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New York Savings Rate Trends

East Hampton, New York (NY) Savings Rates - April 2026

The best savings rates for East Hampton, New York and the surrounding area include Apple Bank for SavingsApple Bank for Savings50 Montauk Hwy, East Hampton, NY 11937A+5.0 ★Texas Ratio: 1.54% Apple Bank SmartStart Savings Account at 5.00% APY, Capital One BankCapital One Bank40 Newtown Ln, East Hampton, NY 11937A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, ConnectOne BankConnectOne Bank100 Pantigo Pl, East Hampton, NY 11937A+5.0 ★Texas Ratio: 4.57% Connection Plus Savings at 3.10% APY, Dime Community BankDime Community Bank8 Gingerbread Ln, East Hampton, NY 11937A+5.0 ★Texas Ratio: 1.70% Aspire Statement Savings at 0.01% APY, and Maspeth Federal S&LMaspeth Federal S&LA5.0 ★Texas Ratio: 6.07% Teen Savings at 10.00% APY.

East Hampton has 25 local institutions in our database, with savings rates as high as 5.00% APY from Apple Bank for Savings at 50 Montauk Hwy, East Hampton, NY 11937. Use the table below to compare all available offers, including options from institutions serving the broader New York area. Rates are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in East Hampton, New York and the surrounding area. Last Updated and Verified: April 11, 2026

Compare the Best Savings Rates in East Hampton, New York & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
50 Montauk Hwy, East Hampton, NY 11937
Apple Bank SmartStart Savings Account
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $10,000.00

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
50 Montauk Hwy, East Hampton, NY 11937
SmartStart Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $10,000.00; For ages up to 25.

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
50 Montauk Hwy, East Hampton, NY 11937
SmartStart Savings for Teens 13-17
5.00%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $10,000.00

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
50 Montauk Hwy, East Hampton, NY 11937
SmartStart Savings for Young Adults 18-25
5.00%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $10,000.00

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
50 Montauk Hwy, East Hampton, NY 11937
My Reserve Savings Account
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

New Money Only

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
50 Montauk Hwy, East Hampton, NY 11937
Savings Account
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
50 Montauk Hwy, East Hampton, NY 11937
Apple Bank Core Savings Account
3.55%
$0
Rate3.48%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
50 Montauk Hwy, East Hampton, NY 11937
Simple Savings Account Preferred Rate
3.55%
$0
Rate3.48%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Simple Banking Program

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
40 Newtown Ln, East Hampton, NY 11937
360 Performance Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

ConnectOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
100 Pantigo Pl, East Hampton, NY 11937
Connection Plus Savings
3.10%
$2,500
Rate3.05%
Min Deposit$2,500
Min Balance
UpdatedApr 11, 2026
Details

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
50 Montauk Hwy, East Hampton, NY 11937
Simple Savings
3.03%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 11, 2026
Details

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
50 Montauk Hwy, East Hampton, NY 11937
Simple Savings Account
3.03%
$0
Rate2.98%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

ConnectOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
100 Pantigo Pl, East Hampton, NY 11937
Connection Plus Savings
3.00%
$2,500
Rate2.95%
Min Deposit$2,500
Min Balance
UpdatedApr 11, 2026
Details

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
50 Montauk Hwy, East Hampton, NY 11937
Retirement Savings Account
1.50%
$0
Rate1.48%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
50 Montauk Hwy, East Hampton, NY 11937
Apple Bank Core Savings Account
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Dime Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
8 Gingerbread Ln, East Hampton, NY 11937
Aspire Statement Savings
0.01%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Monthly cycle service charge of $5.00 if the average account balance falls below $500

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
50 Montauk Hwy, East Hampton, NY 11937
Apple Bank Savings Account
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
50 Montauk Hwy, East Hampton, NY 11937
Grand Yield Savings Account
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
50 Montauk Hwy, East Hampton, NY 11937
My Reserve Savings Account
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

New Money Only

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
50 Montauk Hwy, East Hampton, NY 11937
Premium Savings Account
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
50 Montauk Hwy, East Hampton, NY 11937
Retirement Savings Account
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
50 Montauk Hwy, East Hampton, NY 11937
Savings Account
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
50 Montauk Hwy, East Hampton, NY 11937
Super Savings Account
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

ConnectOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
100 Pantigo Pl, East Hampton, NY 11937
Connection Plus Savings
0.00%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedApr 11, 2026
Details

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
50 Montauk Hwy, East Hampton, NY 11937
Retirement Savings Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Maspeth Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
Teen Savings
10.00%
$0
Rate9.57%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $6000.00

SJP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Youth Savings Account
6.17%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $10,000.00

Suffolk Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
Youth Savings
6.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Earn a great rate, plus get $25 when balance reaches $1,000.

Suffolk Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
Youth Savings Account
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $2,500.00

N C P D
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
Youth/Teen/Milestone Savings
5.09%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $1,000.00

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifying balance up to $5,000.00

Bank of Greene County
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
e-BUSINESS SAVINGS
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $500.00

Ocean Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.70%
Youth & Young Adult Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $1,000.00

Northern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
NEXT eSavings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Qualifying balance up to $1,000.00

Bank of Greene County
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
e-SAVINGS
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $500.00

Metro Realtors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
Smarts Starts Early Youth Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

UP TO AGE 21

Family First Of NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Family First Of NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
Companion Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $1,000.00

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

As high as

Focus First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Companion Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $1,000.00

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
High Yield Savings (Personal)
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
High Yield Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $499.99

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Jump Start Savings
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $1,000.00

FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.85%
Student Savings
5.00%
$0
Rate4.91%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Balances $0.00 - $1,000.00

Bank of Greene County
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
Student e-Next Generation Savings
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $100.00

Meridia Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
Primary Savings
4.06%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $1,000

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Freedom Direct Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Direct Deposit to a new or existing Justice Federal Checking Account

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $25,000.00

Brooklyn Cooperative Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.06%
High Yield Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Quorum Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.51%
HighMarq Savings
3.75%
$0
Rate3.69%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

The current dividend rate is 3.69% for balances $10,000 and over.

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
High-Yield Savings
3.70%
$0
Rate3.65%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

The Finest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
12 Mo Share Cert
3.56%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedApr 6, 2026
Details

The Finest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
24 Mo Share Cert
3.56%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedApr 6, 2026
Details

Quorum Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.51%
HighQ Savings
3.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Named the Best Savings Account of 2025 by Bankrate

Quorum Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.51%
QUORUM HIGHQ SAVINGS
3.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Lufthansa Employee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
IRA Share Account
3.30%
$20
Rate0.00%
Min Deposit$20
Min Balance
UpdatedApr 5, 2026
Details

Retirement Savings Interest Compounded Monthly

The Finest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
36 Mo Share Cert
3.30%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedApr 6, 2026
Details

Affinity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
Savings
3.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Entertainment Industries Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.06%
Savings
3.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

As High As

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
High Yield Savings
3.14%
$0
Rate3.10%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

East Hampton, NY Savings Rate Trends

Compare local East Hampton, NY savings rate quotes against the statewide average

Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New York Savings Trends →
High-Yield Savings — NY Avg
2.257%
▲ 0.617 vs 7 days ago

New York high-yield savings rates rose 0.617 points over the past 7 days to 2.257% APY, up from 1.639%.

Standard Savings — NY Avg
1.331%
▲ 0.086 vs 7 days ago

New York standard savings rates rose 0.086 points over the past 7 days to 1.331% APY, up from 1.245%.

As of Apr 12, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for East Hampton, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in East Hampton, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in East Hampton, New York

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in New York, help your money grow faster through a higher APY.

Are savings accounts in East Hampton, New York safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New York up to $250,000 per depositor, per institution.

How often do savings rates change in East Hampton, New York?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New York rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in East Hampton, New York may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in East Hampton, New York?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in East Hampton, New York offer in-person customer service, which some customers prefer.

How do I open a savings account in East Hampton, New York?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in East Hampton, New York

Here are recent savings rates observed in East Hampton, New York and the surrounding area:
  • Apple Bank for Savings
    Apple Bank SmartStart Savings Account — 5.00% APY
  • Capital One Bank
    360 Performance Savings — 3.20% APY
  • ConnectOne Bank
    Connection Plus Savings — 3.10% APY
  • Dime Community Bank
    Aspire Statement Savings — 0.01% APY
  • Maspeth Federal S&L
    Teen Savings — 10.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in East Hampton, New York. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 11, 2026