Irmo, South Carolina (SC) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Irmo, South Carolina and the surrounding area include Palmetto Citizens Federal Credit UnionPalmetto Citizens Federal Credit Union7816 Broad River Rd, Irmo, SC 29063A+5.0 ★Texas Ratio: 4.17% Health Savings Account at 0.95% APY, South Carolina State Federal Credit UnionSouth Carolina State Federal Credit Union7438 Broad River Rd, Irmo, SC 29063A+5.0 ★Texas Ratio: 3.29% IRA Savings at 0.30% APY, SAFE Federal Credit UnionSAFE Federal Credit Union10600 Broad River Rd, Irmo, SC 29063A5.0 ★Texas Ratio: 7.35% Coverdell Education Savings at 0.15% APY, Ukrainian Federal Credit UnionUkrainian Federal Credit Union225 W Blackstock Rd, Spartanburg, SC 29301A5.0 ★Texas Ratio: 10.45% High Dividend Share Draft at 4.00% APY, and Market USA Federal Credit UnionMarket USA Federal Credit Union201 Bi Lo Blvd, Greenville, SC 29607 5346A5.0 ★Texas Ratio: 6.88% High-Yield VIP Savings at 3.75% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Irmo, South Carolina, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Irmo, South Carolina (SC) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Irmo, South Carolina and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Irmo, South Carolina & Surrounding Communities
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Minimum of $5,000 not currently deposited at Huntington.
Qualifying balance up to $25,000
Qualifications Required: $500+ in monthly deposits from sources outside Truliant; Primary account ownership of both the checking and savings accounts; 10+ withdrawals per month; Qualifying balance up to $25,000
Qualifications Required: Have an open Movement Rewards Checking Account or; Minimum daily balance of $15,000 in the Movement Rewards Savings account; Digital statements must be activated; Qualifying balance up to $50,000.00
Minimum of $5,000 not currently deposited at Huntington.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Irmo, SC Savings Rate Trends
Compare local Irmo, SC savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
South Carolina high-yield savings rates fell 1.031 points this week to 0.233% APY, down from 1.264% last week.
South Carolina standard savings rates fell 1.282 points this week to 0.510% APY, down from 1.792% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Irmo, South Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Irmo, South Carolina. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in SC.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Irmo, South Carolina
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Irmo, South Carolina safe?
How often do savings rates change in Irmo, South Carolina?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Irmo, South Carolina?
How do I open a savings account in Irmo, South Carolina?
Best Savings Rates in Irmo, South Carolina
- Palmetto Citizens Federal Credit Union
Health Savings Account — 0.95% APY - South Carolina State Federal Credit Union
IRA Savings — 0.30% APY - SAFE Federal Credit Union
Coverdell Education Savings — 0.15% APY - Ukrainian Federal Credit Union
High Dividend Share Draft — 4.00% APY - Market USA Federal Credit Union
High-Yield VIP Savings — 3.75% APY
