Smithton, Pennsylvania (PA) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Smithton, Pennsylvania and the surrounding area include Bayer Heritage Federal Credit UnionBayer Heritage Federal Credit UnionA5.0 ★Texas Ratio: 11.87% High Yield savings account at 10.00% APY, Genisys Credit UnionGenisys Credit UnionA+5.0 ★Texas Ratio: 5.03% High Yield Youth Savings at 5.12% APY, Brentwood BankBrentwood BankA+5.0 ★Texas Ratio: 1.71% NexGen Savings at 5.00% APY, Everence Federal Credit UnionEverence Federal Credit UnionA5.0 ★Texas Ratio: 8.68% Youth savings at 5.00% APY, and General Electric Employees Federal Credit UnionGeneral Electric Employees Federal Credit UnionA5.0 ★Texas Ratio: 8.21% Jump Start Savings at 5.00% APY.
Smithton is a smaller community with no bank or credit union branches currently in our database. 53 institutions serving the Pennsylvania area are available to Smithton residents, with savings rates as high as 10.00% APY from Bayer Heritage Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Smithton, Pennsylvania and the surrounding area. Last Updated and Verified: April 4, 2026
Compare the Best Savings Rates in Smithton, Pennsylvania & Surrounding Communities
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifications Required; Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $10,000.00
Intro rate subject to change
Minimum of $5,000 not currently deposited at Huntington.
This rate will adjust to always be the midpoint of Fed Funds Target Range minus 0.15% which is currently 3.63% - 0.15% for an APY* of 3.48%. Applicable for consumers only. Fees could reduce earnings on the account. Offer may be withdrawn at any time. Debit card and checks are not available on this account. Available online only.
High Yield Savings up to 3.35% APY; No fees; No fixed term; Insured up to $500,000 (NCUA - $250,000) and (Excess Share Insurance - $250,000); Each member can have multiple iSAVE accounts
over current rate account is earning
$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only
High Yield Savings Rate
Qualifying balance up to $1,000,000
$1,000 - $99,999.99
$1,000 - $99,999.99
Qualifying balance up to $1,000.00
$25,000
Minimum of $5,000 not currently deposited at Huntington.
$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Smithton, PA Savings Rate Trends
Compare local Smithton, PA savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania high-yield savings rates fell 1.246 points over the past 7 days to 0.819% APY, down from 2.065%.
Pennsylvania standard savings rates rose 0.205 points over the past 7 days to 0.558% APY, up from 0.354%.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Smithton, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Smithton, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Smithton, Pennsylvania
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Smithton, Pennsylvania safe?
How often do savings rates change in Smithton, Pennsylvania?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Smithton, Pennsylvania?
How do I open a savings account in Smithton, Pennsylvania?
Best Savings Rates in Smithton, Pennsylvania
- Bayer Heritage Federal Credit Union
High Yield savings account — 10.00% APY - Genisys Credit Union
High Yield Youth Savings — 5.12% APY - Brentwood Bank
NexGen Savings — 5.00% APY - Everence Federal Credit Union
Youth savings — 5.00% APY - General Electric Employees Federal Credit Union
Jump Start Savings — 5.00% APY
