Pendleton, Kentucky (KY) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Pendleton, Kentucky and the surrounding area include Kemba Credit UnionKemba Credit Union5935 Merchants St, Florence, KY 41042 1198A5.0 ★Texas Ratio: 6.17% Ohio Homebuyer Plus Savings at 6.25% APY, Louisville Gas & Electric Company Credit UnionLouisville Gas & Electric Company Credit Union820 W Broadway, Louisville, KY 40202A+5.0 ★Texas Ratio: 1.44% Accumulation Share at 5.12% APY, Commonwealth Credit Union Frankfort, KYCommonwealth Credit Union Frankfort, KY417 High St, Frankfort, KY 40601A+5.0 ★Texas Ratio: 2.66% Round UP Savings at 5.00% APY, University of Kentucky Federal Credit UnionUniversity of Kentucky Federal Credit Union2557 Sir Barton Way, Lexington, KY 40509A5.0 ★Texas Ratio: 7.63% Share Savings Account at 4.00% APY, and FirstBank (TN)FirstBank (TN)1595 Veterans Memorial Hwy, Scottsville, KY 42164A5.0 ★Texas Ratio: 6.39% FirstUp Savings at 3.82% APY.
To see how these savings rates in Pendleton, Kentucky, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Pendleton, Kentucky (KY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Pendleton, Kentucky and the surrounding area. Last Updated and Verified: March 21, 2026
Pendleton, KY Savings Rate Trends
Compare local Pendleton, KY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kentucky high-yield savings rates currently average 2.166% APY based on data from institutions in our monitoring network.
Kentucky standard savings rates currently average 0.405% APY based on data from institutions in our monitoring network.
Compare the Best Savings Rates in Pendleton, Kentucky & Surrounding Communities
Round up savings is only for funds transferred from the Round UP Checking account. No additional deposits allowed. Dividends paid annually and subject to change without notice.
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Qualifying balance up to $2,500.00
Hardin, LaRue, Meade, Breckinridge, Grayson, Hart, Nelson, Bullitt, and Jefferson.
Pair with a Rewards Checking account to earn up to 3.00% APY , with full access to your funds.
Qualifying balance up to $100,000.00
Minimum of $5,000 not currently deposited at Huntington.
Balances $25,000.00 or more
Qualifying balance up to $5,000.00
Qualifying balance up to $100,000.00
Limited Transactions. Minimum Deposit to Open waived with direct deposit. Minimum deposit of $250 at maturity (October 15th). Withdraw/Close Fee Prior to Maturity: $10. Interest compounded daily and credited at maturity.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Pendleton, Kentucky directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Pendleton, Kentucky. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in KY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Pendleton, Kentucky
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Pendleton, Kentucky safe?
How often do savings rates change in Pendleton, Kentucky?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Pendleton, Kentucky?
How do I open a savings account in Pendleton, Kentucky?
Best Savings Rates in Pendleton, Kentucky
- Kemba Credit Union
Ohio Homebuyer Plus Savings — 6.25% APY - Louisville Gas & Electric Company Credit Union
Accumulation Share — 5.12% APY - Commonwealth Credit Union Frankfort, KY
Round UP Savings — 5.00% APY - University of Kentucky Federal Credit Union
Share Savings Account — 4.00% APY - FirstBank (TN)
FirstUp Savings — 3.82% APY
