Woodbury, New Jersey (NJ) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Woodbury, New Jersey and the surrounding area include Fulton BankFulton Bank100 Park Ave, Woodbury, NJ 08096A+5.0 ★Texas Ratio: 4.98% Health Savings Account at 0.07% APY, Wells FargoWells Fargo583 Mantua Pike, Woodbury, NJ 08096A5.0 ★Texas Ratio: 7.44% Platinum Savings at 0.05% APY, Kinecta Federal Credit UnionKinecta Federal Credit UnionA+5.0 ★Texas Ratio: 4.14% High Yield Savings (Personal) at 5.00% APY, Andrews Federal Credit UnionAndrews Federal Credit UnionA5.0 ★Texas Ratio: 11.92% Online Savings Account at 5.00% APY, and FourLeaf Federal Credit UnionFourLeaf Federal Credit UnionA-4.9 ★Texas Ratio: 15.85% Student Savings at 5.00% APY.
Woodbury has 10 local institutions in our database, with savings rates as high as 0.07% APY from Fulton Bank at 100 Park Ave, Woodbury, NJ 08096. Use the table below to compare all available offers, including options from institutions serving the broader New Jersey area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Woodbury, New Jersey and the surrounding area. Last Updated and Verified: April 11, 2026
Compare the Best Savings Rates in Woodbury, New Jersey & Surrounding Communities
$14,999.01 +
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$4,999.01 - $14,999
$999.01 - $4,999
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$100 - $999
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $499.99
Qualifying balance up to $1,000.00
Balances $0.00 - $1,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00; For ages up to 25.
Qualifying balance up to $10,000.00
introductory promo for new customers*
Qualifying balance up to $5,000.00
ages 0-17 earn
Qualifying balance up to $10,000 for one year!
New Money Only
Earns 3.75% APY2 on balances up to $15,000
Terms and Conditions apply.
Interest Compounded Daily | Posted Monthly
Simple Banking Program
Qualifying balance up to $100,000.00
Qualifications Required; Qualifying balance up to $100,000.00
As High As
Qualifying balance up to $1,000,000. Limit one High Yield Savings Account per member. $10 monthly service fee is waived if the daily balance is $10,000 or more. Account holder may withdraw funds three times per monthly statement cycle via check, transfer or withdrawal, $25 fee for each additional withdrawal per statement cycle. Fees may reduce earnings.
$1,000 - $99,999.99
$1,000 - $99,999.99
$250,000 - $499,999.99
$100,000 - $249,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Woodbury, NJ Savings Rate Trends
Compare local Woodbury, NJ savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey high-yield savings rates fell 0.777 points over the past 7 days to 2.671% APY, down from 3.447%.
New Jersey standard savings rates currently average 0.689% APY based on data from institutions in our monitoring network.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Woodbury, New Jersey directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Woodbury, New Jersey. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NJ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Woodbury, New Jersey
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Woodbury, New Jersey safe?
How often do savings rates change in Woodbury, New Jersey?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Woodbury, New Jersey?
How do I open a savings account in Woodbury, New Jersey?
Best Savings Rates in Woodbury, New Jersey
- Fulton Bank
Health Savings Account — 0.07% APY - Wells Fargo
Platinum Savings — 0.05% APY - Kinecta Federal Credit Union
High Yield Savings (Personal) — 5.00% APY - Andrews Federal Credit Union
Online Savings Account — 5.00% APY - FourLeaf Federal Credit Union
Student Savings — 5.00% APY
