iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Texas Savings Rate Trends

Abilene, Texas (TX) Savings Rates - March 2026

The best savings rates for Abilene, Texas and the surrounding area include PNC BankPNC Bank1049 N 3rd St Ste 100, Abilene, TX 79601A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Coleman County State BankColeman County State Bank4609 Southwest Dr, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.78% IRA Savings at 3.04% APY, University Credit Union Los Angeles, CAUniversity Credit Union Los Angeles, CA701 College Dr, Abilene, TX 79601A-5.0 ★Texas Ratio: 15.35% High Yield Savings at 2.75% APY, TEXAS TECHTEXAS TECH4001 Catclaw Dr, Abilene, TX 79606A5.0 ★Texas Ratio: 8.53% Money Market Savings at 2.75% APY, and Abilene Teachers Federal Credit UnionAbilene Teachers Federal Credit Union2801 N 6th St, Abilene, TX 79603A+5.0 ★Texas Ratio: 0.94% Money Market Savings Account at 2.53% APY.

To see how these savings rates in Abilene, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Abilene, Texas (TX) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Abilene, Texas and the surrounding area. Last Updated and Verified: March 23, 2026

Abilene, TX Savings Rate Trends

Compare local Abilene, TX savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Texas Savings Trends →
High-Yield Savings — TX Avg
0.738%
▼ 1.345 from last week

Texas high-yield savings rates fell 1.345 points this week to 0.738% APY, down from 2.083% last week.

Standard Savings — TX Avg
0.544%
▼ 0.065 from last week

Texas standard savings rates fell 0.065 points this week to 0.544% APY, down from 0.609% last week.

As of Mar 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Savings Rates in Abilene, Texas & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1049 N 3rd St Ste 100, Abilene, TX 79601
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Coleman County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
4609 Southwest Dr, Abilene, TX 79606
IRA Savings
3.04%
$100
Rate3.00%
Min Deposit$100
Min Balance
UpdatedMar 18, 2026
Details

University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★Texas Ratio: 15.35%
701 College Dr, Abilene, TX 79601
High Yield Savings
2.75%
$5
Rate2.72%
Min Deposit$5
Min Balance
UpdatedMar 22, 2026
Details

High Yield Savings Account is only available for new money deposited to UCU. New money is money not currently or previously held in a UCU account.

TEXAS TECH
Institution Rating:
A5.0 ★Texas Ratio: 8.53%
4001 Catclaw Dr, Abilene, TX 79606
Money Market Savings
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX 79603
Money Market Savings Account
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

TEXAS TECH
Institution Rating:
A5.0 ★Texas Ratio: 8.53%
4001 Catclaw Dr, Abilene, TX 79606
Money Market Savings
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX 79603
Money Market Savings Account
2.27%
$0
Rate2.25%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

TEXAS TECH
Institution Rating:
A5.0 ★Texas Ratio: 8.53%
4001 Catclaw Dr, Abilene, TX 79606
Money Market Savings
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX 79603
Money Market Savings Account
2.17%
$0
Rate2.15%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Coleman County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
4609 Southwest Dr, Abilene, TX 79606
Money Market Savings
2.02%
$1,000
Rate2.00%
Min Deposit$1,000
Min Balance
UpdatedMar 18, 2026
Details

Coleman County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
4609 Southwest Dr, Abilene, TX 79606
Platinum Savings
2.02%
$10,000
Rate2.00%
Min Deposit$10,000
Min Balance
UpdatedMar 18, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX 79603
Money Market Savings Account
1.97%
$0
Rate1.95%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX 79603
Money Market Savings Account
1.87%
$0
Rate1.85%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX 79603
Money Market Savings Account
1.76%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Coleman County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
4609 Southwest Dr, Abilene, TX 79606
Money Market Savings
1.25%
$1,000
Rate1.25%
Min Deposit$1,000
Min Balance
UpdatedMar 18, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX 79603
Coverdell Education Savings Accounts
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
400 N Broadway St, Abilene, KS 67410
UMB Premium Savings
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX 79603
Coverdell Education Savings Accounts
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Coleman County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
4609 Southwest Dr, Abilene, TX 79606
Money Market Savings
0.55%
$1,000
Rate0.55%
Min Deposit$1,000
Min Balance
UpdatedMar 18, 2026
Details

Coleman County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
4609 Southwest Dr, Abilene, TX 79606
Platinum Savings
0.55%
$10,000
Rate0.55%
Min Deposit$10,000
Min Balance
UpdatedMar 18, 2026
Details

Coleman County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
4609 Southwest Dr, Abilene, TX 79606
Platinum Savings
0.50%
$10,000
Rate0.50%
Min Deposit$10,000
Min Balance
UpdatedMar 18, 2026
Details

Coleman County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
4609 Southwest Dr, Abilene, TX 79606
Money Market Savings
0.50%
$1,000
Rate0.50%
Min Deposit$1,000
Min Balance
UpdatedMar 18, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX 79603
Health Savings Account
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX 79603
Coverdell Education Savings Accounts
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX 79603
Health Savings Account
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX 79603
Savings Accounts
0.25%
$5
Rate0.25%
Min Deposit$5
Min Balance
UpdatedMar 17, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX 79603
Health Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX 79603
Coverdell Education Savings Accounts
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Coleman County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
4609 Southwest Dr, Abilene, TX 79606
Regular Savings
0.25%
$100
Rate0.25%
Min Deposit$100
Min Balance
UpdatedMar 18, 2026
Details

University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★Texas Ratio: 15.35%
701 College Dr, Abilene, TX 79601
Regular Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX 79603
Savings Accounts
0.15%
$5
Rate0.15%
Min Deposit$5
Min Balance
UpdatedMar 17, 2026
Details

University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★Texas Ratio: 15.35%
701 College Dr, Abilene, TX 79601
Business Share
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

TxDot Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
4174 Old Anson Rd, Abilene, TX 79601
Share Accounts
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

$25 minimum to earn dividends

First Watch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1118 Pine St, Abilene, TX 79601 3529
Share Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX 79603
Savings Accounts
0.05%
$5
Rate0.05%
Min Deposit$5
Min Balance
UpdatedMar 17, 2026
Details

First Watch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1118 Pine St, Abilene, TX 79601 3529
Special Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1049 N 3rd St Ste 100, Abilene, TX 79601
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
400 N Broadway St, Abilene, KS 67410
UMB Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1049 N 3rd St Ste 100, Abilene, TX 79601
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX 79603
Money Market Savings Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
1404 N Lee Trevino Dr, El Paso, TX 79936 6533
MySavings Youth
7.00%
$0
Rate6.77%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Building 239, Sheppard Afb, TX 76311
Cents-able Savings
7.00%
$5
Rate7.00%
Min Deposit$5
Min Balance
UpdatedMar 23, 2026
Details

MCT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
2736 Nall St, Port Neches, TX 77651 5204
Sprout Savings Account
5.55%
$5
Rate5.41%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $15,000.00

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
775 Gellhorn Dr, Houston, TX 77029 1416
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $5,000.00

Allied Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
909 W Sanford St, ARLINGTON, TX 76012 5032
RoundUp Savings Account
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Allied Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
909 W Sanford St, ARLINGTON, TX 76012 5032
Youth Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifying balance up to $499.99

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
2001 Rankin Rd, Houston, TX 77073 5114
Youth Smart Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX 78752 2315
Easy Save Savings
5.00%
$0
Rate4.91%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $500.00

Extraco Banks National Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
800 E Main St, Gatesville, TX 76528
First Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $5,000.00

Keystone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
11500 Bee Caves Rd Ste 150, Austin, TX 78738
Keystone Rewards Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $100,000.00

Keystone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
11500 Bee Caves Rd Ste 150, Austin, TX 78738
Keystone Rewards Savings*
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

OWB One World Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
2449 Walnut Hill Ln, Dallas, TX 75229
Regular Savings / Business Savings
3.75%
$0
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

First Foundation Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
1601 Preston Rd, Plano, TX 75093
Online Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 22, 2026
Details

Independent Bank Memphis, TN
Institution Rating:
A5.0 ★Texas Ratio: 9.65%
3010 Lyndon B Johnson Fwy, Dallas, TX 75234
Savings Special
3.70%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

New money only. Fees may reduce earnings. Offer applies to personal accounts only.

Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Star High-Yield Savings Account
3.65%
$0
Rate3.58%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Only available in Texas

Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Star High Yield Savings Account
3.65%
$0
Rate3.58%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Only available in Texas

Texas Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Star Elite Savings
3.65%
$0
Rate3.58%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Citizens National Bank Cameron, TX
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
118 S Houston Ave, Cameron, TX 76520
Advantage Plus Savings Account
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Citizens National Bank Cameron, TX
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
118 S Houston Ave, Cameron, TX 76520
Advantage Plus Savings
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Ciera Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
623 Elm St, Graham, TX 76450
Money Market Savings Account
3.40%
$2,500
Rate3.35%
Min Deposit$2,500
Min Balance
UpdatedMar 18, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Abilene, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Abilene, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Abilene, Texas

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Texas, help your money grow faster through a higher APY.

Are savings accounts in Abilene, Texas safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Texas up to $250,000 per depositor, per institution.

How often do savings rates change in Abilene, Texas?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Texas rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Abilene, Texas may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Abilene, Texas?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Abilene, Texas offer in-person customer service, which some customers prefer.

How do I open a savings account in Abilene, Texas?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Abilene, Texas

Here are recent savings rates observed in Abilene, Texas and the surrounding area:
  • PNC Bank
    PNC High Yield SavingsĀ® — 3.25% APY
  • Coleman County State Bank
    IRA Savings — 3.04% APY
  • University Credit Union Los Angeles, CA
    High Yield Savings — 2.75% APY
  • TEXAS TECH
    Money Market Savings — 2.75% APY
  • Abilene Teachers Federal Credit Union
    Money Market Savings Account — 2.53% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Abilene, Texas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 23, 2026