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Idaho Savings Rate Trends

Nampa, Idaho (ID) Savings Rates - March 2026

The best savings rates for Nampa, Idaho and the surrounding area include First FSB of Twin FallsFirst FSB of Twin Falls1217 2nd Street S, Nampa, ID 83651A+5.0 ★Texas Ratio: 0.24% SuperSaver Savings at 10.47% APY, Pioneer Federal Credit UnionPioneer Federal Credit Union3000 12th Ave Rd, Nampa, ID 83686 8400A5.0 ★Texas Ratio: 10.77% Loyalty Savings at 5.00% APY, CAPITAL EDUCATORSCAPITAL EDUCATORS16275 N Marketplace Blvd, Nampa, ID 83687 5141A5.0 ★Texas Ratio: 7.10% Business Money Market Savings Account at 4.00% APY, Westmark Credit UnionWestmark Credit Union6034 Birch Ln, Nampa, ID 83687A+5.0 ★Texas Ratio: 2.97% First Time Home Buyer Savings at 4.00% APY, and Idaho Central Credit UnionIdaho Central Credit Union215 3rd Ave S, Nampa, ID 83651 3758A+5.0 ★Texas Ratio: 4.09% High-Yield Online Savings Account at 3.25% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Nampa, Idaho, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Nampa, Idaho (ID) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Nampa, Idaho and the surrounding area. Last Updated and Verified: March 28, 2026

Compare the Best Savings Rates in Nampa, Idaho & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
First FSB of Twin Falls
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
1217 2nd Street S, Nampa, ID 83651
SuperSaver Savings
10.47%
$0
Rate10.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

First FSB of Twin Falls
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
1217 2nd Street S, Nampa, ID 83651
SuperSaver Savings
7.79%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
3000 12th Ave Rd, Nampa, ID 83686 8400
Loyalty Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

First FSB of Twin Falls
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
1217 2nd Street S, Nampa, ID 83651
SuperSaver Savings
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

First FSB of Twin Falls
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
1217 2nd Street S, Nampa, ID 83651
SuperSaver Savings
4.40%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
16275 N Marketplace Blvd, Nampa, ID 83687 5141
Business Money Market Savings Account
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
3000 12th Ave Rd, Nampa, ID 83686 8400
High Yield Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
6034 Birch Ln, Nampa, ID 83687
First Time Home Buyer Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
3000 12th Ave Rd, Nampa, ID 83686 8400
High Yield Savings
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
215 3rd Ave S, Nampa, ID 83651 3758
High-Yield Online Savings Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
16275 N Marketplace Blvd, Nampa, ID 83687 5141
Business Money Market Savings Account
3.20%
$0
Rate3.15%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
164 E Maine Ave, Nampa, ID 83646
Tether Shares*
3.03%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
164 E Maine Ave, Nampa, ID 83646
Tether Savings
3.03%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedMar 27, 2026
Details

Qualifications Required: must open both the Tether savings and Tether checking account; agree to receive online statements; maintain a minimum balance of $50 in Tether Savings and make minimum deposit of $50 to the Tether savings each month from Tether checking by electronic means such as online banking, interactive voice response via our automated phone system. Any other non-human assisted deposit / transfer in order to obtain the disclosed annual percentage yield; Qualifying balance up to $15,000.00

Horizon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
164 E Maine Ave, Nampa, ID 83646
HomeStart Savings
3.03%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifications Required: Bundle with a Horizon checking account (excluding - Tether and Explorer Checking); Log on to online banking at least one time each calendar month; Receive at least one direct deposit that successfully posts to an account in the membership each calendar month; Conduct a minimum of 15 debit card transactions via the checking account in each calendar month; Be enrolled in electronic statements; Qualifying balance up to $50,000; $2,000 lender credit for first-time homebuyers

Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
3000 12th Ave Rd, Nampa, ID 83686 8400
High Yield Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
16275 N Marketplace Blvd, Nampa, ID 83687 5141
Business Money Market Savings Account
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
16292 N Marketplace Blvd, Nampa, ID 83687
High Yield Relationship Savings
2.63%
$25,000
Rate0.00%
Min Deposit$25,000
Min Balance
UpdatedMar 25, 2026
Details

Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
16292 N Marketplace Blvd, Nampa, ID 83687
High Yield Relationship Savings
2.58%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
16292 N Marketplace Blvd, Nampa, ID 83687
High Yield Relationship Savings
2.53%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
3000 12th Ave Rd, Nampa, ID 83686 8400
High Yield Savings
2.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
6034 Birch Ln, Nampa, ID 83687
High-Yield Savings Account
2.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
6034 Birch Ln, Nampa, ID 83687
High-Yield Savings Account
2.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
16292 N Marketplace Blvd, Nampa, ID 83687
High Yield Relationship Savings
2.28%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
6034 Birch Ln, Nampa, ID 83687
High-Yield Savings Account
2.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
6034 Birch Ln, Nampa, ID 83687
High-Yield Savings Account
2.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
3000 12th Ave Rd, Nampa, ID 83686 8400
High Yield Savings
2.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
16292 N Marketplace Blvd, Nampa, ID 83687
High Yield Relationship Savings
2.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
16275 N Marketplace Blvd, Nampa, ID 83687 5141
Business Money Market Savings Account
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
3000 12th Ave Rd, Nampa, ID 83686 8400
High Yield Savings
1.70%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
16292 N Marketplace Blvd, Nampa, ID 83687
High Yield Relationship Savings
1.51%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
16275 N Marketplace Blvd, Nampa, ID 83687 5141
Business Money Market Savings Account
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
16275 N Marketplace Blvd, Nampa, ID 83687 5141
High Yield Savings
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifying balance up to $50,000.00

Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
3000 12th Ave Rd, Nampa, ID 83686 8400
High Yield Savings
1.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
3000 12th Ave Rd, Nampa, ID 83686 8400
High Yield Savings
1.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
215 3rd Ave S, Nampa, ID 83651 3758
IRA Money Market Savings Account
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
6034 Birch Ln, Nampa, ID 83687
Medical Savings
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
215 3rd Ave S, Nampa, ID 83651 3758
Money Market Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
3000 12th Ave Rd, Nampa, ID 83686 8400
High Yield Savings
0.80%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
215 3rd Ave S, Nampa, ID 83651 3758
IRA Money Market Savings Account
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
215 3rd Ave S, Nampa, ID 83651 3758
Money Market Savings
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
215 3rd Ave S, Nampa, ID 83651 3758
IRA Money Market Savings Account
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
215 3rd Ave S, Nampa, ID 83651 3758
Money Market Savings
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
16275 N Marketplace Blvd, Nampa, ID 83687 5141
Education Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
16275 N Marketplace Blvd, Nampa, ID 83687 5141
Rise Youth and Young Adult Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
3000 12th Ave Rd, Nampa, ID 83686 8400
High Yield Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
215 3rd Ave S, Nampa, ID 83651 3758
IRA Money Market Savings Account
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
215 3rd Ave S, Nampa, ID 83651 3758
Money Market Savings
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
3000 12th Ave Rd, Nampa, ID 83686 8400
IRA Savings
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

All accounts require a minimum balance of $100 to earn APY

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
16275 N Marketplace Blvd, Nampa, ID 83687 5141
Commercial Business Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Banner Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
16292 N Marketplace Blvd, Nampa, ID 83687
High Yield Relationship Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.25%.

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
16275 N Marketplace Blvd, Nampa, ID 83687 5141
Commercial Business Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
16275 N Marketplace Blvd, Nampa, ID 83687 5141
Idaho First-time Home Buyer Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
16275 N Marketplace Blvd, Nampa, ID 83687 5141
Commercial Business Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
16275 N Marketplace Blvd, Nampa, ID 83687 5141
Commercial Business Savings Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
16275 N Marketplace Blvd, Nampa, ID 83687 5141
Idaho MSA Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
16275 N Marketplace Blvd, Nampa, ID 83687 5141
Commercial Business Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

First FSB of Twin Falls
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
1217 2nd Street S, Nampa, ID 83651
SuperSaver Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
103 12th Ave S, Nampa, ID 83651
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
103 12th Ave S, Nampa, ID 83651
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Nampa, ID Savings Rate Trends

Compare local Nampa, ID savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Idaho Savings Trends →
High-Yield Savings — ID Avg
1.174%
▼ 0.326 from last week

Idaho high-yield savings rates fell 0.326 points this week to 1.174% APY, down from 1.500% last week.

Standard Savings — ID Avg
0.370%
▲ 0.216 from last week

Idaho standard savings rates rose 0.216 points this week to 0.370% APY, up from 0.153% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Nampa, Idaho directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Nampa, Idaho. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in ID.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Nampa, Idaho

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Idaho, help your money grow faster through a higher APY.

Are savings accounts in Nampa, Idaho safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Idaho up to $250,000 per depositor, per institution.

How often do savings rates change in Nampa, Idaho?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Idaho rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Nampa, Idaho may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Nampa, Idaho?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Nampa, Idaho offer in-person customer service, which some customers prefer.

How do I open a savings account in Nampa, Idaho?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Nampa, Idaho

Here are recent savings rates observed in Nampa, Idaho and the surrounding area:
  • First FSB of Twin Falls
    SuperSaver Savings — 10.47% APY
  • Pioneer Federal Credit Union
    Loyalty Savings — 5.00% APY
  • CAPITAL EDUCATORS
    Business Money Market Savings Account — 4.00% APY
  • Westmark Credit Union
    First Time Home Buyer Savings — 4.00% APY
  • Idaho Central Credit Union
    High-Yield Online Savings Account — 3.25% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Nampa, Idaho. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026