Mer Rouge, Louisiana (LA) Savings Rates - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Mer Rouge, Louisiana and the surrounding area include FsnbFsnbA5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, Chevron Federal Credit UnionChevron Federal Credit UnionA+5.0 ★Texas Ratio: 2.35% MySavings Youth at 7.00% APY, Instep Credit UnionInstep Credit UnionA5.0 ★Texas Ratio: 7.88% Youth & Teen Savings at 4.09% APY, CENTRICCENTRICC+4.1 ★Texas Ratio: 25.48% Save Better Savings at 4.01% APY, and Essential Credit UnionEssential Credit UnionA5.0 ★Texas Ratio: 11.36% Prosperity Rewards Savings - Qualifying at 4.00% APY.
Mer Rouge is a smaller community with no bank or credit union branches currently in our database. 60 institutions serving the Louisiana area are available to Mer Rouge residents, with savings rates as high as 7.00% APY from Fsnb. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Mer Rouge, Louisiana and the surrounding area. Last Updated and Verified: April 4, 2026
Compare the Best Savings Rates in Mer Rouge, Louisiana & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Rate7.00%
Min Deposit$5
Min Balance—
UpdatedApr 3, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
MySavings Youth
7.00%
$0
▼
Rate6.77%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
Youth & Teen Savings
4.09%
$5
▼
Rate4.00%
Min Deposit$5
Min Balance—
UpdatedMar 27, 2026
Details
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Qualifications Required: 12 debit card transactions to post to and settle to the account; 1 ACH credit (like a direct deposit); Enroll in an e-statement; Qualifying balance up to $50,000
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
Prosperity Rewards Savings - Qualifying
4.00%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Barksdale Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
IRA Prime Savings
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Premier Savings
3.60%
$5
▼
Rate3.54%
Min Deposit$5
Min Balance—
UpdatedApr 4, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.29%
High Yield Savings Accounts
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Premier Bundle Savings
3.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifications Required: eStatements; direct deposit; 15 debit card purchases; Savings Accounts A new, better way to save.
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
Non-Profit Savings
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
Explorer Club Savings
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $3,000.00
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
360 Performance Savings
3.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
High-Yield Savings
3.10%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
Back to School Savings
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
Christmas Club Savings
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.29%
High Yield Savings Accounts
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
CenLA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
IRA Share Account
3.04%
$100
▼
Rate3.00%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
Heart Of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Christmas Club Shares
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.29%
High Yield Savings Accounts
2.79%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Freestyle Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
Gateway High Yield Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Minimum Balance 4,5,6,9,10
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
IRA Savings
2.75%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
($0 Opening Balance)
Rate2.50%
Min Deposit$25,000
Min Balance—
UpdatedMar 26, 2026
Details
Balances $25,000.00 or more
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Freestyle Savings Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Freestyle Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.04%
Money Market Savings
2.16%
$0
▼
Rate2.14%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Carter Federal Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 31.89%
Health Savings
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.29%
High Yield Savings Accounts
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.04%
Money Market Savings
1.80%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Get a 1.80% APY on balances of $10,000; Up to six free withdrawals per statement cycle
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
IRA Share Accounts (Roth & Traditional)
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.04%
Money Market Savings
1.55%
$0
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
IRA Share Accounts (Roth & Traditional)
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
Share IRA
1.51%
$5
▼
Rate1.50%
Min Deposit$5
Min Balance—
UpdatedMar 24, 2026
Details
Carter Federal Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 31.89%
Rewards Savings
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $25,000.00
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
IRA Share Accounts (Roth & Traditional)
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Valex Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.45%
IRA Savings
1.25%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.29%
High Yield Savings Accounts
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
SPECIAL SAVINGS IRA
1.00%
$1,000,000
▼
Rate0.00%
Min Deposit$1,000,000
Min Balance—
UpdatedApr 3, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Any balance
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
TotalView Money Market Savings
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
SPECIAL SAVINGS IRA
0.75%
$500,000
▼
Rate0.00%
Min Deposit$500,000
Min Balance—
UpdatedApr 3, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Health Savings Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
TotalView Money Market Savings
0.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25
Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
SPECIAL SAVINGS IRA
0.50%
$250,000
▼
Rate0.00%
Min Deposit$250,000
Min Balance—
UpdatedApr 3, 2026
Details
State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Vacation Club Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Sweep Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Marion State Bank Marion, LA
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Personal Savings
0.50%
$100
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
Marion State Bank Marion, LA
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Earl the Squirrel Savings
0.50%
$5
▼
Rate0.50%
Min Deposit$5
Min Balance—
UpdatedApr 2, 2026
Details
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Balances exceeding $50,000 earn 0.50% APY
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
TotalView Money Market Savings
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Christmas Club Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Heritage Bank of St Tammany
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Select Savings
0.40%
$10,000
▼
Rate0.40%
Min Deposit$10,000
Min Balance—
UpdatedMar 27, 2026
Details
Heritage Bank of St Tammany
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Select Savings and greater
0.40%
$10,000
▼
Rate0.40%
Min Deposit$10,000
Min Balance—
UpdatedMar 27, 2026
Details
$100,000.00
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Age 17 & under (Kidz Saver)
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Mer Rouge, LA Savings Rate Trends
Compare local Mer Rouge, LA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — LA Avg
1.999%
▼ 0.245 from last week
Louisiana high-yield savings rates fell 0.245 points this week to 1.999% APY, down from 2.244% last week.
Standard Savings — LA Avg
0.612%
▼ 0.285 from last week
Louisiana standard savings rates fell 0.285 points this week to 0.612% APY, down from 0.897% last week.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Mer Rouge, Louisiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mer Rouge, Louisiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in LA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Mer Rouge, Louisiana
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Louisiana, help your money grow faster through a higher APY.
Are savings accounts in Mer Rouge, Louisiana safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Louisiana up to $250,000 per depositor, per institution.
How often do savings rates change in Mer Rouge, Louisiana?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Louisiana rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Mer Rouge, Louisiana may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Mer Rouge, Louisiana?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Mer Rouge, Louisiana offer in-person customer service, which some customers prefer.
How do I open a savings account in Mer Rouge, Louisiana?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Mer Rouge, Louisiana
Here are recent savings rates observed in Mer Rouge, Louisiana and the surrounding area:
- Fsnb
Cents-able Savings — 7.00% APY - Chevron Federal Credit Union
MySavings Youth — 7.00% APY - Instep Credit Union
Youth & Teen Savings — 4.09% APY - CENTRIC
Save Better Savings — 4.01% APY - Essential Credit Union
Prosperity Rewards Savings - Qualifying — 4.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Mer Rouge, Louisiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 4, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking