Rolla, Missouri (MO) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Rolla, Missouri and the surrounding area include Infuze Credit UnionInfuze Credit Union1101 N Bishop Ave, Rolla, MO 65401 2147A+5.0 ★Texas Ratio: 4.06% Share Savings Account at 5.01% APY, Southern BankSouthern Bank210 W 10th St, Rolla, MO 65401A+5.0 ★Texas Ratio: 2.61% Platinum Savings at 2.63% APY, Phelps County BankPhelps County Bank718 N Pine St, Rolla, MO 65401A+5.0 ★Texas Ratio: 2.83% Minor Savings at 1.00% APY, Town & Country Bank Salem, MOTown & Country Bank Salem, MO910 S Bishop Ave, Rolla, MO 65401A+5.0 ★Texas Ratio: 4.03% Health Savings Accounts at 0.25% APY, and The Bank of MissouriThe Bank of Missouri960 S Bishop Ave, Rolla, MO 65401A+5.0 ★Texas Ratio: 3.91% High Performance Savings at 0.21% APY.
To see how these savings rates in Rolla, Missouri, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Rolla, Missouri (MO) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Rolla, Missouri and the surrounding area. Last Updated and Verified: March 20, 2026
Rolla, MO Savings Rate Trends
Compare local Rolla, MO savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — MO Avg
1.577%
Missouri high-yield savings rates currently average 1.577% APY based on data from institutions in our monitoring network.
Standard Savings — MO Avg
0.470%
▲ 0.020 from last week
Missouri standard savings rates rose 0.020 points this week to 0.470% APY, up from 0.450% last week.
As of Mar 20, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Savings Rates in Rolla, Missouri & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1101 N Bishop Ave, Rolla, MO 65401 2147
Share Savings Account
5.01%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $10,000.00
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1101 N Bishop Ave, Rolla, MO 65401 2147
High-Rate Savings
5.01%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Qualifications Required; Qualifying balance up to $10,000
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1101 N Bishop Ave, Rolla, MO 65401 2147
Hero Savings
5.01%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $15,000. Link a High-Rate Checking account, meet transaction requirements, and pay $0 monthly fees.
Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
210 W 10th St, Rolla, MO 65401
Platinum Savings
2.63%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Balances $.01 and above earn the 91-Day Treasury Bill yield rate minus 1%. Interest rate and APY change monthly on the first business day.
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1101 N Bishop Ave, Rolla, MO 65401 2147
Share Savings Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1101 N Bishop Ave, Rolla, MO 65401 2147
Share Savings Account
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Phelps County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
718 N Pine St, Rolla, MO 65401
Minor Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
**
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1101 N Bishop Ave, Rolla, MO 65401 2147
Share Savings Account
0.96%
$0
▼
Rate0.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1101 N Bishop Ave, Rolla, MO 65401 2147
Share Savings Account
0.56%
$0
▼
Rate0.56%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1101 N Bishop Ave, Rolla, MO 65401 2147
Share Savings Account
0.46%
$0
▼
Rate0.46%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1101 N Bishop Ave, Rolla, MO 65401 2147
Share Savings Account
0.36%
$0
▼
Rate0.36%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1101 N Bishop Ave, Rolla, MO 65401 2147
Share Savings Account
0.26%
$0
▼
Rate0.26%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Town & Country Bank Salem, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
910 S Bishop Ave, Rolla, MO 65401
Health Savings Accounts
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
960 S Bishop Ave, Rolla, MO 65401
High Performance Savings
0.21%
$10,000
▼
Rate0.21%
Min Deposit$10,000
Min Balance—
UpdatedMar 18, 2026
Details
$100,000 and up
The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
960 S Bishop Ave, Rolla, MO 65401
High Performance Savings
0.15%
$10,000
▼
Rate0.15%
Min Deposit$10,000
Min Balance—
UpdatedMar 18, 2026
Details
$50,000-$99,999.99
The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
960 S Bishop Ave, Rolla, MO 65401
High Performance Savings
0.12%
$10,000
▼
Rate0.12%
Min Deposit$10,000
Min Balance—
UpdatedMar 18, 2026
Details
$10,000-$49,999.99
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1101 N Bishop Ave, Rolla, MO 65401 2147
Share Savings Account
0.12%
$0
▼
Rate0.12%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Town & Country Bank Salem, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
910 S Bishop Ave, Rolla, MO 65401
Health Savings Accounts
0.11%
$0
▼
Rate0.11%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
960 S Bishop Ave, Rolla, MO 65401
Health Savings Account
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
960 S Bishop Ave, Rolla, MO 65401
High Performance Savings
0.10%
$10,000
▼
Rate0.10%
Min Deposit$10,000
Min Balance—
UpdatedMar 18, 2026
Details
Up to $9,999.99
The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
960 S Bishop Ave, Rolla, MO 65401
Statement Savings
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1101 N Bishop Ave, Rolla, MO 65401 2147
Share Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Phelps County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
718 N Pine St, Rolla, MO 65401
Personal Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
***
Phelps County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
718 N Pine St, Rolla, MO 65401
Business Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
***
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
1101 N Bishop Ave, Rolla, MO 65401 2147
Share Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Town & Country Bank Salem, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
910 S Bishop Ave, Rolla, MO 65401
Smart Savings
0.04%
$25
▼
Rate0.04%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
SMART Savings
10.00%
$0
▼
Rate9.57%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $1,000.00
Montgomery Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1 Montgomery Bank Plaza St, Sikeston, MO 63801
Kid's Club Savings
5.01%
$0
▼
Rate4.92%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $500.00
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $5,000.00
CommunityAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
6390 N Cosby Ave, Kansas City, MO 64151
High Interest Savings
5.00%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 18, 2026
Details
Qualifications Required; Qualifying balance up to $2,500.00
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1255 Se Oldham Pkwy, Lees Summit, MO 64081
Grow Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Peoples Bank Cuba, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
408 W Washington St, Cuba, MO 65453
Super Saver Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
For ages 12 & under with 5% APY ; Includes a superhero cape and mask
Neighbors Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
109 East St, Clarence, MO 63437
Neighbors Savings Account
4.20%
$0
▼
Rate4.12%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $250,000.00
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO 65109 0580
IRA Savings
4.11%
$0
▼
Rate4.05%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
15300 Veterans Memorial Pkwy, Wentzville, MO 63385
Kids Cash Savings
4.00%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 18, 2026
Details
Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
393 Ne 94th St, Kansas City, MO 64155
eSavings
3.70%
$0
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2211 S Big Bend Blvd, St Louis, MO 63117
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
Investment Savings
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO 63005 1411
Health Savings Accounts (HSA)
3.05%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 18, 2026
Details
Montgomery Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1 Montgomery Bank Plaza St, Sikeston, MO 63801
Montgomery eGold Savings Account
3.01%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $50,000.00
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Earn & Learn Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $2,500.00
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO 63043
SafeGuard Savings, Municipal
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO 63043
SafeGuard Savings, Consumer
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Farmers State Bank Cameron, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
110 E Main St, Fairfax, MO 64446
inCENT-A-SAVER Youth Savings Account
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Earn $5.00 Quarterly with a deposit of at least $25.00; Qualifying balance up to $2,500.00
Sullivan Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.14%
318 W Main St, Sullivan, MO 63080
Cash Rewards with Savings Rewards
3.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $10,000
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
15300 Veterans Memorial Pkwy, Wentzville, MO 63385
Icon High-Yield Savings
2.75%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
2722 E McCarty St, Jefferson City, MO 65101 4428
Health Savings (HSA)
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★Texas Ratio: 9.94%
2330 West Port Plaza Dr, Saint Louis, MO 63146
UTMA Custodial Savings
2.52%
$100
▼
Rate2.50%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1817 W Broadway, Columbia, MO 65218
Regular Share Account
2.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Quarter ending December 31, 2025
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
100 E 20th St, Kansas City, MO 64108
Savings Plus
2.50%
$25
▼
Rate2.47%
Min Deposit$25
Min Balance—
UpdatedMar 13, 2026
Details
Qualifications Required: Cycle qualifications must be met. In order to earn Savings Plus reward rates, High Interest Checking or Cash Back Checking qualifications must be met.; Qualifying balance up to $50,000.00
1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
Investment Savings
2.50%
$0
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Unico Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.13%
1000 E Main St, Park Hills, MO 63601
Christmas Club Savings
2.50%
$1
▼
Rate2.50%
Min Deposit$1
Min Balance—
UpdatedMar 17, 2026
Details
Rates effective as of 10/14/2025
North American Savings Bank (NASB)
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
12498 S Us Highway 71, Grandview, MO 64030
High Rate Savings
2.50%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 20, 2026
Details
on balances up to 1,499,999.
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
663 W Highway 60, Monett, MO 65708 8215
High Interest Savings
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $100,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Rolla, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Rolla, Missouri. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Rolla, Missouri
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Missouri, help your money grow faster through a higher APY.
Are savings accounts in Rolla, Missouri safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Missouri up to $250,000 per depositor, per institution.
How often do savings rates change in Rolla, Missouri?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Missouri rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Rolla, Missouri may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Rolla, Missouri?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Rolla, Missouri offer in-person customer service, which some customers prefer.
How do I open a savings account in Rolla, Missouri?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Rolla, Missouri
Here are recent savings rates observed in Rolla, Missouri and the surrounding area:
- Infuze Credit Union
Share Savings Account — 5.01% APY - Southern Bank
Platinum Savings — 2.63% APY - Phelps County Bank
Minor Savings — 1.00% APY - Town & Country Bank Salem, MO
Health Savings Accounts — 0.25% APY - The Bank of Missouri
High Performance Savings — 0.21% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Rolla, Missouri. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
