The best savings rates for Sioux City, Iowa and the surrounding area include Heritage Bank N.A.Heritage Bank N.A.4530 Singing Hills Blvd, Sioux City, IA 51106A5.0 ★Texas Ratio: 6.65% JUMBO SAVINGS ACCOUNT at 2.77% APY, Telco Triad Community Credit UnionTelco Triad Community Credit Union3098 Floyd Blvd, Sioux City, IA 51108A+5.0 ★Texas Ratio: 1.87% Money Market Savings Account at 1.75% APY, Siouxland Federal Credit UnionSiouxland Federal Credit Union2920 Gordon Dr, Sioux City, IA 51105A+5.0 ★Texas Ratio: 3.96% Regular Savings at 0.20% APY, Sioux Valley Community Credit UnionSioux Valley Community Credit Union1120 6th St, Sioux City, IA 51101 1908C+4.1 ★Texas Ratio: 26.29% S4 Junior Share at 0.20% APY, and Wells FargoWells Fargo600 4th St, Sioux City, IA 51101A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Sioux City, Iowa, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Sioux City, Iowa (IA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Sioux City, Iowa and the surrounding area. Last Updated and Verified: March 28, 2026
(Dividends paid 12/31/2025)
*Must be under the age of 19 years
*$200 COMBINED average daily Balance in all S-I-L accounts to avoid a monthly fee
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
No fees; No hassle; No worries
Contact your local banker for more details!
Max Balance $1,000
with e-statements
Qualifying balance up to $10,000.00
In-Branch Only
Qualifying balance up to $1,000.00
Compare local Sioux City, IA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Iowa high-yield savings rates fell 0.240 points this week to 1.097% APY, down from 1.337% last week.
Iowa standard savings rates rose 0.382 points this week to 0.620% APY, up from 0.238% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Sioux City, Iowa directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Sioux City, Iowa. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.