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Iowa Savings Rate Trends

Waukee, Iowa (IA) Savings Rates - March 2026

The best savings rates for Waukee, Iowa and the surrounding area include Dupaco Community Credit UnionDupaco Community Credit Union1090 E Hickman Rd, Waukee, IA 50263A+5.0 ★Texas Ratio: 4.16% Launchpad Savings Account at 3.25% APY, Greater Iowa Credit UnionGreater Iowa Credit Union1145 SE University Ave, Waukee, IA 50263 9669A5.0 ★Texas Ratio: 8.63% Greater Savings at 1.70% APY, VisionBank Of IowaVisionBank Of Iowa45 N Warrior Ln, Waukee, IA 50263A+5.0 ★Texas Ratio: 0.56% Health Savings Account at 1.01% APY, Charter Bank IACharter Bank IA455 6th St, Waukee, IA 50263A+5.0 ★Texas Ratio: 0.00% Junior Charter Savings at 0.50% APY, and Community State Bank (IA)Community State Bank (IA)460 Se University Ave, Waukee, IA 50263A+5.0 ★Texas Ratio: 1.50% A smart and easy way to gradually build your savings growth and peace of mind at 0.15% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Waukee, Iowa, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Waukee, Iowa (IA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Waukee, Iowa and the surrounding area. Last Updated and Verified: March 27, 2026

Compare the Best Savings Rates in Waukee, Iowa & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1090 E Hickman Rd, Waukee, IA 50263
Launchpad Savings Account
3.25%
$0
Rate3.21%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Max Balance $1,000

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1090 E Hickman Rd, Waukee, IA 50263
High-Yield Savings
2.45%
$50,000
Rate2.42%
Min Deposit$50,000
Min Balance
UpdatedMar 25, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1090 E Hickman Rd, Waukee, IA 50263
High-Yield Savings
2.25%
$50,000
Rate2.23%
Min Deposit$50,000
Min Balance
UpdatedMar 25, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1090 E Hickman Rd, Waukee, IA 50263
Bright Savings Online-Only Savings Account
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifications Required: eStatements enrollment; Online Only

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1090 E Hickman Rd, Waukee, IA 50263
High-Yield Savings
2.05%
$50,000
Rate2.03%
Min Deposit$50,000
Min Balance
UpdatedMar 25, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1090 E Hickman Rd, Waukee, IA 50263
High-Yield Savings
1.85%
$50,000
Rate1.83%
Min Deposit$50,000
Min Balance
UpdatedMar 25, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1145 SE University Ave, Waukee, IA 50263 9669
Greater Savings
1.70%
$0
Rate1.69%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required; Qualifying balance up to $50,000.00

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1090 E Hickman Rd, Waukee, IA 50263
High-Yield Savings
1.50%
$50,000
Rate1.49%
Min Deposit$50,000
Min Balance
UpdatedMar 25, 2026
Details

VisionBank Of Iowa
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
45 N Warrior Ln, Waukee, IA 50263
Health Savings Account
1.01%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1145 SE University Ave, Waukee, IA 50263 9669
Health Savings Account (HSA)
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1145 SE University Ave, Waukee, IA 50263 9669
High Yield ESA Savings
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1145 SE University Ave, Waukee, IA 50263 9669
High Yield Roth IRA and Traditional IRA Savings
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1145 SE University Ave, Waukee, IA 50263 9669
Health Savings Account (HSA)
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1145 SE University Ave, Waukee, IA 50263 9669
High Yield ESA Savings
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1145 SE University Ave, Waukee, IA 50263 9669
High Yield Roth IRA and Traditional IRA Savings
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1145 SE University Ave, Waukee, IA 50263 9669
Health Savings Account (HSA)
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1145 SE University Ave, Waukee, IA 50263 9669
High Yield ESA Savings
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1145 SE University Ave, Waukee, IA 50263 9669
High Yield Roth IRA and Traditional IRA Savings
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Charter Bank IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
455 6th St, Waukee, IA 50263
Junior Charter Savings
0.50%
$50
Rate0.50%
Min Deposit$50
Min Balance
UpdatedMar 25, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1145 SE University Ave, Waukee, IA 50263 9669
Greater Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Charter Bank IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
455 6th St, Waukee, IA 50263
Charter Savings
0.50%
$250
Rate0.50%
Min Deposit$250
Min Balance
UpdatedMar 25, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1145 SE University Ave, Waukee, IA 50263 9669
Health Savings Account (HSA)
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1145 SE University Ave, Waukee, IA 50263 9669
High Yield ESA Savings
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1145 SE University Ave, Waukee, IA 50263 9669
High Yield Roth IRA and Traditional IRA Savings
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1090 E Hickman Rd, Waukee, IA 50263
Health Savings Accounts
0.35%
$25
Rate0.35%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1090 E Hickman Rd, Waukee, IA 50263
Health Savings Accounts
0.30%
$25
Rate0.30%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1145 SE University Ave, Waukee, IA 50263 9669
High Yield Roth IRA and Traditional IRA Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1090 E Hickman Rd, Waukee, IA 50263
Health Savings Accounts
0.25%
$25
Rate0.25%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1090 E Hickman Rd, Waukee, IA 50263
Health Savings Accounts
0.20%
$25
Rate0.20%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1090 E Hickman Rd, Waukee, IA 50263
Holiday Club Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1090 E Hickman Rd, Waukee, IA 50263
Share Savings
0.20%
$25
Rate0.20%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1090 E Hickman Rd, Waukee, IA 50263
You Name It Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Community State Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
460 Se University Ave, Waukee, IA 50263
A smart and easy way to gradually build your savings growth and peace of mind
0.15%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1090 E Hickman Rd, Waukee, IA 50263
Share Savings
0.15%
$25
Rate0.15%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
110 E Hickman Rd, Waukee, IA 50263
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
110 E Hickman Rd, Waukee, IA 50263
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Peoples Bank Clive, IA
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
1185 University Ave, Waukee, IA 50263
Peoples Savings Account
0.05%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 27, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
110 E Hickman Rd, Waukee, IA 50263
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
110 E Hickman Rd, Waukee, IA 50263
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
110 E Hickman Rd, Waukee, IA 50263
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
124 1st St Se, Waverly, IA 50677
Snap $tack Savings
5.12%
$1,000
Rate5.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $5,000.00

Cedar Rapids Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
422 Commercial St, Waterloo, IA 50701
A savings account designed for children 18 years of age and under
4.00%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedMar 25, 2026
Details

Iowa Trust & SB Emmetsburg, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
500 W Main St, Sac City, IA 50583
High Yield Savings Account
3.70%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No fees; No hassle; No worries

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
Business High Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
Business High-Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Contact your local banker for more details!

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
High Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
High-Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Contact your local banker for more details!

Iowa State B&T Co. of Fairfield, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
55 S 4th St, Fairfield, IA 52556
High Yield Savings
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Iowa State B&T Co. of Fairfield, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
55 S 4th St, Fairfield, IA 52556
High Yield Savings
3.45%
$0
Rate3.40%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
High Yield Savings
3.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
Business High Yield Savings
3.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

CNB Clinton National Bank
Institution Rating:
F2.4 ★Texas Ratio: 45.83%
1 W White St, Preston, IA 52069
CNB Health Savings
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Iowa State B&T Co. of Fairfield, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
55 S 4th St, Fairfield, IA 52556
High Yield Savings
3.14%
$0
Rate3.10%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Reliance State Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
606 Broad St, Story City, IA 50248
Individual Retirement Account (IRA) - Savings
3.14%
$0
Rate3.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
Business High Yield Savings
3.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
High Yield Savings
3.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

CNB Clinton National Bank
Institution Rating:
F2.4 ★Texas Ratio: 45.83%
1 W White St, Preston, IA 52069
CNB Health Savings
3.05%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Green Belt Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
120 E Main St, Belmond, IA 50421
HSA (Health Savings Account)
3.04%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

with e-statements

Farmers State Bank Lake View, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
401 Main St, Lake View, IA 51450
IRA Savings
3.03%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Iowa Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
116 Main St, Williams, IA 50271
Health Savings Account
3.03%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Waukee, IA Savings Rate Trends

Compare local Waukee, IA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Iowa Savings Trends →
High-Yield Savings — IA Avg
1.936%
▲ 0.599 from last week

Iowa high-yield savings rates rose 0.599 points this week to 1.936% APY, up from 1.337% last week.

Standard Savings — IA Avg
0.603%
▼ 0.009 from last week

Iowa standard savings rates fell 0.009 points this week to 0.603% APY, down from 0.612% last week.

As of Mar 27, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Waukee, Iowa directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Waukee, Iowa. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Waukee, Iowa

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Iowa, help your money grow faster through a higher APY.

Are savings accounts in Waukee, Iowa safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Iowa up to $250,000 per depositor, per institution.

How often do savings rates change in Waukee, Iowa?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Iowa rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Waukee, Iowa may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Waukee, Iowa?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Waukee, Iowa offer in-person customer service, which some customers prefer.

How do I open a savings account in Waukee, Iowa?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Waukee, Iowa

Here are recent savings rates observed in Waukee, Iowa and the surrounding area:
  • Dupaco Community Credit Union
    Launchpad Savings Account — 3.25% APY
  • Greater Iowa Credit Union
    Greater Savings — 1.70% APY
  • VisionBank Of Iowa
    Health Savings Account — 1.01% APY
  • Charter Bank IA
    Junior Charter Savings — 0.50% APY
  • Community State Bank (IA)
    A smart and easy way to gradually build your savings growth and peace of mind — 0.15% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Waukee, Iowa. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026