Current auto loan rates in Kokomo, Indiana include Haynes Community Federal Credit UnionHaynes Community Federal Credit Union1801 S Park Rd, Kokomo, IN, 46902 6132A5.0 ★Texas Ratio: 13.26% offering Auto Loans New at 4.89%, SOLIDARITY COMMUNITYSOLIDARITY COMMUNITY201 E Southway Blvd, Kokomo, IN, 46902 3677A5.0 ★Texas Ratio: 6.06% offering Auto Loans - (2023 & Newer) 2023 and Newer Cars, Trucks, Vans & SUV's at 4.99%, Financial Builders Federal Credit UnionFinancial Builders Federal Credit Union2828 S Lafountain St, Kokomo, IN, 46902 3706A+5.0 ★Texas Ratio: 5.45% offering New Auto (2022 or newer) at 5.46%, STAR Financial BankSTAR Financial Bank114 E Walnut St, Kokomo, IN, 46901A+5.0 ★Texas Ratio: 2.20% offering Auto Loan at 6.75%, Baxter Credit UnionBaxter Credit Union927 S Curry Pike, Bloomington, IN, 47403 2624A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%. Auto loan rates as of March 25, 2026 according to verified data from MonitorBankRates.
Auto loan rates in Kokomo, Indiana are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Kokomo, Indiana. Auto Loan Rates Last Updated and Verified: March 25, 2026
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Special rates listed above are limited to A+ tiers only. Minimum loan amount is $10,000. Other rates and terms are available. Rates may vary according to credit worthiness and are subject to change without notice. Loans on 2016 vehicles and motorcycles cannot exceed 75% of retail. All payment examples are based upon a $20,000 loan for highest term listed in range.
Special rates listed above are limited to A+ tiers only. Minimum loan amount is $10,000. Other rates and terms are available. Rates may vary according to credit worthiness and are subject to change without notice. Loans on 2016 vehicles and motorcycles cannot exceed 75% of retail. All payment examples are based upon a $20,000 loan for highest term listed in range.
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Special rates listed above are limited to A+ tiers only. Minimum loan amount is $10,000. Other rates and terms are available. Rates may vary according to credit worthiness and are subject to change without notice. Loans on 2016 vehicles and motorcycles cannot exceed 75% of retail. All payment examples are based upon a $20,000 loan for highest term listed in range.
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Special rates listed above are limited to A+ tiers only. Minimum loan amount is $10,000. Other rates and terms are available. Rates may vary according to credit worthiness and are subject to change without notice. Loans on 2016 vehicles and motorcycles cannot exceed 75% of retail. All payment examples are based upon a $20,000 loan for highest term listed in range.
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2015 - 2017; 72 Months
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Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New auto loan rates fell 0.012 points this week to 5.365% APR, down from 5.377% last week.
Used auto loan rates fell 0.027 points this week to 5.673% APR, down from 5.700% last week.