The best savings rates for Nampa, Idaho and the surrounding area include First FSB of Twin FallsFirst FSB of Twin Falls1217 2nd Street S, Nampa, ID 83651A+5.0 ★Texas Ratio: 0.24% SuperSaver Savings at 10.47% APY, Pioneer Federal Credit UnionPioneer Federal Credit Union3000 12th Ave Rd, Nampa, ID 83686 8400A5.0 ★Texas Ratio: 10.77% Loyalty Savings at 5.00% APY, CAPITAL EDUCATORSCAPITAL EDUCATORS16275 N Marketplace Blvd, Nampa, ID 83687 5141A5.0 ★Texas Ratio: 7.10% Business Money Market Savings Account at 4.00% APY, Westmark Credit UnionWestmark Credit Union6034 Birch Ln, Nampa, ID 83687A+5.0 ★Texas Ratio: 2.97% First Time Home Buyer Savings at 4.00% APY, and Idaho Central Credit UnionIdaho Central Credit Union215 3rd Ave S, Nampa, ID 83651 3758A+5.0 ★Texas Ratio: 4.09% High-Yield Online Savings Account at 3.25% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Nampa, Idaho, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Nampa, Idaho (ID) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Nampa, Idaho and the surrounding area. Last Updated and Verified: March 28, 2026
Qualifications Required: must open both the Tether savings and Tether checking account; agree to receive online statements; maintain a minimum balance of $50 in Tether Savings and make minimum deposit of $50 to the Tether savings each month from Tether checking by electronic means such as online banking, interactive voice response via our automated phone system. Any other non-human assisted deposit / transfer in order to obtain the disclosed annual percentage yield; Qualifying balance up to $15,000.00
Qualifications Required: Bundle with a Horizon checking account (excluding - Tether and Explorer Checking); Log on to online banking at least one time each calendar month; Receive at least one direct deposit that successfully posts to an account in the membership each calendar month; Conduct a minimum of 15 debit card transactions via the checking account in each calendar month; Be enrolled in electronic statements; Qualifying balance up to $50,000; $2,000 lender credit for first-time homebuyers
Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.
Qualifying balance up to $50,000.00
All accounts require a minimum balance of $100 to earn APY
If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.25%.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Compare local Nampa, ID savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Idaho high-yield savings rates fell 0.326 points this week to 1.174% APY, down from 1.500% last week.
Idaho standard savings rates rose 0.216 points this week to 0.370% APY, up from 0.153% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Nampa, Idaho directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Nampa, Idaho. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in ID.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.