Jackson, Tennessee (TN) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Jackson, Tennessee and the surrounding area include FsnbFsnb2196 Emporium Dr, Jackson, TN 38305A5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, Leaders Credit UnionLeaders Credit Union214 Oil Well Rd, Jackson, TN 38305 7914A+5.0 ★Texas Ratio: 4.94% Share Savings at 5.00% APY, FirstBank (TN)FirstBank (TN)11 Channing Way, Jackson, TN 38305A5.0 ★Texas Ratio: 6.39% FirstUp Savings at 3.82% APY, Community Bank Lexington, TNCommunity Bank Lexington, TN3200 N Highland Ave, Jackson, TN 38305A+5.0 ★Texas Ratio: 0.19% Community Reserve High Yield Savings at 3.75% APY, and First HorizonFirst Horizon2076 N Highland Ave, Jackson, TN 38305A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Jackson, Tennessee, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Jackson, Tennessee (TN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Jackson, Tennessee and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Jackson, Tennessee & Surrounding Communities
Qualifying balance up to $500.00
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more
Account will be based on a daily balance and paid quarterly.
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances less than $5,000.00
$10,000.01
$101.00 - $10,000.00
Account will be based on a daily balance and paid quarterly.
Account will be based on a daily balance and paid quarterly.
$2,500.00 - $4,999.99
$5,000.00
$10.00 - $2,499.99
$0.00 - $100.00
Qualifying balance up to $500.00
Qualifying balance up to $2,500.00
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
New money only. Fees may reduce earnings. Offer applies to personal accounts only.
Qualifications Required; Qualifying balance up to $25,000
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
based on qualifying criteria**
Qualifying balance up to $500.00
Earn 3.00% APY on the first $500.00
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
Any balance below $250,000.01
Qualifications Required: SouthEast Bank checking account with the Round Up feature; eStatements; 15 debit card purchases; Qualifying balance up to $10,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Jackson, TN Savings Rate Trends
Compare local Jackson, TN savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Tennessee high-yield savings rates fell 0.188 points this week to 1.294% APY, down from 1.482% last week.
Tennessee standard savings rates rose 0.313 points this week to 0.515% APY, up from 0.202% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Jackson, Tennessee directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Jackson, Tennessee. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Jackson, Tennessee
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Jackson, Tennessee safe?
How often do savings rates change in Jackson, Tennessee?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Jackson, Tennessee?
How do I open a savings account in Jackson, Tennessee?
Best Savings Rates in Jackson, Tennessee
- Fsnb
Cents-able Savings — 7.00% APY - Leaders Credit Union
Share Savings — 5.00% APY - FirstBank (TN)
FirstUp Savings — 3.82% APY - Community Bank Lexington, TN
Community Reserve High Yield Savings — 3.75% APY - First Horizon
TotalView Money Market Savings — 0.75% APY
