The best savings rates for Kokomo, Indiana and the surrounding area include Horizon Bank Michigan City, INHorizon Bank Michigan City, IN112 S Washington St, Kokomo, IN 46901A+5.0 ★Texas Ratio: 2.79% Business Money Market Savings at 3.65% APY, PNC BankPNC Bank200 W Mulberry St, Kokomo, IN 46901A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Haynes Community Federal Credit UnionHaynes Community Federal Credit Union1801 S Park Rd, Kokomo, IN 46902 6132A5.0 ★Texas Ratio: 13.26% IRA Shares at 1.50% APY, Security FSBSecurity FSB519 E Markland Ave, Kokomo, IN 46901A+5.0 ★Texas Ratio: 3.44% Personal Savings Accounts at 1.50% APY, and Encompass Federal Credit UnionEncompass Federal Credit Union4020 South Reed Road, Kokomo, IN 46901B4.5 ★Texas Ratio: 20.84% Regular Savings at 0.15% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Kokomo, Indiana, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Kokomo, Indiana (IN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Kokomo, Indiana and the surrounding area. Last Updated and Verified: March 28, 2026
Life Insurance: Capped at $25,000
Life Insurance: Capped at $25,000
Life Insurance: Capped at $25,000
Life Insurance: 10% of balance
Life Insurance: 10% of balance
Life Insurance: 10% of balance
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
$200,000 & Over
Minimum of $5,000 not currently deposited at Huntington.
$100,000-$199,999
over current rate account is earning
Qualifying balance up to $10,000.00
Qualifying balance up to $1,000,000.00
$25,000-$99,999
$1,000 bonus
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Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Minimum of $5,000 not currently deposited at Huntington.
Qualifications Met
Qualifications Required
Compare local Kokomo, IN savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana high-yield savings rates fell 0.035 points this week to 1.229% APY, down from 1.264% last week.
Indiana standard savings rates rose 0.359 points this week to 0.400% APY, up from 0.041% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Kokomo, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kokomo, Indiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.