Gallatin, Tennessee (TN) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Gallatin, Tennessee and the surrounding area include FsnbFsnb1112 Nashville Pike, Gallatin, TN 37066A5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, First HorizonFirst Horizon668 Nashville Pike, Gallatin, TN 37066A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, Gallatin Steam Plant Credit UnionGallatin Steam Plant Credit Union1499 Steam Plant Rd, Gallatin, TN 37066A+5.0 ★Texas Ratio: 1.77% Share Savings at 0.50% APY, First National Bank (AR)First National Bank (AR)150 W Main St, Gallatin, TN 37066A+5.0 ★Texas Ratio: 1.81% Health Savings Account at 0.25% APY, and Ascend Federal Credit UnionAscend Federal Credit Union624 Davis Dr, Gallatin, TN 37066A+5.0 ★Texas Ratio: 2.48% Savings at 0.20% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Gallatin, Tennessee, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Gallatin, Tennessee (TN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Gallatin, Tennessee and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Gallatin, Tennessee & Surrounding Communities
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more
Rates are subject to change at any time and are not guaranteed.
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances less than $5,000.00
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
Qualifications Required; Qualifying balance up to $25,000
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
based on qualifying criteria**
Qualifying balance up to $500.00
Earn 3.00% APY on the first $500.00
Higher dividends are earned when you maintain a UTFCU consumer checking account and receive at least $500 in total direct deposits per month.
Minimum Balance 4,5,6,9,10
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Gallatin, TN Savings Rate Trends
Compare local Gallatin, TN savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Tennessee high-yield savings rates fell 0.437 points this week to 1.362% APY, down from 1.799% last week.
Tennessee standard savings rates rose 0.296 points this week to 0.546% APY, up from 0.250% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Gallatin, Tennessee directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Gallatin, Tennessee. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Gallatin, Tennessee
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Gallatin, Tennessee safe?
How often do savings rates change in Gallatin, Tennessee?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Gallatin, Tennessee?
How do I open a savings account in Gallatin, Tennessee?
Best Savings Rates in Gallatin, Tennessee
- Fsnb
Cents-able Savings — 7.00% APY - First Horizon
TotalView Money Market Savings — 0.75% APY - Gallatin Steam Plant Credit Union
Share Savings — 0.50% APY - First National Bank (AR)
Health Savings Account — 0.25% APY - Ascend Federal Credit Union
Savings — 0.20% APY
