
2.30%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1110 N Bell Blvd, Cedar Park, TX 78613
RBFCU Choice Money Market
2.22%
$2,500
View
▼
Rate2.20%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1110 N Bell Blvd, Cedar Park, TX 78613
RBFCU Classic Money Market
2.22%
$0
View
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1110 N Bell Blvd, Cedar Park, TX 78613
RBFCU Choice Money Market
2.04%
$10,000
View
▼
Rate1.90%
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
875 W Whitestone Blvd, Cedar Park, TX 78613
Money Market
1.95%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1110 N Bell Blvd, Cedar Park, TX 78613
RBFCU Classic Money Market
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
1110 N Bell Blvd, Cedar Park, TX 78613
RBFCU Choice Money Market
1.76%
$25,000
View
▼
Rate1.75%
Min Deposit$25,000
Min Balance—
UpdatedMay 6, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
875 W Whitestone Blvd, Cedar Park, TX 78613
Money Market
1.30%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
875 W Whitestone Blvd, Cedar Park, TX 78613
Money Market
1.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
875 W Whitestone Blvd, Cedar Park, TX 78613
Money Market
1.15%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details

Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
511 N Bell Blvd, Cedar Park, TX 78613 2217
Money Market Account - Anticipated Dividends
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
511 N Bell Blvd, Cedar Park, TX 78613 2217
Money Market Account - Anticipated Dividends
0.80%
$0
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Velocity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.01%
1230 E New Hope Dr, Cedar Park, TX 78613
Money Market Account
0.70%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Velocity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.01%
1230 E New Hope Dr, Cedar Park, TX 78613
Money Market Account
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
511 N Bell Blvd, Cedar Park, TX 78613 2217
Money Market Account - Anticipated Dividends
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
1600 N Bell Blvd, Cedar Park, TX 78613 7082
Money Market Accounts Daily Balance Method
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
1600 N Bell Blvd, Cedar Park, TX 78613 7082
Money Market Accounts Daily Balance Method
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
511 N Bell Blvd, Cedar Park, TX 78613 2217
Money Market Account - Anticipated Dividends
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
1600 N Bell Blvd, Cedar Park, TX 78613 7082
Money Market Accounts Daily Balance Method
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
511 N Bell Blvd, Cedar Park, TX 78613 2217
Money Market Account - Anticipated Dividends
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Velocity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.01%
1230 E New Hope Dr, Cedar Park, TX 78613
Money Market Account
0.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.47%
3200 E Whitestone Blvd, Cedar Park, TX 78613
Money Market
0.31%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
1600 N Bell Blvd, Cedar Park, TX 78613 7082
Money Market Accounts Daily Balance Method
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Amplify Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
5001 183A Toll Rd Ste 500, Cedar Park, TX 78613 7903
Business Money Market
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Amplify Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
5001 183A Toll Rd Ste 500, Cedar Park, TX 78613 7903
Personal Classic Money Market
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Amplify Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
5001 183A Toll Rd Ste 500, Cedar Park, TX 78613 7903
Business Money Market
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
511 N Bell Blvd, Cedar Park, TX 78613 2217
Money Market Account - Anticipated Dividends
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Amplify Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
5001 183A Toll Rd Ste 500, Cedar Park, TX 78613 7903
Personal Classic Money Market
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Amplify Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
5001 183A Toll Rd Ste 500, Cedar Park, TX 78613 7903
Business Money Market
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Amplify Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
5001 183A Toll Rd Ste 500, Cedar Park, TX 78613 7903
Personal Classic Money Market
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Amplify Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
5001 183A Toll Rd Ste 500, Cedar Park, TX 78613 7903
Personal Classic Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Amplify Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
5001 183A Toll Rd Ste 500, Cedar Park, TX 78613 7903
Business Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.47%
3200 E Whitestone Blvd, Cedar Park, TX 78613
Money Market
0.12%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Amplify Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
5001 183A Toll Rd Ste 500, Cedar Park, TX 78613 7903
Personal Classic Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Amplify Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
5001 183A Toll Rd Ste 500, Cedar Park, TX 78613 7903
Business Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.47%
3200 E Whitestone Blvd, Cedar Park, TX 78613
Money Market
0.06%
$0
View
▼
Rate0.06%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bonus Dividend applies only to the first $10,000 in Money Market account deposits for accounts with at least 10 qualifying transactions monthly in the same Member's checking account.

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
1600 N Bell Blvd, Cedar Park, TX 78613 7082
Money Market Accounts Daily Balance Method
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.47%
3200 E Whitestone Blvd, Cedar Park, TX 78613
Money Market
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
511 N Bell Blvd, Cedar Park, TX 78613 2217
Money Market Account - Anticipated Dividends
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
1600 N Bell Blvd, Cedar Park, TX 78613 7082
Money Market Accounts Daily Balance Method
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Amplify Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
5001 183A Toll Rd Ste 500, Cedar Park, TX 78613 7903
Personal Classic Money Market
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Fannin Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
Money Market
3.82%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

Mobility Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.61%
Money Market
3.82%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

State Bank of Texas
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
High-Rate Jumbo Money Market
3.76%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 4, 2026
Details

Annual Percentage Yield is accurate as of posting date and applies to new money deposits only. Rate is subject to change without notice after account opening. Fees and/or withdrawals could reduce the earnings on the account.

OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Rocket 88 Money Market Accounts (Personal & Business)
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Money Market Account
3.61%
$0
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
3.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
Money Market
3.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
Money Market Accounts
3.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

On balance above $350,000

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market
3.56%
$250
View
▼
Rate3.50%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Money Market Account
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Sun Fund Money Market
3.51%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Balance $50,000 or more

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
Money Market Account
3.51%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
High Yield Savings (Money Market)
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$15,000+

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
Money Market Max
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market
3.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$24,999.01 & Above

Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Small Business Money Market Account
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Golden Bank National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
money market account
3.38%
$20,000
View
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedApr 16, 2026
Details

new money

American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
Pinnacle Money Market Account Tier 3
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
3.25%
$2,500
View
▼
Rate3.20%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
Pinnacle Money Market Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
Pinnacle Money Market Account Tier 4
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

NexBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.79%
High-Yield Money Market Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market† 6 Months
3.14%
$1,000
View
▼
Rate3.09%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
MAX Money Market
3.12%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Oakwood Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
MAX Money Market
3.12%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

The MINT National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
MonuMINT Emerald MMA
3.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

The MINT National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
ManageMINT Emerald MMA
3.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$24,999.00 & Below

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Commercial Money Market Account
3.04%
$500
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Personal Money Market Account
3.04%
$500
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Planters Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
High Yield Money Market
2.95%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
2.94%
$2,500
View
▼
Rate2.90%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Personal Money Market Account
2.84%
$500
View
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
Trinity Commercial Money Market Account
2.84%
$500
View
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market† 11 Months
2.83%
$1,000
View
▼
Rate2.79%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market† 12 Months
2.83%
$1,000
View
▼
Rate2.79%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market† 13 Months
2.83%
$1,000
View
▼
Rate2.79%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.80%
$0
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

TEXAS TECH
Institution Rating:
A5.0 ★ Texas Ratio: 8.53%
Money Market Savings
2.75%
$100,000
View
▼
Rate2.72%
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market† 9 Months
2.59%
$1,000
View
▼
Rate2.56%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market† 90-179 Days
2.59%
$1,000
View
▼
Rate2.56%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
FB-Org Money Market Account [MMA]
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No Minimum Initial Deposit

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

TEXAS TECH
Institution Rating:
A5.0 ★ Texas Ratio: 8.53%
Money Market Savings
2.50%
$50,000
View
▼
Rate2.47%
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Plus Money Market Account
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

As Low As

NexBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.79%
High-Yield Money Market Account
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Cedar Park, Texas and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Cedar Park, TX Money Market Rate Trends

Compare local Cedar Park, TX money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Texas MMA Trends →
High-Yield MMA — TX Avg
3.319%
▲ 0.003 vs 7 days ago

Texas high-yield MMA rates rose 0.003 points over the past 7 days to 3.319% APY.

Standard MMA — TX Avg
0.750%
▲ 0.002 vs 7 days ago

Texas standard MMA rates rose 0.002 points over the past 7 days to 0.750% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Cedar Park, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Cedar Park, Texas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TX.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Cedar Park, Texas

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Texas.

Are Money Market accounts in Cedar Park, Texas safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Texas up to $250,000 per depositor, per institution.

How often do MMA rates change in Cedar Park, Texas?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Texas rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Cedar Park, Texas?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Cedar Park, Texas require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Cedar Park, Texas

Here are some of the highest money market account APYs currently available in Cedar Park, Texas and the surrounding area:
  • Texell Credit Union
    Money Market — 3.25% APY
  • Randolph Brooks FCU
    RBFCU Classic Money Market — 2.43% APY
  • Austin Telco Federal Credit Union
    Money Market Account - Anticipated Dividends — 0.95% APY
  • Velocity Credit Union
    Money Market Account — 0.70% APY
  • GREATER TEXAS
    Money Market Accounts Daily Balance Method — 0.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Cedar Park, Texas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

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